Search found 144 matches

by capsaicinguy
Sat May 23, 2020 7:46 pm
Forum: Personal Consumer Issues
Topic: Mobile scanner: Why not?
Replies: 16
Views: 1101

Re: Mobile scanner: Why not?

I have been using the app genius scan on my phone with great success. And it's free. I'd look into that.
by capsaicinguy
Fri May 22, 2020 8:37 am
Forum: Personal Consumer Issues
Topic: What kind of sunglasses?
Replies: 75
Views: 3676

Re: What kind of sunglasses?

I had worn Oakley's for a long time. I had gotten used to their misaligned polarized lenses and the "plutonite" plastic lenses scratching as soon as you touched them. Misaligned meaning you had to tilt your head to one side and the right lense polarized filter would cut in, then tilt it to the left ...
by capsaicinguy
Sat May 16, 2020 10:20 am
Forum: Personal Consumer Issues
Topic: Tire shop returned my van with a broken part!
Replies: 27
Views: 1820

Re: Tire shop returned my van with a broken part!

I assume your van is a sienna. Depending on the year there was either a TSB or recall with regards to the spare tire winch because they were rusting out really bad and the cables would fail, potentially dropping the spare into the road while driving. Is the winch rusted bad? Just food for thought, b...
by capsaicinguy
Tue Apr 28, 2020 8:04 am
Forum: Personal Consumer Issues
Topic: Unable to Order Work Out Equipment
Replies: 45
Views: 3355

Re: Unable to Order Work Out Equipment

ponyboy wrote:
Tue Apr 28, 2020 6:11 am
The best part is...when gyms reopen, everyone will want to sell all the equipment they panic bought. They will flood the market and prices will plummet. There will be a lot of deals to be had within the next 6 months.
This is what I'm planning on. :sharebeer
by capsaicinguy
Sat Apr 25, 2020 8:31 am
Forum: Personal Consumer Issues
Topic: Unable to Order Work Out Equipment
Replies: 45
Views: 3355

Re: Unable to Order Work Out Equipment

Consider making some things yourself. If you aren't using huge weight, a squat rack can be built from 4x4 or 4x6 lumber for a fraction of the cost of a steel one. 3/4" black iron pipe and fittings for safeties/etc. If you don't already have a set of weight plates and all that, lots of options for bo...
by capsaicinguy
Fri Apr 24, 2020 10:17 pm
Forum: Personal Finance (Not Investing)
Topic: Appropriate Term Life Terms - couple in 30s
Replies: 88
Views: 3929

Re: Appropriate Term Life Terms - couple in 30s

Fwiw the broker I found using term4sale has been good. I would recommend using it as it will give you a good idea if the cost for various policies quickly. The brokers quotes were right in line as far as cost as what the term4sale search returned.
by capsaicinguy
Fri Apr 24, 2020 10:02 am
Forum: Personal Finance (Not Investing)
Topic: Appropriate Term Life Terms - couple in 30s
Replies: 88
Views: 3929

Re: Appropriate Term Life Terms - couple in 30s

We are going to add a term life policy ladder soon. 30y, 20y, and a 15yr policy to meet our goals so that as we get older and more financially secure the insurance tapers off as we would be less reliant on it in case of a disaster. Saves us some premiums too.
by capsaicinguy
Sat Apr 18, 2020 11:36 pm
Forum: Personal Consumer Issues
Topic: Expecting Child #1 - Cost Saving Ideas?
Replies: 55
Views: 2110

Re: Expecting Child #1 - Cost Saving Ideas?

Dad of 3 checking in. First, congrats! All I have to say is buy all the "accessories" used. Crib? Dresser? Pack and play? Baby rocking chair? Get it all used. We spent way too much the first time around and looking back slap ourselves since we've gotten the second (and third) wave of all that stuff ...
by capsaicinguy
Sat Apr 18, 2020 8:05 am
Forum: Personal Consumer Issues
Topic: Should I buy a new rice cooker from Zojirushi?
Replies: 75
Views: 5677

Re: Should I buy a new rice cooker from Zojirushi?

We got that zojirushi rice cooker as a gift. It's awesome, the rice is always perfect. We had used the cheap $20 dollar ones for a long time prior. No comparison.
by capsaicinguy
Thu Apr 16, 2020 5:27 pm
Forum: Personal Finance (Not Investing)
Topic: [Government stimulus payments]
Replies: 351
Views: 27123

Re: [Government stimulus payments]

"Zero filers" aka people who neither owed taxes nor received a refund are getting locked out of the IRS site. like we will have to either wait for the IRS to modify the "get my payment" portal, or wait for a mailed check. The portal for Non-Filers has been opened for a while. "Get My Payment" porta...
by capsaicinguy
Thu Apr 16, 2020 3:02 pm
Forum: Personal Finance (Not Investing)
Topic: [Government stimulus payments]
Replies: 351
Views: 27123

Re: [Government stimulus payments]

As a follow up to my "technical difficulties" error, it appears I am not alone. "Zero filers" aka people who neither owed taxes nor received a refund are getting locked out of the IRS site. Say if you only had unearned income from a traditional IRA to ROTH conversion below the standard deduction, yo...
by capsaicinguy
Wed Apr 15, 2020 3:21 pm
Forum: Personal Finance (Not Investing)
Topic: [Government stimulus payments]
Replies: 351
Views: 27123

Re: [Government stimulus payments]

Apparently I've tried to log in too many times today, all previous attempts were met with the "technical difficulties" error: "Please Try Again Later We are unable to provide you with the status of your payment or perform the action requested because: The tax return information you entered does not ...
by capsaicinguy
Wed Apr 15, 2020 7:25 am
Forum: Personal Finance (Not Investing)
Topic: [Government stimulus payments]
Replies: 351
Views: 27123

Re: [Government stimulus payments]

This is interesting. I know that we’re eligible for the economic impact payment based on the filing of our 2019 return. The Get My Payment link went live this morning on the IRS website (https://www.irs.gov/coronavirus/economic-impact-payments) and since we hadn’t yet received our payment, I went a...
by capsaicinguy
Fri Apr 10, 2020 8:34 am
Forum: Personal Finance (Not Investing)
Topic: Is saving $19k/yr worth having roommates? (California Bay Area)
Replies: 71
Views: 5643

Re: Is saving $19k/yr worth having roommates? (California Bay Area)

If you liked your roommates, I'd stay. Think about it this way. While you are a working professional, you're out of the house 9 - 5, and sleeping from midnight to 8. So you spend, maybe, six hours maximum at home per week day and maybe 12 hours max at home on weekends? If you like going out on week...
by capsaicinguy
Fri Apr 03, 2020 10:55 pm
Forum: Personal Consumer Issues
Topic: What are you doing for haircuts due to coronavirus shutdown?
Replies: 254
Views: 20077

Re: What are you doing for haircuts due to coronavirus shutdown?

Same as it has been for a while. #2 (1/4") all over buzz I've been doing for years. The dog gets a 1/2" buzz with the same clippers. I cut my son's hair with clippers/scissors. Been cutting my own for nearly 20 years now. Business as usual in our house.
by capsaicinguy
Sat Mar 28, 2020 1:43 pm
Forum: US Chapters
Topic: How Is Your Job Being Impacted By The Current Crisis?
Replies: 503
Views: 50398

Re: How Is Your Job Being Impacted By The Current Crisis?

We basically just got torpedoed in a major way by this. 2 weeks ago I was 6 weeks away from graduation from dental school. My licensure exam was supposed to be this weekend, but was cancelled until at least June or probably july at this point. So after 4 years and being minutes from the finish line ...
by capsaicinguy
Sat Mar 28, 2020 1:21 pm
Forum: Personal Finance (Not Investing)
Topic: How are you going to use your stimulus money?
Replies: 222
Views: 12673

Re: How are you going to use your stimulus money?

Closing costs and what's left over to a fence.
by capsaicinguy
Fri Feb 28, 2020 8:03 am
Forum: Personal Finance (Not Investing)
Topic: Mortgage shopping. Best practices?
Replies: 11
Views: 797

Re: Mortgage shopping. Best practices?

Recently just went through this. Applied to a larger national bank and a local bank. We went with the local bank as they were much more flexible on closing dates/etc for us which is what we needed. Gave us a better rate by about 1/8% too. They do in house underwriting so they weren't held hostage to...
by capsaicinguy
Fri Feb 28, 2020 7:49 am
Forum: Personal Consumer Issues
Topic: Fix this car or cut losses?
Replies: 13
Views: 1042

Re: Fix this car or cut losses?

I would do what another poster said and take it to a reputable transmission shop and spend a few dollars to have them look at it. Could be any one of a number of simple/cheap things and you'd feel pretty silly unloading a free car if all it was was the fluid was low from a slow leak from an axle sea...
by capsaicinguy
Tue Jan 21, 2020 7:49 am
Forum: Personal Consumer Issues
Topic: Quality Power-Tool Brands
Replies: 93
Views: 5978

Re: Quality Power-Tool Brands

When it comes to power tools I have always bought quality and it hasn't failed me yet. "Buy once cry once". Milwaukee, Porter Cable, DeWalt, Bosch, Makita have all lasted a long time. I've owned my Makita cordless 18v lxt set for over 10 years now and I just started having one of the batteries start...
by capsaicinguy
Mon Dec 30, 2019 8:58 am
Forum: Personal Consumer Issues
Topic: Am I spending to much on furnishing my new home?
Replies: 53
Views: 3930

Re: Am I spending to much on furnishing my new home?

First, congrats on getting out of your toxic living situation! Second, I think you need to slow down. I trimmed down your original post to what I saw and bolded the juxtaposed statements: Just turned 23 ..., recently bought a home...I [want to furnish] the house for about 12k... keep in mind I want ...
by capsaicinguy
Wed Nov 27, 2019 9:18 pm
Forum: Personal Consumer Issues
Topic: Garage ceiling bike storage
Replies: 29
Views: 3208

Re: Garage ceiling bike storage

If you don't have at least a 10-12' ceiling in your garage I will be a dissenting voice against hanging them from the ceiling. I had the pulley type system that allows you to raise and lower the bike up to the ceiling. I absolutely hated it because the tires are constantly at perfect head smacking h...
by capsaicinguy
Wed Nov 27, 2019 9:07 pm
Forum: Personal Consumer Issues
Topic: 6 x 9 car speakers
Replies: 13
Views: 1134

Re: 6 x 9 car speakers

I will also throw in the suggestion to avoid 6x9's and go with a decent 6.5" component. If a separate tweeter isn't an option a nice 6.5" coaxial set will still be better. With car audio a lot is dependent on the install. Are you willing to do any work yourself or do you plan to pay someone else to ...
by capsaicinguy
Sat Oct 19, 2019 7:38 am
Forum: Personal Consumer Issues
Topic: Help me find some high quality cargo pants.
Replies: 63
Views: 6509

Re: Help me find some high quality cargo pants.

I'm in the deep south. Any suggestions for ones that 1) don't too grossly violate business casual, 2) are durable but not hot, and 3) neither swish *fabric on fabric sound) nor are too clingy. Adding to my other Duluth recommendation above their dry-on-the-fly line might fit the bill for you. And b...
by capsaicinguy
Sat Oct 19, 2019 7:33 am
Forum: Personal Consumer Issues
Topic: Help me find some high quality cargo pants.
Replies: 63
Views: 6509

Re: Help me find some high quality cargo pants.

gmc4h232 wrote:
Tue Oct 15, 2019 5:36 am
Check out the offerings from Duluth Trading. Their stuff is pretty high quality.
+1, Duluth's firehose flex line is my daily wear. Highly recommended. Buy them a little baggy/long because they will shrink a bit in the wash.
by capsaicinguy
Fri Oct 18, 2019 6:42 am
Forum: Personal Consumer Issues
Topic: Car waxing/sealant for a newb (not for high level detailing)
Replies: 23
Views: 3619

Re: Car waxing/sealant for a newb (not for high level detailing)

An exterior rejuvenation on my cars goes like this: -hand wash with meguire's gold class soap (from Walmart) -claybar whole car with just water as lubricant -buff out with Porter Cable random orbital buffer, Griot's garage pink polishing pad, and mequires ultimate compound (if there is a lot of clea...
by capsaicinguy
Mon Oct 14, 2019 9:12 pm
Forum: Personal Consumer Issues
Topic: Seiko Watch
Replies: 37
Views: 4249

Re: Seiko Watch

After looking at a lot of entry level seikos, orient's, and the like, I landed on buying a couple citizen eco drives on Amazon during one of their prime day sales. Couldn't be happier, nice watches for around $80. Not an automatic but I feel like I got good value at that price point. Will likely buy...
by capsaicinguy
Mon Sep 30, 2019 12:12 pm
Forum: Personal Consumer Issues
Topic: When and should I buy dream car? 1997 Toyota Supra
Replies: 38
Views: 3354

Re: When and should I buy dream car? 1997 Toyota Supra

Didn't read the whole thread, but another car guy here. If you already have the sc300 why not just do the trans/motor/rear end swap and basically have a Supra? If I remember right (and it's been a while since I looked into it) 90% will just drop right in. A lot cheaper than buying an mk-iv. But it ...
by capsaicinguy
Mon Sep 30, 2019 11:44 am
Forum: Personal Consumer Issues
Topic: When and should I buy dream car? 1997 Toyota Supra
Replies: 38
Views: 3354

Re: When and should I buy dream car? 1997 Toyota Supra

Didn't read the whole thread, but another car guy here. If you already have the sc300 why not just do the trans/motor/rear end swap and basically have a Supra? If I remember right (and it's been a while since I looked into it) 90% will just drop right in. A lot cheaper than buying an mk-iv. But it w...
by capsaicinguy
Sat Sep 14, 2019 7:24 am
Forum: Personal Consumer Issues
Topic: Kitchen drawer slide hardware recommendations needed
Replies: 17
Views: 1142

Re: Kitchen drawer slide hardware recommendations needed

Another vote for Blum. Used them when I built a ton of base cabinets for my basement. Big upgrade from the knock offs the builder used on the main floor.
by capsaicinguy
Sat Jul 06, 2019 4:21 pm
Forum: Personal Consumer Issues
Topic: Cleaning bugs off car bumper
Replies: 32
Views: 3024

Re: Cleaning bugs off car bumper

HOT water with carwash soap and a sponge with the mesh on the back will get 97% of bugs off with a little elbow grease. For what's left over use a claybar with just water for lubrication. Meguiars mild grit Clay is fine. After you claybar make sure to put a paint sealant or wax back on as it will st...
by capsaicinguy
Sat Jun 22, 2019 8:08 am
Forum: Personal Consumer Issues
Topic: Anyone moved cross country. How did you manage to do it without going nuts??
Replies: 47
Views: 4815

Re: Anyone moved cross country. How did you manage to do it without going nuts??

A good friend of mine moved from MA to TX. He sold, donated, threw out everything he owned including his goat. He loaded up what was left in his Volvo wagon and small trailer and bought everything new in Texas. This was back before Craigslist. Today, you have CL as well as facebook and of course, t...
by capsaicinguy
Tue Jun 11, 2019 5:51 am
Forum: Personal Consumer Issues
Topic: Cleaning up new house before move in—getting rid of “cat smell”
Replies: 59
Views: 16783

Re: Cleaning up new house before move in—getting rid of “cat smell”

Carpet cleaning (professionally) and painting would be the easiest and most cost effective route . . . however, depending on the "source" of the smell (i.e. cat had accidents on the carpet) removing it would be best, particularly if you're sensitive to smells. My wife and I are dog owners and certa...
by capsaicinguy
Thu Jun 06, 2019 12:58 pm
Forum: Personal Investments
Topic: MF to ETF in taxable...
Replies: 6
Views: 433

Re: MF to ETF in taxable...

I have never sold or exchanged any funds before in a taxable account. Naturally, I would love the simplicity of just exchanging all funds (250K) into the new to open ETF. If by "exchange" you mean the ability that Vanguard investors have to convert mutual fund shares to corresponding ETF shares, un...
by capsaicinguy
Wed Jun 05, 2019 8:02 pm
Forum: Personal Consumer Issues
Topic: New Roof - to RidgeVent or to not RidgeVent
Replies: 39
Views: 4275

Re: New Roof - to RidgeVent or to not RidgeVent

Parents built a house in the Carolinas and the builder specd the house to only use the ridge vent with soffits for roof ventilation. It was grossly underventilated to the point they couldn't get the top floor to maintain a reasonable temp in the summer. They got a thermostat controlled BIG powered v...
by capsaicinguy
Mon May 20, 2019 7:42 am
Forum: Personal Consumer Issues
Topic: Compound miter saw recommendation
Replies: 42
Views: 2660

Re: Compound miter saw recommendation

If there is ever a chance you will cut 2x12s get the sliding saw, one of my few regrets buying tools is not paying for that feature. I've gotten pretty good at flipping boards over to complete the cut.... :annoyed
by capsaicinguy
Mon May 20, 2019 6:05 am
Forum: Personal Consumer Issues
Topic: Replace possible failing tv or not (solved)
Replies: 33
Views: 2656

Re: Replace possible failing tv or not

Kenkat wrote:
Sun May 19, 2019 11:32 am
TVs are always on sale. I would try a different HDMI cable first. I have had then go bad.
This. Double check all your cabling connections first before running to buy a new TV. Things can come loose.
by capsaicinguy
Thu May 16, 2019 6:34 am
Forum: Personal Finance (Not Investing)
Topic: Selling home- Demanding Buyer (Repairs)
Replies: 495
Views: 57929

Re: Selling home- Demanding Buyer (Repairs)

I would not underestimate the value of an over asking cash offer. Even if you paid the 10k for the septic repair you still got more than you hoped for the house. If this buyer walks you will have to disclose the septic non-compliance when you relist since now you are aware if it. Add in the potentia...
by capsaicinguy
Tue May 14, 2019 5:03 pm
Forum: Personal Consumer Issues
Topic: Instant Coffee?
Replies: 67
Views: 4671

Re: Instant Coffee?

Starbucks Via instant packets is probably the most readily available product that tastes pretty close to a real cup of coffee. There is a lot of niche instant coffee makers out now that seem to partly target the ultralight hiking crowd. You can search the web for some pretty extensive reviews. I wou...
by capsaicinguy
Fri May 10, 2019 8:53 am
Forum: Personal Finance (Not Investing)
Topic: Vacant Lake Lot. Sell or Hold?
Replies: 54
Views: 3350

Re: Vacant Lake Lot. Sell or Hold?

Sell baby sell!
by capsaicinguy
Fri May 03, 2019 11:01 pm
Forum: Personal Finance (Not Investing)
Topic: Empty nester downsizing - success!!!
Replies: 102
Views: 16161

Re: Empty nester downsizing - any advice?

Lots of good ideas in this thread. We just downsized from a 3000 sq ft 5/3 house into a 1400sqft 3/1 townhouse, and now moved again back into a 4/2 house. I wish I had gotten rid of more "large heavy objects" for that first move because I ended up just selling a bunch if it after we moved the first ...
by capsaicinguy
Wed May 01, 2019 2:03 pm
Forum: Personal Consumer Issues
Topic: Babymoon?
Replies: 36
Views: 3385

Re: Babymoon?

Traveling while trying to get pregnant sounds like a great time to me but I guess opinions vary +1, dad of 3 checking in. If you go this route like another poster said don't "pull the goalie" until you're boarding the plane. The way we have approached a babymoon was soon before delivery date we boo...
by capsaicinguy
Fri Apr 26, 2019 10:02 pm
Forum: Personal Consumer Issues
Topic: Tequila and Magaritas
Replies: 122
Views: 15817

Re: Tequila and Magaritas

Didn't read the whole thread but I was recently turned onto Cazadores reposado tequila. Can get it for about $22 per 750ml bottle, and even our Sam's club liquor has it. About the best value ive found for tequila. I just like to sip it neat.
by capsaicinguy
Thu Apr 25, 2019 5:11 pm
Forum: Personal Consumer Issues
Topic: Teeth Whitening
Replies: 35
Views: 4112

Re: Teeth Whitening

best method is trays made by dentist and OPAL 10% by ultradent used it foir years in practice This. Anything over 10% just gives you more side effects of sensitivity. Crest whitestrips work as well but take much longer and the gel will get on your gingiva. The trays help keep it just on the teeth.
by capsaicinguy
Tue Apr 23, 2019 6:43 am
Forum: Personal Finance (Not Investing)
Topic: When is the right time to buy a house?
Replies: 31
Views: 4233

Re: When is the right time to buy a house?

I have been renting for over 7 years now and I am spent $600 on average per month on rent. I have zero debt and sizable chunk in savings and investment which is enough for a 15-20% down payment on a mortgage. House prices have been rising over the past few years. Is this a right time to buy? Mortga...
by capsaicinguy
Sat Apr 13, 2019 9:52 am
Forum: Personal Consumer Issues
Topic: Soon to be dad, how to prepare
Replies: 127
Views: 7757

Re: Soon to be dad, how to prepare

Regarding breastfeeding, my wife tried many times with our kids.... The "lactation consultant" even had her trying some sort of beer drink, it was really just a big joke, esp when she was trying the pumps etc. Finally I convinced her that it wasn't going to work out and just resort formula. If it w...
by capsaicinguy
Sat Apr 13, 2019 8:57 am
Forum: Personal Consumer Issues
Topic: Soon to be dad, how to prepare
Replies: 127
Views: 7757

Re: Soon to be dad, how to prepare

Father of 2, and below is my short list of advice (all are optional, last two are a must): Optional Tour and reserve spots on daycare immediately, good ones fill up quick. Read to your kids every night, even when they are babies. Don't worry if fatherhood doesn't come naturally, sometimes you have ...
by capsaicinguy
Thu Apr 11, 2019 8:40 am
Forum: Personal Finance (Not Investing)
Topic: How do 40 year olds decide what they can afford?
Replies: 85
Views: 10528

Re: How do 40 year olds decide what they can afford?

What we worked out was that I got a $100 per week "allowance" that included coffee and lunches. Anything I saved up for I could buy and not feel like I was frivolously spending "our" money. It also had the benefit that I was motivated to be frugal on the lunches and coffee so I could build up my to...
by capsaicinguy
Tue Apr 09, 2019 9:57 pm
Forum: Personal Consumer Issues
Topic: Smartphones with Least Bloatware
Replies: 29
Views: 11757

Re: Smartphones with Least Bloatware

The Wizard wrote:
Fri Apr 05, 2019 1:52 pm
The Google pixel phones don't seem to have much...
I second this. I usually disable/uninstall all the extra junk anyways but my last two google phones haven't had much.