Search found 130 matches

by limeyx
Sun Feb 11, 2018 9:59 pm
Forum: Investing - Theory, News & General
Topic: How does one emotionally keep it together during market swings?
Replies: 70
Views: 4109

Re: How does one emotionally keep it together during market swings?

GrayS26 wrote:
Sun Feb 11, 2018 3:59 pm
thanks
Don't look or watch the news ?
by limeyx
Sun Feb 11, 2018 6:41 pm
Forum: Investing - Help with Personal Investments
Topic: I didn't tax-loss harvest this month, did you?
Replies: 86
Views: 4914

Re: I didn't tax-loss harvest this month, did you?

I haven't yet, but I might. The loss amounts are too small. Yeah it just doesn't seem worth it for losses of around $2K-3K I guess it depends on your marginal tax rate, federal and state. It's definitely worth it to me, especially since it only takes a few clicks. The problem is that volatility is ...
by limeyx
Sat Feb 10, 2018 1:48 pm
Forum: Investing - Help with Personal Investments
Topic: I didn't tax-loss harvest this month, did you?
Replies: 86
Views: 4914

Re: I didn't tax-loss harvest this month, did you?

randomizer wrote:
Sat Feb 10, 2018 12:04 pm
I haven't yet, but I might. The loss amounts are too small.
Yeah it just doesn't seem worth it for losses of around $2K-3K
by limeyx
Sat Feb 10, 2018 12:42 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5600
Views: 1264882

Re: U.S. stocks in freefall

fishandgolf wrote:
Sat Feb 10, 2018 11:02 am
:!: Poof....lost a comma......just like that.... gone.......... :shock: Gosh.....I miss that second comma........... :(
Was it an Oxford one ?
by limeyx
Sat Feb 10, 2018 12:19 pm
Forum: Investing - Theory, News & General
Topic: Day trading for a living/career?
Replies: 95
Views: 6628

Re: Day trading for a living/career?

The stock market has risen for the last 10 years. Even an “average” trader could probably make some money (minus fees of course). That works great until it doesn’t (see last week). Everyone who was trading stocks on margin in the 1920s looked like a genius... ...until the market crashed. Yeah but (...
by limeyx
Fri Feb 09, 2018 7:41 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5600
Views: 1264882

Re: U.S. stocks in freefall

sreynard wrote:
Fri Feb 09, 2018 3:58 pm
This market is starting to give me motion sickness. Up, down, up, down... Urp!...
Just keep your focus on the horizon :)
by limeyx
Fri Feb 09, 2018 7:33 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5600
Views: 1264882

Re: U.S. stocks in freefall

... My only current anxiety has to do with the fact that I’ve lowered my e-fund to 6 months expenses rather than 12 so I could buy even more Listen to yourself. There’s a good chance that you’d be fine and richer in the long run by entirely dissolving your emergency fund and putting it all into sto...
by limeyx
Thu Feb 08, 2018 6:48 pm
Forum: Investing - Theory, News & General
Topic: A time to EVALUATE your jitters
Replies: 245
Views: 189507

Re: A time to EVALUATE your jitters

UpperNwGuy wrote:
Mon Feb 05, 2018 5:10 pm
eainge wrote:
Mon Feb 05, 2018 5:08 pm
Everyone have their seat belts fastened?
Yes, indeed!
Going on vacation for 2 weeks with no intent to check until I get back
by limeyx
Thu Feb 08, 2018 1:56 am
Forum: Investing - Help with Personal Investments
Topic: "Family View" at vanguard.com
Replies: 11
Views: 1376

Re: "Family View" at vanguard.com

dokeeffe wrote:
Wed Feb 07, 2018 10:53 pm
Thanks for all the replies, I was able to find the relevant page on the site and make the changes online.
yeah this was great. Worked perfectly for me. Been meaning to set this up for a while and this was the push I needed !
by limeyx
Tue Feb 06, 2018 7:19 pm
Forum: Personal Consumer Issues
Topic: shall I buy Toyota prepaid maintenance service for 2018 Camry
Replies: 37
Views: 3091

Re: shall I buy Toyota prepaid maintenance service for 2018 Camry

All of this is free if I take it to the dealer I bought it from for the work. If I take it to another dealer, it's only good for 2 years. That's a great additional benefit. I'll bet that the dealer pays for that. I agree that it's a good benefit to ask for even if it is not offered. The 2Year/25K m...
by limeyx
Tue Feb 06, 2018 2:24 am
Forum: Investing - Help with Personal Investments
Topic: Stay the course? Edited to Staying the course!
Replies: 22
Views: 2178

Re: Stay the course? Edited to Staying the course!

harrychan wrote:
Tue Feb 06, 2018 12:26 am
Please...

I have a friend who pulled EVERYTHING out of his 401k in 2008 citing the losses. He has yet to go back "in".

:|
Wouldn't hurt if he chose to do it now :)
by limeyx
Tue Feb 06, 2018 1:01 am
Forum: Investing - Help with Personal Investments
Topic: Anyone tired of the stock market going up?
Replies: 309
Views: 30390

Re: Anyone tired of the stock market going up?

whodidntante wrote:
Tue Feb 06, 2018 12:14 am
Feeling better now?
Haha, that's definitely "fixed"
by limeyx
Mon Feb 05, 2018 6:22 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5600
Views: 1264882

Re: U.S. stocks in freefall

Frequency and severity of these flash crashes do make me wonder about the dark side of passive investing in index funds, which is buying good as well as bad companies all at once, kind of mindlessly. Being in for the free ride without doing almost any work. Just riding for free in someone else's ca...
by limeyx
Mon Feb 05, 2018 6:17 pm
Forum: Personal Consumer Issues
Topic: Washer/Dryer longevity ?
Replies: 69
Views: 5793

Re: Washer/Dryer longevity ?

It would appear that the heating element on the dryer has finally gone out and I'm inclined to buy new separate units for both the washer and dryer. Are you sure it's the heating element and not a thermal fuse? When my dryer stopped heating, it was the fuse. Once that was replaced, it has worked fi...
by limeyx
Mon Feb 05, 2018 5:04 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5600
Views: 1264882

Re: U.S. stocks in freefall

selters wrote:
Mon Feb 05, 2018 3:25 pm
Today will be the worst day ever for the Dow Jones index: https://en.wikipedia.org/wiki/List_of_l ... al_Average

But is it a really bad day?
Well, it isn't a Friday so....I guess it could be
by limeyx
Mon Feb 05, 2018 5:02 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5600
Views: 1264882

Re: U.S. stocks in freefall

It's official. You dip-buyers stepping up or are you hiding under the covers?? STOCK ROUT IN FULL FORCE, DOW IN FREE FALL DOWN MORE THAN 1,000 POINTS Put in $40K today ($20 from selling off my final individual stocks and $20K from some bonds I'd been considering selling) => This now means we will h...
by limeyx
Mon Feb 05, 2018 1:06 pm
Forum: Personal Consumer Issues
Topic: Ever Thought of Suing (or Sued) A Waterproofing Company?
Replies: 20
Views: 1536

Re: Ever Thought of Suing (or Sued) A Waterproofing Company?

Water in basement problems are mainly a matter of drainage around the building and not fixable by so called waterproofing. There really isn't any such thing as waterproofing a basement short perhaps of having built the house inside a metal container with no leaks. Advice to consult an independent e...
by limeyx
Mon Feb 05, 2018 12:11 pm
Forum: Investing - Theory, News & General
Topic: Being a Disciplined Investor - How do you avoid temptations?
Replies: 41
Views: 2716

Re: Being a Disciplined Investor - How do you avoid temptations?

We all know the importance of being a discipline investor but what are the tricks you use to stay discipline. Because of my age and length of time I have before retirement my portfolio consists of Index funds. I have 75% in VTSAX, 20% in VGTSX and 5% in VEMIX. But from time to time I find myself wa...
by limeyx
Mon Feb 05, 2018 12:02 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5600
Views: 1264882

Re: U.S. stocks in freefall

I just put in a bunch of buy orders for Monday. So ... of course it will keep going down :) Yeah same here.. Good thing I dca.. But never fails.. As soon as I bought my bonds 6 years ago.. Bam! As soon as I buy equities.. Bam! Oh well Yup, all orders went through and of course everything is already...
by limeyx
Mon Feb 05, 2018 12:00 pm
Forum: Investing - Theory, News & General
Topic: Being a Disciplined Investor - How do you avoid temptations?
Replies: 41
Views: 2716

Re: Being a Disciplined Investor - How do you avoid temptations?

OK, confess if you made money or lost money by not being a disciplined investor. Livesoft , I have had mixed results, but definitely more negative results than positive results. I have learnt my lessons. :oops: I had some positive results with what was effectively play money (my old financial advis...
by limeyx
Mon Feb 05, 2018 1:35 am
Forum: Personal Consumer Issues
Topic: Potential employer wants me to give offer - how to respond?
Replies: 63
Views: 5734

Re: Potential employer wants me to give offer - how to respond?

I recently interviewed with Megacorp, and things have gone well. They have said they'd like to make an offer. However, instead of making an offer, they asked "what it would take" for me to join. Essentially, they want me to throw out the first offer. I am not sure what to say. I do not want to give...
by limeyx
Mon Feb 05, 2018 12:26 am
Forum: Local Chapters and Bogleheads Community
Topic: Forum's 11th Birthday - Feb. 19th
Replies: 27
Views: 1873

Re: Upcoming Forum Birthday (Feb. 19th)

Thank you, Mel, for your reminder of how far we have come in eleven years. I don't know anywhere else on the internet where investors, new or experienced, can receive investment information with no commercial advertising and that is free of conflict-of-interest (which pervades the investment indust...
by limeyx
Mon Feb 05, 2018 12:18 am
Forum: Personal Consumer Issues
Topic: Potential employer wants me to give offer - how to respond?
Replies: 63
Views: 5734

Re: Potential employer wants me to give offer - how to respond?

I recently interviewed with Megacorp, and things have gone well. They have said they'd like to make an offer. However, instead of making an offer, they asked "what it would take" for me to join. Essentially, they want me to throw out the first offer. I am not sure what to say. I do not want to give...
by limeyx
Sat Feb 03, 2018 1:53 pm
Forum: Investing - Theory, News & General
Topic: Amazon Stock - Can this giant be stopped?
Replies: 66
Views: 3981

Re: Amazon Stock - Can this giant be stopped?

Hey Gang, Previous lessons have taught me to invest in the Indexes and avoid individual stocks. VTSAX is 80% of my portfolio and will continue to be so. I dont ever plan to invest in individual stocks but one stock that I enjoy tracking is Amazon. I have not plans to ever purchase this giant but it...
by limeyx
Sat Feb 03, 2018 2:50 am
Forum: Investing - Help with Personal Investments
Topic: Today was a Really Bad Day
Replies: 278
Views: 46445

Re: Today was a Really Bad Day

Practically everyone is so jovial on this thread today. I get it. However, I worry a lot about everything, so I’m a little discouraged. I think I lost 9K on paper. I’ve been investing for a while, so I should know better than to cringe today. I’m holding. I’m certainly not going to buy. I wish I ha...
by limeyx
Sat Feb 03, 2018 2:48 am
Forum: Personal Consumer Issues
Topic: shall I buy Toyota prepaid maintenance service for 2018 Camry
Replies: 37
Views: 3091

Re: shall I buy Toyota prepaid maintenance service for 2018 Camry

clutchied wrote:
Thu Feb 01, 2018 8:48 am
maybe if it was a range rover...

If you want the service go for it, but you're paying for a service.
Or if it was any brand that was ever bought from an English car company :)
by limeyx
Sat Feb 03, 2018 2:46 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5600
Views: 1264882

Re: U.S. stocks in freefall

Brutal; market hasn’t been this low since January 10th, 2018. How are you guys breaking the news to loved ones? Did something happen today ? I didn't even think to mention it over dinner. Had lamb and pearl couscous, and a nice bordeaux at home - typical meal for me. Yum, I love lamb ... you are gi...
by limeyx
Fri Feb 02, 2018 11:46 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5600
Views: 1264882

Re: U.S. stocks in freefall

RBD today? Good question. I have 2k to put in between now and the end of February (50/50 VXUS and VBR as I am underweight in both). Do I do it now or do I wait.. Decisions decisions.. I have some to put in too. Probably moanday I pulled the trigger today. That means it will keep going down on Monda...
by limeyx
Fri Feb 02, 2018 7:15 pm
Forum: Personal Finance (Not Investing)
Topic: Term insurance premiums: buy now or wait a year or two
Replies: 23
Views: 825

Re: Term insurance premiums: buy now or wait a year or two

I am 48 yo with no serious medical problems and thinking about buying a 20 year term insurance. Or maybe two policies: 10 year and 20 year. Should I wait a year or so? I have two reasons: 1. The interest rates are supposed to go up this year and the FED seems to be inclined to tighten the money sup...
by limeyx
Fri Feb 02, 2018 4:55 pm
Forum: Personal Consumer Issues
Topic: shall I buy Toyota prepaid maintenance service for 2018 Camry
Replies: 37
Views: 3091

Re: shall I buy Toyota prepaid maintenance service for 2018 Camry

It is a monstrous ripoff. Your new Camry probably would only need ~3 oil changes during that 30k extension and no other maintenance. You're paying $400 per oil change. Look at the owners manual and see what the manufacturer requires. I guarantee you it's not much if anything. "So you are saying the...
by limeyx
Fri Feb 02, 2018 4:52 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5600
Views: 1264882

Re: U.S. stocks in freefall

ImmigrantSaver wrote:
Fri Feb 02, 2018 10:55 am
lostdog wrote:
Fri Feb 02, 2018 10:38 am
RBD today?
Good question. I have 2k to put in between now and the end of February (50/50 VXUS and VBR as I am underweight in both). Do I do it now or do I wait.. Decisions decisions..
I have some to put in too. Probably moanday
by limeyx
Thu Feb 01, 2018 1:59 am
Forum: Personal Consumer Issues
Topic: shall I buy Toyota prepaid maintenance service for 2018 Camry
Replies: 37
Views: 3091

Re: shall I buy Toyota prepaid maintenance service for 2018 Camry

It is a monstrous ripoff. Your new Camry probably would only need ~3 oil changes during that 30k extension and no other maintenance. You're paying $400 per oil change. Look at the owners manual and see what the manufacturer requires. I guarantee you it's not much if anything. Yup totally insane IMO...
by limeyx
Wed Jan 31, 2018 12:44 am
Forum: Personal Finance (Not Investing)
Topic: How Long For Mortgage Term?
Replies: 36
Views: 3411

Re: How Long For Mortgage Term?

15yr. Work on paying it off early 8-) We went to a 20 and some days it feels like the best decision ever, and some like a rock tied around my neck. I guess that must mean we hit the best compromise point ? I Believe You can pay that off early also. You Have to Believe :mrgreen: Working on it, and i...
by limeyx
Wed Jan 31, 2018 12:43 am
Forum: Investing - Help with Personal Investments
Topic: should I use vanguard's 2 step verification sign in
Replies: 47
Views: 5663

Re: should I use vanguard's 2 step verification sign in

If you're using 2FA, make sure its done in a more secure way... Why to use Google Authenticator over SMS/Text codes: https://www.wired.com/2016/06/hey-stop-using-texts-two-factor-authentication/ Good post. I use google authenticator on other websites and think it's great. A yubikey or RSA token wou...
by limeyx
Wed Jan 31, 2018 12:03 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5600
Views: 1264882

Re: U.S. stocks in freefall

ruralavalon wrote:
Tue Jan 30, 2018 12:34 pm
Total market is down 0.98% so far today, this is second day in a row with a loss. We are all doomed :( :wink:
For sure! Double-doomed
by limeyx
Sat Jan 27, 2018 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: How Long For Mortgage Term?
Replies: 36
Views: 3411

Re: How Long For Mortgage Term?

Toons wrote:
Sat Jan 27, 2018 6:04 am
15yr.
Work on paying it off early

8-)
We went to a 20 and some days it feels like the best decision ever, and some like a rock tied around my neck. I guess that must mean we hit the best compromise point ?
by limeyx
Sat Jan 27, 2018 1:30 pm
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 286
Views: 19417

Re: I bought a stock today - Redfin (RDFN)

TheCudder wrote:
Fri Jan 26, 2018 8:55 pm
I bought AMZN in mid-December....I'm up 19% in a little over 30 days. Perhaps OP will have the same good? Maybe?
My Amazon just went long-term and I know I *should* sell it but ... (only a tiny fraction of the portfolio ... trying to resist)
by limeyx
Sat Jan 27, 2018 1:26 pm
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 286
Views: 19417

Re: I bought a stock today - Redfin (RDFN)

livesoft wrote:
Fri Jan 26, 2018 7:56 pm
You're welcome. I did not buy a stock today.
I sold a stock that finally went long-term today (Friday). A little painful since it was up over 30% but ....
by limeyx
Thu Jan 25, 2018 10:15 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5600
Views: 1264882

Re: U.S. stocks in freefall

Personally, I would love to see a 28% drop in the S&P500. No doubt, it'll happen someday. Wonder if I'll live to see it? Was just thinking the same thing the other day. Wishing for another 40% drop. As long as I don't lose my job of course! Quicken says I made a 0.02% gain today! That's practically...
by limeyx
Thu Jan 25, 2018 1:14 pm
Forum: Investing - Theory, News & General
Topic: 401k millionaires
Replies: 158
Views: 23677

Re: 401k millionaires

I think it's a useless statistic. I've been at my job for 2 years and have $65k in my Fidelity 401k. I didn't roll over into it because the choices are S&P 500 at an awesome 0.035% and a bunch of high priced garbage otherwise. Outside the 401k, I've got a million two at Fidelity. Maybe we need a "W...
by limeyx
Thu Jan 25, 2018 9:18 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 5600
Views: 1264882

Re: U.S. stocks in freefall

S&P 500 down 28%! It's a blood bath! Personally, I would love to see a 28% drop in the S&P500. No doubt, it'll happen someday. Wonder if I'll live to see it? Was just thinking the same thing the other day. Wishing for another 40% drop. As long as I don't lose my job of course! Quicken says I made a...
by limeyx
Thu Jan 25, 2018 1:32 am
Forum: Personal Finance (Not Investing)
Topic: Dear wife quits job and now we are down to 1 income
Replies: 190
Views: 16262

Re: Dear wife quits job and now we are down to 1 income

How many kids do you and your wife want? I don't know your area, but daycare for 1 kid costs around $20k/year aftertax (maybe $28k pretax.) If you are thinking about having a baby brother or sister at some point, you'll be paying about $56k pretax dollars in child care. If your wife is interested i...
by limeyx
Wed Jan 24, 2018 1:44 am
Forum: Personal Consumer Issues
Topic: Using disinfecting wipes to clean surfaces
Replies: 48
Views: 3066

Re: Using disinfecting wipes to clean surfaces

My partner regularly uses disinfecting wipes to clean surfaces and contact objects (like doorknobs, cabinet handles). He does this maybe once or twice a week, and he says that contact objects have more bacteria than the seat of a toilet. I just looked at the price of a packet, and the brand he uses...
by limeyx
Wed Jan 24, 2018 1:23 am
Forum: Investing - Theory, News & General
Topic: Individual Stocks That Went Bust
Replies: 101
Views: 6630

Re: Individual Stocks That Went Bust

^VA Linux was a lot of fun. Really enjoyed watching that one. I think the IBM Linux commercials came out around this time too. What about SCO systems (final resting place Caldera ?) Who decided to make money by suing their customers and for some (unfathomable) reason picked IBM and lost ... very ve...
by limeyx
Wed Jan 24, 2018 1:21 am
Forum: Investing - Theory, News & General
Topic: Individual Stocks That Went Bust
Replies: 101
Views: 6630

Re: Individual Stocks That Went Bust

abuss368 wrote:
Sun Dec 31, 2017 12:00 am
Hawaiishrimp wrote:
Sat Dec 30, 2017 11:57 pm
Don't you forget Juniper Networks.
That one was on a rocket and outperforming Cisco at one time.
Pretty sure they are still around and doing fine, no ?
by limeyx
Wed Jan 24, 2018 1:20 am
Forum: Investing - Theory, News & General
Topic: Individual Stocks That Went Bust
Replies: 101
Views: 6630

Re: Individual Stocks That Went Bust

I don't think all these went bust; some were swallowed up (possibly on their way to going bust). But, they were major companies that are gone today: DEC Sun SGI Cray Computer (It's name is back now, but it's not the original company...interesting story for those that like this sort of thing) Circui...
by limeyx
Wed Jan 24, 2018 1:17 am
Forum: Investing - Help with Personal Investments
Topic: am I crazy to do a lump sum investment with my entire retirement in this current stock market?
Replies: 47
Views: 5828

Re: am I crazy to do a lump sum investment with my entire retirement in this current stock market?

We were thinking about Lending Club as as safe alternative to the stock market but haven't done enough research on it. NO! hang on, let me rephrase that... NO! The easy money has been made in that space. Increasing competition is driving down returns, plus defaults have been on the rise, so returns...
by limeyx
Wed Jan 24, 2018 12:38 am
Forum: Investing - Theory, News & General
Topic: Vanguard CEO - "4-4.5% Market Returns Over The Next Decade"
Replies: 35
Views: 5230

Re: Vanguard CEO - "4-4.5% Market Returns Over The Next Decade"

Oh boy, did Tim change his mind already? Yesterday someone said "I heard on CNBC that CEO of Vanguard Tim Buckley saying investors can expect around 6% returns next 10 years or so, in a balanced portfolio of 60/40 type" https://www.bogleheads.org/forum/viewtopic.php?f=10&t=238867 Is one or both of ...
by limeyx
Sun Jan 21, 2018 11:50 pm
Forum: Personal Finance (Not Investing)
Topic: Does anyone here with net worths north of $1 mil use financial advisors?
Replies: 219
Views: 27102

Re: Does anyone here with net worths north of $1 mil use financial advisors?

We did in the past but it was costing us a lot of money for middle of the road advice. So .... currently and for the future no. Same here and I feel so much better being in control of my own affairs. Plus since our FA was through Schwab, he was inherently swayed to their investments and simply unab...
by limeyx
Sat Jan 20, 2018 11:39 pm
Forum: Investing - Theory, News & General
Topic: Lower tax rates for 7 yrs.-Are you switching to Roth 401K
Replies: 65
Views: 5686

Re: Lower tax rates for 7 yrs.-Are you switching to Roth 401K

I like doing a Traditional 401k alongside the Roth IRA. That way I have some money in both kinds. This: 1) hedges my bet either way; and 2) allows me to take out some money in retirement that would be taxed at a low rate and supplement that with money that won't be taxed at all. I've just started t...