Search found 168 matches

by honduranhurricane
Wed Mar 17, 2021 5:25 pm
Forum: Personal Finance (Not Investing)
Topic: National Reputation of Worcester Polytechnic Institute (WPI)? other input welcome too
Replies: 211
Views: 12773

Re: National Reputation of Worcester Polytechnic Institute (WPI)? other input welcome too

My son graduated from WPI 15 years ago, roughly. When he first mentioned the school to me, I had no idea what it was. I honestly thought it was the type of school you see tear-off cards on the subway in Boston for (I am a life long Bostonian). At any rate, found out differently. All of his friends r...
by honduranhurricane
Wed Feb 17, 2021 11:34 pm
Forum: Investing - Theory, News & General
Topic: What do you think about CGM Focus Fund
Replies: 46
Views: 6822

Re: What do you think about CGM Focus Fund

I was in CGM Focus for a couple of years. Heebner was a local legend back then (and international) so I though why not (this was long before I became aware of Bogle principals). Did really well for a couple of years. Cashed out (08 I think) and bought an RV that my wife and used frequently for 7-8 y...
by honduranhurricane
Fri Jan 29, 2021 11:56 pm
Forum: Personal Consumer Issues
Topic: Buying 2020 US Coin Proof Sets
Replies: 6
Views: 952

Re: Buying 2020 US Coin Proof Sets

I have used EBAY to backfill proof sets and silver eagles for each year my son has been around (just turned 6). Prices on EBAY can be cheaper than buying from the mint for whatever reason, and cheaper than buying from other on-line sites. Have not had a reason to suspect fraud on the coins I have ac...
by honduranhurricane
Sat Jan 16, 2021 1:31 am
Forum: Personal Finance (Not Investing)
Topic: Any interesting and unusual assets or markets you follow?
Replies: 4
Views: 648

Re: Any interesting and unusual assets or markets you follow?

My oldest son was active on the Magic Card market years ago (when he was a very competitive player). He made some $ trading cards. I just chuckled back then at there actually being a market for those cards. Just recently tossed out a couple thousand Magic cards, he left them when he moved out 10 yea...
by honduranhurricane
Mon Jan 11, 2021 1:41 am
Forum: Personal Consumer Issues
Topic: Any multimillionaire's (more than 2mm) out there still mow their own lawn?
Replies: 341
Views: 26139

Re: Any multimillionaire's (more than 2mm) out there still mow their own lawn?

yes on mowing but hire for snow. Also hire for annual bush trimming (same fella as snow).
by honduranhurricane
Mon Jan 04, 2021 8:32 am
Forum: Investing - Theory, News & General
Topic: 2021 Hedge Fund Contest
Replies: 223
Views: 16167

Re: 2021 Hedge Fund Contest

Gandalf or Gollum

Long
AAPL
GE
DIS
by honduranhurricane
Sun Jan 03, 2021 11:11 am
Forum: Personal Investments
Topic: Health Equity HSA - Which Funds do you Use?
Replies: 47
Views: 2529

Re: Health Equity HSA - Which Funds do you Use?

I'll add to a couple of others saying that I have Heathequity through employer but transfer employer contributions to Fidelity HSA 2x a year and make my direct contributions to the Fidelity account. Why Fidelity HSA? No fee's and can invest in anything I desire. If your HSA is effectively a long ter...
by honduranhurricane
Mon Nov 30, 2020 10:11 pm
Forum: Personal Investments
Topic: Add 457 to the mix?
Replies: 37
Views: 2232

Re: Add 457 to the mix?

My wife is a teacher in MA and has access to the same 457 you do. We have been max'ing it for a little while now. It does have a ROTH option and I agree the fund fee's are low. It does have a monthly fee that has gotten noticeable as our account has grown. Our plan is to convert to ROTH when wife re...
by honduranhurricane
Sat Nov 28, 2020 2:20 am
Forum: Investing - Theory, News & General
Topic: Silliest Investment Mistakes?
Replies: 171
Views: 16896

Re: Silliest Investment Mistakes?

I enjoy this thread, so I have to contribute. I have many mistakes over the years but here are two. Decided to buy Blockbuster instead of Netflix. :oops: Got out with a slight profit, thank god. Started playing United Rentals when the stock dropped to $4 in early 2009. Bought and sold it several tim...
by honduranhurricane
Mon Nov 23, 2020 9:41 pm
Forum: Personal Consumer Issues
Topic: Fossil Collecting?
Replies: 23
Views: 1372

Re: Fossil Collecting?

Wow, the info is awesome!. Thanks so much. We are south of Boston, so the Harvard museum I suspect will be similar to the U Chicago one (i hope anyway). The trips that were noted, those might make good side trips as we do plan on heading to the Western Nat'l Parks in a couple of years. Again, thanks...
by honduranhurricane
Mon Nov 23, 2020 8:49 am
Forum: Personal Consumer Issues
Topic: Fossil Collecting?
Replies: 23
Views: 1372

Re: Fossil Collecting?

Thanks for the responses. Quite helpful! The Sotheby auction cracked me up. A little out of range for the time being, we shall see where my son's interests go.

Thanks again!
by honduranhurricane
Sun Nov 22, 2020 3:03 am
Forum: Personal Consumer Issues
Topic: Fossil Collecting?
Replies: 23
Views: 1372

Fossil Collecting?

My 5 y/o loves dinosaurs (as do many young boys, I know I did). Have picked up a couple of fossil teeth recently (Megalodon and Spinosaurus). Wondering if there are any collectors in the community that may have suggestions/tips about our new, but potentially growing, hobby?
by honduranhurricane
Sat Nov 14, 2020 9:32 am
Forum: Personal Investments
Topic: Do I have too much HSA money?
Replies: 87
Views: 11031

Re: Do I have too much HSA money?

Agree with others. Can't have too much in the HSA. Healthcare will cost a bunch in retirement. More in the HSA helps with that, and the tax benefits are the best. Have not said anything others have not, but wanted to add anyway.
by honduranhurricane
Sat Nov 14, 2020 12:00 am
Forum: Investing - Theory, News & General
Topic: The Psychology of Money - A Blog Post
Replies: 164
Views: 19928

Re: "The Psychology of Money" by Morgan Housel

I enjoyed the book. Picked up when I saw this thread start. Agree with others, more reinforcement for members of this group but likely eye opening for others not familiar with foundational investing topics (author writes very clearly and explains concepts in an easy to understand manner with great e...
by honduranhurricane
Fri Oct 30, 2020 12:54 am
Forum: Personal Investments
Topic: 457 - Leave it or convert it to IRA?
Replies: 14
Views: 762

Re: 457 - Leave it or convert it to IRA?

I wrestled with this decision recently. My wife has a 457 (Govt). She is planning to retire in June 2022 at 50. We are going to leave it as a 457 for the withdrawal ability, just in case we need the funds (~200K at that point, unless the bottom falls out of the market!)). When she hits 59.5, we plan...
by honduranhurricane
Fri Oct 30, 2020 12:45 am
Forum: Personal Finance (Not Investing)
Topic: Losing a job in your 50's...
Replies: 674
Views: 103886

Re: Losing a job in your 50's...

Nervous times for us in out early 50's. Don't anticipate be offered a package in the near term, but have planned for the potential. Don't plan on sticking around past 60 anyway, but would like to get there, then take a bow. Really highlights the need to have a plan in place, and execute against it e...
by honduranhurricane
Mon Sep 14, 2020 10:08 pm
Forum: Investing - Theory, News & General
Topic: "The Cash Panickers"
Replies: 35
Views: 6250

Re: "The Cash Panickers"

The big thing for me on this thread,,,is that Taylor reads an investment newsletter. I was honestly surprised, not sure why,,,but I really was. Enough so that I signed up for the newsletter!
by honduranhurricane
Wed Jul 22, 2020 10:12 pm
Forum: Personal Investments
Topic: Where is your fixed income invested?
Replies: 88
Views: 8346

Re: Where is your fixed income invested?

Cash and loan fund
by honduranhurricane
Sat Jun 13, 2020 4:24 am
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 306
Views: 27287

Re: 2020 Hedge Fund contest

See the price for JC Penny is different for different HF's? My holding says market price in the 30 cent area while another has it at in the low teen cents. Not sure what to make of that. Thanks so much for all the work you put into this. b42 and veggivet both covered their JCPNQ shorts at different...
by honduranhurricane
Mon Jun 08, 2020 11:29 am
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 306
Views: 27287

Re: 2020 Hedge Fund contest

See the price for JC Penny is different for different HF's? My holding says market price in the 30 cent area while another has it at in the low teen cents. Not sure what to make of that. Thanks so much for all the work you put into this.
by honduranhurricane
Sun Apr 12, 2020 9:42 am
Forum: Personal Investments
Topic: What single individual stock would you buy?
Replies: 164
Views: 16145

Re: What single individual stock would you buy?

Just for fun, I always wanted to buy companies I liked. Disney Crown Equipment Publix Grupo Bimbo Coca Cola Michelin United Technologies Hyundai/Kia Darden Just an FYI. United Tech is now Raytheon Tech, ticker RTX. Recently completed the merger with Raytheon (and spun out the HVAC and elevator busi...
by honduranhurricane
Sat Apr 11, 2020 10:40 pm
Forum: Personal Investments
Topic: What single individual stock would you buy?
Replies: 164
Views: 16145

Re: What single individual stock would you buy?

I have bot a few stocks over recent weeks, but if I had to pick only one,,hmm...GE. At some point I will sell most of what I have recently acquired and get back to index investing. Still like that as a much less stressful way to invest, but as another poster mentioned, these are not normal times...t...
by honduranhurricane
Thu Apr 02, 2020 12:07 am
Forum: Personal Investments
Topic: What Individual stocks are you buying?
Replies: 147
Views: 13149

Re: What Individual stocks are you buying?

BA, DIS, LHX, MSFT and GE amoung others
by honduranhurricane
Wed Apr 01, 2020 11:57 pm
Forum: Personal Investments
Topic: Anyone here depressed just looking at their portfolio?
Replies: 122
Views: 7772

Re: Anyone here depressed just looking at their portfolio?

I view it as opportunity, rightly or wrongly in others views. Chance to add at much lower prices with fresh cash, reallocation and/or dividend reinvestment.
by honduranhurricane
Sat Mar 28, 2020 10:59 pm
Forum: Personal Investments
Topic: Share what worked in your plan during the crisis
Replies: 103
Views: 7358

Re: Share what worked in your plan during the crisis

Having a cash allocation helped me. Able to deploy into risk assets in increments.
by honduranhurricane
Mon Mar 23, 2020 12:17 am
Forum: Personal Investments
Topic: What's up with Floating Rate bond funds
Replies: 17
Views: 1116

Re: What's up with Floating Rate bond funds

Yes the discount should disappear over time, provided defaults are not material to the fund. Timing is a question for the gap to close as is further widening before the gap narrows.
by honduranhurricane
Sat Mar 21, 2020 2:27 am
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 306
Views: 27287

Re: 2020 Hedge Fund contest

Dear Shareholders, Its been a challenging start to the year, our fund 'Gandalf Or Gollum' is down 13+%. On the bright side, close to half our competitors are having tougher starts. This group is our true competitive set. The other funds are pursuing strategies far different than ours. As a consequen...
by honduranhurricane
Thu Mar 19, 2020 10:30 pm
Forum: Personal Investments
Topic: What's up with Floating Rate bond funds
Replies: 17
Views: 1116

Re: What's up with Floating Rate bond funds

I am a big fan of floating rate securities but know what I am getting into (higher default rate than IG type bond funds, illiquidity hitting pricing etc). I hold them for the LT so I am not worried about sharp declines in environments such as these (or in the 08/09 time frame). In fact I like the co...
by honduranhurricane
Sat Mar 14, 2020 11:36 pm
Forum: Personal Investments
Topic: How many people with 7 figure portfolios are”rejoicing ?”
Replies: 169
Views: 14833

Re: How many people with 7 figure portfolios are”rejoicing ?”

This thread is getting derailed...anyway... Not rejoicing, but buying stocks cheaper is what I am doing. I am one of those 'dry-powder' guys, wish I had more, but scaling in and will continue to do so. My dry powder had consisted of cash from selling some equities late 2019. I had included the cash ...
by honduranhurricane
Sat Feb 15, 2020 1:45 am
Forum: Investing - Theory, News & General
Topic: Great investment books that are less well known?
Replies: 27
Views: 3013

Re: Great investment books that are less well known?

anoop wrote: Fri Feb 14, 2020 7:34 pm I haven't read this because I can't afford it.
https://www.amazon.com/Margin-Safety-Ri ... 887305105/
you can find pdf's of this on-line.
by honduranhurricane
Sun Feb 09, 2020 3:39 am
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 434
Views: 32351

Re: What is the best concert you ever witnessed?

This is a very interesting thread...….it brings back lots of great memories....thanks to the "dowse" for dusting it off..... I did a cursory cruise through all the posts and I didn't see anyone mention "Journey" when Steve Perry was their lead on vocals. I only started to pay at...
by honduranhurricane
Thu Jan 23, 2020 8:29 pm
Forum: Personal Consumer Issues
Topic: Walt Disney World or Disney Land for Galaxy's edge?
Replies: 12
Views: 1346

Re: Walt Disney World or Disney Land for Galaxy's edge?

Can't give advice to the poster, but I have to say that I recently booked a 'vaca' to WDW without knowing just how much planning goes into it (and how expensive it is). Good lord have I learned a lot over the past couple of months (and like another poster mentioned, I too am glad I am a shareholder)...
by honduranhurricane
Thu Jan 16, 2020 9:59 pm
Forum: Personal Finance (Not Investing)
Topic: Leave my beneficiary 100/75/50/25 or 0% of my pension?
Replies: 57
Views: 3611

Re: Leave my beneficiary 100/75/50/25 or 0% of my pension?

My wife is 5 years younger. I intend to choose the 100% for her after I die. reason the same as what others have said, women live longer than men and our age difference.
by honduranhurricane
Thu Jan 16, 2020 9:53 pm
Forum: Personal Finance (Not Investing)
Topic: Do you plan to actually spend down your portfolio?
Replies: 353
Views: 30572

Re: Do you plan to actually spend down your portfolio?

Ideally, interest and divs are spent and less so the principal. Also ideally, leave a chunk to kids so they can provide great opportunities for their kids. But things can change.
by honduranhurricane
Mon Jan 13, 2020 1:00 am
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 306
Views: 27287

Re: 2020 Hedge Fund contest

Gandolf or Gollum long: Apple, GE, Boeing Short: Sears, JC Penney Sears (SHLDQ, currently bankrupt) is no longer in the Russell 3000 for 2019. Feel free to edit your post and pick another short (or two) if you wish. Oops,sorry, please ad Game Stop as a short instead. Thank you for the heads up.
by honduranhurricane
Sun Jan 12, 2020 2:31 am
Forum: Investing - Theory, News & General
Topic: Value of Active and Ongoing Reading of the Bogleheads Forums
Replies: 104
Views: 9530

Re: Value of Active and Ongoing Reading of the Bogleheads Forums

I keep coming back for several reason; repetitive reenforcement, learn of various changes (tax laws, FIDO HSA among others) that have been VERY beneficial, the consumer forum, mostly informed discussions on investments topics, tips on other useful sites, learn of strategies relevant to me (that I ma...
by honduranhurricane
Sat Jan 11, 2020 1:52 am
Forum: Personal Consumer Issues
Topic: What are you listening to now
Replies: 1694
Views: 103246

Re: What are you listening to now

In the car I toggle back forth between: House of Hair (metal hair bands from the 80's and 90's), Ozzy's Bone Yard (on the heavier side) and CNBC (I know, I know)....At home, Latin music (wife from Honduras).

RIP Neil Peart....modern day warrior,,,,
by honduranhurricane
Fri Jan 10, 2020 8:06 pm
Forum: Investing - Theory, News & General
Topic: 2020 Hedge Fund contest
Replies: 306
Views: 27287

Re: 2020 Hedge Fund contest

Gandolf or Gollum
long: Apple, GE, Boeing
Short: Sears, JC Penney
by honduranhurricane
Sun Dec 29, 2019 9:08 pm
Forum: Personal Consumer Issues
Topic: Any audiophiles on this forum?
Replies: 126
Views: 10635

Re: Any audiophiles on this forum?

Not an audiophile but curious when I saw all the Sonos comments. Is Sonos better than Bose? Or is that not a proper comparison?
by honduranhurricane
Fri Dec 20, 2019 6:02 am
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 661
Views: 94559

Re: Flaunt Your High-Mileage Car

150k on 2013 explorer bought in early 2012. regular oil changes, synthetic. no major repairs, only wear/tear..tires, brake pads etc. ideally lasts another 150k!
by honduranhurricane
Tue Dec 03, 2019 11:34 pm
Forum: Investing - Theory, News & General
Topic: Favorite stock(s) and why
Replies: 131
Views: 8995

Re: Favorite stock(s) and why

apple, disney and utx are my fav's right now,,,boeing on the list as well. like msft too, but missed that one (I think).
by honduranhurricane
Tue Nov 26, 2019 10:11 pm
Forum: Personal Investments
Topic: Which funds do YOU have in your taxable account?
Replies: 81
Views: 9021

Re: Which funds do YOU have in your taxable account?

emergency fund:lsfyx,,,brokerage: ITOT and some individual stocks
by honduranhurricane
Sun Nov 24, 2019 8:25 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement age for planning purposes
Replies: 41
Views: 3436

Re: Retirement age for planning purposes

I also use 60, which seems to cover us for a comfortable retirement doing our planned traveling and paying for sons college etc. That said, we should be set by 57. Prior to that, we may have to dial back our traveling to every other year or so. I also have plans (spreadsheets) if retirement occurs e...
by honduranhurricane
Thu Sep 05, 2019 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: HSA guidance
Replies: 9
Views: 969

Re: HSA guidance

No fees at FIDO.
by honduranhurricane
Sun Aug 18, 2019 8:30 pm
Forum: Personal Finance (Not Investing)
Topic: How are you finding "no cost" refis?
Replies: 20
Views: 2736

Re: How are you finding "no cost" refis?

I have found no/low cost refi's on zillow. Done it several times and got the rate that matched the lowest I found anywhere else. Its been a few years since I refi'd but would may consider doing it again if rates drop low enough.