Search found 11135 matches

by Toons
Tue Jan 24, 2017 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax is playing games again.
Replies: 23
Views: 3443

Re: TurboTax is playing games again.

ThreeBears wrote:TaxAct is the cheapest . . . why not just use them? Admittedly, they are less cheap since getting bought out a year ago, but they are still the cheapest.



+1 :happy
by Toons
Tue Jan 24, 2017 2:25 pm
Forum: Investing - Help with Personal Investments
Topic: T. Rowe Price Claims they consistently beat Indexing
Replies: 15
Views: 1071

Re: T. Rowe Price Claims they consistently beat Indexing

If "beating" an index is what one needs to reach their financial goals,then you might want to consider T.Rowe Price,using past performance as a guide. :happy
by Toons
Tue Jan 24, 2017 2:03 pm
Forum: Investing - Help with Personal Investments
Topic: Automatic Reinvestment: To "check" or not to "check" (the box) . . that is the question?
Replies: 19
Views: 1365

Re: Automatic Reinvestment: To "check" or not to "check" (the box) . . that is the question?

Early on in my investing life,
I grasped the concept of
Reinvestment =Compounding growth of investment.
I latched on and never looked back.
Via reinvestment,Compounding will do the heavy lifting of the portfolio.
:happy
by Toons
Tue Jan 24, 2017 1:57 pm
Forum: Personal Consumer Issues
Topic: Need a good commuter car fairly soon
Replies: 37
Views: 1834

Re: Need a good commuter car fairly soon

Honda Fit
Honda Civic
:happy
by Toons
Tue Jan 24, 2017 1:55 pm
Forum: Investing - Help with Personal Investments
Topic: Should I always invest everything I can at once?
Replies: 3
Views: 421

Re: Should I always invest everything I can at once?

Yes.
Time is YOUR ally
Time In The Market=Compounding
:happy
by Toons
Tue Jan 24, 2017 10:40 am
Forum: Personal Consumer Issues
Topic: Best Places to Live in US?
Replies: 60
Views: 3669

Re: Best Places to Live in US?

Wherever I have lived has been the best place.
Currently it is in the foothills of the Mountains,
In Tennessee.
:D
by Toons
Tue Jan 24, 2017 10:38 am
Forum: Investing - Theory, News & General
Topic: Blindly following expert picks
Replies: 16
Views: 1122

Re: Blindly following expert picks

Nothing new under the sun.
It has been attempted.
Save your time and money.
Invest in low cost index funds consistently.
The rest will take care of itself.
:happy
by Toons
Mon Jan 23, 2017 11:08 pm
Forum: Personal Consumer Issues
Topic: What is a good laptop to buy?
Replies: 35
Views: 2076

Re: What is a good laptop to buy?

Ditto on Lenovo.
:happy
by Toons
Mon Jan 23, 2017 11:07 pm
Forum: Personal Finance (Not Investing)
Topic: Do you check your credit reports annually?
Replies: 44
Views: 2357

Re: Do you check your credit reports annually?

Quicken offers it.
I look once a year.
:happy
by Toons
Mon Jan 23, 2017 11:06 pm
Forum: Personal Finance (Not Investing)
Topic: Do you own taxes?
Replies: 27
Views: 1799

Re: Do you own taxes?

It is a matter of having your data handy,(forms)
Follow the interview closely.
Fill in the blanks.
Try TaxAct software online.
Create an account and start familiarizing yourself with the interview process.
You do not have to pay unless you decide to file.
Great way to learn.
by Toons
Mon Jan 23, 2017 12:01 pm
Forum: Investing - Theory, News & General
Topic: Hypo: What would you do if you were SURE of impending deline in markets
Replies: 62
Views: 3816

Re: Hypo: What would you do if you were SURE of impending deline in markets

What would you do if you were SURE of impending deline in markets


Buy More. :happy
by Toons
Mon Jan 23, 2017 11:59 am
Forum: Investing - Help with Personal Investments
Topic: Should we pay off our student loan?
Replies: 31
Views: 2154

Re: Should we pay off our student loan?

Stayhomemom wrote:
Toons wrote:Pay Off the Loans Monday
Sooner If You Can
:mrgreen:


I can't fully pay off either. Are you suggesting I pay part on the student loan and part on the house?



Student Loan :happy
by Toons
Sun Jan 22, 2017 12:27 pm
Forum: Investing - Help with Personal Investments
Topic: Thinking about selling some stock funds
Replies: 7
Views: 529

Re: Thinking about selling some stock funds

Lifestrategy Conservative Growth
40/60
:happy :happy
by Toons
Sat Jan 21, 2017 1:25 pm
Forum: Investing - Help with Personal Investments
Topic: Better option than Vanguard Moneymarket
Replies: 14
Views: 1150

Re: Better option than Vanguard Moneymarket

Short Term Investment Grade,,
There is "risk" :happy
by Toons
Sat Jan 21, 2017 8:47 am
Forum: Personal Consumer Issues
Topic: Jackson Hole in July?
Replies: 11
Views: 1198

Re: Jackson Hole in July?

Go for nice walks ,
Plenty of fresh air and exercise. :happy
by Toons
Sat Jan 21, 2017 8:43 am
Forum: Investing - Theory, News & General
Topic: Reasons against margin aside from risk of margin call?
Replies: 23
Views: 1505

Re: Reasons against margin aside from risk of margin call?

Never ever gave consideration to borrow to invest.
38 years.
Seems like it would be time consuming.
Constantly watching ticker prices.
I would rather have interest paid to me than pay someone else
Oh well,
Different roads to Dublin :happy
by Toons
Sat Jan 21, 2017 8:38 am
Forum: Personal Finance (Not Investing)
Topic: Doing Taxes for the First Time....
Replies: 7
Views: 773

Re: Doing Taxes for the First Time....

TaxAct. NOT affiliated :happy https://www.taxact.com/?sc=1604264503001c&kw=taxact&ad=25464460_173482054705&dev=c&net=&utm_medium=cpc&src=&mpch=ads&utm_source=&utm_campaign=1604264503001c&utm_term=taxact&gclid=CjwKEAiAqozEBRDJrPem0fPKtX0SJAD5sAyHKAEzhBhSLU3...
by Toons
Sat Jan 21, 2017 8:33 am
Forum: Investing - Help with Personal Investments
Topic: Should we pay off our student loan?
Replies: 31
Views: 2154

Re: Should we pay off our student loan?

Pay Off the Loans Monday
Sooner If You Can
:mrgreen:
by Toons
Sat Jan 21, 2017 7:30 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard TR or balanced index fund???
Replies: 28
Views: 1890

Re: Vanguard TR or balanced index fund???

Balanced Index Fund.
:happy
by Toons
Fri Jan 20, 2017 1:25 pm
Forum: Personal Finance (Not Investing)
Topic: Where to get $100k for home remodel?
Replies: 34
Views: 3545

Re: Where to get $100k for home remodel?

Delay,,and
Save. :D
by Toons
Thu Jan 19, 2017 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: Whole life or term life insurance
Replies: 5
Views: 756

Re: Whole life or term life insurance

Do a search,you will find many a thread pertaining to your question.
For Starters :wink:
viewtopic.php?t=50626
by Toons
Thu Jan 19, 2017 8:04 pm
Forum: Personal Consumer Issues
Topic: Toaster Oven Recommendations
Replies: 34
Views: 1744

Re: Toaster Oven Recommendations

Had many toaster ovens over the years.
Got this Oster 2 weeks ago.
Excellent Product.
Everything cooks,toasts superb.
:happy

https://www.amazon.com/gp/product/B003Z ... UTF8&psc=1
by Toons
Thu Jan 19, 2017 8:04 pm
Forum: Personal Consumer Issues
Topic: Toaster Oven Recommendations
Replies: 34
Views: 1744

Re: Toaster Oven Recommendations

Had many toaster ovens over the years.
Got this Oster 2 weeks ago.
Excellent Product.
Everything cooks,toasts superb.
:happy

https://www.amazon.com/gp/product/B003Z ... UTF8&psc=1
by Toons
Thu Jan 19, 2017 7:51 pm
Forum: Personal Consumer Issues
Topic: Tips for cancelling cable
Replies: 16
Views: 1762

Re: Tips for cancelling cable

Walked in with equipment more than once to cancel cable in the last 35 years or so. :happy
by Toons
Thu Jan 19, 2017 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Pay down 1.9% loan or invest
Replies: 61
Views: 4195

Re: Pay down 1.9% loan or invest

Pay Off The Loan.
You won't have to waste time looking at it anymore
:mrgreen:
by Toons
Thu Jan 19, 2017 2:46 pm
Forum: Personal Consumer Issues
Topic: It is snowing again.
Replies: 11
Views: 1139

Re: It is snowing again.

My Grandfather once told me
"Whether Its Cold or Whether Its Hot,There Will Always Be Weather ,Whether Or Not." :happy
by Toons
Thu Jan 19, 2017 2:43 pm
Forum: Personal Consumer Issues
Topic: Recommendations for radio stations
Replies: 16
Views: 1188

Re: Recommendations for radio stations

Pandora"Free Version"
Stream It. :happy
by Toons
Wed Jan 18, 2017 6:02 pm
Forum: Investing - Help with Personal Investments
Topic: All eggs in one basket
Replies: 14
Views: 1712

Re: All eggs in one basket

Great Idea on both Fronts,
Vanguard and Diversified.
You are keeping it simple .
No need to fret.
:happy
by Toons
Wed Jan 18, 2017 6:01 pm
Forum: Investing - Theory, News & General
Topic: Fed Rate [may go] to 3% - [investing consequences?]
Replies: 85
Views: 8413

Re: Fed Rate to 3%

70/30
Stock Bond.
No plans to change anything.
Will accept the changes the market offers.
:D
by Toons
Wed Jan 18, 2017 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: Paying back college loan debt
Replies: 15
Views: 931

Re: Paying back college loan debt

I guess my question is, would it be smart to dedicate all my savings month-over-month to paying down this debt?

Living Rent Free?
Without a doubt.
Apply the "hypothetical " rent money towards your debt,
Until it is paid off. :happy
by Toons
Wed Jan 18, 2017 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: How much to spend on a house?
Replies: 29
Views: 3119

Re: How much to spend on a house?

Save enough for a 15 year fixed.
:happy
by Toons
Wed Jan 18, 2017 8:47 am
Forum: Personal Finance (Not Investing)
Topic: The wisdom of buying a car that doesn't depreciate (much)
Replies: 24
Views: 2790

Re: The wisdom of buying a car that doesn't depreciate (much)

If you can "afford" it.
Get what you want. :happy
by Toons
Tue Jan 17, 2017 8:20 pm
Forum: Personal Finance (Not Investing)
Topic: Money Market Liquidity
Replies: 3
Views: 407

Re: Money Market Liquidity

Live and Learn
:D
by Toons
Tue Jan 17, 2017 11:34 am
Forum: Personal Finance (Not Investing)
Topic: Have GEICO auto, asked for quote online, $150 less
Replies: 19
Views: 1837

Re: Have GEICO auto, asked for quote online, $150 less

Julieta wrote:
Toons wrote:Geico
650 a year for
2015 Honda Crv
2014 Sprinter RV
No complaints :happy


Good for you! What are the coverages for the autos?


Without going into the numbers.
Full Coverage for both,collision,comp,,etc.
Road Service also. :happy
by Toons
Tue Jan 17, 2017 8:46 am
Forum: Personal Finance (Not Investing)
Topic: Downsizing: Buying all cash or mortgage?
Replies: 2
Views: 351

Re: Downsizing: Buying all cash or mortgage?

Mid sixties?
Mortgage Free.
Pay cash.
Think about something else :happy
Mid sixties here.
Paid cash.
Can't imagine even having to look at a monthly mortgage payment :happy
by Toons
Tue Jan 17, 2017 8:44 am
Forum: Investing - Help with Personal Investments
Topic: Buying BND vs. Paying Down HELOC
Replies: 14
Views: 813

Re: Buying BND vs. Paying Down HELOC

Here's another thought on the subject: If you loose your job in a year and it takes 6 months to find an acceptable replacement which one of these two options sounds better: 1.) No mortgage, debt free, OK emergency fund, small investment portfolio. 2.) Mortgage, debt free, OK emergency fund, nice in...
by Toons
Tue Jan 17, 2017 8:23 am
Forum: Personal Finance (Not Investing)
Topic: Disheartening to hear this about Vanguard
Replies: 33
Views: 6350

Re: Disheartening to hear this about Vanguard

99% of the people that are satisfied with their service providers do NOT go on the internet and tell you how pleased they are.
I would not lend much credence to that site.
Pass.
Read some good reviews. :happy
by Toons
Tue Jan 17, 2017 8:20 am
Forum: Personal Consumer Issues
Topic: Durable photo printer ?
Replies: 32
Views: 1151

Re: Durable photo printer ?

Canon for me, But I have not printed a photo in years :happy https://www.walmart.com/ip/45830928?wmlspartner=wlpa&adid=22222222227034202170&wl0=&wl1=g&wl2=c&wl3=72834055592&wl4=pla-142231585232&wl5=9013323&wl6=&wl7=9013306&wl8=&wl9=pla&wl10=8175035&...
by Toons
Tue Jan 17, 2017 8:10 am
Forum: Personal Finance (Not Investing)
Topic: Have GEICO auto, asked for quote online, $150 less
Replies: 19
Views: 1837

Re: Have GEICO auto, asked for quote online, $150 less

Geico
650 a year for
2015 Honda Crv
2014 Sprinter RV
No complaints :happy
by Toons
Tue Jan 17, 2017 8:07 am
Forum: Personal Finance (Not Investing)
Topic: Disheartening to hear this about Vanguard
Replies: 33
Views: 6350

Re: Disheartening to hear this about Vanguard

I've never sold anything in taxable and hope I never have to, it sounds like a huge PITA. I've never sold anything in my single-fund taxable account either. When I opened it 20+ years ago I didn't know anything about cost basis; I just knew about saving. I diligently invested throughout the year --...
by Toons
Tue Jan 17, 2017 6:58 am
Forum: Investing - Help with Personal Investments
Topic: mirror image of VBINX
Replies: 6
Views: 415

Re: mirror image of VBINX

Wellington
:happy
by Toons
Mon Jan 16, 2017 6:00 pm
Forum: Personal Consumer Issues
Topic: Refinancing 2017 Honda Civic. Honda Financial services added $75 to my loan.
Replies: 18
Views: 1337

Re: Refinancing 2017 Honda Civic. Honda Financial services added $75 to my loan.

There is absolutely nothing in my loan contract about this $75 minimum interest thing. It says about the Prepayment penalty: "If you pay early, you may be charged a minimum finance charge." Are they legally able to put any kind of prepayment penalty fees with that in my contract? I do not...
by Toons
Mon Jan 16, 2017 5:47 pm
Forum: Personal Consumer Issues
Topic: Refinancing 2017 Honda Civic. Honda Financial services added $75 to my loan.
Replies: 18
Views: 1337

Re: Refinancing 2017 Honda Civic. Honda Financial services added $75 to my loan.

Something smells "fishy" to me.
Google won't find it for me.
Take sheepdog's advice.
Check your loan contract.
:happy
by Toons
Mon Jan 16, 2017 5:38 pm
Forum: Investing - Help with Personal Investments
Topic: 28 Yr. Old Male, Where Would I Start?
Replies: 5
Views: 529

Re: 28 Yr. Old Male, Where Would I Start?

minesweep wrote:Welcome to the Bogleheads Forum!

You can begin here at the Bogleheads Wiki:

Getting started



+1 :happy

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