Search found 5 matches

by Agincourt
Mon May 28, 2018 9:55 pm
Forum: Personal Consumer Issues
Topic: looking for lowest cruise ship price site
Replies: 11
Views: 2125

Re: looking for lowest cruise ship price site

Costco has some great deals if you are flexible
by Agincourt
Sun Aug 13, 2017 7:36 pm
Forum: Personal Investments
Topic: Create a Mortgage Payoff Fund or Not?
Replies: 20
Views: 2285

Re: Create a Mortgage Payoff Fund or Not?

200k emergency fund, eh? Some people retire with less money. The problem is we have zero context of his total portfolio. How much does he have in retirement or taxable equities or bonds, etc? If he is 50 and has $1 million + in stocks/bonds in various accounts, having a $200K cash balance may not s...
by Agincourt
Sun Aug 13, 2017 5:25 pm
Forum: Personal Investments
Topic: Create a Mortgage Payoff Fund or Not?
Replies: 20
Views: 2285

Re: Create a Mortgage Payoff Fund or Not?

Thanks for all the helpful insights. I moved to California back in 2000 and I never understood why anyone would ever want to buy anything in this state and even though I have a nice house in a nice neighborhood I still don't get why anyone buys real estate here (leap of faith or there will always be...
by Agincourt
Sun Aug 13, 2017 1:51 pm
Forum: Personal Investments
Topic: Create a Mortgage Payoff Fund or Not?
Replies: 20
Views: 2285

Create a Mortgage Payoff Fund or Not?

I have $200,000 left in my 13 year mortgage with a 3.0% fixed interest in California and I have $200,000 in my emergency fund at Goldman Sachs bank earning 1.2%. I am also in a high tax bracket in California. I want to keep at least $100,000 of the $200,000 as my emergency fund, so I can either (1) ...
by Agincourt
Sun Sep 11, 2016 10:36 pm
Forum: Personal Investments
Topic: Dividend Reinvestment - Foreign Tax Adjustment Fee
Replies: 1
Views: 345

Dividend Reinvestment - Foreign Tax Adjustment Fee

I am a long term investor and I recently bought a Canadian company in my brokerage account (Potash) and selected that all dividends should automatically reinvest. I received my first dividend of $25.00, however, it appears that my broker deducted $6.25 as a foreign tax adjustment fee which means tha...