Search found 13329 matches

by Toons
Sun Nov 17, 2019 11:45 am
Forum: Personal Consumer Issues
Topic: Another Laptop Question
Replies: 29
Views: 1704

Re: Another Laptop Question

New
Black Friday
Or Sooner
:happy
by Toons
Sun Nov 17, 2019 11:42 am
Forum: Personal Investments
Topic: Why do you have to "beat the market"?
Replies: 93
Views: 5515

Re: Why do you have to "beat the market"?

fortfun wrote:
Sun Nov 17, 2019 11:38 am
Toons wrote:
Sun Nov 17, 2019 11:37 am
I have said that for decades,
If you have reached the land of financial independence
without doing so,
It makes no difference
whatsoever
:mrgreen:
And it could be the reason that you have :)
Bingo :sharebeer
by Toons
Sun Nov 17, 2019 11:37 am
Forum: Personal Investments
Topic: Why do you have to "beat the market"?
Replies: 93
Views: 5515

Re: Why do you have to "beat the market"?

I have said that for decades,
If you have reached the land of financial independence
without doing so,
It makes no difference
whatsoever
:mrgreen:
by Toons
Sun Nov 17, 2019 11:35 am
Forum: Personal Investments
Topic: Do you regret rebalancing over the last few years?
Replies: 66
Views: 5260

Re: Do you regret rebalancing over the last few years?

70/30 for ten years
Comfortable with that
:happy
by Toons
Sat Nov 16, 2019 9:38 pm
Forum: Personal Investments
Topic: Mortgage? Pay cash?
Replies: 44
Views: 3171

Re: Mortgage? Pay cash?

Pay Cash
No loan.
:happy
by Toons
Wed Nov 13, 2019 7:49 pm
Forum: Personal Finance (Not Investing)
Topic: Cash & Checkbook Register Reconciliation
Replies: 83
Views: 5201

Re: Cash & Checkbook Register Reconciliation

Have not used a paper checkbook since I don't know when to balance or reconcile
Download transactions to
Quicken
:mrgreen:
by Toons
Wed Nov 13, 2019 7:46 pm
Forum: Personal Finance (Not Investing)
Topic: The difficulty of discarding frugality?
Replies: 110
Views: 9865

Re: The difficulty of discarding frugality?

I "crossed over" about 6 years ago,regarding spending I have seen some familiar names in the obituaries in those 6 years. Mine is not one of them. Nothing is guaranteed. Day by Day. If you see it Want it Can afford it Buy it. Get 2 of Them. Give One Away :happy What Are You Living For :mrgreen: :mrg...
by Toons
Tue Nov 12, 2019 5:15 pm
Forum: Personal Investments
Topic: Spend It All vs. Leave $$ for the Kids
Replies: 192
Views: 14860

Re: Spend It All vs. Leave $$ for the Kids

CurlyDave wrote:
Sat Nov 09, 2019 12:44 pm
I want to become the favorite ancestor of all my descendants.


Excellent
Bravo!!
:mrgreen: :mrgreen:
by Toons
Tue Nov 12, 2019 5:03 pm
Forum: Investing - Theory, News & General
Topic: The End Is Near....Isn't It ?
Replies: 27
Views: 2126

Re: The End Is Near....Isn't It ?

"parking" a healthy percentage of my portfolio and sitting this one out...."

Then Do It ,
Ignore the noise
Enjoy your life
:mrgreen:
by Toons
Sat Nov 09, 2019 9:01 pm
Forum: Personal Consumer Issues
Topic: Amazon delivery
Replies: 32
Views: 3654

Re: Amazon delivery

3 Words Obsessive Customer Focus :mrgreen: DW sent me to a local retail mall to p/u an item. Had not been to that mall in many months. I was absolutely SHOCKED when I walked in there...….it was barren. It was kinda creepy walking down the once vibrant halls to closed gates covering the doorway of f...
by Toons
Fri Nov 08, 2019 5:59 pm
Forum: Personal Investments
Topic: Investing in Taxable Account. Good or bad?
Replies: 20
Views: 2105

Re: Investing in Taxable Account. Good or bad?

Tax Free ,Tax Deferred Compounding
Take full advantage as long as you can
An essential tenet of wealth creation.
:happy
by Toons
Fri Nov 08, 2019 11:33 am
Forum: Personal Consumer Issues
Topic: Amazon delivery
Replies: 32
Views: 3654

Re: Amazon delivery

3 Words
Obsessive Customer Focus
:mrgreen:
by Toons
Thu Nov 07, 2019 5:22 pm
Forum: Personal Consumer Issues
Topic: Cutting the Cord & Live Television
Replies: 45
Views: 2960

Re: Cutting the Cord & Live Television

4 years ago,cut it
Stream
YouTube premium 9.95 month
Netflix
Don't miss the "ad delivery system" of commerical Tv or cable whatsoever
:mrgreen:
by Toons
Sat Oct 26, 2019 6:57 pm
Forum: Personal Consumer Issues
Topic: HVAC check ups?
Replies: 46
Views: 2977

Re: HVAC check ups?

New Rheem ,couple years old.
Will probably wait another few years.
:mrgreen:
by Toons
Sat Oct 26, 2019 6:55 pm
Forum: Personal Investments
Topic: Do You Pay For Financial Advice?
Replies: 76
Views: 4328

Re: Do You Pay For Financial Advice?

Live beneath your means,
Stay out of debt,
Save
Invest
Index funds...

No need to charge for that
:mrgreen:
by Toons
Fri Oct 25, 2019 2:58 pm
Forum: Personal Finance (Not Investing)
Topic: Who does your tax returns?
Replies: 103
Views: 5195

Re: Who does your tax returns?

Me
Since 1997
Started with Turbo Tax
TaxAct the last 9 years



:happy
by Toons
Fri Oct 25, 2019 2:56 pm
Forum: Personal Consumer Issues
Topic: Where do you buy eyeglass frames online?
Replies: 16
Views: 1322

Re: Where do you buy eyeglass frames online?

Walmart
Along with
Nikon Lenses
Trifocals(Thin)
Digital Cut
Transition Lens
First pair 480.00
2nd pair 20% off


:happy
by Toons
Fri Oct 25, 2019 2:52 pm
Forum: Personal Finance (Not Investing)
Topic: How often do you shop for better insurance rates? (auto, life, home)
Replies: 24
Views: 1666

Re: How often do you shop for better insurance rates? (auto, life, home)

I don't shop anymore
Switched from State Farm to'
Geico 10 years ago
2018 Civic Touring
2018 Roadtrek Class B RV(Promaster)
Full Coverage
1360 per annum




:happy
by Toons
Wed Oct 23, 2019 7:26 am
Forum: Personal Investments
Topic: Another inexperienced investor, decent income
Replies: 28
Views: 3005

Re: Another inexperienced investor, decent income

lakpr wrote:
Wed Oct 23, 2019 6:45 am
All at once, in a Total Stock Market Index fund
Bingo,
On the Money :thumbsup :thumbsup
by Toons
Wed Oct 23, 2019 7:22 am
Forum: Personal Consumer Issues
Topic: Living life post smart phone
Replies: 68
Views: 5733

Re: Living life post smart phone

Naw
No Way,,
I gotta be able to stream Youtube
"On The Fly"
:mrgreen:
by Toons
Wed Oct 23, 2019 7:20 am
Forum: Personal Investments
Topic: How much to hold in cash?
Replies: 54
Views: 8083

Re: How much to hold in cash?

50k
For Us

:mrgreen:
by Toons
Wed Oct 23, 2019 7:19 am
Forum: Personal Consumer Issues
Topic: Moving my home landline phone number to MagicJack - good idea?
Replies: 52
Views: 3906

Re: Moving my home landline phone number to MagicJack - good idea?

Google Voice
For home,,but
No one calls it.
:mrgreen:
by Toons
Mon Oct 21, 2019 9:00 am
Forum: Personal Consumer Issues
Topic: Google Wifi Mesh 2 Pack vs. TP Link Deco 3 Pack
Replies: 18
Views: 1399

Re: Google Wifi Mesh 2 Pack vs. TP Link Deco 3 Pa

Google has announced a hardware update to their mesh system that should ship in early november. I currently have the older Google mesh and am happy but would prefer the newer units. FYI before you make a final decision. I can’t speak to tp link units but without a compelling reason to choose tp lin...
by Toons
Mon Oct 21, 2019 8:58 am
Forum: Personal Investments
Topic: High income earner waiting for a bear market to start investing
Replies: 119
Views: 12106

Re: High income earner waiting for a bear market to start investing

"What's the point of entering the market and investing now when I haven't even invested anything yet and the market seems to be in a bubble? " "Time" We all only have so much of it and it races by. Put your money and the compounding machine to work for you. It works while you are sleeping. :mrgreen:
by Toons
Mon Oct 21, 2019 8:54 am
Forum: Personal Investments
Topic: How do you cope with regret over selling too soon?
Replies: 72
Views: 8719

Re: How do you cope with regret over selling too soon?

Never look back
Hindsight is always
20/20
Remember
It is only money
:mrgreen:
by Toons
Mon Oct 21, 2019 8:53 am
Forum: Personal Consumer Issues
Topic: Email Compromised On The Dark Web
Replies: 20
Views: 3616

Re: Email Compromised On The Dark Web

This is a routine event nowadays, and you should be concerned if and only if you are reusing the same password. If you are, change that password on every account where you use it. CreditWise is likely using the same database as http://haveibeenpwned.com/. If you look up your email address on that s...
by Toons
Fri Sep 13, 2019 9:11 pm
Forum: Personal Consumer Issues
Topic: How old is your cellphone?
Replies: 168
Views: 9574

Re: How old is your cellphone?

4 months
Samsung S10+
:mrgreen:
by Toons
Fri Sep 13, 2019 9:08 pm
Forum: Personal Consumer Issues
Topic: What dish soap do you use?
Replies: 54
Views: 3244

Re: What dish soap do you use?

Dawn
:happy
by Toons
Fri Aug 23, 2019 5:11 pm
Forum: Personal Consumer Issues
Topic: Ally service has gone way down
Replies: 8
Views: 1230

Re: Ally service has gone way down

If you are displeased
Vote With Your Feet
:happy
by Toons
Wed Aug 21, 2019 5:39 pm
Forum: Personal Consumer Issues
Topic: Do you buy new or used cars?
Replies: 183
Views: 19978

Re: Do you buy new or used cars?

At this stage of the journey(68)
New
Every couple years
Or when the mood strikes me
:happy
by Toons
Wed Aug 21, 2019 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: Paying credit card "current balance" vs. "statement balance"
Replies: 48
Views: 4687

Re: Paying credit card "current balance" vs. "statement balance"

As I make purchase with my card,
I pay them off weekly
:happy
by Toons
Wed Aug 21, 2019 5:36 pm
Forum: Personal Investments
Topic: Turn off auto-reinvest dividends?
Replies: 17
Views: 1933

Re: Turn off auto-reinvest dividends?

Keep Reinvesting
Compounding
The Eighth Wonder Of The World
:happy
by Toons
Wed Aug 21, 2019 5:35 pm
Forum: Personal Investments
Topic: Where to invest 50k today?
Replies: 12
Views: 1285

Re: Where to invest 50k today?

Apply it all to debt.
:happy
by Toons
Wed Aug 21, 2019 5:33 pm
Forum: Personal Finance (Not Investing)
Topic: Prepare for Recession?
Replies: 74
Views: 10512

Re: Prepare for Recession?

I have seen quite a few recessions since 1981 when I started investing and the Dow was at 882. I pretty much ignored the noise and kept investing. Looking back ,it appears I was purchasing more shares with my money because equity prices were depressed. One never knows,,,,,anyway.... The Dow is aroun...
by Toons
Sun Aug 18, 2019 1:15 pm
Forum: Personal Investments
Topic: Don’t put new money in market right now??
Replies: 59
Views: 7864

Re: Don’t put new money in market right now??

Market Money Should Stay in the market a minimum 10 years.
Preferably for life.
Ignore the advice.
If you have cash and you are truly "investing"
Put your order in now for Monday
"Time=Compounding"
Not timing
:happy
by Toons
Sun Aug 18, 2019 1:07 pm
Forum: Personal Finance (Not Investing)
Topic: Moving from Bay area, CA to Knoxville, TN
Replies: 98
Views: 7450

Re: Moving from Bay area, CA to Knoxville, TN

Welcome To Tennessee
We retired here
Money Ain't Everything :happy
Property Tax ,1500 sq ft.plus huge yard
675.00 a year
by Toons
Sun Aug 18, 2019 1:03 pm
Forum: Investing - Theory, News & General
Topic: Any retired person have stocks and cash I was thinking about a 70/30
Replies: 61
Views: 4949

Re: Any retired person have stocks and cash I was thinking about a 70/30

Age 68
Retired
I am comfortable
with
70/30
No plans to change anything
Do What Is Right For You

:happy
by Toons
Sun Aug 18, 2019 12:47 pm
Forum: Personal Consumer Issues
Topic: Battery powered lawn mower
Replies: 54
Views: 3548

Re: Battery powered lawn mower

I have been using the
Ryobi 20 in. 40-Volt Brushless Lithium-Ion
Home Depot
Game Changer
Will never go back to gas.

https://www.homedepot.com/p/RYOBI-20-in ... /304593558
by Toons
Mon Aug 05, 2019 8:42 am
Forum: Personal Consumer Issues
Topic: Insane to buy a sports car?
Replies: 215
Views: 12068

Re: Insane to buy a sports car?

Get The Car.
Enjoy
:happy
by Toons
Sat Jul 27, 2019 9:01 am
Forum: Personal Investments
Topic: Reaction to market correction
Replies: 19
Views: 2219

Re: Reaction to market correction

"I certainly felt a bit on edge and like I was overweighted in equities." Understand your risk profile. Do what is right for YOU. Irregardless of what others may do. If you don't , when you check the financial news ,during times of market volatility you will find yourself doing something instead of...
by Toons
Sat Jul 27, 2019 8:54 am
Forum: Personal Consumer Issues
Topic: Thank you notes,,, out of favor these days?
Replies: 107
Views: 6367

Re: Thank you notes,,, out of favor these days?

A text with a picture attached
with your smiling face ,saying
Thank You
A picture is worth a thousand words

:happy
by Toons
Sat Jul 27, 2019 8:52 am
Forum: Personal Finance (Not Investing)
Topic: How do you move past old financial mistakes?
Replies: 57
Views: 5250

Re: How do you move past old financial mistakes?

Mistakes are necessary to learn
Life would be boring if everything worked out the way we wanted it to,
It is only money
:happy
by Toons
Sat Jul 27, 2019 8:50 am
Forum: Personal Finance (Not Investing)
Topic: How much to save?
Replies: 53
Views: 5048

Re: How much to save?

20%
:happy
by Toons
Thu Jul 18, 2019 2:44 pm
Forum: Personal Consumer Issues
Topic: Garage Organization
Replies: 57
Views: 4858

Re: Garage Organization

One tool chest
I 'hang" everything else.
I try to avoid bending over as much as possible for something,
Other than my socks and shoes
:happy