Search found 13002 matches

by Toons
Tue Dec 18, 2018 10:57 pm
Forum: Investing - Help with Personal Investments
Topic: I have some $ sitting lazily - advice please
Replies: 9
Views: 754

Re: I have some $ sitting lazily - advice please

Do you have any debt you could pay down
:mrgreen:
by Toons
Tue Dec 18, 2018 10:56 pm
Forum: Personal Consumer Issues
Topic: Tips for a cold bedroom above a garage?
Replies: 28
Views: 1585

Re: Tips for a cold bedroom above a garage?

Space Heater
Dr. Infrared
Walmart,Amazon
:mrgreen:

Image
by Toons
Tue Dec 18, 2018 10:46 pm
Forum: Investing - Help with Personal Investments
Topic: Sending check by FED EX to Vanguard
Replies: 9
Views: 552

Re: Sending check by FED EX to Vanguard

When I have had a check before ,
I used mobile deposit.,,,,phone camera :happy
https://personal.vanguard.com/us/help/F ... ontent.jsp
by Toons
Tue Dec 18, 2018 10:43 pm
Forum: Investing - Theory, News & General
Topic: Why is the total stock market so random?
Replies: 8
Views: 998

Re: Why is the total stock market so random?

Fear and Greed.
And not necessarily in that order
:mrgreen:
by Toons
Tue Dec 18, 2018 10:42 pm
Forum: Investing - Theory, News & General
Topic: So...do I keep buying more equities?
Replies: 41
Views: 4283

Re: So...do I keep buying more equities?

Not certain if you're buying any particular equity, or a mutual fund, but here goes... My children are saving for retirement, and they freak out like you may be, but I tell them this...It's dollar cost averaging. Simply put, they're looking to retire in 25-35 years and let's keep it simple. If you ...
by Toons
Tue Dec 18, 2018 11:15 am
Forum: Investing - Help with Personal Investments
Topic: Invested a lump sum a few weeks ago..
Replies: 28
Views: 1707

Re: Invested a lump sum a few weeks ago..

Are you "investing"?
To me that means decades.
I would have done exactly what you did.
I invested in 1987
I invested in 2000
I invested in 2008
All turned out to be wonderful buying opportunities.
:happy
by Toons
Tue Dec 18, 2018 10:48 am
Forum: Personal Consumer Issues
Topic: Favorite Purchase of 2018?
Replies: 152
Views: 9604

Re: Favorite Purchase of 2018?

Honda Civic.
:mrgreen:
by Toons
Tue Dec 18, 2018 10:46 am
Forum: Investing - Help with Personal Investments
Topic: Is anyone's portfolio not tanking???
Replies: 71
Views: 4946

Re: Is anyone's portfolio not tanking???

It us up in quantum fashion
Since I started in 1980.
Do yourself a favor and
try to keep thinks in at Minimum
a 10 year time frame.
:mrgreen:
by Toons
Mon Dec 17, 2018 9:58 am
Forum: Investing - Theory, News & General
Topic: What type of bond investor are you?
Replies: 31
Views: 2135

Re: What type of bond investor are you?

Intermediate Tax Exempt
:mrgreen:
by Toons
Mon Dec 17, 2018 9:57 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 8814
Views: 1693265

Re: U.S. stocks in free fall

Reality Check
Dow 6,547.05, March 2009
Today 23,800
:mrgreen:
by Toons
Sun Dec 16, 2018 5:59 pm
Forum: Personal Consumer Issues
Topic: Annoyingly Expensive HP Ink Cartridges
Replies: 34
Views: 2491

Re: Annoyingly Expensive HP Ink Cartridges

quantAndHold wrote:
Sun Dec 16, 2018 11:43 am
Toons wrote:
Sun Dec 16, 2018 8:38 am
Rarely Print to paper anymore
"Print "to Pdf
Save file.
Cartridges from ebay if needed. :D
How do I stick the pdf onto the Amazon box I’m returning?
"Rarely" :mrgreen:
by Toons
Sun Dec 16, 2018 8:38 am
Forum: Personal Consumer Issues
Topic: Annoyingly Expensive HP Ink Cartridges
Replies: 34
Views: 2491

Re: Annoyingly Expensive HP Ink Cartridges

Rarely Print to paper anymore
"Print "to Pdf
Save file.
Cartridges from ebay if needed. :D
by Toons
Sat Dec 15, 2018 12:31 am
Forum: Investing - Help with Personal Investments
Topic: Imminent retirees & sequence fear
Replies: 65
Views: 3647

Re: Imminent retirees & sequence fear

Don't overthink it.
Retire,,
Enjoy everyday....
Control what you can,,
The market?
Let it do what it does.
Accept it.
:happy
by Toons
Sat Dec 15, 2018 12:26 am
Forum: Personal Consumer Issues
Topic: How to learn a second language
Replies: 128
Views: 14836

Re: How to learn a second language

Treinta meses aprendiendo español con Duolingo Youtube, Podcasts, Netflix.
Practicar Practicar Practicar, funciona
Buena suerte

:mrgreen:
by Toons
Sat Dec 15, 2018 12:18 am
Forum: Investing - Help with Personal Investments
Topic: I made a mistake by not selling when the market was high this year
Replies: 107
Views: 9261

Re: I made a mistake by not selling when the market was high this year

Just be patient and sell the next time the market reaches a new high.
It is just a matter of time.
:happy
by Toons
Fri Dec 14, 2018 10:46 am
Forum: Personal Consumer Issues
Topic: “Priority Mail” not a priority anymore
Replies: 11
Views: 1721

Re: “Priority Mail” not a priority anymore

I Haven't mailed anything in a long time... :mrgreen:
by Toons
Wed Dec 12, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: Desktop Computer. All in one or separate? And which one?
Replies: 34
Views: 1920

Re: Desktop Computer. All in one or separate? And which one?

I purchased this HP slim line-no monitor about 6 months ago. I keep it outside in my "shed" where it stays on 24/7. Thoroughly satisfied.It has been a workhorse. Responsive,enough processor speed. :mrgreen: https://www.walmart.com/ip/HP-Slim-270-p043w-DesktopTower-Intel-Core-i3-7100-Processor-8GB-Me...
by Toons
Wed Dec 12, 2018 10:12 am
Forum: Personal Finance (Not Investing)
Topic: UGMA best way to open my childrens' savings accounts at Ally?
Replies: 7
Views: 560

Re: UGMA best way to open my childrens' savings accounts at Ally?

No need to drive anywhere Vanguard Online :happy https://personal.vanguard.com/us/whatweoffer/college/vanguardugmautma?lang=en Review the "Points To Consider" Thanks Toons! I didn't realize it would affect financial aid. I was just hoping for a simple savings account for the kids. Maybe I should ju...
by Toons
Tue Dec 11, 2018 8:25 pm
Forum: Investing - Theory, News & General
Topic: What Happened to you during the Financial crisis of 2007–2008
Replies: 244
Views: 18655

Re: What Happened to you during the Financial crisis of 2007–2008

i just kept buying shares of Vanguard Lifestrategy Growth and other funds as I had been for years.
It was a maybe once in a lifetime OPPORTUNITY...
Just didn't know it at the time.
:happy
by Toons
Tue Dec 11, 2018 8:23 pm
Forum: Personal Consumer Issues
Topic: Donate to homeless?
Replies: 84
Views: 3958

Re: Donate to homeless?

In the past ,I have purchased cases of canned foods from Sams club and delivered them to a Homeless shelter.
Give it a thought
:happy
by Toons
Tue Dec 11, 2018 8:20 pm
Forum: Personal Finance (Not Investing)
Topic: UGMA best way to open my childrens' savings accounts at Ally?
Replies: 7
Views: 560

Re: UGMA best way to open my childrens' savings accounts at Ally?

No need to drive anywhere Vanguard Online :happy https://personal.vanguard.com/us/whatweoffer/college/vanguardugmautma?lang=en Review the "Points To Consider" Thanks Toons! I didn't realize it would affect financial aid. I was just hoping for a simple savings account for the kids. Maybe I should ju...
by Toons
Mon Dec 10, 2018 7:01 pm
Forum: Personal Consumer Issues
Topic: Why is the Honda Fit so hard to find?
Replies: 63
Views: 5894

Re: Why is the Honda Fit so hard to find?

rothnroll wrote:
Tue Nov 27, 2018 11:24 am
I own a 2017 Fit. it's great. I average 37.5 MPG. I got the base model. I don't think in an economy car that you should have leather, rims, etc.
In that case, just get a civic.

+1
Civic
:happy
by Toons
Mon Dec 10, 2018 6:58 pm
Forum: Personal Consumer Issues
Topic: Electric bill with LED
Replies: 102
Views: 6883

Re: Electric bill with LED

All LED here.
Bill is somewhat less ,,but
I am leaving lights on longer with LED
:mrgreen:
by Toons
Sun Dec 09, 2018 3:22 pm
Forum: Personal Consumer Issues
Topic: Spotify or Amazon Music?
Replies: 44
Views: 3084

Re: Spotify or Amazon Music?

How about tech support at Spotify and Amazon? I'm a slow learner with tech and may need someone on the phone to help me when I am first setting it up. If you have bluetooth in car Go to settings ,add phone make sure bluetooth is turned on for phone. Car should find the phone may need to accept a co...
by Toons
Sun Dec 09, 2018 3:18 pm
Forum: Investing - Theory, News & General
Topic: Has anyone adjusted their stock allocation on the dip?
Replies: 71
Views: 5237

Re: Has anyone adjusted their stock allocation on the dip?

JoMoney wrote:
Sat Dec 08, 2018 11:17 pm
The dip is causing my portfolios allocation to be adjusted without me doing anything.
+1
:happy
by Toons
Sat Dec 08, 2018 4:18 pm
Forum: Personal Consumer Issues
Topic: Spotify or Amazon Music?
Replies: 44
Views: 3084

Re: Spotify or Amazon Music?

Spotify. I have both Amazon Prime music tried their unlimited for 3 months. For me it cannot compare to the algorithms that are used by Spotify I pay 9.99 a month. They have the service perfected,,playing what I like. Listen most of the day,,,home ,car,etc. I stream through the bluetooth in the car ...
by Toons
Sat Dec 08, 2018 4:15 pm
Forum: Investing - Theory, News & General
Topic: We Are Teetering on the Edge of A DEATH CROSS
Replies: 50
Views: 8500

Re: We Are Teetering on the Edge of A DEATH CROSS

Death Cross???
Relating to Money?
Comical
You must be jesting..... :mrgreen:
by Toons
Fri Dec 07, 2018 6:03 pm
Forum: Investing - Help with Personal Investments
Topic: Should I put more into my IRA each month?
Replies: 14
Views: 1164

Re: Should I put more into my IRA each month?

Max it out if you can.
Keep a minimum,bare minimum debt load.
:mrgreen:
by Toons
Fri Dec 07, 2018 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Unexpectedly subjected to my first Edward Jones sales-pitch...
Replies: 15
Views: 1636

Re: Unexpectedly subjected to my first Edward Jones sales-pitch...

1. Understanding investments takes years and years of 60-hour study-weeks

Quick Study
3 fund porfolio.
https://www.bogleheads.org/wiki/Three-fund_portfolio


:mrgreen:
by Toons
Fri Dec 07, 2018 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 366
Views: 21093

Re: What are others paying for property taxes around the US?

dwickenh wrote:
Thu Dec 06, 2018 6:05 pm
Toons wrote:
Thu Dec 06, 2018 5:47 pm
670.00 per annum
1400 sq ft home
Large lot.
:happy
You gotta love Tennessee!!
One reason we retired here,
We were paying 5k a year for 1600 square ft in Western NY,
Home paid for. :D
by Toons
Thu Dec 06, 2018 5:47 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 366
Views: 21093

Re: What are others paying for property taxes around the US?

670.00 per annum
1400 sq ft home
Large lot.
:happy
by Toons
Thu Dec 06, 2018 5:41 pm
Forum: Investing - Theory, News & General
Topic: Who else is getting excited? [about the market]
Replies: 145
Views: 12675

Re: Who else is getting excited?

blackburnian wrote:
Thu Dec 06, 2018 10:53 am
Starchild wrote: ↑Thu Dec 06, 2018 7:35 am
I lost a lot of money this year. That's not exciting.
Same here. I lump summed a large amount in late September, when total stock (VTI) was 150. Today it's 135. I am not excited.

Check back in 2028
:happy
by Toons
Thu Dec 06, 2018 5:37 pm
Forum: Investing - Help with Personal Investments
Topic: In a Bear Market, What Are Some Best Practices
Replies: 53
Views: 6937

Re: In a Bear Market, What Are Some Best Practices

Ignore the noise and
Be thankful that you are picking of mores shares with your paycheck contribution into your 401k account,
In fact,,hope for an extended bear market.
:happy
by Toons
Sun Dec 02, 2018 9:51 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement itch- when did you get it?
Replies: 127
Views: 11979

Re: Retirement itch- when did you get it?

50's
The decades fly by
:mrgreen:
by Toons
Sun Dec 02, 2018 9:50 pm
Forum: Personal Consumer Issues
Topic: Robot Vacuum Cleaner?
Replies: 62
Views: 4807

Re: Robot Vacuum Cleaner?

I would give Roomba another chance,
Vast improvements in recent years...
The 690 :happy
https://www.amazon.com/gp/product/B06XR ... UTF8&psc=1
by Toons
Tue Nov 27, 2018 5:40 pm
Forum: Personal Consumer Issues
Topic: Dual Monitor Set up
Replies: 52
Views: 2831

Re: Dual Monitor Set up

Samsung
Personally I wouldn't hesitate.
I use a Samsung monitor but not this model :happy
https://www.amazon.com/gp/product/B00YD ... agb2028-20
by Toons
Tue Nov 27, 2018 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 55
Views: 3308

Re: Quicken 2019 and forward

Quicken downloads and updates all of our accounts including Chase and Citi. I think the subscription model is just fine because I simply can't write the program myself and so, I pay a small fee for the folks at Quicken to do so. Yes, Quicken Deluxe keeps a cost basis. YB +1 Most Everybody has to ma...
by Toons
Tue Nov 27, 2018 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: LastPass Questions
Replies: 27
Views: 1746

Re: LastPass Questions

For a couple?
You don't need family.
I used premium for several years,
back to free now
works just fine
:happy
by Toons
Tue Nov 27, 2018 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 55
Views: 3308

Re: Quicken 2019 and forward

User since 1993
Subscription Now
Well worth it for me.
What is money for?
Goods and Services.
:mrgreen:
by Toons
Mon Nov 26, 2018 6:07 pm
Forum: Investing - Help with Personal Investments
Topic: Do I need a financial advisor?
Replies: 16
Views: 1396

Re: Do I need a financial advisor?

If you want the future to be simple for your spouse, I would talk to Vanguard about Personal Adviser Services (PAS). With your assets, they will be glad to discuss future needs and estate planning. Also, your spouse will not get pressure to move to expensive funds that reward the advisers including...
by Toons
Sun Nov 25, 2018 9:40 am
Forum: Personal Consumer Issues
Topic: Best MVNO for Verizon Network - any updates?
Replies: 30
Views: 2004

Re: Best MVNO for Verizon Network - any updates?

lostdog wrote:
Sun Nov 25, 2018 9:38 am
Toons wrote:
Sun Nov 25, 2018 9:23 am
Straight Talk
:happy
You can buy the straight talk phones and cards at the Wal-Mart, correct?
:happy
Yes
Satisfied customer here
55.00 unlimited at 60 gig they reserve right to review usage.
I use the phone as a mobile hot spot also.
Easy method is online.
by Toons
Sun Nov 25, 2018 9:38 am
Forum: Personal Consumer Issues
Topic: What’s your “barometer” for luxury purchases?
Replies: 72
Views: 5494

Re: What’s your “barometer” for luxury purchases?

When we decide
"That" is what we want
:happy
by Toons
Sun Nov 25, 2018 9:24 am
Forum: Personal Consumer Issues
Topic: New TV Recommendations Please?
Replies: 80
Views: 5478

Re: New TV Recommendations Please?

Samsung
:happy