Search found 54 matches

by FamilyMan
Sat Sep 08, 2018 6:22 am
Forum: Personal Consumer Issues
Topic: Buy a house that needs full renovation?
Replies: 40
Views: 1675

Re: Buy a house that needs full renovation?

Others can give you more specifics but my immediate two thoughts are: What ever is your initial budget, expect to go over it based on unforeseen problems and upgrades that the contractor offers. Does your girlfriend like the house? If she becomes your significant other, she might prefer a modern hou...
by FamilyMan
Sat Jun 02, 2018 10:26 pm
Forum: Personal Consumer Issues
Topic: Need to replace my Vizio TV..............
Replies: 35
Views: 2808

Re: Need to replace my Vizio TV..............

My Sony tv went bad around 30 months also. I was the squeaky wheel and complained enough that Sony gave me a new tv at a 75% discount. An authorized dealer did confirm the faulty defect and I didn’t have more than a one year warranty. It paid for me to be persistent that I thought they could do more...
by FamilyMan
Tue Nov 07, 2017 8:46 pm
Forum: Personal Finance (Not Investing)
Topic: Eye Doctor $30 to get your Rx? Is this normal?
Replies: 78
Views: 6653

Re: Eye Doctor $30 to get your Rx? Is this normal?

How about call the office, ask for the office manager and ask them about this "charge"? That might clear up a lot of your questions instead of strangers online trying to figure out how your insurance works. Not trying to be harsh but medical billing charges can be difficult to interpret, even for ex...
by FamilyMan
Wed Oct 25, 2017 9:57 am
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 68
Views: 6166

Re: what is your weekly workout routine?

I've enjoyed reading the workout routines. A few people in this thread have mentioned yoga as an option. I'm curious if people here do classes vs online videos, how often and maybe suggestions on how to start a routine. I'm in my mid 40's and realize I need to stretch more often to continue playing ...
by FamilyMan
Tue Feb 07, 2017 1:47 pm
Forum: Personal Consumer Issues
Topic: College kids driving cars (to live off campus)
Replies: 44
Views: 3606

Re: College kids driving cars (to live off campus)

Others can help you when determining costs involved. My immediate thought is: who is driving when your child and his/her friends are going to an off campus party or bar? I remember in undergrad that the person who owned the car unfortunately was talked into being the designated driver but that perso...
by FamilyMan
Mon Oct 17, 2016 8:22 pm
Forum: Personal Consumer Issues
Topic: What podcasts do you listen to?
Replies: 67
Views: 9625

Re: What podcasts do you listen to?

Stacking Benjamins I downloaded two episodes of stacking benjamins and felt like I was listening to an infomercial for Sofi financial company. I realize these podcasts have to make money somehow but most are much more discreet (beginning and end of podcast). I tried to enjoy it but unfortunately wa...
by FamilyMan
Fri Apr 01, 2016 10:37 am
Forum: Personal Consumer Issues
Topic: Living in/near New Haven CT
Replies: 21
Views: 2431

Re: Living in/near New Haven CT

Two words: Pepe's Pizza

You'll thank me later!

FM
by FamilyMan
Mon Mar 14, 2016 12:54 pm
Forum: Personal Finance (Not Investing)
Topic: Landlord wont return deposit
Replies: 76
Views: 8190

Re: Landlord wont return deposit

When I was in college, I rented an apartment with a friend for 2 years. As our final year was winding down, we cleaned the place well and wanted to set up a time for the property manager to view the place to get our deposit back. Being that I was busy with school, I attempted to schedule this appoin...
by FamilyMan
Fri Oct 30, 2015 10:32 am
Forum: Personal Consumer Issues
Topic: How to backup DVD collection
Replies: 29
Views: 2510

Re: How to backup DVD collection

In the same thought and mentioned above, how does everyone save family movies that were on a form of DVD and also the old school VHS version? Move them to the now standard DVD? Hard drive? CLoud?

These are the "movies" I'm most concerned about.
by FamilyMan
Mon Nov 17, 2014 8:49 am
Forum: Personal Consumer Issues
Topic: Bogleheads, tell me about your 40's?
Replies: 179
Views: 38758

Re: Bogleheads, tell me about your 40's?

As a guy nearing 40, I've really enjoyed the lessons from others about this decade of life. Just wanted to bump it to see if anyone else has any words of wisdom.
by FamilyMan
Sat Mar 02, 2013 11:24 am
Forum: Local Chapters and Bogleheads Community
Topic: The Munchkin Man Diet
Replies: 120
Views: 15009

Re: The Munchkin Man Diet

I just got back from the Grocery store and they were out of spinach. The produce guy said there was a made rush a couple of hours ago and heard a customer mumbling "if it worked for munchkin man..."

Welcome back MM.
by FamilyMan
Wed Dec 26, 2012 1:42 pm
Forum: Investing - Theory, News & General
Topic: Do you include art in your portfolio?
Replies: 38
Views: 3071

Re: Do you include art in your portfolio?

Does my 5 year old's "masterpiece" finger paints count? We displace them at Le Fridge. :D
by FamilyMan
Sun Dec 09, 2012 8:21 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1494400

Re: What Book Are You Currently Reading? Part V

Just finished The Hobbit by Tolkien. The movie opens this next weekend and I can't wait. This is the second time I have read the Hobbit and I loved it both times. The Lord of the Rings series is also great but much more detailed but also darker. Also read $64 tomato before the Hobbit and loved it. I...
by FamilyMan
Fri Nov 23, 2012 11:33 pm
Forum: Local Chapters and Bogleheads Community
Topic: Where is the Munchkin Man?
Replies: 28
Views: 10406

Re: Where is the Munchkin Man?

I think he just got tired of writing that way. His long, third person replies probably took him an hour to write each in such detail.
by FamilyMan
Mon Mar 19, 2012 10:13 am
Forum: Personal Consumer Issues
Topic: Greek Yogurt: Worth the Money, Yay or Nay?
Replies: 58
Views: 5849

Re: Greek Yogurt: Worth the Money, Yay or Nay?

A thousand times yay! American yogurt is to Greek yogurt as Budweiser is to Red Hook IPA. Greek yogurt is so thick and rich and wonderful that you feel like you're eating something completely different. Great analogy! I'm hooked on the Greek yogurt! I honestly don't think I could go back to the Ame...
by FamilyMan
Mon Mar 12, 2012 10:47 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1494400

Re: What Book Are You Currently Reading? Part V

A poster in a previous WBAUCR IV thread suggested Henning Mankell's Kurt Wallander's series after finishing the Girl with the Dragon Tattoo series. Excellent Suggestion! These books have that Swedish feel with similar characters between Kurt W. and Mikael B. I read The Man who Smiled and Faceless Ki...
by FamilyMan
Tue Jul 12, 2011 1:36 pm
Forum: Personal Consumer Issues
Topic: Vacation rentals
Replies: 5
Views: 690

Rental agreement

The place I use for the Jersey coast has a rental agreement. I found it through VRBO. I send him a check for 1/2 the amount and he re-sends the rental agreement (needs signed by both) with the amount I owe on an invoice. I then send him the remaining amount (with security deposit) a month before we ...
by FamilyMan
Tue Jun 21, 2011 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: Tipping Hotel/Motel Maid - mechanics
Replies: 50
Views: 6794

New Book

I just finished a book, Keep the change, that is a humorous but interesting story of the tipping industry. It goes over who tip when and what amount. I highly recommend it. I think he suggested $1/day paid each day because maids change. http://www.amazon.com/Keep-Change-Clueless-Tippers-Gratuity/dp/...
by FamilyMan
Sat Apr 16, 2011 7:59 pm
Forum: Personal Consumer Issues
Topic: I'm going to X - What should I do there?
Replies: 21
Views: 2685

Leonard, I initially thought the same about people asking travel questions on a finance forum. But I think it is great for two reasons: 1. No one knows an area better than locals. Where is the best Italian restaurant in Little Italy? I know I'll get a good answer from a most-likely frugal Boglehead ...
by FamilyMan
Tue Nov 02, 2010 12:58 pm
Forum: Personal Consumer Issues
Topic: Children's furniture
Replies: 29
Views: 4989

Children's furniture

I am curious what everyone does for children's bedroom furniture? I would like to buy good quality furniture that can last many years but being for my kids, it will get some wear-and-tear. However, I hate to break the bank, again, without having to worry if my kids are being rough with it. Ikea seem...
by FamilyMan
Fri Jun 04, 2010 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: July trip to Quebec City
Replies: 11
Views: 1899

Good recommendations

You've got some good recommendations so far. I would recommend my favorite restaurant in Quebec City, the Concord restaurant which rotates 360 degrees in one hour. From what I remember, the Saturday lunch is excellent and not too expensive. Excellent views of the city. Enjoy! http://www.lastral.ca/
by FamilyMan
Mon Mar 22, 2010 3:20 pm
Forum: Forum Issues and Administration
Topic: Do we keep a list of greatest posts?
Replies: 7
Views: 2060

Nomination

Can I nominate a thread? I truly enjoyed the thread on burying gold last year. It still cracks me up.....

http://www.bogleheads.org/forum/viewtopic.php?t=31543
by FamilyMan
Sat Mar 13, 2010 9:37 pm
Forum: Personal Finance (Not Investing)
Topic: Purchase a Second home?
Replies: 18
Views: 3167

I just read an excellent article in Kiplinger's finance about owning a second home. I recommend the article listed below. They list good reasons to buy a home: You want to acquire your future retirement home during a raging buyer's market and defray part of your costs before moving in. Meanwhile, th...
by FamilyMan
Sun Feb 28, 2010 12:09 pm
Forum: Personal Consumer Issues
Topic: Pianos
Replies: 36
Views: 6350

We were looking for a piano a few years ago for our kids to learn how to play. From my research (because I only played as a child), older pianos can be hit or miss. It depends alot on their maintainence over the years and how they were stored (similar to a car). For us, I would rather buy new (but m...
by FamilyMan
Fri Feb 26, 2010 7:14 am
Forum: Investing - Help with Personal Investments
Topic: POLL: Do you have a written investment plan?
Replies: 68
Views: 14098

I said no because that was a 2010 New Year's resolution that hasn't been done yet :roll:
by FamilyMan
Mon Feb 22, 2010 9:25 am
Forum: Personal Consumer Issues
Topic: What mysteries get solved by living a long time?
Replies: 138
Views: 19483

One thing you learn is that the words and actions that cause you so little worry when you're young come back and haunt you. I'm 60 now, and some of the cruel things I said or did to people, even back in the sixth grade, are causing me considerable regret. I'd like to go back to those people and apo...
by FamilyMan
Fri Feb 12, 2010 11:24 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Bond question
Replies: 17
Views: 4642

Re: Vanguard Bond question

The past 2-3 decades have seen rates falling considerably. This boost bond returns. Since rates are now at historic lows, using the past returns to justify your decision seems a bad idea. Read this part of the wiki: http://www.bogleheads.org/wiki/Bond_Basics#Long-_vs._short-term Reading the wiki pa...
by FamilyMan
Fri Feb 12, 2010 9:46 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Bond question
Replies: 17
Views: 4642

Vanguard Bond question

I recently converted my IRA to a Roth IRA which I plan on contributing to until I retire in about 25 years. In this Vanguard Roth IRA, I chose to use Total Bond Market Index Fund (VBMFX) as my bond choice. Today, I received the Vanguard Bond Prospectus and have been reading through it. I am starting...
by FamilyMan
Thu Jan 28, 2010 9:44 pm
Forum: Personal Consumer Issues
Topic: Where does your food come from (the movie Food, Inc)
Replies: 51
Views: 5657

The Dan beat me to recommend The Omnivore's Dilemma. The book describes (in great length) on how food is processed from crop to food product. I'm about half way through the book but interesting topics on the corn surplus in the USA (being converted to our main source of ingredients in food) to how o...
by FamilyMan
Mon Jan 04, 2010 4:10 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Brokerage Lost My $60K Roth Account!
Replies: 225
Views: 48764

I guess someone at Vanguard right now is wondering why hundreds of people just now switched from e-statements to snail mail. I justed printed a hardcopy of my account before my Roth IRA conversion. Sorry but thanks for the tip LBill. This forum's members are such huge proponents and clients for Vang...
by FamilyMan
Sun Jan 03, 2010 9:53 pm
Forum: Personal Consumer Issues
Topic: Costco: worth it?
Replies: 97
Views: 16760

To me, I think you have to have a shopping list going into Costco. The place is great for paper towels, toilet paper, veggies, etc. My problem is that I splurge on the non-essentials, like a big jar of pickles!!! Then my bill is through the roof.

FM
by FamilyMan
Fri Dec 18, 2009 8:54 pm
Forum: Investing - Help with Personal Investments
Topic: What are the arguments NOT to convert to Roth?
Replies: 60
Views: 9078

I've read on this forum that you can use the Roth IRA for your emergency fund. However, I read in this month's Kiplinger's Personal Finance that "your Roth must be open at least five years before you can tap the converted amount penalty-free." So I guess this money shouldn't be considered an emergen...
by FamilyMan
Thu Dec 17, 2009 3:57 pm
Forum: Personal Consumer Issues
Topic: "Great" novels you couldn't finish
Replies: 92
Views: 12397

At the suggestion of "What book are you reading?" thread, I just stopped at lunch to take out "Too big to Fail" by Andrew Sorkin at the library. I was expecting a fairly short book since it is a recent summary of Wall Street downfall last October. The book is almost 400 pages!! I'm already sweating ...
by FamilyMan
Tue Dec 15, 2009 11:18 am
Forum: Personal Consumer Issues
Topic: Humidifiers with Forced Air Heat
Replies: 23
Views: 7841

The folks who have a whole house humidifier: Did you install it yourself or have a plumber/electrician do it for you? What was the cost for the instillation and unit? I think I could handle installing it but it makes me nervous cutting into the duct work of the furnace and the possibility of mold if...
by FamilyMan
Wed Dec 02, 2009 11:00 pm
Forum: Personal Consumer Issues
Topic: The Great Scrapple Correspondence of 1872
Replies: 28
Views: 3906

I'll admit that I have a weakness for scrapple a few times a year. The key is that it has to be crispy fried, with ketchup and never think about the ingredients!
by FamilyMan
Sun Nov 22, 2009 3:38 pm
Forum: Personal Consumer Issues
Topic: Golf is expensive and frustrating
Replies: 55
Views: 9300

It's what you make of it

I think you need to find certain limits with golf. It is a sport that you can always get better (more rounds, more range time, better clubs, etc.) If you become consumed in the actual numbers and always trying to shoot a lower score, it can drive you insane. However, if you can appreciate spending a...
by FamilyMan
Tue Sep 22, 2009 7:41 pm
Forum: Personal Finance (Not Investing)
Topic: Used Minivan Sweet Spot?
Replies: 13
Views: 3773

Door Number 3

When we were choosing a van, I drove 3 or 4 of them. The town and country drives live a van. The odyssey or sienna drive like cars, especially the turning. Also, there is a reason the imports are more expensive: the maintenace is minimal except for regular care. For me, it was an easy choice. Either...
by FamilyMan
Thu Jun 11, 2009 9:08 am
Forum: Investing - Theory, News & General
Topic: What other investment forums are you frequenting?
Replies: 30
Views: 4889

Love this site!!

I've enjoyed the intelligent discussions on this site, financial and other things curious.

One of the best parts of this website is NO ADS!!!! I hate scrolling through 10 ads to find the print material I'm trying to read.

Keep up the great work!!!
by FamilyMan
Fri Jun 05, 2009 11:41 am
Forum: Personal Consumer Issues
Topic: Boston Vacation
Replies: 31
Views: 6988

Cape Cod

I'm hijacking the thread slightly but I would appreciate any suggestions on places to visit in Cape Cod, about an 1-2 hours from Boston. We are doing a day trip to Fenway and also plan on visit the beaches and JFK museum in Hyannis. Any other must see things on the cape?
by FamilyMan
Mon Jun 01, 2009 12:22 pm
Forum: Personal Consumer Issues
Topic: Storing photos from digital camera
Replies: 32
Views: 5204

Storing photos from digital camera

As the family continues to grow, so does the number of digital photos on our camera than on our hard drive. I personally transfer them onto a CD (a hundred at a time) and then store them long-term in a small, fire-resistent safe deposit box in my house. It works but it can be a long and tedious proc...
by FamilyMan
Tue Apr 14, 2009 1:18 pm
Forum: Investing - Theory, News & General
Topic: Friends at Financial Institutions
Replies: 9
Views: 1698

Friends at Financial Institutions

I have friends and relatives who work at financial institutions, including local banks and Vanguard. Although I thoroughly trust these people, can I prevent them access to my account information, especially balances? I know they wouldn't do anything malicious but I also don't want them to know my fi...
by FamilyMan
Sun Apr 12, 2009 8:21 pm
Forum: Personal Consumer Issues
Topic: Pirate Story
Replies: 58
Views: 8123

Stop pirates from boarding the ship!!

Does anyone have a good article describing the method on how pirates actually attack the ships and why can't the cargo ships prevent the pirates from boarding the ships? These are ships belonging to billion dollar companies that are getting hijacked. They should spending an extra 50 K per ship per t...
by FamilyMan
Thu Apr 09, 2009 1:04 pm
Forum: Investing - Help with Personal Investments
Topic: Any mortgage refinancing gurus on here?
Replies: 41
Views: 7692

How low can it go?

I am no mortgage guru but I was talking with one today. Maybe he was exaggerating but he thought 30 year fixed loans with no points may dip below 4.0%. It said it had to do with the Feds pumping money and buying toxic securities and mortgages. This is like the stock market, how low will it go with r...
by FamilyMan
Tue Mar 31, 2009 7:39 am
Forum: Personal Consumer Issues
Topic: Questions regarding Yale University
Replies: 71
Views: 10114

When to go Ivy

A friend (who went to an Ivy school) and I (who went to a state school) have this debate all the time. We both ended up with good paying jobs with similar pay. When is an Ivy league education worth the money compared to a state school? My impression is that an Ivy league school is beneficial for cer...
by FamilyMan
Sun Mar 22, 2009 9:37 pm
Forum: Investing - Theory, News & General
Topic: Hedge fund benefits?
Replies: 18
Views: 2473

Hedge fund benefits?

I was reading Sports Illustrated this weekend and there was an article about how athletes are usually poor decision makers with their investments. They gave examples how many lost significant money in various forms, including hedge funds. Obviously, hedge funds are in the news alot with the Madoff s...
by FamilyMan
Fri Mar 13, 2009 9:12 pm
Forum: Investing - Theory, News & General
Topic: Madoff investors
Replies: 5
Views: 1307

The whole Madoff thing has really been bothering me the past few days. What he did was such a selfish and unbelieveable crime to these people. What bothers me more is that people gave him HUGE sums of money without any second thoughts. Meaning: why am I writing a check to you personally? or what is ...
by FamilyMan
Thu Mar 05, 2009 11:41 am
Forum: Investing - Theory, News & General
Topic: Hanging On, or How to Get Thru a Depression and Enjoy Life
Replies: 35
Views: 6106

Different attitude today

"Yet given the prevailing attitudes at the time, few would have accepted public assistance even had any been offered (at that time, there was little more than the county poorhouse for indigent older persons). There was no unemployment insurance, a difficulty at a time when people, including the auth...
by FamilyMan
Sun Mar 01, 2009 5:44 pm
Forum: Investing - Help with Personal Investments
Topic: Tax refund and dependents
Replies: 3
Views: 1062

Tax refund and dependents

I just finished my taxes for 2008 using Turbotax. Fortunately, I will get a refund from Uncle Sam. However, I would prefer to have less money taken out of my paycheck rather than getting the money April the following year. Besides consulting with my HR person, is there a way to determine the right c...