Search found 137 matches

by Barefoot
Fri Feb 07, 2020 10:48 pm
Forum: Personal Consumer Issues
Topic: Best Oil?
Replies: 107
Views: 6835

Re: Best Oil?

I recently did some research prior to the first change in my car that has direct injection.

I learned that lower volatility oil is recommended to reduce deposits on intake valves. Speaking generically, the "european formula" oils meet that requirement.

For your LC, this isn't a consideration.
by Barefoot
Fri Feb 07, 2020 10:26 pm
Forum: Personal Consumer Issues
Topic: New Grad with fashion design degree looking for job in that field
Replies: 84
Views: 1562

Re: New Grad with fashion design degree looking for job in that field

I'll add a data point. My niece got a fashion degree in Dec '16. She worked for several years as a waitress, and has recently started a job at the bottom rung in a Human Resources office. She's still waiting tables part time for $. I could make a comment about the MRS degree, but I'll save it for an...
by Barefoot
Sat Feb 01, 2020 8:52 pm
Forum: Personal Consumer Issues
Topic: Major renovation work for the house
Replies: 16
Views: 1161

Re: Major renovation work for the house

we had a very nice gas insert fireplace installed by a top rated company during our renovation. A permit was optional. We asked for it and paid $150 and the county thankfully came out. The inspector pressure tested the new gas line and found that it wouldn’t hold pressure and there was a major leak...
by Barefoot
Wed Jan 22, 2020 8:43 pm
Forum: Personal Finance (Not Investing)
Topic: to pre-nup or not?
Replies: 133
Views: 11551

Re: to pre-nup or not?

michaeljc70 wrote:
Wed Jan 22, 2020 8:41 pm
So, the prenup said she got everything?
Yup, and he didn't read it.
by Barefoot
Wed Jan 22, 2020 8:35 pm
Forum: Personal Finance (Not Investing)
Topic: to pre-nup or not?
Replies: 133
Views: 11551

Re: to pre-nup or not?

My FIL got a pre-nup when he got re-married later in life. Unfortunately, his future wife's attorney wrote it and he didn't read it. Big mistake. The good news is that the divorce judge declared that it was pretty unfair, and he was able to salvage about 50% of his pre-marital assets instead of losi...
by Barefoot
Sat Jan 18, 2020 2:56 pm
Forum: Personal Consumer Issues
Topic: Some possible luxury SUV choices to buy: Opinions?
Replies: 133
Views: 9489

Re: Some possible luxury SUV choices to buy: Opinions?

I had a loaded Hyundai Santa Fe for a several day rental a few months ago. I was pleasantly surprised.
by Barefoot
Thu Jan 16, 2020 10:50 pm
Forum: Personal Consumer Issues
Topic: what to do with old engineering text books
Replies: 72
Views: 5390

Re: what to do with old engineering text books

dcabler wrote:
Tue Jan 14, 2020 2:24 pm
And I did that as soon as the class was over. :D
Yup, sold mine for beer money.
by Barefoot
Wed Jan 08, 2020 8:51 pm
Forum: Personal Consumer Issues
Topic: Irrational Fear of Injury in Small Car?
Replies: 124
Views: 7087

Re: Irrational Fear of Injury in Small Car?

It seems peculiar but apparently in the NYC metro area, assuming the data is reliable, the Camry Hybrid is the most dangerous car . See the second to last table. https://www.iseecars.com/most-dangerous-cars-2019-study According to the last table in that link, you really don't want to be a Yaris dri...
by Barefoot
Thu Jan 02, 2020 6:40 pm
Forum: Investing - Theory, News & General
Topic: Now is a good time to start tracking your net worth.
Replies: 123
Views: 11037

Re: Now is a good time to start tracking your net worth.

Why do I need to know my net worth?

Why should I care?
by Barefoot
Thu Dec 19, 2019 6:37 pm
Forum: Personal Consumer Issues
Topic: What to expect buying a new 2020 "build your own" BMW
Replies: 40
Views: 2972

Re: What to expect buying a new 2020 "build your own" BMW

And: you know that the 4 series is about to get a redesign, right? https://www.caranddriver.com/news/a28749210/bmw-4-series-coupe-future-2021/ Right, so he needs to buy NOW. Or else THIS will happen: https://s3-prod.autoweek.com/styles/width_792/s3/spy-1.jpg Jesus. I saw the camo pictures where it ...
by Barefoot
Tue Dec 17, 2019 12:19 pm
Forum: Personal Consumer Issues
Topic: 2019 VW GTI or Hyundai Elantra GT N?
Replies: 43
Views: 1635

Re: 2019 VW GTI or Hyundai Elantra GT N?

Teach the wife how to drive a stick
by Barefoot
Thu Dec 12, 2019 9:22 pm
Forum: Personal Consumer Issues
Topic: Huge electricity usage spike
Replies: 64
Views: 4198

Re: Huge electricity usage spike

Similar thing happened to me about 1990. I complained long and loud and they finally settled for my paying 1/2 of the 1 month exorbitant bill.

2 weeks later, they quietly came and replaced the meter, but wouldn't refund me the amount that I was still clearly overcharged that month.
by Barefoot
Fri Nov 29, 2019 11:19 am
Forum: Personal Consumer Issues
Topic: Just had home inspection done. What should I get fixed before closing?
Replies: 22
Views: 2733

Re: Just had home inspection done. What should I get fixed before closing?

When I bought my house, the inspector gave me that "water heater near the end of its life" line.

23 years later, that same water heater it chugging along same as it always has.

I have drained it a few times.
by Barefoot
Wed Nov 13, 2019 7:33 pm
Forum: Personal Finance (Not Investing)
Topic: Teenage Driver Accident - Insurance advice needed
Replies: 7
Views: 697

Re: Teenage Driver Accident - Insurance advice needed

I was in a similar situation. My son backed into another car in a driveway.

I paid the other person's body shop bill plus about a week's worth of rental car.

It cost me around $1500, and I never asked my insurance agent how much it would have cost me to go through them.
by Barefoot
Wed Nov 13, 2019 1:48 pm
Forum: Personal Consumer Issues
Topic: Bring A Trailer (car auction website)
Replies: 18
Views: 2195

Re: Bring A Trailer (car auction website)

I know lots of people who follow BAT, and everyone of them is very aware of the 2 minute anti sniping thing. I've bid, but never won. When I get ready to bid, I make sure my computer time is synched. When I'm looking at a listing, I will occasionally get a message to confirm that my time is synched ...
by Barefoot
Sun Nov 10, 2019 7:23 pm
Forum: Personal Consumer Issues
Topic: Question for Car experts - how urgent/important are these maintenance items
Replies: 36
Views: 3661

Re: Question for Car experts - how urgent/important are these maintenance items

Off topic - but FYI for Toyota owners: You don't need to replace the full wiper blades on Toyotas. You can replace just the rubber thingy's inside the actual wiper blade. I recently went by my local dealer to get wiper blade inserts for my '07 4Runner. When the parts counter guy brought them to me ...
by Barefoot
Sat Nov 09, 2019 11:10 pm
Forum: Personal Finance (Not Investing)
Topic: Do you charge your employer for the time that you spend working on your off days?
Replies: 145
Views: 8332

Re: Do you charge your employer for the time that you spend working on your off days?

My experience is that professional people who don't want to put in more than 40 hours get remembered when it comes time to draw up a list for layoffs... And people who do what it takes get thought of when promotion time comes. I never bothered to get a work phone. I just made my personal number avai...
by Barefoot
Fri Nov 08, 2019 11:40 am
Forum: Personal Investments
Topic: TSP Contributions - Retiring Mid Year
Replies: 16
Views: 1162

Re: TSP Contributions - Retiring Mid Year

Morgan Dollar 1921 wrote:
Fri Nov 08, 2019 8:56 am
however I do not recall if that portion is allowed to be used to move you into the bonus multiplier, (1.1% x 20 years).
It does not
by Barefoot
Thu Nov 07, 2019 7:42 pm
Forum: Personal Consumer Issues
Topic: Car folks! Bottom of depreciation curve right now?
Replies: 20
Views: 3659

Re: Car folks! Bottom of depreciation curve right now?

IMHO the S2000 is past the bottom and rising again.
by Barefoot
Wed Nov 06, 2019 6:03 pm
Forum: Personal Finance (Not Investing)
Topic: Does umbrella insurance premium change over time?
Replies: 13
Views: 987

Re: Does umbrella insurance premium change over time?

Mine went way down when my kids went out on their own and off my car insurance.
by Barefoot
Sun Nov 03, 2019 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Car rental insurance experiences
Replies: 31
Views: 3152

Re: Car rental insurance experiences

I'm in the middle of a dispute with Europcar. When picking up a car, I mentioned a minor flaw on a wheel to the lot attendant, who said not to worry about documenting it because it was small. Of course, when I returned the car, they documented it and charged my credit card for the damage after I got...
by Barefoot
Sat Sep 28, 2019 7:05 pm
Forum: Personal Finance (Not Investing)
Topic: Employer is relocating - how to be allowed to work remotely
Replies: 51
Views: 4072

Re: Employer is relocating - how to be allowed to work remotely

RickBoglehead wrote:
Sat Sep 28, 2019 11:51 am
No one is irreplaceable.
This. And having that attitude could work against you.
by Barefoot
Sat Sep 28, 2019 1:33 pm
Forum: Personal Consumer Issues
Topic: When and should I buy dream car? 1997 Toyota Supra
Replies: 38
Views: 3242

Re: When and should I buy dream car? 1997 Toyota Supra

That vintage Supra is very hot right now. Whether it will continue to be is anyone's guess.

As someone who has had at least one toy car for 39 years, I say get what you want (with cash) without consideration of future value.
by Barefoot
Sat Sep 28, 2019 10:37 am
Forum: Investing - Theory, News & General
Topic: Jonathan Clements: About half your retirement accumulation is just the dollars you put in
Replies: 92
Views: 15051

Re: Jonathan Clements: About half your retirement accumulation is just the dollars you put in

Made me look. I retired end of May last year, and have been withdrawing about 3% since.

My total 30 year contributions are about 22% of my current balance.

I guess I did OK.
by Barefoot
Sat Sep 14, 2019 12:19 pm
Forum: Personal Consumer Issues
Topic: The Berkshires or Finger Lakes?
Replies: 15
Views: 1956

Re: The Berkshires or Finger Lakes?

Ithaca NY. Avoid football weekends.
by Barefoot
Fri Aug 30, 2019 12:59 pm
Forum: Personal Consumer Issues
Topic: College age male: How much money for food?
Replies: 138
Views: 6445

Re: College age male: How much money for food?

Scrapr wrote:
Thu Aug 29, 2019 11:02 pm
the food/beer will expand/contract according to resources on hand. You ever turn in bottles at the end of the term to get....wait for it....more beer
I always sold my books toward the end of the semester to boost my alcohol budget.
by Barefoot
Wed Aug 28, 2019 12:30 pm
Forum: Personal Consumer Issues
Topic: Used Sports Car
Replies: 50
Views: 3328

Re: Used Sports Car

sk2101 wrote:
Wed Aug 28, 2019 8:08 am

Important to mention that their methodology only takes into consideration powertrain problems.
Any methodology that ranks the Wrangler as the most reliable compact SUV is beyond worthless.
by Barefoot
Tue Aug 27, 2019 9:45 pm
Forum: Personal Consumer Issues
Topic: Used Sports Car
Replies: 50
Views: 3328

Re: Used Sports Car

sk2101 wrote:
Tue Aug 27, 2019 2:17 pm


+1 Corvettes are the most reliable sports cars.

(Reliability Score from Long Term Quality Index)
Image
My eyes are kinda old, where is the Miata in this list?
by Barefoot
Thu Aug 22, 2019 9:03 pm
Forum: Personal Finance (Not Investing)
Topic: Budget for a new professional out of college
Replies: 48
Views: 3206

Re: Budget for a new professional out of college

When I started my first job out of school, several of my recent hire co-workers were shocked to learn that taxes were withheld out of their paycheck.

They had never held a job before.
by Barefoot
Wed Jul 31, 2019 7:56 pm
Forum: Personal Consumer Issues
Topic: Ontario in August
Replies: 29
Views: 1921

Re: Ontario in August

InMyDreams wrote:
Thu Jul 25, 2019 5:36 pm
Which credit card do you use?
Navy Federal Credit Union
by Barefoot
Mon Jul 22, 2019 9:38 pm
Forum: Personal Consumer Issues
Topic: C8 Corvette - who is buying?
Replies: 125
Views: 9991

Re: C8 Corvette - who is buying?

H-Town wrote:
Mon Jul 22, 2019 4:50 pm
Didn't they (including GM) repay it back in full with interest?
There's a difference between GM paying back a loan, and the Government taking a loss on selling GM stock.
by Barefoot
Mon Jul 22, 2019 9:19 pm
Forum: Personal Consumer Issues
Topic: Ontario in August
Replies: 29
Views: 1921

Re: Ontario in August

** What's the best way to get Canadian dollars? ATM? Where, airport? I go to Canada regularly, and never use cash. I have a credit card that charges no foreign transaction fee, and gives me a very competitive exchange rate. I have a stash of Canadian cash to use in the event of an emergency, but ha...
by Barefoot
Fri Jun 07, 2019 5:08 pm
Forum: Personal Consumer Issues
Topic: Sports classes in Universities
Replies: 60
Views: 4039

Re: Sports classes in Universities

Many moons ago, I had to pass a swim test when starting college. Also required was 4 semesters of Phys Ed. Same requirement no matter what your major was.

If you couldn't pass the swim test, you were automatically put in swim class for your first semester of Phys Ed.
by Barefoot
Thu May 23, 2019 8:38 pm
Forum: Personal Consumer Issues
Topic: Short (3 night) Catamaran Charter in USVI or BVI
Replies: 14
Views: 1274

Re: Short (3 night) Catamaran Charter in USVI or BVI

TimeRunner wrote:
Wed May 22, 2019 9:49 pm
What outfit did you use? Sounds like something to add to our list....
sailazuria.com came highly recommended to us, and I'm happy to recommend them.
by Barefoot
Wed May 22, 2019 9:19 pm
Forum: Personal Consumer Issues
Topic: Short (3 night) Catamaran Charter in USVI or BVI
Replies: 14
Views: 1274

Re: Short (3 night) Catamaran Charter in USVI or BVI

We've rented a house on St John twice, and most recently went on an 8 day crewed sail charter sailing catamaran in the BVIs. The Cat we had was set up with 4 cabins, each with it's own head. Having a Captain was obviously more expensive, but it was great to have local knowledge to take us to places ...
by Barefoot
Wed May 22, 2019 6:50 pm
Forum: Personal Investments
Topic: Federal Gov't Early Retirement?
Replies: 52
Views: 5001

Re: Federal Gov't Early Retirement?

jfalconsp wrote:
Wed May 22, 2019 5:27 pm
Good to know I could enter at 37 and work 20 years and take a postponed retirement and just wait until 60 to receive full pension and health insurance.
Under the current rules...
by Barefoot
Fri May 17, 2019 8:31 pm
Forum: Personal Consumer Issues
Topic: Why do plumbers get paid so well?
Replies: 84
Views: 6883

Re: Why do plumbers get paid so well?

Having recently spent 3 days laying on my back in a crawl space doing plumbing work, the real plumbers earn every penny they make.
by Barefoot
Sat May 04, 2019 8:54 pm
Forum: Personal Consumer Issues
Topic: Useful wedding gift you didn't expect
Replies: 26
Views: 3332

Re: Useful wedding gift you didn't expect

We still use the corkscrew we got as a wedding present 38 years ago. All the wine glasses that came with it are long gone.
by Barefoot
Mon Apr 29, 2019 9:06 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement Income Cushion
Replies: 10
Views: 1316

Re: Retirement Income Cushion

I got out at 60. I liked my job, but had other things I wanted to do. More importantly, I wanted to do those things while I was still healthy. You never know what tomorrow will bring. I would have had a higher pension and more saved if I had waited until I was 62, but I had enough that with a 3% wit...
by Barefoot
Fri Mar 29, 2019 8:59 pm
Forum: Personal Consumer Issues
Topic: How much is a parking ticket where you live?
Replies: 23
Views: 1287

Re: How much is a parking ticket where you live?

The only illegal parking in my town is in a handicap space.
by Barefoot
Wed Mar 27, 2019 10:09 pm
Forum: Personal Consumer Issues
Topic: Tattoos and Bogleheads
Replies: 180
Views: 10311

Re: Tattoos and Bogleheads

Years ago, I heard someone make the comment that you never see bumper stickers on a Ferrari...
by Barefoot
Sun Mar 17, 2019 7:19 pm
Forum: Investing - Theory, News & General
Topic: Roll call retirement 2018
Replies: 5
Views: 803

Re: Roll call retirement 2018

2019 is off to a great start! How has your retirement been going? Are you as happy as you had anticipated you would be? How many of you are ready to go back to work or are looking for part time job? Your input would be greatly appreciated , Thank you in advance! Retirement started for me last May. ...
by Barefoot
Tue Mar 12, 2019 4:44 pm
Forum: Investing - Theory, News & General
Topic: What theory has changed, since you last took Economics/Finance courses in college?
Replies: 69
Views: 6159

Re: What theory has changed, since you last took Economics/Finance courses in college?

My degree is in Engineering from the '70's, but I took several Econ courses.

There are two things I remember that are still true:

1. No matter how many people have tried, you can't repeal the law of supply and demand.

2. There's no accounting for taste.
by Barefoot
Tue Feb 26, 2019 9:53 pm
Forum: Personal Consumer Issues
Topic: How often do you and your friends change engine oil?
Replies: 167
Views: 9541

Re: How often do you and your friends change engine oil?

When I get a car new, the first change with Mobil 1 and a filter is after 1K miles, after that, every 5K miles. I know that's overkill, and I don't care.
by Barefoot
Sat Feb 23, 2019 11:13 pm
Forum: Personal Consumer Issues
Topic: Toyota Sequoia questions
Replies: 89
Views: 5491

Re: Toyota Sequoia questions

If you want a Sequoia, get one.

If you want something that has an amazing amount of usable room, get a Sienna.
by Barefoot
Sat Feb 09, 2019 8:51 pm
Forum: Personal Consumer Issues
Topic: Money saving move you regret the most?
Replies: 120
Views: 11546

Re: Money saving move you regret the most?

Just so you know, on June 6, 2016, the Chinese conglomerate Haier acquired GE Appliances for $5.6 billion. Under the terms of the sale, Haier has the right to use the GE brand name until 2056. https://en.m.wikipedia.org/wiki/GE_Appliances And part of what they got in the deal was GE's reputation, f...
by Barefoot
Thu Feb 07, 2019 6:20 pm
Forum: Personal Finance (Not Investing)
Topic: Need Help - DW Laid Off and Company wants her back now
Replies: 109
Views: 12305

Re: Need Help - DW Laid Off and Company wants her back now

Whatever you decide to do, get the company's offer/agreement in writing.
by Barefoot
Sun Jan 27, 2019 3:59 pm
Forum: Personal Consumer Issues
Topic: How much car maintenance for low value, high mileage car?
Replies: 21
Views: 1870

Re: How much car maintenance for low value, high mileage car?

Way back in the late '80's I was selling a winter beater that I had paid a few hundred dollars for. The guy who was looking to buy it asked me when was the last time I changed the oil. I told him- never. He looked at me like I had ruined the rusty old thing, but he bought the car. Fast forward to to...
by Barefoot
Thu Jan 24, 2019 7:00 pm
Forum: Personal Finance (Not Investing)
Topic: When (if ever) does taking the max pension option make sense?
Replies: 12
Views: 739

Re: When (if ever) does taking the max pension option make sense?

My Dad did something similar. He passed just before the term policy ran out and his widow is now financially comfortable.