Search found 322 matches

by hilink73
Mon Dec 02, 2019 3:37 pm
Forum: Investing - Theory, News & General
Topic: My trend following strategy and experience
Replies: 1023
Views: 82629

Re: My trend following strategy and experience

I finally added the last of the OP article indicators, Corporate Earnings Growth (Total Return EPS). The OP article gives it a 0.8% contribution to strategy return. The indicator triggers when TR EPS annualized growth rate is negative. [...] -B Thanks for this detailed info. Are those contributions...
by hilink73
Thu Nov 28, 2019 2:55 pm
Forum: Investing - Theory, News & General
Topic: Stay away from Stoneridge Funds....
Replies: 158
Views: 7922

Re: Stay away from Stoneridge Funds....

Again, it did not seem to me that the OP's main complaint was about the under performance. The bigger issue seems to be the difficulty in exiting. That, IMHO, should have been explained beyond any doubt to an inexperienced client. From the OP: Well, obviously these funds have underperformed, really...
by hilink73
Thu Nov 28, 2019 12:26 am
Forum: Investing - Theory, News & General
Topic: Stay away from Stoneridge Funds....
Replies: 158
Views: 7922

Re: Stay away from Stoneridge Funds....

This is going to come across as a vent, and rightfully so. I also want this to come up whenever someone Googles this, to perhaps help prevent people from making the same mistakes I have. The short point is to not, NOT, buy Stoneridge funds. Don't let our advisor talk you into this. And don't believ...
by hilink73
Tue Nov 26, 2019 12:35 am
Forum: Investing - Theory, News & General
Topic: Where do you go to track performance
Replies: 13
Views: 832

Re: Where do you go to track performance

Portfolio Perfomance is another nice open-source tool, which can be run an your local machine. You can build your portfolio. Prices can be download via AlphaVantage, Yahoo, imported via csv... Website seems to be in German, unfortunately, but the program can be switched to English. https://www.portf...
by hilink73
Mon Nov 25, 2019 3:30 pm
Forum: Investing - Theory, News & General
Topic: Options, calls , puts
Replies: 18
Views: 1147

Re: Options, calls , puts

Pick up a copy of "Options, Futures, and Other Derivatives" by John Hull so you can actually understand derivatives. An older, cheaper used copy will be just fine. Derivatives are not magical or difficult to understand, but they are poorly understood. Thanks for the recommendation. "older, cheap" s...
by hilink73
Sat Nov 09, 2019 12:41 pm
Forum: Non-US Investing
Topic: Stock/bond allocation, replication types, and taxes for (future) Swiss resident
Replies: 4
Views: 290

Re: Stock/bond allocation, replication types, and taxes for (future) Swiss resident

I'm 39. I have ~$600k in liquid assets (cash + stock + bonds). Moving to Switzerland early next year, with a well paid job, where I expect to save $150k a year while living modestly but comfortably. I'm an EU citizen, currently living in Spain. Saving 150k a year sounds quite nice. I have a great j...
by hilink73
Tue Oct 22, 2019 2:33 pm
Forum: Personal Consumer Issues
Topic: Living life post smart phone
Replies: 68
Views: 5823

Re: Living life post smart phone

Apps are not my problem, I’m not even sure I have one that’s beyond the basic ones installed on the phone. Browsing the internet, circling the same old sites, etc. But yes, I could always drop it in a box when I get home and leave it be. Does not matter if it's checking for new posts on this site h...
by hilink73
Fri Sep 06, 2019 6:37 am
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 4137
Views: 1184514

Re: What Book Are You Currently Reading? Part VI

I've just finished "Deep survival - who lives, who dies and why" by Laurence Gonzales. It's not about "technical" survival skills but much more about the mindset which divides survivors from those who don't make it out alive. Very interesting, fast read. And not only relatable to outdoor survival si...
by hilink73
Fri Aug 16, 2019 3:51 pm
Forum: Personal Consumer Issues
Topic: Do you "lock" computers in your home?
Replies: 77
Views: 5976

Re: Do you "lock" computers in your home?

I don't know about chrome but it is useless in windows if one gets physical access to the HDD. Unless you encrypt the whole thing. Encrypting a Windows hard disk, unless you spring an extra $100 for Win 10 Pro, is non-trivial. I would not want to discourage people from taking important basic securi...
by hilink73
Fri May 10, 2019 3:10 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 306980

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

I'm wondering how this will work for a non-US investor. Living in small Switzerland, my total stock allocation (large-blend + small-value) is *very* international with only 25% going to the US. This strategy would be a huge bet on the US so I'm wondering what others think about that. I pondered on t...
by hilink73
Fri May 10, 2019 3:01 pm
Forum: Investing - Theory, News & General
Topic: Crypto bulls are back. Are you getting in?
Replies: 278
Views: 25767

Re: Crypto bulls are back. Are you getting in?

Let's fast forward 20 years. What will be more valuable. A beanie baby, a tulip, or a bitcoin? At least with a beanie baby, you can always find a 2 year old that will love it for a few days/weeks. My wife will likely still plant tulips in 20 years. I'm guessing that bitcoin will likely be worth les...
by hilink73
Fri May 10, 2019 2:54 pm
Forum: Investing - Theory, News & General
Topic: Crypto bulls are back. Are you getting in?
Replies: 278
Views: 25767

Re: Crypto bulls are back. Are you getting in?

Spinola wrote:
Tue Apr 09, 2019 10:47 pm
...
beloved of drug cartels and money launderers,
Facts?

According to what I've read, organized crime doesn't care about crypto...
by hilink73
Fri May 10, 2019 2:52 pm
Forum: Investing - Theory, News & General
Topic: Crypto bulls are back. Are you getting in?
Replies: 278
Views: 25767

Re: Crypto bulls are back. Are you getting in?

newtothiswhat wrote:
Tue Apr 09, 2019 9:16 pm
I know this forum discourages investing in crypto and views it as rat poison.
...
So would you personally allocate a tiny portion of your funds to crypto?
Never left... so no need to get in. :mrgreen:
by hilink73
Sun Feb 24, 2019 9:29 am
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]
Replies: 3353
Views: 306980

Re: HEDGEFUNDIE's excellent adventure [risk parity strategy using 3x leveraged ETFs]

Hi What about combining Hedgefundies leveraged strategy with Willthrills trend following? I guess the sell signals could take the edge off the huge drawdowns while still maintaining a better performance than the underlying S&P 500. I've tried to put that in PV ( https://www.portfoliovisualizer.com/t...
by hilink73
Fri Feb 01, 2019 1:23 pm
Forum: Personal Finance (Not Investing)
Topic: Why doesn't a lot of money feel like a lot of money?
Replies: 205
Views: 22643

Re: Why doesn't a lot of money feel like a lot of money?

The old saying "Money doesn't buy happiness" is true. Studies show that once you have enough for basic necessities and sustenance - much beyond that doesn't move the happiness needle much. I'd rather cry sitting in my 911 than on the bus. The quote was, “I’d rather be crying in the back of a BMW, t...
by hilink73
Sat Jan 26, 2019 5:14 pm
Forum: Personal Finance (Not Investing)
Topic: Why doesn't a lot of money feel like a lot of money?
Replies: 205
Views: 22643

Re: Why doesn't a lot of money feel like a lot of money?

GoldStar wrote:
Wed Jan 23, 2019 11:01 am
The old saying "Money doesn't buy happiness" is true. Studies show that once you have enough for basic necessities and sustenance - much beyond that doesn't move the happiness needle much.
I'd rather cry sitting in my 911 than on the bus.
by hilink73
Sat Jan 19, 2019 3:03 am
Forum: Investing - Theory, News & General
Topic: My trend following strategy and experience
Replies: 1023
Views: 82629

Re: My trend following strategy and experience

I don't get the logic of trend following. If you were to time the market, wouldn't you want to get out at the peak, when the market is still trending up, instead of when the market has already started going down? Personally, if I were to time the market, I would be more inclined to look at valuatio...
by hilink73
Sat Jan 12, 2019 2:41 am
Forum: Investing - Theory, News & General
Topic: Did you ever "win" big?
Replies: 133
Views: 10619

Re: Did you ever "win" big?

fire4fun wrote:
Sat Jan 12, 2019 2:02 am
Plus, the latter can be controlled through ..., genetics, ..., and ....
But how?
Using gene editing on oneself to become more intelligent or what?
by hilink73
Sat Jan 12, 2019 1:40 am
Forum: Investing - Theory, News & General
Topic: Did you ever "win" big?
Replies: 133
Views: 10619

Re: Did you ever "win" big?

Does crypto count, or would that be in the BIG BIG thread? :mrgreen:
by hilink73
Wed Jan 09, 2019 2:58 am
Forum: Personal Consumer Issues
Topic: Recommendations for a 9mm handgun
Replies: 171
Views: 14374

Re: Recommendations for a 9mm handgun

I personally don't like the trigger on Glocks and, given the much-heralded Glock "leg syndrome" (shootings) that have happened, am leery of their "safety action system." I would suggest that you consider the following full-size 9mm pistols: Sig Sauer P226, Beretta 92, HK USP, S&W M&P. I personally ...
by hilink73
Wed Jan 09, 2019 2:48 am
Forum: Personal Consumer Issues
Topic: Recommendations for a 9mm handgun
Replies: 171
Views: 14374

Re: Recommendations for a 9mm handgun

Home - Glock 17 with light Carry - Glock 19 3) If you decide on a Glock you have to learn how to clear a stove pipe. Stovepipes are the only Glock weakness. If you do not know what a SP is then google it. If you cannot clear a stovepipe get another gun. Shot several 1000 rounds with my Glock 17 Gen...
by hilink73
Sun Jan 06, 2019 11:47 am
Forum: Investing - Theory, News & General
Topic: Who has the highest allocation to international stocks?
Replies: 65
Views: 7036

Re: Who has the highest allocation to international stocks?

Well, as an investor from Switzerland I do have 86% "international" and 14% Swiss equities.

Of that "international" part are 27% US, 28% Europe + AsiaPacific and 45% Emerging Markets.
by hilink73
Wed Jan 02, 2019 1:06 pm
Forum: Personal Consumer Issues
Topic: Corvette vs Cayman/Boxster......anyone owned both?
Replies: 57
Views: 5055

Re: Corvette vs Cayman/Boxster......anyone owned both?

The boxster is a chick car Why do I repeatedly hear stuff like that? Especially from people (not necessarily you) who never owned or drove one. It's absolutely not true. Great, well balanced mid engine setup. and the 911 is the midlife crisis car for people with more money😁 The 911 is the perfect s...
by hilink73
Fri Dec 28, 2018 10:32 am
Forum: Investing - Theory, News & General
Topic: Will the real contrarians please stand up?
Replies: 58
Views: 4324

Re: Will the real contrarians please stand up?

Investing from Switzerland. I'm allocating according to GDP, which seems to be rare on this board. Could you expand on this a little bit? When talking about market cap verse GDP I always point to Switzerland. Small GDP, relatively large market cap thanks to many multinationals headquartering in Swi...
by hilink73
Fri Dec 28, 2018 5:39 am
Forum: Investing - Theory, News & General
Topic: Will the real contrarians please stand up?
Replies: 58
Views: 4324

Re: Will the real contrarians please stand up?

I moved 20% of my portfolio into EDV in August when everyone told me that was crazy with interest rates going up. Funny how things change. I moved from FRA (floating rate bonds) into BND (aggregate bond fund) in May. One of my buddies moved 60% if his portfolio into triple leveraged long term bonds...
by hilink73
Thu Dec 27, 2018 5:43 pm
Forum: Investing - Theory, News & General
Topic: Will the real contrarians please stand up?
Replies: 58
Views: 4324

Re: Will the real contrarians please stand up?

Investing from Switzerland. I'm allocating according to GDP, which seems to be rare on this board. Could you expand on this a little bit? When talking about market cap verse GDP I always point to Switzerland. Small GDP, relatively large market cap thanks to many multinationals headquartering in Swi...
by hilink73
Thu Dec 27, 2018 5:28 pm
Forum: Investing - Theory, News & General
Topic: Will the real contrarians please stand up?
Replies: 58
Views: 4324

Re: Will the real contrarians please stand up?

Is your EM stock exposure greater than your domestic stock exposure? Investing from Switzerland. I'm allocating according to GDP, which seems to be rare on this board. My EM allocation (LargeCap Blend + Small + LargeCap Value) is around 43% at the moment. Bought quite a lot earlier. As things are g...
by hilink73
Thu Dec 27, 2018 2:25 pm
Forum: Investing - Theory, News & General
Topic: Will the real contrarians please stand up?
Replies: 58
Views: 4324

Re: Will the real contrarians please stand up?

Is your EM stock exposure greater than your domestic stock exposure? Investing from Switzerland. I'm allocating according to GDP, which seems to be rare on this board. My EM allocation (LargeCap Blend + Small + LargeCap Value) is around 43% at the moment. Bought quite a lot earlier. As things are g...
by hilink73
Thu Dec 27, 2018 11:55 am
Forum: Investing - Theory, News & General
Topic: Will the real contrarians please stand up?
Replies: 58
Views: 4324

Re: Will the real contrarians please stand up?

Is your EM stock exposure greater than your domestic stock exposure? Investing from Switzerland. I'm allocating according to GDP, which seems to be rare on this board. My EM allocation (LargeCap Blend + Small + LargeCap Value) is around 43% at the moment. Bought quite a lot earlier. As things are g...
by hilink73
Thu Dec 27, 2018 2:21 am
Forum: Investing - Theory, News & General
Topic: QE, massive crash, Dow 3000?
Replies: 39
Views: 6179

Re: QE, massive crash, Dow 3000?

Gregory Manarino, haha! In his YouTube videos I think he's sitting there in his Mom's basement in his shirt and tie...and underwear. :mrgreen: The selfproclaimed "Robin Hood of Wall Street". Bwahaha. (Now he got one view more on his #. :oops: ) Edited to add: Reading the comments on one of those vi...
by hilink73
Wed Dec 26, 2018 5:22 pm
Forum: Investing - Theory, News & General
Topic: Who's buying today? where's all the "dry powder" folks at? :)
Replies: 255
Views: 25584

Re: Who's buying today? where's all the "dry powder" folks at? :)

Will buy in the beginning of January. Can't wait..
by hilink73
Tue Dec 18, 2018 3:27 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12414
Views: 2143989

Re: U.S. stocks in free fall

willthrill81 wrote:
Tue Dec 18, 2018 2:42 pm
hilink73 wrote:
Tue Dec 18, 2018 2:20 pm
willthrill81 wrote:
Tue Dec 18, 2018 12:13 pm
Out of curiosity, I wonder how many investors completely moved out of stocks yesterday.
Why tho?
"Out of curiosity."
:mrgreen:
by hilink73
Tue Dec 18, 2018 2:25 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Diversify Globally
Replies: 47
Views: 5212

Re: Larry Swedroe: Diversify Globally

nedsaid wrote:
Mon Dec 17, 2018 5:13 pm


Emerging Markets are nicknamed Submerging Markets for a reason. They are risky, they are volatile, and can underperform for years at a time.
Also: where's grap0013?
by hilink73
Tue Dec 18, 2018 2:20 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 12414
Views: 2143989

Re: U.S. stocks in free fall

willthrill81 wrote:
Tue Dec 18, 2018 12:13 pm
Out of curiosity, I wonder how many investors completely moved out of stocks yesterday.
Why tho?
by hilink73
Mon Dec 17, 2018 4:43 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Diversify Globally
Replies: 47
Views: 5212

Re: Larry Swedroe: Diversify Globally

Larry is putting out a "buy" on International Emerging Markets and particularly on International Emerging Markets Value. Pretty much pounding the table on this one. I'm about 42% EM (of 37% target alloc) at the moment. And 27% Intl (of 38% target alloc.) Looks like I'll need some more. Hold my beer...
by hilink73
Mon Dec 17, 2018 3:34 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Diversify Globally
Replies: 47
Views: 5212

Re: Larry Swedroe: Diversify Globally

Larry is putting out a "buy" on International Emerging Markets and particularly on International Emerging Markets Value. Pretty much pounding the table on this one. I'm about 42% EM (of 37% target alloc) at the moment. And 27% Intl (of 38% target alloc.) Looks like I'll need some more. Hold my beer.
by hilink73
Mon Dec 17, 2018 3:28 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Diversify Globally
Replies: 47
Views: 5212

Re: Larry Swedroe: Diversify Globally

The EM label is all great. But the fact is DFA EM Value fund and other EM funds are dominated by China. Fully 1/3rd of DFEVX is China + Taiwan. Rest 40% in South Korea, India, and Brazil. Remaining countries are too small allocations and unlikely to make major impacts to returns. EM is trading low ...
by hilink73
Fri Dec 07, 2018 12:17 am
Forum: Investing - Theory, News & General
Topic: Anybody Miss the Crypto Rage on BH Forums
Replies: 96
Views: 7636

Re: Anybody Miss the Crypto Rage on BH Forums

By the way, at the time of this writing BTC is trading for $3737 a coin. Remember it was around $20,000 this time last year. How many of your "investments" have lost 80+% in a single year? Individual stocks, maybe. And I care for -80% a year when I'm up a few 100% ? Just asking for a friend. The U....
by hilink73
Thu Dec 06, 2018 1:34 pm
Forum: Investing - Theory, News & General
Topic: Anybody Miss the Crypto Rage on BH Forums
Replies: 96
Views: 7636

Re: Anybody Miss the Crypto Rage on BH Forums

arcticpineapplecorp. wrote:
Wed Dec 05, 2018 4:46 pm


By the way, at the time of this writing BTC is trading for $3737 a coin. Remember it was around $20,000 this time last year. How many of your "investments" have lost 80+% in a single year? Individual stocks, maybe.
And I care for -80% a year when I'm up a few 100%?
Just asking for a friend.
by hilink73
Thu Dec 06, 2018 1:33 pm
Forum: Investing - Theory, News & General
Topic: Anybody Miss the Crypto Rage on BH Forums
Replies: 96
Views: 7636

Re: Anybody Miss the Crypto Rage on BH Forums

Beanie Babies Active management Magic the Gathering cards Yu-Gi-Oh! cards Circle of Gold You do realize the blockchain technology and some "coins" do have use cases? And I do not mean Bitcoin. Comparison to MtG or Beanie Babies (what ever this is) says nothing. Maybe not understanding what this is ...
by hilink73
Sun Dec 02, 2018 1:52 pm
Forum: Investing - Theory, News & General
Topic: First Crypto ETF Index Fund launched!!! $HODL
Replies: 73
Views: 7093

Re: First Crypto ETF Index Fund launched!!! $HODL

Nearly *EVERY* sales pitch that the crypto-coin shillers have made has been met with a complete and crushing defeat: Which coin do you mean exactly?? If you speak about Bitcoin, maybe. Other coins, not necessarily true... But, yeah, I've thrown in some hints about other technology but this thread i...
by hilink73
Sun Dec 02, 2018 11:01 am
Forum: Investing - Theory, News & General
Topic: First Crypto ETF Index Fund launched!!! $HODL
Replies: 73
Views: 7093

Re: First Crypto ETF Index Fund launched!!! $HODL

Nearly *EVERY* sales pitch that the crypto-coin shillers have made has been met with a complete and crushing defeat: Which coin do you mean exactly?? If you speak about Bitcoin, maybe. Other coins, not necessarily true... But, yeah, I've thrown in some hints about other technology but this thread i...
by hilink73
Sat Dec 01, 2018 4:30 am
Forum: Investing - Theory, News & General
Topic: First Crypto ETF Index Fund launched!!! $HODL
Replies: 73
Views: 7093

Re: First Crypto ETF Index Fund launched!!! $HODL

But as long as there's more than one kind of cryptocurrency, and as long as anyone can successfully launch new ones, how, exactly, is there any limit on the total amount of cryptocurrency? It probably depends on which currency people trust or where the mining/staking power is: currency A or currenc...
by hilink73
Fri Nov 30, 2018 5:24 pm
Forum: Investing - Theory, News & General
Topic: First Crypto ETF Index Fund launched!!! $HODL
Replies: 73
Views: 7093

Re: First Crypto ETF Index Fund launched!!! $HODL

But as long as there's more than one kind of cryptocurrency, and as long as anyone can successfully launch new ones, how, exactly, is there any limit on the total amount of cryptocurrency? It probably depends on which currency people trust or where the mining/staking power is: currency A or currenc...
by hilink73
Fri Nov 23, 2018 2:10 am
Forum: Investing - Theory, News & General
Topic: Small Value: 15 years of underperforming
Replies: 143
Views: 13377

Re: Small Value: 15 years of underperforming

columbia wrote:
Thu Nov 22, 2018 7:35 pm
Socrates28 wrote:
Thu Nov 22, 2018 7:12 pm
Vanguard small cap value index is much more midcap than small cap value
Whenever the VG SCV is accused of not being small and value enough, IJS is mentioned.
We should define that as a law. :D
by hilink73
Sun Nov 04, 2018 3:49 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Why International Diversification Works
Replies: 119
Views: 10545

Re: Larry Swedroe: Why International Diversification Works

I've brought up the question of why ex-US would be viewed as a monolith but it didn't gain much traction. But I wonder what a "better" approach would be if one chooses to deviate from global market cap. Do you splice and dice with Europe, Pacific, Emerging? What's another alternative? I think a lot...
by hilink73
Mon Oct 29, 2018 2:37 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Why International Diversification Works
Replies: 119
Views: 10545

Re: Larry Swedroe: Why International Diversification Works

Well... It's always interesting to see this very US centric view: we have the US and we have everything else. Unfortunately, "everything else" is not equal. Investing in Europe is different from investing in Japan or AsiaPacific or Emerging markets. With seeing the world as "international", you do ...
by hilink73
Sun Oct 28, 2018 3:54 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Why International Diversification Works
Replies: 119
Views: 10545

Re: Larry Swedroe: Why International Diversification Works

Well... It's always interesting to see this very US centric view: we have the US and we have everything else. Unfortunately, "everything else" is not equal. Investing in Europe is different from investing in Japan or AsiaPacific or Emerging markets. With seeing the world as "international", you do ...
by hilink73
Sun Oct 28, 2018 2:57 am
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Why International Diversification Works
Replies: 119
Views: 10545

Re: Larry Swedroe: Why International Diversification Works

- Back in the 1990s when Japan made up 50% or more of the world index, was it a good idea to invest heavily in International? Probably not. So, you know that Japan is not a part of Europe, right? And only a small part of "International"... Apologies but I have no idea what your comment is supposed ...