Search found 313 matches

by KSOC
Mon Dec 03, 2018 7:59 am
Forum: Personal Consumer Issues
Topic: Moving Pods or "Packs" for long distance move
Replies: 12
Views: 1440

Re: Moving Pods or "Packs" for long distance move

We used upack as well back in 2004. Pennsylvania to Florida, family of 4, 3 bedrooms. Used the whole 28' trailer. Good experience & very cost efficient. Back then moving costs were very tax friendly.
by KSOC
Fri Nov 30, 2018 7:00 am
Forum: Personal Consumer Issues
Topic: How do Bogleheads justify taking vacation?
Replies: 102
Views: 4363

Re: How do Bogleheads justify taking vacation?

It's good to leave routine.
It's good to get away.
It's good to come home.
It's good to get back to routine.

I tell my daughters to save save save!
But enjoy your life, because life is about living.
by KSOC
Sun Nov 25, 2018 2:03 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3877
Views: 1085298

Re: What Movie Have You Recently Watched?

"The Wailing" on Netflix. Not bad, but my daughter had to explain some of it. It was rather long, and I hung in until the end. Even after her explanation I was underwhelmed. Guess I'm not that smart, which proves my school grades were correct.
by KSOC
Sat Nov 24, 2018 4:36 pm
Forum: Personal Consumer Issues
Topic: Black Friday 2018
Replies: 123
Views: 15012

Re: Black Friday 2018

I've been busy. Just replaced the following: 26 year old Whirlpool washer with another Whirlpool washer (Lowes - Mastercard 2% back) 11 year old Dyson vacuum with another Dyson vac (Dyson.com) 5 year old BF Goodrich tires with same (Sam's - Visa 5% back) I had needs on all & am happy with the value ...
by KSOC
Tue Nov 20, 2018 6:47 am
Forum: Personal Consumer Issues
Topic: Good oil for cooking and salad?
Replies: 38
Views: 2456

Re: Good oil for cooking and salad?

In our house we use bacon fat, butter, olive oil (regular & EVO), & coconut oil (the non flavored kind). Just depends on if we're frying, sauteing, baking or flavoring. I've read articles about the use of Hexane in the processing of canola & vegetable oils. These are the most prevalent types of oils...
by KSOC
Fri Nov 02, 2018 2:38 pm
Forum: Personal Consumer Issues
Topic: Florida transportation between coasts
Replies: 17
Views: 1211

Re: Florida transportation between coasts

There is a bus service from Ft. Myers to Ft. Lauderdale. redcoachusa.com Nice buses, fairly good price. My daughters used them occasionally. from Orlando to Tallahassee. If you are so inclined.
by KSOC
Wed Sep 26, 2018 12:18 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 965
Views: 104344

Re: [What TV Show Have You Recently Watched?]

Nobody watching "The Tunnel"? Two season on Amazon Prime. Terrific! Have you seen the original Swedesh/Dannish show "The Bridge"? Is the story same/similar? Looks like the same story. So according to Wikipedia, the original version you mention spawned French "The Tunnel" & an American "The Bridge",...
by KSOC
Tue Sep 25, 2018 5:16 pm
Forum: Investing - Help with Personal Investments
Topic: What investment company does your employer use?
Replies: 21
Views: 1434

Re: What investment company does your employer use?

My 401k is administered by Prudential. I was jettisoned over a year ago from my employer, but have kept my money there because of Vanguard Institutional Funds - Total Stock, Total International & Total Bond. 4th fund I hold there is a Stable Value Fund at 3.15%. $13 a quarter for Admin Fees for the ...
by KSOC
Wed Sep 12, 2018 8:04 am
Forum: Personal Consumer Issues
Topic: Hurricane Florence - survival guide
Replies: 87
Views: 6723

Re: Hurricane Florence - survival guide

My 5500 watt generator goes on the back screened porch (assuming it's still there.) We set it up the day after. It's placed close enough I can run the cable into the garage to the transfer switch. Put carbon monoxide detector inside but near the generator, and one near your bedrooms. I have a fan b...
by KSOC
Mon Sep 10, 2018 12:48 pm
Forum: Personal Consumer Issues
Topic: Hurricane Florence - survival guide
Replies: 87
Views: 6723

Re: Hurricane Florence - survival guide

My 5500 watt generator goes on the back screened porch (assuming it's still there.) We set it up the day after. It's placed close enough I can run the cable into the garage to the transfer switch. Put carbon monoxide detector inside but near the generator, and one near your bedrooms. I have a fan be...
by KSOC
Sat Sep 01, 2018 5:09 am
Forum: Personal Consumer Issues
Topic: Do-It-Yourself Wiring the Home With Ethernet: What to Buy
Replies: 54
Views: 3431

Re: Do-It-Yourself Wiring the Home With Ethernet: What to Buy

Impromptu wrote:
Sat Sep 01, 2018 1:52 am
If you decide that the project is not feasible, the Netgear Gigabit Powerlines work really well.
+1
by KSOC
Sun Aug 26, 2018 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: What is your stealth way to save monthly?
Replies: 87
Views: 9902

Re: What is your stealth way to save monthly?

In addition to all of the previous suggestions, I have my bills set up on auto pay with credit card. My Fidelity credit card earned 2% cashback that goes directly into a taxable account. Year to date I have saved over $600 by paying bills with the credit card. We do similar. Credit card cash reward...
by KSOC
Thu Aug 16, 2018 8:58 am
Forum: Personal Consumer Issues
Topic: Celebrating the day you retired
Replies: 46
Views: 3241

Re: Celebrating the day you retired

I really didn't celebrate because at 58 I didn't think I was done (my facility was closed down). Over a year now & we seem to be doing ok on my wifes salary. Finally the other day I told someone I was retired. Maybe I am, but always keeping my eye open for the perfect part-time gig. I do celebrate t...
by KSOC
Sun Aug 12, 2018 6:07 am
Forum: Personal Consumer Issues
Topic: What is your favorite reasonably priced Rum?
Replies: 48
Views: 4525

Re: What is your favorite reasonably priced Rum?

Actionable - Because of this thread, I will buy some Black Strap Rum. I am not a rum fan but I do love molasses. Never have I heard of this before. Got to at least give it a go.
by KSOC
Sat Aug 11, 2018 7:28 pm
Forum: Personal Finance (Not Investing)
Topic: Paper checks yes or no?
Replies: 116
Views: 6954

Re: Paper checks yes or no?

I still have checks. Paid the tree guy with a check. He didn't take credit cards, but really wanted cash. This was an ok compromise. Had A/C unit installed. When presented with the invoice I handed a credit card. Was then offered $150 off for a check. I charge just about everything or pay electronic...
by KSOC
Thu Aug 09, 2018 4:40 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 965
Views: 104344

Re: [What TV Show Have You Recently Watched?]

Nobody watching "The Tunnel"? Two season on Amazon Prime. Terrific! Also on Prime - "Eat.Race.Win". Fascinating look behind the scenes of the Tour de France, emphasis on the nutrition of the racers & the preparation of their meals. Really good. I watched the first season of "The Tunnel" on PBS. I h...
by KSOC
Wed Aug 08, 2018 5:13 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 965
Views: 104344

Re: [What TV Show Have You Recently Watched?]

Nobody watching "The Tunnel"? Two season on Amazon Prime. Terrific!

Also on Prime - "Eat.Race.Win". Fascinating look behind the scenes of the Tour de France, emphasis on the nutrition of the racers & the preparation of their meals. Really good.
by KSOC
Fri Aug 03, 2018 8:32 am
Forum: Investing - Theory, News & General
Topic: Retire at 55 [Which funds to use between 55 and 59.5?]
Replies: 21
Views: 4007

Re: Retire at 55 [Which funds to use between 55 and 59.5?]

Something else to consider... health care. If you are buying your insurance under the terms of the ACA, the premiums you pay and your out of pocket costs may be dependent upon your income. If you have enough money in taxable accounts, you can keep your income (retirement account distributions) low ...
by KSOC
Thu Aug 02, 2018 6:41 pm
Forum: Personal Consumer Issues
Topic: Which diet soda pop do you enjoy?
Replies: 110
Views: 5095

Re: Which diet soda pop do you enjoy?

All diet here. Any Coca Cola Zero product. Also Sunkist, Dr. Pepper, 7-Up, Ginger Ale, & A&W Root Beer. Keep all on hand for mixing with bourbon or vodka. But for just regular non alcoholic drinking, I buy Publix 2L of Caffeine Free Diet Cola & Diet Club Soda. I am addicted to the fizz. And caffeine...
by KSOC
Tue Jul 31, 2018 5:57 am
Forum: Personal Consumer Issues
Topic: Recent Kia Soul obsedrvations
Replies: 5
Views: 954

Re: Recent Kia Soul obsedrvations

sarah jane, just took my 2016 Soul (10,000 miles, I bought new) on it's first major trip last week. Orlando to Greenville, SC. It performed admirably. No issue with on ramps or getting up to speed. It is a base model. Was kicking it over 80 several times, no shaking or trembling on the vehicles part...
by KSOC
Mon Jul 30, 2018 7:41 am
Forum: Personal Finance (Not Investing)
Topic: Hurricane Impact Windows Full House
Replies: 10
Views: 588

Re: Hurricane Impact Windows Full House

I had old 1969 windows replaced in 2004 when we bought this home. Windows were Miami/Dade certified PGT coded. I don't exactly know the impact resistance but I wanted more protection from projectiles, not just wind speed. So I bought storm panels for each & every opening on my house, & garage door b...
by KSOC
Sun Jul 29, 2018 8:44 pm
Forum: Personal Consumer Issues
Topic: Why dont people sit outside more? And how to deal with bugs?
Replies: 50
Views: 5605

Re: Why dont people sit outside more? And how to deal with bugs?

Growing up we had a big covered front porch, with rockers & gliders. Dad would smoke a cigar & we'd listen to the Phillies or Orioles on the radio. Saw a lot of folks out & about, usually temps were a little cooler after the evening thunderstorm. But then air conditioning happened, we moved to a new...
by KSOC
Sat Jul 28, 2018 4:24 pm
Forum: Personal Consumer Issues
Topic: AAA & AARP = Travel Benefits?
Replies: 27
Views: 2679

Re: AAA & AARP = Travel Benefits?

Please add carrentalsavers.com to the mix of checking car rentals. I have used the Visa or MasterCard discounts for the last 3 years and find them hard to beat. I recently booked a trip on Amtrak and was disappointed to find there are no longer any discounts for AAA or AARP. There is a Senior Discou...
by KSOC
Thu Jul 26, 2018 8:59 pm
Forum: Investing - Help with Personal Investments
Topic: FRS (Florida Retirement System) question
Replies: 13
Views: 1474

Re: FRS (Florida Retirement System) question

My wife also chose the pension plan in the FRS. Her district allows pre-tax contributions via payroll deduction to a 403b, no match. Fortunately one of the approved vendors was Fidelity. The other six or so choices were not good options. She has about 3 years left & soon we will have to figure out t...
by KSOC
Wed Jul 25, 2018 11:30 am
Forum: Personal Consumer Issues
Topic: Cablevisions Bill
Replies: 31
Views: 1485

Re: Cablevisions Bill

Playstation VUE, Sling TV, Netflix, Hulu, Kodi, Roku.....there are so many options. Cable TV will never get another dime from me. Direct TV will never also. Whatever you do, you will learn to adapt to it. We cut the cord a few summers ago and my wife and kids hated me for about a month. Then, they ...
by KSOC
Sat Jul 21, 2018 4:58 pm
Forum: Personal Consumer Issues
Topic: Suggestions About Simulating Homemade Chicken Stock
Replies: 28
Views: 1792

Re: Suggestions About Simulating Homemade Chicken Stock

I buy the big containers of Knorrs beef, & chicken bouillon. I think the taste is great. Maybe not homemade, but quick & easy. My basis for many soups.
The chicken I use for homemade Egg drop wonton soup. I could eat that everyday.
by KSOC
Fri Jul 20, 2018 8:17 am
Forum: Personal Consumer Issues
Topic: Fake IRS calls - anybody care?
Replies: 62
Views: 3813

Re: Fake IRS calls - anybody care?

I've been getting a new Microsoft scam lately. Not the one where MS Office is infected, but Microsoft license has expired & without payment I won't be able to do something, not sure as I always hang up.
by KSOC
Wed Jul 18, 2018 6:11 am
Forum: Personal Consumer Issues
Topic: 35 minute connection for flight, long enough?
Replies: 65
Views: 4099

Re: 35 minute connection for flight, long enough?

Folks, Thanks for your excellent advice, we've decided to get a direct flight into ORD instead. Good move. I missed one flight in my life & I vow never to let that happen again. My family knows this, so they are aware of my insistence to be at the gate early. Also, seems like in the past few years ...
by KSOC
Fri Jul 13, 2018 8:59 pm
Forum: Investing - Help with Personal Investments
Topic: Dave Ramsey made me laugh today
Replies: 63
Views: 7199

Re: Dave Ramsey made me laugh today

I heard this and perked up too. What caught my attention wasn't that DR doesn't own bonds. It was the fact that the caller was 47 YO, married, hoping to retire in 15 years.That's pretty much all the info we had. Caller engaged Vanguard PAS to possibly move his/their portfolio to Vanguard. PA advised...
by KSOC
Thu Jul 12, 2018 10:57 am
Forum: Personal Consumer Issues
Topic: Is expensive olive oil worth it?
Replies: 59
Views: 6065

Re: Is expensive olive oil worth it?

We use the regular Aldi brand regular olive oil for cooking & baking instead of vegetable or canola. It really has a mild flavor. I use Aldi EVO for some Italian dishes for flavoring. Lastly, if I'm frying foods, it's coconut oil (not the heavy coconut taste) or peanut oil. We will buy European styl...
by KSOC
Mon Jul 09, 2018 9:02 pm
Forum: Investing - Help with Personal Investments
Topic: Advice on MidCap Index Funds
Replies: 6
Views: 777

Re: Advice on MidCap Index Funds

I keep Total Stock Market Index & Small Cap Index in my taxable. I get plenty of Mid Cap between the two.
But it's your choice. I like simple.
by KSOC
Tue Jul 03, 2018 7:03 pm
Forum: Local Chapters and Bogleheads Community
Topic: Too much Bogleheads.org?
Replies: 90
Views: 15424

Re: Too much Bogleheads.org?

The Philly area just got hit with some thunderstorms and my power got knocked out. What's the first thing I did? Setup my laptop and cellphone tether to login to the forum. I'll get the generator going shortly... My daughter is on a train to Philly and that storm knocked out the trains power. They ...
by KSOC
Tue Jul 03, 2018 9:44 am
Forum: Personal Consumer Issues
Topic: Cordcutters - Playstation Vue
Replies: 30
Views: 3756

Re: Cordcutters - Playstation Vue

Seems incredibly expensive for what you get, almost the same price as cable, so it defeats the purpose. Cut the cord 15 years ago, and recently even cut Netflix. Now happy with only Amazon Prime and will never pay more than around 20 bucks a month on tv again. I was paying Directv $82 a month. But ...
by KSOC
Tue Jul 03, 2018 8:08 am
Forum: Personal Consumer Issues
Topic: Cordcutters - Playstation Vue
Replies: 30
Views: 3756

Re: Cordcutters - Playstation Vue

I'm pretty disappointed too. I've tried most of the others and we liked Vue the best. I'm always thinking of dropping it, but I like my sports & wife is addicted to Hallmark Channel. I can't down grade package or we lose those things, can't switch providers or we pay the same. But, $50 is ok as we d...
by KSOC
Sun Jun 24, 2018 11:16 am
Forum: Personal Consumer Issues
Topic: Garage refrigerator
Replies: 22
Views: 2977

Re: Garage refrigerator

I live in Florida and have fridge in garage. It's about 18 years old. Garage will get around 90° during summer months. Never an issue with it not keeping cold or frozen. I think the key is we use it beverages & extra stock, so the doors are not being opened constantly. Whatever electric I'm paying i...
by KSOC
Sat Jun 23, 2018 8:14 pm
Forum: Investing - Theory, News & General
Topic: Why won't Vanguard drop VTI & VOO expense to 0.03?
Replies: 39
Views: 3994

Re: Why won't Vanguard drop VTI & VOO expense to 0.03?

Alexa9 wrote:
Fri Jun 22, 2018 7:45 pm
We're talking about a basis point? One basis point? (Allen Iverson voice)
+1

Love this!
by KSOC
Tue Jun 19, 2018 4:19 pm
Forum: Personal Consumer Issues
Topic: Road trip Pennsylvania,Maryland,and DC
Replies: 97
Views: 5819

Re: Road trip Pennsylvania,Maryland,and DC

I made some uncomplimentary remarks up-thread about Lancaster County and "Pennsylvania Dutch Country" and, since I busted on someone else for making unsubstantiated cracks about Philadelphia, I think I should practice what I preach and be more specific. Lancaster County has seen lots of development...
by KSOC
Tue Jun 19, 2018 2:13 pm
Forum: Personal Consumer Issues
Topic: Road trip Pennsylvania,Maryland,and DC
Replies: 97
Views: 5819

Re: Road trip Pennsylvania,Maryland,and DC

. . . I live in northeast PA...trust me. Philly is a wreck... . . . An incredibly dumb statement, and I'm being polite. Independence Hall (a UNESCO World Heritage Site), Valley Forge, the Liberty Bell, the Franklin Institute, Philadelphia Museum of Art, the Academy of Music, Chadds Ford (Andrew Wye...
by KSOC
Mon Jun 18, 2018 8:28 pm
Forum: Personal Consumer Issues
Topic: Road trip Pennsylvania,Maryland,and DC
Replies: 97
Views: 5819

Re: Road trip Pennsylvania,Maryland,and DC

Philly is a great walking town. Lots to see. Parking a car in Philly will run you about $30 a night. I'd fly into Philly. Take train right from airport to Center City Marriott or Home2 Suites right across from The Reading Terminal Market. All the foods you ever want to eat are there. Walking distanc...
by KSOC
Mon Jun 18, 2018 5:49 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 965
Views: 104344

Re: [What TV Show Have You Recently Watched?]

DCI Banks
No Second Chance
The Five
Luther
by KSOC
Sun Jun 17, 2018 10:15 am
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 9476

Re: Which Supermarket are you?

I have many choices where I live. Aldi is first list, then fill the rest at Publix for BOGO's & certain products. Not an organic guy either. Dollar-wise 70% Aldi & 30% Publix. I don't sacrifice quality for price, but I won't replace value for brand.
by KSOC
Fri Jun 15, 2018 1:13 pm
Forum: Investing - Help with Personal Investments
Topic: ownership at Ally
Replies: 7
Views: 722

Re: ownership at Ally

Yes. I'm surprised you can't at Cap One.
by KSOC
Fri Jun 15, 2018 1:11 pm
Forum: Personal Consumer Issues
Topic: A vehicle that "sits up" but can't afford CRV
Replies: 63
Views: 5751

Re: A vehicle that "sits up" but can't afford CRV

jlawrence01 wrote:
Fri Jun 15, 2018 10:25 am
One car that I like to drive that would fit all of the qualifications is the KIA Soul.
+1.
Sits up, great vision, easy in & out, great sound, drives great. Most fun driving car I ever had.
by KSOC
Fri Jun 01, 2018 6:22 am
Forum: Personal Finance (Not Investing)
Topic: is Having more and needing less normal?
Replies: 113
Views: 9325

Re: is Having more and needing less normal?

Ok, about those 10 year old clothes. Wife & I dropped off a load stuff to the local mission sharing center. In it was 2 shirts of mine, given to me by my sister. I never liked those shirts. The guy at the mission says "Good, we need more Men's clothing". I looked at him & said,"Yes you do, I buy all...
by KSOC
Wed May 30, 2018 6:17 pm
Forum: Personal Consumer Issues
Topic: Enterprise vs Avis
Replies: 43
Views: 3320

Re: Enterprise vs Avis

https://carrentalsavers.com

Under car rental discounts I always check Visa discount or MasterCard. Once, Local Discount was the winner. Best price wins. I'm mostly BWI or Philly.
by KSOC
Mon May 28, 2018 7:04 am
Forum: Local Chapters and Bogleheads Community
Topic: MEMORIAL DAY 2018
Replies: 28
Views: 3043

Re: MEMORIAL DAY 2018

mlebuf wrote:
Mon May 28, 2018 3:15 am
Hi Taylor and all,

Here is a fitting tribute to those who gave their lives, and those who would have, so that we may live in peace and freedom:
https://www.youtube.com/embed/eEs4ke7cdNQ
+1
by KSOC
Sat May 26, 2018 7:17 am
Forum: Personal Consumer Issues
Topic: Earphones for iPhone?
Replies: 20
Views: 1655

Re: Earphones for iPhone?

I got a set of the mpows a few months back & liked then enough to get my wife a pair. Lightweight, good sound & great price under $40. Use them for phone call, podcasts, music, radio streaming. Wired & Bluetooth. Ordered thru Amazon. https://www.xmpow.com/mpow-h1-bluetooth-headphones-over-ear-lightw...
by KSOC
Wed May 23, 2018 3:41 pm
Forum: Personal Consumer Issues
Topic: Winter Home - issues/costs?
Replies: 33
Views: 2538

Re: Winter Home - issues/costs?

We live in the northern US where the winters are cold and long. We love living there in the summer, but as I get older I'm finding the winters more unbearable. Once we retire, we are toying around with spending 2-3 month a year in the middle of winter in a warmer location, like AZ or FL, but keepin...
by KSOC
Mon May 21, 2018 7:04 am
Forum: Investing - Theory, News & General
Topic: Edelman & Financial Engines merging
Replies: 36
Views: 4589

Re: Edelman & Financial Engines merging

Ok, time for someone to say something nice about Ric Edelman. I am not an Edelman client - I did not want to pay the 1.5% AUM fee. :shock: There is one service though that Edelman does provide that I feel gets lost in the Ric-Ripping: He does provide a free consultation , and in my case, it resulte...
by KSOC
Wed May 16, 2018 8:23 pm
Forum: Personal Consumer Issues
Topic: Roof TV Antenna Recommendation Needed
Replies: 23
Views: 1934

Re: Roof TV Antenna Recommendation Needed

We don’t have cable or dish; OTA broadcast is sufficient for us. But, a 22 mph breeze brought down our 38 year old Sears roof antenna recently, and we are looking for a replacement that can handle 4K, Hi-VHF, UHF TV and Sirius XM Satellite Radio reception with a range close to 100 miles. Surprising...