Search found 12729 matches

by Toons
Sun Jul 22, 2018 3:43 pm
Forum: Investing - Help with Personal Investments
Topic: My meeting with the Vanguard PAS [Personal Advisor Services]
Replies: 17
Views: 1980

Re: My meeting with the Vanguard PAS [Personal Advisor Services]

Well If I added tallied up our needs and not wants -30k per year.

:happy
by Toons
Sun Jul 22, 2018 2:14 pm
Forum: Investing - Theory, News & General
Topic: Does "Time in the Market" Heal All Portfolio Wounds?
Replies: 50
Views: 4544

Re: Does "Time in the Market" Heal All Portfolio Wounds?

"and the patience to hold on for decades, all will end well."

Without a doubt.
I can testify to it.
:happy
by Toons
Wed Jul 18, 2018 8:49 pm
Forum: Investing - Help with Personal Investments
Topic: How do you handle the urge to DO something?
Replies: 102
Views: 6483

Re: How do you handle the urge to DO something?

Think in terms of 10 year increments.(Or more)
:happy
by Toons
Wed Jul 11, 2018 10:09 am
Forum: Personal Finance (Not Investing)
Topic: How much should i expect to pay for car insurance?
Replies: 22
Views: 1267

Re: How much should i expect to pay for car insurance?

67 years of age here.Spouse 64
Good driving records.
2018 Honda Civic Touring 680.00 per annum
2018 Roadtrek Class B- 560.00 per annum
Full Coverage on Both /Roadside
Geico

:happy
by Toons
Wed Jul 11, 2018 10:03 am
Forum: Personal Consumer Issues
Topic: Best way to clean eyeglasses?
Replies: 59
Views: 3856

Re: Best way to clean eyeglasses?

I stop by Walmart and pick up their eyeglass cleaner at the optical dept. :happy Fyi. When done with your bottle, you can take it in and get a free refill. This is what my wife does. Buy it once, keep the bottle and they will refill for free. She has kept the bottle for 15 years... Bingo :happy
by Toons
Wed Jul 11, 2018 10:03 am
Forum: Personal Finance (Not Investing)
Topic: looking for a new (online) savings account home
Replies: 23
Views: 1958

Re: looking for a new (online) savings account home

I am completely satisfied with CapOne.
(I am not rate chasing)
:happy
by Toons
Tue Jul 10, 2018 3:44 pm
Forum: Investing - Theory, News & General
Topic: Six stocks make up 98% of S&P 500 gains in 2018
Replies: 76
Views: 10103

Re: Six stocks make up 98% of S&P 500 gains in 2018

nasrullah wrote:
Tue Jul 10, 2018 3:43 pm
Maybe along the lines of: “Don’t look for the needle in the haystack. Just buy the haystack.”

Ditto :happy
by Toons
Tue Jul 10, 2018 1:51 pm
Forum: Investing - Help with Personal Investments
Topic: [Considering the Vanguard LifeStrategy Fund]
Replies: 66
Views: 4841

Re: Lifestyle Strategies

Vanguard Life Strategy Fund Great Idea... I Currently hold monies in Lifestrategy Conservtive Growth Fund. I glance it it a couple times a year. It is simple and effective. :happy Thank you. I think my question is whether site members feel comfortable with have very large portions of their portfoli...
by Toons
Tue Jul 10, 2018 1:50 pm
Forum: Personal Finance (Not Investing)
Topic: 30 Year vs 15 Year Mortgage
Replies: 79
Views: 4503

Re: 30 Year vs 15 Year Mortgage

15 year
Pay it off early.



:mrgreen:
by Toons
Mon Jul 09, 2018 9:32 pm
Forum: Investing - Help with Personal Investments
Topic: [Considering the Vanguard LifeStrategy Fund]
Replies: 66
Views: 4841

Re: Lifestyle Strategies

Vanguard Life Strategy Fund
Great Idea...

I Currently hold monies in Lifestrategy Conservtive Growth Fund.
I glance it it a couple times a year.
It is simple and effective. :happy
by Toons
Mon Jul 09, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: WiFi router
Replies: 35
Views: 2475

Re: WiFi router

Google Mesh.
:happy
by Toons
Mon Jul 09, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: Retirees...what’s your lunch menus?
Replies: 54
Views: 4353

Re: Retirees...what’s your lunch menus?

Chicken....can.
microwave frozen vegetables.
:happy
by Toons
Mon Jul 09, 2018 2:30 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6572

Re: Walking Coast-to-Coast

Oh My Goodness...
I salute You.... :happy
by Toons
Thu Jul 05, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: Anyone Tried Youtube TV Yet?
Replies: 42
Views: 3966

Re: Anyone Tried Youtube TV Yet?

I pay 9.99 per month for Youtube Premium.
No ads.
It satisfies my needs




:mrgreen:
by Toons
Thu Jul 05, 2018 3:51 pm
Forum: Investing - Theory, News & General
Topic: Invest less and pay down mortgage ?
Replies: 23
Views: 1640

Re: Invest less and pay down mortgage ?

600k? 34k left? Man be done with it..... Remove the thought of it from your brain,,, think about something else :happy :happy I share your sentiment. Financially, it's not going to 'move the needle' much regardless as to what the OP does, so why not have one less thing to think about? Exactly,,,eli...
by Toons
Thu Jul 05, 2018 3:44 pm
Forum: Investing - Theory, News & General
Topic: Invest less and pay down mortgage ?
Replies: 23
Views: 1640

Re: Invest less and pay down mortgage ?

600k?
34k left?
Man be done with it.....
Remove the thought of it from your brain,,,
think about something else :happy :happy
by Toons
Thu Jul 05, 2018 3:41 pm
Forum: Personal Consumer Issues
Topic: What time do you get up in the morning?
Replies: 138
Views: 8957

Re: What time do you get up in the morning?

It varies
6-7
When traveling...
8-9
:happy
by Toons
Wed Jul 04, 2018 5:50 pm
Forum: Investing - Theory, News & General
Topic: What a high-fee financial advisor really offers as a value proposition
Replies: 17
Views: 1722

Re: What a high-fee financial advisor really offers as a value proposition

Most everybody has to "make a living' at one thing or another.
Let It Be.







:mrgreen:
by Toons
Wed Jul 04, 2018 1:59 pm
Forum: Personal Consumer Issues
Topic: Monthly Water Usage
Replies: 61
Views: 3959

Re: Monthly Water Usage

Average about 25 gallons a day.
30-35 dollars per month,
The "Heavans" water the lawn.
I take Navy Showers

:mrgreen:
by Toons
Wed Jul 04, 2018 12:52 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 212
Views: 12886

Re: What are your property taxes?

Mass. (Boston suburb) Home: ~3,000 sq. ft., 1 acre land Zillow estimate: ~$800,000 Prop. taxes: ~$10,000 a year Thinking of moving to TN 8-) I can relate. Lived in Western Ny for years,job related. 1600 sq foot home. half acre of land. School Tax 2400 a year Property tax 5000 a year. I had the home...
by Toons
Tue Jul 03, 2018 3:55 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 212
Views: 12886

Re: What are your property taxes?

Tn. home 1500 sq ft 3/4 acre land. 675.00 a year. :mrgreen: Mass. (Boston suburb) Home: ~3,000 sq. ft., 1 acre land Zillow estimate: ~$800,000 Prop. taxes: ~$10,000 a year Thinking of moving to TN 8-) I can relate. Lived in Western Ny for years,job related. 1600 sq foot home. half acre of land. Sch...
by Toons
Mon Jul 02, 2018 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Retirees- How hard is it to dial spending down/up?
Replies: 38
Views: 2703

Re: Retirees- How hard is it to dial spending down/up?

Nothing changes...,
Steady Steady.

:happy
by Toons
Mon Jul 02, 2018 9:45 am
Forum: Personal Consumer Issues
Topic: Retiring in Michigan (Ann Arbor)
Replies: 65
Views: 4673

Re: Retiring in Michigan (Ann Arbor)

Personally
I don't see harsh winters and aging as a comfortable mix. :happy
by Toons
Mon Jul 02, 2018 9:42 am
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 212
Views: 12886

Re: What are your property taxes?

Tn. home 1500 sq ft 3/4 acre land. 675.00 a year. :mrgreen: Mass. (Boston suburb) Home: ~3,000 sq. ft., 1 acre land Zillow estimate: ~$800,000 Prop. taxes: ~$10,000 a year Thinking of moving to TN 8-) I can relate. Lived in Western Ny for years,job related. 1600 sq foot home. half acre of land. Sch...
by Toons
Sat Jun 30, 2018 11:11 pm
Forum: Investing - Help with Personal Investments
Topic: What’s your plan for a market downturn?
Replies: 114
Views: 9516

Re: What’s your plan for a market downturn?

I don't have a plan.
More than likely ,,though
I will just leave things the way they are.


🙈🙉🙊




🐵
by Toons
Sat Jun 30, 2018 11:07 pm
Forum: Personal Finance (Not Investing)
Topic: What are your property taxes?
Replies: 212
Views: 12886

Re: What are your property taxes?

Tn.
home 1500 sq ft
3/4 acre land.
675.00 a year.

:mrgreen:
by Toons
Fri Jun 29, 2018 2:51 pm
Forum: Personal Consumer Issues
Topic: Cheapest way to buy a phone in 2018?
Replies: 73
Views: 7012

Re: Cheapest way to buy a phone in 2018?

Check Out Letgo.
It shows what is for sale locally.
I have sold alot of items on it,,including
2 Samsung phones,

:happy

https://us.letgo.com/en
by Toons
Fri Jun 29, 2018 2:49 pm
Forum: Personal Consumer Issues
Topic: What are you learning or studying?
Replies: 99
Views: 7033

Re: What are you learning or studying?

Spanish-Ongoing for over 2 years.
Photography-Ongoing for 15 years.
Golf -Ongoing for 55 years


:mrgreen:
by Toons
Fri Jun 29, 2018 2:46 pm
Forum: Personal Consumer Issues
Topic: Best way to clean eyeglasses?
Replies: 59
Views: 3856

Re: Best way to clean eyeglasses?

I stop by Walmart and pick up their eyeglass cleaner at the optical dept.
:happy
by Toons
Tue Jun 26, 2018 7:15 pm
Forum: Investing - Theory, News & General
Topic: Is day trading profitable?
Replies: 36
Views: 3144

Re: Is day trading profitable?

As a fulfilling career.
No.
by Toons
Tue Jun 26, 2018 7:13 pm
Forum: Personal Consumer Issues
Topic: Did you celebrate when you finally hit $1m?
Replies: 161
Views: 14740

Re: Did you celebrate when you finally hit $1m?

Yes
Chicken Wings & Pizza

🙈
by Toons
Tue Jun 26, 2018 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: Can you retire on $2M?
Replies: 173
Views: 20711

Re: Can you retire on $2M?

Easily.


🚀
by Toons
Tue Jun 26, 2018 7:07 pm
Forum: Personal Finance (Not Investing)
Topic: IRS publishes draft 2018 1040 - Huge changes made
Replies: 156
Views: 16510

Re: IRS publishes draft 2018 1040 - Huge changes made

I will cross the Tax bridge with TaxAct when the time comes,,
Going camping now


by Toons
Sat Jun 23, 2018 6:26 pm
Forum: Personal Consumer Issues
Topic: Repair old refrigerator or purchase new
Replies: 24
Views: 1723

Re: Repair old refrigerator or purchase new

mortfree wrote:
Sat Jun 23, 2018 3:20 pm
Start simple: Vacuum the vent at the bottom of the fridge. That gets dirty over time.

If that is already ruled out maybe it will help another reader.
Ditto,
That has worked for me a number of times. :mrgreen:
by Toons
Sat Jun 23, 2018 6:25 pm
Forum: Investing - Help with Personal Investments
Topic: "Never time the market" vs. lump sum investment
Replies: 68
Views: 5075

Re: "Never time the market" vs. lump sum investment

Go ahead and initiate the transaction Now for Monday,
All in ...
The compounding machine never takes time off .
Time is the precious commodity that we all have only so much of.
And not guaranteed,
Put the money to work.

:happy
by Toons
Sat Jun 23, 2018 6:21 pm
Forum: Investing - Theory, News & General
Topic: Heavy in equities?
Replies: 46
Views: 4706

Re: Heavy in equities?

I was 90/10 equity bond for 32 years.
the last 6 and currently,,,,70/30


:mrgreen:
by Toons
Sat Jun 23, 2018 6:15 pm
Forum: Personal Consumer Issues
Topic: South Florida for 2 days - Agenda?
Replies: 13
Views: 838

Re: South Florida for 2 days - Agenda?

You need a week to spend in
Big Pine Key..,
January

:mrgreen: :mrgreen:
by Toons
Fri Jun 22, 2018 7:49 am
Forum: Personal Consumer Issues
Topic: Anyone use a WiFi enhancement product?
Replies: 14
Views: 1205

Re: Anyone use a WiFi enhancement product?

I tried them years ago.....
ok...
I now use google wi-fi mesh.,,,
five star performance.
:happy
by Toons
Fri Jun 22, 2018 7:47 am
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 130
Views: 8466

Re: gray hair

Gray hair....
Sign of being able to live life,,
Embrace it...

:happy
by Toons
Fri Jun 22, 2018 5:26 am
Forum: Personal Consumer Issues
Topic: How much car to buy reasonably?
Replies: 86
Views: 5312

Re: How much car to buy reasonably?

Honda Civic ,Touring



:mrgreen:
by Toons
Wed Jun 20, 2018 7:57 am
Forum: Investing - Theory, News & General
Topic: You Can Market Time At Valuation Extremes
Replies: 64
Views: 7376

Re: You Can Market Time At Valuation Extremes

No, I am unable to do the aforementioned.

☕
by Toons
Wed Jun 20, 2018 7:51 am
Forum: Personal Finance (Not Investing)
Topic: How much (green) cash at home for emergency ?
Replies: 169
Views: 14766

Re: How much (green) cash at home for emergency ?

Right now my spouse and I have about 100 in cash....and
some change in a bowl.





:happy
by Toons
Mon Jun 18, 2018 10:56 am
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 8411

Re: Which Supermarket are you?

Walmart
Publix




:D
by Toons
Sat Jun 16, 2018 3:07 pm
Forum: Investing - Theory, News & General
Topic: Which boglehead rule do you break--and are ok with
Replies: 152
Views: 11909

Re: Which boglehead rule do you break--and are ok with

I own actively managed mutual funds and
Individual Stocks
Yes I am just fine with it






by Toons
Sat Jun 16, 2018 3:05 pm
Forum: Personal Consumer Issues
Topic: What are your hobbies?
Replies: 59
Views: 5416

Re: What are your hobbies?

Photography,
Golf
Tinkering with technology,,computers,,etc
Reading
Exercising.
Volunteering

:happy
by Toons
Fri Jun 15, 2018 2:53 pm
Forum: Personal Finance (Not Investing)
Topic: Paying off mortgage early
Replies: 43
Views: 3693

Re: Paying off mortgage early

Pay it off today ,,,,,,,,,or
Tomorrow.








👍
💪