Search found 12985 matches

by Toons
Fri Dec 14, 2018 10:46 am
Forum: Personal Consumer Issues
Topic: “Priority Mail” not a priority anymore
Replies: 11
Views: 1528

Re: “Priority Mail” not a priority anymore

I Haven't mailed anything in a long time... :mrgreen:
by Toons
Wed Dec 12, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: Desktop Computer. All in one or separate? And which one?
Replies: 34
Views: 1887

Re: Desktop Computer. All in one or separate? And which one?

I purchased this HP slim line-no monitor about 6 months ago. I keep it outside in my "shed" where it stays on 24/7. Thoroughly satisfied.It has been a workhorse. Responsive,enough processor speed. :mrgreen: https://www.walmart.com/ip/HP-Slim-270-p043w-DesktopTower-Intel-Core-i3-7100-Processor-8GB-Me...
by Toons
Wed Dec 12, 2018 10:12 am
Forum: Personal Finance (Not Investing)
Topic: UGMA best way to open my childrens' savings accounts at Ally?
Replies: 7
Views: 551

Re: UGMA best way to open my childrens' savings accounts at Ally?

No need to drive anywhere Vanguard Online :happy https://personal.vanguard.com/us/whatweoffer/college/vanguardugmautma?lang=en Review the "Points To Consider" Thanks Toons! I didn't realize it would affect financial aid. I was just hoping for a simple savings account for the kids. Maybe I should ju...
by Toons
Tue Dec 11, 2018 8:25 pm
Forum: Investing - Theory, News & General
Topic: What Happened to you during the Financial crisis of 2007–2008
Replies: 176
Views: 12996

Re: What Happened to you during the Financial crisis of 2007–2008

i just kept buying shares of Vanguard Lifestrategy Growth and other funds as I had been for years.
It was a maybe once in a lifetime OPPORTUNITY...
Just didn't know it at the time.
:happy
by Toons
Tue Dec 11, 2018 8:23 pm
Forum: Personal Consumer Issues
Topic: Donate to homeless?
Replies: 84
Views: 3914

Re: Donate to homeless?

In the past ,I have purchased cases of canned foods from Sams club and delivered them to a Homeless shelter.
Give it a thought
:happy
by Toons
Tue Dec 11, 2018 8:20 pm
Forum: Personal Finance (Not Investing)
Topic: UGMA best way to open my childrens' savings accounts at Ally?
Replies: 7
Views: 551

Re: UGMA best way to open my childrens' savings accounts at Ally?

No need to drive anywhere Vanguard Online :happy https://personal.vanguard.com/us/whatweoffer/college/vanguardugmautma?lang=en Review the "Points To Consider" Thanks Toons! I didn't realize it would affect financial aid. I was just hoping for a simple savings account for the kids. Maybe I should ju...
by Toons
Mon Dec 10, 2018 7:01 pm
Forum: Personal Consumer Issues
Topic: Why is the Honda Fit so hard to find?
Replies: 63
Views: 5863

Re: Why is the Honda Fit so hard to find?

rothnroll wrote:
Tue Nov 27, 2018 11:24 am
I own a 2017 Fit. it's great. I average 37.5 MPG. I got the base model. I don't think in an economy car that you should have leather, rims, etc.
In that case, just get a civic.

+1
Civic
:happy
by Toons
Mon Dec 10, 2018 6:58 pm
Forum: Personal Consumer Issues
Topic: Electric bill with LED
Replies: 102
Views: 6835

Re: Electric bill with LED

All LED here.
Bill is somewhat less ,,but
I am leaving lights on longer with LED
:mrgreen:
by Toons
Sun Dec 09, 2018 3:22 pm
Forum: Personal Consumer Issues
Topic: Spotify or Amazon Music?
Replies: 39
Views: 2886

Re: Spotify or Amazon Music?

How about tech support at Spotify and Amazon? I'm a slow learner with tech and may need someone on the phone to help me when I am first setting it up. If you have bluetooth in car Go to settings ,add phone make sure bluetooth is turned on for phone. Car should find the phone may need to accept a co...
by Toons
Sun Dec 09, 2018 3:18 pm
Forum: Investing - Help with Personal Investments
Topic: Has anyone adjusted their stock allocation on the dip?
Replies: 39
Views: 3271

Re: Has anyone adjusted their stock allocation on the dip?

JoMoney wrote:
Sat Dec 08, 2018 11:17 pm
The dip is causing my portfolios allocation to be adjusted without me doing anything.
+1
:happy
by Toons
Sat Dec 08, 2018 4:18 pm
Forum: Personal Consumer Issues
Topic: Spotify or Amazon Music?
Replies: 39
Views: 2886

Re: Spotify or Amazon Music?

Spotify. I have both Amazon Prime music tried their unlimited for 3 months. For me it cannot compare to the algorithms that are used by Spotify I pay 9.99 a month. They have the service perfected,,playing what I like. Listen most of the day,,,home ,car,etc. I stream through the bluetooth in the car ...
by Toons
Sat Dec 08, 2018 4:15 pm
Forum: Investing - Theory, News & General
Topic: We Are Teetering on the Edge of A DEATH CROSS
Replies: 50
Views: 8469

Re: We Are Teetering on the Edge of A DEATH CROSS

Death Cross???
Relating to Money?
Comical
You must be jesting..... :mrgreen:
by Toons
Fri Dec 07, 2018 6:03 pm
Forum: Investing - Help with Personal Investments
Topic: Should I put more into my IRA each month?
Replies: 14
Views: 1153

Re: Should I put more into my IRA each month?

Max it out if you can.
Keep a minimum,bare minimum debt load.
:mrgreen:
by Toons
Fri Dec 07, 2018 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: Unexpectedly subjected to my first Edward Jones sales-pitch...
Replies: 15
Views: 1630

Re: Unexpectedly subjected to my first Edward Jones sales-pitch...

1. Understanding investments takes years and years of 60-hour study-weeks

Quick Study
3 fund porfolio.
https://www.bogleheads.org/wiki/Three-fund_portfolio


:mrgreen:
by Toons
Fri Dec 07, 2018 5:55 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 352
Views: 19822

Re: What are others paying for property taxes around the US?

dwickenh wrote:
Thu Dec 06, 2018 6:05 pm
Toons wrote:
Thu Dec 06, 2018 5:47 pm
670.00 per annum
1400 sq ft home
Large lot.
:happy
You gotta love Tennessee!!
One reason we retired here,
We were paying 5k a year for 1600 square ft in Western NY,
Home paid for. :D
by Toons
Thu Dec 06, 2018 5:47 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 352
Views: 19822

Re: What are others paying for property taxes around the US?

670.00 per annum
1400 sq ft home
Large lot.
:happy
by Toons
Thu Dec 06, 2018 5:41 pm
Forum: Investing - Theory, News & General
Topic: Who else is getting excited? [about the market]
Replies: 144
Views: 12281

Re: Who else is getting excited?

blackburnian wrote:
Thu Dec 06, 2018 10:53 am
Starchild wrote: ↑Thu Dec 06, 2018 7:35 am
I lost a lot of money this year. That's not exciting.
Same here. I lump summed a large amount in late September, when total stock (VTI) was 150. Today it's 135. I am not excited.

Check back in 2028
:happy
by Toons
Sun Dec 02, 2018 9:51 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement itch- when did you get it?
Replies: 120
Views: 10861

Re: Retirement itch- when did you get it?

50's
The decades fly by
:mrgreen:
by Toons
Sun Dec 02, 2018 9:50 pm
Forum: Personal Consumer Issues
Topic: Robot Vacuum Cleaner?
Replies: 62
Views: 4794

Re: Robot Vacuum Cleaner?

I would give Roomba another chance,
Vast improvements in recent years...
The 690 :happy
https://www.amazon.com/gp/product/B06XR ... UTF8&psc=1
by Toons
Tue Nov 27, 2018 5:40 pm
Forum: Personal Consumer Issues
Topic: Dual Monitor Set up
Replies: 52
Views: 2828

Re: Dual Monitor Set up

Samsung
Personally I wouldn't hesitate.
I use a Samsung monitor but not this model :happy
https://www.amazon.com/gp/product/B00YD ... agb2028-20
by Toons
Tue Nov 27, 2018 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 55
Views: 3301

Re: Quicken 2019 and forward

Quicken downloads and updates all of our accounts including Chase and Citi. I think the subscription model is just fine because I simply can't write the program myself and so, I pay a small fee for the folks at Quicken to do so. Yes, Quicken Deluxe keeps a cost basis. YB +1 Most Everybody has to ma...
by Toons
Tue Nov 27, 2018 2:51 pm
Forum: Personal Finance (Not Investing)
Topic: LastPass Questions
Replies: 27
Views: 1738

Re: LastPass Questions

For a couple?
You don't need family.
I used premium for several years,
back to free now
works just fine
:happy
by Toons
Tue Nov 27, 2018 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Quicken 2019 and forward
Replies: 55
Views: 3301

Re: Quicken 2019 and forward

User since 1993
Subscription Now
Well worth it for me.
What is money for?
Goods and Services.
:mrgreen:
by Toons
Mon Nov 26, 2018 6:07 pm
Forum: Investing - Help with Personal Investments
Topic: Do I need a financial advisor?
Replies: 16
Views: 1393

Re: Do I need a financial advisor?

If you want the future to be simple for your spouse, I would talk to Vanguard about Personal Adviser Services (PAS). With your assets, they will be glad to discuss future needs and estate planning. Also, your spouse will not get pressure to move to expensive funds that reward the advisers including...
by Toons
Sun Nov 25, 2018 9:40 am
Forum: Personal Consumer Issues
Topic: Best MVNO for Verizon Network - any updates?
Replies: 30
Views: 1992

Re: Best MVNO for Verizon Network - any updates?

lostdog wrote:
Sun Nov 25, 2018 9:38 am
Toons wrote:
Sun Nov 25, 2018 9:23 am
Straight Talk
:happy
You can buy the straight talk phones and cards at the Wal-Mart, correct?
:happy
Yes
Satisfied customer here
55.00 unlimited at 60 gig they reserve right to review usage.
I use the phone as a mobile hot spot also.
Easy method is online.
by Toons
Sun Nov 25, 2018 9:38 am
Forum: Personal Consumer Issues
Topic: What’s your “barometer” for luxury purchases?
Replies: 72
Views: 5475

Re: What’s your “barometer” for luxury purchases?

When we decide
"That" is what we want
:happy
by Toons
Sun Nov 25, 2018 9:24 am
Forum: Personal Consumer Issues
Topic: New TV Recommendations Please?
Replies: 80
Views: 5449

Re: New TV Recommendations Please?

Samsung
:happy
by Toons
Wed Nov 14, 2018 3:27 pm
Forum: Investing - Help with Personal Investments
Topic: I can't take this anymore=) I'm selling stocks and buying bonds!
Replies: 129
Views: 19749

Re: I can't take this anymore=) I'm selling stocks and buying bonds!

Sounds like you did the right thing
For You.
Congratulations.
:mrgreen:
by Toons
Wed Nov 14, 2018 3:26 pm
Forum: Investing - Theory, News & General
Topic: Are you all staying the course?
Replies: 114
Views: 7216

Re: Are you all staying the course?

Traveling
Haven't paid much attention to the news
Volatility?Wouldn't make any difference anyway.
Staying the course??
For "Life"
:mrgreen:
by Toons
Mon Nov 12, 2018 7:57 pm
Forum: Personal Finance (Not Investing)
Topic: [Financial] Habits of the Rich
Replies: 222
Views: 29257

Re: [Financial] Habits of the Rich

Sandtrap wrote:
Sun Nov 11, 2018 6:23 pm
Remember what it was like to be "dead broke". :shock:
Resolve to move in the opposite financial direction no matter what.
:happy

:thumbsup
by Toons
Mon Nov 12, 2018 7:55 pm
Forum: Personal Consumer Issues
Topic: Fuel system cleaning for old SUV $269!!
Replies: 17
Views: 1215

Re: Fuel system cleaning for old SUV $269!!

Pass
Next Question
:mrgreen: :mrgreen: :mrgreen:
by Toons
Mon Nov 12, 2018 7:52 pm
Forum: Personal Consumer Issues
Topic: Granddaughter needs $ help for university
Replies: 111
Views: 9960

Re: Granddaughter needs $ help for university

:happy

"The person asked to cosign a loan usually has a good credit score and a lengthy credit history, which greatly improves the primary borrower’s odds of approval."

https://www.moneycrashers.com/cosigning ... ons-risks/
by Toons
Mon Nov 12, 2018 7:47 pm
Forum: Personal Consumer Issues
Topic: retirement travel: RVs vs fly/drive/hotel
Replies: 98
Views: 9344

Re: retirement travel: RVs vs fly/drive/hotel

Started Out at Emerald Isle Nc 2 weeks ago Slowly working our way along down the coast Vilano Beach Florida now. Have not spent one night in a campground. Parking lots,Boat Ramps by the Ocean. Publix Lots,Lowes,National Forests.etc Preferred way of travel for us,, Roll On :mrgreen: :mrgreen: http://...
by Toons
Mon Nov 12, 2018 7:24 pm
Forum: Investing - Help with Personal Investments
Topic: Should we drop our manager, for 4-fund portfolio?
Replies: 66
Views: 6232

Re: Should we drop our manager, for 4-fund portfolio?

5k?
That covers my travel expenses in the Rv for
6 months.
If you feel comfortable handling financial matters yourself.
Give it a go and let him go.
:mrgreen:
by Toons
Mon Nov 12, 2018 7:21 pm
Forum: Personal Consumer Issues
Topic: Planet Fitness etc.,
Replies: 51
Views: 4478

Re: Planet Fitness etc.,

Treadmill and
Exercise bike at home
Both from Amazon.
Walk a lot.
:mrgreen:
by Toons
Sun Nov 11, 2018 1:36 pm
Forum: Personal Finance (Not Investing)
Topic: Doing taxes by hand
Replies: 83
Views: 4968

Re: Doing taxes by hand

You can't take it with you
Use software
Shop around
:happy
by Toons
Sun Nov 04, 2018 9:10 pm
Forum: Investing - Help with Personal Investments
Topic: Panic set in... now what?
Replies: 63
Views: 11053

Re: Panic set in... now what?

Vanguard Balance Index Fund
:happy
by Toons
Fri Nov 02, 2018 10:48 pm
Forum: Investing - Theory, News & General
Topic: no dividends in index funds!
Replies: 95
Views: 9401

Re: no dividends in index funds!

barnaclebob wrote:
Fri Nov 02, 2018 9:04 am
Dividends are just something that makes you feel good, its not free money. Total return is all that matters. You can get the same result from selling shares if you need the cash.

Is there a transaction cost to take a dividend?
by Toons
Tue Oct 30, 2018 8:35 am
Forum: Personal Finance (Not Investing)
Topic: Invest or Pay off Car Loan?
Replies: 19
Views: 1483

Re: Invest or Pay off Car Loan?

Monthly pmt 1261
Remaining tenor 2yrs
Rate 1.99


Ouch
Be Done With It
One Way Or the Other
:happy
by Toons
Mon Oct 29, 2018 7:36 pm
Forum: Investing - Theory, News & General
Topic: 401k down 8% this month
Replies: 58
Views: 6855

Re: 401k down 8% since 9/30

1 month??? Try to keep longer view,,, 30 years. You will sleep a whole lot better :happy Yes, yes...I know....that's why I come here, perspective :) Thanks Toons Been through Bulls and Bears since 1981(Dow 887) Never been out of the market Never stopped investing.... Live like no one else ,,,, So y...
by Toons
Mon Oct 29, 2018 7:34 pm
Forum: Personal Consumer Issues
Topic: Washing machine/dryer shopping
Replies: 38
Views: 2881

Re: Washing machine/dryer shopping

New
Check Lowes.
:happy
by Toons
Mon Oct 29, 2018 4:43 pm
Forum: Investing - Theory, News & General
Topic: 401k down 8% this month
Replies: 58
Views: 6855

Re: 401k down 8% since 9/30

30 Days ???
Try to keep longer view,,,
30 years.
You will sleep a whole lot better

:happy