Search found 490 matches

by helloeveryone
Tue May 26, 2020 10:45 am
Forum: Personal Consumer Issues
Topic: Pandemic buys that have improved quality of life?
Replies: 123
Views: 9634

Re: Pandemic buys that have improved quality of life?

What are some things that you have bought during this pandemic that have greatly enhanced your quality of life. This was pre-pandemic and we got lucky but I bought a used second fridge on nextdoor and has vastly served useful during this time. Quality Wahl Clipper set online - Haircuts are more eff...
by helloeveryone
Mon May 25, 2020 11:03 pm
Forum: Personal Finance (Not Investing)
Topic: New Tires or New Car?
Replies: 56
Views: 3221

Re: New Tires or New Car?

One single tire on 2013 68k mileage AWD vehicle has to be replaced, so really all 4 tires have to be replaced bc it is AWD. Estimated cost $1000-$1200? Tires have 7/32" tread, so maybe about 3 years of life left (don't drive it much). The tires need to be replaced for sure because the car is not sa...
by helloeveryone
Fri May 22, 2020 4:27 pm
Forum: Personal Consumer Issues
Topic: 4 or 5 bike rack for car and minivan
Replies: 2
Views: 256

Re: 4 or 5 bike rack for car and minivan

I have a 2017 Camry and will probably be getting a Sienna or Odyssey in the next year or two. I'd like to buy a bike rack to transport 2 adult bikes and 2-3 kid's bikes. I think these are my options: --trunk rack--would have to buy a separate one for the Camry and the minivan, and max capacity is 4...
by helloeveryone
Thu May 21, 2020 1:33 pm
Forum: Personal Consumer Issues
Topic: Frequency of bike overhaul or tune up
Replies: 29
Views: 1676

Re: Frequency of bike overhaul or tune up

If you are a fair weather rider who rides only when it is dry and only on the roads, avoids potholes and other obstacles, etc. you could go years, a decade even without needing much of anything other than periodic air in the tires. If you ride in more varied conditions - wet, off-road, etc. you wil...
by helloeveryone
Thu May 21, 2020 1:31 pm
Forum: Personal Consumer Issues
Topic: Frequency of bike overhaul or tune up
Replies: 29
Views: 1676

Re: Frequency of bike overhaul or tune up

I don't understand the overhaul vs tuneup question. I take mine to a local bike shop and let them go to town. I've had two tune ups. The first time was about $160 and the second time was a bit over $100. Money well spent. Maybe I can diy, but these things are always tougher than people say. It's ea...
by helloeveryone
Thu May 21, 2020 1:29 pm
Forum: Personal Consumer Issues
Topic: Frequency of bike overhaul or tune up
Replies: 29
Views: 1676

Re: Frequency of bike overhaul or tune up

I volunteer with a couple organizations that fix bikes to be given away. That amounts to 8 years experience as a bike mechanic working primarily on older bikes. The most basic things are making sure your shifting and braking work smoothly and the chain is kept relatively clean and lubed. If all of ...
by helloeveryone
Wed May 20, 2020 8:39 pm
Forum: Personal Consumer Issues
Topic: Frequency of bike overhaul or tune up
Replies: 29
Views: 1676

Frequency of bike overhaul or tune up

I bought a Raleigh Hybrid bike in 2012 for $500 (to give an idea of quality. Only maintenance was changing tire and tubes this year myself. During the pandemic I started riding seriously. I’m up to 15 miles at a time. I now want to do good maintenance on it rather than upgrade because I do like the ...
by helloeveryone
Wed May 20, 2020 8:29 pm
Forum: Personal Consumer Issues
Topic: Ford F150 Engine long term reliability - V8 versus Turbo V6?
Replies: 62
Views: 3750

Re: Ford F150 Engine long term reliability - V8 versus Turbo V6?

The Tundra has had the exact same drivetrain for the last 12 years. You are the kinda person that really loves this or hates this. Maybe it’s just my misconception but ford truck guys seem to be extremely forgiving. Big downside is new Tundra versus new Ford is harder to get good deals on and used ...
by helloeveryone
Tue May 19, 2020 8:00 pm
Forum: Personal Consumer Issues
Topic: Ford F150 Engine long term reliability - V8 versus Turbo V6?
Replies: 62
Views: 3750

Re: Ford F150 Engine long term reliability - V8 versus Turbo V6?

How are you going to use the truck? Significant towing or other heavy use? It’s a want not a need. It would rarely be for truck purposes - ie - buy stuff from home depot for diy projects. Toss bikes in bed to go ride w kids (already have a hitch bike carrier for the subaru). No towing (unless one d...
by helloeveryone
Tue May 19, 2020 7:39 pm
Forum: Personal Consumer Issues
Topic: Ford F150 Engine long term reliability - V8 versus Turbo V6?
Replies: 62
Views: 3750

Re: Ford F150 Engine long term reliability - V8 versus Turbo V6?

Both have been incredibly reliable. You literally cannot make a bad choice here. The Ecoboost has been put through some crazy torture tests. To start, when they introduced it 10 years ago, an engine was picked off the line at random, and had this done to it: A production EcoBoost V-6 engine, serial...
by helloeveryone
Tue May 19, 2020 11:21 am
Forum: Personal Consumer Issues
Topic: Ford F150 Engine long term reliability - V8 versus Turbo V6?
Replies: 62
Views: 3750

Ford F150 Engine long term reliability - V8 versus Turbo V6?

If one was considering either a new or < 5-6 year used Ford F150 - would you get the V8 versus Turbo V6 for engine reliability purposes?
by helloeveryone
Fri May 15, 2020 10:47 pm
Forum: Personal Consumer Issues
Topic: Should I buy a new rice cooker from Zojirushi?
Replies: 75
Views: 5683

Re: Should I buy a new rice cooker from Zojirushi?

We've had the same rice cooker (Tiger) for 20 years and it's still going strong, but we usually eat jasmine. However, I've had a Zojirushi bread maker for close to 20 years too and I love it. It gets used often and is very high quality. I have nothing but good things to say about the brand. We have...
by helloeveryone
Fri May 08, 2020 9:35 pm
Forum: Personal Investments
Topic: College age kid wrecked his car...
Replies: 113
Views: 6043

Re: College age kid wrecked his car...

Hello Bogleheads. My college aged son hit a deer last night and totaled his car, he will need one to get to work/school. Fortunately he came through it unharmed. He graduates 2021. I figure I will need to pay $8,000 to $10,000 to replace the car. Not sure to finance or pay cash. I am 59 unemployed ...
by helloeveryone
Fri May 08, 2020 9:28 pm
Forum: Personal Consumer Issues
Topic: Is it worth buying an infant car seat for each car.
Replies: 71
Views: 3144

Re: Is it worth buying an infant car seat for each car.

I gave up on moving car seats about twice a week and now have one for each car. Is it worth your time moving car seats back and forth for infants or do you keep a one in each car. Cost of a car seat we bought was $190. Fiancé thought it was a little ridiculous to buy another one instead of transfer...
by helloeveryone
Fri May 08, 2020 5:13 pm
Forum: Personal Consumer Issues
Topic: Dyson Handheld Vacuum Cleaner - Battery replacement
Replies: 13
Views: 788

Re: Dyson Handheld Vacuum Cleaner - Battery replacement

It appears I'm too late, but we've gotten replacement batteries, even out of warranty, just by calling Dyson and asking. I reached out...sent them an email with my receipts and such as it was only 2.5 years into ownership and the dyson v6 had 2 year warrant. they offered a 20% coupon to buy a new p...
by helloeveryone
Fri May 08, 2020 5:12 pm
Forum: Personal Consumer Issues
Topic: Dyson Handheld Vacuum Cleaner - Battery replacement
Replies: 13
Views: 788

Re: Dyson Handheld Vacuum Cleaner - Battery replacement

Thanks everyone for the feedback. I got an amazon one for $39.99. fingers crossed. Got a replacement hepa filter for it as well. Please report back. I quit purchasing no name rechargeable batteries after a couple bad experiences. I will buy non OEM from companies with a good reputation like Anker. ...
by helloeveryone
Fri May 08, 2020 2:43 pm
Forum: Personal Consumer Issues
Topic: Dyson Handheld Vacuum Cleaner - Battery replacement
Replies: 13
Views: 788

Re: Dyson Handheld Vacuum Cleaner - Battery replacement

Buying batteries on Amazon is a dice roll in general, although if it is "ships and sold by Amazon", it should be ok. With 3rd party batteries on Amazon, there is little way to tell if you are getting a good product. There is a way to tell if you are getting a bad product: if the Dyson vacuum uses t...
by helloeveryone
Tue May 05, 2020 12:44 pm
Forum: Personal Consumer Issues
Topic: Is there anything more environmentally friendly than Drano for unclogging a drain?
Replies: 80
Views: 4789

Re: Is there anything more environmentally friendly than Drano for unclogging a drain?

Is there anything more environmentally friendly than Drano for unclogging a drain? This is a shower drain and I can see there is a buildup of old hair and soap scum in it. I didn't read all the posts below so sorry if recommendation has already been made. With the pandemic I've had a lot more time ...
by helloeveryone
Tue May 05, 2020 12:39 pm
Forum: Personal Consumer Issues
Topic: Dyson Handheld Vacuum Cleaner - Battery replacement
Replies: 13
Views: 788

Re: Dyson Handheld Vacuum Cleaner - Battery replacement

thewirecutter.com had a write-up on this subject, specific to dyson battery packs. If you have the tools, youtube and motivation you can replace the cells with the same make/model cells. I did that with an electric drill when the OEM battery pack was no longer available. Edit: And I've had similar ...
by helloeveryone
Tue May 05, 2020 12:37 pm
Forum: Personal Consumer Issues
Topic: Dyson Handheld Vacuum Cleaner - Battery replacement
Replies: 13
Views: 788

Re: Dyson Handheld Vacuum Cleaner - Battery replacement

Personally I only buy OEM batteries, as it is a complete crapshoot what you get from 3rd parties. Our Dyson could use a new battery as well - it doesn't operate reliably on the high power mode, although total run time doesn't much appear affected on the regular mode. Frankly, an additional $95 for ...
by helloeveryone
Tue May 05, 2020 10:17 am
Forum: Personal Consumer Issues
Topic: Dyson Handheld Vacuum Cleaner - Battery replacement
Replies: 13
Views: 788

Dyson Handheld Vacuum Cleaner - Battery replacement

Our Dyson Battery is no longer holding a charge. We bought it 11/2017 at Kohls for $270 at the time. Dies within 3-5 minutes every time. Replacement battery on Dyson is $95 https://www.dyson.com/support/journey/tools/967810-23.html Replacement battery on Amazon ~$35 https://www.amazon.com/s?k=dyson+...
by helloeveryone
Tue May 05, 2020 1:13 am
Forum: Personal Investments
Topic: Warren Buffett on S&P 500 Indexing May 2020
Replies: 5
Views: 1473

Re: Warren Buffett on S&P 500 Indexing May 2020

Warren Buffett comments on the S&P 500 Index fund on Saturday. Warren Buffett: (03:09:11) No, I agree with everything that, I forgot his name, but just said. I mean the truth is that I recommend the S&P500 to people. And I happen to believe that Berkshire is about as solid as any single investment ...
by helloeveryone
Mon May 04, 2020 1:53 pm
Forum: Personal Consumer Issues
Topic: Considering getting an espresso maker - thoughts?
Replies: 52
Views: 2838

Re: Considering getting an espresso maker - thoughts?

All coffee preparation methods involve a balance between perceived quality, time, and expense, so your own priorities can help guide you towards the tools and techniques which suit your overall needs best. This. The Aeropress, used correctly with a good grinder is surprisingly good. We use an Aerop...
by helloeveryone
Mon May 04, 2020 1:49 pm
Forum: Personal Consumer Issues
Topic: Considering getting an espresso maker - thoughts?
Replies: 52
Views: 2838

Re: Considering getting an espresso maker - thoughts?

TL;DR: Buy the best grinder you can afford, get a good tamper, then buy whatever espresso machine you can afford with the left over money, and learn to weigh your shots using quality beans. My journey: I also have an Aeropress and had a Breville 870XL, and before that a Saeco. My old machines were ...
by helloeveryone
Mon May 04, 2020 12:48 pm
Forum: Personal Consumer Issues
Topic: Considering getting an espresso maker - thoughts?
Replies: 52
Views: 2838

Re: Considering getting an espresso maker - thoughts?

I would suggest this instead. Get a gram scale, gooseneck electric kettle, and a chemex. I have never tasted anything other than rusty nails coming from a $400 espresso machine. If you get one, make a space for it in the garage because they're pretty messy for a normal kitchen. :P I get in trouble ...
by helloeveryone
Sun May 03, 2020 10:30 pm
Forum: Personal Consumer Issues
Topic: Considering getting an espresso maker - thoughts?
Replies: 52
Views: 2838

Considering getting an espresso maker - thoughts?

Any thoughts from the BH community about getting an espresso maker (such as Breville Bambino Pro - https://www.seattlecoffeegear.com/breville-bambino-pro-espresso-machine)? I currently make my coffee with an Aeropress (90% of the time) and rest of time will use a Moka Pot. I have a Baratza Encore gr...
by helloeveryone
Sun Apr 26, 2020 11:39 am
Forum: Personal Consumer Issues
Topic: Mesh Wifi
Replies: 118
Views: 7350

Re: Mesh Wifi

My Netgear router is dropping my wifi connections. I'm thinking of getting a mesh system. Any suggestions? After 15+ years of saying I would stop renting from spectrum I bought the netgear mesh system from costco. https://www.costco.com/netgear-nighthawk-whole-home-mesh-wifi-6-system%2C-3-pack.prod...
by helloeveryone
Sat Apr 18, 2020 5:24 pm
Forum: Personal Finance (Not Investing)
Topic: Any One-More-Year FIRE people sticking to their plan?
Replies: 72
Views: 8303

Re: Any One-More-Year FIRE people sticking to their plan?

In 2019, I declared my OLY/OMY and am still on track. I declined the most onerous parts of my job and was immediately demoted along with a poor rating and had 90% of my responsibilities removed. This also zeroed out any additional year-over-year variable compensation. Company is doing great as they...
by helloeveryone
Tue Apr 14, 2020 3:50 pm
Forum: Personal Consumer Issues
Topic: DIY Car Maintenance - Anyone grease the chassis?
Replies: 25
Views: 1318

DIY Car Maintenance - Anyone grease the chassis?

I'm doing more and more DIY car maintenance. Does anyone here periodically grease their chassis? we have honda odyssey and subaru forester. Upfront costs would be buysing grease gun and grease then figuring out (youtube) where the "zerk fittings" are and what needs to be greased. I've never done thi...
by helloeveryone
Mon Apr 06, 2020 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: bogleheading my car, opinions please. From a Tesla to a Honda
Replies: 84
Views: 5387

Re: bogleheading my car, opinions please. From a Tesla to a Honda

Is there data to support the assertions that Tesla’s are unreliable, difficult to repair, and will unquestionably require expensive battery repair (before a Honda would need a radiator flush)? I’m not aware of any individual Tesla owners spending any-money to date on battery repairs. Some fleet own...
by helloeveryone
Sat Apr 04, 2020 7:06 pm
Forum: Personal Consumer Issues
Topic: Spectrum - Wanting to buy my own Cable Modem & WiFi Router
Replies: 13
Views: 1379

Re: Spectrum - Wanting to buy my own Cable Modem & WiFi Router

Spectrum provides free modems. If you are paying a rental fee for a modem, you are either on an old plan (like a grandfathered Time Warner Cable plan) or you are paying for the WiFi part of it, not the modem part. If you are on a grandfathered plan, I'd suggest upgrading to a new plan since the spe...
by helloeveryone
Sat Apr 04, 2020 6:33 pm
Forum: Personal Consumer Issues
Topic: Spectrum - Wanting to buy my own Cable Modem & WiFi Router
Replies: 13
Views: 1379

Spectrum - Wanting to buy my own Cable Modem & WiFi Router

Well, after at least 20 years of renting from spectrum I've finally decided to look into getting a cable modem and a wifi router. I've looked before and didn't pull the trigger b/c was overwhelmed with so many choices. I'm now looking again but turning to BH to see if anyone who has done this has re...
by helloeveryone
Fri Apr 03, 2020 3:56 pm
Forum: Personal Consumer Issues
Topic: Should I withdraw my kids from summer camp?
Replies: 43
Views: 2796

Re: Should I withdraw my kids from summer camp?

My 2 teenagers go to overnight summer camp for a month every July. They love it and it is an expense that we are happy to pay. The camp is offering a full refund (about 3K per kid) if we cancel by April 30. They have not made a final decision about summer programs as of yet. I imagine they will hav...
by helloeveryone
Thu Apr 02, 2020 11:06 pm
Forum: Personal Finance (Not Investing)
Topic: Buying a New Car in Current Market Conditions
Replies: 17
Views: 1689

Re: Buying a New Car in Current Market Conditions

Hi all, I've been looking at buying a new car for a few months, and given the current market conditions (car sales plummeting, dealer inventory rising, coronavirus uncertainty, etc...), what kind of deal do you think one would be able to get? Obviously, it will very by make, model, dealer and by lo...
by helloeveryone
Thu Apr 02, 2020 10:51 pm
Forum: Personal Finance (Not Investing)
Topic: Canceling Auto Insurance for Few Months? Any down sides?
Replies: 56
Views: 4307

Re: Canceling Auto Insurance for Few Months? Any down sides?

Hi all, We have 2 cars but because of the shelter in place, we never use 1 of the car. And it looks like we won't need to use 1 of the car for at least 2 more months. So I am thinking of canceling my auto insurance for at least 2 months, then add the vehicle back to insurance after that. Is there a...
by helloeveryone
Thu Apr 02, 2020 10:34 pm
Forum: Personal Consumer Issues
Topic: Should I keep paying fitness center fees while it is closed?
Replies: 114
Views: 6261

Re: Should I keep paying fitness center fees while it is closed?

The fitness center that I belong to is closed like many businesses right now. Nobody knows for how long. I just got charged on my credit card April's membership dues, because the gym owner thinks that we should keep paying him/her even though it is closed, because well, they have staff to pay and t...
by helloeveryone
Thu Mar 26, 2020 9:54 am
Forum: Personal Investments
Topic: Interesting loosening of 401K restrictions in stimulus bill
Replies: 1
Views: 437

Interesting loosening of 401K restrictions in stimulus bill

This is an interesting provision in the stimulus bill. The quote is from a WSJ Article -Retirees Get Relief in Senate Coronavirus Stimulus Package “Pro­vi­sions in the Sen­ate leg­is­la­tion raise the lim­its on 401(k) loans and loosen the rules on hard­ship dis­tri­b­u­tions from re­tire­ment ac­co...
by helloeveryone
Mon Mar 23, 2020 10:39 pm
Forum: Personal Investments
Topic: Selling 100% stocks on a bounce
Replies: 207
Views: 17098

Re: Selling 100% stocks on a bounce

I cannot wait until stocks are near zero. Do you really think all the stock in your mutual funds or ETFs will go bankrupt? Do you think even 1 will? (I’d believe 1 or 2, but not ALL of them.) I don't think the stocks will go bankrupt. The companies that I own are high quality companies, but the cur...
by helloeveryone
Mon Mar 23, 2020 2:05 pm
Forum: Personal Investments
Topic: Adjusting allocation for 529's
Replies: 2
Views: 143

Adjusting allocation for 529's

I have not seen many threads about adjusting AA for 529's. Prior to the pandemic - I've had my two children's 529's in the vanguard conservative option. (20% stock 80% bond) Reasoning - although 8 & 9 years away from college - money that funded their 529's was inheritance designated for kids' colleg...
by helloeveryone
Sun Mar 22, 2020 11:35 am
Forum: Personal Consumer Issues
Topic: Need a new car, please help given COVID-19
Replies: 44
Views: 2958

Re: Need a new car, please help given COVID-19

If her commute is only 2.5 miles each way, it's better to avoid using a car unless you live someplace with horrible weather. I assume you are aware of bicycles but don't discount a unicycle or a penny-farthing. If you juggle while riding, people will notice you and you'll be safer. Or buy one of th...
by helloeveryone
Sun Mar 22, 2020 11:34 am
Forum: Personal Finance (Not Investing)
Topic: Refinancing Rental Property mortgage
Replies: 8
Views: 503

Re: Refinancing Rental Property mortgage

gr7070 wrote:
Sun Mar 22, 2020 12:44 am
What's your rate, closing costs, loan type for the new loan?
i'll update to reflect when i get that. i applied yesterday online.
by helloeveryone
Sun Mar 22, 2020 11:33 am
Forum: Personal Finance (Not Investing)
Topic: Refinancing Rental Property mortgage
Replies: 8
Views: 503

Re: Refinancing Rental Property mortgage

Of course shop around! If your lender is good you'll have the lowest rate and thus the savings will come in the closing costs. That can still save you many thousands of dollars. I've been quoted anywhere from $1200 to $9000! in closing costs for a small loan. No way to know if your lender is good w...
by helloeveryone
Sat Mar 21, 2020 11:36 pm
Forum: Personal Finance (Not Investing)
Topic: Refinancing Rental Property mortgage
Replies: 8
Views: 503

Re: Refinancing Rental Property mortgage

Cubicle wrote:
Sat Mar 21, 2020 11:07 pm
When is your next ARM adjustment? I can't imagine rates going up anytime soon. Lock in a lower rate & pay it off before the next ARM adjustment.
every august. agreed rate will be significantly lower
by helloeveryone
Sat Mar 21, 2020 7:02 pm
Forum: Personal Finance (Not Investing)
Topic: [Work From Home] - What does your company pay for?
Replies: 83
Views: 4526

Re: WFH - What does your company pay for?

Your company seems unreasonable. That said, I'm not clear why WFH means you have to kill your battery. Your company should be providing you a soft phone that allows you to dial out from your extension from your computer. But even in the absence of that, if you have to use your iPhone at home, there...
by helloeveryone
Sat Mar 21, 2020 1:34 pm
Forum: Personal Consumer Issues
Topic: Need a new car, please help given COVID-19
Replies: 44
Views: 2958

Re: Need a new car, please help given COVID-19

Since my wife drives so little (5 miles per day) - I don't think we need a new car. My car is only 6 years old, so I thought we'd get a used car for her and then wait (hopefully 4 more years) to get a new car for me. Are you saying that 15K is too high for a used car since at that point we're getti...
by helloeveryone
Sat Mar 21, 2020 1:12 pm
Forum: Personal Consumer Issues
Topic: Need a new car, please help given COVID-19
Replies: 44
Views: 2958

Re: Need a new car, please help given COVID-19

Given a quick search, it looks like Nissan's are the some of the cheapest used cars that are only a few years old - is there a reason to avoid them? It's been a long while since i bought (2012), but pretty much every maker with maybe one or two exceptions had a poor model or two from reliability, i...
by helloeveryone
Sat Mar 21, 2020 10:41 am
Forum: Investing - Theory, News & General
Topic: I won the game but kept playing
Replies: 133
Views: 11714

Re: I won the game but kept playing

First off prayers and best wishes to all those physically or financially traumatized by our current crisis. Bill Bernstein’s words keep me up at night. I am beating myself up as I had a portfolio of 3m, now almost 2 M. I won the game, but kept playing due to what I can only say was greed in hindsig...
by helloeveryone
Sat Mar 21, 2020 9:32 am
Forum: Personal Consumer Issues
Topic: Where should I sell my [camera] lens?
Replies: 13
Views: 746

Re: Where should I sell my [camera] lens?

Hi all, I'm upgrading my Nikon 70-200mm f2.8 G VRII to the latest model. I don't need both versions, and would like to sell the old one. So, where is the best place to sell it in your estimation or experience? KEH, B&H, Adorama, other? Thanks. Just curious - I checked it out on nikon website and lo...
by helloeveryone
Sat Mar 21, 2020 12:23 am
Forum: Personal Investments
Topic: Help me help him please
Replies: 13
Views: 1395

Re: Help me help him please

vipertom1970 wrote:
Fri Mar 20, 2020 11:50 pm
Keep it simple, pick a target date fund.
what target would he pick since he's 71 and in retirement? thanks
by helloeveryone
Sat Mar 21, 2020 12:21 am
Forum: Personal Consumer Issues
Topic: Where should I sell my [camera] lens?
Replies: 13
Views: 746

Re: Where should I sell my [camera] lens?

Hi all, I'm upgrading my Nikon 70-200mm f2.8 G VRII to the latest model. I don't need both versions, and would like to sell the old one. So, where is the best place to sell it in your estimation or experience? KEH, B&H, Adorama, other? Thanks. Just curious - I checked it out on nikon website and lo...