Search found 9 matches

by elvistcb
Sat Oct 10, 2020 10:55 am
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 7593
Views: 521970

Re: Refinance Mega Thread

Has anyone successfully closed with interactive mortgage and how long did the process take from the day you locked?
by elvistcb
Thu Sep 17, 2020 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: My LenderFi refinance is going well
Replies: 1419
Views: 128339

Re: My LenderFi refinance is going well

All these servicing stories and concerns are why I refuse to escrow. I've only had one P&I screw up over the last 5 years but otherwise smooth when you don't have to worry about them doing something odd to your escrow. Surprised to see all the talk of auto pay as that is a lot of trust. Bill pay at ...
by elvistcb
Wed Sep 02, 2020 8:44 pm
Forum: Personal Finance (Not Investing)
Topic: FICA / OASDI deferral: how should I handle?
Replies: 11
Views: 1006

Re: FICA / OASDI deferral: how should I handle?

Does your provider allow you to split your payroll direct deposit. Until January, send a portion equal to the withholding to an account you don’t use or see often. Your payroll direct deposit to your main account will now be the same as it always was. Then in January if they do indeed double withhol...
by elvistcb
Mon Aug 17, 2020 12:28 pm
Forum: Personal Finance (Not Investing)
Topic: My LenderFi refinance is going well
Replies: 1419
Views: 128339

Re: My LenderFi refinance is going well

Wow. Interesting. I was super prompt and responded to them right away. Not sure what I could have done better. I am real organized and got them everything they asked for within minutes. I don’t want to say much more to identify myself. Glad it went well for so many of you!
by elvistcb
Mon Aug 17, 2020 4:47 am
Forum: Personal Finance (Not Investing)
Topic: My LenderFi refinance is going well
Replies: 1419
Views: 128339

Re: My LenderFi refinance is going well

I don’t think LF is worth the hard pull. Ryan ghosted me. I asked four times for an an LE with a specific rate. The first LE they gave me was junk. He also sounds like a complete moron in emails and on the phone. I wouldn’t trust him with your personal info. Overall a huge disappointment after heari...
by elvistcb
Tue Feb 14, 2017 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 154
Views: 23334

Re: Sallie Mae Rewards MC being discontinued

I agree it was unusual deal and that is why I took it. Seems generous. I've read mixed data points on current points transferring over. I tend to avoid the chance of a screw up so I cashed out first. One thing to consider if it is in your budget is to prepay your grocery expense by buying store gift...
by elvistcb
Sat Feb 11, 2017 2:34 am
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 154
Views: 23334

Re: Sallie Mae Rewards MC being discontinued

reddityeah wrote:dont have enough to redeem. im at $21 right now. will i get a reward check in the mail later when card is discontinued?
I would load $80 to Amazon gift card and cash out. Don't chance them screwing up a points transfer to a new account or cutting you a check.
by elvistcb
Sat Feb 11, 2017 2:09 am
Forum: Personal Finance (Not Investing)
Topic: Sallie Mae Rewards MC being discontinued
Replies: 154
Views: 23334

Re: Sallie Mae Rewards MC being discontinued

IMO it is worth a call to product change to the Barclay Rewards card. Barclay is offering $100 for $1000 of spend. The card is about the same as the commence card, 2% on gas , utilities, and grocery excluding walmart & target. It is still a worthless card but you get $100 and keep your account age. ...
by elvistcb
Sat Sep 03, 2016 11:54 am
Forum: Personal Finance (Not Investing)
Topic: Should I refinance w/ Aimloan?
Replies: 25
Views: 4060

Re: Should I refinance w/ Aimloan?

Please tell me Dovenmuehle for servicing isn't as bad as the reviews. I don't escrow so can they really screw up P&I as bad as it sounds? I signed today and I see that is where AIM is sending my loan for servicing. I seriously am thinking of canceling the deal. BUT I also read the same about Cenlar ...