Search found 23 matches

by simplextableau
Tue Feb 18, 2020 4:03 pm
Forum: Personal Consumer Issues
Topic: Perform own oil change pros & cons?
Replies: 195
Views: 7803

Re: Perform own oil change pros & cons?

I do all my own oil changes. I recently bought a used car that the previous owner had taken to Jiffy Lube. When I went to do my first oil change, I found that they had put the wrong oil filter on the car -- it fit, but was half the size of the correct one as it was for a later generation of the same...
by simplextableau
Mon Feb 17, 2020 3:13 pm
Forum: Personal Consumer Issues
Topic: vacuum cleaner hose kinks
Replies: 7
Views: 444

Re: vacuum cleaner hose kinks

Why not just wrap some duct tape around the first foot of the hose to stiffen it?
by simplextableau
Tue Dec 31, 2019 10:57 am
Forum: Personal Investments
Topic: Manufacturing a needed capital loss by buying OTM calls
Replies: 8
Views: 583

Re: Manufacturing a needed capital loss by buying OTM calls

Thanks for following up. Congratulations on your loss :D
by simplextableau
Fri Dec 20, 2019 7:49 pm
Forum: Personal Consumer Issues
Topic: Issue with Ally Bank
Replies: 19
Views: 1955

Re: Issue with Ally Bank

That sounds like a reason to stay with Ally -- someone called up trying to reset your wife's PIN and then tried to bypass the security question, so they froze the account. That's superb protection. (It makes no difference that the caller was your wife -- from an identity theft perspective it could h...
by simplextableau
Thu Dec 19, 2019 1:06 am
Forum: Personal Investments
Topic: Manufacturing a needed capital loss by buying OTM calls
Replies: 8
Views: 583

Re: Manufacturing a needed capital loss by buying OTM calls

You do have approval for options trading, right? You have to be preapproved by your broker at level two to buy calls.
by simplextableau
Thu Dec 19, 2019 1:01 am
Forum: Personal Investments
Topic: Manufacturing a needed capital loss by buying OTM calls
Replies: 8
Views: 583

Re: Manufacturing a needed capital loss by buying OTM calls

Agree -- you should buy something a bit OTM. That way you can count on the total value of the option you buy going to $0, you don't have to take any further action like you would with an ITM call, and you know at the time of purchase what the loss will be (the value you paid). -- and if by some mira...
by simplextableau
Wed Dec 18, 2019 11:44 am
Forum: Personal Investments
Topic: Unusual need to book a smallish capital loss by year-end
Replies: 29
Views: 2041

Re: Unusual need to book a smallish capital loss by year-end

I like the idea of buying OTM calls best, but what about buying thinly traded pink sheet or other stocks with limit orders and then immediately selling them for less? You probably could get yourself a pretty big spread loss on those.
by simplextableau
Tue Oct 29, 2019 12:37 pm
Forum: Personal Consumer Issues
Topic: GPS signal - Smartphone vs Handheld GPS
Replies: 6
Views: 487

Re: GPS signal - Smartphone vs Handheld GPS

To answer your question, much better. I use the Garmin GPSMAP series (an old GPSMAP 62) and it works even under heavy tree cover because of the antenna. I would only buy a unit like the GPSMAP that has the sensitive antenna -- a standalone GPS that has an internal antenna probably isn't much better ...
by simplextableau
Tue Oct 29, 2019 12:20 pm
Forum: Personal Consumer Issues
Topic: GPS signal - Smartphone vs Handheld GPS
Replies: 6
Views: 487

Re: GPS signal - Smartphone vs Handheld GPS

If they're metal boundary markers, a cheap metal detector might be more helpful than a standalone GPS.
by simplextableau
Thu Oct 03, 2019 11:33 pm
Forum: Personal Finance (Not Investing)
Topic: Posting for a friend: opt out of employer arbitration?
Replies: 16
Views: 1572

Re: Posting for a friend: opt out of employer arbitration?

You are all focused too narrowly here. The employer probably doesn't care about individual disputes, but wants to use arbitration agreements as a backdoor to kill class action lawsuits. If every employee has signed an arbitration agreement, then if an employee brings a class action lawsuit against t...
by simplextableau
Fri Sep 27, 2019 12:14 pm
Forum: Personal Finance (Not Investing)
Topic: Extended warranty transfer dispute with private truck seller
Replies: 36
Views: 2171

Re: Extended warranty transfer dispute with private truck seller

The warranty was listed in the ad, the parties negotiated for a different price but there is no writing stating that the warranty is excluded from the deal. The warranty doesn't have to be mentioned in the bill of sale because the ad forms part of the parties' agreement and the bill of sale likely d...
by simplextableau
Tue Apr 23, 2019 5:16 pm
Forum: Personal Consumer Issues
Topic: Who is buying 1-3 year old used Toyotas and Hondas?
Replies: 114
Views: 13094

Re: Who is buying 1-3 year old used Toyotas and Hondas?

It makes sense if you buy private party, not from a dealer. Took me six months of Craigslist searches though. Most slightly used cars are sold by dealers, so it was hard to find.
by simplextableau
Wed Mar 20, 2019 6:19 pm
Forum: Personal Consumer Issues
Topic: What is the official nail clippers of the Boglehead Community?
Replies: 30
Views: 2553

Re: What is the official nail clippers of the Boglehead Community?

True Bogleheads don't engage in active management so they let the nails on their index fingers grow passively for decades.
by simplextableau
Thu Mar 14, 2019 7:50 pm
Forum: Personal Consumer Issues
Topic: Lemon or Just Getting Used to Having an Older Car???
Replies: 33
Views: 3055

Re: Lemon or Just Getting Used to Having an Older Car???

Instead of spending $1,100 to fix a sunroof you don't use, you could have spent $10 on silicone and sealed it up.
by simplextableau
Fri Feb 08, 2019 5:48 pm
Forum: Personal Finance (Not Investing)
Topic: Informed for Life - AWD vs FWD
Replies: 12
Views: 1245

Re: Informed for Life - AWD vs FWD

According to NHTSA, the FWD scores 1.4% worse in rollover resistance. The overall rating formula must happen to be very near to the boundary between 4 and 5 stars and that's just enough to tip it over. The AWD probably has a few extra pounds closer to the ground because of the extra driveline.
by simplextableau
Fri Feb 08, 2019 5:12 pm
Forum: Personal Finance (Not Investing)
Topic: Informed for Life - AWD vs FWD
Replies: 12
Views: 1245

Re: Informed for Life - AWD vs FWD

Just look at the NHTSA website safercar.gov -- the AWD version earns 5 stars overall, the FWD earns only 4 stars. Presumably that explains the difference. As to why one does better in the government crash tests, you'll have to dig into the details.
by simplextableau
Fri Apr 06, 2018 5:43 pm
Forum: Personal Finance (Not Investing)
Topic: Car was totaled, next steps?
Replies: 18
Views: 1418

Re: Car was totaled, next steps?

You're entitled to the value of your car before the accident, which was a 2012 Ford Edge with 232,000 miles. The check from the insurance company should be enough to go out and purchase a 2012 Edge with 232,000 miles. If you decide you want to buy something with less miles, that is your choice but i...
by simplextableau
Sat Aug 12, 2017 5:51 pm
Forum: Personal Finance (Not Investing)
Topic: Car insurance for grandpa? liability risk or higher rate
Replies: 11
Views: 1188

Re: Car insurance for grandpa? liability risk or higher rate

If you retain ownership of the car, you're at risk for a negligent entrustment claim (basically, that you should have known he was unfit to drive).
by simplextableau
Sat Aug 12, 2017 3:15 pm
Forum: Personal Consumer Issues
Topic: Need advice on car power window switch work
Replies: 29
Views: 2005

Re: Need advice on car power window switch work

Have you tried car-part.com? I see a few on there.
by simplextableau
Tue Aug 01, 2017 2:57 pm
Forum: Investing - Theory, News & General
Topic: Why is it hard to beat the market?
Replies: 45
Views: 4923

Re: Why is it hard to beat the market?

It's not hard - wrong question. If you pick individual stocks, there's a pretty good chance you'll beat the market. However, there's also a pretty good chance you'll underperform the market. The real problem is you won't know which of these outcomes is yours until you're 30 years in, and if you unde...
by simplextableau
Tue Jul 25, 2017 10:42 pm
Forum: Personal Consumer Issues
Topic: Need Options - Honda Accord Incredibly Uncomfortable Seats
Replies: 135
Views: 33008

Re: Need Options - Honda Accord Incredibly Uncomfortable Seats

For what it's worth, like the OP, I read the Bogleheads forums every day but never post because I have nothing to contribute (I just chug along with a 2 fund portfolio) and I've also found people on here to be somewhat overly judgmental at times. I have an Accord and the seat is mildly uncomfortable...
by simplextableau
Wed Oct 05, 2016 9:37 pm
Forum: Personal Consumer Issues
Topic: Should I upgrade my beat up car?
Replies: 69
Views: 7763

Re: Should I upgrade my beat up car?

I was in your shoes. I replaced my car. If you look at the statistics comparing cars across model years, there's no question that newer cars are substantially safer. Plus the cost of purchasing a newer car isn't *that much* when you plan to keep it for another 15 years again. Your advantage is that ...