Search found 16 matches

by Hubris
Thu Jan 04, 2018 10:15 am
Forum: Investing - Theory, News & General
Topic: Hitting The Sell Button
Replies: 211
Views: 21521

Re: Hitting The Sell Button

We’re within 5 yrs of retirement, hopefully. We use mirrored portfolios in our different accounts for reasons of being a couple that came together just a few years ago in our 50’s, but we still look at an asset allocation combined across all account; pretty easy if all the sub accounts are on target...
by Hubris
Sun Oct 15, 2017 9:15 am
Forum: Personal Finance (Not Investing)
Topic: Boston area Relocation...major decision points
Replies: 34
Views: 3199

Re: Boston area Relocation...major decision points

Thanks, Simas. Both, significant promotion with only a modest comp increase, unfortunately.

All, I think we're all set on this and the feedback has given us information that will help us significantly.

Thank you
by Hubris
Sat Oct 14, 2017 8:56 am
Forum: Personal Finance (Not Investing)
Topic: Boston area Relocation...major decision points
Replies: 34
Views: 3199

Re: Boston area Relocation...major decision points

Thank you, everyone for these thoughtful posts.
by Hubris
Wed Oct 11, 2017 10:55 am
Forum: Personal Finance (Not Investing)
Topic: Boston area Relocation...major decision points
Replies: 34
Views: 3199

Re: Boston area Relocation...major decision points

Thanks, protagonist. And to be clear, not trying to get anyone to answer the questions for us, just looking for input. Thank you for yours, quite helpful.
by Hubris
Wed Oct 11, 2017 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Boston area Relocation...major decision points
Replies: 34
Views: 3199

Re: Boston area Relocation...major decision points

mouses, sorry about that:
HQ = Heaquarters
COL = Cost Of Living

What else did I miss?
by Hubris
Wed Oct 11, 2017 10:00 am
Forum: Personal Finance (Not Investing)
Topic: Boston area Relocation...major decision points
Replies: 34
Views: 3199

Boston area Relocation...major decision points

Hi all, My Dear Spouse (DS) has an offer for a significant promotion within current organization/employer that is absolutely contingent on a relocation to HQ, to the suburbs north of Boston (Woburn) from our current home in Denver, and we need some help thinking through this. Apologies in advance fo...
by Hubris
Sat Aug 05, 2017 10:32 pm
Forum: Personal Consumer Issues
Topic: Garage ceiling bike storage
Replies: 21
Views: 1545

Re: Garage ceiling bike storage

Here's mine...use bike tubes that have had flats, loop them over the rafters. 1 for front end, 1-2 for back. Front one goes under bars and back one(s) around seat. Bonus is the elasticity...lift front of bike and loop the front tube under bars. Then you can let go of the front and lift back end to s...
by Hubris
Sun Jul 16, 2017 9:58 am
Forum: Personal Finance (Not Investing)
Topic: Finance Q for those that have gone through Divorce
Replies: 38
Views: 3708

Re: Finance Q for those that have gone through Divorce

OP, you have my empathy for what your family is going through, it's a hard time no matter how amiable things might be or how much the change is needed. I was divorced in CO in 2011 and we used a mediator and we were fairly pleased with the process, costs, etc. The divorce was (is) mostly amiable. We...
by Hubris
Wed Apr 05, 2017 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Long Term Care Insurance (LTCI): Too Expensive or Worth the Cost?
Replies: 35
Views: 5250

Re: Long Term Care Insurance (LTCI): Too Expensive or Worth the Cost?

Many folks are concerned about a long tail claim. What if one rearranged their assets to an asset that could provide a lifetime long term care benefit if care is never needed but if care is not needed the they get all the asset or more back all contractually guaranteed? Pintail07, that is essential...
by Hubris
Sat Apr 01, 2017 6:47 pm
Forum: Personal Finance (Not Investing)
Topic: Seller received insurance check for Roof replacement & wants to give check to Buyer
Replies: 7
Views: 981

Re: Seller received insurance check for Roof replacement & wants to give check to Buyern

We were in a similar situation when we bought our house, although without the insurance component. We elected to take an allowance (credit) from the seller so we could choose the roofer, materials, etc. This allowed us to choose impact resistant materials that substantially lowered our homeowners in...
by Hubris
Wed Mar 29, 2017 8:02 pm
Forum: Personal Finance (Not Investing)
Topic: Long Term Care Insurance (LTCI): Too Expensive or Worth the Cost?
Replies: 35
Views: 5250

Re: Long Term Care Insurance (LTCI): Too Expensive or Worth the Cost?

It's possible to get fixed pricing for life with hybrid coverage and certain companies, as noted in my post in this thread:

viewtopic.php?f=2&t=161468
by Hubris
Mon Jan 09, 2017 11:31 pm
Forum: Local Chapters and Bogleheads Community
Topic: metro Denver Bogleheads?
Replies: 19
Views: 2405

Re: metro Denver Bogleheads?

I'm in
by Hubris
Sat Nov 05, 2016 7:31 pm
Forum: Investing - Theory, News & General
Topic: The Wealthy Barber Returns free eBook
Replies: 4
Views: 1576

Re: The Wealthy Barber Returns free eBook

Tortuga wrote:On first read, I thought the Wealthy Barber didn't like the free ebook so he returned it!

Tortuga


Panda Eats Shoots and Leaves
by Hubris
Tue Oct 18, 2016 9:28 pm
Forum: Personal Finance (Not Investing)
Topic: Long Term Care Insurance Premium Increase
Replies: 29
Views: 3715

Re: Long Term Care Insurance Premium Increase

My wife (53) and I (56)bought LTC last year, via a universal life product with a lump sum premium and annual premiums at fixed price for life. Very useful for us. If we don't use the LTC coverage, then we have the life insurance benefit for 2nd to die, therefore creating an estate which is a seconda...
by Hubris
Thu Sep 15, 2016 11:13 pm
Forum: Personal Finance (Not Investing)
Topic: Prepaid LTC Insurance to Lock in Costs
Replies: 20
Views: 1396

Re: Prepaid LTC Insurance to Lock in Costs

Hi all, lurking for about 2 yrs but thought it worth sharing our experience in case it helps someone else. My wife (53) and I (56)bought LTC last year, via a universal life product with a lump sum premium and annual premiums at fixed price for life. Not exactly Prepaid but very useful for us. If we ...