Search found 152 matches

by limeyx
Thu Apr 19, 2018 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: Quitting job - what to do if getting walked to the door
Replies: 101
Views: 9812

Re: Quitting job - what to do if getting walked to the door

DH has had a job offer and plans to give two weeks notice (probably today once he gets formal offer letter). However, he is going to work for a direct competitor to his present employer. He was advised by the person conducting his job interview that under these circumstances there is a strong likel...
by limeyx
Sat Apr 14, 2018 3:50 pm
Forum: Personal Finance (Not Investing)
Topic: Could you support family on 1 income?
Replies: 88
Views: 5615

Re: Could you support family on 1 income?

I'm sure several here already do. But for those in a dual-income household could you? I've got a BS degree and work for a local gov't for the past 7 years, graduated college in 2005. Based upon my income, we could not. Taking into account that we have no debt other than our mortgage. Student loan w...
by limeyx
Thu Apr 12, 2018 4:11 pm
Forum: Personal Consumer Issues
Topic: Does it make sense to buy new appliances when there's a good sale before you need them?
Replies: 28
Views: 1678

Re: Does it make sense to buy new appliances when there's a good sale before you need them?

Definitely wait -- these things have shockingly short manufacturers warranties in the US and that clock starts once you buy ...
by limeyx
Tue Mar 27, 2018 11:17 pm
Forum: Personal Consumer Issues
Topic: Drip irrigation or pop-up sprayers for garden?
Replies: 19
Views: 1694

Re: Drip irrigation or pop-up sprayers for garden?

We redid our backyard and deck last year - similar situation as we had an opportunity to redo our irrigation. Chose to run a new zone for annuals and perennials and used a pair of manifolds and different drip setups using 1/4 in piping. We used an existing zone 3/4 in piping for what was left of th...
by limeyx
Sun Mar 25, 2018 3:18 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6392
Views: 1370974

Re: U.S. stocks in freefall

I haven't been a member of this forum for all so long. Do people here normally get this amped up over market volatility? What about the "stay the course/steady as she goes" Boglehead ethos? Or is this just something to talk about lest the forum be dull otherwise? The later. Yup. Good investing is u...
by limeyx
Mon Mar 12, 2018 7:48 pm
Forum: Personal Consumer Issues
Topic: Auto water sprinklers
Replies: 9
Views: 1007

Re: Auto water sprinklers

I have a small townhome and may shift to bigger home in next 2 years.However to save time I wanted to install sprinkler system with automation. While googling average cost is coming to 2000+. Are there other alternatives to save time on water for front yard and back yar without spending so much mon...
by limeyx
Mon Mar 12, 2018 1:18 pm
Forum: Personal Consumer Issues
Topic: Care by Volvo - what are your thoughts?
Replies: 27
Views: 2218

Re: Care by Volvo - what are your thoughts?

The only issue is whether you qualify for the credit and as an insurance customer. Seems like an OK deal, but don't like the concept. Chances are you only qualify for these rates if your credit is excellent and so is your driving record, but if that is the case, you will likely do better on your ow...
by limeyx
Mon Mar 12, 2018 12:41 pm
Forum: Investing - Help with Personal Investments
Topic: Selling Apple stock - AAPL
Replies: 7
Views: 1221

Re: Selling Apple stock - AAPL

Love this forum, received so much quality advice over the years. I've decided to start reducing my Apple stock position (been a great investment!). I've been selling small lots as it hits new highs over the last 6 months. I'm wondering about the impact of bringing back the overseas cash in 2018. As...
by limeyx
Sun Mar 11, 2018 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Purchasing a Very expensive home in HCOL Area
Replies: 42
Views: 5620

Re: Purchasing a Very expensive home in HCOL Area

I do not see how someone in the 22% tax bracket can or should be buying a home in the $1m+ range. That's way too much house. yep, something doesn't add up. with the new tax tables, 22% tax bracket means as a single earner you're making less than $82k a year. married joint is less than $165k. that i...
by limeyx
Thu Mar 08, 2018 12:13 am
Forum: Personal Consumer Issues
Topic: Best Colorado Skiing
Replies: 26
Views: 1795

Re: Best Colorado Skiing

If you can do blue+ runs and don't mind a little fear in the morning then I think its hard to rule out A-Basin
by limeyx
Sun Mar 04, 2018 11:52 pm
Forum: Personal Consumer Issues
Topic: re-siding house - vinyl or hardiplank?
Replies: 54
Views: 5077

Re: re-siding house - vinyl or hardiplank?

For us it was Hardi all the way. We had the (in)famous "LP" siding when we bought the house and wanted to only do this once in our lifetimes
It was slow to get on but we are super happy so far
by limeyx
Sat Mar 03, 2018 5:05 pm
Forum: Personal Finance (Not Investing)
Topic: What was your % pay raise?
Replies: 179
Views: 18928

Re: What was your % pay raise?

+10.1%
Feeling fortunate
by limeyx
Sat Mar 03, 2018 9:24 am
Forum: Investing - Help with Personal Investments
Topic: Sell individual stocks to buy index funds?
Replies: 45
Views: 3420

Re: Sell individual stocks to buy index funds?

Just sold off all my AMZN, GOOG and AAPL that our FA had us in. Approx ~18K of Long-term cap gains since it was in taxable On the one hand it was a bit painful since I think there's a reasonable chance these three will outpace the market for at least the next few years (although obviously no one kno...
by limeyx
Fri Mar 02, 2018 7:11 pm
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 96
Views: 5662

Re: Kitchen features

Stuff we didn't use - wine/beverage refrigerator. I was excited, but we hardly used it. - second sink - rarely used it - over stove microwave - DANGEROUS - built in soap dispenser - we never filled it The second sink is mainly used at parties. So if OP isn't an entertainer then there really is no p...
by limeyx
Fri Mar 02, 2018 12:52 pm
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 96
Views: 5662

Re: Engineered quartz

I was of the understanding that all quartz was essentially the same as it is all made in a single location in Italy and re-sold but that might be inaccurate Inaccurate. Made in many factories around the world. All but one brand uses the licensed process from the inventor - https://www.breton.it. Sa...
by limeyx
Fri Mar 02, 2018 12:51 pm
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 96
Views: 5662

Re: Kitchen features

Sorry to hear that. Which brand did you go with? Is it 20mm or 30mm. We went with color quartz, but it's only been less than 6months. I'm already nervous about the island corners. Our island is huge, 50sqft. Replacing that would be not be cheap. :oops: I think its 20mm and its beautiful but very ve...
by limeyx
Fri Mar 02, 2018 12:51 pm
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 96
Views: 5662

Re: Kitchen features

If you have an open concept kitchen, get a dishwasher that's under 45 decibels. We went with a Bosch. So quiet, you can't tell it's on. I think it's 37 or 39 decibels. Got fantastic deals from Sears on all appliances. Whenever you go, be sure to negotiate. Yup, this was a #1 for me. We got a 39Db J...
by limeyx
Fri Mar 02, 2018 11:49 am
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 96
Views: 5662

Re: Kitchen features

Did two kitchen remodels in recent year. Worth it: -outlets everywhere -dimmer for the lights and lights everywhere -one giant single sink -giant tiles for backsplash (less grout to clean) -splurge on nice gas range -splurge on nice dish washer -pantry closet to hide all the stuffs -pulled out sink...
by limeyx
Fri Mar 02, 2018 11:36 am
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 96
Views: 5662

Re: Kitchen features

Did two kitchen remodels in recent year. Worth it: -outlets everywhere -dimmer for the lights and lights everywhere -one giant single sink -giant tiles for backsplash (less grout to clean) -splurge on nice gas range -splurge on nice dish washer -pantry closet to hide all the stuffs -pulled out sink...
by limeyx
Thu Mar 01, 2018 7:27 pm
Forum: Personal Consumer Issues
Topic: Kitchen features
Replies: 96
Views: 5662

Re: Kitchen features

Did two kitchen remodels in recent year. Worth it: -outlets everywhere -dimmer for the lights and lights everywhere -one giant single sink -giant tiles for backsplash (less grout to clean) -splurge on nice gas range -splurge on nice dish washer -pantry closet to hide all the stuffs -pulled out sink...
by limeyx
Thu Mar 01, 2018 7:25 pm
Forum: Investing - Theory, News & General
Topic: How does one emotionally keep it together during market swings?
Replies: 111
Views: 8510

Re: How does one emotionally keep it together during market swings?

tesuzuki2002 wrote:
Mon Feb 12, 2018 4:12 pm
limeyx wrote:
Sun Feb 11, 2018 9:59 pm
GrayS26 wrote:
Sun Feb 11, 2018 3:59 pm
thanks
Don't look or watch the news ?
The market swung??
I didn't say that :)
by limeyx
Thu Mar 01, 2018 4:36 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6392
Views: 1370974

Re: U.S. stocks in freefall

scone wrote:
Thu Mar 01, 2018 4:23 pm
I bought yesterday, so naturally the market is down today. Sorry guys, I’ll try not to do it again. :twisted:
Well, at the very least let people know before you do ...
by limeyx
Sun Feb 11, 2018 9:59 pm
Forum: Investing - Theory, News & General
Topic: How does one emotionally keep it together during market swings?
Replies: 111
Views: 8510

Re: How does one emotionally keep it together during market swings?

GrayS26 wrote:
Sun Feb 11, 2018 3:59 pm
thanks
Don't look or watch the news ?
by limeyx
Sun Feb 11, 2018 6:41 pm
Forum: Investing - Help with Personal Investments
Topic: I didn't tax-loss harvest this month, did you?
Replies: 96
Views: 6086

Re: I didn't tax-loss harvest this month, did you?

I haven't yet, but I might. The loss amounts are too small. Yeah it just doesn't seem worth it for losses of around $2K-3K I guess it depends on your marginal tax rate, federal and state. It's definitely worth it to me, especially since it only takes a few clicks. The problem is that volatility is ...
by limeyx
Sat Feb 10, 2018 1:48 pm
Forum: Investing - Help with Personal Investments
Topic: I didn't tax-loss harvest this month, did you?
Replies: 96
Views: 6086

Re: I didn't tax-loss harvest this month, did you?

randomizer wrote:
Sat Feb 10, 2018 12:04 pm
I haven't yet, but I might. The loss amounts are too small.
Yeah it just doesn't seem worth it for losses of around $2K-3K
by limeyx
Sat Feb 10, 2018 12:42 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6392
Views: 1370974

Re: U.S. stocks in freefall

fishandgolf wrote:
Sat Feb 10, 2018 11:02 am
:!: Poof....lost a comma......just like that.... gone.......... :shock: Gosh.....I miss that second comma........... :(
Was it an Oxford one ?
by limeyx
Sat Feb 10, 2018 12:19 pm
Forum: Investing - Theory, News & General
Topic: Day trading for a living/career?
Replies: 95
Views: 6976

Re: Day trading for a living/career?

The stock market has risen for the last 10 years. Even an “average” trader could probably make some money (minus fees of course). That works great until it doesn’t (see last week). Everyone who was trading stocks on margin in the 1920s looked like a genius... ...until the market crashed. Yeah but (...
by limeyx
Fri Feb 09, 2018 7:41 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6392
Views: 1370974

Re: U.S. stocks in freefall

sreynard wrote:
Fri Feb 09, 2018 3:58 pm
This market is starting to give me motion sickness. Up, down, up, down... Urp!...
Just keep your focus on the horizon :)
by limeyx
Fri Feb 09, 2018 7:33 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6392
Views: 1370974

Re: U.S. stocks in freefall

... My only current anxiety has to do with the fact that I’ve lowered my e-fund to 6 months expenses rather than 12 so I could buy even more Listen to yourself. There’s a good chance that you’d be fine and richer in the long run by entirely dissolving your emergency fund and putting it all into sto...
by limeyx
Thu Feb 08, 2018 6:48 pm
Forum: Investing - Theory, News & General
Topic: A time to EVALUATE your jitters
Replies: 252
Views: 214171

Re: A time to EVALUATE your jitters

UpperNwGuy wrote:
Mon Feb 05, 2018 5:10 pm
eainge wrote:
Mon Feb 05, 2018 5:08 pm
Everyone have their seat belts fastened?
Yes, indeed!
Going on vacation for 2 weeks with no intent to check until I get back
by limeyx
Thu Feb 08, 2018 1:56 am
Forum: Investing - Help with Personal Investments
Topic: "Family View" at vanguard.com
Replies: 11
Views: 1439

Re: "Family View" at vanguard.com

dokeeffe wrote:
Wed Feb 07, 2018 10:53 pm
Thanks for all the replies, I was able to find the relevant page on the site and make the changes online.
yeah this was great. Worked perfectly for me. Been meaning to set this up for a while and this was the push I needed !
by limeyx
Tue Feb 06, 2018 7:19 pm
Forum: Personal Consumer Issues
Topic: shall I buy Toyota prepaid maintenance service for 2018 Camry
Replies: 37
Views: 3222

Re: shall I buy Toyota prepaid maintenance service for 2018 Camry

All of this is free if I take it to the dealer I bought it from for the work. If I take it to another dealer, it's only good for 2 years. That's a great additional benefit. I'll bet that the dealer pays for that. I agree that it's a good benefit to ask for even if it is not offered. The 2Year/25K m...
by limeyx
Tue Feb 06, 2018 2:24 am
Forum: Investing - Help with Personal Investments
Topic: Stay the course? Edited to Staying the course!
Replies: 22
Views: 2287

Re: Stay the course? Edited to Staying the course!

harrychan wrote:
Tue Feb 06, 2018 12:26 am
Please...

I have a friend who pulled EVERYTHING out of his 401k in 2008 citing the losses. He has yet to go back "in".

:|
Wouldn't hurt if he chose to do it now :)
by limeyx
Tue Feb 06, 2018 1:01 am
Forum: Investing - Help with Personal Investments
Topic: Anyone tired of the stock market going up?
Replies: 309
Views: 31015

Re: Anyone tired of the stock market going up?

whodidntante wrote:
Tue Feb 06, 2018 12:14 am
Feeling better now?
Haha, that's definitely "fixed"
by limeyx
Mon Feb 05, 2018 6:22 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6392
Views: 1370974

Re: U.S. stocks in freefall

Frequency and severity of these flash crashes do make me wonder about the dark side of passive investing in index funds, which is buying good as well as bad companies all at once, kind of mindlessly. Being in for the free ride without doing almost any work. Just riding for free in someone else's ca...
by limeyx
Mon Feb 05, 2018 6:17 pm
Forum: Personal Consumer Issues
Topic: Washer/Dryer longevity ?
Replies: 69
Views: 6089

Re: Washer/Dryer longevity ?

It would appear that the heating element on the dryer has finally gone out and I'm inclined to buy new separate units for both the washer and dryer. Are you sure it's the heating element and not a thermal fuse? When my dryer stopped heating, it was the fuse. Once that was replaced, it has worked fi...
by limeyx
Mon Feb 05, 2018 5:04 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6392
Views: 1370974

Re: U.S. stocks in freefall

selters wrote:
Mon Feb 05, 2018 3:25 pm
Today will be the worst day ever for the Dow Jones index: https://en.wikipedia.org/wiki/List_of_l ... al_Average

But is it a really bad day?
Well, it isn't a Friday so....I guess it could be
by limeyx
Mon Feb 05, 2018 5:02 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6392
Views: 1370974

Re: U.S. stocks in freefall

It's official. You dip-buyers stepping up or are you hiding under the covers?? STOCK ROUT IN FULL FORCE, DOW IN FREE FALL DOWN MORE THAN 1,000 POINTS Put in $40K today ($20 from selling off my final individual stocks and $20K from some bonds I'd been considering selling) => This now means we will h...
by limeyx
Mon Feb 05, 2018 1:06 pm
Forum: Personal Consumer Issues
Topic: Ever Thought of Suing (or Sued) A Waterproofing Company?
Replies: 20
Views: 1610

Re: Ever Thought of Suing (or Sued) A Waterproofing Company?

Water in basement problems are mainly a matter of drainage around the building and not fixable by so called waterproofing. There really isn't any such thing as waterproofing a basement short perhaps of having built the house inside a metal container with no leaks. Advice to consult an independent e...
by limeyx
Mon Feb 05, 2018 12:11 pm
Forum: Investing - Theory, News & General
Topic: Being a Disciplined Investor - How do you avoid temptations?
Replies: 41
Views: 2851

Re: Being a Disciplined Investor - How do you avoid temptations?

We all know the importance of being a discipline investor but what are the tricks you use to stay discipline. Because of my age and length of time I have before retirement my portfolio consists of Index funds. I have 75% in VTSAX, 20% in VGTSX and 5% in VEMIX. But from time to time I find myself wa...
by limeyx
Mon Feb 05, 2018 12:02 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6392
Views: 1370974

Re: U.S. stocks in freefall

I just put in a bunch of buy orders for Monday. So ... of course it will keep going down :) Yeah same here.. Good thing I dca.. But never fails.. As soon as I bought my bonds 6 years ago.. Bam! As soon as I buy equities.. Bam! Oh well Yup, all orders went through and of course everything is already...
by limeyx
Mon Feb 05, 2018 12:00 pm
Forum: Investing - Theory, News & General
Topic: Being a Disciplined Investor - How do you avoid temptations?
Replies: 41
Views: 2851

Re: Being a Disciplined Investor - How do you avoid temptations?

OK, confess if you made money or lost money by not being a disciplined investor. Livesoft , I have had mixed results, but definitely more negative results than positive results. I have learnt my lessons. :oops: I had some positive results with what was effectively play money (my old financial advis...
by limeyx
Mon Feb 05, 2018 1:35 am
Forum: Personal Consumer Issues
Topic: Potential employer wants me to give offer - how to respond?
Replies: 63
Views: 6032

Re: Potential employer wants me to give offer - how to respond?

I recently interviewed with Megacorp, and things have gone well. They have said they'd like to make an offer. However, instead of making an offer, they asked "what it would take" for me to join. Essentially, they want me to throw out the first offer. I am not sure what to say. I do not want to give...
by limeyx
Mon Feb 05, 2018 12:26 am
Forum: Local Chapters and Bogleheads Community
Topic: Forum's 11th Birthday - Feb. 19th
Replies: 27
Views: 2135

Re: Upcoming Forum Birthday (Feb. 19th)

Thank you, Mel, for your reminder of how far we have come in eleven years. I don't know anywhere else on the internet where investors, new or experienced, can receive investment information with no commercial advertising and that is free of conflict-of-interest (which pervades the investment indust...
by limeyx
Mon Feb 05, 2018 12:18 am
Forum: Personal Consumer Issues
Topic: Potential employer wants me to give offer - how to respond?
Replies: 63
Views: 6032

Re: Potential employer wants me to give offer - how to respond?

I recently interviewed with Megacorp, and things have gone well. They have said they'd like to make an offer. However, instead of making an offer, they asked "what it would take" for me to join. Essentially, they want me to throw out the first offer. I am not sure what to say. I do not want to give...
by limeyx
Sat Feb 03, 2018 1:53 pm
Forum: Investing - Theory, News & General
Topic: Amazon Stock - Can this giant be stopped?
Replies: 66
Views: 4198

Re: Amazon Stock - Can this giant be stopped?

Hey Gang, Previous lessons have taught me to invest in the Indexes and avoid individual stocks. VTSAX is 80% of my portfolio and will continue to be so. I dont ever plan to invest in individual stocks but one stock that I enjoy tracking is Amazon. I have not plans to ever purchase this giant but it...
by limeyx
Sat Feb 03, 2018 2:50 am
Forum: Investing - Help with Personal Investments
Topic: Today was a Really Bad Day
Replies: 278
Views: 47208

Re: Today was a Really Bad Day

Practically everyone is so jovial on this thread today. I get it. However, I worry a lot about everything, so I’m a little discouraged. I think I lost 9K on paper. I’ve been investing for a while, so I should know better than to cringe today. I’m holding. I’m certainly not going to buy. I wish I ha...
by limeyx
Sat Feb 03, 2018 2:48 am
Forum: Personal Consumer Issues
Topic: shall I buy Toyota prepaid maintenance service for 2018 Camry
Replies: 37
Views: 3222

Re: shall I buy Toyota prepaid maintenance service for 2018 Camry

clutchied wrote:
Thu Feb 01, 2018 8:48 am
maybe if it was a range rover...

If you want the service go for it, but you're paying for a service.
Or if it was any brand that was ever bought from an English car company :)
by limeyx
Sat Feb 03, 2018 2:46 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6392
Views: 1370974

Re: U.S. stocks in freefall

Brutal; market hasn’t been this low since January 10th, 2018. How are you guys breaking the news to loved ones? Did something happen today ? I didn't even think to mention it over dinner. Had lamb and pearl couscous, and a nice bordeaux at home - typical meal for me. Yum, I love lamb ... you are gi...
by limeyx
Fri Feb 02, 2018 11:46 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6392
Views: 1370974

Re: U.S. stocks in freefall

RBD today? Good question. I have 2k to put in between now and the end of February (50/50 VXUS and VBR as I am underweight in both). Do I do it now or do I wait.. Decisions decisions.. I have some to put in too. Probably moanday I pulled the trigger today. That means it will keep going down on Monda...