Search found 18 matches

by db79
Fri Mar 05, 2021 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: Has anyone see an inheritance not go as planned? I would like to hear stories from others of what can go wrong.
Replies: 221
Views: 24617

Re: Has anyone see an inheritance not go as planned? I would like to hear stories from others of what can go wrong.

A couple cases within my family stick out. A cousin at 18 y/o gains access to their trust fund. You can guess how it goes when an already troubled teen comes into money and doesn't have a sound support system surrounding them. A lot of unnecessary purchases, drugs, arrests, etc.. My great grandmothe...
by db79
Tue Oct 27, 2020 1:13 pm
Forum: Personal Finance (Not Investing)
Topic: Considering relocation to Connecticut, seeking general relo advice
Replies: 44
Views: 3805

Re: Considering relocation to Connecticut, seeking general relo advice

I would suggest spending some time in the "Connecticut" sub forum on city-data.com. This type of question is asked at least weekly and there is a lot of good information already posted and forum members are always willing to assist with town recommendations and feedback based on your budge...
by db79
Thu May 14, 2020 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10062
Views: 712690

Re: Refinance Mega Thread

Submitted online application to AIM on 4/15 and closed on 5/13. Was suppose to close on 5/11, but the title company had difficulties finding a lawyer in my State (CT). Was a bit surprised how fast AIM pushed through the process.
by db79
Thu Apr 30, 2020 8:10 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10062
Views: 712690

Re: Refinance Mega Thread

In my previous refi's years back I used a lawyer at closing. These days mobile notaries appear to be the trend. I'll be closing at the end of May with AIM and the loan approval doc that I just received is in order without errors. Any concerns going the mobile notary route? Appears most posters in th...
by db79
Tue Apr 21, 2020 7:33 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 10062
Views: 712690

Re: Refinance Mega Thread

I locked last night with AIM 30yr 3.25% with $90 lender fee - I'll be coming down from 4.125% and 10 months into a 30yr. They are providing a credit for appraisal as I was able to have the appraisal waived. Was waiting for 3.125% with no/low fee but over the long haul the difference between 3.125 vs...
by db79
Wed Feb 26, 2020 11:13 am
Forum: Personal Consumer Issues
Topic: Should I get a safe? What kind? What would you do? How safe is a "safe"?
Replies: 91
Views: 6571

Re: Should I get a safe? What kind? What would you do? How safe is a "safe"?

I have a Liberty safe w/90 minute fire protection certification and important documents are kept inside using fire resistant pockets for added protection against heat.
by db79
Thu Feb 20, 2020 3:09 pm
Forum: Personal Consumer Issues
Topic: What do you/did you spend your bonus on?
Replies: 109
Views: 9033

Re: What do you/did you spend your bonus on?

House projects and 529 every year.
by db79
Mon Sep 30, 2019 8:48 am
Forum: Personal Consumer Issues
Topic: Buying expensive TVs online
Replies: 54
Views: 4671

Re: Buying expensive TVs online

I have a couple OLED's which I bought locally. The price is the same from authorized dealers so it was easier to run down to the local store and not have to wait or deal with shipping - especially if there are any future warranty claims.
by db79
Wed Jul 10, 2019 9:27 am
Forum: Personal Consumer Issues
Topic: Buying a Smoker
Replies: 154
Views: 13580

Re: Buying a Smoker

I also use a WSM which runs circles around my friend's Brinkmann in terms of heat & cook consistency and fuel usage. Been drooling over Green Mountain Grills (GMG) for several years now, but been reluctant to spend that much. As life has been busier and busier the lure of a pellet smoker has bee...
by db79
Mon May 20, 2019 9:14 am
Forum: Personal Consumer Issues
Topic: Anyone have a GMC Acadia? Or similar?
Replies: 27
Views: 1929

Re: Anyone have a GMC Acadia? Or similar?

Wife has a '19 Acadia as a work vehicle which so far has been problem free (only 11k miles). The latest generation is smaller than the previous one. Her previous car was a '18 Ford Flex, she prefers the Acadia a lot more.
by db79
Mon Mar 18, 2019 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: Housing should be no more than 28% of your income.
Replies: 66
Views: 7496

Re: Housing should be no more than 28% of your income.

Current house PITI ~ 12% of gross. It is being listed for sale next week and new house range will be approx. 14-15%.
by db79
Tue Mar 12, 2019 11:56 am
Forum: Personal Consumer Issues
Topic: Experience with turbo >100,000 mi
Replies: 29
Views: 2869

Re: Experience with turbo >100,000 mi

lazydavid wrote: Tue Mar 12, 2019 5:37 am A friend of mine just totaled out his 2000 VW Jetta with the 1.8L turbo 4 at 280k miles. Never had any turbo issues while he owned the car.
The internal wastegate was a common weak point on the KO3's
by db79
Thu Aug 23, 2018 11:55 am
Forum: Personal Consumer Issues
Topic: $65K Fun Daily Driver
Replies: 112
Views: 9894

Re: $65K Fun Daily Driver

From your original list though, I would get the Audi. However the RS7 has a torque converted automatic. The S7 is the one with the dual clutch. I'd take a dual clutch over a slushbox any day, especially if you're coming from driving a manual transmission, and the dual clutch in the VW/Audi's are ex...
by db79
Wed Aug 22, 2018 7:02 am
Forum: Personal Investments
Topic: 25 y.o American moving to Suisse for Full-Time Job
Replies: 4
Views: 698

Re: 25 y.o American moving to Suisse for Full-Time Job

I work for a Swiss company here in the States and several years ago considered a permanent relocation offer to HQ in Zurich. Make sure you work with HR to review projected cost of health insurance, pension, canton taxes, etc. and if they provide any subsidy for expat tax preparation. Hopefully the c...
by db79
Thu Aug 16, 2018 9:09 am
Forum: Personal Consumer Issues
Topic: Where to buy white, athletic fit dress shirt?
Replies: 52
Views: 4589

Re: Where to buy white, athletic fit dress shirt?

https://shop.nordstrom.com/s/nordstrom-mens-shop-smartcare-trim-fit-herringbone-dress-shirt/4066374?origin=category-personalizedsort&breadcrumb=Home%2FMen%2FClothing%2FShirts&color=bright%20white Try Nordstrom Men's Shop Smartcare™ Trim Fit Herringbone Dress Shirt. My favorite dress shirt. ...
by db79
Wed May 16, 2018 11:22 am
Forum: Personal Consumer Issues
Topic: New motorcycle rider
Replies: 125
Views: 8680

Re: New motorcycle rider

Take the MSF course.
Buy and wear all the proper riding gear.
Ride your ride and within your means.
Find a well run local track day organization; allows you to continue to gain skillsets without dangers of the street.
SV650 tends to be a highly recommended multi-usage bike.
by db79
Wed May 09, 2018 12:58 pm
Forum: Personal Consumer Issues
Topic: Custom suit needed for a wedding. Help me shop around!!
Replies: 30
Views: 3104

Re: Custom suit needed for a wedding. Help me shop around!!

If you have a Nordstroms local go get fitted and see what the tailor has to say about your friend. Their semi annual men's sale is right around Father's Day and brands such as Hugo Boss can be had for approx. 50% off. I have a 10+" difference between my chest and waist and the tailor does wonde...
by db79
Mon Mar 19, 2018 1:00 pm
Forum: Personal Consumer Issues
Topic: Anyone interested in a cheap form of motor racing?
Replies: 6
Views: 651

Re: Anyone interested in a cheap form of motor racing?

I expect these are a lot of fun and that cost is very low. I looked into getting a kart for my son some years ago and went to a race up at NHMS to ask around and check things out. But these were more $2500 used, $6000 new karts. They'd weigh in, change the added weights on the kart to get to an ide...