Search found 13124 matches

by Toons
Sat Feb 09, 2019 7:45 pm
Forum: Personal Consumer Issues
Topic: Thoreau Simplify
Replies: 58
Views: 5573

Re: Thoreau Simplify

Simplicity has been my mantra since 1995.
Eliminate.
Free The Mind.
Breathe Deep.
Check Out The Blue Sky.
On Walden Pond,,a favorite.
:mrgreen:
by Toons
Fri Feb 01, 2019 7:06 am
Forum: Personal Consumer Issues
Topic: Really need help with new computer purchase!
Replies: 89
Views: 3659

Re: Really need help with new computer purchase!

HP Desktop,
Like this,
I own one
From Walmart,
Stays On
24/7
In the workshop
All you "need"
https://www.walmart.com/ip/HP-Slim-270- ... /484093489


:idea: :idea:
by Toons
Fri Feb 01, 2019 7:02 am
Forum: Personal Consumer Issues
Topic: Letting Dog out everyday for lunch... the roundtrip drive is killing me.. ideas?
Replies: 151
Views: 9516

Re: Letting Dog out everyday for lunch... the roundtrip drive is killing me.. ideas?

fishandgolf wrote:
Thu Jan 31, 2019 6:45 pm
Toons wrote:
Thu Jan 31, 2019 5:35 pm
Doggie Door

:happy
Well kinda sorta..........Toons might have the correct answer.........you can take either the one from the right hand or the left hand............
:sharebeer
by Toons
Thu Jan 31, 2019 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: Negotiating DayCare Fees
Replies: 70
Views: 3646

Re: Negotiating DayCare Fees

When our child was in daycare....
We finally decided time spent with our child was more important than the money.
I was a "Mr.Mom" for 15 years
:mrgreen:
by Toons
Thu Jan 31, 2019 12:39 pm
Forum: Personal Finance (Not Investing)
Topic: Were you 100% debt free at retirement
Replies: 152
Views: 8334

Re: Were you 100% debt free at retirement

Yes.
Goal Obtained.
It affords one so many "options",
In Life
Debt Is Like wearing an "Albatross" around Your Neck
:happy
by Toons
Thu Jan 31, 2019 11:07 am
Forum: Personal Finance (Not Investing)
Topic: When taking Social Security @62 could be wise
Replies: 125
Views: 6948

Re: When taking Social Security @62 could be wise

68 now
Took at 62
Going to spend it in Florida next month.
It has been wonderful.

:mrgreen:
by Toons
Wed Jan 30, 2019 8:33 am
Forum: Personal Consumer Issues
Topic: Need help with computer crash!
Replies: 90
Views: 4111

Re: Need help with computer crash!

Ditto chromebook,
Lessoned Learned?
Always BackUp
:happy
by Toons
Wed Jan 30, 2019 8:30 am
Forum: Investing - Theory, News & General
Topic: "Money Savage" podcast with guest Rick Ferri
Replies: 19
Views: 2388

Re: "Money Savage" podcast with guest Rick Ferri

Rick, I have always appreciated your work, but I never listen to podcasts because I don't have 20 minutes of my life to give away to the inefficiency of such listening. I only read transcripts of these so that I can scan them for anything that may add value. Will you be posting a link to the transc...
by Toons
Wed Jan 30, 2019 8:30 am
Forum: Personal Consumer Issues
Topic: Frost on outside edges of vinyl windows?
Replies: 12
Views: 668

Re: Frost on outside edges of vinyl windows?

Very common issue,
I have seen it with all Windows I have owned
Pella currently
:happy

http://www.soft-lite.com/UnderstandWindowCondensation
by Toons
Mon Jan 28, 2019 1:08 pm
Forum: Personal Finance (Not Investing)
Topic: Money Troubles: Need advice to start over from a hole.
Replies: 37
Views: 3009

Re: Money Troubles: Need advice to start over from a hole.

Spend Less
Save More
Apply towards Debt.
Never quit.... Ever
:happy
by Toons
Mon Jan 28, 2019 1:05 pm
Forum: Personal Consumer Issues
Topic: How long does lunch meat last?
Replies: 44
Views: 3617

Re: How long does lunch meat last?

5 days





:wink:
by Toons
Mon Jan 28, 2019 1:03 pm
Forum: Investing - Theory, News & General
Topic: "Money Savage" podcast with guest Rick Ferri
Replies: 19
Views: 2388

Re: "Money Savage" podcast with guest Rick Ferri

Rick, I have always appreciated your work, but I never listen to podcasts because I don't have 20 minutes of my life to give away to the inefficiency of such listening. I only read transcripts of these so that I can scan them for anything that may add value. Will you be posting a link to the transc...
by Toons
Mon Jan 28, 2019 9:28 am
Forum: US Chapters
Topic: How Did You End Up Here?
Replies: 58
Views: 3655

Re: How Did You End Up Here?

For the most part,
Common Sense
Educated discussions.
:idea:
by Toons
Sun Jan 27, 2019 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: Can I retire?
Replies: 62
Views: 5326

Re: Can I retire?

No doubt you can retire if you WANT to. Just continue managing your financial life as you have been for decades. On another note you will find that you "adjust" accordingly in retirement, Life is way too short to miserable in your job when you have "options" I was fortunate to be with my son for 18 ...
by Toons
Sun Jan 27, 2019 1:21 pm
Forum: Personal Investments
Topic: Tracking Investments
Replies: 9
Views: 382

Re: Tracking Investments

Quicken








:idea:
by Toons
Sun Jan 27, 2019 8:44 am
Forum: Investing - Theory, News & General
Topic: What did you learn from 2018 in the markets?
Replies: 104
Views: 5946

Re: What did you learn from 2018 in the markets?

Nothing new under the sun.
Business as usual.

:happy
by Toons
Sun Jan 27, 2019 8:43 am
Forum: Personal Consumer Issues
Topic: Desktop Computer (home): Do you leave it "On" or turn "off" after using?
Replies: 77
Views: 4559

Re: Desktop Computer (home): Do you leave it "On" or turn "off" after using?

The desktop in my workshop has been on for about 6 months.
It goes to "sleep"after 4 hours.
The chromebooks are always "on".
The desktop in the office stays on.
:happy
by Toons
Fri Jan 25, 2019 11:34 am
Forum: Personal Finance (Not Investing)
Topic: Why doesn't a lot of money feel like a lot of money?
Replies: 205
Views: 21239

Re: Why doesn't a lot of money feel like a lot of money?

Isn't there a study somewhere regarding income,,etc and happiness
Something like after 75 k ,,it lies between the ears.
:mrgreen:
by Toons
Thu Jan 24, 2019 8:23 am
Forum: Personal Consumer Issues
Topic: Anyone use Teamviewer (remote access) software?
Replies: 20
Views: 926

Re: Anyone use Teamviewer (remote access) software?

Yes
All the time
When I am outside in my "shed" on one of my desktops,
I use teamviewer to remote to the computer in my office in the house. :mrgreen:
I have also used it to troubleshoot computers ,long distance.
:idea:
by Toons
Thu Jan 24, 2019 8:20 am
Forum: Personal Finance (Not Investing)
Topic: Home insurance going up every year...
Replies: 58
Views: 3438

Re: Home insurance going up every year...

I have stuck with Geico They underwrite Travelers :wink: Actually, you have it backwards. :wink: :wink: GEICO sells homeowner insurance from various underwriters. GEICO does not underwrite homeowners insurance. In your case, Travelers is the underwriter. GEICO is the agent and/or seller of the poli...
by Toons
Thu Jan 24, 2019 8:19 am
Forum: Personal Consumer Issues
Topic: What lifestyle creep made you happier?
Replies: 291
Views: 24933

Re: What lifestyle creep made you happier?

Irobot
Traveling




:mrgreen:
by Toons
Wed Jan 23, 2019 10:52 am
Forum: Personal Finance (Not Investing)
Topic: Home insurance going up every year...
Replies: 58
Views: 3438

Re: Home insurance going up every year...

I have stuck with Geico
They underwrite Travelers
:wink:
by Toons
Wed Jan 23, 2019 10:19 am
Forum: Personal Investments
Topic: Reasons not to upgrade to a brokerage account?
Replies: 17
Views: 1775

Re: Reasons not to upgrade to a brokerage account?

Plenty of threads on the subject,,one below :happy
viewtopic.php?t=256125
by Toons
Wed Jan 23, 2019 8:41 am
Forum: Personal Finance (Not Investing)
Topic: Should I use my Roth IRA to pay off CC debt
Replies: 29
Views: 2173

Re: Should I use my Roth IRA to pay off CC debt

Personally I would not touch the Roth $$
I would spend less and save more to pay it off
Develop a budget
Implement it
:wink:
by Toons
Wed Jan 23, 2019 8:39 am
Forum: Personal Consumer Issues
Topic: External Hard Drive?
Replies: 71
Views: 3951

Re: External Hard Drive?

Google Drive
DropBox
Thumbdrive




:happy
by Toons
Wed Jan 23, 2019 8:38 am
Forum: Personal Finance (Not Investing)
Topic: Annoying Problem with Vanguard Checkwriting
Replies: 14
Views: 875

Re: Annoying Problem with Vanguard Checkwriting

sport wrote:
Tue Jan 22, 2019 2:30 pm
Toons wrote:
Tue Jan 22, 2019 2:23 pm
Transfer the cash to an online checking account.
Use Billpay
:happy
You cannot do that if you want to write a check for a QCD.

Thank You for
Setting Me Straight.
I always like to learn
:sharebeer
by Toons
Wed Jan 23, 2019 8:37 am
Forum: Personal Investments
Topic: Reinvesting dividend income
Replies: 17
Views: 1518

Re: Reinvesting dividend income

I reinvested for decades.
More shares acquired and,,,,,most importantly
It fuels the compounding machine,
8th wonder of the world.

:mrgreen:
by Toons
Tue Jan 22, 2019 2:28 pm
Forum: Personal Finance (Not Investing)
Topic: Recommendation Tax Software --- LLC and Joint Filing
Replies: 6
Views: 249

Re: Recommendation Tax Software --- LLC and Joint Filing

"Turbo Tax or Tax Act or H&R Block seem to be the main possibilities but which one. "

All good choices.
Draw Straws :mrgreen:
by Toons
Tue Jan 22, 2019 2:25 pm
Forum: Investing - Theory, News & General
Topic: Article by Paul Merriman
Replies: 26
Views: 3103

Re: Article by Paul Merriman

"Navigating through Stormy Seas or Calm Waters"
Stay the Course.




:idea: :idea:
by Toons
Tue Jan 22, 2019 2:23 pm
Forum: Personal Finance (Not Investing)
Topic: Annoying Problem with Vanguard Checkwriting
Replies: 14
Views: 875

Re: Annoying Problem with Vanguard Checkwriting

Transfer the cash to an online checking account.
Use Billpay
:happy
by Toons
Mon Jan 21, 2019 8:14 pm
Forum: Personal Finance (Not Investing)
Topic: Websites for tax simulations?
Replies: 27
Views: 1877

Re: Websites for tax simulations?

Luckywon wrote:
Mon Jan 21, 2019 8:02 pm
samsdad wrote:
Mon Jan 21, 2019 1:50 pm
Here’s a federal one:
https://www.dinkytown.net/taxes.html
Thanks samsdad! Hoping someone knows of a CA state site.
Like This ? :happy
https://smartasset.com/taxes/california-tax-calculator
by Toons
Mon Jan 21, 2019 8:12 pm
Forum: Personal Investments
Topic: selecting investment firm
Replies: 20
Views: 1082

Re: selecting investment firm

Vanguard
Schwab
Fidelity.
Not necessarily in that order.
:idea:
by Toons
Mon Jan 21, 2019 8:10 pm
Forum: Personal Consumer Issues
Topic: Help me understand Google Drive
Replies: 17
Views: 1679

Re: Help me understand Google Drive

kenoryan wrote:
Mon Jan 21, 2019 7:48 pm
Is it the same as Dropbox?
Yes very similar in that it updates data to the cloud from the particular device that you are using.
:happy
by Toons
Mon Jan 21, 2019 1:28 pm
Forum: Personal Consumer Issues
Topic: Is it ever worth purchasing an extended warranty for a vehicle?
Replies: 90
Views: 4872

Re: Is it ever worth purchasing an extended warranty for a vehicle?

Extended Warranty?
Making money is the objective
And they do,
Pass
:happy
by Toons
Mon Jan 21, 2019 9:11 am
Forum: Personal Consumer Issues
Topic: Grocery shopping strategy
Replies: 146
Views: 8982

Re: Grocery shopping strategy

We use the app below
Add items as we need them to the
Walmart
Sams or
Food City (local food chain)
Individual lists as needed...

Image

https://play.google.com/store/apps/deta ... rgroceries






:idea: :idea:
by Toons
Mon Jan 21, 2019 8:41 am
Forum: Personal Investments
Topic: Saving accounts
Replies: 46
Views: 3538

Re: Saving accounts

I use Capital One 360 checking and
Money Market.
Convenience.
I gave up rate chasing a long time ago,
:happy
by Toons
Sun Jan 20, 2019 10:01 am
Forum: Investing - Theory, News & General
Topic: The recent market move in context
Replies: 26
Views: 3376

Re: The recent market move in context

"negativity and fear"
Where does this sit ,
and why is it there
To begin with?

:?: :idea: :?:
by Toons
Sat Jan 19, 2019 10:10 pm
Forum: Personal Consumer Issues
Topic: What is a Boglehead funeral/burial?
Replies: 153
Views: 8145

Re: What is a Boglehead funeral/burial?

Cremation
Ashes in the hills of Tennessee
:mrgreen:
by Toons
Sat Jan 19, 2019 11:46 am
Forum: Personal Investments
Topic: Should I dump our wealth planner/financial advisor?
Replies: 49
Views: 5027

Re: Should I dump our wealth planner/financial advisor?

Be kind when you part ways
Wish him much success :mrgreen:
by Toons
Sat Jan 19, 2019 11:40 am
Forum: Investing - Theory, News & General
Topic: So when do you sell?
Replies: 27
Views: 2702

Re: So when do you sell?

I rarely sell shares.
I enjoy the dividends and capgains they payout.
Heirs will receive shares.
:happy
by Toons
Fri Jan 18, 2019 4:42 pm
Forum: Personal Consumer Issues
Topic: How do you keep a calendar?
Replies: 63
Views: 3117

Re: How do you keep a calendar?

Google calendar suffices for us.
Easy access all devices.
:happy
by Toons
Thu Jan 17, 2019 5:03 pm
Forum: Personal Consumer Issues
Topic: Are You Dumping Netflix?
Replies: 177
Views: 11403

Re: Are You Dumping Netflix?

What does it cost to get in the car,
Drive to a theatre,
Tickets,
Concessions?
For One Movie,,,,
I have no idea as I haven't done it in many years.
Matter of fact I just upgraded to the Ultra HD plan
Netflix is an entertainment bargain to me.
:happy