Search found 287 matches

by SlowMovingInvestor
Mon Jan 15, 2018 10:04 am
Forum: Investing - Theory, News & General
Topic: Do people in the forum hold foreign bonds?
Replies: 31
Views: 1431

Re: Do people in the forum hold foreign bonds?

I don't, but that's because I'm at Fidelity and they don't have a foreign bond index option. Not from a thought through choice. If they did have one, I'd probably at least consider it. You can buy EMB ($ denominated emerging markets ETF) at Fidelity commission free. Although I confess I'm not sure ...
by SlowMovingInvestor
Sun Jan 14, 2018 2:09 pm
Forum: Personal Consumer Issues
Topic: where does one buy "health insurance" in the USA?
Replies: 17
Views: 1052

Re: where does one buy "health insurance" in the USA?

Nothing bad happening is always a good approach. I'm just not sure how I can arrange that. The system is setup so that some folks are best served by not buying insurance until they need it. If something bad happens, emergency rooms can't turn your away, and the no pre-existing condition clause mean...
by SlowMovingInvestor
Sun Jan 14, 2018 11:40 am
Forum: Investing - Help with Personal Investments
Topic: REIT or No REIT
Replies: 85
Views: 7501

Re: REIT or No REIT

I feel that you can get a lot of exposure to all but the residential real estate sector just through a broad market index. And if commercial REITs fall because of online shopping, stocks like Amazon will rise to compensaate for that. But I do think the residential real esate sector (especially singl...
by SlowMovingInvestor
Sun Jan 14, 2018 7:20 am
Forum: Investing - Theory, News & General
Topic: Best 401k Employer Match Structure
Replies: 114
Views: 8840

Re: Best 401k Employer Match Structure

Fidelity has ( had ?) an extremely generous matching for it's employees. From an article. Fidelity provides a 100% match for up to 7% of a worker's salary and typically makes annual profit-sharing contributions as well, according to court documents. There was a lawsuit alleging that it was offering ...
by SlowMovingInvestor
Sat Jan 13, 2018 12:36 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 769
Views: 129620

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Happy New Year on this long thread. At Fidelity - requested the adviser/account-manager if they match or beat $3250 transfer special-bonus from ME for 1M+ (under 5MM), they buckled. However, Fidelity promotions team came back with $2500 Retention bonus offer. Got convinced, plan to stay-put for gre...
by SlowMovingInvestor
Fri Jan 12, 2018 6:01 pm
Forum: Personal Finance (Not Investing)
Topic: Federal Estimated Taxes
Replies: 6
Views: 1103

Re: Federal Estimated Taxes

You probably are already aware, but just in case you're not, there are fees for using a debit or credit card. https://www.irs.gov/payments/pay-taxes-by-credit-or-debit-card I am aware of the CC fees, but it's a very cheap way of getting the signup bonus, since I really don't have any other easy way...
by SlowMovingInvestor
Fri Jan 12, 2018 11:01 am
Forum: Personal Finance (Not Investing)
Topic: Interest during ACH transfers
Replies: 4
Views: 245

Interest during ACH transfers

When doing ACH transfers between bank/brokerage accounts, I've seen that sometimes the funds are withdrawn one day from bank one, and then deposited in bank 2 the next business day. If there are holidays in the middle, it can be 2-3 days before the deposit takes place. Is interest paid on the deposi...
by SlowMovingInvestor
Fri Jan 12, 2018 10:18 am
Forum: Investing - Help with Personal Investments
Topic: Percentage of VWITX subject to AMT
Replies: 8
Views: 308

Re: Percentage of VWITX subject to AMT

Also, AMT should be less of an issue with the 2018 rise in AMT thresholds.
by SlowMovingInvestor
Thu Jan 11, 2018 5:08 pm
Forum: Personal Finance (Not Investing)
Topic: Federal Estimated Taxes
Replies: 6
Views: 1103

Re: Federal Estimated Taxes

Thanks ! I have a related question. Is it also possible to pay the IRS via Credit Card after Jan 16th ? I actually signed up for a CC a few days ago and might not get the CC in time for that deadline. if I use a CC after Jan 16th (say the 20th or so) but well before filing 2017 return, I realize the...
by SlowMovingInvestor
Thu Jan 11, 2018 1:41 pm
Forum: Investing - Theory, News & General
Topic: REITs under new tax law
Replies: 21
Views: 3283

Re: REITs under new tax law

Sorry to be dense but as I understand the thread, the new tax law does provide some (tangential) benefits to REITs because of the pass through changes But REITS have still taken a beating (that I can see !) Is that correct ? One of the problems with the REIT index is that I think shopping and mall R...
by SlowMovingInvestor
Thu Jan 11, 2018 3:20 am
Forum: Personal Finance (Not Investing)
Topic: Federal Estimated Taxes
Replies: 6
Views: 1103

Federal Estimated Taxes

I need to pay some estimated Fed taxes for 2017, and I also need to run up some credit card spending to hit required spend for a bonus. I am thinking of paying a portion of q4 taxes via CC (maybe even 2 CCs), just enough to meet required spend, and then pay for the rest using either bank transfer or...
by SlowMovingInvestor
Wed Jan 10, 2018 3:46 pm
Forum: Investing - Help with Personal Investments
Topic: WSJ: Discount Brokers Win Bonuses to Push Costlier Products
Replies: 38
Views: 3046

Re: WSJ: Discount Brokers Win Bonuses to Push Costlier Products

https://www.wsj.com/articles/advisers-at-leading-discount-brokers-win-bonuses-to-push-higher-priced-products-1515604130 "At Fidelity, Schwab and TD Ameritrade, employees win extra pay or other incentives to put clients in products that are more lucrative for them, and the firm. Customers may end up...
by SlowMovingInvestor
Wed Jan 10, 2018 1:04 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 769
Views: 129620

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

ME first told me (as I said above) that they cannot transfer any Admirals, then someone got back to me and said they could transfer the ones I held. neilpilot, what Admirals did you try to transfer ? I wonder if it's the ones that are convertible to ETFs that ME refuses to transfer (on the grounds ...
by SlowMovingInvestor
Wed Jan 10, 2018 10:18 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 769
Views: 129620

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

From previous threads, I understand ME does accept transferred Vanguard Admiral Funds (but does not allow purchases and charges a fee for sales). Is that correct ? I have some Vanguard Admiral Funds that have no ETF equivalent, and I want to transfer these to ME. [I did ask them via their web site,...
by SlowMovingInvestor
Wed Jan 10, 2018 5:25 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 769
Views: 129620

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

How long does it take Fidelity to credit bonuses ? I have an account that was funded 2 days back.

I remember they used to credit airline miles very quickly.
by SlowMovingInvestor
Tue Jan 09, 2018 11:04 am
Forum: Personal Finance (Not Investing)
Topic: Stand Alone Umbrella Insurance
Replies: 37
Views: 2431

Re: Stand Alone Umbrella Insurance

> Aunt of my brother-in-law (retired college professor, married with one grown adult son) was killed in an automobile accident. The family sued the driver of the SUV who hit them. Case was settled for $5M Interesting, that's the largest settlement I've heard of. It's likely they wouldve settled for...
by SlowMovingInvestor
Tue Jan 09, 2018 10:20 am
Forum: Personal Finance (Not Investing)
Topic: Stand Alone Umbrella Insurance
Replies: 37
Views: 2431

Re: Stand Alone Umbrella Insurance

> Imagine what the settlement might be if you killed someone in a car accident who was a young professional There are 0 examples of a $1M umbrella being refused, a trial, then a judgement over 1M. Because a trial fought tooth-and-nail takes years and could cost $1M+. If plaintiff loses he pays the ...
by SlowMovingInvestor
Tue Jan 09, 2018 9:26 am
Forum: Investing - Help with Personal Investments
Topic: (Hong Kong) How to do monthly (automatic) investment with Vanguard ETF?
Replies: 11
Views: 522

Re: (Hong Kong) How to do monthly (automatic) investment with Vanguard ETF?

This is not an answer to your question, but a bit of a cautionary note. Are you a US person for tax purposes ? If so, you might be subject to very onerous IRS PFIC rules if you invest in ETFs that trade on a foreign exchange -- unless Vanguard handles these issues itself -- which it might if it's ta...
by SlowMovingInvestor
Tue Jan 09, 2018 8:42 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 769
Views: 129620

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

I've been trying to contact ME via phone (including my 'rep') and secure message to clarify this, but so far no response. Maybe they're just unusually busy in the first few days of the year, but ME's customer service does seem to be a tad below other discount brokerages such as TDAM and Fido. Stink...
by SlowMovingInvestor
Mon Jan 08, 2018 2:22 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 769
Views: 129620

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

From previous threads, I understand ME does accept transferred Vanguard Admiral Funds (but does not allow purchases and charges a fee for sales). Is that correct ? I have some Vanguard Admiral Funds that have no ETF equivalent, and I want to transfer these to ME. [I did ask them via their web site,...
by SlowMovingInvestor
Sun Jan 07, 2018 7:10 pm
Forum: Investing - Theory, News & General
Topic: Emerging Market Bond Fund Choice
Replies: 18
Views: 2062

Re: Emerging Market Bond Fund Choice

I own some EMB (iShares JPMorgan USD ETF) . I haven't really compared it much to other emerging market bond ETFs or MFs. I'd be interest in hearing comments on EMB vs. VWOB.
by SlowMovingInvestor
Sun Jan 07, 2018 7:02 pm
Forum: Personal Finance (Not Investing)
Topic: Stand Alone Umbrella Insurance
Replies: 37
Views: 2431

Re: Stand Alone Umbrella Insurance

In my case, it's a 3rd car, with only 2 people in the household. And umbrella covers homeowners and other types of liability too (which would remain the same even with an additional car). So an extra 20% definitely seems like a mis-pricing. Possibly GEICO's background in auto insurance makes it mor...
by SlowMovingInvestor
Sun Jan 07, 2018 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: Stand Alone Umbrella Insurance
Replies: 37
Views: 2431

Re: Stand Alone Umbrella Insurance

You will probably pay more than you're already paying at GEICO, though. 20% is a very reasonable increase for a second car. You may not drive more, but people who buy a second car apparently drive 20% more on average. That's why the insurance company charges 20% more. In my case, it's a 3rd car, wi...
by SlowMovingInvestor
Sun Jan 07, 2018 12:12 pm
Forum: Personal Finance (Not Investing)
Topic: Stand Alone Umbrella Insurance
Replies: 37
Views: 2431

Re: Stand Alone Umbrella Insurance

OP, have you shopped your whole insurance package recently? In my experience multi line discounts tend to make it worth having all of your lines with one carrier -- and as you're discovering, sometimes companies will not issue umbrella w/o holding other coverages as well. FWIW, I pay about $300 ann...
by SlowMovingInvestor
Sun Jan 07, 2018 9:55 am
Forum: Personal Finance (Not Investing)
Topic: Stand Alone Umbrella Insurance
Replies: 37
Views: 2431

Re: Stand Alone Umbrella Insurance

Thnaks for the replies. My current premium is $440 for $2M coverage (which is significantly below my net worth, although I agree the link with net worth is primarily psychological). It went up by around 20%. To be fair, I did add a new car to my auto policy (also with GEICO), but I'm not going to be...
by SlowMovingInvestor
Sun Jan 07, 2018 8:54 am
Forum: Personal Finance (Not Investing)
Topic: Stand Alone Umbrella Insurance
Replies: 37
Views: 2431

Stand Alone Umbrella Insurance

I currently have personal umbrella insurance with GEICO, and they upped prices. I used to have umbrella with State Farm, and it was cheaper for the same coverage. But I changed auto from State Farm to GEICO 3-4 years back (it's cheaper even with more expensive umbrella). State Farm does not sell sta...
by SlowMovingInvestor
Sun Jan 07, 2018 7:58 am
Forum: Personal Finance (Not Investing)
Topic: Overpayment on W2. Please help.
Replies: 13
Views: 1020

Re: Overpayment on W2. Please help.

This link suggests that you can call the IRS for an incorrect W-2. https://www.irs.gov/faqs/irs-procedures/w-2-additional-incorrect-lost-non-receipt-omitted/w-2-additional-incorrect-lost-non-receipt-omitted But this does not seem to be an incorrect W-2, just a payment made in error. Your employer ma...
by SlowMovingInvestor
Sat Jan 06, 2018 1:31 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 769
Views: 129620

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Earl Lemongrab wrote:
Sat Jan 06, 2018 1:28 pm
SlowMovingInvestor wrote:
Sat Jan 06, 2018 1:19 pm
So Etrade sent me a slightly better offer (at least at the 250 and 500K level).
Details?
25K - $200
100K - $500
250K - $1000
$500K - $1500
$1M - $2500
60 days of commission free trades.
6 month holding period.
by SlowMovingInvestor
Sat Jan 06, 2018 1:19 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 769
Views: 129620

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Call ETrade. The “retirement bonus” is usually just advertising as it’s time to think about taxes and IRAs. Generally it’s just money to the brokerage. They don’t care if it’s tagged as IRA or taxable. I’ve never seen them NOT give the bonus to taxable accounts that was offered to IRA accounts Prob...
by SlowMovingInvestor
Sat Jan 06, 2018 8:57 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 769
Views: 129620

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

From previous threads, I understand ME does accept transferred Vanguard Admiral Funds (but does not allow purchases and charges a fee for sales). Is that correct ? I have some Vanguard Admiral Funds that have no ETF equivalent, and I want to transfer these to ME. [I did ask them via their web site, ...
by SlowMovingInvestor
Sat Jan 06, 2018 8:49 am
Forum: Investing - Theory, News & General
Topic: Barrons on Mutual Fund Fees
Replies: 0
Views: 267

Barrons on Mutual Fund Fees

Interesting article, and doesn't seem to be behind a paywall

https://www.barrons.com/articles/the-gr ... 1515214360
by SlowMovingInvestor
Thu Jan 04, 2018 4:42 pm
Forum: Investing - Theory, News & General
Topic: How long will Ishares etfs be commission free at Fidelity?
Replies: 11
Views: 1202

Re: How long will Ishares etfs be commission free at Fidelity?

Even if Fidelity's commission free ETFs don't stay commission free, they have some decent very low ER index funds. I agree that Merill Edge is a great choice too (although they rather annoyingly blocked my buying one fairly high volume ETF saying it was restricted). I do find Fidelity's service just...
by SlowMovingInvestor
Thu Jan 04, 2018 4:24 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard High Yield vs iShares HYG/SHYG
Replies: 3
Views: 296

Re: Vanguard High Yield vs iShares HYG/SHYG

jhfenton, lack_ey -- thanks very much for your helpful comments. I'm also considering a couple of Fido High Yield funds such as SPHIX (since I do have tax advantaged accounts at Fido). SPHIX has a much higher expense ratio (0.72%), but the fund does have a decent track record. Any thoughts on that ?
by SlowMovingInvestor
Thu Jan 04, 2018 12:53 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard High Yield vs iShares HYG/SHYG
Replies: 3
Views: 296

Vanguard High Yield vs iShares HYG/SHYG

I have a small sum (less than 1%) of my portfolio in Vanguard's high yield fund, just below the Admiral level. This is in a taxable account, and I actually have a small loss on most of the holding.I have tax advantaged accounts, but they're not at VG. I'm considering making a few changes to my bond ...
by SlowMovingInvestor
Wed Jan 03, 2018 9:38 am
Forum: Personal Finance (Not Investing)
Topic: Ally Bank 11 month [No-Penalty CD]
Replies: 382
Views: 30788

Re: Ally Bank 11 month [No-Penalty CD]

I was on hold for 2 hrs last night before getting them to close my old 1.5% CDs and reopen new CDs. Unfortunately, the 1.75% rate ended at midnight, and the hold took me beyond that time. The CSR promised to send her supervisor(s) a note about giving me the 1.75% rate instead, so let's see what happ...
by SlowMovingInvestor
Tue Jan 02, 2018 2:53 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 769
Views: 129620

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Earl Lemongrab wrote:
Tue Jan 02, 2018 2:12 pm
Accounts take like ten minutes to open online, less if you already have an account.
My issue is more multiple 1099s from the same broker at tax time, which can be a bit of a logistical pain (unless it's tax advantaged accounts, where this issue doesn't arise).
by SlowMovingInvestor
Tue Jan 02, 2018 1:27 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 769
Views: 129620

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

TDAm offers a standard bonus: https://www.tdameritrade.com/offer/2500/index.html?cid=MIXSTNRET131283220620378668639002 I kinda wish I hadn't signed up for Etrade, since I prefer to consolidate at TDAM (although it is annoying that I have to open new accounts to get bonuses, rather than add to exist...
by SlowMovingInvestor
Tue Jan 02, 2018 6:37 am
Forum: Investing - Help with Personal Investments
Topic: Recharacterizing IRAs
Replies: 4
Views: 444

Re: Recharacterizing IRAs

I think I found an answer to my question regarding how earnings are determined in the event of a recharacterization. There is an IRS formula https://www.irs.gov/pub/irs-drop/n-00-39.pdf Net Income = Contribution * (Adjusted Closing Balance - Adjusted Opening Balance)/Adjusted Opening Balance The for...
by SlowMovingInvestor
Mon Jan 01, 2018 5:48 pm
Forum: Investing - Help with Personal Investments
Topic: Recharacterizing IRAs
Replies: 4
Views: 444

Re: Recharacterizing IRAs

If you recharacterize a regular contribution as a contribution to a different type IRA, there are no current taxes due. This is not a conversion. Assume you contribute to TIRA, and the contribution grows $500 before you recharacterize it as a Roth contribution. Those earnings transfer to the Roth a...
by SlowMovingInvestor
Mon Jan 01, 2018 5:35 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 769
Views: 129620

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

TDAm offers a standard bonus: https://www.tdameritrade.com/offer/2500/index.html?cid=MIXSTNRET131283220620378668639002 I kinda wish I hadn't signed up for Etrade, since I prefer to consolidate at TDAM (although it is annoying that I have to open new accounts to get bonuses, rather than add to existi...
by SlowMovingInvestor
Mon Jan 01, 2018 1:58 am
Forum: Investing - Help with Personal Investments
Topic: Recharacterizing IRAs
Replies: 4
Views: 444

Recharacterizing IRAs

My wife and I file MFJ and our combined income has made us ineligible to contribute to anything but a non deductible IRA in previous years. I expect our income to be lower in 2018. I may actually be eligible to contribute to a Roth IRA. I'm not sure at this point -- depends on how much full time wor...
by SlowMovingInvestor
Sun Dec 31, 2017 9:55 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 769
Views: 129620

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Call ETrade. The “retirement bonus” is usually just advertising as it’s time to think about taxes and IRAs. Generally it’s just money to the brokerage. They don’t care if it’s tagged as IRA or taxable. I’ve never seen them NOT give the bonus to taxable accounts that was offered to IRA accounts Prob...
by SlowMovingInvestor
Sun Dec 31, 2017 8:31 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 769
Views: 129620

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Not sure if it's a public offer, but Etrade sent me a bonus offer -- standard terms (500 for 100K, 1000 for 250K, 2500 for 1M). 6 month holding period, but don't seem to be any free trades. And Etrades commission fee ETFs and funds aren't great (they even dropped NOSIX). ETrade is pretty expensive ...
by SlowMovingInvestor
Sun Dec 31, 2017 5:33 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 769
Views: 129620

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Not sure if it's a public offer, but Etrade sent me a bonus offer -- standard terms (500 for 100K, 1000 for 250K, 2500 for 1M). 6 month holding period, but don't seem to be any free trades. And Etrades commission fee ETFs and funds aren't great (they even dropped NOSIX). ETrade is pretty expensive ...
by SlowMovingInvestor
Mon Dec 25, 2017 11:17 pm
Forum: Investing - Help with Personal Investments
Topic: REIT or No REIT
Replies: 85
Views: 7501

Re: REIT or No REIT

fmhealth wrote:
Mon Dec 25, 2017 5:26 pm
It appears that the new tax plan will actually have a very favorable impact on REITS.

https://seekingalpha.com/article/413351 ... form?ifp=0
Does this favorable tax treatment also hold for REIT mutual funds ? What about international REIT mutual funds (like VNQI) ?
by SlowMovingInvestor
Thu Dec 21, 2017 8:21 pm
Forum: Investing - Help with Personal Investments
Topic: ETF at Merril Edge
Replies: 38
Views: 1501

Re: ETF at Merril Edge

Me am milking ME much more than ME is milking me :)

The only minor gripe I have with them is that their highest yield MMF is not available as a sweep account in an IRA. But many discount brokerages (Etrade, TDAM) don't have good MM options either.
by SlowMovingInvestor
Thu Dec 21, 2017 8:11 pm
Forum: Personal Finance (Not Investing)
Topic: Please Post Tax Bill Questions Here [was Tax Bill Omnibus Thread]
Replies: 878
Views: 48471

Re: Tax Bill Omnibus Thread

...Prepaid remaining 2017 real estate taxes. 3rd and 4th quarter bills are available (tax collector emailed me the bill being mailed next week), but not past due until 2/1/2018, and 5/1/2018 (live in MA). The deduct-ability of this prepayment appears to be a gray area at this time, but figured even...
by SlowMovingInvestor
Thu Dec 21, 2017 9:09 am
Forum: Personal Finance (Not Investing)
Topic: Please Post Tax Bill Questions Here [was Tax Bill Omnibus Thread]
Replies: 878
Views: 48471

Re: Tax Bill Omnibus Thread

I've upped exemptions to the maximum (which was 99 in my payroll system) at times to get 0 withholding from paychecks when I had paid enough to reach safe harbor. I don't really understand why there should be any angst over not having withholding absolutely right come Jan 1 -- one has all year (or ...
by SlowMovingInvestor
Thu Dec 21, 2017 8:48 am
Forum: Personal Finance (Not Investing)
Topic: Please Post Tax Bill Questions Here [was Tax Bill Omnibus Thread]
Replies: 878
Views: 48471

Re: Tax Bill Omnibus Thread

How can you submit a new W4 in Jan when it appears there will be no legal W4s to submit? Must get done before year end then. I submitted a new W4 yesterday. I'm strongly considering this action myself. I'd rather be headed towards an underpayment right now and then have to add extra withholding a l...
by SlowMovingInvestor
Thu Dec 21, 2017 4:14 am
Forum: Personal Finance (Not Investing)
Topic: Donor Advised Fund if your tax circumstances will change in the future
Replies: 75
Views: 4942

Re: Donor Advised Fund if your tax circumstances will change in the future

If you open a DAF at Fido, can you transfer specific share lots (highly appreciated ones) from a holding in another Fido account ? I did try a trial run with 2 Fido (non DAF accounts), and it didn't seem to give me any way to pick a specific lot from which to take the shares. You absolutely can mak...