Search found 12792 matches

by Toons
Tue Aug 14, 2018 8:30 pm
Forum: Personal Consumer Issues
Topic: Retire in Florida or Alabama?
Replies: 72
Views: 4475

Re: Retire in Florida or Alabama?

The Panhandle Of Florida.


:mrgreen: :mrgreen:
by Toons
Tue Aug 14, 2018 8:29 pm
Forum: Personal Consumer Issues
Topic: Adult piggy bank
Replies: 12
Views: 823

Re: Adult piggy bank

I use an empty Folgers Black Silk red plastic coffee container.

:mrgreen:
by Toons
Tue Aug 14, 2018 8:26 pm
Forum: Personal Consumer Issues
Topic: Best consumer products - made in USA
Replies: 29
Views: 1030

Re: Best consumer products - made in USA

Honda
Marysville Ohio

:mrgreen:
by Toons
Sun Aug 12, 2018 4:10 pm
Forum: Personal Finance (Not Investing)
Topic: how much car can we afford?
Replies: 125
Views: 5138

Re: how much car can we afford?

You know what you can afford.
Purchase it.
Enjoy
:mrgreen:
by Toons
Sun Aug 12, 2018 6:23 am
Forum: Personal Consumer Issues
Topic: How often do you check your brokerage accounts
Replies: 68
Views: 3978

Re: How often do you check your brokerage accounts

Mutual Fund Account here.
Maybe once a month...

:happy
by Toons
Sat Aug 11, 2018 11:49 am
Forum: Investing - Help with Personal Investments
Topic: Preparing for a bear market
Replies: 43
Views: 4952

Re: Preparing for a bear market

No One knows what the future of the financial markets holds.
Find your sleep well asset allocation point and ,,,,
Sleep Well.

:mrgreen:
by Toons
Fri Aug 10, 2018 4:44 pm
Forum: Personal Consumer Issues
Topic: Should I pay 6000.00 to repair wife's car....
Replies: 77
Views: 4473

Re: Should I pay 6000.00 to repair wife's car....

A few things to think about. A Car a piece of machinery, Lots of parts ,that is a mode of transportation The emotional side.... It varies widely from owner to owner . To some it is a love affair ,to others expendable machinery. Don't know what is wrong with it or what stage of life you are in , but ...
by Toons
Fri Aug 10, 2018 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Supplement Companies
Replies: 62
Views: 4469

Re: Medicare Supplement Companies

Plan G
Mutual of Omaha for me.
3 years
No complaints.
:happy
by Toons
Fri Aug 10, 2018 4:34 pm
Forum: Personal Finance (Not Investing)
Topic: Paper checks yes or no?
Replies: 113
Views: 5516

Re: Paper checks yes or no?

No checks
Use billpay by check.
I have one check a year.
Cap360 mails the check.

"Set up 360 Checking Bill Pay and save on time, money and writer’s cramp."

https://www.capitalone.com/bank/360checking-guide/
:happy
by Toons
Thu Aug 09, 2018 6:56 pm
Forum: Investing - Help with Personal Investments
Topic: Would you pay this mortgage off?
Replies: 51
Views: 4031

Re: Would you pay this mortgage off?

Perfect. Debt is a ball and chain when it comes to wealth creation :mrgreen: :mrgreen: I'd pay it off too. I think a lot of recency bias around here. Market looks great and the housing market is roaring. Keeping a mortgage and investing looks like a no brainer. Any money past maxxing out tax deferr...
by Toons
Thu Aug 09, 2018 3:38 pm
Forum: Investing - Help with Personal Investments
Topic: Looking for low risk Vanguard fund
Replies: 15
Views: 1082

Re: Looking for low risk Vanguard fund

Vanguard Lifestrategy Income





:happy
by Toons
Thu Aug 09, 2018 3:31 pm
Forum: Personal Consumer Issues
Topic: most compelling TV character ever
Replies: 256
Views: 23479

Re: most compelling TV character ever

Barney Fife
:mrgreen: :mrgreen:
by Toons
Thu Aug 09, 2018 3:27 pm
Forum: Investing - Help with Personal Investments
Topic: Would you pay this mortgage off?
Replies: 51
Views: 4031

Re: Would you pay this mortgage off?

I would if it were my mortgage No doubt :happy Ditto. That is if you are maximizing your tax sheltered opportunities. Others disagree but in my view debt is debt. Don't owe anything to anybody if you can help i t. Perfect. Debt is a ball and chain when it comes to wealth creation :mrgreen: :mrgreen...
by Toons
Thu Aug 09, 2018 3:25 pm
Forum: Investing - Help with Personal Investments
Topic: Have you rebalanced to bonds this year?
Replies: 25
Views: 2119

Re: Have you rebalanced to bonds this year?

Not personally but
I think the Target Date Fund we own has.
:happy
by Toons
Thu Aug 09, 2018 3:23 pm
Forum: Investing - Help with Personal Investments
Topic: Would you pay this mortgage off?
Replies: 51
Views: 4031

Re: Would you pay this mortgage off?

I would if it were my mortgage No doubt :happy Ditto. That is if you are maximizing your tax sheltered opportunities. Others disagree but in my view debt is debt. Don't owe anything to anybody if you can help i t. Perfect. Debt is a ball and chain when it comes to wealth creation :mrgreen: :mrgreen:
by Toons
Tue Aug 07, 2018 6:01 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage question
Replies: 20
Views: 1724

Re: Mortgage question

I don't know.
Pay as much on the mortgage as often as you can.
Eliminate It
Sooner Than Later

:mrgreen:
by Toons
Tue Aug 07, 2018 5:58 pm
Forum: Investing - Help with Personal Investments
Topic: Finally sold Pepsi (my baby stock) thanks to you all
Replies: 18
Views: 1831

Re: Finally sold Pepsi (my baby stock) thanks to you all

Congratulations You did excellent. "Since Nooyi became CFO in 2000, the stock has increased about 245 percent, with a higher total return than both the consumer staples sector ETF (XLP) and the S&P 500 overall. An earlier version of this story said the stock increased 411 percent since Nooyi became ...
by Toons
Tue Aug 07, 2018 3:10 pm
Forum: Investing - Help with Personal Investments
Topic: Market Timing Bonds vs. Money Market with Rising Interest Rates
Replies: 27
Views: 2836

Re: Market Timing Bonds vs. Money Market with Rising Interest Rates

If you think it is a Good Idea then do it.
I wouldn't make a decision on this matter as to what others would do,

:mrgreen: :mrgreen:
by Toons
Tue Aug 07, 2018 3:08 pm
Forum: Personal Finance (Not Investing)
Topic: IRA Withdrawal for House Down Payment
Replies: 7
Views: 523

Re: IRA Withdrawal for House Down Payment

IRA Means Individual Retirement Account.
I would treat it as such,
Find other monies for down payment,

:happy
by Toons
Tue Aug 07, 2018 3:07 pm
Forum: Investing - Theory, News & General
Topic: Would buy and hold work if Japan's lost decade happens?
Replies: 64
Views: 7363

Re: Would buy and hold work if Japan's lost decade happens?

Yes I think So.
Corporation Earnings Will Continue To Grow.
:mrgreen:
by Toons
Tue Aug 07, 2018 3:06 pm
Forum: Personal Finance (Not Investing)
Topic: Comfort level with Credit Card Balance
Replies: 86
Views: 5163

Re: Comfort level with Credit Card Balance

My comfort card credit balance is Zero.
Use one cash back card.
I keep it paid off,
zero,nada,nothing.


:mrgreen:
by Toons
Tue Aug 07, 2018 3:03 pm
Forum: Investing - Help with Personal Investments
Topic: Would you pay this mortgage off?
Replies: 51
Views: 4031

Re: Would you pay this mortgage off?

I would if it were my mortgage
No doubt
:happy
by Toons
Tue Aug 07, 2018 10:37 am
Forum: Personal Finance (Not Investing)
Topic: Is It Really That Difficult to Apply for Social Security Online?
Replies: 13
Views: 936

Re: Is It Really That Difficult to Apply for Social Security Online?

No Not At All.
Applied online 5 years ago.
A breeze.
by Toons
Mon Aug 06, 2018 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: Dear BH, what are non-BH [financial] actions you do?
Replies: 71
Views: 4510

Re: Dear BH, what are non-BH actions you do?

Buy a new car every couple of years..or less.
:mrgreen:
by Toons
Mon Aug 06, 2018 8:05 pm
Forum: Investing - Help with Personal Investments
Topic: Pay off mortgage instead of contributing to 401k?
Replies: 61
Views: 3819

Re: Pay off mortgage instead of contributing to 401k?

247,000 at this writing. Interest rate is 3.5%.

Pay it off tomorrow if you can.
:happy
by Toons
Mon Aug 06, 2018 8:04 pm
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6310

Re: "Dollar Tree Store" favorites

counter top cleaners.
:happy
by Toons
Thu Aug 02, 2018 6:12 pm
Forum: Personal Consumer Issues
Topic: Which diet soda pop do you enjoy?
Replies: 110
Views: 4381

Re: Which diet soda pop do you enjoy?

Coke Zero
Sprite Zero


:happy
by Toons
Thu Aug 02, 2018 12:32 pm
Forum: Investing - Help with Personal Investments
Topic: NT
Replies: 20
Views: 1209

Re: Advisor trying to convince me to buy annuities

Yes By All Means Be Polite.
He is trying to make a living.
Just say "No Thank You "
With a nice smile on your face....
:happy :happy :happy
by Toons
Tue Jul 31, 2018 2:25 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with $100K this year?
Replies: 17
Views: 2372

Re: What to do with $100K this year?

1. Pay down mortgage

:thumbsup :thumbsup
by Toons
Tue Jul 31, 2018 2:13 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe: Difficulties Of Discipline
Replies: 12
Views: 1447

Re: Larry Swedroe: Difficulties Of Discipline

Discipline ,
What's the problem,,
"Just Do It"

:mrgreen: :mrgreen:
by Toons
Tue Jul 31, 2018 2:11 pm
Forum: Personal Consumer Issues
Topic: Scratched Apple Watch
Replies: 15
Views: 999

Re: Scratched Apple Watch

If all else fails regarding scratch removal
Try to "look" through it or
Get another watch.
:happy
by Toons
Tue Jul 31, 2018 2:08 pm
Forum: Investing - Theory, News & General
Topic: DOOM!!!!! Morgan Stanley warns
Replies: 41
Views: 4766

Re: DOOM!!!!! Morgan Stanley warns

Doom
Lol...
Doom is between the ears if you allow it in.
Keep Investing,
:happy
by Toons
Tue Jul 31, 2018 8:43 am
Forum: Investing - Theory, News & General
Topic: Are stocks dangerously overvalued? Not according to new Vanguard yardstick
Replies: 84
Views: 8455

Re: Are stocks dangerously overvalued? Not according to new Vanguard yardstick

Dottie57 wrote:
Mon Jul 30, 2018 7:14 pm
gmaynardkrebs wrote:
Mon Jul 30, 2018 5:19 pm
Toons wrote:
Mon Jul 30, 2018 5:11 pm
Overvalued.
Undervalued,
Makes no difference.
Keep Investing.

:happy
And the effect will be...what?
You will own more shares.
Thank You
You Are On Your Way To Wealth Creation :happy :happy
by Toons
Fri Jul 27, 2018 2:50 pm
Forum: Investing - Theory, News & General
Topic: Hold one stock 25 years
Replies: 68
Views: 6014

Re: Hold one stock 25 years

Hard to say..what the future holds....
i have held Coke,Mcdonalds ,Walmart for about 25 years.
People have to eat.
Mcdonalds outpaced the other two.
:happy
by Toons
Fri Jul 27, 2018 2:45 pm
Forum: Personal Finance (Not Investing)
Topic: Best Loan for Home Addition??
Replies: 10
Views: 694

Re: Best Loan for Home Addition??

The debt makes me dizzy
I'd pay off the student and car loan
:mrgreen:
by Toons
Fri Jul 27, 2018 11:26 am
Forum: Personal Finance (Not Investing)
Topic: Yet another "can I afford it"?
Replies: 42
Views: 3888

Re: Yet another "can I afford it"?

" I'm happy to take more opulent or more frugal suggestions."

Honda Civic Touring
:mrgreen:

https://automobiles.honda.com/civic-hatchback?#
by Toons
Fri Jul 27, 2018 11:21 am
Forum: Personal Consumer Issues
Topic: Figuring out long-term technology plan for kids - Chromebook?
Replies: 43
Views: 2310

Re: Figuring out long-term technology plan for kids - Chromebook?

Ditto On Chromebook,,,
Fine choice,,,
Check it out...
Ideal for students,,sturdy..
I am typing on mine now :mrgreen:

https://www.amazon.com/gp/product/B01DB ... UTF8&psc=1
by Toons
Fri Jul 27, 2018 11:18 am
Forum: Personal Consumer Issues
Topic: selling used car with hail damage
Replies: 30
Views: 1696

Re: selling used car with hail damage

Ask Yourself what you would pay if you were buying with hail damage.
Be honest with yourself.
:happy
by Toons
Fri Jul 27, 2018 10:55 am
Forum: Personal Finance (Not Investing)
Topic: Decision for Stay at Home Wife?
Replies: 84
Views: 3309

Re: Decision for Stay at Home Wife?

I feel as though having the mother at home to take care of the kid is worth a lot more than having an extra $600/mo in savings would you agree Agree 110% 600 bucks in the scheme of things. Meaningless. Been there ,done that,,, I was the one that stayed home, Looking back best decision my wife and I...
by Toons
Fri Jul 27, 2018 10:51 am
Forum: Personal Finance (Not Investing)
Topic: The stock that got away
Replies: 40
Views: 2883

Re: The stock that got away

I would focus more on thinking about things I don't want that I Don't have.(most of which have nothing to do with money)
Say Thanks....



:mrgreen: