Search found 13074 matches

by Toons
Tue Jan 15, 2019 6:35 pm
Forum: Personal Finance (Not Investing)
Topic: A co-worker makes more than me
Replies: 77
Views: 6436

Re: A co-worker makes more than me

I realized that a co-worker makes ~10% ($9.5K) more than me. We work closely together and have the same responsibilities. In the next few days, I will be having a discussion with my manager regarding annual compensation/bonus. Is it appropriate to discuss this topic with my manager? and what's the ...
by Toons
Tue Jan 15, 2019 6:33 pm
Forum: Personal Consumer Issues
Topic: In the market for a new dryer
Replies: 20
Views: 1237

Re: In the market for a new dryer

This Whirlpool would be my choice, Just Saying :happy https://www.lowes.com/pd/Whirlpool-7-cu-ft-Electric-Dryer-White/50354426?AID=10935405&PID=8248022&SID=68756X1559474X1ce841438330413b954b96b89ce17407&cm_mmc=AFF_CJ-_-8248022-_-2617611-_-10935405&cjevent=6466fdf818eb11e982a000c70a24060d Hi Toons, ...
by Toons
Tue Jan 15, 2019 12:32 pm
Forum: Personal Consumer Issues
Topic: In the market for a new dryer
Replies: 20
Views: 1237

Re: In the market for a new dryer

This Whirlpool would be my choice,
Just Saying :happy
https://www.lowes.com/pd/Whirlpool-7-cu ... c70a24060d
by Toons
Sun Jan 13, 2019 1:48 pm
Forum: Personal Finance (Not Investing)
Topic: What's your experience upgrading to Quicken 2018 or 2019?
Replies: 41
Views: 2128

Re: What's your experience upgrading to Quicken 2018 or 2019?

I love Quicken, been a user for more than a decade. My upgrade to 2018 and the follow up upgrade to 2019 went off without a hitch. No data loss or any other issues. I track multiple retirement accounts, bank accounts, loans, mortgage, and credit cards. I prefer the modern software-as-a-service appr...
by Toons
Sat Jan 12, 2019 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: What's your experience upgrading to Quicken 2018 or 2019?
Replies: 41
Views: 2128

Re: What's your experience upgrading to Quicken 2018 or 2019?

I have been a quicken user since 1993. I subscribed last year,,,2 year plan. I was recently upgraded to 2019 Rather than go into a lot of detail, There have been many improvements in the software since Intuit sold the division. There seems to be more developmental focus on the product now. Updates a...
by Toons
Sat Jan 12, 2019 5:21 pm
Forum: Personal Consumer Issues
Topic: Brake fluid replacement?
Replies: 68
Views: 3770

Re: Brake fluid replacement?

Brake fluid?
It could mean your life,,,
Follow the recommended schedule.
Its pennies in the scheme of things.
:happy
by Toons
Sat Jan 12, 2019 4:58 pm
Forum: Personal Finance (Not Investing)
Topic: Under $100k Avg Annual Income Millionaires and How You Did It?
Replies: 117
Views: 13813

Re: Under $100k Avg Annual Income Millionaires and How You Did It?

Take advantage of all tax deferred ,tax free saving vehicles,Ira,Roth,401k,max if possible, Invest you must.You have to put the compounding machine to work you. The compounding machine doesn't sleep ,you do, Stick to a budget( I used and still use Quicken) Live beneath your means Do not live "up" t...
by Toons
Fri Jan 11, 2019 4:06 pm
Forum: Personal Consumer Issues
Topic: Cleaning Car Battery Terminals
Replies: 26
Views: 1543

Re: Cleaning Car Battery Terminals

Ditto
Gloves
Toothbrush
Brush with Baking soda.little water mixed in.
Dry off,
Vaseline.
:mrgreen:
by Toons
Fri Jan 11, 2019 4:02 pm
Forum: Personal Finance (Not Investing)
Topic: Getting a Mortgage when You can Pay Cash for a House
Replies: 156
Views: 7794

Re: Getting a Mortgage when You can Pay Cash for a House

whodidntante wrote:
Fri Jan 11, 2019 1:29 pm
Toons wrote:
Fri Jan 11, 2019 1:03 pm
I have always had an aversion to debt.
I would pay cash.
I would continue investing the hypothetical mortgage payment monthly.(which I did)
:happy
You are the most consistent poster on the site, Toons. :happy

Gracias Amigo
:mrgreen: :mrgreen:
by Toons
Fri Jan 11, 2019 1:12 pm
Forum: Investing - Theory, News & General
Topic: Around 43K in dividends last year - feel good about it ?
Replies: 157
Views: 12322

Re: Around 43K in dividends last year - feel good about it ?

Enjoy your dividends and cap gains
Everyone should have such issues....feeling good :mrgreen:
by Toons
Fri Jan 11, 2019 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: Getting a Mortgage when You can Pay Cash for a House
Replies: 156
Views: 7794

Re: Getting a Mortgage when You can Pay Cash for a House

I have always had an aversion to debt.
I would pay cash.
I would continue investing the hypothetical mortgage payment monthly.(which I did)
:happy
by Toons
Thu Jan 10, 2019 5:38 pm
Forum: Personal Consumer Issues
Topic: Disciplined with finances, but not so with diet
Replies: 217
Views: 9657

Re: Disciplined with finances, but not so with diet

Walk Walk Walk Move more Eat less Do NOT let yourself get too hungry,that is when one succumbs to poor choices(see that mcdonalds on the corner) Keep drinking water,and more water. keep healthy snacks around almonds(filling)apples, Do not starve yourself of you favorite foods,,you have to live. Be p...
by Toons
Thu Jan 10, 2019 2:31 pm
Forum: Personal Finance (Not Investing)
Topic: How did you solve the pre-medicare healthcare riddle?
Replies: 81
Views: 5579

Re: How did you solve the pre-medicare healthcare riddle?

Fortunately my spouse had retiree healthcare coverage, I was able to participate in the plan until reaching the age of Medicare. Spouse is able to participate in retiree plan until age of Medicare eligibility. My supplemental Mutual of Omaha Plan G is 128 .00 monthly Retiree plan is 465.00 monthly. ...
by Toons
Thu Jan 10, 2019 2:10 pm
Forum: Personal Finance (Not Investing)
Topic: Under $100k Avg Annual Income Millionaires and How You Did It?
Replies: 117
Views: 13813

Re: Under $100k Avg Annual Income Millionaires and How You Did It?

Take advantage of all tax deferred ,tax free saving vehicles,Ira,Roth,401k,max if possible, Invest you must.You have to put the compounding machine to work you. The compounding machine doesn't sleep ,you do, Stick to a budget( I used and still use Quicken) Live beneath your means Do not live "up" t...
by Toons
Thu Jan 10, 2019 10:47 am
Forum: Personal Finance (Not Investing)
Topic: Under $100k Avg Annual Income Millionaires and How You Did It?
Replies: 117
Views: 13813

Re: Under $100k Avg Annual Income Millionaires and How You Did It?

Take advantage of all tax deferred ,tax free saving vehicles,Ira,Roth,401k,max if possible, Invest you must.You have to put the compounding machine to work you. The compounding machine doesn't sleep ,you do, Stick to a budget( I used and still use Quicken) Live beneath your means Do not live "up" t...
by Toons
Wed Jan 09, 2019 5:55 pm
Forum: Investing - Help with Personal Investments
Topic: 401k Fees - what is good or bad
Replies: 7
Views: 538

Re: 401k Fees - what is good or bad

1% or less is considered "good" for 401k admin expenses
:happy
by Toons
Wed Jan 09, 2019 5:45 pm
Forum: Personal Finance (Not Investing)
Topic: Under $100k Avg Annual Income Millionaires and How You Did It?
Replies: 117
Views: 13813

Re: Under $100k Avg Annual Income Millionaires and How You Did It?

Take advantage of all tax deferred ,tax free saving vehicles,Ira,Roth,401k,max if possible, Invest you must.You have to put the compounding machine to work you. The compounding machine doesn't sleep ,you do, Stick to a budget( I used and still use Quicken) Live beneath your means Do not live "up" to...
by Toons
Wed Jan 09, 2019 9:26 am
Forum: Investing - Theory, News & General
Topic: It was a dip. Did you notice? The December drop is over.
Replies: 51
Views: 6833

Re: It was a dip. Did you notice? The December drop is over.

2008-09
Was a "dip"
Just a more opportunistic dip
They are all dips

:happy
by Toons
Wed Jan 09, 2019 9:25 am
Forum: Local Chapters and Bogleheads Community
Topic: The quest is the quest – the emotional letdown of winning the game.
Replies: 24
Views: 2447

Re: The quest is the quest – the emotional letdown of winning the game.

Emotional Let down?
No way.
Long term goals achieved due to decades of discipline.
Thankful to be alive so we can enjoy the fruits of our discipline.
:happy
by Toons
Wed Jan 09, 2019 9:19 am
Forum: Investing - Help with Personal Investments
Topic: Help picking husband's 401k investments
Replies: 17
Views: 1043

Re: Help picking husband's 401k investments

I would be satisfied with
Vanguard Institutional Index Plus.
Period.
:mrgreen:
by Toons
Wed Jan 09, 2019 9:10 am
Forum: Investing - Help with Personal Investments
Topic: Negative 13.6% return in 401K for 2018
Replies: 55
Views: 5637

Re: Negative 13.6% return in 401K for 2018

All In
VINIX-Vanguard Institutional Index Fund Institutional Shares
Simple and Elegant.
Strive For Simplicity.
:mrgreen:
by Toons
Wed Jan 09, 2019 9:04 am
Forum: Personal Finance (Not Investing)
Topic: What are my options with the current mortgage?
Replies: 35
Views: 2001

Re: What are my options with the current mortgage?

Pay as much extra as you can
whenever you can.
Pay it Off as soon as you can.
:happy
by Toons
Wed Jan 09, 2019 9:00 am
Forum: Personal Finance (Not Investing)
Topic: Too many credit cards?
Replies: 54
Views: 2795

Re: Too many credit cards?

2 cards here.
5% Prime card for everything ,,,,other than
Gas-Sam's card.
No hassle to check balances,online.
Have it auto debited.
Or pay whenever.
:mrgreen:
by Toons
Mon Jan 07, 2019 6:05 pm
Forum: Investing - Help with Personal Investments
Topic: High income earner with high debt.
Replies: 20
Views: 1969

Re: High income earner with high debt.

Debt: Student Loan (238k @ 4%), Car (47k @ 3.5%)
Personally I would use laser like focus to get rid of this debt.
Even if it means not investing.,,,,,
47k on a car loan???
Change your spending behavior.
Live beneath your income.
Not above it.
Get tough,
:idea: :idea:
by Toons
Sun Jan 06, 2019 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: Should I pay more than the minium on my mortgage?
Replies: 39
Views: 5187

Re: Should I pay more than the minium on my mortgage?

I would pay it off As soon as I was able.
:happy
by Toons
Sun Jan 06, 2019 5:03 pm
Forum: Personal Consumer Issues
Topic: Keeping old statements from closed accounts
Replies: 22
Views: 1900

Re: Keeping old statements from closed accounts

Scan the tax related.
Store them on the computer,
back em up to google drive etc.
Throw everything away,
:mrgreen:
by Toons
Sun Jan 06, 2019 5:01 pm
Forum: Personal Consumer Issues
Topic: Who pays for apps?
Replies: 42
Views: 2473

Re: Who pays for apps?

I pay for several apps for the extra features and no apps.
People have to make a living :happy
by Toons
Sat Jan 05, 2019 5:44 pm
Forum: Personal Consumer Issues
Topic: Strategies to combat or justify lifestyle creep
Replies: 69
Views: 5058

Re: Strategies to combat or justify lifestyle creep

Sounds like you have your financial house in order.
I say get the Tesla if you want it,
Life really is too short.
Enjoy. :mrgreen:
by Toons
Sat Jan 05, 2019 5:37 pm
Forum: Personal Consumer Issues
Topic: Carryon for 7-day FL vacation?
Replies: 63
Views: 2577

Re: Carryon for 7-day FL vacation?

Shoes.
Shorts.
Few t shirts
underwear,,
If you need anything else ,
purchase it when you get there,
Before you leave if you don' t want to carry it back
Donate it,
Put a smile on someone's face who is less fortunate
:mrgreen:
by Toons
Sat Jan 05, 2019 5:33 pm
Forum: Personal Finance (Not Investing)
Topic: $40,000 in debt, bankruptcy seems to be the best option right now
Replies: 258
Views: 20188

Re: $40,000 in debt, bankruptcy seems to be the best option right now

Eat Rice and Beans for a while
Get Tough
Hardship is the pathway to peace.
Take Charge of your destiny,
Change you spending behavior,
No excuses
:idea: :idea:
by Toons
Sat Jan 05, 2019 1:45 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Sky Isn’t Falling
Replies: 17
Views: 2070

Re: Larry Swedroe: Sky Isn’t Falling

Stock Market?
Same as it always was and will be
Keep Investing.
:mrgreen:
by Toons
Sat Jan 05, 2019 10:15 am
Forum: Personal Consumer Issues
Topic: Retirees: any major goals for 2019?
Replies: 72
Views: 4439

Re: Retirees: any major goals for 2019?

To remain as mentally sharp as possible.
:mrgreen:
by Toons
Tue Jan 01, 2019 12:53 pm
Forum: Personal Consumer Issues
Topic: The Best To All
Replies: 7
Views: 558

Re: The Best To All

I’m sure there are many exceptions, but it seems to (very!) frequently be that it takes until a serious health event hits one (or one’s loved ones) before that deep, abiding appreciation of good health finally occurs. What better wish... to all on the forum: A very happy and healthy New Year. Thank...
by Toons
Tue Jan 01, 2019 12:35 pm
Forum: Personal Consumer Issues
Topic: The Best To All
Replies: 7
Views: 558

The Best To All

Good HEALTH and Happiness to All This year
Sincerely
Best ,
Toons





:happy
by Toons
Tue Jan 01, 2019 12:33 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2270
Views: 398074

Re: What are you up YTD? [Year To Date]

Don't really know.
My Family and myself :happy enjoyed substantial amount of monies in various ways last year.
I just glanced at the numbers.
The portfolio number is greater than it was 12 months ago.
The plan is currently working.
Happy New Year....
:happy
by Toons
Tue Jan 01, 2019 12:24 pm
Forum: Personal Finance (Not Investing)
Topic: How to afford a sports car?
Replies: 128
Views: 8939

Re: How to afford a sports car?

Keep Saving.
:mrgreen:
by Toons
Tue Jan 01, 2019 12:23 pm
Forum: Personal Finance (Not Investing)
Topic: Evaluating my 2018 Spending
Replies: 32
Views: 2296

Re: Evaluating my 2018 Spending

Flyer24 wrote:
Mon Dec 31, 2018 9:37 pm
Nothing. Enjoy life.

Bingo
Hit The Nail On The Head.
:mrgreen: