Search found 12975 matches

by Toons
Sun Dec 09, 2018 3:22 pm
Forum: Personal Consumer Issues
Topic: Spotify or Amazon Music?
Replies: 25
Views: 1719

Re: Spotify or Amazon Music?

How about tech support at Spotify and Amazon? I'm a slow learner with tech and may need someone on the phone to help me when I am first setting it up. If you have bluetooth in car Go to settings ,add phone make sure bluetooth is turned on for phone. Car should find the phone may need to accept a co...
by Toons
Sun Dec 09, 2018 3:18 pm
Forum: Investing - Help with Personal Investments
Topic: Has anyone adjusted their stock allocation on the dip?
Replies: 37
Views: 2767

Re: Has anyone adjusted their stock allocation on the dip?

JoMoney wrote:
Sat Dec 08, 2018 11:17 pm
The dip is causing my portfolios allocation to be adjusted without me doing anything.
+1
:happy
by Toons
Sat Dec 08, 2018 4:18 pm
Forum: Personal Consumer Issues
Topic: Spotify or Amazon Music?
Replies: 25
Views: 1719

Re: Spotify or Amazon Music?

Spotify. I have both Amazon Prime music tried their unlimited for 3 months. For me it cannot compare to the algorithms that are used by Spotify I pay 9.99 a month. They have the service perfected,,playing what I like. Listen most of the day,,,home ,car,etc. I stream through the bluetooth in the car ...
by Toons
Sat Dec 08, 2018 4:15 pm
Forum: Investing - Theory, News & General
Topic: We Are Teetering on the Edge of A DEATH CROSS
Replies: 48
Views: 7509

Re: We Are Teetering on the Edge of A DEATH CROSS

Death Cross???
Relating to Money?
Comical
You must be jesting..... :mrgreen:
by Toons
Fri Dec 07, 2018 6:03 pm
Forum: Investing - Help with Personal Investments
Topic: Should I put more into my IRA each month?
Replies: 14
Views: 1143

Re: Should I put more into my IRA each month?

Max it out if you can.
Keep a minimum,bare minimum debt load.
:mrgreen:
by Toons
Fri Dec 07, 2018 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Unexpectedly subjected to my first Edward Jones sales-pitch...
Replies: 15
Views: 1592

Re: Unexpectedly subjected to my first Edward Jones sales-pitch...

1. Understanding investments takes years and years of 60-hour study-weeks

Quick Study
3 fund porfolio.
https://www.bogleheads.org/wiki/Three-fund_portfolio


:mrgreen:
by Toons
Fri Dec 07, 2018 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 315
Views: 16853

Re: What are others paying for property taxes around the US?

dwickenh wrote:
Thu Dec 06, 2018 6:05 pm
Toons wrote:
Thu Dec 06, 2018 5:47 pm
670.00 per annum
1400 sq ft home
Large lot.
:happy
You gotta love Tennessee!!
One reason we retired here,
We were paying 5k a year for 1600 square ft in Western NY,
Home paid for. :D
by Toons
Thu Dec 06, 2018 5:47 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 315
Views: 16853

Re: What are others paying for property taxes around the US?

670.00 per annum
1400 sq ft home
Large lot.
:happy
by Toons
Thu Dec 06, 2018 5:41 pm
Forum: Investing - Theory, News & General
Topic: Who else is getting excited? [about the market]
Replies: 139
Views: 11782

Re: Who else is getting excited?

blackburnian wrote:
Thu Dec 06, 2018 10:53 am
Starchild wrote: ↑Thu Dec 06, 2018 7:35 am
I lost a lot of money this year. That's not exciting.
Same here. I lump summed a large amount in late September, when total stock (VTI) was 150. Today it's 135. I am not excited.

Check back in 2028
:happy
by Toons
Sun Dec 02, 2018 9:51 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement itch- when did you get it?
Replies: 120
Views: 10775

Re: Retirement itch- when did you get it?

50's
The decades fly by
:mrgreen:
by Toons
Sun Dec 02, 2018 9:50 pm
Forum: Personal Consumer Issues
Topic: Robot Vacuum Cleaner?
Replies: 62
Views: 4751

Re: Robot Vacuum Cleaner?

I would give Roomba another chance,
Vast improvements in recent years...
The 690 :happy
https://www.amazon.com/gp/product/B06XR ... UTF8&psc=1
by Toons
Tue Nov 27, 2018 5:40 pm
Forum: Personal Consumer Issues
Topic: Dual Monitor Set up
Replies: 52
Views: 2814

Re: Dual Monitor Set up

Samsung
Personally I wouldn't hesitate.
I use a Samsung monitor but not this model :happy
https://www.amazon.com/gp/product/B00YD ... agb2028-20
by Toons
Tue Nov 27, 2018 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 55
Views: 3285

Re: Quicken 2019 and forward

Quicken downloads and updates all of our accounts including Chase and Citi. I think the subscription model is just fine because I simply can't write the program myself and so, I pay a small fee for the folks at Quicken to do so. Yes, Quicken Deluxe keeps a cost basis. YB +1 Most Everybody has to ma...
by Toons
Tue Nov 27, 2018 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: LastPass Questions
Replies: 27
Views: 1732

Re: LastPass Questions

For a couple?
You don't need family.
I used premium for several years,
back to free now
works just fine
:happy
by Toons
Tue Nov 27, 2018 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 55
Views: 3285

Re: Quicken 2019 and forward

User since 1993
Subscription Now
Well worth it for me.
What is money for?
Goods and Services.
:mrgreen:
by Toons
Mon Nov 26, 2018 6:07 pm
Forum: Investing - Help with Personal Investments
Topic: Do I need a financial advisor?
Replies: 16
Views: 1387

Re: Do I need a financial advisor?

If you want the future to be simple for your spouse, I would talk to Vanguard about Personal Adviser Services (PAS). With your assets, they will be glad to discuss future needs and estate planning. Also, your spouse will not get pressure to move to expensive funds that reward the advisers including...
by Toons
Sun Nov 25, 2018 9:40 am
Forum: Personal Consumer Issues
Topic: Best MVNO for Verizon Network - any updates?
Replies: 30
Views: 1981

Re: Best MVNO for Verizon Network - any updates?

lostdog wrote:
Sun Nov 25, 2018 9:38 am
Toons wrote:
Sun Nov 25, 2018 9:23 am
Straight Talk
:happy
You can buy the straight talk phones and cards at the Wal-Mart, correct?
:happy
Yes
Satisfied customer here
55.00 unlimited at 60 gig they reserve right to review usage.
I use the phone as a mobile hot spot also.
Easy method is online.
by Toons
Sun Nov 25, 2018 9:38 am
Forum: Personal Consumer Issues
Topic: What’s your “barometer” for luxury purchases?
Replies: 72
Views: 5463

Re: What’s your “barometer” for luxury purchases?

When we decide
"That" is what we want
:happy
by Toons
Sun Nov 25, 2018 9:24 am
Forum: Personal Consumer Issues
Topic: New TV Recommendations Please?
Replies: 80
Views: 5422

Re: New TV Recommendations Please?

Samsung
:happy
by Toons
Wed Nov 14, 2018 3:27 pm
Forum: Investing - Help with Personal Investments
Topic: I can't take this anymore=) I'm selling stocks and buying bonds!
Replies: 129
Views: 19719

Re: I can't take this anymore=) I'm selling stocks and buying bonds!

Sounds like you did the right thing
For You.
Congratulations.
:mrgreen:
by Toons
Wed Nov 14, 2018 3:26 pm
Forum: Investing - Theory, News & General
Topic: Are you all staying the course?
Replies: 114
Views: 7208

Re: Are you all staying the course?

Traveling
Haven't paid much attention to the news
Volatility?Wouldn't make any difference anyway.
Staying the course??
For "Life"
:mrgreen:
by Toons
Mon Nov 12, 2018 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: [Financial] Habits of the Rich
Replies: 222
Views: 29194

Re: [Financial] Habits of the Rich

Sandtrap wrote:
Sun Nov 11, 2018 6:23 pm
Remember what it was like to be "dead broke". :shock:
Resolve to move in the opposite financial direction no matter what.
:happy

:thumbsup
by Toons
Mon Nov 12, 2018 7:55 pm
Forum: Personal Consumer Issues
Topic: Fuel system cleaning for old SUV $269!!
Replies: 17
Views: 1215

Re: Fuel system cleaning for old SUV $269!!

Pass
Next Question
:mrgreen: :mrgreen: :mrgreen:
by Toons
Mon Nov 12, 2018 7:52 pm
Forum: Personal Consumer Issues
Topic: Granddaughter needs $ help for university
Replies: 111
Views: 9939

Re: Granddaughter needs $ help for university

:happy

"The person asked to cosign a loan usually has a good credit score and a lengthy credit history, which greatly improves the primary borrower’s odds of approval."

https://www.moneycrashers.com/cosigning ... ons-risks/
by Toons
Mon Nov 12, 2018 7:47 pm
Forum: Personal Consumer Issues
Topic: retirement travel: RVs vs fly/drive/hotel
Replies: 98
Views: 9335

Re: retirement travel: RVs vs fly/drive/hotel

Started Out at Emerald Isle Nc 2 weeks ago Slowly working our way along down the coast Vilano Beach Florida now. Have not spent one night in a campground. Parking lots,Boat Ramps by the Ocean. Publix Lots,Lowes,National Forests.etc Preferred way of travel for us,, Roll On :mrgreen: :mrgreen: http://...
by Toons
Mon Nov 12, 2018 7:24 pm
Forum: Investing - Help with Personal Investments
Topic: Should we drop our manager, for 4-fund portfolio?
Replies: 66
Views: 6220

Re: Should we drop our manager, for 4-fund portfolio?

5k?
That covers my travel expenses in the Rv for
6 months.
If you feel comfortable handling financial matters yourself.
Give it a go and let him go.
:mrgreen:
by Toons
Mon Nov 12, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Planet Fitness etc.,
Replies: 51
Views: 4470

Re: Planet Fitness etc.,

Treadmill and
Exercise bike at home
Both from Amazon.
Walk a lot.
:mrgreen:
by Toons
Sun Nov 11, 2018 1:36 pm
Forum: Personal Finance (Not Investing)
Topic: Doing taxes by hand
Replies: 83
Views: 4954

Re: Doing taxes by hand

You can't take it with you
Use software
Shop around
:happy
by Toons
Sun Nov 04, 2018 9:10 pm
Forum: Investing - Help with Personal Investments
Topic: Panic set in... now what?
Replies: 63
Views: 11047

Re: Panic set in... now what?

Vanguard Balance Index Fund
:happy
by Toons
Fri Nov 02, 2018 10:48 pm
Forum: Investing - Theory, News & General
Topic: no dividends in index funds!
Replies: 95
Views: 9389

Re: no dividends in index funds!

barnaclebob wrote:
Fri Nov 02, 2018 9:04 am
Dividends are just something that makes you feel good, its not free money. Total return is all that matters. You can get the same result from selling shares if you need the cash.

Is there a transaction cost to take a dividend?
by Toons
Tue Oct 30, 2018 8:35 am
Forum: Personal Finance (Not Investing)
Topic: Invest or Pay off Car Loan?
Replies: 19
Views: 1473

Re: Invest or Pay off Car Loan?

Monthly pmt 1261
Remaining tenor 2yrs
Rate 1.99


Ouch
Be Done With It
One Way Or the Other
:happy
by Toons
Mon Oct 29, 2018 7:36 pm
Forum: Investing - Theory, News & General
Topic: 401k down 8% this month
Replies: 58
Views: 6851

Re: 401k down 8% since 9/30

1 month??? Try to keep longer view,,, 30 years. You will sleep a whole lot better :happy Yes, yes...I know....that's why I come here, perspective :) Thanks Toons Been through Bulls and Bears since 1981(Dow 887) Never been out of the market Never stopped investing.... Live like no one else ,,,, So y...
by Toons
Mon Oct 29, 2018 7:34 pm
Forum: Personal Consumer Issues
Topic: Washing machine/dryer shopping
Replies: 38
Views: 2880

Re: Washing machine/dryer shopping

New
Check Lowes.
:happy
by Toons
Mon Oct 29, 2018 4:43 pm
Forum: Investing - Theory, News & General
Topic: 401k down 8% this month
Replies: 58
Views: 6851

Re: 401k down 8% since 9/30

30 Days ???
Try to keep longer view,,,
30 years.
You will sleep a whole lot better

:happy
by Toons
Mon Oct 29, 2018 4:40 pm
Forum: Personal Consumer Issues
Topic: Tire rotation - low mileage car
Replies: 36
Views: 1932

Re: Tire rotation - low mileage car

Personally
Every 5-6k for me.
Don't know if it is necessary ,
But it gives me peace of mind.
:happy
by Toons
Mon Oct 29, 2018 4:33 pm
Forum: Investing - Help with Personal Investments
Topic: VASGX - What to do? [VG LifeStrategy Growth]
Replies: 15
Views: 1131

Re: VASGX - What to do? [VG LifeStrategy Growth]

In Black and White
From the Vanguard Website

"Investors with a long-term time horizon who are looking for growth of principal over time and Who CAN ACCEPT stock market volatility may wish to consider this fund."





:happy
by Toons
Mon Oct 29, 2018 6:06 am
Forum: Investing - Help with Personal Investments
Topic: VASGX - What to do? [VG LifeStrategy Growth]
Replies: 15
Views: 1131

Re: VASGX - What to do? [VG LifeStrategy Growth]

Hi guys, Hoping you all can help me as this is my first post here. Last year, I invested $5500 into a Roth IRA - VASGX. This year I contributed $2000.00. Since this time, VASGX has continuously declined. My 7500 dollars has lost a little over $400.00 and it has not even been one year. As this is my...
by Toons
Sun Oct 28, 2018 12:25 pm
Forum: Personal Consumer Issues
Topic: When to get a new toilet?
Replies: 52
Views: 3901

Re: When to get a new toilet?

Lowes installed our new Kohlers recently
couldn't be more please
Efficient.
Pleasant to look at.
:happy
by Toons
Sun Oct 28, 2018 12:20 pm
Forum: Personal Consumer Issues
Topic: How many miles (total) on car before buying another car ?
Replies: 114
Views: 7222

Re: How many miles (total) on car before buying another car ?

Hmmmm
2019 Honda Civic ,,,Touring
Thinking :mrgreen: :mrgreen: :mrgreen: :mrgreen:
by Toons
Sun Oct 28, 2018 9:05 am
Forum: Personal Consumer Issues
Topic: How many miles (total) on car before buying another car ?
Replies: 114
Views: 7222

Re: How many miles (total) on car before buying another car ?

At this stage of life Every couple years Regardless of mileage :happy Could you please elaborate ? Did you mean to say that you are well off and can afford new wheels every few years ? The clock is ticking 68 years of age. If my wife and I see a vehicle we would like to enjoy , we purchase it. Cash...
by Toons
Sat Oct 27, 2018 3:53 pm
Forum: Personal Consumer Issues
Topic: How many miles (total) on car before buying another car ?
Replies: 114
Views: 7222

Re: How many miles (total) on car before buying another car ?

dm200 wrote:
Sat Oct 27, 2018 3:52 pm
Toons wrote:
Sat Oct 27, 2018 3:48 pm
At this stage of life
Every couple years
Regardless of mileage
:happy
In our case, as we have aged, we drive older cars longer.
Sounds like a great plan :mrgreen:
by Toons
Sat Oct 27, 2018 3:52 pm
Forum: Investing - Help with Personal Investments
Topic: Help! For a larger size taxable account do I pay an advisor?
Replies: 51
Views: 4095

Re: Help! For a larger size taxable account do I pay an advisor?

Buy Vanguard Balanced Index Fund(Admiral)
Pay .07 in expense ratio
Reinvest
Tweak Nothing.
Hold for decades
Ignore The Noise
:sharebeer
by Toons
Sat Oct 27, 2018 3:48 pm
Forum: Personal Consumer Issues
Topic: How many miles (total) on car before buying another car ?
Replies: 114
Views: 7222

Re: How many miles (total) on car before buying another car ?

At this stage of life
Every couple years
Regardless of mileage
:happy