Search found 83 matches

by Barefoot
Mon Sep 24, 2018 11:04 am
Forum: Personal Consumer Issues
Topic: When is it OK to not go through car insurance after you've been hit?
Replies: 17
Views: 1918

Re: When is it OK to not go through car insurance after you've been hit?

I got screwed when I trusted the guy who hit me and promised to pay out of his pocket. Never again.
by Barefoot
Thu Sep 13, 2018 9:41 pm
Forum: Personal Consumer Issues
Topic: I need a chainsaw to trim branches and limbs!!
Replies: 93
Views: 4445

Re: I need a chainsaw to trim branches and limbs!!

I have a 20" Stihl Farm Boss and a 10" 20V.

The battery powered gets used much more.

A side note, I always run the gas out of the Stihl before I put it away, never had a problem with the fuel system.
by Barefoot
Thu Sep 13, 2018 8:49 pm
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 671
Views: 98247

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

comehither2k18 wrote:
Thu Sep 13, 2018 4:31 pm
Dealer was good on the cancel and insisted its not a problem with the LX engine
Does that imply that the dealer recognizes that there IS a problem with the EX?
by Barefoot
Wed Aug 22, 2018 11:07 am
Forum: Personal Consumer Issues
Topic: Toyota Camry - Considering Purchase - Panoramic Sunroof?
Replies: 30
Views: 1845

Re: Toyota Camry - Considering Purchase - Panoramic Sunroof?

dm200 wrote:
Wed Aug 22, 2018 10:30 am
Sunroofs (of whatever type) are just one more thing that can break, need repair or cause trouble.
Plus, they usually eat into headroom.
by Barefoot
Wed Aug 22, 2018 10:54 am
Forum: Personal Finance (Not Investing)
Topic: Military career/college options (engineering - nukes?)
Replies: 45
Views: 2717

Re: Military career/college options (engineering - nukes?)

My Dad was ROTC, had the Rickover interview and was an officer in the nuke Navy.

After his active duty commitment, he became a reservist and got a PhD in Nuclear Engineering.

He worked in the industry for about 5 years, got transferred by his company to a non-nuclear job and never looked back.
by Barefoot
Thu Aug 09, 2018 4:33 pm
Forum: Personal Finance (Not Investing)
Topic: Saving Enough for Retirement vs Vacation Home
Replies: 36
Views: 3820

Re: Saving Enough for Retirement vs Vacation Home

We paid cash for our vacation place. We waited until the kids were out of college and out on their own. Could we have bought a place years earlier? Probably, but I wouldn't be retired and making as much take home as I was when I was working. edit to say that we vacationed in a rental cottage in the ...
by Barefoot
Wed Aug 01, 2018 10:09 pm
Forum: Personal Consumer Issues
Topic: money saving tips for travel to Canada for a month
Replies: 22
Views: 1830

Re: money saving tips for travel to Canada for a month

We have a vacation cottage in Ontario and spend lots of time there. We haven't hit a Canadian ATM in several years. Everything goes on a credit card with no foreign transaction fee (they also give an excellent exchange rate).
by Barefoot
Thu Jul 19, 2018 8:51 pm
Forum: Personal Consumer Issues
Topic: Watch Collection Reasonable or Unreasonable or Irresponsible?
Replies: 104
Views: 5515

Re: Watch Collection Reasonable or Unreasonable or Irresponsible?

I haven't worn my Timex since I retired at the end of May...
by Barefoot
Fri Jun 22, 2018 2:37 pm
Forum: Personal Consumer Issues
Topic: Did you celebrate when you finally hit $1m?
Replies: 209
Views: 22385

Re: Did you celebrate when you finally hit $1m?

JPH wrote:
Fri Jun 22, 2018 11:48 am
I did not even notice it for quite some time.
Same here.
by Barefoot
Thu Jun 21, 2018 8:22 pm
Forum: Personal Consumer Issues
Topic: Boglehead guilt with buying a car - Volvo vs Toyota Highlander
Replies: 69
Views: 5117

Re: Boglehead guilt with buying a car - Volvo vs Toyota Highlander

Ugh. Thanks. Just checked Carfax - bought in Jan 2017, so yes, 18 months. Problem - Accident reported Vehicle involved in a rear-end collision Involving rear impact with another motor vehicle Rear primarily damaged Minor damage reported Vehicle drivable Airbags did not deploy Thanks for letting me ...
by Barefoot
Fri May 11, 2018 7:27 pm
Forum: Personal Consumer Issues
Topic: Dealer sold me a Certified Vehicle invloved in a prior collision
Replies: 23
Views: 3115

Re: Dealer sold me a Certified Vehicle invloved in a prior collision

Now you know how much value there is in a Carfax report that shows no accidents...
by Barefoot
Mon May 07, 2018 7:20 pm
Forum: Personal Consumer Issues
Topic: Rental car damage claim
Replies: 10
Views: 1691

Re: Rental car damage claim

Is this some sort of a common scam Yup, I once had them try to pull that on me. They told me I shouldn't care, since I had insurance. I asked for a manager (I had plenty of time before my flight) After much pestering on my part, a manager appeared. I asked the manager to search pervious rentals of ...
by Barefoot
Mon May 07, 2018 6:48 pm
Forum: Personal Finance (Not Investing)
Topic: Is it time for me to change jobs or should I stay put?
Replies: 70
Views: 7187

Re: Is it time for me to change jobs or should I stay put?

CobraKai wrote:
Mon May 07, 2018 10:50 am
they don't have any idea how to evaluate much of the work that I do
There's your problem...
by Barefoot
Mon May 07, 2018 6:40 pm
Forum: Investing - Theory, News & General
Topic: AAPL - Great Investment or Value Trap
Replies: 62
Views: 9276

Re: AAPL - Great Investment or Value Trap

Mrs Barefoot and I were in an Apple store recently getting our batteries replaced. The place was packed with people.

I don't own any stock, but it made me think.
by Barefoot
Fri Apr 27, 2018 2:03 pm
Forum: Personal Consumer Issues
Topic: How did you tell the boss you're leaving/retiring?
Replies: 129
Views: 11004

Re: How did you tell the boss you're leaving/retiring?

Have any of you gone through exit interviews, usually with the HR people? Twice. First time was years ago, when I was leaving a job I had been in for about 2 years. I gave them very specific details documenting that our program manager was lying to our customer. It gave me great pleasure to learn t...
by Barefoot
Thu Apr 26, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: How did you tell the boss you're leaving/retiring?
Replies: 129
Views: 11004

Re: How did you tell the boss you're leaving/retiring?

My last day is 4 weeks away. I have a very good relationship with my boss. I gave him 6 months notice verbally, then in writing to HR about 2 months later. Once he got over the initial shock, the conversation went to how long he has to hang in there before he can retire. I had picked timing based on...
by Barefoot
Wed Apr 25, 2018 10:19 am
Forum: Personal Consumer Issues
Topic: Do you have a car w/o ABS?
Replies: 53
Views: 2823

Re: Do you have a car w/o ABS?

3 of my 6 cars have it. I've had it engage maybe a dozen times over the 20 or so years that I've had it, but it has only made a difference once. That one time I would likely have hit a guard rail without it. (Slow downhill turn in snow) I can't remember a single time that I wished I had it in my car...
by Barefoot
Mon Apr 23, 2018 9:25 pm
Forum: Personal Finance (Not Investing)
Topic: How long have you been unemployed?
Replies: 60
Views: 6480

Re: How long have you been unemployed?

I'm 60. I got laid off once in 1989, and reported to my new job 6 days later, before the whopping 2 weeks severance pay ran out.

I didn't think so at the time, but it was one of the better things that ever happened to me.
by Barefoot
Tue Apr 10, 2018 1:23 pm
Forum: Personal Finance (Not Investing)
Topic: Structuring Newlywed Finances for Fairness and Less Arguments
Replies: 84
Views: 7267

Re: Structuring Newlywed Finances for Fairness and Less Arguments

Married for 37 years, joint everything except work retirement accounts. We've always spent less than we made. Never had a budget, never had a formal process for big ticket spending. I started out making the higher salary, now we make about the same. Never really mattered. From time to time the check...
by Barefoot
Tue Apr 10, 2018 12:24 pm
Forum: Personal Consumer Issues
Topic: Toyota 4 Runner
Replies: 39
Views: 4199

Re: Toyota 4 Runner

I have an '07 V-8 and would buy another tomorrow. It's perfect for towing my boat and carrying stuff that I wouldn't want to put in the back of a pickup. I think the gas mileage is fine for the capability I get. Too bad Toyota doesn't make a version that tows 7K lbs anymore. Yea, I know about the GX...
by Barefoot
Fri Apr 06, 2018 12:06 pm
Forum: Personal Consumer Issues
Topic: Dealer issues Stop Sale and sues Toyota over Prius safety defect
Replies: 9
Views: 1644

Re: Dealer issues Stop Sale and sues Toyota over Prius safety defect

Hogan will still take Priuses as trade-ins but if it's a model from between 2010 and 2015 , they'll end up on the roof, where about 50 of them parked. He estimates having $1 million in parked Priuses he will not sell. $20K average value for a 3 to 8 year old Prius? That doesn't meet the smell test....
by Barefoot
Wed Mar 21, 2018 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: To Move or Not To Move - Couldn't be more of a Coinflip! (Help Please)
Replies: 82
Views: 8213

Re: To Move or Not To Move - Couldn't be more of a Coinflip! (Help Please)

Mrs Barefoot is a big fish in a small pond.
Grad student and postdoc quality are very important to her.
Money is nice, but it didn't drive any of the life decisions we've made.

Having said that, we decided that the most important thing was where we wanted to live.
by Barefoot
Wed Mar 21, 2018 4:57 pm
Forum: Personal Finance (Not Investing)
Topic: Apply for two internal jobs?
Replies: 5
Views: 660

Re: Apply for two internal jobs?

Both. Even if you don't get a job, they will remember you if you make a good impression in the interview.
by Barefoot
Sat Mar 03, 2018 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: Federal Employees, leading up to retirement?
Replies: 117
Views: 10093

Re: Federal Employees, leading up to retirement?

If you are healthy as can be and you don't have any other need for your sick leave, you can also donate your odd days into the leave donation program. https://www.opm.gov/policy-data-oversight/pay-leave/leave-administration/fact-sheets/voluntary-leave-bank-program/ You can donate annual leave, not ...
by Barefoot
Sat Feb 24, 2018 6:14 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2018!
Replies: 322
Views: 46269

Re: Roll Call for the Retirement Class of 2018!

Put me down for May 25. Done :!: Welcome to the class! Any retirement plans? Plans? Goof Off. Seriously, I will spend more time at our vacation house. We have reservations to go to the BVIs, Australia, and New Zealand later in the year. I'll get to fish whenever the weather looks nice, rather than ...
by Barefoot
Mon Feb 19, 2018 2:46 pm
Forum: Personal Consumer Issues
Topic: Do you wear a wedding band? [at a job interview]
Replies: 157
Views: 11905

Re: Do you wear a wedding band? [at a job interview]

I'm going to be on an interview panel next week, talking to about a dozen candidates, both men and women. Now I'll have to check for rings, not that it will make any difference. For the record, been wearing mine for 37 years, and the tan line would be a giveaway if I took it off. edit to say that 4/...
by Barefoot
Sat Feb 17, 2018 9:21 pm
Forum: Personal Consumer Issues
Topic: Mixing fuel octanes for cars
Replies: 57
Views: 4465

Re: Mixing fuel octanes for cars

killjoy2012 wrote:
Sat Feb 17, 2018 2:27 pm
OP: There's some bad advice in this thread (common on car threads here, unfortunately)
Yup
by Barefoot
Sat Feb 17, 2018 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: What has been your most important skill in achieving financial independence?
Replies: 164
Views: 12905

Re: What has been your most important skill in achieving financial independence?

sonofdelrinson wrote:
Sat Feb 17, 2018 4:51 pm
Because I thought recessions aren't a big deal
They are if you lose your job...
by Barefoot
Sat Feb 03, 2018 9:05 pm
Forum: Personal Consumer Issues
Topic: For BHs who actually like cars - [what car do you drive every day?]
Replies: 280
Views: 21458

Re: For BHs who actually like cars - what is your daily driver?

My fun car is a '67 Austin Healey (had it since '85)

My daily is a '99 Explorer V8 that refuses to die (knocking on wood)
by Barefoot
Fri Feb 02, 2018 10:36 am
Forum: Personal Finance (Not Investing)
Topic: Need help - first major career choice (fed. gov.)
Replies: 39
Views: 3093

Re: Need help - first major career choice (fed. gov.)

Also, in addition to the paid annual leave (which starts at 4 hours per pay period, increases to 6 hours after (I think) 5 years of service and then 8 hours after 15 years of service).... The sick leave is 4 hours per pay period and accumulates (i.e., you don't lose unused sick leave at the end of ...
by Barefoot
Mon Jan 29, 2018 1:39 pm
Forum: Personal Consumer Issues
Topic: Scotland/West Highland Way Sept. 2018
Replies: 14
Views: 1216

Re: Scotland/West Highland Way Sept. 2018

Having been to both Edinburgh and Glasgow, I'd spend more time in Edinburgh. Make sure you go up Arthur's Seat.
by Barefoot
Sun Jan 28, 2018 3:36 pm
Forum: Personal Consumer Issues
Topic: Keeping a new BMW shiny!
Replies: 27
Views: 2964

Re: Keeping a new BMW shiny!

Blueskies123 wrote:
Sun Jan 28, 2018 1:05 pm
The best advice is to keep it in the garage
This
by Barefoot
Sat Jan 27, 2018 1:00 pm
Forum: Investing - Theory, News & General
Topic: How do you know much retirement income is needed?
Replies: 53
Views: 4827

Re: How do you know much retirement income is needed?

The Wizard wrote:
Sat Jan 27, 2018 12:40 pm
But replacing 100% of net is a good target for most folks...
That's what I'm doing. I'm checking out at the end of May, and have it set up so that withdrawing less than 4% will give me the same take home $$ I'm getting today in my regular paycheck.
by Barefoot
Wed Jan 24, 2018 10:36 am
Forum: Personal Finance (Not Investing)
Topic: Employer Being "Bought Out" By Another Company
Replies: 20
Views: 2829

Re: Employer Being "Bought Out" By Another Company

It happened to me. The small company I worked for was bought out by a large company. Lots of talk about "people are very important" bla bla bla. About 6 months later they moved all of our work and production to another location about 30 miles away and laid off all but a select few of the most import...
by Barefoot
Fri Jan 19, 2018 7:18 pm
Forum: Personal Consumer Issues
Topic: Telemarketing calls from my own prefix
Replies: 57
Views: 5772

Re: Telemarketing calls from my own prefix

Jack FFR1846 wrote:
Fri Jan 19, 2018 5:45 pm
The fun ones are when they call from your own cell phone number.
I've had that happen.

I don't even bother blocking them anymore. I just ignore them.
by Barefoot
Thu Jan 11, 2018 10:48 am
Forum: Investing - Help with Personal Investments
Topic: Help me stop my addiction to stock market peeping!
Replies: 66
Views: 5388

Re: Help me stop my addiction to stock market peeping!

For years, I was on the check once a week plan.

Since last month when I gave my boss 6 months notice of my upcoming retirement, I seem to be checking more often.

I'm not sure how often I'll check after I retire.
by Barefoot
Wed Jan 10, 2018 8:22 pm
Forum: Personal Consumer Issues
Topic: Cars in college
Replies: 34
Views: 2078

Re: Cars in college

We gave our kids hand-me-down cars for years 2-4. Lots of worries about "friends" borrowing the car and so on, but it worked out in the end. It was nice not having to go get them for trips home, and they could expand their radius for part time and summer jobs. Both are out on their own now. We got b...
by Barefoot
Mon Jan 08, 2018 3:50 pm
Forum: Personal Consumer Issues
Topic: Rent a car for long trip or use my own
Replies: 25
Views: 1721

Re: Rent a car for long trip or use my own

You get in an accident in your car, it's your problem.

You get in an accident in a company rental, you just give the keys back.
by Barefoot
Fri Dec 29, 2017 10:55 pm
Forum: Personal Consumer Issues
Topic: manual car for new teen driver
Replies: 143
Views: 8331

Re: manual car for new teen driver

dm200 wrote:
Thu Dec 28, 2017 10:53 am

if your battery was dead, you could push/pull start the car with a manual transmission by having it in gear and it would start. Did that a few times with my '67 VW Beetle.
In a modern car, you need enough battery to run the electronic fuel injection even on a push start.
by Barefoot
Fri Dec 29, 2017 10:16 pm
Forum: Personal Finance (Not Investing)
Topic: Saving a little, here and there...
Replies: 21
Views: 4256

Re: Saving a little, here and there...

2comma wrote:
Fri Dec 29, 2017 12:20 am
I think I'd rather be cremated in a t-shirt and cutoffs, barefoot of course.
Of course :mrgreen:
by Barefoot
Fri Dec 29, 2017 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: Another should i buy my dream porsche thread...
Replies: 240
Views: 14587

Re: Another should i buy my dream porsche thread...

I have a few thoughts. OP, did you buy your Beemers and Cobra new or used? I've bought all my fun cars used, but I have friends that bought their's new. Depends on what you want. If you've had similar cars in the past, you know all about parking lot worries and the like. I don't know the new P-car m...
by Barefoot
Tue Dec 19, 2017 9:38 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford it: Dodge Challenger
Replies: 122
Views: 8083

Re: Can I afford it: Dodge Challenger

I'm a car guy who has had at least one fun car ever since I bought one with some of our wedding money when I was 22. (I'm 60 now, and still with my first wife) I always pay cash, try to buy them right, have fun, and then either make money on the sale, or at least don't lose too much. All it has real...
by Barefoot
Sun Dec 10, 2017 8:57 pm
Forum: Investing - Theory, News & General
Topic: Buying index funds is just as speculative as buying Bitcoin
Replies: 64
Views: 5233

Re: Buying index funds is just as speculative as buying Bitcoin

Vulcan wrote:
Sun Dec 10, 2017 6:42 pm
How is bitcoin different from hundreds of other available crypto currencies?
Old fashioned simpletons like me have heard of it.
by Barefoot
Tue Nov 21, 2017 5:15 pm
Forum: Personal Consumer Issues
Topic: Car shopping tomorrow
Replies: 61
Views: 6288

Re: Car shopping tomorrow

One dealer said it’s illegal to discuss terms over phone / email and I’d need to come in ... pretty sure that’s Bs 100% BS. Lots of people negotiate remotely and only go to the dealership to drive the car away. Last car I bought, I negotiated via phone and e-mail, then flew to a different state to ...
by Barefoot
Sun Nov 19, 2017 11:13 am
Forum: Investing - Help with Personal Investments
Topic: Thrift Savings Plan
Replies: 34
Views: 5299

Re: Thrift Savings Plan

Several posters suggested to use a lifestyle fund until the OP knows more about asset allocation/general investing. I'm curious about the suggestion to wait until more knowledge is aquired. It seems to insinuate that a government employee who is more knowledgeable in investments would not have a li...
by Barefoot
Sat Nov 11, 2017 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: Personal letters to the sellers of your house can work!!!
Replies: 74
Views: 9732

Re: Personal letters to the sellers of your house can work!!!

I have 2 stories. More than 20 years ago, we bought our current house in a VERY soft market. We found the house and wanted it, but the asking price was way high in our opinion. It had been on the market for 2 years. We offered what we thought the value was and included a letter explaining our basis ...
by Barefoot
Thu Oct 26, 2017 8:45 pm
Forum: Investing - Help with Personal Investments
Topic: Index investing is boring
Replies: 63
Views: 6936

Re: Index investing is boring

To quote a friend of mine, boring is good.
by Barefoot
Tue Oct 17, 2017 6:48 pm
Forum: Investing - Theory, News & General
Topic: 30th Anniversary of October 19, 1987 stock market crash
Replies: 36
Views: 3920

Re: 30th Anniversary of October 19, 1987 stock market crash

We had been selling stocks for a while anticipating buying a house in '88. (sort of reverse dollar cost averaging) I called the broker that morning to sell the last chunk of stock we wanted to sell to raise down payment money. He tried to talk me out of "panicking", but I reminded him of our needs, ...