Search found 35 matches

by OrderAndChaos
Thu Oct 03, 2019 12:34 pm
Forum: Personal Consumer Issues
Topic: Video Doorbell without monthly Subscription
Replies: 9
Views: 1762

Re: Video Doorbell without monthly Subscription

Add my vote for a Wyze.

They are working on a doorbell camera, but no details on release dates. Still, their basic camera is a great deal for $20!
by OrderAndChaos
Mon Sep 30, 2019 4:17 pm
Forum: Personal Consumer Issues
Topic: Apple iPhone iOS 13 Discussion
Replies: 79
Views: 9698

Re: Apple iPhone iOS 13 Discussion

On the iPhone SE, seems to work fine. Perhaps a little more battery hungry, but time will tell. On my iPad Air 2 however...I spent an hour with Apple Tech Support yesterday. Apparently there is a known issue with that iPad trying to install iOS 13, not iPad OS 13 which then proceeds to prevent the d...
by OrderAndChaos
Mon Sep 30, 2019 12:12 pm
Forum: Personal Consumer Issues
Topic: CamScanner alternative?
Replies: 10
Views: 1319

Re: CamScanner alternative?

I've been a big fan of Scanner Pro by Readdle. Integrates very nicely with Dropbox and will OCR documents. It will auto detect a page to be scanned, wait for the image to be stable and then take a photo. It doesn't have its own cloud service, but you can email a document direct from the app. ***EDIT...
by OrderAndChaos
Thu Sep 12, 2019 10:02 am
Forum: Personal Consumer Issues
Topic: Calling all iPhone SE Bogleheads
Replies: 61
Views: 5055

Re: Calling all iPhone SE Bogleheads

Love the SE, especially the size. For some reason it will not count the stairs climbed like other phones however. Has anyone found a way to make the SE count stairs climbed? Thanks. The SE doesn't have a barometer, which is requred to count stairs climbed. If you pair it with an Apple Watch, howeve...
by OrderAndChaos
Wed Sep 11, 2019 4:37 pm
Forum: Personal Consumer Issues
Topic: Calling all iPhone SE Bogleheads
Replies: 61
Views: 5055

Re: Calling all iPhone SE Bogleheads

I have had mine for 3.5 years. Love the size! I would be happy with a slightly updated camera, faster processor, better battery and water resistance. With that, I'd accept a slightly thicker design, but I want my phone that I have with me at all times to be able to fit in my pocket comfortably. I se...
by OrderAndChaos
Wed Sep 11, 2019 4:24 pm
Forum: Personal Consumer Issues
Topic: How old is your cellphone?
Replies: 168
Views: 10222

Re: Like my SE, but...

My iPhone SE is about 3.5 years old. I hope to keep it long enough for Apple to realize there's still a market for a phone that fits in your pocket. You won't be happy reading this https://appleinsider.com/articles/19/09/11/editorial-apple-just-told-you-that-they-arent-going-to-make-an-iphone-se-2-...
by OrderAndChaos
Wed Sep 11, 2019 12:39 pm
Forum: Personal Consumer Issues
Topic: How old is your cellphone?
Replies: 168
Views: 10222

Re: How old is your cellphone?

My iPhone SE is about 3.5 years old. I hope to keep it long enough for Apple to realize there's still a market for a phone that fits in your pocket.
by OrderAndChaos
Wed Aug 14, 2019 12:29 pm
Forum: Personal Consumer Issues
Topic: Going to switzerland in a month-any final advice?
Replies: 12
Views: 940

Re: Going to switzerland in a month-any final advice?

I'll assume you mean the Lauterbrunnen valley and Jungfrau when you say hiking around Interlaken. Buy a wedge of local cheese, some dried meat, fresh bread and a bottle of wine at a local shop or supermarket. Throw them in a backpack and find one of the hundreds of benches along any hiking route. En...
by OrderAndChaos
Fri Aug 02, 2019 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: USAA suspects credit card may have been compromised
Replies: 17
Views: 1641

Re: USAA suspects credit card may have been compromised

I got the same thing on Tuesday. We've identified that your USAA credit card information, such as your name, card number and expiration date, may have been compromised. Specific details were not reported to us and USAA's systems were not involved. No fraudulent charges noted, but this is my primary ...
by OrderAndChaos
Thu Jul 18, 2019 3:46 pm
Forum: Personal Consumer Issues
Topic: Retire or relocate to Portland, Maine
Replies: 28
Views: 4856

Re: Retire or relocate to Portland, Maine

Yiewsley wrote:
Thu Jul 18, 2019 9:05 am
Note that you will always be considered "from away" - it doesn't matter how long you live there. :-)
Very true. I was born in Massachusetts and moved to Maine at age 3. I was never a native.
by OrderAndChaos
Mon Jul 15, 2019 12:22 pm
Forum: Personal Consumer Issues
Topic: Retire or relocate to Portland, Maine
Replies: 28
Views: 4856

Re: Retire or relocate to Portland, Maine

Grew up and still have family in the greater-Portland area. College and career have taken me out of the state for the past 30 years, but I still look forward to visiting every year. Portland is a great small city. Taxes and cost of living in general is higher than (some) other areas of the US, but o...
by OrderAndChaos
Wed Jun 05, 2019 1:45 pm
Forum: Personal Consumer Issues
Topic: Favorite youtube channels?
Replies: 81
Views: 8296

Re: Favorite youtube channels?

I’ll add my votes for Smarter Every Day, Numberphile, 3Blue1Brown, and America’s Test Kitchen (What’s Eating Dan, especially).

I’ll add Practical Engineering, The Engineer Guy, Wendover Productions, Tom Scott, and Technology Connections.

On the other end of the spectrum, Epic Rap Battles of History
by OrderAndChaos
Wed May 22, 2019 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: RMDs from an inherited-inherited IRA...is Fidelity wrong?
Replies: 18
Views: 2809

Re: RMDs from an inherited-inherited IRA...is Fidelity wrong?

What was the problem Fidelity was having (aside from potentially incompetent customer service people?) Why did it take so long for them to see their error? Was the IRA titled improperly or in a confusing manner? Seems to be due to a lack of knowledge/experience of the first line CSA. When my wife c...
by OrderAndChaos
Fri May 17, 2019 2:50 pm
Forum: Personal Finance (Not Investing)
Topic: RMDs from an inherited-inherited IRA...is Fidelity wrong?
Replies: 18
Views: 2809

Re: RMDs from an inherited-inherited IRA...is Fidelity wrong?

Thanks all. My wife called back yesterday and calmly explained the situation, was intitially told that RMDs would be based on her life expectancy. She explained (again) that that didn't seem to be the way the IRS understood it. After more time on hold and someone calling her back, they agreed. Thank...
by OrderAndChaos
Fri May 03, 2019 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: RMDs from an inherited-inherited IRA...is Fidelity wrong?
Replies: 18
Views: 2809

Re: RMDs from an inherited-inherited IRA...is Fidelity wrong?

You are correct that the RMD factor is determined by the first to inherit an IRA. See https://www.irahelp.com/slottreport/inheriting-inherited-ira from IRA expert Ed Slott's website. I came across that post in my research. Seems pretty cut and dried, which is why I'm confused that Fidelity is insis...
by OrderAndChaos
Fri May 03, 2019 11:37 am
Forum: Personal Finance (Not Investing)
Topic: RMDs from an inherited-inherited IRA...is Fidelity wrong?
Replies: 18
Views: 2809

Re: RMDs from an inherited-inherited IRA...is Fidelity wrong?

What does the IRS say about inherited IRA's? Have you looked? www.irs.gov Yes, I have reviewed Pub 590 B https://www.irs.gov/pub/irs-pdf/p590b.pdf Page 9: Death of a beneficiary. In general, the beneficiaries of a deceased beneficiary must continue to take the required minimum distributions after t...
by OrderAndChaos
Fri May 03, 2019 11:14 am
Forum: Personal Finance (Not Investing)
Topic: RMDs from an inherited-inherited IRA...is Fidelity wrong?
Replies: 18
Views: 2809

RMDs from an inherited-inherited IRA...is Fidelity wrong?

I know this has been addressed recently. I have reviewed the below threads, the wiki and consulted the Google. I would love to be proven wrong, that I’m missing some critical calculation and that Fidelity is actually correctly calculating the RMDs on an inherited-inherited IRA. https://www.boglehead...
by OrderAndChaos
Thu Jan 17, 2019 12:32 pm
Forum: Personal Consumer Issues
Topic: Netflix Recommendations
Replies: 53
Views: 6149

Re: Netflix Recommendations

Black Mirror-anthology series set in the near future that focuses on the unintended consequences of technology.

Dark-German language drama that explores strange happenings in a town across several decades.
by OrderAndChaos
Tue Dec 19, 2017 11:52 am
Forum: Personal Investments
Topic: Maxing out my TSP while deployed
Replies: 7
Views: 1790

Re: Maxing out my TSP while deployed

Excellent. Thanks very much!

No traditional IRAs, but my last deployment I sold and re-bought a bunch of stock, about $16k in capital gains, as we were projected to be in the 15% tax bracket.

I'll put the 92% into the traditional through May then switch to Roth.

Thanks again!
by OrderAndChaos
Sat Dec 16, 2017 10:18 am
Forum: Personal Investments
Topic: Maxing out my TSP while deployed
Replies: 7
Views: 1790

Re: Maxing out my TSP while deployed

Thanks. What you mention is what I'm planning on doing in a few years...taking all but a couple hundred out and thenputting the traditional back in and the Roth into a Roth IRA. The statement I quoted made it seem like it was a much more direct approach. Perhaps it was just a simplification. I've go...
by OrderAndChaos
Fri Dec 15, 2017 10:11 am
Forum: Personal Finance (Not Investing)
Topic: Active Duty Military Bereavement Leave?
Replies: 16
Views: 12124

Re: Active Duty Military Bereavement Leave?

Emergency leave does not cover the death of a grandparent, unless they are considered in loco parentis.
by OrderAndChaos
Fri Dec 15, 2017 9:45 am
Forum: Personal Finance (Not Investing)
Topic: Active Duty Military Bereavement Leave?
Replies: 16
Views: 12124

Re: Active Duty Military Bereavement Leave?

My condolences on your loss. Have him talk to his commander and explain the situation. Others are right, it is ultimately the commander that will make the final call if leave is denied...but if it's never requested, it will never be granted. The instruction the covers the AF leave program (AFI 33-30...
by OrderAndChaos
Fri Dec 15, 2017 8:40 am
Forum: Personal Investments
Topic: Maxing out my TSP while deployed
Replies: 7
Views: 1790

Re: Maxing out my TSP while deployed

I have already fully funded my SDP. That was the first thing I did when I arrived. In reading through other threads, and recent anecdotal evidence, some have been able to fully fund the SDP with a check, independent of their paycheck, but that's never been my experience. I've maxed out SDP, I have m...
by OrderAndChaos
Thu Dec 14, 2017 2:16 pm
Forum: Personal Investments
Topic: Maxing out my TSP while deployed
Replies: 7
Views: 1790

Maxing out my TSP while deployed

Greetings Bogleheads. I have a question on contributing to/maxing out my TSP while deployed. I have asked this of my deployed finance office, my home station finance office, DFAS and TSP. Each one either points at the other, or dances around the question. If there’s any group that has people that ha...
by OrderAndChaos
Sat Oct 21, 2017 11:52 pm
Forum: Personal Investments
Topic: TSP advice sought
Replies: 20
Views: 2407

Re: TSP advice sought

The reason the limits are different for Roth and Traditional is that DFAS limits contributions to allow for tax withholding. My Roth is limited to 60% and Traditional to 92% of my base pay. Special pay, however can be contributed at a rate of 100%. Since federal (and perhaps state) taxes still need ...
by OrderAndChaos
Sun Oct 08, 2017 4:33 am
Forum: Personal Consumer Issues
Topic: Replacement for Prosper app
Replies: 1
Views: 386

Replacement for Prosper app

I used to use an app called BillGuard which consolidated charges from multiple credit cards and highlighted ones that appears suspicious (duplicate charges, charges from merchants that other users had identified as suspicious, etc). It also separated out recurring charges, payments each month to Net...
by OrderAndChaos
Wed Mar 08, 2017 10:41 pm
Forum: US Chapters
Topic: Your USER NAME...what does it mean?
Replies: 470
Views: 62928

Re: Your USER NAME...what does it mean?

Was a huge M. C. Escher fan in my college days. While I prefer other works of his over the Order and Chaos series, I completely identify with the idea that the two concepts are not mutually exclusive.
by OrderAndChaos
Tue Feb 07, 2017 8:22 pm
Forum: Personal Investments
Topic: Contributing to multiple retirement accounts
Replies: 7
Views: 1595

Re: Contributing to multiple retirement accounts

OK, so after several calls to Fidelity, the answer is that as the ORP is a mandatory contribution, it does not count toward the 403b limit. So, she can max out both the 457b and 403b while also funding the ORP.

:)

Thanks!
by OrderAndChaos
Sun Feb 05, 2017 10:03 am
Forum: Personal Consumer Issues
Topic: mattresses and alcohol (bourbon, scotch, whiskey)
Replies: 45
Views: 6082

Re: mattresses and alcohol (bourbon, scotch, whiskey)

There are a lot of other variables than just proof and price. I'm more of a Scotch guy, but I've never seen the same expression in cask and bottle strength on the shelf. Assuming that's the case, however, the $15 premium in your example probably wouldn't be worth it. Unless you're watering it down a...
by OrderAndChaos
Sat Feb 04, 2017 7:05 pm
Forum: Personal Investments
Topic: Contributing to multiple retirement accounts
Replies: 7
Views: 1595

Re: Contributing to multiple retirement accounts

Thanks all'y'all :beer So, the ORP isn't a 401a, but actually a 403b. It took a lot of digging to actually find that, looking past "similar to a 401k" and similar language. So, if she has access to two 403b's from the same employer (one mandatory and one voluntary), wouldn't the 403b limit be the ag...
by OrderAndChaos
Fri Feb 03, 2017 1:13 pm
Forum: Personal Investments
Topic: Contributing to multiple retirement accounts
Replies: 7
Views: 1595

Contributing to multiple retirement accounts

Hey everyone. My wife and I recently moved to Texas. I'm hoping y'all (did I do that right?) can assist me in understanding IRS limits. My wife recently took a nursing job with a University of Texas hospital. Since she is employed by the University, she is considered faculty. As part of her benefits...
by OrderAndChaos
Mon Oct 17, 2016 8:30 pm
Forum: Personal Investments
Topic: Am I focusing too much on retirement investing?
Replies: 10
Views: 2586

Re: Am I focusing too much on retirement investing?

Hey, thanks to everyone for the advice/insight! To be honest, my "plan" has always been to dump as much money as possible into retirement. Now I've got to figure out how to get it out most efficiently. As some have noted...not the worst problem to be faced with. To follow up on a couple of questions...
by OrderAndChaos
Sun Oct 16, 2016 9:43 pm
Forum: Personal Investments
Topic: Am I focusing too much on retirement investing?
Replies: 10
Views: 2586

Am I focusing too much on retirement investing?

Good day all. My wife and I are looking for some advice on where to best invest income from her new job. Basics- 42 & 39 years old, no kids (& none planned), with an intent to retire ~age 50 My income ~$130k/yr Maxing out my Thrift Savings Plan and Roth IRA; balance of ~$500k & ~$150k respectively M...