Search found 19 matches

by threebuns
Mon Dec 14, 2020 3:14 pm
Forum: Personal Consumer Issues
Topic: Buying Salmon Online
Replies: 57
Views: 6678

Re: Buying Salmon Online

I've been buying mine frozen from Copper River Seafoods:
https://www.copperriverseafoods.com/

They were the only place I could find selling larger portions (8 oz portions). I hate the smaller portions.
by threebuns
Mon Nov 30, 2020 12:03 pm
Forum: Personal Consumer Issues
Topic: Weighted Blanket?
Replies: 17
Views: 1309

Re: Weighted Blanket?

I bought a Bearaby (woven style weighted blanket) 6 months ago and I love it. My wife bought one too. They are expensive but they are amazing. You can always return it if you don't like it. I bought mine in the summer, and you can easily sleep with it in the hottest of conditions and it breathes rea...
by threebuns
Tue Oct 13, 2020 9:57 am
Forum: Personal Investments
Topic: Married filing jointly - 401k contribution limit
Replies: 12
Views: 1346

Re: Married filing jointly - 401k contribution limit

Is her 401k actually bad or just not great? No, it's not that bad at all, just me being picky. It's through OneAmerica, and thankfully they offer an S&P500 Index find. Her company offers a 4% match. Mine is through Fidelity, which I happen to prefer. Our 401ks are essentially the same fund, her...
by threebuns
Mon Oct 12, 2020 2:39 pm
Forum: Personal Investments
Topic: Married filing jointly - 401k contribution limit
Replies: 12
Views: 1346

Re: Married filing jointly - 401k contribution limit

Thanks for the reply, it was surprisingly difficult to google for that information.
by threebuns
Mon Oct 12, 2020 1:41 pm
Forum: Personal Investments
Topic: Married filing jointly - 401k contribution limit
Replies: 12
Views: 1346

Married filing jointly - 401k contribution limit

Married this year, we will be filing jointly for 2020 (age under 59). I have a 401k that I have been maxing out (19.5k) for this year, she has a 401k that we have been funding just to receive the match. Her 401k options aren't that great so that's why we've been maxing out mine. Now that we're marri...
by threebuns
Tue Jul 21, 2020 10:18 am
Forum: Personal Finance (Not Investing)
Topic: Refinance calculator that accounts for front loaded interest and resetting the clock
Replies: 6
Views: 388

Re: Refinance calculator that accounts for front loaded interest and resetting the clock

I have a spreadsheet where I amortize my 30 yr loan and then another 30 yr loan. I went with 7 yrs duration. Here are the numbers I've calculated: Current Mtg: (4%, 30 yr) Interest paid over 7 yrs = 39,997 Loan balance after 7 yrs: 129,205 Total amount paid over next 7 yrs = 65,769 Refinance Mtg: (A...
by threebuns
Tue Jul 21, 2020 8:25 am
Forum: Personal Finance (Not Investing)
Topic: Refinance calculator that accounts for front loaded interest and resetting the clock
Replies: 6
Views: 388

Refinance calculator that accounts for front loaded interest and resetting the clock

I'm having trouble with figuring out if I should bother refinancing. I have a 30 yr fixed mortgage and will likely switch to another 30 yr fixed mortgage, and I'm concerned about 'resetting' the clock and continuing to pay the bulk of my payment towards interest. My goal is to free up more cash for ...
by threebuns
Tue Feb 25, 2020 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Does Biomedical Engineering School Matter?
Replies: 94
Views: 6540

Re: Does Biomedical Engineering School Matter?

I work in BME in the Midwest (10 yrs). I hire BMEs all the time from top schools and bottom schools. Though anecdotal, I generally have had more success with the kids coming from non-top schools (new hires). Less ego and entitlement. Go to the best school you can afford. There are good and bad kids ...
by threebuns
Fri Apr 27, 2018 3:14 pm
Forum: Personal Consumer Issues
Topic: How stressful is buying a home?
Replies: 56
Views: 5062

Re: How stressful is buying a home?

If you're a person who routinely feels "stressed", then buying a home probably will be stressful. If you're not, it probably won't but unless you hit problems. I've bought two houses and neither felt stressful in the slightest, but they were both turnkey, only minor issues with inspection...
by threebuns
Thu Jan 18, 2018 3:45 pm
Forum: Personal Consumer Issues
Topic: Indestructible winter gloves
Replies: 11
Views: 1788

Re: Indestructible winter gloves

I use these neoprene Glacier Gloves for whitewater kayaking. They keep my hands warm and dry in 30 degree temps while wet. I can assure you they will keep your hands warm and dry. They are pretty cheap too, around $35. They fall apart after a season, but I abuse them pretty heavily. I'd like to get ...
by threebuns
Thu Feb 16, 2017 1:34 pm
Forum: Personal Finance (Not Investing)
Topic: Money in the bank seems to lead to better life satisfaction
Replies: 9
Views: 1626

Re: Money in the bank seems to lead to better life satisfaction

I've always had all of my money invested, with maybe ~3k in my checking account. I finally pulled the trigger last year and cashed out 10k for an emergency fund. Feels amazing to have that guaranteed cash sitting in a savings account.
by threebuns
Tue Jan 10, 2017 2:32 pm
Forum: Personal Investments
Topic: How often do you make contributions to your portfolio?
Replies: 15
Views: 1597

Re: How often do you make contributions to your portfolio?

Monday and Friday, every week (taxable and non taxable resp), Wealthfront redistributes for me. I like it cause it's a smaller amount of money then if I was contributing once or twice a month.
by threebuns
Tue Nov 29, 2016 3:38 pm
Forum: Personal Consumer Issues
Topic: Gift To Self
Replies: 70
Views: 11104

Re: Gift To Self

I got myself a new kayak paddle.
by threebuns
Fri Nov 04, 2016 10:20 am
Forum: Personal Consumer Issues
Topic: TrueCrypt Alternative
Replies: 15
Views: 2985

Re: TrueCrypt Alternative

VeraCrypt is the successor to TrueCrypt. Its interface is exactly the same as TrueCrypts, but apparently safer. I've been using it for years ever since TrueCrypt was compromised.

https://veracrypt.codeplex.com/
by threebuns
Wed Oct 26, 2016 12:19 pm
Forum: Personal Consumer Issues
Topic: New couch? Please advise.
Replies: 28
Views: 5004

Re: New couch? Please advise.

Finding quality furniture is hard to come by. Even trying to find legit reviews about stuff online is hard. I ended up going with a sectional (Axis) from Crate and Barrel. Yea, it was really expensive, but the style and build quality seemed much better than other places I had looked. Make sure the c...
by threebuns
Mon Sep 12, 2016 11:55 am
Forum: Personal Finance (Not Investing)
Topic: Need advice on selling investments to buy home
Replies: 3
Views: 696

Re: Need advice on selling investments to buy home

Thanks. I'm well aware of some of the unforeseen costs associated with homeownership. It's a scary thing. The building equity aspect is what draws me to it. I'd like to retire in 15ish years. It is difficult for me to decide if buying a house is an important part of that. Do I save and invest for th...
by threebuns
Mon Sep 12, 2016 10:24 am
Forum: Personal Finance (Not Investing)
Topic: Need advice on selling investments to buy home
Replies: 3
Views: 696

Need advice on selling investments to buy home

27 yrs old. I put the majority of my savings into my Wealthfront investment account. I'd like to purchase a home soon, maybe by the end of next year. I've got an emergency fund via my checking account. Main reason for home purchase is my rent is 1125/mo., whereas buying something smaller in same are...
by threebuns
Mon Sep 12, 2016 9:02 am
Forum: Personal Consumer Issues
Topic: Best Flashlight to keep in home for emergency
Replies: 56
Views: 9446

Re: Best Flashlight to keep in home for emergency

I don't know if you're an outdoorsy individual or not, but I have a decent black diamond headlight that I would rely on in an emergency, but I primarily use it for camping. It has different lighting modes, it's hands free, and perfect for all types of situations, emergency or not.
by threebuns
Mon Sep 12, 2016 8:53 am
Forum: Personal Consumer Issues
Topic: Replacement Brush Heads for Oral B Electric Toothbrush
Replies: 11
Views: 3345

Re: Replacement Brush Heads for Oral B Electric Toothbrush

Plenty of great generic ones for super cheap on amazon. I've used these before: https://www.amazon.com/gp/product/B00E4GROKU/ref=oh_aui_search_detailpage?ie=UTF8&psc=1 They are a lot 'softer' than the stock ones, but they work fine. A quick search though yields these as well, and they look even ...