Search found 804 matches

by SlowMovingInvestor
Sun Oct 14, 2018 10:38 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1226
Views: 213194

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

It looks like PNC Brokerage is offering a $1,500 bonus for opening a new account and maintaining a $500,000 balance. Sounds good on the surface. Anyone have any experience with it or knowledge about the details? Interesting. Thanks for pointing that out. It includes IRAs. I might do it. I hate the ...
by SlowMovingInvestor
Thu Oct 11, 2018 10:21 am
Forum: Investing - Theory, News & General
Topic: Emerging Market Bond Funds
Replies: 45
Views: 2386

Re: Emerging Market Bond Funds

VWOB only down -0.2% today while the rest of the market (especially tech) is getting wacked. Did a backtest on FNMIX, during the dotcom crash in 2000 it did not miss a beat. Could emerging market bonds be the perfect antidote to the impending tech crash? Was it around in 1998 and if so, how did it ...
by SlowMovingInvestor
Thu Oct 11, 2018 10:17 am
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 753
Views: 73488

Re: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)

I'm doing a little TLH, and plan to buy a Fido total market index fund. I'm wondering whether to go with FSTVX (Fidelity® Total Market Index Fund) -- ER 0.015% or FZROX (Fidelity Zero Total Market). FZROX has $1B in assets, which is pretty good for this short period. The ER difference is miniscule. ...
by SlowMovingInvestor
Thu Oct 11, 2018 9:24 am
Forum: Investing - Theory, News & General
Topic: Emerging Market Bond Funds
Replies: 45
Views: 2386

Re: Emerging Market Bond Funds

Should these be held in taxable or tax deferred accounts? Does the foreign tax credit compensate for the high yield taxed as income? If you hold EM government bonds, then I think they are rarely, if ever, subject to foreign taxes. I don't recollect EMB ever passing through a foreign tax credit. So ...
by SlowMovingInvestor
Wed Oct 10, 2018 5:11 am
Forum: Investing - Theory, News & General
Topic: Sears, a 125 year old company is now a penny stock.
Replies: 108
Views: 12274

Re: Sears, a 125 year old company is now a penny stock.

There's an article in the WSJ that Sears is filing for bankruptcy.

https://www.wsj.com/articles/sears-hire ... 1539136189

Not surprising to anyone who's visited a Sears store recently.
by SlowMovingInvestor
Tue Oct 09, 2018 3:14 pm
Forum: Investing - Theory, News & General
Topic: Emerging Market Bond Funds
Replies: 45
Views: 2386

Re: Emerging Market Bond Funds

Good new article from Vanguard here: https://advisors.vanguard.com/iwe/pdf/ISGEMB.pdf?EXCMPGN=EX:EM:FAS:010117:ADVISOR:DIGEST:EMAIL:ET:2017 Somw points they make: investors are advised to examine the case for adding non-market-cap-weighted emerging-market fixed income to their portfolio That would ...
by SlowMovingInvestor
Sun Oct 07, 2018 5:32 pm
Forum: Investing - Help with Personal Investments
Topic: Long or medium bonds
Replies: 88
Views: 5464

Re: Long or medium bonds

Which type of bonds will best counteract a stock market drop in the future depends on the reasons for the stock market drop. Using volatile securities to counterbalance the declines of other volatile securities always sounds like a neat idea until it fails to work. Very nicely put. I find it a litt...
by SlowMovingInvestor
Sat Oct 06, 2018 2:33 pm
Forum: Investing - Theory, News & General
Topic: Fidelity and Schwab
Replies: 0
Views: 304

Fidelity and Schwab

2 long, but interesting articles on Fido and Schwab this week in Barrons and Businessweek Fido: https://www.barrons.com/articles/fidelity-is-thriving-heres-what-it-needs-to-keep-thriving-1538786334?mod=hp_LEAD_1 FMR’s revenue hit a record $18.2 billion in 2017, up nearly 14% from the prior year. Ass...
by SlowMovingInvestor
Sun Sep 30, 2018 10:20 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Admiral --> Investor
Replies: 3
Views: 874

Re: Vanguard Admiral --> Investor

Here's a thread on downgrading to investor shares: https://www.bogleheads.org/forum/viewtopic.php?t=95604 What fund is it? Is there a similar fund you could use? Is the higher ER still worth it? Thanks for the thread, but it is a little old, so Vanguard's current policies are unclear. The fund is V...
by SlowMovingInvestor
Sat Sep 29, 2018 8:06 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Private Client Group
Replies: 45
Views: 7550

Re: Fidelity Private Client Group

Agree with that. Also, only took a quick look, but it appears they won’t use index based funds if you have over $3 million under management. That’s annoying. I guess they figure there is more to be made in fees and charges off the larger accounts with the appearance of being more sophisticated in t...
by SlowMovingInvestor
Sat Sep 29, 2018 6:36 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Private Client Group
Replies: 45
Views: 7550

Re: Fidelity Private Client Group

Agree with that. Also, only took a quick look, but it appears they won’t use index based funds if you have over $3 million under management. That’s annoying. I guess they figure there is more to be made in fees and charges off the larger accounts with the appearance of being more sophisticated in t...
by SlowMovingInvestor
Sat Sep 29, 2018 8:19 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Admiral --> Investor
Replies: 3
Views: 874

Vanguard Admiral --> Investor

I have a balance ($70K +) in a Vanguard Admiral fund ($50,000 min for Admiral) that I want to draw down to get my AA right. I've calculated that I would probably need to draw down enough that the balance in the fund would be < $30K. This Admiral Fund is not convertible to an ETF. When does Vanguard ...
by SlowMovingInvestor
Fri Sep 28, 2018 5:24 pm
Forum: Investing - Theory, News & General
Topic: BlackRock Bond ETFs LQD and USIG
Replies: 4
Views: 252

BlackRock Bond ETFs LQD and USIG

This story is interesting: https://www.bloomberg.com/news/articles/2018-09-28/blackrock-is-the-winner-and-loser-in-this-bond-etf-fee-fight?srnd=premium describes how likely a large investor pulled a lot of money (possibly as much $1B) from IShares LQD ( iShares iBoxx Investment Grade Corporate Bond ...
by SlowMovingInvestor
Tue Sep 25, 2018 10:23 am
Forum: Investing - Help with Personal Investments
Topic: REIT ETFs in Taxable Account: To sell or not ?
Replies: 23
Views: 1746

Re: REIT ETFs in Taxable Account: To sell or not ?

I did not have tax advantaged space available Can anyone explain this in greater detail to me? Does it mean that OP has a brokerage account and an IRA and, at the time, couldn't purchase the REIT ETFs within his/her IRA due to the contributions limit? Or am I totally off base? Genuinely trying to l...
by SlowMovingInvestor
Tue Sep 25, 2018 10:15 am
Forum: Investing - Theory, News & General
Topic: Digging deeper on advisability of Roth Conversions
Replies: 37
Views: 3238

Re: Digging deeper on advisability of Roth Conversions

There is one more factor associated with doing a conversion now -- you've essentially taken out the risk of a future tax increase when you want to withdraw. True, you've also removed the benefit of a potential future tax cut, but it still seems to me that removing that potential uncertainty is wort...
by SlowMovingInvestor
Mon Sep 24, 2018 5:14 pm
Forum: Investing - Theory, News & General
Topic: Digging deeper on advisability of Roth Conversions
Replies: 37
Views: 3238

Re: Digging deeper on advisability of Roth Conversions

There is one more factor associated with doing a conversion now -- you've essentially taken out the risk of a future tax increase when you want to withdraw. True, you've also removed the benefit of a potential future tax cut, but it still seems to me that removing that potential uncertainty is worth...
by SlowMovingInvestor
Mon Sep 24, 2018 9:54 am
Forum: Investing - Help with Personal Investments
Topic: REIT ETFs in Taxable Account: To sell or not ?
Replies: 23
Views: 1746

Re: REIT ETFs in Taxable Account: To sell or not ?

Thanks for the comments, and for the spreadsheet link. I really don't have that many tax losses to use up. OTOH, I just realized that I have around a 7% embedded gain in VWEHX (Vanguard High Yield Corporate), with a 5.63% yield. With the smaller emebdded gain and the larger payout, this fund is my n...
by SlowMovingInvestor
Sun Sep 23, 2018 8:00 pm
Forum: Investing - Help with Personal Investments
Topic: What is right place for MLPs in portfolios?
Replies: 12
Views: 739

Re: What is right place for MLPs in portfolios?

If UBTI is below $1000, then there isn't a filing requirement for holding MLPs in an IRA.

I do hold some private equity LPs in my IRA (Blackstone, Apollo, KKR etc.). They have done reasonably well, and distribute only small amounts of UBTI.
by SlowMovingInvestor
Sun Sep 23, 2018 7:26 pm
Forum: Investing - Help with Personal Investments
Topic: REIT ETFs in Taxable Account: To sell or not ?
Replies: 23
Views: 1746

REIT ETFs in Taxable Account: To sell or not ?

I hold 2 REIT ETFs in a taxable account (when I bought them, I did not have tax advantaged space available). Both have embedded LT capital gains VNQ (Vanguard Real Estate ETF) Yield: 3,68% -- Embedded LT capital gains of around 62% VNQI (Vanguard International Real Estate ETF) Yield 3.39% -- Embedde...
by SlowMovingInvestor
Thu Sep 20, 2018 8:07 am
Forum: Investing - Help with Personal Investments
Topic: VGT vs QQQ
Replies: 7
Views: 916

Re: VGT vs QQQ

VGT doesn't have Amazon, if you care.
by SlowMovingInvestor
Wed Sep 19, 2018 11:29 am
Forum: Investing - Theory, News & General
Topic: Are TIPS yields good yet?
Replies: 15
Views: 1503

Re: Are TIPS yields good yet?

I like STIP (iSHARES 0 TO 5 YEAR TIPS BOND) ETF

Expense Ratio: 0.06%
Duration: 2.72
by SlowMovingInvestor
Mon Sep 17, 2018 2:16 pm
Forum: Personal Consumer Issues
Topic: How to tell when a Mango is ripe?
Replies: 19
Views: 1261

Re: How to tell when a Mango is ripe?

I bought a Mango last Monday and it was hard as a rock. Today it is a bit softer when I press on it but how soft should it feel to be fully ripe? I want to use it for a hot sauce I am going to make and don't want to cut it until it is ripe and flavorful. I know how to tell on a peach, I seldom buy ...
by SlowMovingInvestor
Sun Sep 16, 2018 8:30 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Advisor suggesting 7 Bond funds for my 40%
Replies: 44
Views: 5312

Re: Vanguard Advisor suggesting 7 Bond funds for my 40%

PFInterest wrote:
Sun Sep 16, 2018 12:22 pm
With 60% stocks unlikely to need tips.
Not to go off on a tangent here, but could you expand on this comment ? Is the assumption that stocks provide sufficient inflation hedging that you don't need any TIPs ?
by SlowMovingInvestor
Fri Sep 14, 2018 5:12 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1226
Views: 213194

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

I don't know why you'd assume that. Why isn't a "Brokerage account" an investment product? We'll have to wait and see until they actually show the offer terms. Most people are assuming that ETF's are valid, similar to the Bank of America/Merrill Edge status. Yes, that is one possible interpretation...
by SlowMovingInvestor
Fri Sep 14, 2018 1:31 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1226
Views: 213194

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

So I read this about what's considered qualifying deposits for Chase Sapphire Certain retirement money market accounts and investment and annuity products offered by JPMorgan Chase & Co. or its affiliates and agencies That seems like you'd need to be invested in Chase's products (which are typically...
by SlowMovingInvestor
Fri Sep 14, 2018 1:06 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1226
Views: 213194

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Chase is the latest player. Beginning next month, it has "Sapphire Banking" which will have a 60,000 Rewards Points bonus for bringing $75k 60k Ultimate Rewards can be redeemed for $600 in cash or $900 in travel purchases. https://www.cnbc.com/2018/09/13/jpmorgan-offers-sapphire-card-users-60000-po...
by SlowMovingInvestor
Thu Sep 13, 2018 6:14 am
Forum: Investing - Help with Personal Investments
Topic: Any issues keeping <$1MIL in VMFXX (Money Market Fund)?
Replies: 21
Views: 2978

Re: Any issues keeping <$1MIL in VMFXX (Money Market Fund)?

Try VUSXX Vanguard Treasury money market. 1.97% yield, only slightly below VMFXX (2.09%). And state tax free, so effective yield in a high tax state will be higher.

VUSXX should be safer than FDIC accounts.
by SlowMovingInvestor
Wed Sep 12, 2018 2:04 pm
Forum: Personal Finance (Not Investing)
Topic: Lab test prices - exasperating!
Replies: 101
Views: 5988

Re: Lab test prices - exasperating!

Quest bills something around $200 for people without insurance, and if your insurance company doesn't consider a test medically necessary, you are effectively without insurance for that test. Is that really the case ? My impression was that if you go to an in network lab, even if your insurance com...
by SlowMovingInvestor
Tue Sep 11, 2018 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: Lab test prices - exasperating!
Replies: 101
Views: 5988

Re: Lab test prices - exasperating!

If you only go to in network labs, then they typically cannot bill you extra if the test is denied. I admit that sometimes it's hard to do when doctors send samples to out of network labs.
by SlowMovingInvestor
Tue Sep 11, 2018 9:06 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1226
Views: 213194

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

The $1000 Merrill Edge offer is available for attendees of the San Francisco Money Show: https://www.merrilledge.com/offers/1000offer?oc=1-czu38v&cm_mmc=gwm-selfdirectedbrokerage-_-dm-_-g221lt0007_vanity_offer1000-_-direct_mail_vanity In the past attendance has not been enforced. Thankyou. I'm cons...
by SlowMovingInvestor
Mon Sep 10, 2018 3:46 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1226
Views: 213194

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

The basic Merrill Edge offer is 90 days. https://www.merrilledge.com/cmaoffer Thanks Yes, I just got out of ME after receiving bonus and looking for the next bonus. BTW, I got $1000 each for two 250k non IRA accounts held for 1 year. Did you have to call and ask ME for that offer ? I realize that w...
by SlowMovingInvestor
Mon Sep 10, 2018 3:43 pm
Forum: Investing - Help with Personal Investments
Topic: Investing in 5G Wireless
Replies: 46
Views: 2862

Re: Investing in 5G Wireless

According to the WSJ today, Chinese companies such as Huawei are dominating 5G right now.

https://www.wsj.com/articles/the-5g-rac ... 1536516373
by SlowMovingInvestor
Mon Sep 10, 2018 11:17 am
Forum: Investing - Theory, News & General
Topic: STIP (Short Term TIP) yield vs TIP
Replies: 15
Views: 1194

Re: STIP (Short Term TIP) yield vs TIP

Coming back to this thread, one month later and we have iShares STIP ( 0 TO 5 YEAR TIPS BOND) : SEC Yield: 2.34% Duration: 2.75 yrs Whereas for iShares TIP SEC Yield: 2.19% Duration: 7.59 years. I know that TIP fund/ETF SEC yield is sometimes not totally representative (as mentioned earlier), but th...
by SlowMovingInvestor
Sat Sep 08, 2018 7:41 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1226
Views: 213194

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

The Merrill edge offer is still current I was asking about the $1000 bonus the poster mentioned. That would be better than any current bonus for 250K. Of course, the poster was enrolled in the bonus one year back, so it might not be currently available. ME does have $900 bonuses at times for $200K,...
by SlowMovingInvestor
Sat Sep 08, 2018 6:13 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1226
Views: 213194

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Hi all, Looking for brokerage bonus for non IRA account. The shortest holding period I found was E-trade with 6 months. Any other banks that I missed with similar holding period? Thanks The basic Merrill Edge offer is 90 days. https://www.merrilledge.com/cmaoffer Thanks Yes, I just got out of ME af...
by SlowMovingInvestor
Sat Sep 08, 2018 5:03 pm
Forum: Investing - Theory, News & General
Topic: D. E. Shaw fund prospectus - would you invest?
Replies: 35
Views: 2242

Re: D. E. Shaw fund prospectus - would you invest?

On a related note, I happened to read this book recently https://www.amazon.com/Bad-Paper-Chasing-Street-Underworld-ebook/dp/B00J6TUZFG It's about debt collection -- buying and selling of debts, and then working the debt. These are lower quality loans than student loans, but still -- lots of dubious...
by SlowMovingInvestor
Sat Sep 08, 2018 4:38 pm
Forum: Investing - Theory, News & General
Topic: D. E. Shaw fund prospectus - would you invest?
Replies: 35
Views: 2242

Re: D. E. Shaw fund prospectus - would you invest?

Just 2 mins back I put down my book to check Bogleheads forum and this is the first post I saw. The book is called When Genius Failed: The Rise and Fall of Long Term Capital Management. The book describes how a hedge fund managed by the best minds, including Harvard profs and a former central banke...
by SlowMovingInvestor
Sat Sep 08, 2018 8:10 am
Forum: Investing - Theory, News & General
Topic: D. E. Shaw fund prospectus - would you invest?
Replies: 35
Views: 2242

Re: D. E. Shaw fund prospectus - would you invest?

Haha, so much skepticism! But of course not unexpected. Let's see how this investment decision turned out, shall we? After the pitch was made to the pension fund in January 2014, they committed $45M to invest. As of March 2018, this position (net of all fees) has earned an IRR of 8.1% (http://sdcer...
by SlowMovingInvestor
Fri Sep 07, 2018 7:04 pm
Forum: Investing - Theory, News & General
Topic: D. E. Shaw fund prospectus - would you invest?
Replies: 35
Views: 2242

Re: D. E. Shaw fund prospectus - would you invest?

What kind of interest rates do these loans have to have to make 8% returns? What is the long term default rate? What is the cost of aggressive collections? There's that expression about getting blood out of a stone... I see they're basically getting paid 1-1.5% AUM, irrespective of how the investor...
by SlowMovingInvestor
Fri Sep 07, 2018 7:03 pm
Forum: Investing - Theory, News & General
Topic: D. E. Shaw fund prospectus - would you invest?
Replies: 35
Views: 2242

Re: D. E. Shaw fund prospectus - would you invest?

The fee is actually a little lower than one might expect from hedge funds 1- 1.5% (rather than 2%) and actually taking the 20% carry only after 8%. But still high, and not sure how this fits into DE Shaw's trading competencies. I remember how Third Avenue Focused Credit Fund picked up iliquid debt s...
by SlowMovingInvestor
Fri Sep 07, 2018 6:57 am
Forum: Investing - Help with Personal Investments
Topic: Changing Bond Market ETFs
Replies: 4
Views: 546

Re: Changing Bond Market ETFs

I didn't explain the reason I wanted to change out of SPDR ETFs. Even if they track the same index, I prefer to keep fewer ETFs just to make management easier. Also, I prefer more liquid ETFs. The SPDR fixed income ETFs have picked up assets since TDAM started pushing them, but they're still well be...
by SlowMovingInvestor
Thu Sep 06, 2018 8:45 pm
Forum: Investing - Help with Personal Investments
Topic: Changing Bond Market ETFs
Replies: 4
Views: 546

Changing Bond Market ETFs

I have some S&P Bond fund ETFs in an IRA at TDAM. I bought them when TDAM stopped offering most iShares and Vanguard bond ETFs commission free. I own SPAB (SPDR Lehman Aggregate Bond ETF) in an IRA at TDAM. It's a broad market bond index. Now I have some free trades in my TDAM account, and was think...
by SlowMovingInvestor
Wed Aug 29, 2018 7:38 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1226
Views: 213194

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

The one place I had trouble with basis was doing a VG MF to ETF conversion prior to a transfer. I called VG and complained, fixed in 2 days or so. I asked for 2 MFs to be converted to ETFs, and one converted properly. The other used the cost basis from the 1st MF to ETF conversion !! I think some p...
by SlowMovingInvestor
Mon Aug 27, 2018 3:19 pm
Forum: Personal Consumer Issues
Topic: Sell highly-technical books or hold onto (somewhat unreal) fantasy that I'll read them
Replies: 16
Views: 1051

Re: Sell highly-technical books or hold onto (somewhat unreal) fantasy that I'll read them

I sold a number of old textbooks my wife was keeping so she could finish her AA. Got a few hundred dollars from Amazon and eBay for not much work. The rest I threw in the recycle bin. These were current editions, right ? Value drops dramatically once a new edition is released. No a number of them w...
by SlowMovingInvestor
Mon Aug 27, 2018 2:04 pm
Forum: Personal Consumer Issues
Topic: Sell highly-technical books or hold onto (somewhat unreal) fantasy that I'll read them
Replies: 16
Views: 1051

Re: Sell highly-technical books or hold onto (somewhat unreal) fantasy that I'll read them

Hypersion wrote:
Mon Aug 27, 2018 1:54 pm
I sold a number of old textbooks my wife was keeping so she could finish her AA. Got a few hundred dollars from Amazon and eBay for not much work. The rest I threw in the recycle bin.
These were current editions, right ? Value drops dramatically once a new edition is released.
by SlowMovingInvestor
Mon Aug 27, 2018 10:15 am
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1226
Views: 213194

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

The one place I had trouble with basis was doing a VG MF to ETF conversion prior to a transfer. I called VG and complained, fixed in 2 days or so. I asked for 2 MFs to be converted to ETFs, and one converted properly. The other used the cost basis from the 1st MF to ETF conversion !! I think some pa...
by SlowMovingInvestor
Thu Aug 23, 2018 8:07 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1226
Views: 213194

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

Is there any disadvantage (other than the fee) to doing a full transfer ? This is an IRA, so I really don't need account statements (but I'll save them anyway). If you don't mind having access to the account shut off, no. I generally do a full transfer because brokers will reimburse the fees, so I ...
by SlowMovingInvestor
Thu Aug 23, 2018 6:21 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1226
Views: 213194

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

About to initiate a transfer from TDAM to another firm. I have a lot of small holdings at TDAM in that account (the result of TDAMs ETF changes last year), and would prefer not to initiate a partial transfer simply because it's cumbersome. But if I do a full transfer, will TDAM charge the full tran...
by SlowMovingInvestor
Thu Aug 23, 2018 4:54 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 1226
Views: 213194

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

About to initiate a transfer from TDAM to another firm. I have a lot of small holdings at TDAM in that account (the result of TDAMs ETF changes last year), and would prefer not to initiate a partial transfer simply because it's cumbersome. But if I do a full transfer, will TDAM charge the full trans...
by SlowMovingInvestor
Thu Aug 23, 2018 9:10 am
Forum: Personal Finance (Not Investing)
Topic: Starwood Preferred Luxury Amex Card
Replies: 3
Views: 440

Re: Starwood Preferred Luxury Amex Card

David Jay wrote:
Thu Aug 23, 2018 9:05 am
SlowMovingInvestor wrote:
Thu Aug 23, 2018 8:22 am
$300K credit for charges at SPG properties, but it doesn't apply to room charge.
Wow, that's a lot of booze...
:) $300. Still a lot of incidental charges, since I rarely spend anything at SPG properties other than for room rent (breakfast is normally free).