Search found 12042 matches

by Toons
Thu Dec 14, 2017 7:04 pm
Forum: Investing - Help with Personal Investments
Topic: Where to save cash over 5 years.
Replies: 35
Views: 2929

Re: Where to save cash over 5 years.

Something like
Capital One Money Market. :happy
by Toons
Thu Dec 14, 2017 7:00 pm
Forum: Investing - Help with Personal Investments
Topic: Starting my investing journey - your advice
Replies: 13
Views: 823

Re: Starting my investing journey - your advice

38 years of investing has taught me to invest as much as you can as early as you can. It depends on your risk tolerance . You are in your twenties . Given the money will be invested for decades , Ignore the current "valuation" of the stock market. You won't even remember where it was 30 years from n...
by Toons
Thu Dec 14, 2017 6:53 pm
Forum: Investing - Help with Personal Investments
Topic: Reached 50X annual spending. Now what?
Replies: 56
Views: 5684

Re: Reached 50X annual spending. Now what?

Now What?
Easy.
Do what YOU want to do :happy
by Toons
Wed Dec 13, 2017 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct and alternatives
Replies: 64
Views: 4727

Re: TaxAct and alternatives

Looks like 17.50 fed
37.50 state
Online (Plus version)
:happy

https://www.taxact.com/
by Toons
Wed Dec 13, 2017 8:43 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct and alternatives
Replies: 64
Views: 4727

Re: TaxAct and alternatives

43 bucks?
Pay it.Very Reasonable.
Inquire about a fee from a tax preparer :happy
by Toons
Wed Dec 13, 2017 8:38 pm
Forum: Investing - Help with Personal Investments
Topic: ROTH IRA Holders: How Many Of You Max Your Contribution On January 1st?
Replies: 41
Views: 2691

Re: ROTH IRA Holders: How Many Of You Max Your Contribution On January 1st?

Before retiring and one of us was employed,
I maxed out both Roth IRAs the first of every year.
Time=Compounding
The sooner the better.
:happy

"When you start saving outweighs how much you save"

http://www.businessinsider.com/amazing- ... est-2014-7
by Toons
Wed Dec 13, 2017 5:39 pm
Forum: Investing - Theory, News & General
Topic: Any of you trade just a little as a hobby?
Replies: 51
Views: 4362

Re: Any of you trade just a little as a hobby?

dwickenh wrote:
Tue Dec 12, 2017 12:50 pm
Toons wrote:
Tue Dec 12, 2017 9:17 am
No.
I would rather ride my bike. :happy
Doesn't that mustache get caught in the pedals? :mrgreen:

Best to you Toons,

Dan
Excellento Dan
Best,Toons :sharebeer
by Toons
Tue Dec 12, 2017 9:17 am
Forum: Investing - Theory, News & General
Topic: Any of you trade just a little as a hobby?
Replies: 51
Views: 4362

Re: Any of you trade just a little as a hobby?

No.
I would rather ride my bike. :happy
by Toons
Tue Dec 12, 2017 9:16 am
Forum: Personal Consumer Issues
Topic: Cheap tablet just for internet surfing
Replies: 35
Views: 2774

Re: Cheap tablet just for internet surfing

Amazon Fire HD 10.
:happy
by Toons
Tue Dec 12, 2017 9:15 am
Forum: Investing - Help with Personal Investments
Topic: What to do after losing $117k in stock market?
Replies: 118
Views: 11804

Re: What to do after losing $117k in stock market?

Focus entirely on paying off my student loans (4.8% interest)

Exactly.Do The Above.
Learn From Your Investing Experience.
It is part of life.
Move On.
by Toons
Mon Dec 11, 2017 9:57 pm
Forum: Investing - Help with Personal Investments
Topic: Where do I put 50k I don't need?
Replies: 25
Views: 2749

Re: Where do I put 50k I don't need?

Vanguard Balanced Index Fund.
8-)
by Toons
Sun Dec 10, 2017 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: What are your big-picture ‘rules of life’ —financial or otherwise?
Replies: 101
Views: 8806

Re: What are your big-picture ‘rules of life’ —financial or otherwise?

technovelist wrote:
Sun Dec 10, 2017 4:55 pm
Toons wrote:
Sun Dec 10, 2017 4:53 pm
1.Keep It Simple :happy
2.Occam's Razor :happy
Also, avoid redundancy? :sharebeer

:thumbsup
by Toons
Sat Dec 09, 2017 7:54 pm
Forum: Investing - Help with Personal Investments
Topic: Pay down loans or invest
Replies: 14
Views: 1111

Re: Pay down loans or invest

"I've got about 100k of student loans left at 3.77%"

Eliminate :mrgreen:
by Toons
Sat Dec 09, 2017 7:51 pm
Forum: Investing - Theory, News & General
Topic: 2000-09 worst decade for large cap stocks in 109 years
Replies: 44
Views: 3073

Re: 2000-09 worst decade for large cap stocks in 109 years

Sounds like the "best buying opportunity to me" :happy beat me to it. ^This. If you're buying stocks do you want the price to rise or fall (read closely...the question was "buying" stocks, not "selling" stocks)? Of course you want the prices to fall. 40% decline (2000-2002) and 50% decline (2007-20...
by Toons
Sat Dec 09, 2017 11:59 am
Forum: Investing - Theory, News & General
Topic: 2000-09 worst decade for large cap stocks in 109 years
Replies: 44
Views: 3073

Re: 2000-09 worst decade for large cap stocks in 109 years

Sounds like the "best buying opportunity to me"
:happy
by Toons
Sat Dec 09, 2017 11:58 am
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 181
Views: 10769

Re: Do people still use AAA?

Traveling now,
For maps,directions,,,Google.(ok google find pizza near me :happy )
Geico for roadside if needed.



:mrgreen:
by Toons
Sat Dec 09, 2017 11:55 am
Forum: Personal Finance (Not Investing)
Topic: Save all this money, what do you splurge on?
Replies: 155
Views: 10644

Re: Save all this money, what do you splurge on?

We travel in our Class B Rig.
That we saved and invested for so that we could ,
pay cash.
:happy :happy
by Toons
Sat Dec 09, 2017 11:53 am
Forum: Investing - Theory, News & General
Topic: "Financial Shock" wealth
Replies: 33
Views: 6107

Re: "Financial Shock" wealth

I couldn't finish the article. :mrgreen:
by Toons
Fri Dec 08, 2017 9:05 pm
Forum: Investing - Theory, News & General
Topic: Which is better: Wellesley or 5-yr 2.5% CD?
Replies: 51
Views: 3852

Re: Which is better: Wellesley or 5-yr 2.5% CD?

When your friend is ready to make the decision for himself and not rely on someone else,,then,
he will know what to do. :happy
by Toons
Wed Dec 06, 2017 7:12 pm
Forum: Investing - Help with Personal Investments
Topic: should I use vanguard's 2 step verification sign in
Replies: 34
Views: 3577

Re: should I use vanguard's 2 step verification sign in

Take full advantage of any security options you are offered. :happy
by Toons
Wed Dec 06, 2017 7:10 pm
Forum: Investing - Help with Personal Investments
Topic: Want to sell my Bitcoin, but when?
Replies: 90
Views: 8375

Re: Want to sell my Bitcoin, but when?

If you decide to Sell,,
Don't look back :happy
by Toons
Wed Dec 06, 2017 2:55 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 181
Views: 10769

Re: Do people still use AAA?

Geico Here
:happy
by Toons
Mon Dec 04, 2017 6:30 am
Forum: Investing - Theory, News & General
Topic: Which crash have you seen it before it is coming?
Replies: 134
Views: 9637

Re: Which crash have you seen it before it is coming?

87 00 08-09 And all mini crashes in between. All shares purchased during those time periods are the ones that have gained the most value as of today. Next One? When Euphoria reaches it's maximum https://encrypted-tbn0.gstatic.com/images?q=tbn:ANd9GcSkUu3-Qk6F20he8q4oE-dFDsTqk3mQIpo8W3ITqcFWfBaBQHE3L...
by Toons
Mon Dec 04, 2017 6:13 am
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 607
Views: 162879

Re: Share your net worth progression

2001: $10,000 2002: $25,000 2003: $50,000 2004: $80,000 2005: $130,000 2006: $200,000 2007: $280,000 2008: $350,000 2009: $300,000 2010: $350,000 2011: $425,000 2012: $515,000 2013: $600,000 2014: $685,000 2015: $725,000 11/8/2016: $800,000 June 2017: $940,000 Notes: Mommy and Daddy did not pay for...
by Toons
Mon Dec 04, 2017 6:10 am
Forum: Personal Consumer Issues
Topic: It's that time of year again... buying christmas gifts
Replies: 70
Views: 5789

Re: It's that time of year again... buying christmas gifts

4 presents.
1 Son-Amazon Gift Certificate.
3 grandchildren-gifts around 30 each from Amazon.
That is the extent of it.
They all know I would do anything in the world for them. :wink: :wink:
by Toons
Fri Dec 01, 2017 5:46 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard Cost Basis
Replies: 25
Views: 1621

Re: Vanguard Cost Basis

Never had an issue with Vanguard regarding cost basis. I use average cost. I have used Quicken for years to enter transactions to track cost basis.(I like numbers :happy ) I always compare my Quicken basis to Vanguard 1099B information. It has always been spot on, Several times I have sold shares of...
by Toons
Fri Dec 01, 2017 12:23 pm
Forum: Investing - Theory, News & General
Topic: Thinking of Bonds to rebalance the portfolio
Replies: 22
Views: 2131

Re: Thinking of Bonds to rebalance the portfolio

If your asset allocation calls for it.
Buy Bonds.
If Not.
Don't.

:happy
by Toons
Fri Dec 01, 2017 12:17 pm
Forum: Personal Consumer Issues
Topic: Price of haircut?
Replies: 194
Views: 10358

Re: Price of haircut?

Haven't paid for a haircut since 1993.
I forgot what it cost then.
:mrgreen: :mrgreen:
by Toons
Thu Nov 30, 2017 4:51 pm
Forum: Investing - Theory, News & General
Topic: Mutual Funds and Taxation
Replies: 18
Views: 1142

Re: Mutual Funds and Taxation

"Mutual funds and other investment companies must meet the Internal Revenue Code's "regulated investment company" qualifications in order to pass through income and gains directly to shareholders without having to pay taxes at the fund level" https://www.fidelity.com/tax-information/tax-topics/mutua...
by Toons
Thu Nov 30, 2017 4:46 pm
Forum: Investing - Help with Personal Investments
Topic: 401k Contribution 2018
Replies: 28
Views: 1621

Re: 401k Contribution 2018

"All In"
Time in the market(we all only have so much )
Not Timing
:happy
by Toons
Thu Nov 30, 2017 4:40 pm
Forum: Personal Consumer Issues
Topic: Any websites to help find a great doctor?
Replies: 36
Views: 2443

Re: Any websites to help find a great doctor?

This website might be of assistance
"Best Urologists"
https://www.ratemds.com/best-doctors/?c ... =urologist



:happy
by Toons
Thu Nov 30, 2017 2:35 pm
Forum: Investing - Help with Personal Investments
Topic: Got cash ... What to buy?
Replies: 10
Views: 1177

Re: Got cash ... What to buy?

Don't do anything until,,,,
YOU know what you want to do,
and when you want to do it,
:happy
by Toons
Wed Nov 29, 2017 7:41 pm
Forum: Investing - Help with Personal Investments
Topic: Invest or pay off mortgage?
Replies: 77
Views: 6082

Re: Invest or pay off mortgage?

My favorite question
"Pay Off Mortgage"









:dollar :dollar
by Toons
Wed Nov 29, 2017 5:01 pm
Forum: Personal Consumer Issues
Topic: Best strategy for selling cell phone on Ebay?
Replies: 33
Views: 1818

Re: Best strategy for selling cell phone on Ebay?

Ebay?
Start the auction at 1 penny,
It always worked for me. :happy
by Toons
Wed Nov 29, 2017 5:00 pm
Forum: Investing - Help with Personal Investments
Topic: Edward Jones trap
Replies: 45
Views: 5243

Re: Edward Jones trap

Leave them alone.
Experience is the best teacher




:P
by Toons
Wed Nov 29, 2017 4:56 pm
Forum: Investing - Theory, News & General
Topic: Which crash have you seen it before it is coming?
Replies: 134
Views: 9637

Re: Which crash have you seen it before it is coming?

Been Investing since 1981.
I knew they would eventually come,,,,,,
But not as to when,
Same applies as I type. :mrgreen:
by Toons
Wed Nov 29, 2017 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: So i hit 6 figures... (questions about financials)
Replies: 19
Views: 3731

Re: So i hit 6 figures... (questions about financials)

17k auto loan

Go into "Attack Mode" :mrgreen:
by Toons
Wed Nov 29, 2017 12:05 pm
Forum: Investing - Help with Personal Investments
Topic: Open a 401k in 2017? Or wait for 2018?
Replies: 7
Views: 357

Re: Open a 401k in 2017? Or wait for 2018?

When It comes to investing
"Time"is YOUR ally.
Invest as much as you can as SOON as you can.
Put the compounding machine to work,,,For YOU :idea: :moneybag
by Toons
Wed Nov 29, 2017 11:59 am
Forum: Personal Consumer Issues
Topic: new dehumidifier?
Replies: 9
Views: 579

Re: new dehumidifier?

I purchased a "Hisense" from Lowes this past April,to keep the garage dry,
Works excellent.
Live in Tn. :happy

https://www.lowes.com/pd/Hisense-70-Pin ... 1000195215
by Toons
Wed Nov 29, 2017 7:02 am
Forum: Investing - Theory, News & General
Topic: Is it 1996 yet?
Replies: 21
Views: 2523

Re: Is it 1996 yet?

50/50(or 60/40)
Sleep Well



:happy
by Toons
Tue Nov 28, 2017 8:39 pm
Forum: Personal Finance (Not Investing)
Topic: Too much house, right?
Replies: 88
Views: 8098

Re: Too much house, right?

Make the Move.
You have figured things out so far and
will continue to do so. :happy