Search found 12683 matches

by Toons
Mon Jun 18, 2018 10:56 am
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 95
Views: 3810

Re: Which Supermarket are you?

Walmart
Publix




:D
by Toons
Sat Jun 16, 2018 3:07 pm
Forum: Investing - Theory, News & General
Topic: Which boglehead rule do you break--and are ok with
Replies: 137
Views: 8688

Re: Which boglehead rule do you break--and are ok with

I own actively managed mutual funds and
Individual Stocks
Yes I am just fine with it






☮
by Toons
Sat Jun 16, 2018 3:05 pm
Forum: Personal Consumer Issues
Topic: What are your hobbies?
Replies: 55
Views: 3725

Re: What are your hobbies?

Photography,
Golf
Tinkering with technology,,computers,,etc
Reading
Exercising.
Volunteering

:happy
by Toons
Fri Jun 15, 2018 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Paying off mortgage early
Replies: 42
Views: 3088

Re: Paying off mortgage early

Pay it off today ,,,,,,,,,or
Tomorrow.








👍
💪
by Toons
Fri Jun 15, 2018 2:52 pm
Forum: Investing - Help with Personal Investments
Topic: Where to invest $50K+ down payment money for five years?
Replies: 47
Views: 3584

Re: Where to invest $50K+ down payment money for five years?

5 years.
Lifestrategy Income,
Reinvest the dividends.

:happy
by Toons
Wed Jun 13, 2018 10:37 am
Forum: Personal Consumer Issues
Topic: Trade-up my $89 Walmart bike
Replies: 44
Views: 2528

Re: Trade-up my $89 Walmart bike

"Retired and currently ride 6-12 miles a day, 3-5 days a week"

Get any bicycle your heart desires.
If you can afford it I would not question the cost.
You worked hard all your life.
Enjoy yourself....
👊
by Toons
Wed Jun 13, 2018 7:50 am
Forum: Investing - Theory, News & General
Topic: Schwab's market predictions next 10 years
Replies: 20
Views: 2641

Re: Schwab's market predictions next 10 years

Great.
Keep Saving and Investing..


🙈
by Toons
Wed Jun 13, 2018 7:44 am
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 177
Views: 14487

Re: Life in retirement - what did you do today?

* Spanish lessons. * Another spanish lesson while drinking coffee. * Helped my friend in Mexico City with some new english words...via Tandem application * Spoke with another friend in Portugal who is learning English also. * Intensive spanish lesson,, * More spanish with my friend in Mexico City,,...
by Toons
Tue Jun 12, 2018 9:03 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 177
Views: 14487

Re: Life in retirement - what did you do today?

CULater wrote: ↑
Tue Jun 12, 2018 6:13 pm
This part had me concerned:
Spouse and I went to Walmart ,as soon as we hit pickup area attendant
Be careful out there. :P
Hahahah,,Excellent bravo :sharebeer
by Toons
Tue Jun 12, 2018 8:59 pm
Forum: Personal Consumer Issues
Topic: Chipmunk Repellent?
Replies: 36
Views: 2376

Re: Chipmunk Repellent?

Use the same method when catching birds.
Put salt on the chipmunk's tail


:mrgreen: :mrgreen:
by Toons
Tue Jun 12, 2018 8:57 pm
Forum: Investing - Help with Personal Investments
Topic: Taking $1M+ Long Term Capital Gains
Replies: 68
Views: 6204

Re: Taking $1M+ Long Term Capital Gains

Sell,
Pay the capital gains tax.
An inherent part of making money in the investment world.
It is a bunch of numbers moving around.

:happy
by Toons
Tue Jun 12, 2018 8:54 pm
Forum: Personal Consumer Issues
Topic: Anyone with a paid off house drop homeowners insurance
Replies: 78
Views: 5353

Re: Anyone with a paid off house drop homeowners insurance

Paid off years ago,,,
Keep 5000 deductible.
960 a year.
It is psychological comfort for me.
:happy
by Toons
Tue Jun 12, 2018 6:02 pm
Forum: Personal Consumer Issues
Topic: Life in retirement - what did you do today?
Replies: 177
Views: 14487

Re: Life in retirement - what did you do today?

Today. Drank 1 cup of coffee, fruit cup,vitamins Spanish lessons. handled a few financial transactions ,quicken,,Bogleheads site,,Washington Post ,Google News. Outside... Cut grass with push-mower half acre sidehill lie Had a lot of huge branches to cut up and burn in fire pit...from several trees I...
by Toons
Tue Jun 12, 2018 2:13 pm
Forum: Investing - Help with Personal Investments
Topic: Strategy for a prolonged bear market
Replies: 62
Views: 4988

Re: Strategy for a prolonged bear market

If you have time on your side,,, 10 years minimum Increase your allocation to equities. Doom and Gloom scenarios,the death of equities,,, Great news for wealth building 💪💪 +1. I'm 31, 100% in stocks, work in the federal government, and max out my 401K, IRA, and HSA. A prolonged bear market would be...
by Toons
Mon Jun 11, 2018 11:24 am
Forum: Investing - Help with Personal Investments
Topic: Strategy for a prolonged bear market
Replies: 62
Views: 4988

Re: Strategy for a prolonged bear market

If you have time on your side,,,
10 years minimum
Increase your allocation to equities.
Doom and Gloom scenarios,the death of equities,,,
Great news for wealth building

💪💪
by Toons
Mon Jun 11, 2018 11:15 am
Forum: Personal Finance (Not Investing)
Topic: [Net worth in retirement: How do you know when "enough is enough"?]
Replies: 15
Views: 2599

Re: [Net worth in retirement: How do you know when "enough is enough"?]

When I found that although we spend what we want to spend,
The Net worth keeps growing due to the compounding of invested monies.
:happy
by Toons
Sun Jun 10, 2018 1:26 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone regret paying off mortgage early?
Replies: 435
Views: 97604

Re: Anyone regret paying off mortgage early?

No to the
"Infinity"

🌟🌟🌟
by Toons
Sat Jun 09, 2018 7:39 pm
Forum: Personal Finance (Not Investing)
Topic: Need motivation - how much did you lower expenses by downsizing ( if you did)
Replies: 11
Views: 1573

Re: Need motivation - how much did you lower expenses by downsizing ( if you did)

5000 a year property tax in Western Ny 1800 sq ft.
695.00 a year in Tennessee,,,1400 sq. additional land also.
gasoline .40 per gallon less expensive.
For starters.

:happy
by Toons
Sat Jun 09, 2018 5:02 pm
Forum: Investing - Help with Personal Investments
Topic: Help with investments and long term financial road
Replies: 15
Views: 1144

Re: Help with investments and long term financial road

Forget Investing
Attack your debt with a vengeance.
I would also examine my spending behavior.



👊
by Toons
Sat Jun 09, 2018 4:58 pm
Forum: Personal Finance (Not Investing)
Topic: Why do we work?
Replies: 121
Views: 9956

Re: Why do we work?

For Me,,,,,Maslow
Food ,Shelter,Clothing.



☮
by Toons
Sat Jun 09, 2018 4:53 pm
Forum: Investing - Help with Personal Investments
Topic: If you suddenly became a millionaire [exceed FDIC insurance limit]
Replies: 31
Views: 5072

Re: If you suddenly became a millionaire [exceed FDIC insurance limit]

I keep about 50k with CapOne for immediate cash purposes.
All other financial assets are with Vanguard ,Wells Fargo,Fidelity.
:happy
by Toons
Sat Jun 09, 2018 4:28 pm
Forum: Personal Finance (Not Investing)
Topic: Car Lease for parents
Replies: 37
Views: 2497

Re: Car Lease for parents

denovo wrote: ↑
Sat Jun 09, 2018 2:56 pm
Car leases are bad regardless of age.
+1
:happy
by Toons
Sat Jun 09, 2018 11:58 am
Forum: Personal Consumer Issues
Topic: How much to spend on daycare?
Replies: 46
Views: 3430

Re: How much to spend on daycare?

theplayer11 wrote: ↑
Fri Jun 08, 2018 8:16 pm
Toons wrote: ↑
Fri Jun 08, 2018 12:13 pm
Somebody stay home with the child as long as possible.


:)
+1000
Thanks,,
I did it ,,My wife was the sole breadwinner,,,
We decided more money was not the answer,,,, :
Nothing can replace what my son and I now reflect on,,,from his formative years and beyond.
He is 26.

:happy
by Toons
Fri Jun 08, 2018 12:41 pm
Forum: Investing - Theory, News & General
Topic: Factors From Scratch
Replies: 11
Views: 877

Re: Factors From Scratch

Whew,,my brain is overworked...,
Point ,Click,purchase index fund shares
I am going back to stare at the green leaves

:mrgreen: :mrgreen:
by Toons
Fri Jun 08, 2018 12:37 pm
Forum: Investing - Theory, News & General
Topic: $1M Question
Replies: 38
Views: 4800

Re: $1M Question

Can You "break in" to Fort Knox??


:mrgreen: :mrgreen:
by Toons
Fri Jun 08, 2018 12:13 pm
Forum: Personal Consumer Issues
Topic: How much to spend on daycare?
Replies: 46
Views: 3430

Re: How much to spend on daycare?

Somebody stay home with the child as long as possible.


:)
by Toons
Fri Jun 08, 2018 12:10 pm
Forum: Personal Consumer Issues
Topic: Death - Prediction
Replies: 63
Views: 3745

Re: Death - Prediction

Who? Me? Predict? Silly exercise for me. I had a heart attack just before reaching 65. My prediction then? Less than 10 years. And, my father died at 61, my sister at 73. Silly exercise. Now I am 85, just 2 days ago blacktop coated my 3000 sq. ft driveway, cleaned the gutters, cut my 1/2 acre lawn ...
by Toons
Fri Jun 08, 2018 12:04 pm
Forum: Investing - Help with Personal Investments
Topic: Where do you Invest in Good Economy like this ?
Replies: 27
Views: 2107

Re: Where do you Invest in Good Economy like this ?

Vanguard Lifestrategy Conservative Growth.
Vanguard Tax Free Intermediate Term.







😉
by Toons
Fri Jun 08, 2018 11:55 am
Forum: Personal Finance (Not Investing)
Topic: Investing or Paying Off The House
Replies: 14
Views: 1194

Re: Investing or Paying Off The House

My favorite Question,,,For me, no need to read the thread....
Pay Off The Mortgage
😉
by Toons
Fri Jun 08, 2018 11:53 am
Forum: Personal Consumer Issues
Topic: Porsche Macan
Replies: 28
Views: 2981

Re: Porsche Macan

Offer 50 :happy https://rick-hill.porschedealer.com/inventory/?condition=new&make=Porsche&model=Macan&_pcids=2aeb0d49142e4b1dacf5c976c4c3e770%2c31418cd5eef74df49b87960a7b5cc80a%2c94d8a2a37395b143ca6c112dabd06100%2cdfd0b9a89179e9b72c2b448a75df2725&_pcsourceid=054e8c546ec15622067d1571e44d3b91&_vsrefd...
by Toons
Fri Jun 08, 2018 11:43 am
Forum: Investing - Theory, News & General
Topic: VMMXX (Vanguard Prime MM) risks
Replies: 71
Views: 7295

Re: VMMXX (Vanguard Prime MM) risks

FYI
From Vanguard Prospectus

"You could lose money by investing in the Fund. Although the Fund seeks to
preserve the value of your investment at $1.00 per share, it cannot guarantee it
will do so. "


:happy
by Toons
Fri Jun 08, 2018 11:31 am
Forum: Personal Finance (Not Investing)
Topic: Buying a house in Florida but you are hundreds of miles away
Replies: 33
Views: 2693

Re: Buying a house in Florida but you are hundreds of miles away

Start With Zillow Search Anywhere. Link is for St Augustine. https://www.zillow.com/homes/saint-augustine_rb/?utm_content=448826822|22647879422|kwd-36654015080|150069695912|&semQue=null&k_clickid=d4b624a6-b0a6-4a3f-ba36-41e8066d98ac&gclid=CjwKCAjw0ujYBRBDEiwAn7BKt366b6btLIVOKAn9k1LjAHt8YGgYZ_HYHiik4...
by Toons
Fri Jun 08, 2018 11:02 am
Forum: Personal Consumer Issues
Topic: Porsche Macan
Replies: 28
Views: 2981

Re: Porsche Macan

Offer 50 :happy https://rick-hill.porschedealer.com/inventory/?condition=new&make=Porsche&model=Macan&_pcids=2aeb0d49142e4b1dacf5c976c4c3e770%2c31418cd5eef74df49b87960a7b5cc80a%2c94d8a2a37395b143ca6c112dabd06100%2cdfd0b9a89179e9b72c2b448a75df2725&_pcsourceid=054e8c546ec15622067d1571e44d3b91&_vsrefdo...
by Toons
Thu Jun 07, 2018 7:22 pm
Forum: Investing - Help with Personal Investments
Topic: VASGX with 25-30 year investment plan. Looking for advice. [Vanguard LifeStrategy Growth]
Replies: 31
Views: 2343

Re: VASGX with 25-30 year investment plan. Looking for advice. [Vanguard LifeStrategy Growth]

I have owned Vasgx since 1998 Maxed it with Roth Ira contributions for 11 years , Spouse and Myself. It has provided us with growth of capital over the ensuing 19 years, Which was our objective. Still own it,,no plans to sell any shares. 😊 Thank you Toons. I am going to invest, keep investing, and ...
by Toons
Wed Jun 06, 2018 7:52 pm
Forum: Investing - Help with Personal Investments
Topic: VASGX with 25-30 year investment plan. Looking for advice. [Vanguard LifeStrategy Growth]
Replies: 31
Views: 2343

Re: VASGX with 25-30 year investment plan. Looking for advice. [Vanguard LifeStrategy Growth]

I have owned Vasgx since 1998
Maxed it with Roth Ira contributions for 11 years ,
Spouse and Myself.
It has provided us with growth of capital over the ensuing 19 years,
Which was our objective.
Still own it,,no plans to sell any shares.

😊
by Toons
Wed Jun 06, 2018 7:47 pm
Forum: Investing - Help with Personal Investments
Topic: Investment Strategy at 55
Replies: 16
Views: 2895

Re: Investment Strategy at 55

Pay Off The Mortgage .
Vanguard Balanced Index Fund (Admiral)
😊
by Toons
Wed Jun 06, 2018 7:44 pm
Forum: Personal Consumer Issues
Topic: Switching car insurance agents
Replies: 15
Views: 1334

Re: Switching car insurance agents

Geico Online,
Keep It simple and streamlined.
No need to interact with a middleman or woman :happy
✌🏻
by Toons
Wed Jun 06, 2018 7:42 pm
Forum: Investing - Help with Personal Investments
Topic: Short Term Cash Accumulation - where to invest it?
Replies: 11
Views: 762

Re: Short Term Cash Accumulation - where to invest it?

2-4 year
High Yield Savings
CD
Money Market,,,
✌🏻
by Toons
Wed Jun 06, 2018 7:41 pm
Forum: Investing - Help with Personal Investments
Topic: What are you doing with cash?
Replies: 82
Views: 9630

Re: What are you doing with cash?

Spending Some Traveling.....
Buying shares of Intermediate Tax Exempt ,,
And Lifestrategy Conservative Growth
✌🏻
by Toons
Wed Jun 06, 2018 7:38 pm
Forum: Investing - Help with Personal Investments
Topic: Please Help, Huge Decision
Replies: 26
Views: 4234

Re: Please Help, Huge Decision

Vanguard Balanced Index Fund
✌🏻
by Toons
Wed Jun 06, 2018 7:37 pm
Forum: Personal Finance (Not Investing)
Topic: Term Life Insurance for Young Couple
Replies: 28
Views: 2112

Re: Term Life Insurance for Young Couple

Maybe the info below will help you get started.
Best Term Life
https://www.thesimpledollar.com/best-te ... insurance/



✌🏻
by Toons
Wed Jun 06, 2018 7:31 pm
Forum: Personal Consumer Issues
Topic: Upgrade to SSD for 5-year old desktop?
Replies: 64
Views: 3341

Re: Upgrade to SSD for 5-year old desktop?

I wouldn't I would upgrade with a new computer. You can get a whole lot of bang for the buck for a desktop. I just picked up one from Walmart for 349 on sale. HP,1 terabyte,8gig ,Windows10,bluetooth,I3 7th generation,small form factor. Hardware and software has improved vastly in the last 5 years. J...
by Toons
Sat Jun 02, 2018 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Do you have a monthly household budget?
Replies: 63
Views: 3877

Re: Do you have a monthly household budget?

I kept a budget for decades so that one day I wouldn't have to.:happy Ditto what Toons said. When I was in my 20s and 30s, I kept a strict budget and stuck to it, broken down into categories of fixed-cost needs (housing, utilities, food, student loan payments, etc.) and variable-cost wants (enterta...
by Toons
Wed May 30, 2018 1:30 pm
Forum: Personal Consumer Issues
Topic: Recommend new TV for 93 year old lady
Replies: 28
Views: 1892

Re: Recommend new TV for 93 year old lady

Walmart
Samsung or
Vizio


:happy