Search found 173 matches

by honduranhurricane
Fri Jan 07, 2022 5:59 pm
Forum: Investing - Theory, News & General
Topic: 2022 Hedge Fund contest
Replies: 320
Views: 35928

Re: 2022 Hedge Fund contest

Gandalf or Gollum

Long: Boeing (BA), Spirit AeroSystems (SPR) and General Electric (GE)

Short: none
by honduranhurricane
Sat Sep 11, 2021 11:56 am
Forum: Personal Consumer Issues
Topic: Recently started fishing, surf casting. Any tips?
Replies: 18
Views: 1892

Re: Recently started fishing, surf casting. Any tips?

Thanks for the further comments, quite helpful.

Sabdtrap, I am eyeing the boat just for the reason you mention. Life time fun memories (hopefully fun!).

Have found the bait shop crew to be very valuable resources. Did buy some things at Dick’s, found out i bought wrong size parts for the season (didn’t catch a thing on 3 straight outings)….would have never happened if i stayed at the bait shop! They are my only stop now.
by honduranhurricane
Mon Jul 05, 2021 11:43 am
Forum: Personal Consumer Issues
Topic: Recently started fishing, surf casting. Any tips?
Replies: 18
Views: 1892

Re: Recently started fishing, surf casting. Any tips?

Thanks for all the responses. The websites will be helpful, some I have encountered, others I have not. I have found other fisherman to be helpful and friendly, especially when they notice my how excited my son is. Bait shop we go to has been helpful as well. I tend to hold off on too many questions not wanting to chew up too much of the owners time.

As for the boat. At some point it is more likely than not. Start on smaller side and see how it goes. Consistent with what some have suggested, I have been eyeing Grady Whites and Boston Whalers. Not a high priority…yet.
by honduranhurricane
Mon Jul 05, 2021 11:32 am
Forum: Personal Consumer Issues
Topic: day trip from Boston to Cape Cod
Replies: 20
Views: 1973

Re: day trip from Boston to Cape Cod

I would add to the people suggesting ferry to Ptown. Ptown is gorgeous, plenty of restaurants, sightseeing and beaches all in one spot. And, importantly, the ferry eliminates the stress of driving.
by honduranhurricane
Sun Jul 04, 2021 11:26 pm
Forum: Personal Consumer Issues
Topic: Recently started fishing, surf casting. Any tips?
Replies: 18
Views: 1892

Recently started fishing, surf casting. Any tips?

Recently started fishing, after my 6 y/o came home from school and announced he wanted to go fishing. I did not grow up fishing. We live in a coastal town (30 minutes south of Boston), figured its part of growing up in a coastal town. After a month of using lures in rivers near the ocean then off a jetty for my son to learn to cast ( was told using lures is easier to learn casting than with a bait set up). We switched to frozen mackerel and started catching stripers. Its been fun. I actually don't mind not catching anything, find it relaxing. Anyway, my question is does anyone have any tips we should think about? Equipment, quality websites (a bogleheads for surf fishing?) or really any tips in general. There are so many sources of info, it...
by honduranhurricane
Wed Mar 17, 2021 5:25 pm
Forum: Personal Finance (Not Investing)
Topic: National Reputation of Worcester Polytechnic Institute (WPI)? other input welcome too
Replies: 211
Views: 20781

Re: National Reputation of Worcester Polytechnic Institute (WPI)? other input welcome too

My son graduated from WPI 15 years ago, roughly. When he first mentioned the school to me, I had no idea what it was. I honestly thought it was the type of school you see tear-off cards on the subway in Boston for (I am a life long Bostonian). At any rate, found out differently. All of his friends received multiple job offers (different climate in the mid 2000's than now I know) ranging from biggie names to startups and 2 did their own start up. Part of the beauty, as I saw it anyway, was the major projects required to graduate can be with large well established companies. One of my son's 3 projects was with Google (2 friends went there after graduating, my son declined to interview but was invited to), another was in Hong Kong studying var...
by honduranhurricane
Wed Feb 17, 2021 10:34 pm
Forum: Investing - Theory, News & General
Topic: What do you think about CGM Focus Fund
Replies: 46
Views: 7570

Re: What do you think about CGM Focus Fund

I was in CGM Focus for a couple of years. Heebner was a local legend back then (and international) so I though why not (this was long before I became aware of Bogle principals). Did really well for a couple of years. Cashed out (08 I think) and bought an RV that my wife and used frequently for 7-8 years.Was a lover of Heebner then.

Later I put my wife's (recently married then) fledgling IRA into the fund. Noticed the the fund made some drastic changes with its holdings and got out flat after a year or so. Thank god.

Have not looked at the fund since then.
by honduranhurricane
Fri Jan 29, 2021 10:56 pm
Forum: Personal Consumer Issues
Topic: Buying 2020 US Coin Proof Sets
Replies: 6
Views: 1149

Re: Buying 2020 US Coin Proof Sets

I have used EBAY to backfill proof sets and silver eagles for each year my son has been around (just turned 6). Prices on EBAY can be cheaper than buying from the mint for whatever reason, and cheaper than buying from other on-line sites. Have not had a reason to suspect fraud on the coins I have acquired. If I ever decide to try Gold Eagles, I may be more diligent though.
by honduranhurricane
Sat Jan 16, 2021 12:31 am
Forum: Personal Finance (Not Investing)
Topic: Any interesting and unusual assets or markets you follow?
Replies: 4
Views: 829

Re: Any interesting and unusual assets or markets you follow?

My oldest son was active on the Magic Card market years ago (when he was a very competitive player). He made some $ trading cards. I just chuckled back then at there actually being a market for those cards.

Just recently tossed out a couple thousand Magic cards, he left them when he moved out 10 years ago. He told me he had the valuable ones at his condo (where he has even more cards than I tossed) so I was free to dump them. Maybe he is still trading? (He invests in traditional assets as well.) I will let him know where you say prices are (he may already be aware).
by honduranhurricane
Mon Jan 11, 2021 12:41 am
Forum: Personal Consumer Issues
Topic: Any multimillionaire's (more than 2mm) out there still mow their own lawn?
Replies: 341
Views: 33440

Re: Any multimillionaire's (more than 2mm) out there still mow their own lawn?

yes on mowing but hire for snow. Also hire for annual bush trimming (same fella as snow).
by honduranhurricane
Mon Jan 04, 2021 7:32 am
Forum: Investing - Theory, News & General
Topic: 2021 Hedge Fund Contest
Replies: 269
Views: 31347

Re: 2021 Hedge Fund Contest

Gandalf or Gollum

Long
AAPL
GE
DIS
by honduranhurricane
Sun Jan 03, 2021 10:11 am
Forum: Personal Investments
Topic: Health Equity HSA - Which Funds do you Use?
Replies: 47
Views: 4379

Re: Health Equity HSA - Which Funds do you Use?

I'll add to a couple of others saying that I have Heathequity through employer but transfer employer contributions to Fidelity HSA 2x a year and make my direct contributions to the Fidelity account. Why Fidelity HSA? No fee's and can invest in anything I desire. If your HSA is effectively a long term retirement account, the no-fee's will add up.
by honduranhurricane
Mon Nov 30, 2020 9:11 pm
Forum: Personal Investments
Topic: Add 457 to the mix?
Replies: 37
Views: 2731

Re: Add 457 to the mix?

My wife is a teacher in MA and has access to the same 457 you do. We have been max'ing it for a little while now. It does have a ROTH option and I agree the fund fee's are low. It does have a monthly fee that has gotten noticeable as our account has grown. Our plan is to convert to ROTH when wife retires, spread over a several (or more years) to avoid moving into the 35% tax bracket (I will still be working when she retires). We went with the 457 for reasons mentioned earlier in the thread, accessibility before 59.5. Apologies if all this has been said before, there were so many posts in the thread,,,I did not read them all. PS; I would take note of what RetireJG said about the tax bomb. I am concerned about that as well given our current b...
by honduranhurricane
Sat Nov 28, 2020 1:20 am
Forum: Investing - Theory, News & General
Topic: Silliest Investment Mistakes?
Replies: 176
Views: 21063

Re: Silliest Investment Mistakes?

I enjoy this thread, so I have to contribute. I have many mistakes over the years but here are two. Decided to buy Blockbuster instead of Netflix. :oops: Got out with a slight profit, thank god. Started playing United Rentals when the stock dropped to $4 in early 2009. Bought and sold it several times in the ensuing years (was, and still is, hyper volatile), did very well. Then I 'backed the truck up' (relatively speaking) at an avg cost ~30, on leverage of course. Promptly dropped to high teens. In-laws were visiting for a month (from another country) and I was meeting margin calls on a weekly basis, with fresh cash. Wife was getting annoyed that cash was being moved from bank to broker while her parents were coming. I said the heck with i...
by honduranhurricane
Mon Nov 23, 2020 8:41 pm
Forum: Personal Consumer Issues
Topic: Fossil Collecting?
Replies: 23
Views: 1887

Re: Fossil Collecting?

Wow, the info is awesome!. Thanks so much. We are south of Boston, so the Harvard museum I suspect will be similar to the U Chicago one (i hope anyway). The trips that were noted, those might make good side trips as we do plan on heading to the Western Nat'l Parks in a couple of years.

Again, thanks so much for the information.
by honduranhurricane
Mon Nov 23, 2020 7:49 am
Forum: Personal Consumer Issues
Topic: Fossil Collecting?
Replies: 23
Views: 1887

Re: Fossil Collecting?

Thanks for the responses. Quite helpful! The Sotheby auction cracked me up. A little out of range for the time being, we shall see where my son's interests go.

Thanks again!
by honduranhurricane
Sun Nov 22, 2020 2:03 am
Forum: Personal Consumer Issues
Topic: Fossil Collecting?
Replies: 23
Views: 1887

Fossil Collecting?

My 5 y/o loves dinosaurs (as do many young boys, I know I did). Have picked up a couple of fossil teeth recently (Megalodon and Spinosaurus). Wondering if there are any collectors in the community that may have suggestions/tips about our new, but potentially growing, hobby?
by honduranhurricane
Sat Nov 14, 2020 8:32 am
Forum: Personal Investments
Topic: Do I have too much HSA money?
Replies: 87
Views: 12749

Re: Do I have too much HSA money?

Agree with others. Can't have too much in the HSA. Healthcare will cost a bunch in retirement. More in the HSA helps with that, and the tax benefits are the best. Have not said anything others have not, but wanted to add anyway.
by honduranhurricane
Fri Nov 13, 2020 11:00 pm
Forum: Investing - Theory, News & General
Topic: The Psychology of Money - A Blog Post
Replies: 164
Views: 24243

Re: "The Psychology of Money" by Morgan Housel

I enjoyed the book. Picked up when I saw this thread start. Agree with others, more reinforcement for members of this group but likely eye opening for others not familiar with foundational investing topics (author writes very clearly and explains concepts in an easy to understand manner with great examples). I plan to keep it in the 'library' for others in my circle to borrow if needed.
by honduranhurricane
Fri Oct 30, 2020 12:54 am
Forum: Personal Investments
Topic: 457 - Leave it or convert it to IRA?
Replies: 14
Views: 1164

Re: 457 - Leave it or convert it to IRA?

I wrestled with this decision recently. My wife has a 457 (Govt). She is planning to retire in June 2022 at 50. We are going to leave it as a 457 for the withdrawal ability, just in case we need the funds (~200K at that point, unless the bottom falls out of the market!)). When she hits 59.5, we plan to roll it to an IRA.
by honduranhurricane
Fri Oct 30, 2020 12:45 am
Forum: Personal Finance (Not Investing)
Topic: Losing a job in your 50's...
Replies: 854
Views: 165508

Re: Losing a job in your 50's...

Nervous times for us in out early 50's. Don't anticipate be offered a package in the near term, but have planned for the potential. Don't plan on sticking around past 60 anyway, but would like to get there, then take a bow.

Really highlights the need to have a plan in place, and execute against it early.

Thanks for the article.

The thread overall has been great to read.
by honduranhurricane
Mon Sep 14, 2020 10:08 pm
Forum: Investing - Theory, News & General
Topic: "The Cash Panickers"
Replies: 35
Views: 6635

Re: "The Cash Panickers"

The big thing for me on this thread,,,is that Taylor reads an investment newsletter. I was honestly surprised, not sure why,,,but I really was. Enough so that I signed up for the newsletter!
by honduranhurricane
Wed Jul 22, 2020 10:12 pm
Forum: Personal Investments
Topic: Where is your fixed income invested?
Replies: 88
Views: 10390

Re: Where is your fixed income invested?

Cash and loan fund
by honduranhurricane
Sat Jun 13, 2020 4:24 am
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 306
Views: 34510

Re: 2020 Hedge Fund contest

Tanelorn wrote: Mon Jun 08, 2020 1:26 pm
honduranhurricane wrote: Mon Jun 08, 2020 11:29 am See the price for JC Penny is different for different HF's? My holding says market price in the 30 cent area while another has it at in the low teen cents. Not sure what to make of that. Thanks so much for all the work you put into this.
b42 and veggivet both covered their JCPNQ shorts at different times so that’s why they have different (and now static) closing prices for their pick. The current price is around $0.55 (and rapidly changing today!) so if you haven’t closed your position, that’s the corrrect price. If you look on the “data” tab of the spreadsheet, on the right side there is a column with trades and comments that mentions these types of things,
AH, now I feel silly. Well timed closings. Thanks.
by honduranhurricane
Mon Jun 08, 2020 11:29 am
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 306
Views: 34510

Re: 2020 Hedge Fund contest

See the price for JC Penny is different for different HF's? My holding says market price in the 30 cent area while another has it at in the low teen cents. Not sure what to make of that. Thanks so much for all the work you put into this.
by honduranhurricane
Sun Apr 12, 2020 9:42 am
Forum: Personal Investments
Topic: What single individual stock would you buy?
Replies: 186
Views: 22043

Re: What single individual stock would you buy?

KSOC wrote: Sun Apr 12, 2020 7:07 am Just for fun, I always wanted to buy companies I liked.
Disney
Crown Equipment
Publix
Grupo Bimbo
Coca Cola
Michelin
United Technologies
Hyundai/Kia
Darden
Just an FYI. United Tech is now Raytheon Tech, ticker RTX. Recently completed the merger with Raytheon (and spun out the HVAC and elevator businesses). I like RTX too (assuming you are referring to the newco).
by honduranhurricane
Sat Apr 11, 2020 10:40 pm
Forum: Personal Investments
Topic: What single individual stock would you buy?
Replies: 186
Views: 22043

Re: What single individual stock would you buy?

I have bot a few stocks over recent weeks, but if I had to pick only one,,hmm...GE.

At some point I will sell most of what I have recently acquired and get back to index investing. Still like that as a much less stressful way to invest, but as another poster mentioned, these are not normal times...to which I may add, times like these create dislocations that create opportunities. Plenty of arguing to be had against what I have just said, please don't,,,not for my sake anyway.
by honduranhurricane
Thu Apr 02, 2020 12:07 am
Forum: Investing - Theory, News & General
Topic: What Individual stocks are you buying?
Replies: 222
Views: 28309

Re: What Individual stocks are you buying?

BA, DIS, LHX, MSFT and GE amoung others
by honduranhurricane
Wed Apr 01, 2020 11:57 pm
Forum: Personal Investments
Topic: Anyone here depressed just looking at their portfolio?
Replies: 122
Views: 9477

Re: Anyone here depressed just looking at their portfolio?

I view it as opportunity, rightly or wrongly in others views. Chance to add at much lower prices with fresh cash, reallocation and/or dividend reinvestment.
by honduranhurricane
Sat Mar 28, 2020 10:59 pm
Forum: Personal Investments
Topic: Share what worked in your plan during the crisis
Replies: 103
Views: 8728

Re: Share what worked in your plan during the crisis

Having a cash allocation helped me. Able to deploy into risk assets in increments.
by honduranhurricane
Mon Mar 23, 2020 12:17 am
Forum: Personal Investments
Topic: What's up with Floating Rate bond funds
Replies: 17
Views: 1701

Re: What's up with Floating Rate bond funds

Yes the discount should disappear over time, provided defaults are not material to the fund. Timing is a question for the gap to close as is further widening before the gap narrows.
by honduranhurricane
Sat Mar 21, 2020 2:27 am
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 306
Views: 34510

Re: 2020 Hedge Fund contest

Dear Shareholders, Its been a challenging start to the year, our fund 'Gandalf Or Gollum' is down 13+%. On the bright side, close to half our competitors are having tougher starts. This group is our true competitive set. The other funds are pursuing strategies far different than ours. As a consequence of this enlightenment, we are changing our benchmark. I am very happy to state that we are in the top 5% of our true peer group. I believe most would agree that such outperformance deserves reward. As such, we are raising our base fee rate to 15% and our incentive fee to 35% (performance vs new benchmark) effective immediatly.. The new fee's will be withdrawn on a quarterly basis starting 3/21/20 (we have altered our fiscal year end). Addition...
by honduranhurricane
Thu Mar 19, 2020 10:30 pm
Forum: Personal Investments
Topic: What's up with Floating Rate bond funds
Replies: 17
Views: 1701

Re: What's up with Floating Rate bond funds

I am a big fan of floating rate securities but know what I am getting into (higher default rate than IG type bond funds, illiquidity hitting pricing etc). I hold them for the LT so I am not worried about sharp declines in environments such as these (or in the 08/09 time frame). In fact I like the compounding provided by monthly dividend reinvestment when the NAV is as low as it has become. For safety I keep a cash allocation that is being directed toward equity and perhaps some more of my floating rate fund.

That said, I am sorry that you had to learn how these funds behave in an environment like this. Its all about learning from errors.

Stay safe and healthy everyone.
by honduranhurricane
Sat Mar 14, 2020 11:36 pm
Forum: Personal Investments
Topic: How many people with 7 figure portfolios are”rejoicing ?”
Replies: 169
Views: 17137

Re: How many people with 7 figure portfolios are”rejoicing ?”

This thread is getting derailed...anyway...

Not rejoicing, but buying stocks cheaper is what I am doing. I am one of those 'dry-powder' guys, wish I had more, but scaling in and will continue to do so. My dry powder had consisted of cash from selling some equities late 2019. I had included the cash as part of my bond allocation.

Say whatever one may, but that is how I viewed it and what I have been (and will continue) doing. Have 5-10 years more to go, perhaps closer to the latter if we have a Japan like outcome.
by honduranhurricane
Sat Feb 15, 2020 12:45 am
Forum: Investing - Theory, News & General
Topic: Great investment books that are less well known?
Replies: 27
Views: 3639

Re: Great investment books that are less well known?

anoop wrote: Fri Feb 14, 2020 6:34 pm I haven't read this because I can't afford it.
https://www.amazon.com/Margin-Safety-Ri ... 887305105/
you can find pdf's of this on-line.
by honduranhurricane
Sun Feb 09, 2020 2:39 am
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 434
Views: 39241

Re: What is the best concert you ever witnessed?

fishandgolf wrote: Sat Feb 08, 2020 6:23 pm This is a very interesting thread...….it brings back lots of great memories....thanks to the "dowse" for dusting it off.....

I did a cursory cruise through all the posts and I didn't see anyone mention "Journey" when Steve Perry was their lead on vocals. I only started to pay attention to Steve Perry's songs a few years ago...…..what an amazing voice...….

Did anyone see Journey when Steve Perry was their lead and how was it? I do apologies if I did miss their post...……….
Steve Perry's voice was as impressive live as it was on recordings when I saw Journey in late 80's early 90's.
by honduranhurricane
Thu Jan 23, 2020 7:29 pm
Forum: Personal Consumer Issues
Topic: Walt Disney World or Disney Land for Galaxy's edge?
Replies: 12
Views: 1645

Re: Walt Disney World or Disney Land for Galaxy's edge?

Can't give advice to the poster, but I have to say that I recently booked a 'vaca' to WDW without knowing just how much planning goes into it (and how expensive it is). Good lord have I learned a lot over the past couple of months (and like another poster mentioned, I too am glad I am a shareholder)

All the said, the joy in my 5 y/o eyes knowing he is going to WDW is totally worth it.
by honduranhurricane
Thu Jan 16, 2020 8:59 pm
Forum: Personal Finance (Not Investing)
Topic: Leave my beneficiary 100/75/50/25 or 0% of my pension?
Replies: 57
Views: 4326

Re: Leave my beneficiary 100/75/50/25 or 0% of my pension?

My wife is 5 years younger. I intend to choose the 100% for her after I die. reason the same as what others have said, women live longer than men and our age difference.
by honduranhurricane
Thu Jan 16, 2020 8:53 pm
Forum: Personal Finance (Not Investing)
Topic: Do you plan to actually spend down your portfolio?
Replies: 353
Views: 34600

Re: Do you plan to actually spend down your portfolio?

Ideally, interest and divs are spent and less so the principal. Also ideally, leave a chunk to kids so they can provide great opportunities for their kids. But things can change.
by honduranhurricane
Mon Jan 13, 2020 12:00 am
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 306
Views: 34510

Re: 2020 Hedge Fund contest

Tanelorn wrote: Sun Jan 12, 2020 10:07 pm
honduranhurricane wrote: Fri Jan 10, 2020 7:06 pm Gandolf or Gollum
long: Apple, GE, Boeing
Short: Sears, JC Penney
Sears (SHLDQ, currently bankrupt) is no longer in the Russell 3000 for 2019. Feel free to edit your post and pick another short (or two) if you wish.
Oops,sorry, please ad Game Stop as a short instead. Thank you for the heads up.
by honduranhurricane
Sun Jan 12, 2020 1:31 am
Forum: Investing - Theory, News & General
Topic: Value of Active and Ongoing Reading of the Bogleheads Forums
Replies: 104
Views: 10757

Re: Value of Active and Ongoing Reading of the Bogleheads Forums

I keep coming back for several reason; repetitive reenforcement, learn of various changes (tax laws, FIDO HSA among others) that have been VERY beneficial, the consumer forum, mostly informed discussions on investments topics, tips on other useful sites, learn of strategies relevant to me (that I may not have otherwise considered) etc.

I find this sight invaluable.
by honduranhurricane
Sat Jan 11, 2020 12:52 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 5802
Views: 575250

Re: What are you listening to now

In the car I toggle back forth between: House of Hair (metal hair bands from the 80's and 90's), Ozzy's Bone Yard (on the heavier side) and CNBC (I know, I know)....At home, Latin music (wife from Honduras).

RIP Neil Peart....modern day warrior,,,,
by honduranhurricane
Fri Jan 10, 2020 7:06 pm
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 306
Views: 34510

Re: 2020 Hedge Fund contest

Gandolf or Gollum
long: Apple, GE, Boeing
Short: Sears, JC Penney
by honduranhurricane
Sun Dec 29, 2019 8:08 pm
Forum: Personal Consumer Issues
Topic: Any audiophiles on this forum?
Replies: 321
Views: 40878

Re: Any audiophiles on this forum?

Not an audiophile but curious when I saw all the Sonos comments. Is Sonos better than Bose? Or is that not a proper comparison?
by honduranhurricane
Fri Dec 20, 2019 5:02 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 945
Views: 150310

Re: Flaunt Your High-Mileage Car

150k on 2013 explorer bought in early 2012. regular oil changes, synthetic. no major repairs, only wear/tear..tires, brake pads etc. ideally lasts another 150k!
by honduranhurricane
Tue Dec 03, 2019 10:34 pm
Forum: Investing - Theory, News & General
Topic: Favorite stock(s) and why
Replies: 131
Views: 10680

Re: Favorite stock(s) and why

apple, disney and utx are my fav's right now,,,boeing on the list as well. like msft too, but missed that one (I think).