Search found 144 matches

by honduranhurricane
Thu Apr 02, 2020 12:07 am
Forum: Personal Investments
Topic: What Individual stocks are you buying?
Replies: 69
Views: 5007

Re: What Individual stocks are you buying?

BA, DIS, LHX, MSFT and GE amoung others
by honduranhurricane
Wed Apr 01, 2020 11:57 pm
Forum: Personal Investments
Topic: Anyone here depressed just looking at their portfolio?
Replies: 100
Views: 4940

Re: Anyone here depressed just looking at their portfolio?

I view it as opportunity, rightly or wrongly in others views. Chance to add at much lower prices with fresh cash, reallocation and/or dividend reinvestment.
by honduranhurricane
Sat Mar 28, 2020 10:59 pm
Forum: Personal Investments
Topic: Share what worked in your plan during the crisis
Replies: 74
Views: 4135

Re: Share what worked in your plan during the crisis

Having a cash allocation helped me. Able to deploy into risk assets in increments.
by honduranhurricane
Mon Mar 23, 2020 12:17 am
Forum: Personal Investments
Topic: What's up with Floating Rate bond funds
Replies: 17
Views: 934

Re: What's up with Floating Rate bond funds

Yes the discount should disappear over time, provided defaults are not material to the fund. Timing is a question for the gap to close as is further widening before the gap narrows.
by honduranhurricane
Sat Mar 21, 2020 2:27 am
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 199
Views: 13281

Re: 2020 Hedge Fund contest

Dear Shareholders, Its been a challenging start to the year, our fund 'Gandalf Or Gollum' is down 13+%. On the bright side, close to half our competitors are having tougher starts. This group is our true competitive set. The other funds are pursuing strategies far different than ours. As a consequen...
by honduranhurricane
Thu Mar 19, 2020 10:30 pm
Forum: Personal Investments
Topic: What's up with Floating Rate bond funds
Replies: 17
Views: 934

Re: What's up with Floating Rate bond funds

I am a big fan of floating rate securities but know what I am getting into (higher default rate than IG type bond funds, illiquidity hitting pricing etc). I hold them for the LT so I am not worried about sharp declines in environments such as these (or in the 08/09 time frame). In fact I like the co...
by honduranhurricane
Sat Mar 14, 2020 11:36 pm
Forum: Personal Investments
Topic: How many people with 7 figure portfolios are”rejoicing ?”
Replies: 169
Views: 13771

Re: How many people with 7 figure portfolios are”rejoicing ?”

This thread is getting derailed...anyway... Not rejoicing, but buying stocks cheaper is what I am doing. I am one of those 'dry-powder' guys, wish I had more, but scaling in and will continue to do so. My dry powder had consisted of cash from selling some equities late 2019. I had included the cash ...
by honduranhurricane
Sat Feb 15, 2020 1:45 am
Forum: Investing - Theory, News & General
Topic: Great investment books that are less well known?
Replies: 27
Views: 2883

Re: Great investment books that are less well known?

anoop wrote:
Fri Feb 14, 2020 7:34 pm
I haven't read this because I can't afford it.
https://www.amazon.com/Margin-Safety-Ri ... 887305105/
you can find pdf's of this on-line.
by honduranhurricane
Sun Feb 09, 2020 3:39 am
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 26291

Re: What is the best concert you ever witnessed?

This is a very interesting thread...….it brings back lots of great memories....thanks to the "dowse" for dusting it off..... I did a cursory cruise through all the posts and I didn't see anyone mention "Journey" when Steve Perry was their lead on vocals. I only started to pay attention to Steve Per...
by honduranhurricane
Thu Jan 23, 2020 8:29 pm
Forum: Personal Consumer Issues
Topic: Walt Disney World or Disney Land for Galaxy's edge?
Replies: 12
Views: 1279

Re: Walt Disney World or Disney Land for Galaxy's edge?

Can't give advice to the poster, but I have to say that I recently booked a 'vaca' to WDW without knowing just how much planning goes into it (and how expensive it is). Good lord have I learned a lot over the past couple of months (and like another poster mentioned, I too am glad I am a shareholder)...
by honduranhurricane
Thu Jan 16, 2020 9:59 pm
Forum: Personal Finance (Not Investing)
Topic: Leave my beneficiary 100/75/50/25 or 0% of my pension?
Replies: 57
Views: 3461

Re: Leave my beneficiary 100/75/50/25 or 0% of my pension?

My wife is 5 years younger. I intend to choose the 100% for her after I die. reason the same as what others have said, women live longer than men and our age difference.
by honduranhurricane
Thu Jan 16, 2020 9:53 pm
Forum: Personal Finance (Not Investing)
Topic: Do you plan to actually spend down your portfolio?
Replies: 353
Views: 29414

Re: Do you plan to actually spend down your portfolio?

Ideally, interest and divs are spent and less so the principal. Also ideally, leave a chunk to kids so they can provide great opportunities for their kids. But things can change.
by honduranhurricane
Mon Jan 13, 2020 1:00 am
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 199
Views: 13281

Re: 2020 Hedge Fund contest

Gandolf or Gollum long: Apple, GE, Boeing Short: Sears, JC Penney Sears (SHLDQ, currently bankrupt) is no longer in the Russell 3000 for 2019. Feel free to edit your post and pick another short (or two) if you wish. Oops,sorry, please ad Game Stop as a short instead. Thank you for the heads up.
by honduranhurricane
Sun Jan 12, 2020 2:31 am
Forum: Investing - Theory, News & General
Topic: Value of Active and Ongoing Reading of the Bogleheads Forums
Replies: 104
Views: 9110

Re: Value of Active and Ongoing Reading of the Bogleheads Forums

I keep coming back for several reason; repetitive reenforcement, learn of various changes (tax laws, FIDO HSA among others) that have been VERY beneficial, the consumer forum, mostly informed discussions on investments topics, tips on other useful sites, learn of strategies relevant to me (that I ma...
by honduranhurricane
Sat Jan 11, 2020 1:52 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 342
Views: 19222

Re: What are you listening to now

In the car I toggle back forth between: House of Hair (metal hair bands from the 80's and 90's), Ozzy's Bone Yard (on the heavier side) and CNBC (I know, I know)....At home, Latin music (wife from Honduras).

RIP Neil Peart....modern day warrior,,,,
by honduranhurricane
Fri Jan 10, 2020 8:06 pm
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 199
Views: 13281

Re: 2020 Hedge Fund contest

Gandolf or Gollum
long: Apple, GE, Boeing
Short: Sears, JC Penney
by honduranhurricane
Sun Dec 29, 2019 9:08 pm
Forum: Personal Consumer Issues
Topic: Any audiophiles on this forum?
Replies: 120
Views: 9226

Re: Any audiophiles on this forum?

Not an audiophile but curious when I saw all the Sonos comments. Is Sonos better than Bose? Or is that not a proper comparison?
by honduranhurricane
Fri Dec 20, 2019 6:02 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 630
Views: 89210

Re: Flaunt Your High-Mileage Car

150k on 2013 explorer bought in early 2012. regular oil changes, synthetic. no major repairs, only wear/tear..tires, brake pads etc. ideally lasts another 150k!
by honduranhurricane
Tue Dec 03, 2019 11:34 pm
Forum: Investing - Theory, News & General
Topic: Favorite stock(s) and why
Replies: 131
Views: 8232

Re: Favorite stock(s) and why

apple, disney and utx are my fav's right now,,,boeing on the list as well. like msft too, but missed that one (I think).
by honduranhurricane
Tue Nov 26, 2019 10:11 pm
Forum: Personal Investments
Topic: Which funds do YOU have in your taxable account?
Replies: 81
Views: 7363

Re: Which funds do YOU have in your taxable account?

emergency fund:lsfyx,,,brokerage: ITOT and some individual stocks
by honduranhurricane
Sun Nov 24, 2019 8:25 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement age for planning purposes
Replies: 41
Views: 3233

Re: Retirement age for planning purposes

I also use 60, which seems to cover us for a comfortable retirement doing our planned traveling and paying for sons college etc. That said, we should be set by 57. Prior to that, we may have to dial back our traveling to every other year or so. I also have plans (spreadsheets) if retirement occurs e...
by honduranhurricane
Thu Sep 05, 2019 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: HSA guidance
Replies: 9
Views: 906

Re: HSA guidance

No fees at FIDO.
by honduranhurricane
Sun Aug 18, 2019 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: How are you finding "no cost" refis?
Replies: 20
Views: 2610

Re: How are you finding "no cost" refis?

I have found no/low cost refi's on zillow. Done it several times and got the rate that matched the lowest I found anywhere else. Its been a few years since I refi'd but would may consider doing it again if rates drop low enough.
by honduranhurricane
Wed Jul 03, 2019 9:43 pm
Forum: Personal Investments
Topic: Pick one: $135,000 rental property or $110,000 in REITs
Replies: 89
Views: 12086

Re: Pick one: $135,000 rental property or $110,000 in REITs

For me, REITS if this was the choice I had to make. For similar reasons already mentioned, no effort, diversification etc.
by honduranhurricane
Wed Jul 03, 2019 9:32 pm
Forum: Personal Investments
Topic: Question for the 5%...Anyone buying any individual stocks?
Replies: 51
Views: 4945

Re: Question for the 5%...Anyone buying any individual stocks?

Been nibbling a bit after selling several names recently. Among the names I bought was GOOS in late May (lead with the winner I suppose). The other name is flat. Individual names are ~7% of my overall portfolio. The balance of equity exposure is ITOT (or equivalent) or IVV (or equivalent). Bond expo...
by honduranhurricane
Sun Jun 30, 2019 10:11 pm
Forum: Investing - Theory, News & General
Topic: What do you hold in your IRA and Why?
Replies: 48
Views: 4054

Re: What do you hold in your IRA and Why?

Mine: 50% ITOT (total stock market index, low fee). Rest, individual stocks. All equity (well, ~7% cash, recently sold a position) for growth and to offset my wife preferences (see next). Wife:75% LSFAX (bank loan fund), 25% ITOT. Wife prefers lower vol than equities and she likes the income she can...
by honduranhurricane
Sat Jun 29, 2019 10:04 pm
Forum: Personal Investments
Topic: Those that have an "Anti-Boglehead" investment account, what are your "risky" plays?
Replies: 164
Views: 19774

Re: Those that have an "Anti-Boglehead" investment account, what are your "risky" plays?

APPL, GOOG, T, DWDP and WM are my largest. Within past 4 months or so, picked up small amounts of DIS, LMT and RTN. Forgot I posted on this thread. Have since exited: WM, DIS, LMT, DWDP and GOOG. First three did well, with sharp upward pops (could argue should have held on). DWDP was positive but s...
by honduranhurricane
Mon Jun 03, 2019 1:56 am
Forum: Investing - Theory, News & General
Topic: 2019 Hedge Fund Contest
Replies: 250
Views: 26103

Re: 2019 Hedge Fund Contest

Wow, I forgot about this, very unlike me.

Can we close out the WM long. Trading at the higher end of historical valuation.

Come on Sears,,,stop delaying the inevitable...
by honduranhurricane
Wed May 01, 2019 9:09 pm
Forum: Personal Consumer Issues
Topic: Frugality regret: What thing do you regret not spending on?
Replies: 208
Views: 48994

Re: Frugality regret: What thing do you regret not spending

A ticket to see Lena Horne's great comeback, & generosity to now dead friends. That reminds me: Black Sabbath with Ronnie James Dio tickets just before he died :( Have to reply. I never thought I would see Dio mentioned on Bogleheads. Saw him many times, my favorite singer in high school. Love it w...
by honduranhurricane
Mon Apr 15, 2019 6:23 pm
Forum: Investing - Theory, News & General
Topic: What is your one favorite fixed income for retirement?
Replies: 46
Views: 7433

Re: What is your one favorite fixed income for retirement?

LSFYX or LSFAX if account is not large enough (A share require 100K). These are loan funds.
by honduranhurricane
Sat Apr 06, 2019 10:43 pm
Forum: Personal Investments
Topic: Those that have an "Anti-Boglehead" investment account, what are your "risky" plays?
Replies: 164
Views: 19774

Re: Those that have an "Anti-Boglehead" investment account, what are your "risky" plays?

APPL, GOOG, T, DWDP and WM are my largest. Within past 4 months or so, picked up small amounts of DIS, LMT and RTN.
by honduranhurricane
Sun Mar 17, 2019 5:27 pm
Forum: Personal Finance (Not Investing)
Topic: How many companies have you worked for?
Replies: 125
Views: 8256

Re: How many companies have you worked for?

1 since undergrad. Company helped pay for grad degree. 52 this year.
by honduranhurricane
Sun Feb 03, 2019 2:31 pm
Forum: Personal Investments
Topic: Besides your core.. anyone also hold a play account?
Replies: 61
Views: 3664

Re: Besides your core.. anyone also hold a play account?

I do.

I enjoy individual stock selection and like others have mentioned, it helps me not tinker with our much larger 'core' accounts. I define core as my 401k, HSA, wifes 457, both our roth's and the 529 account. Even my 'play' account is typically 50% total stock market.
by honduranhurricane
Sun Feb 03, 2019 12:58 pm
Forum: Investing - Theory, News & General
Topic: [Deleted]
Replies: 143
Views: 18740

Re: "Steelmanning" the case for owning individual stocks

1. A desirable fund with X,Y characteristics doesn't exist. Right or wrong I do exactly that for my REIT slice. I wanted jut a residential REIT and have waited years for one, but figured out why it doesn't exist.... There are only about 7-8 public REITS that fit into that category. So I just made m...
by honduranhurricane
Thu Jan 17, 2019 10:12 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 59478

Re: John Bogle has died at age 89

Sad news. Hard to fathom someone who cared more about others interests than accumulating his own wealth. Jack could have easily been one of the richest men in the world, instead he improved the lives of some many others. I did not embrace his philosophy until only a few years ago, to my detriment. T...
by honduranhurricane
Tue Jan 01, 2019 7:13 pm
Forum: Investing - Theory, News & General
Topic: 2019 Hedge Fund Contest
Replies: 250
Views: 26103

Re: 2019 Hedge Fund Contest

Gandalf or Gollum

Long:
Apple
Waste Management
Amazon

Short:
JC Penny
Sears
by honduranhurricane
Wed Dec 26, 2018 6:44 pm
Forum: Personal Investments
Topic: Fidelity HSA Question
Replies: 9
Views: 1761

Re: Fidelity HSA Question

Wow, your completion time is really quick. Thats great. Took around 3 weeks for me (from Health Equity)..
by honduranhurricane
Wed Dec 26, 2018 3:00 am
Forum: Personal Investments
Topic: Fidelity HSA Question
Replies: 9
Views: 1761

Re: Fidelity HSA Question

Covered pretty thoroughly in the following thread. I recently executed a transfer. Enjoy.


viewtopic.php?f=10&t=263661
by honduranhurricane
Thu Dec 20, 2018 11:05 pm
Forum: Investing - Theory, News & General
Topic: Who's buying today? where's all the "dry powder" folks at? :)
Replies: 472
Views: 44972

Re: Whose buying today? where's all the "dry powder" folks at? :)

Tax loss selling in my taxable account. I have not, nor plan to, sell in my tax deffered accounts. May let cash build in those though, rather than buy asap. Have not decided yet.
by honduranhurricane
Mon Dec 17, 2018 10:00 pm
Forum: Investing - Theory, News & General
Topic: [Fidelity Health Savings Account Mega-Thread]
Replies: 1060
Views: 116977

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

Just completed my transfer from Health Equity. Brought the paperwork to the local FIDO office the day before Thanksgiving, money in FIDO HSA tonight. No fee taken out that I can see. I did have to liquidate my Health Equity holdings for the transfer to be executed, so I was fortunate that the market...
by honduranhurricane
Sat Dec 08, 2018 11:54 pm
Forum: Personal Finance (Not Investing)
Topic: 457 vs 403b
Replies: 120
Views: 8657

Re: 457 vs 403b

As for them being a secret, I agree; the estate planning attorney I consulted a while back had no idea what a 457 was. +2 My wife started a new job working for a public school last year, and they offer 403b & 457b. Besides the better flexibility of the 457 her plan also offers better low ER index f...
by honduranhurricane
Sat Nov 17, 2018 11:28 pm
Forum: Investing - Theory, News & General
Topic: [Fidelity Health Savings Account Mega-Thread]
Replies: 1060
Views: 116977

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

Does anyone know if Fidelity support Institutional class Vanguard funds? That's what I have in my HealthEquity account and wondering if I'd need to sell before transferring. I don't know, but I doubt it. Fidelity's own peasant class index funds have extremely low ERs, sometimes lower than Vanguard ...
by honduranhurricane
Sat Nov 17, 2018 7:09 pm
Forum: Investing - Theory, News & General
Topic: [Fidelity Health Savings Account Mega-Thread]
Replies: 1060
Views: 116977

Re: Rumor mill - Fidelity starting individual HSA's Nov. 15th

Does anyone know if Fidelity support Institutional class Vanguard funds? That's what I have in my HealthEquity account and wondering if I'd need to sell before transferring. I don't know, but I doubt it. Fidelity's own peasant class index funds have extremely low ERs, sometimes lower than Vanguard ...
by honduranhurricane
Sat Nov 10, 2018 6:18 pm
Forum: Personal Investments
Topic: Strategy during the last stock market decline
Replies: 58
Views: 7521

Re: Strategy during the last stock market decline

Final few months of 2008 were painful to my investments, stopped adding to accounts, let cash build,,,,, in mid Jan 09 started buying, in Feb stepped on the gas investing (equities, HY bond funds and loan funds).....this was pre boglehead for me,,,,,worked out well but was stressful. Post my Bogle h...
by honduranhurricane
Sat Oct 27, 2018 1:34 pm
Forum: Investing - Theory, News & General
Topic: 2018 Hedge Fund contest
Replies: 176
Views: 22692

Re: 2018 Hedge Fund contest

The spreadsheet is not handling sears well. Also, my starting point price for SPB is now way off. Was never 711+....was around 100-110 when this years contest started. Either way SPB has been a bad long this year!