Search found 12031 matches

by Toons
Mon Dec 11, 2017 9:57 pm
Forum: Investing - Help with Personal Investments
Topic: Where do I put 50k I don't need?
Replies: 7
Views: 768

Re: Where do I put 50k I don't need?

Vanguard Balanced Index Fund.
8-)
by Toons
Sun Dec 10, 2017 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: What are your big-picture ‘rules of life’ —financial or otherwise?
Replies: 87
Views: 6028

Re: What are your big-picture ‘rules of life’ —financial or otherwise?

technovelist wrote:
Sun Dec 10, 2017 4:55 pm
Toons wrote:
Sun Dec 10, 2017 4:53 pm
1.Keep It Simple :happy
2.Occam's Razor :happy
Also, avoid redundancy? :sharebeer

:thumbsup
by Toons
Sat Dec 09, 2017 7:54 pm
Forum: Investing - Help with Personal Investments
Topic: Pay down loans or invest
Replies: 14
Views: 1043

Re: Pay down loans or invest

"I've got about 100k of student loans left at 3.77%"

Eliminate :mrgreen:
by Toons
Sat Dec 09, 2017 7:51 pm
Forum: Investing - Theory, News & General
Topic: 2000-09 worst decade for large cap stocks in 109 years
Replies: 44
Views: 2926

Re: 2000-09 worst decade for large cap stocks in 109 years

Sounds like the "best buying opportunity to me" :happy beat me to it. ^This. If you're buying stocks do you want the price to rise or fall (read closely...the question was "buying" stocks, not "selling" stocks)? Of course you want the prices to fall. 40% decline (2000-2002) and 50% decline (2007-20...
by Toons
Sat Dec 09, 2017 11:59 am
Forum: Investing - Theory, News & General
Topic: 2000-09 worst decade for large cap stocks in 109 years
Replies: 44
Views: 2926

Re: 2000-09 worst decade for large cap stocks in 109 years

Sounds like the "best buying opportunity to me"
:happy
by Toons
Sat Dec 09, 2017 11:58 am
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 146
Views: 7914

Re: Do people still use AAA?

Traveling now,
For maps,directions,,,Google.(ok google find pizza near me :happy )
Geico for roadside if needed.



:mrgreen:
by Toons
Sat Dec 09, 2017 11:55 am
Forum: Personal Finance (Not Investing)
Topic: Save all this money, what do you splurge on?
Replies: 155
Views: 10067

Re: Save all this money, what do you splurge on?

We travel in our Class B Rig.
That we saved and invested for so that we could ,
pay cash.
:happy :happy
by Toons
Sat Dec 09, 2017 11:53 am
Forum: Investing - Theory, News & General
Topic: "Financial Shock" wealth
Replies: 33
Views: 6054

Re: "Financial Shock" wealth

I couldn't finish the article. :mrgreen:
by Toons
Fri Dec 08, 2017 9:05 pm
Forum: Investing - Theory, News & General
Topic: Which is better: Wellesley or 5-yr 2.5% CD?
Replies: 51
Views: 3749

Re: Which is better: Wellesley or 5-yr 2.5% CD?

When your friend is ready to make the decision for himself and not rely on someone else,,then,
he will know what to do. :happy
by Toons
Wed Dec 06, 2017 7:12 pm
Forum: Investing - Help with Personal Investments
Topic: should I use vanguard's 2 step verification sign in
Replies: 34
Views: 3529

Re: should I use vanguard's 2 step verification sign in

Take full advantage of any security options you are offered. :happy
by Toons
Wed Dec 06, 2017 7:10 pm
Forum: Investing - Help with Personal Investments
Topic: Want to sell my Bitcoin, but when?
Replies: 88
Views: 7677

Re: Want to sell my Bitcoin, but when?

If you decide to Sell,,
Don't look back :happy
by Toons
Wed Dec 06, 2017 2:55 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 146
Views: 7914

Re: Do people still use AAA?

Geico Here
:happy
by Toons
Mon Dec 04, 2017 6:30 am
Forum: Investing - Theory, News & General
Topic: Which crash have you seen it before it is coming?
Replies: 134
Views: 9439

Re: Which crash have you seen it before it is coming?

87 00 08-09 And all mini crashes in between. All shares purchased during those time periods are the ones that have gained the most value as of today. Next One? When Euphoria reaches it's maximum https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcSkUu3-Qk6F20he8q4oE-dFDsTqk3mQIpo8W3ITqcFWfBaBQHE3L...
by Toons
Mon Dec 04, 2017 6:13 am
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 607
Views: 162501

Re: Share your net worth progression

2001: $10,000 2002: $25,000 2003: $50,000 2004: $80,000 2005: $130,000 2006: $200,000 2007: $280,000 2008: $350,000 2009: $300,000 2010: $350,000 2011: $425,000 2012: $515,000 2013: $600,000 2014: $685,000 2015: $725,000 11/8/2016: $800,000 June 2017: $940,000 Notes: Mommy and Daddy did not pay for...
by Toons
Mon Dec 04, 2017 6:10 am
Forum: Personal Consumer Issues
Topic: It's that time of year again... buying christmas gifts
Replies: 70
Views: 5686

Re: It's that time of year again... buying christmas gifts

4 presents.
1 Son-Amazon Gift Certificate.
3 grandchildren-gifts around 30 each from Amazon.
That is the extent of it.
They all know I would do anything in the world for them. :wink: :wink:
by Toons
Fri Dec 01, 2017 5:46 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Cost Basis
Replies: 25
Views: 1581

Re: Vanguard Cost Basis

Never had an issue with Vanguard regarding cost basis. I use average cost. I have used Quicken for years to enter transactions to track cost basis.(I like numbers :happy ) I always compare my Quicken basis to Vanguard 1099B information. It has always been spot on, Several times I have sold shares of...
by Toons
Fri Dec 01, 2017 12:23 pm
Forum: Investing - Theory, News & General
Topic: Thinking of Bonds to rebalance the portfolio
Replies: 22
Views: 2100

Re: Thinking of Bonds to rebalance the portfolio

If your asset allocation calls for it.
Buy Bonds.
If Not.
Don't.

:happy
by Toons
Fri Dec 01, 2017 12:17 pm
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 10242

Re: Price of haircut?

Haven't paid for a haircut since 1993.
I forgot what it cost then.
:mrgreen: :mrgreen:
by Toons
Thu Nov 30, 2017 4:51 pm
Forum: Investing - Theory, News & General
Topic: Mutual Funds and Taxation
Replies: 18
Views: 1116

Re: Mutual Funds and Taxation

"Mutual funds and other investment companies must meet the Internal Revenue Code's "regulated investment company" qualifications in order to pass through income and gains directly to shareholders without having to pay taxes at the fund level" https://www.fidelity.com/tax-information/tax-topics/mutua...
by Toons
Thu Nov 30, 2017 4:46 pm
Forum: Investing - Help with Personal Investments
Topic: 401k Contribution 2018
Replies: 28
Views: 1555

Re: 401k Contribution 2018

"All In"
Time in the market(we all only have so much )
Not Timing
:happy
by Toons
Thu Nov 30, 2017 4:40 pm
Forum: Personal Consumer Issues
Topic: Any websites to help find a great doctor?
Replies: 36
Views: 2423

Re: Any websites to help find a great doctor?

This website might be of assistance
"Best Urologists"
https://www.ratemds.com/best-doctors/?c ... =urologist



:happy
by Toons
Thu Nov 30, 2017 2:35 pm
Forum: Investing - Help with Personal Investments
Topic: Got cash ... What to buy?
Replies: 10
Views: 1159

Re: Got cash ... What to buy?

Don't do anything until,,,,
YOU know what you want to do,
and when you want to do it,
:happy
by Toons
Wed Nov 29, 2017 7:41 pm
Forum: Investing - Help with Personal Investments
Topic: Invest or pay off mortgage?
Replies: 77
Views: 5944

Re: Invest or pay off mortgage?

My favorite question
"Pay Off Mortgage"









:dollar :dollar
by Toons
Wed Nov 29, 2017 5:01 pm
Forum: Personal Consumer Issues
Topic: Best strategy for selling cell phone on Ebay?
Replies: 33
Views: 1803

Re: Best strategy for selling cell phone on Ebay?

Ebay?
Start the auction at 1 penny,
It always worked for me. :happy
by Toons
Wed Nov 29, 2017 5:00 pm
Forum: Investing - Help with Personal Investments
Topic: Edward Jones trap
Replies: 45
Views: 5164

Re: Edward Jones trap

Leave them alone.
Experience is the best teacher




:P
by Toons
Wed Nov 29, 2017 4:56 pm
Forum: Investing - Theory, News & General
Topic: Which crash have you seen it before it is coming?
Replies: 134
Views: 9439

Re: Which crash have you seen it before it is coming?

Been Investing since 1981.
I knew they would eventually come,,,,,,
But not as to when,
Same applies as I type. :mrgreen:
by Toons
Wed Nov 29, 2017 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: So i hit 6 figures... (questions about financials)
Replies: 19
Views: 3703

Re: So i hit 6 figures... (questions about financials)

17k auto loan

Go into "Attack Mode" :mrgreen:
by Toons
Wed Nov 29, 2017 12:05 pm
Forum: Investing - Help with Personal Investments
Topic: Open a 401k in 2017? Or wait for 2018?
Replies: 7
Views: 352

Re: Open a 401k in 2017? Or wait for 2018?

When It comes to investing
"Time"is YOUR ally.
Invest as much as you can as SOON as you can.
Put the compounding machine to work,,,For YOU :idea: :moneybag
by Toons
Wed Nov 29, 2017 11:59 am
Forum: Personal Consumer Issues
Topic: new dehumidifier?
Replies: 9
Views: 575

Re: new dehumidifier?

I purchased a "Hisense" from Lowes this past April,to keep the garage dry,
Works excellent.
Live in Tn. :happy

https://www.lowes.com/pd/Hisense-70-Pin ... 1000195215
by Toons
Wed Nov 29, 2017 7:02 am
Forum: Investing - Theory, News & General
Topic: Is it 1996 yet?
Replies: 21
Views: 2491

Re: Is it 1996 yet?

50/50(or 60/40)
Sleep Well



:happy
by Toons
Tue Nov 28, 2017 8:39 pm
Forum: Personal Finance (Not Investing)
Topic: Too much house, right?
Replies: 88
Views: 8057

Re: Too much house, right?

Make the Move.
You have figured things out so far and
will continue to do so. :happy
by Toons
Tue Nov 28, 2017 8:12 pm
Forum: Personal Consumer Issues
Topic: Wifi speakers-SONOS vs Echo/Google Home
Replies: 30
Views: 2894

Re: Wifi speakers-SONOS vs Echo/Google Home

Pair this Bose Bluetooth Speaker with your echo..
You won't be sorry :happy

https://www.amazon.com/Bose-SoundLink-R ... ge_ce?th=1
by Toons
Tue Nov 28, 2017 12:48 pm
Forum: Investing - Help with Personal Investments
Topic: Advice for end of 2017??
Replies: 11
Views: 1424

Re: Advice for end of 2017??

"No other outstanding debts other than car payment~400"

Pay it off if you are able :happy
by Toons
Tue Nov 28, 2017 12:47 pm
Forum: Investing - Theory, News & General
Topic: Asset Allocation [in market crash]
Replies: 38
Views: 1876

Re: Asset Allocation [in market crash]

Go with 50/50.
Forget about it. :happy
by Toons
Tue Nov 28, 2017 11:09 am
Forum: Personal Consumer Issues
Topic: Insulated shopping bags
Replies: 14
Views: 778

Re: Insulated shopping bags

I always carry one of these with me in the rear of the Civic to "keep it cool" on the way home from the store :happy

Image
by Toons
Tue Nov 28, 2017 11:01 am
Forum: Personal Consumer Issues
Topic: How Do You Stay Current With Music?
Replies: 111
Views: 5116

Re: How Do You Stay Current With Popular Music?

Spotify streams around me via Echo,,or echo dots in the home,,,or
Via bluetooth in the "ride". :happy
by Toons
Tue Nov 28, 2017 8:19 am
Forum: Personal Finance (Not Investing)
Topic: Tax Software recommendations?
Replies: 15
Views: 988

Re: Tax Software recommendations?

TaxAct
:happy
by Toons
Mon Nov 27, 2017 8:02 pm
Forum: Investing - Help with Personal Investments
Topic: Can I afford a $1,400,000 house
Replies: 93
Views: 8473

Re: Can I afford a $1,400,000 house

Savings
- Cash - $95k

Pay off the car and throw some at the mortgage while you are thinking about the house.
Given your income you should handily fill up the savings account in no time. :happy
Matter of fact I would pay off the student loan before considering a 1,400,000 shelter.
by Toons
Mon Nov 27, 2017 7:52 pm
Forum: Investing - Theory, News & General
Topic: Bonds Are Riskier Than People Think
Replies: 137
Views: 11773

Re: Bonds Are Riskier Than People Think

Looking at recent dips in bonds in the past 20 years, I feel safer with some of my fixed income allocation in CD's with zero downside risk. I've heard it quoted on here that you should keep the money you can't afford to lose in bonds, but feel that is not a good theory especially for retirees. Not ...