Search found 11551 matches

by Toons
Fri May 26, 2017 8:07 pm
Forum: Personal Finance (Not Investing)
Topic: New car doc fees
Replies: 42
Views: 2270

Re: New car doc fees

Isn't buying a new car ,,
"fun",,,, :oops: :oops:
by Toons
Fri May 26, 2017 8:05 pm
Forum: Personal Consumer Issues
Topic: Air Conditioning unit / fix or replace
Replies: 13
Views: 808

Re: Air Conditioning unit / fix or replace

Given what you have stated,,,
New. :happy
by Toons
Fri May 26, 2017 4:36 pm
Forum: Personal Consumer Issues
Topic: Septic Pumping - Did I get ripped off?
Replies: 33
Views: 1930

Re: Septic Pumping - Did I get ripped off?

New Jersey,
2 Tanks.
You did fine. :happy
by Toons
Fri May 26, 2017 3:12 pm
Forum: Investing - Theory, News & General
Topic: How many investment companies to have money in?
Replies: 26
Views: 1888

Re: How many investment companies to have money in?

One is fine....
As you age,,,
You need less and less to manage. :mrgreen:
by Toons
Fri May 26, 2017 2:49 pm
Forum: Personal Finance (Not Investing)
Topic: Second Thoughts on Whole Life Insurance <1 Year into it - Advice???
Replies: 33
Views: 1612

Re: SECOND THOUGHTS on Whole Life Insurance <1 Year into it - ADVICE???

Term Insurance,,
Save ,Save Save and invest,,,the difference and more.
Eventually Self Insure. :mrgreen:
by Toons
Fri May 26, 2017 2:48 pm
Forum: Personal Finance (Not Investing)
Topic: Pay off car loan?
Replies: 16
Views: 1094

Re: Pay off car loan?

Pay it off today if possible. :mrgreen:
by Toons
Thu May 25, 2017 7:54 am
Forum: Investing - Help with Personal Investments
Topic: Emergency Fund too large
Replies: 16
Views: 1751

Re: Emergency Fund to large

Vanguard LifeStrategy Conservative Growth :happy
by Toons
Thu May 25, 2017 7:35 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Growth (VIGAX) in taxable account?
Replies: 11
Views: 1154

Re: Vanguard Growth (VIGAX) in taxable account?

Growth Fund in taxable,,
Sure.
Objective is not income..which entails,,,
Taxes. :happy
by Toons
Wed May 24, 2017 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: Zacks says sell Wellesley!?
Replies: 74
Views: 7295

Re: Zacks says sell Wellesley!?

Please,
Do yourself a favor,
When buying a fund ,
Check back in 10 years before you pull any triggers.
Personally I have owned Wellesley Income for years.
It is a compounding machine.
The "noise" is nonsense :mrgreen:
by Toons
Tue May 23, 2017 4:28 am
Forum: Investing - Theory, News & General
Topic: Milestone and not peeking. . .
Replies: 57
Views: 5728

Re: Milestone and not peeking. . .

"I feel like my compounding is really taking on a life of its own."

There ya go,
Life I have said before,
Eventually .
Compounding Does The Heavy Lifting Of The Portfolio.
Keep Investing....
The Snowball is Rolling and
Gathering Momentum
:mrgreen: :mrgreen:
by Toons
Sun May 21, 2017 4:57 pm
Forum: Investing - Help with Personal Investments
Topic: My dad is taking Social Security at 62, why would anyone not? (If they already quit working)
Replies: 108
Views: 12778

Re: My dad is taking Social Security at 62, why would anyone not? (If they already quit working)

I turned 62,,,,show me the money. ... No regrets. Enjoyed both spending and investing the money. :happy +1. I just turned 64... I'm fortunate to not have a need for the SS money now (or presumably in the future). My calculus was that "On average," it does not make any difference, so I was...
by Toons
Sat May 20, 2017 9:27 pm
Forum: Investing - Help with Personal Investments
Topic: My dad is taking Social Security at 62, why would anyone not? (If they already quit working)
Replies: 108
Views: 12778

Re: My dad is taking Social Security at 62, why would anyone not? (If they already quit working)

Wow,,,
I never gave SS this much thought before taking it.,
I turned 62,,,,show me the money.
That was almost 5 years ago.
No regrets.
Enjoyed both spending and investing the money. :happy
by Toons
Sat May 20, 2017 9:22 pm
Forum: Personal Consumer Issues
Topic: Need new Router/Wifi Networking Ideas
Replies: 36
Views: 2960

Re: Need new Router/Wifi Networking Ideas

Google Mesh Network,
I use it...Outstanding coverage,speed.
Read about it. :happy

https://madeby.google.com/wifi/how-it-works/


https://www.amazon.com/s/ref=nb_sb_ss_i ... LHXZ6VEFW2
by Toons
Sat May 20, 2017 5:31 pm
Forum: Investing - Help with Personal Investments
Topic: Automatic Reinvestment: To "check" or not to "check" (the box) . . that is the question?
Replies: 52
Views: 4570

Re: Automatic Reinvestment: To "check" or not to "check" (the box) . . that is the question?

Early on in my investing life, I grasped the concept of Reinvestment =Compounding growth of investment. I latched on and never looked back. Via reinvestment,Compounding will do the heavy lifting of the portfolio. :happy Thanks, "Toons" for the concept. A good one. Wouldn't "Reinvestm...
by Toons
Sat May 20, 2017 5:24 pm
Forum: Investing - Help with Personal Investments
Topic: Best Utilization of Extra $
Replies: 4
Views: 523

Re: Best Utilization of Extra $

Work on paying off any and all debt,including
Mortgage :happy
by Toons
Thu May 18, 2017 8:55 pm
Forum: Investing - Theory, News & General
Topic: For those with $500k-$1m in investments...
Replies: 138
Views: 12326

Re: For those with $500k-$1m in investments...

30 Taxable
70 Deferred :happy
by Toons
Thu May 18, 2017 8:51 pm
Forum: Investing - Theory, News & General
Topic: Milestone and not peeking. . .
Replies: 57
Views: 5728

Re: Milestone and not peeking. . .

One of my favorite sayings regarding investing...

"Eventually Compounding Does The Heavy Lifting Of The Portfolio" :happy
by Toons
Wed May 17, 2017 12:45 pm
Forum: Personal Consumer Issues
Topic: Which Small SUV for 15 Year Reliability?
Replies: 92
Views: 7481

Re: Which Small SUV for 15 Year Reliability?

Honda
Toyota
:happy
by Toons
Wed May 17, 2017 8:36 am
Forum: Investing - Theory, News & General
Topic: Do stocks always go up long term?
Replies: 56
Views: 4337

Re: Do stocks always go up long term?

Yes.
Earnings Rise
Share Prices Rise.
:mrgreen:
by Toons
Wed May 17, 2017 8:34 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 3511
Views: 906541

Re: U.S. stocks in freefall

Uncle Pennybags wrote:I knew it this is it; sell, sell, sell. :shock:


Excellent,,,,pick up shares at lower prices
Bring It On :mrgreen: :mrgreen:
by Toons
Mon May 15, 2017 4:38 pm
Forum: Personal Consumer Issues
Topic: Where do you get your tea ?
Replies: 23
Views: 1973

Re: Where do you get your tea ?

Amazon or Walmart :happy
by Toons
Thu May 11, 2017 1:09 pm
Forum: Personal Finance (Not Investing)
Topic: Who really needs an umbrella insurance?
Replies: 38
Views: 4887

Re: Who really needs an umbrella insurance?

I know this goes against conventional wisdom on this board but,
I canceled mine a few years back.
:happy
by Toons
Thu May 11, 2017 1:06 pm
Forum: Personal Finance (Not Investing)
Topic: General question of balance and compromise
Replies: 22
Views: 1287

Re: General question of balance and compromise

Don't get me wrong....
Money sure helps,,,,but
Contentment lies between the ears ,
Once your needs are met,
Irregardless of net worth.
:happy
by Toons
Thu May 11, 2017 12:39 pm
Forum: Investing - Help with Personal Investments
Topic: Am I letting the Taxes Wag my Investments?
Replies: 9
Views: 1384

Re: Am I letting the Taxes Wag my Investments?

The objective of investing is to grow capital. Along with that profit,when gains are realized, comes taxation. It is part of the equation. Minimize the best you can with losses if you have any. Otherwise ,take the profits,pay the taxes ,move on. I would rather pay taxes on profits , than not having ...
by Toons
Wed May 10, 2017 9:56 am
Forum: Personal Consumer Issues
Topic: Samsung or LG tv?
Replies: 49
Views: 2597

Re: Samsung or LG tv?

Samsung fan here.' My son owned an LG and recently switched to Samsung, Check out this 55 ,,,,looks appealing to me, if you are in the market,,,I purchased my Samsung from Amazon a few years back, :happy https://www.amazon.com/Samsung-Electronics-UN55MU6300-55-Inch-Ultra/dp/B06XGJX3SH/ref=zg_bs_6459...
by Toons
Tue May 09, 2017 12:29 pm
Forum: Personal Consumer Issues
Topic: What newspaper or magazine do you pay for?
Replies: 107
Views: 4258

Re: What newspaper or magazine do you pay for?

Washington Post,Digital Version
:happy
by Toons
Sat May 06, 2017 11:10 am
Forum: Personal Consumer Issues
Topic: Honda vs. Mazda vs. Ford
Replies: 40
Views: 2744

Re: Honda vs. Mazda vs. Ford

Honda Owner here.
Have owned fords,
Get a Honda,,,if for nothing else ,
the resale value :mrgreen:
by Toons
Fri May 05, 2017 3:40 pm
Forum: Investing - Theory, News & General
Topic: Why save so much for when you're old?
Replies: 163
Views: 18099

Re: Why save so much for when you're old?

Money can buy time or things. You spend money to buy things. You save money to buy time. Money is nothing more than claim checks to use at your own discretion. If you always spend what you save you must always work for everything you have. If you invest your money will work for you to make more mon...
by Toons
Thu May 04, 2017 10:48 am
Forum: Personal Consumer Issues
Topic: Where to Live on $60K or Less a Year?
Replies: 213
Views: 17926

Re: Where to Live on $60K or Less a Year?

North East Tn.
:happy
by Toons
Thu May 04, 2017 6:54 am
Forum: Investing - Theory, News & General
Topic: Benefits and methods for Gradual Rebalancing
Replies: 57
Views: 4004

Re: Benefits and methods for Gradual Rebalancing

Rebalance with New monies :happy
by Toons
Thu May 04, 2017 6:53 am
Forum: Personal Finance (Not Investing)
Topic: Do you know exactly what % of income you spend?
Replies: 48
Views: 3439

Re: Do you know exactly what % of income you spend?

Yes ,
Since 1993.
With Quicken.
:mrgreen:
by Toons
Wed May 03, 2017 8:50 pm
Forum: Investing - Theory, News & General
Topic: A Boglehead Guide to Buying Individual Stocks
Replies: 85
Views: 6646

Re: A Boglehead Guide to Buying Individual Stocks

What is the point of "Beating the Market" Is it necessary? :mrgreen: Of course not! Neither is learning how to paint or running a marathon. The point would be learning how to value companies. Having some (but not too much) money at stake would make the project more interesting I think You...
by Toons
Wed May 03, 2017 5:06 pm
Forum: Investing - Theory, News & General
Topic: A Boglehead Guide to Buying Individual Stocks
Replies: 85
Views: 6646

Re: A Boglehead Guide to Buying Individual Stocks

What is the point of "Beating the Market"
Is it necessary? :mrgreen:
by Toons
Wed May 03, 2017 5:05 pm
Forum: Personal Finance (Not Investing)
Topic: Convince me that I'm holding too much cash
Replies: 62
Views: 7759

Re: Convince me that I'm holding too much cash

Hard to define too much.
If 100k in cash makes one comfortable,,,then it is not too much.
For some ,5k is too much :happy
by Toons
Tue May 02, 2017 6:13 pm
Forum: Personal Consumer Issues
Topic: Minimalist May
Replies: 21
Views: 2054

Re: Minimalist May

Spend time learning a foreign language at Duolingo. :happy
by Toons
Tue May 02, 2017 6:10 pm
Forum: Investing - Theory, News & General
Topic: How do I leave my full service broker?
Replies: 13
Views: 1266

Re: How do I leave my full service broker?

Easy,
Send his office an email or text,requesting that he call you.
He will call,
Be honest ,kind,forthright and firm.
It is your money.
You are the customer,don't forget that.
It is a matter of business,not friendship.
Move On. :thumbsup :thumbsup
by Toons
Tue May 02, 2017 6:05 pm
Forum: Personal Finance (Not Investing)
Topic: Most "technologically savvy" bank?
Replies: 32
Views: 3038

Re: Most "technologically savvy" bank?

Capital One. :happy
by Toons
Tue May 02, 2017 6:03 pm
Forum: Personal Consumer Issues
Topic: Buying a diamond ring
Replies: 57
Views: 3368

Re: Buying a diamond ring

One of my relatives,who can purchase most anything he wants,,,with cash,
purchased diamond rings for marriage at Amazon :happy
by Toons
Tue May 02, 2017 6:01 pm
Forum: Personal Finance (Not Investing)
Topic: Using Roth IRA as a savings account?
Replies: 32
Views: 3022

Re: Using Roth IRA as a savings account?

When I opened our Roth IRA accounts many years ago,I invested with the intention of not touching the monies until retirement when and if needed.
I did not want to forego all the tax free compounding that we could garner.
Never considered to be used as a savings account.
:happy
by Toons
Tue May 02, 2017 6:16 am
Forum: Investing - Theory, News & General
Topic: "The Road Less Traveled" by John Bogle
Replies: 31
Views: 3995

Re: "The Road Less Traveled" by John Bogle

Superb Read.
Thank You.
:happy
by Toons
Tue May 02, 2017 5:57 am
Forum: Investing - Help with Personal Investments
Topic: If you had 30,000 dollars to invest in your future, how would you do it?
Replies: 49
Views: 4987

Re: If you had 30,000 dollars to invest in your future, how would you do it?

NewbieBogle007 wrote:I would say education would be one of the best investments for a young person such as yourself.



:thumbsup :thumbsup
by Toons
Mon May 01, 2017 9:49 am
Forum: Personal Finance (Not Investing)
Topic: Dealing with regret
Replies: 102
Views: 8678

Re: Dealing with regret

To quote the venerable Friedrich Nietzsche:
"That which does not kill us makes us stronger"

To quote Toons:
Find a way to make lemonade out of lemons :mrgreen: :mrgreen:
by Toons
Mon May 01, 2017 8:31 am
Forum: Personal Consumer Issues
Topic: Microsoft, I want my computer back!
Replies: 165
Views: 11536

Re: Microsoft, I want my computer back!

AlwaysBeClimbing wrote:
Toons wrote:Do I hear Chromebook? :happy


Chromebook with a Chrome and Linux (GalliumOS) dualboot configuration. :D



:sharebeer

Go to advanced search