Search found 20 matches

by CoinCounter
Sat May 02, 2020 11:45 am
Forum: Personal Consumer Issues
Topic: Neighbor’s contractor wants to access our property
Replies: 158
Views: 16256

Re: Neighbor’s contractor wants to access our property

You should absolutely not sign that! Why on earth would you guarantee the working conditions for your neighbor's contractor??? You're essentially being asked to provide free insurance to strangers. I would not allow them onto my property without an iron-clad indemnity and hold harmless clause to you...
by CoinCounter
Tue Apr 07, 2020 8:53 pm
Forum: Personal Consumer Issues
Topic: How do you maximize enjoyment after achieving FI?
Replies: 161
Views: 8477

Re: How do you maximize enjoyment after achieving FI?

This is a confusing way to ask what the meaning of life is.
by CoinCounter
Mon Mar 30, 2020 7:26 pm
Forum: Personal Consumer Issues
Topic: Tipping in new reality?
Replies: 80
Views: 4661

Re: Tipping in new reality?

I'm tipping way more generously to delivery drivers. What was previously a side-gig for many drivers is now likely their only source of income. An extra 10 or 15 dollars doesn't mean much to me but it can go a long way to help support some one struggling to pay the bills. Not to mention they are pu...
by CoinCounter
Wed Mar 25, 2020 9:48 pm
Forum: Investing - Theory, News & General
Topic: Weekly unemployment claims - releasing Thursday 3/26 - Forecasts
Replies: 24
Views: 2092

Re: Weekly unemployment claims - releasing Thursday 3/26 - Forecasts

I think there is a good chance that the report is better than the worst case estimates from the major banks. Bear in mind that there's essentially a fixed infrastructure to process claims, and the reported number will simply be whatever claims states were able to process by the reporting deadline, r...
by CoinCounter
Fri Mar 13, 2020 3:27 pm
Forum: Investing - Theory, News & General
Topic: Well, I am market timing due to coronavirus... Wish me luck.
Replies: 1121
Views: 97125

Re: Well, I am market timing due to coronavirus... Wish me luck.

I’m always amazed when the data is so clear, and yet people act as if we don’t know what is going to happen. So here goes: 1 - Italy, the world’s 8th largest economy, has shut down. 2 - Most of Europe has now implemented similar, preventative measures, that we see in Italy. Still, based on growth r...
by CoinCounter
Sun Sep 08, 2019 4:06 pm
Forum: Investing - Theory, News & General
Topic: Inflation likelihood and inflation protection
Replies: 29
Views: 2262

Re: Inflation likelihood and inflation protection

2) A globally diversified equity portfolio . . . . This seems like the easiest answer. Aren't the international funds most people have in their portfolio baskets of assets priced in other currencies? It's that already a great deal of inflation protection for anyone with a significant international ...
by CoinCounter
Thu Jun 28, 2018 7:57 pm
Forum: Personal Consumer Issues
Topic: Best way to clean eyeglasses?
Replies: 59
Views: 4615

Re: Best way to clean eyeglasses?

I wear glasses all the time and I really like these Zeiss wipes:

https://www.amazon.com/Zeiss-Pre-Moiste ... MD70XSB5DP

Obviously not the most economical or waste-efficient option, but very effective.
by CoinCounter
Mon Feb 05, 2018 11:50 pm
Forum: Personal Consumer Issues
Topic: Vacation options for wide age-range of children?
Replies: 27
Views: 2252

Re: Vacation options for wide age-range of children?

A cruise. Each kid can find an age-appropriate group. Lots of organized activities. Self-contained so they can run wild.
by CoinCounter
Mon Oct 09, 2017 11:36 pm
Forum: Personal Investments
Topic: Post reverse rollover timing of backdoor Roth contribution
Replies: 3
Views: 591

Re: Post reverse rollover timing of backdoor Roth contribution

Thanks to both of you for your replies - much appreciated.
by CoinCounter
Sun Oct 08, 2017 10:56 pm
Forum: Personal Investments
Topic: Post reverse rollover timing of backdoor Roth contribution
Replies: 3
Views: 591

Post reverse rollover timing of backdoor Roth contribution

In March 2017 I did a reverse rollover of my traditional IRA into my 401k. This left my IRA balance at $0.00. I did this to clear the way for backdoor Roth contributions in 2017 and future years. I'd now like to do a backdoor Roth IRA contribution for 2017. Almost all information I've been able to f...
by CoinCounter
Wed Sep 27, 2017 12:12 am
Forum: Personal Consumer Issues
Topic: Verizon TravelPass
Replies: 45
Views: 5351

Re: Verizon TravelPass

We used Verizon TravelPass for a week in the Netherlands. It worked as advertised, essentially "localizing" our Verizon plan. Keep in mind that you're only charged each day that you use your phone's cell connection, so you can save money if you'll have days where you can exclusively depend on wifi. ...
by CoinCounter
Thu Aug 03, 2017 11:21 pm
Forum: Personal Investments
Topic: Does anyone know anything about the Newport Group?
Replies: 5
Views: 1681

Re: Does anyone know anything about the Newport Group?

My 401k is run by Newport, although my firm must have negotiated a different fee structure as I don't have a monthly fee. But even with $5 a month it doesn't sound like the worst thing ever - my wife's 401k is in a fintech startup called Captain401 and they steal .5% in AUM for doing absolutely noth...
by CoinCounter
Mon Jul 24, 2017 11:22 pm
Forum: Personal Finance (Not Investing)
Topic: 250/500/100 auto insurance too little
Replies: 3
Views: 1101

Re: 250/500/100 auto insurance too little

As long as the auto insurance you have is the level of coverage you're required to have under the terms of your umbrella, then it should be fine. Generally cheaper to get more umbrella coverage than more auto. Keep in mind that the umbrella is not only to protect your existing assets, but also any e...
by CoinCounter
Wed Jun 28, 2017 8:57 pm
Forum: Personal Investments
Topic: 3-fund portfolio and CA tax exempt funds
Replies: 3
Views: 641

Re: 3-fund portfolio and CA tax exempt funds

It really comes down to where you plan on placing the bond portion of your AA: taxable account or tax-advantaged account. You should use munis only if you plan on holding the bond portion of your 3-fund in your taxable account. If you're putting your bond allocation in your tax-advantaged space (401...
by CoinCounter
Mon Jun 26, 2017 1:30 am
Forum: Personal Consumer Issues
Topic: Things to do in Iowa/Nebraska
Replies: 73
Views: 6696

Re: Things to do in Iowa/Nebraska

The last time I was in Omaha I enjoyed the scenic countryside across the river on the Iowa side:

http://www.visitloesshills.org/

Definitely worth your time if you enjoy pastoral settings.
by CoinCounter
Tue Jun 20, 2017 9:17 pm
Forum: Personal Consumer Issues
Topic: Oregon personal Trip
Replies: 25
Views: 3718

Re: Oregon personal Trip

You may want to take the August 21 eclipse into account. I know many people are traveling to Oregon the preceding weekend and you may run into higher prices/hard to find rooms.
by CoinCounter
Tue Jun 20, 2017 9:10 pm
Forum: Investing - Theory, News & General
Topic: Where to put "leftover" money in an ETF portfolio
Replies: 13
Views: 3077

Re: Where to put "leftover" money in an ETF portfolio

This is why I keep one mutual fund in my otherwise ETF-exclusive Roth (VTSAX specifically).

Since you can invest any amount (above 1$ I think) in a mutual fund it allows you to get that post-dividend/rebalancing leftover back to work.
by CoinCounter
Tue Jun 13, 2017 9:15 pm
Forum: Personal Finance (Not Investing)
Topic: Curious to odd estate question
Replies: 91
Views: 10708

Re: Curious to odd estate question

In some places it's hard to have your house burned to the ground: http://www.yalelawjournal.org/article/t ... to-destroy

I like the elaborate wealth-depleting funeral suggestion. Spend it on ritual. Make it endless.
by CoinCounter
Wed May 31, 2017 3:04 am
Forum: Personal Investments
Topic: Really trying to understand no bonds in taxable
Replies: 46
Views: 5065

Re: Really trying to understand no bonds in taxable

so ... basically everytime I look into bonds I'm left more confused. guess I'll revisit when I'm 40 Buy a sliver of bonds for your portfolio now. Use something like the US Total Bond Market Index. That will give you the incentive to learn. You will actually read the prospectus and annual reports. Y...
by CoinCounter
Sat Dec 31, 2016 2:23 am
Forum: Personal Consumer Issues
Topic: Affordable home exercise
Replies: 100
Views: 11870

Re: Affordable home exercise

A book on using ones own body weight for fitness training: ”You are your own gym" by Mark Lauren. I haven't bought/read it yet but it's on my list, figuring if one day I have no access to a gym or wide-open space this would be a good option (maybe this is a great exercise book for prison inmates, h...