Search found 37 matches

by HeartinAK
Mon Nov 23, 2020 11:58 am
Forum: Personal Consumer Issues
Topic: What are you getting your s/o for the holidays?
Replies: 86
Views: 5426

Re: What are you getting your s/o for the holidays?

A custom made wooden cribbage board. Our family loves to play when the kids come home from school during the summer and holidays. It will be an upgrade from the cheapo we have had for years.
by HeartinAK
Tue Nov 10, 2020 1:57 pm
Forum: Personal Consumer Issues
Topic: Boglehead Beer
Replies: 954
Views: 178572

Re: Boglehead Beer

My favorite right now is from a local brewery:
Alaskan Treadwell Barrel-Aged Series: Strawberry Blonde Aged in Coconut Rum Barrels. I am loving this!
Jules
by HeartinAK
Sat Sep 26, 2020 2:28 pm
Forum: Personal Consumer Issues
Topic: What's your favorite reasonably priced gin?
Replies: 80
Views: 4475

Re: What's your favorite reasonably priced gin?

I was never a gin fan until recently. We have a local distillery, Amalga, that makes Juneauper Gin. I find the juniper essence in this one to be refreshing and not overpowering. Made up some rhubarb simple syrup and added to this gin makes an amazing collins drink!
Jules
by HeartinAK
Fri Sep 25, 2020 10:56 am
Forum: Personal Consumer Issues
Topic: Small Travel Trailer Advise needed
Replies: 44
Views: 2577

Re: Small Travel Trailer Advise needed

Agree with the fiberglass trailers. They actually hold their value very well. We are looking at purchasing an Escape trailer. There are a few here where we live and they are great.
Jules
by HeartinAK
Tue Sep 22, 2020 11:55 am
Forum: Personal Consumer Issues
Topic: What is your favorite reasonably priced bourbon?
Replies: 219
Views: 24723

Re: What is your favorite reasonably priced bourbon?

Huge bourbon fan so have to reply :)
Old Forester or Buffalo Trace for sipping straight or over ice. Love bourbons that have some complexity and great smell (think caramel).
Knob Creek or Elijah Craig for mixing.
by HeartinAK
Mon Sep 14, 2020 11:11 am
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 166
Views: 17983

Re: Older Women Lifting Weights

Good morning. 52 and trying to get back into healthier routines. I did a quick search but are there any threads out there about meal planning? Or, does anyone have any good resources they use? I am terrible about planning and need help getting into a better routine.
Thanks for any input.
Jules
by HeartinAK
Mon Aug 24, 2020 5:52 pm
Forum: Personal Investments
Topic: Colllege Son with $30k Savings - Tiered Approach?
Replies: 11
Views: 1171

Re: Colllege Son with $30k Savings - Tiered Approach?

A son of mine earned income while in college. He opened a Roth IRA and I, as a shameless briber of youth, matched his contribution. He was eligible for PRIMECAP, so he did that, and the rest went to Total Stock Market, although he might have switched to a Total World Index fund. My advice was to ig...
by HeartinAK
Tue Jul 14, 2020 6:25 pm
Forum: Personal Finance (Not Investing)
Topic: Helping our Adult Child Buy a Home
Replies: 72
Views: 5757

Re: Helping our Adult Child Buy a Home

Often finance and loans break relationships. Keeping things simple makes relationships better. My suggestion would be to gift your daughter whatever you can ( may be for the down payment) and they buy a house that they can afford. Having 50% ownership and gifting yearly for mortgage makes things co...
by HeartinAK
Tue Jul 07, 2020 10:41 am
Forum: Personal Consumer Issues
Topic: 1st Car Purchase - Volvo XC90 vs. Lexus RX350
Replies: 70
Views: 5143

Re: 1st Car Purchase - Volvo XC90 vs. Lexus RX350

I have had both. While I really liked my Volvo, the cost of general maintenance and repairs was quite expensive.
I love my Lexus and for similar maintenance items, I am paying less than I did with my Volvo. I think my Lexus is quieter also.
Jules
by HeartinAK
Fri Jul 03, 2020 11:04 am
Forum: Personal Consumer Issues
Topic: Face *Shields*?
Replies: 14
Views: 2240

Re: Face *Shields*?

There is a local company who has adapted their primary business plan to make face shields and protective equipment. They have had great feedback from customers. I have not purchased anything from them so no first hand experience. I don't know how to insert a link here but the name is Rapid Response ...
by HeartinAK
Mon Jun 29, 2020 3:59 pm
Forum: Personal Consumer Issues
Topic: Thinking about joining Air National Guard at 31 years
Replies: 94
Views: 6214

Re: Thinking about joining Air National Guard at 31 years

Adding my experience. I was active duty for 4 years right out of high school. Went in firstly because I wanted to serve, secondly for the GI Bill. Decided at 40 that I really wanted to serve again and went through the process to enlist in the Air Guard. Found out we were being relocated for my husba...
by HeartinAK
Fri Jun 26, 2020 8:43 pm
Forum: Personal Finance (Not Investing)
Topic: Getting your spouse on the same page
Replies: 77
Views: 9652

Re: Getting your spouse on the same page

I really enjoy this forum! There’s more than money wisdom here. My husband of 39 years has no interest in investing or finances. I take care of all of it. It’s a burden that I sometimes feel i just can’t bear alone...but he’s never critical or angry about the mistakes I make. I retired 12 years ago...
by HeartinAK
Mon Jun 15, 2020 2:17 pm
Forum: Personal Consumer Issues
Topic: Feminine Beauty Products - best bang for your buck?
Replies: 36
Views: 3682

Re: Feminine Beauty Products - best bang for your buck?

Cerave and Cetaphil, both derm recommended for cleanser and moisturizer. Cerave has hylauronic acid (sp?).
Jules
by HeartinAK
Thu Nov 21, 2019 10:38 am
Forum: Personal Investments
Topic: Colllege Son with $30k Savings - Tiered Approach?
Replies: 11
Views: 1171

Re: Colllege Son with $30k Savings - Tiered Approach?

Thanks to everyone for the replies. You have given me several options to explore and I appreciate the help!

Jules
by HeartinAK
Tue Nov 19, 2019 8:21 pm
Forum: Personal Investments
Topic: Colllege Son with $30k Savings - Tiered Approach?
Replies: 11
Views: 1171

Re: Colllege Son with $30k Savings - Tiered Approach?

Sounds like I need to look into more Vanguard options.
He has a summer job that he earns about $15k each summer. He will be working the same job this summer.

Jules
by HeartinAK
Tue Nov 19, 2019 5:21 pm
Forum: Personal Investments
Topic: Colllege Son with $30k Savings - Tiered Approach?
Replies: 11
Views: 1171

Re: Colllege Son with $30k Savings - Tiered Approach?

Hello. My 20 year old, Junior in college has about 30K currently in his savings. I am trying to guide him on his finances. He currently has a Vanguard target fund retirement account. He wants to contribute a bit more to that but is unsure what to do with the rest. I thought a tiered approach would ...
by HeartinAK
Tue Nov 19, 2019 4:15 pm
Forum: Personal Investments
Topic: Colllege Son with $30k Savings - Tiered Approach?
Replies: 11
Views: 1171

Colllege Son with $30k Savings - Tiered Approach?

Hello. My 20 year old, Junior in college has about 30K currently in his savings. I am trying to guide him on his finances. He currently has a Vanguard target fund retirement account. He wants to contribute a bit more to that but is unsure what to do with the rest. I thought a tiered approach would b...
by HeartinAK
Thu Nov 07, 2019 1:42 pm
Forum: Personal Consumer Issues
Topic: Flooring
Replies: 19
Views: 1280

Re: Flooring

I am super happy with our LVP. I researched the heck out of it. We have 3 dogs and a very wet environment. I went with glue down to ensure it would be as waterproof as possible. Have had it for almost a year and it has been exactly what I hoped for.

Jules
by HeartinAK
Sat Aug 24, 2019 6:02 pm
Forum: Personal Consumer Issues
Topic: Anyone disenchanted with retirement?
Replies: 326
Views: 51120

Re: Anyone disenchanted with retirement?

When I "retire" I plan to do it by the definition:

re·tired
/rəˈtī(ə)rd/
Learn to pronounce
adjective
1.
having left one's job and ceased to work.

:)
by HeartinAK
Sat Aug 24, 2019 2:54 pm
Forum: Personal Consumer Issues
Topic: Pet Insurance?
Replies: 26
Views: 1644

Re: Pet Insurance?

We have a 10 month old Golden Retriever and have Trupanion. This is the first time we have had insurance for a dog but knew that Goldens could be prone to several health conditions. We have had 2 claims, 1 for giardia early on and then just recently for a tear duct issue. They paid exactly what they...
by HeartinAK
Sat Jul 20, 2019 12:48 pm
Forum: Personal Consumer Issues
Topic: Garage Organization
Replies: 57
Views: 5465

Re: Garage Organization

Take everything out. All at once. Leave on your driveway. Decide on categories: big garden items, hand tools, paint, supplies like trash bags and cleaning supplies, car stuff, lawn decorations, bikes, snow blower, lawn mower etc. Discard what you don’t want. Put in box to sell or trash. Do not co-m...
by HeartinAK
Sun Aug 12, 2018 11:21 am
Forum: Personal Finance (Not Investing)
Topic: Rental Property with Sibling Questions
Replies: 22
Views: 1972

Re: Rental Property with Sibling Questions

Good read Denovo. Thank you!
Jules
by HeartinAK
Sat Aug 11, 2018 11:24 pm
Forum: Personal Finance (Not Investing)
Topic: Rental Property with Sibling Questions
Replies: 22
Views: 1972

Re: Rental Property with Sibling Questions

Good advice Gardener and GTD98765. I agree with what you and others have said.
I will be passing on buying the property and instead try to make sure my parents can work as stress free as possible with a realtor to get the best price they can.

Jules
by HeartinAK
Sat Aug 11, 2018 10:21 am
Forum: Personal Finance (Not Investing)
Topic: Rental Property with Sibling Questions
Replies: 22
Views: 1972

Re: Rental Property with Sibling Questions

Thank you all for your replies. Reading them has made me slow down and rethink things. I think we will start with the option of helping our parents go through a realtor. It is hard for me as I am in another state but can assist my sister any way I can. She has owned rentals prior and we would use a ...
by HeartinAK
Fri Aug 10, 2018 11:37 am
Forum: Personal Finance (Not Investing)
Topic: Rental Property with Sibling Questions
Replies: 22
Views: 1972

Re: Rental Property with Sibling Questions

Thank you so much for the replies. Really good things pointed out here that I need to think about. We don’t have any kind of LLC or any past or present property investments. The only reason we are considering this is because my parents have moved up to a place on my sister’s property. They are think...
by HeartinAK
Fri Aug 10, 2018 9:43 am
Forum: Personal Finance (Not Investing)
Topic: Rental Property with Sibling Questions
Replies: 22
Views: 1972

Rental Property with Sibling Questions

Good morning. Hoping for any advice or thoughts from folks. My sister and I are going to buy my parents house solely for a rental. We will be going in 50/50 and will carry a mortgage on it. She has gotten a recommendation to setup an LLC to buy/operate the rental. I have been told by a friend to loo...
by HeartinAK
Tue Jul 10, 2018 2:50 pm
Forum: Personal Consumer Issues
Topic: New ladies bike: recommendations
Replies: 17
Views: 1378

Re: New ladies bike: recommendations

I am 5' 10" and I recently bought a Kona Jake. I love it. I commute 13 miles each way to work. It is great for the road and gravel paths. I like the drop bars as I can change the position of my hands. I had trouble with a straight bar on my hybrid Trek. Good luck finding what fits right for you...
by HeartinAK
Tue Jul 10, 2018 2:44 pm
Forum: Personal Consumer Issues
Topic: Flooring for New House
Replies: 57
Views: 4986

Re: Flooring for New House

Going through this decision ourselves. After spending 45 days on tile, we are removing it from the equation. Feet and back were killing me, even with good slippers. We have decided on vinyl plank in the kitchen and dining. We have 2 dogs, 1 is 110 pounds. It is the right option for us with our very ...
by HeartinAK
Sun Jun 24, 2018 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: benefits to switch from the Washington GET program to 529 Dream Ahead
Replies: 6
Views: 1820

Re: benefits to switch from the Washington GET program to 529 Dream Ahead

I have one that will graduate in 2020 and am trying to figure this out as well.
Jules
by HeartinAK
Tue Jun 19, 2018 1:16 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 130
Views: 10649

Re: gray hair

I love the look of gray hair. If DH wanted to color his I would strongly try to influence him not to do it :happy
by HeartinAK
Sat Mar 10, 2018 11:24 am
Forum: Personal Consumer Issues
Topic: Men's Cologne
Replies: 66
Views: 7108

Re: Men's Cologne

Husband works in an office and is 52. Wears Green Irish Tweed by Creed, La Nuit, and Legend Spirit by Montblanc. Very nice fragrances with no complaints from coworkers.
by HeartinAK
Mon Jan 15, 2018 12:05 pm
Forum: Personal Investments
Topic: Roll SGENX to Thrift Savings
Replies: 15
Views: 1048

Re: Roll SGENX to Thrift Savings

Thank you all so much for providing your insights and resources on how to complete the transfer. Overall, it seems like the costs of leaving it where it is may outweigh the benefit. I also had not given any thought to having it calculated into any annuity I might have in the future if I roll it into...
by HeartinAK
Sun Jan 14, 2018 1:48 pm
Forum: Personal Investments
Topic: Roll SGENX to Thrift Savings
Replies: 15
Views: 1048

Re: Roll SGENX to Thrift Savings

Thanks again for the replies. I am very quickly learning that I have no idea what a lot of these terms mean. I am going to start with the resources of this board and learn the beginning investment terms. Thanks for opening my eyes to this. I am also going to call First Eagle and talk to someone abou...
by HeartinAK
Sun Jan 14, 2018 11:11 am
Forum: Personal Investments
Topic: Roll SGENX to Thrift Savings
Replies: 15
Views: 1048

Re: Roll SGENX to Thrift Savings

Thank you for your replies and clarifying for me that the TSP is not an IRA. I have gotten into this so late in life but am trying to learn and play catch up. I have the SGENX fund through First Eagle. Would that be the custodian? I am not yet maxing out my TSP so any additional contributions I can ...
by HeartinAK
Sat Jan 13, 2018 12:49 pm
Forum: Personal Investments
Topic: Roll SGENX to Thrift Savings
Replies: 15
Views: 1048

Roll SGENX to Thrift Savings

Good morning. Is there any benefit to rolling my First Eagle SGENX traditional IRA over to my TSP? I do not have much in either place and only $11,000 in the SGENX. The fee seems quite low to me to keep it there, $15 a year. I don't think it is really diversification if they are both IRA type accoun...
by HeartinAK
Wed Oct 26, 2016 9:53 am
Forum: Personal Investments
Topic: WA state 529 program (GET) change worth it?
Replies: 28
Views: 7490

Re: WA state 529 program (GET) change worth it?

Thank you for the replies. Letsgobobby: It is possible that I was confused but she made it sound like the $117 or so that it is now won't change when my son starts school in the fall. We have over 400 credit for one and 375 credits for the other. We purchased quite a long time ago, maybe 14 years or...
by HeartinAK
Fri Oct 21, 2016 1:07 pm
Forum: Personal Investments
Topic: WA state 529 program (GET) change worth it?
Replies: 28
Views: 7490

Re: WA state 529 program (GET) change worth it?

I too am looking at moving our GET account. We received notification that they extended the withdraw period. I have one child that will start school Fall 2017 and I am still not sure if it makes sense to move that account or not? In speaking with the GET reps, they advised the amount could not decre...