Search found 77 matches

by FamilyMan
Mon Nov 23, 2020 3:04 pm
Forum: Personal Consumer Issues
Topic: Travel insurance on rental beach house
Replies: 10
Views: 638

Re: Travel insurance on rental beach house

As I search various realtor’s websites, most cancellation policies are basically, “pay us in full for the week and we’ll try and find another tenant for the week. If we can, here is your money back minus a cancellation fee (usually $100). If they can’t rent it again, you’re on the hook for full paym...
by FamilyMan
Sun Nov 22, 2020 1:26 pm
Forum: Personal Consumer Issues
Topic: Travel insurance on rental beach house
Replies: 10
Views: 638

Re: Travel insurance on rental beach house

Thank you for the detailed responses. I appreciate it.

I like the idea of getting travel insurance independently of the realtor. I’ll do some research for this trip and future trips.
by FamilyMan
Sun Nov 22, 2020 9:26 am
Forum: Personal Consumer Issues
Topic: Travel insurance on rental beach house
Replies: 10
Views: 638

Travel insurance on rental beach house

My family and I are interested in renting a beach house for a week next August. We have narrowed it down to a home in Virginia Beach. When inquiring about the property, the realtor (who list the rental) suggested getting travel insurance. It is bought through their package but insured by an insuranc...
by FamilyMan
Sat Nov 21, 2020 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: Refi options--what would you do?
Replies: 12
Views: 743

Re: Refi options--what would you do?

Thanks...I did some shopping at Loan Depot and Better Mortgage. They were able to to a 15 year at 2.375% with closing cost ($2154) rolled into loan and and a credit to me of about $200 at close. I showed this to my local lender and he said he would match it (he was offering 15 year at 2.65%) This w...
by FamilyMan
Mon Oct 26, 2020 10:19 am
Forum: Personal Finance (Not Investing)
Topic: College Merit Aid Question...
Replies: 43
Views: 2706

Re: College Merit Aid Question...

If she went to PSU, she might try to get into their honors college (Schreyer's). They give an extra $5,000 off per year for those students.

https://www.shc.psu.edu/admissions/cost-aid/
by FamilyMan
Wed Sep 23, 2020 9:02 am
Forum: Personal Consumer Issues
Topic: Smoker next door
Replies: 79
Views: 4533

Re: Smoker next door

How about some heavy duty fan? Maybe not commercial grade but close. I’d spend couple hundred dollars and blow their smoke out/back towards them. Another thought is installing plexiglass on that side of balcony to create a barrier. If they ask, I’d would say I’m allergic to cigarette smoke. Maybe th...
by FamilyMan
Wed Sep 02, 2020 1:05 pm
Forum: Personal Consumer Issues
Topic: Best Way to Watch British Mystery Shows
Replies: 89
Views: 7801

Re: Best Way to Watch British Mystery Shows

I saw this morning that Netflix is releasing “Young Wallander” series tomorrow. Might be worth a watch. The story starts as he graduates the police academy
by FamilyMan
Sat Aug 22, 2020 1:52 pm
Forum: Personal Finance (Not Investing)
Topic: Stage 4 Cancer and Young Family
Replies: 105
Views: 14852

Re: Stage 4 Cancer and Young Family

You said you have "unknown primary". Depending on your geographic location consider a second opinion from Mayo clinic (Minnesota, Florida, Arizona)/ Memorial Sloan Kettering/ MD Anderson/Cleveland Clinic/ nearest University hospital. +1 Sorry for diagnosis. You do seem a bit uncertain abo...
by FamilyMan
Fri Aug 14, 2020 3:49 pm
Forum: Personal Consumer Issues
Topic: Streaming Peacock
Replies: 19
Views: 1753

Re: Streaming Peacock

The main reason I see people signing up for Peacock network is to stream The Office. My kids and their friends love that show and is one of the main reasons we signed up for Netflix. This switch of streaming services occurs at the end of the year. Me personally, I’m not signing up for another stream...
by FamilyMan
Wed Jul 15, 2020 1:58 pm
Forum: Personal Finance (Not Investing)
Topic: Liability for Golf Ball Through Windshield
Replies: 93
Views: 6127

Re: Liability for Golf Ball Through Windshield

With kids, I spend more time at little league baseball fields than golf courses. I do wonder who is responsible when a kid’s foul ball breaks a windshield or dents a hood. The field owner? The coach or player’s parents? The little league association? The driver? Sorry for the slight derailment but c...
by FamilyMan
Tue Jun 23, 2020 6:04 am
Forum: Personal Consumer Issues
Topic: New construction house - what to consider?
Replies: 161
Views: 10713

Re: New construction house - what to consider?

Something you don’t need for the house after reading this thread?

A budget!!
by FamilyMan
Wed Jun 10, 2020 10:46 am
Forum: Personal Consumer Issues
Topic: New construction house - what to consider?
Replies: 161
Views: 10713

Re: New construction house - what to consider?

Good suggestions.

When I built 10 years ago, I asked this question to a lot of friends and family. It seems all the men said “make it a 3 car garage”. I did and I love the extra space for bikes, mowers, freezer, etc. I think it should help for the resale of the house one day too.
by FamilyMan
Sat Jun 06, 2020 7:11 am
Forum: Investing - Theory, News & General
Topic: Anyone screwed up timing the market?
Replies: 94
Views: 8923

Re: Anyone screwed up timing the market?

I did okay. I didn't catch the very bottom, but I got in about half way to the bottom and back up again. This leaves me beating the market this year by roughly 12%. I followed my rule: sold when the market hit the 300 day moving average, and I bought back in when the market's PE hit 20x ttm. That w...
by FamilyMan
Thu Jun 04, 2020 10:10 am
Forum: Personal Consumer Issues
Topic: Amazon Prime Membership Question [Considering to drop membership]
Replies: 136
Views: 9946

Re: Amazon WITHOUT Prime?

We listen to ad free Amazon music probably at least 1-2 hours daily. And they seem to have most artist and songs available.

Spotify and Pandora might be a bit cheaper but don’t have the free video content and shipping options.

So I’m happy with my Prime membership at the current price.
by FamilyMan
Mon Feb 03, 2020 4:10 pm
Forum: Personal Consumer Issues
Topic: Skiing Frugally
Replies: 45
Views: 4735

Re: Skiing Frugally

Two weeks ago, we tried skiing at a new resort where I dropped $350 for the family for lift tickets and rentals for one day. For lunch we brown bagged it because it is cheaper and honestly, better food. As we were sitting in the cafeteria, when a worker came up to me with THAT look. "I'm sorry ...
by FamilyMan
Sun Oct 20, 2019 8:29 pm
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 1498
Views: 176286

Re: What frugal thing did you do today?

A Broadway singer I like came to my city to do two shows (Wednesday and Thursday night this week) in a jazz venue. Tickets were $50, and these kinds of shows usually run about 75 minutes. I couldn't quite make myself pull the trigger for $50, so I called the box office to see if they had any discou...
by FamilyMan
Sat Apr 13, 2019 7:20 am
Forum: Personal Consumer Issues
Topic: Soon to be dad, how to prepare
Replies: 127
Views: 7992

Re: Soon to be dad, how to prepare

Father of 2, and below is my short list of advice (all are optional, last two are a must): Optional Tour and reserve spots on daycare immediately, good ones fill up quick. Read to your kids every night, even when they are babies. Don't worry if fatherhood doesn't come naturally, sometimes you have ...
by FamilyMan
Sun Mar 10, 2019 8:49 pm
Forum: Personal Consumer Issues
Topic: Three Days in DC
Replies: 83
Views: 4584

Re: Three Days in DC

When we went, my kids favorite visits were the White House and the Mint. You’re probably too late for WH tickets but I highly recommend the Mint.
by FamilyMan
Sun Dec 16, 2018 9:03 am
Forum: Personal Consumer Issues
Topic: Lottery Tickets
Replies: 30
Views: 1896

Re: Lottery Tickets

This reminds me of a reddit thread I linked below. It was an AMA ("Ask me anything") of a lottery winner who won over 10 million dollars from a lottery card that a friend gave him. Could you imagine being the friend? That boggles my mind. That being said, the thread is very interesting Q&a...
by FamilyMan
Thu Nov 22, 2018 9:18 am
Forum: Personal Consumer Issues
Topic: AAA vs. GEICO for Roadside Assistance--Help Me Decide!
Replies: 53
Views: 28676

Re: AAA vs. GEICO for Roadside Assistance--Help Me Decide!

I've been using AAA since I started driving about 25 years ago. My family always had clunkers so we would max our tows every year. I've driven more reliable cars the past 15 years, but have had to place a call on average once every two years for a dead battery or flat tire. In fact, we just placed ...
by FamilyMan
Wed Nov 14, 2018 9:16 pm
Forum: Personal Consumer Issues
Topic: sony TV XBR49X900F $1K vs a cheaper alternative Samsung $330
Replies: 18
Views: 1214

Re: sony TV XBR49X900F $1K vs a cheaper alternative Samsung $330

I bought a Sony TV 3 years ago and it broke 2 years later. Long story short, the certified Sony repair center that I had to take it to for warranty told me that Sony has significantly gone downhill with their televisions. He strongly suggested Samsung, then Lg followed by Sony for reliability.
by FamilyMan
Thu Nov 08, 2018 7:11 pm
Forum: Personal Consumer Issues
Topic: Favorite "free stuff"?
Replies: 137
Views: 12145

Re: Favorite "free stuff"?

Internet at public libraries Food samples at Costco and local grocery stores Not to be picky but are “food samples” at Costco free if you’re paying a yearly membership fee? I’m sure the samples are factored into that $60 you pay yearly. Grocery stores? Yes, I can come and go without paying a dime.
by FamilyMan
Tue Nov 06, 2018 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: Ok to remove collision coverage?
Replies: 13
Views: 1195

Re: Ok to remove collision coverage?

These types of questions are why I use an independent insurance broker. Yes, he does make money on what coverage I have and how much I spend with him. And I probably pay more than online insurance companies. I only use him for auto and life and not investing. But I have always found him to give the ...
by FamilyMan
Sat Sep 08, 2018 6:22 am
Forum: Personal Consumer Issues
Topic: Buy a house that needs full renovation?
Replies: 40
Views: 2059

Re: Buy a house that needs full renovation?

Others can give you more specifics but my immediate two thoughts are: What ever is your initial budget, expect to go over it based on unforeseen problems and upgrades that the contractor offers. Does your girlfriend like the house? If she becomes your significant other, she might prefer a modern hou...
by FamilyMan
Sat Jun 02, 2018 10:26 pm
Forum: Personal Consumer Issues
Topic: Need to replace my Vizio TV..............
Replies: 35
Views: 3580

Re: Need to replace my Vizio TV..............

My Sony tv went bad around 30 months also. I was the squeaky wheel and complained enough that Sony gave me a new tv at a 75% discount. An authorized dealer did confirm the faulty defect and I didn’t have more than a one year warranty. It paid for me to be persistent that I thought they could do more...
by FamilyMan
Tue Nov 07, 2017 8:46 pm
Forum: Personal Finance (Not Investing)
Topic: Eye Doctor $30 to get your Rx? Is this normal?
Replies: 78
Views: 7462

Re: Eye Doctor $30 to get your Rx? Is this normal?

How about call the office, ask for the office manager and ask them about this "charge"? That might clear up a lot of your questions instead of strangers online trying to figure out how your insurance works. Not trying to be harsh but medical billing charges can be difficult to interpret, e...
by FamilyMan
Wed Oct 25, 2017 9:57 am
Forum: Personal Consumer Issues
Topic: what is your weekly workout routine?
Replies: 112
Views: 12151

Re: what is your weekly workout routine?

I've enjoyed reading the workout routines. A few people in this thread have mentioned yoga as an option. I'm curious if people here do classes vs online videos, how often and maybe suggestions on how to start a routine. I'm in my mid 40's and realize I need to stretch more often to continue playing ...
by FamilyMan
Tue Feb 07, 2017 1:47 pm
Forum: Personal Consumer Issues
Topic: College kids driving cars (to live off campus)
Replies: 44
Views: 3957

Re: College kids driving cars (to live off campus)

Others can help you when determining costs involved. My immediate thought is: who is driving when your child and his/her friends are going to an off campus party or bar? I remember in undergrad that the person who owned the car unfortunately was talked into being the designated driver but that perso...
by FamilyMan
Mon Oct 17, 2016 8:22 pm
Forum: Personal Consumer Issues
Topic: What podcasts do you listen to?
Replies: 67
Views: 12226

Re: What podcasts do you listen to?

Stacking Benjamins I downloaded two episodes of stacking benjamins and felt like I was listening to an infomercial for Sofi financial company. I realize these podcasts have to make money somehow but most are much more discreet (beginning and end of podcast). I tried to enjoy it but unfortunately wa...
by FamilyMan
Fri Apr 01, 2016 10:37 am
Forum: Personal Consumer Issues
Topic: Living in/near New Haven CT
Replies: 21
Views: 2878

Re: Living in/near New Haven CT

Two words: Pepe's Pizza

You'll thank me later!

FM
by FamilyMan
Mon Mar 14, 2016 12:54 pm
Forum: Personal Finance (Not Investing)
Topic: Landlord wont return deposit
Replies: 76
Views: 8765

Re: Landlord wont return deposit

When I was in college, I rented an apartment with a friend for 2 years. As our final year was winding down, we cleaned the place well and wanted to set up a time for the property manager to view the place to get our deposit back. Being that I was busy with school, I attempted to schedule this appoin...
by FamilyMan
Fri Oct 30, 2015 10:32 am
Forum: Personal Consumer Issues
Topic: How to backup DVD collection
Replies: 29
Views: 2802

Re: How to backup DVD collection

In the same thought and mentioned above, how does everyone save family movies that were on a form of DVD and also the old school VHS version? Move them to the now standard DVD? Hard drive? CLoud?

These are the "movies" I'm most concerned about.
by FamilyMan
Mon Nov 17, 2014 8:49 am
Forum: Personal Consumer Issues
Topic: Bogleheads, tell me about your 40's?
Replies: 180
Views: 43120

Re: Bogleheads, tell me about your 40's?

As a guy nearing 40, I've really enjoyed the lessons from others about this decade of life. Just wanted to bump it to see if anyone else has any words of wisdom.
by FamilyMan
Sat Mar 02, 2013 11:24 am
Forum: US Chapters
Topic: The Munchkin Man Diet
Replies: 120
Views: 16268

Re: The Munchkin Man Diet

I just got back from the Grocery store and they were out of spinach. The produce guy said there was a made rush a couple of hours ago and heard a customer mumbling "if it worked for munchkin man..."

Welcome back MM.
by FamilyMan
Wed Dec 26, 2012 1:42 pm
Forum: Investing - Theory, News & General
Topic: Do you include art in your portfolio?
Replies: 38
Views: 3200

Re: Do you include art in your portfolio?

Does my 5 year old's "masterpiece" finger paints count? We displace them at Le Fridge. :D
by FamilyMan
Sun Dec 09, 2012 8:21 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1516992

Re: What Book Are You Currently Reading? Part V

Just finished The Hobbit by Tolkien. The movie opens this next weekend and I can't wait. This is the second time I have read the Hobbit and I loved it both times. The Lord of the Rings series is also great but much more detailed but also darker. Also read $64 tomato before the Hobbit and loved it. I...
by FamilyMan
Fri Nov 23, 2012 11:33 pm
Forum: US Chapters
Topic: Where is the Munchkin Man?
Replies: 32
Views: 15126

Re: Where is the Munchkin Man?

I think he just got tired of writing that way. His long, third person replies probably took him an hour to write each in such detail.
by FamilyMan
Mon Mar 19, 2012 10:13 am
Forum: Personal Consumer Issues
Topic: Greek Yogurt: Worth the Money, Yay or Nay?
Replies: 58
Views: 6207

Re: Greek Yogurt: Worth the Money, Yay or Nay?

A thousand times yay! American yogurt is to Greek yogurt as Budweiser is to Red Hook IPA. Greek yogurt is so thick and rich and wonderful that you feel like you're eating something completely different. Great analogy! I'm hooked on the Greek yogurt! I honestly don't think I could go back to the Ame...
by FamilyMan
Mon Mar 12, 2012 10:47 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part V
Replies: 3372
Views: 1516992

Re: What Book Are You Currently Reading? Part V

A poster in a previous WBAUCR IV thread suggested Henning Mankell's Kurt Wallander's series after finishing the Girl with the Dragon Tattoo series. Excellent Suggestion! These books have that Swedish feel with similar characters between Kurt W. and Mikael B. I read The Man who Smiled and Faceless Ki...
by FamilyMan
Tue Jul 12, 2011 1:36 pm
Forum: Personal Consumer Issues
Topic: Vacation rentals
Replies: 5
Views: 750

Rental agreement

The place I use for the Jersey coast has a rental agreement. I found it through VRBO. I send him a check for 1/2 the amount and he re-sends the rental agreement (needs signed by both) with the amount I owe on an invoice. I then send him the remaining amount (with security deposit) a month before we ...
by FamilyMan
Tue Jun 21, 2011 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: Tipping Hotel/Motel Maid - mechanics
Replies: 50
Views: 7090

New Book

I just finished a book, Keep the change, that is a humorous but interesting story of the tipping industry. It goes over who tip when and what amount. I highly recommend it. I think he suggested $1/day paid each day because maids change. http://www.amazon.com/Keep-Change-Clueless-Tippers-Gratuity/dp/...
by FamilyMan
Sat Apr 16, 2011 7:59 pm
Forum: Personal Consumer Issues
Topic: I'm going to X - What should I do there?
Replies: 21
Views: 2745

Leonard, I initially thought the same about people asking travel questions on a finance forum. But I think it is great for two reasons: 1. No one knows an area better than locals. Where is the best Italian restaurant in Little Italy? I know I'll get a good answer from a most-likely frugal Boglehead ...
by FamilyMan
Tue Nov 02, 2010 12:58 pm
Forum: Personal Consumer Issues
Topic: Children's furniture
Replies: 29
Views: 5201

Children's furniture

I am curious what everyone does for children's bedroom furniture? I would like to buy good quality furniture that can last many years but being for my kids, it will get some wear-and-tear. However, I hate to break the bank, again, without having to worry if my kids are being rough with it. Ikea seem...
by FamilyMan
Fri Jun 04, 2010 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: July trip to Quebec City
Replies: 11
Views: 2000

Good recommendations

You've got some good recommendations so far. I would recommend my favorite restaurant in Quebec City, the Concord restaurant which rotates 360 degrees in one hour. From what I remember, the Saturday lunch is excellent and not too expensive. Excellent views of the city. Enjoy! http://www.lastral.ca/
by FamilyMan
Mon Mar 22, 2010 3:20 pm
Forum: Forum Issues and Administration
Topic: Do we keep a list of greatest posts?
Replies: 7
Views: 2088

Nomination

Can I nominate a thread? I truly enjoyed the thread on burying gold last year. It still cracks me up.....

http://www.bogleheads.org/forum/viewtopic.php?t=31543
by FamilyMan
Sat Mar 13, 2010 9:37 pm
Forum: Personal Finance (Not Investing)
Topic: Purchase a Second home?
Replies: 18
Views: 3269

I just read an excellent article in Kiplinger's finance about owning a second home. I recommend the article listed below. They list good reasons to buy a home: You want to acquire your future retirement home during a raging buyer's market and defray part of your costs before moving in. Meanwhile, th...
by FamilyMan
Sun Feb 28, 2010 12:09 pm
Forum: Personal Consumer Issues
Topic: Pianos
Replies: 36
Views: 6657

We were looking for a piano a few years ago for our kids to learn how to play. From my research (because I only played as a child), older pianos can be hit or miss. It depends alot on their maintainence over the years and how they were stored (similar to a car). For us, I would rather buy new (but m...
by FamilyMan
Fri Feb 26, 2010 7:14 am
Forum: Personal Investments
Topic: POLL: Do you have a written investment plan?
Replies: 69
Views: 16067

I said no because that was a 2010 New Year's resolution that hasn't been done yet :roll: