Search found 11742 matches

by Toons
Sun Sep 24, 2017 9:16 am
Forum: Personal Consumer Issues
Topic: Do you subscribe to digital newspapers?
Replies: 52
Views: 1796

Re: Do you subscribe to digital newspapers?

Yes
Washington Post
:happy
by Toons
Thu Sep 21, 2017 11:40 am
Forum: Personal Consumer Issues
Topic: Should I even bother with buying a school picture?
Replies: 39
Views: 2773

Re: Should I even bother with buying a school picture?

We took our own pictures of our son.
Worked out just fine.
:happy
by Toons
Thu Sep 21, 2017 7:30 am
Forum: Investing - Theory, News & General
Topic: AA if you were just starting out again
Replies: 49
Views: 3367

Re: AA if you were just starting out again

I would have done very little if anything different. :happy
by Toons
Thu Sep 21, 2017 7:29 am
Forum: Investing - Help with Personal Investments
Topic: I won the Lottery. Need sound advice.
Replies: 199
Views: 18110

Re: I won the Lottery. Need sound advice.

Pay Off All Debt.
Unshackle the ball and chain.
"Freedom"
Control Your Spending.
:happy
by Toons
Wed Sep 20, 2017 4:42 pm
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads you would most like to meet and why?
Replies: 79
Views: 4334

Re: Bogleheads you would most like to meet and why?

an_asker wrote:
Wed Sep 20, 2017 12:53 pm
Toons wrote:
Wed Sep 20, 2017 11:31 am
Thanks All,
If you are EVER in the Tri Cities area of Tn.
send me a message,,,,
Coffee On Me :mrgreen: :mrgreen: :mrgreen:
(Mcdonalds :happy )
Which are the tri-cities of TN?
Johnson City ,Bristol,Kingsport :happy
by Toons
Wed Sep 20, 2017 4:40 pm
Forum: Investing - Theory, News & General
Topic: Any "average Joe" here actually make out well with individual stocks?
Replies: 90
Views: 8354

Re: Any "average Joe" here actually make out well with individual stocks?

I am pleased with the ROI of my holdings : Coke,Walmart,Mcdonalds.
25 years .
:happy
by Toons
Wed Sep 20, 2017 11:58 am
Forum: Personal Consumer Issues
Topic: Time for a new laptop?
Replies: 46
Views: 2162

Re: Time for a new laptop?

Computers are such a commodity these days.
You can find Windows 10 computers that will "do the job"
for 300-400 dollars :happy
I would consider upgrading. :happy
by Toons
Wed Sep 20, 2017 11:50 am
Forum: Investing - Help with Personal Investments
Topic: Paying off primary mortgage
Replies: 24
Views: 1897

Re: Paying off primary mortgage

One Step at a time.
Pay off mortgage as you described.
Tackle the 3% cost of stock purchase next.
You might reconsider(indexing :happy )
by Toons
Wed Sep 20, 2017 11:47 am
Forum: Personal Finance (Not Investing)
Topic: Online Bill Pay Security: Push or Pull?
Replies: 92
Views: 3508

Re: Online Bill Pay Security: Push or Pull?

All Pull. Let Them Do The Work :happy Gives me more time for Spanish Lessons :happy I have found Push saves me more time for places that support eBill delivery. I only log into one place (my banks epay portal) and see several bills sitting there and then can pay them all through a single interface....
by Toons
Wed Sep 20, 2017 11:36 am
Forum: Investing - Help with Personal Investments
Topic: New to Investing. 450k cash
Replies: 33
Views: 2979

Re: New to Investing. 450k cash

"Should I put more money down towards the mortgage"

Without going in to all the details as to why.
For Me,,,without a shred of doubt Yes.
Start with 100k
Get The "Feel Of It"
Today :happy
by Toons
Wed Sep 20, 2017 11:31 am
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads you would most like to meet and why?
Replies: 79
Views: 4334

Re: Bogleheads you would most like to meet and why?

Thanks All,
If you are EVER in the Tri Cities area of Tn.
send me a message,,,,
Coffee On Me :mrgreen: :mrgreen: :mrgreen:
(Mcdonalds :happy )
by Toons
Wed Sep 20, 2017 11:26 am
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads you would most like to meet and why?
Replies: 79
Views: 4334

Re: Bogleheads you would most like to meet and why?

Garland Whizzer.
Intelligent,Thoughtful :happy
by Toons
Wed Sep 20, 2017 11:24 am
Forum: Personal Finance (Not Investing)
Topic: Online Bill Pay Security: Push or Pull?
Replies: 92
Views: 3508

Re: Online Bill Pay Security: Push or Pull?

All Pull.
Let Them Do The Work :happy
Gives me more time for Spanish Lessons :happy
by Toons
Wed Sep 20, 2017 10:28 am
Forum: Local Chapters and Bogleheads Community
Topic: Bogleheads you would most like to meet and why?
Replies: 79
Views: 4334

Re: Bogleheads you would most like to meet and why?

Who would you like to meet most for a cup of coffee other than Jack Bogle (I'm up for that!) Mine are: 3) Toons- I like his advice and his avatar makes me think he enjoys life! 2) Taylor Larimore- I have learned volumes reading his posts and of course, books! 50+ years of investing experience gives...
by Toons
Tue Sep 19, 2017 1:13 pm
Forum: Investing - Theory, News & General
Topic: measurement of success of investment(s)
Replies: 33
Views: 2000

Re: measurement of success of investment(s)

I don't compare.
As long as my investements are providing me with growth or income for which I invested,
then I am Satisfied. :happy
by Toons
Mon Sep 18, 2017 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: Worth buying an excessive priced house?
Replies: 43
Views: 3849

Re: Worth buying an excessive priced house?

For some,
Less Is More,
Especially as one ages.
Give it some thought. :happy


https://www.fool.com/investing/general/ ... t-suc.aspx
by Toons
Mon Sep 18, 2017 1:07 pm
Forum: Personal Consumer Issues
Topic: What is a decent financial book that everyone should buy?
Replies: 20
Views: 1527

Re: What is a decent financial book that everyone should buy?

I read it when it first came out and have continued to go over it every few years or so. Basic ,common sense material... Live Beneath Your Means. Stay out of debt. Save Invest Consistently(in low cost index funds) STAY invested.. Let compounding work while you are sleeping, Check back in 20 years, :...
by Toons
Mon Sep 18, 2017 1:02 pm
Forum: Personal Finance (Not Investing)
Topic: Tired of investing, where to once and for all
Replies: 17
Views: 2446

Re: Tired of investing, where to once and for all

Mid sixties here,
Pension,,Social Security for both of us,dividends ,cap gains from mutual funds and stocks takes care of business
Not difficult to manage.
Have all monies auto deposited to your bank account.
:happy
by Toons
Mon Sep 18, 2017 12:52 pm
Forum: Personal Consumer Issues
Topic: Is it really Worth it to brown bag your lunch at work?
Replies: 313
Views: 17311

Re: Is it really Worth it to brown bag your lunch at work?

A few words, My wife and I applied the same math for decades when working. Brown bagging lunches,,,rate of reture,,,compounding etc. We applied that train of thought to many different expenses thru our working years. You ask is it worth it? We retired early,completely debt free,, So for us Yes indee...
by Toons
Mon Sep 18, 2017 8:51 am
Forum: Personal Finance (Not Investing)
Topic: What is FI if you love your job? [Financial Independence]
Replies: 68
Views: 5271

Re: What is FI if you love your job?

Sandtrap wrote:
Sun Sep 17, 2017 5:14 pm
Toons wrote:
Sun Sep 17, 2017 4:55 pm
Mid thirties?
Revisit your question ,,
15 years from now. :happy
+1
then every 5 years, then every 3 years, then when you remember. . . .
:sharebeer

"Then When You Remember"
LOL,, :sharebeer
by Toons
Sun Sep 17, 2017 5:03 pm
Forum: Investing - Theory, News & General
Topic: S & P broke major technical/psychological number
Replies: 21
Views: 2730

Re: S & P broke major technical/psychological number

Waiting for a correction?
The clock is ticking.
Compounding never sleeps,
Put the sideline money to work.
Time,
Not Timing :happy
by Toons
Sun Sep 17, 2017 4:55 pm
Forum: Personal Finance (Not Investing)
Topic: What is FI if you love your job? [Financial Independence]
Replies: 68
Views: 5271

Re: What is FI if you love your job?

Mid thirties?
Revisit your question ,,
15 years from now. :happy
by Toons
Fri Sep 15, 2017 1:13 pm
Forum: Investing - Help with Personal Investments
Topic: 100k short term park
Replies: 10
Views: 1619

Re: 100k short term park

Ditto
Pay down the mortgage
by Toons
Thu Sep 14, 2017 10:38 am
Forum: Personal Finance (Not Investing)
Topic: Having mortgage during retirement. Max retirement saving now
Replies: 19
Views: 1718

Re: Having mortgage during retirement. Max retirement saving now

I can only speak to my situation.
Mortage and debt free upon entering retirement.
"Freedom"in so many ways other than financial. :happy
by Toons
Thu Sep 14, 2017 10:35 am
Forum: Personal Finance (Not Investing)
Topic: 3Q2017 Estimated taxes are due 15 Sep 2017
Replies: 14
Views: 793

Re: 3Q2017 Estimated taxes are due 15 Sep 2017

My Quarterlies are set up automatic via Eftps.
I would rather have them "pull" it rather than me,
"Push it".
As I age ,,one less thing to forget to do. :happy
by Toons
Tue Sep 12, 2017 4:37 pm
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 312
Views: 16671

Re: Iphone X is $1000

Get 2
One for yourself and one for the spouse. :mrgreen: :mrgreen:
Oh,,don't forget the teenage family members :mrgreen: :mrgreen:
by Toons
Mon Sep 11, 2017 4:34 pm
Forum: Personal Consumer Issues
Topic: Feeling guilty for buying a new iPad pro
Replies: 30
Views: 2255

Re: Feeling guilty for buying a new iPad pro

None whatsoever feeling guilty. We saved and invested diligently for decades..so that, we would have 'options" in our retirement years. On that note,,I just traded in my 2015 Crv with 12,000 miles for a 2017 Civic. Would I have done this between the ages fo 30-60.No. 66 now, the clock is ticking ,,...
by Toons
Mon Sep 11, 2017 4:00 pm
Forum: Personal Consumer Issues
Topic: New/used compact car
Replies: 9
Views: 531

Re: New/used compact car

Have owned a new Civic Hatchback now for 3 weeks.
Traded in a Crv for it.
We really enjoy the sporty feel when driving it.
Very enjoyable here in the mountainous area of Tn.
Loaded with technology.
No regrets,great price point for what is incorporated in the vehicle.... :mrgreen:
by Toons
Mon Sep 11, 2017 3:47 pm
Forum: Personal Consumer Issues
Topic: Feeling guilty for buying a new iPad pro
Replies: 30
Views: 2255

Re: Feeling guilty for buying a new iPad pro

None whatsoever feeling guilty. We saved and invested diligently for decades..so that, we would have 'options" in our retirement years. On that note,,I just traded in my 2015 Crv with 12,000 miles for a 2017 Civic. Would I have done this between the ages fo 30-60.No. 66 now, the clock is ticking ,,,...
by Toons
Mon Sep 11, 2017 3:40 pm
Forum: Investing - Theory, News & General
Topic: What If U.S. Stocks Stay Expensive For Years?
Replies: 50
Views: 6892

Re: What If U.S. Stocks Stay Expensive For Years?

What If Stocks Stay Expensive For Years?

Keep investing as much as can as often as you can. :mrgreen:
by Toons
Fri Sep 08, 2017 1:29 pm
Forum: Investing - Theory, News & General
Topic: Irrational fears?
Replies: 23
Views: 1698

Re: Irrational fears?

99.9999999999%
Of what we worry about never happens.
Life is short.
Worry Robs you of that time and your energy and accomplishes nothing positive.
:happy
by Toons
Tue Sep 05, 2017 3:25 pm
Forum: Personal Consumer Issues
Topic: Refurbished or New TV?
Replies: 29
Views: 1800

Re: Refurbished or New TV?

Get a New Samsung. :happy
by Toons
Tue Sep 05, 2017 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: How do you track expenses ?
Replies: 58
Views: 3499

Re: How do you track expenses ?

Quicken :happy
by Toons
Tue Sep 05, 2017 1:20 pm
Forum: Investing - Theory, News & General
Topic: Do retiree BHs actually run down their portfolios?
Replies: 73
Views: 8047

Re: Do retiree BHs actually run down their portfolios?

So far ,6 years into retirement,
No need to draw down portfolio.
By that I mean selling investments,although
I do take dividends and cap gains in various investments in taxable accounts.
Still reinvesting in tax deferred,tax free investments. :happy
by Toons
Fri Sep 01, 2017 4:49 pm
Forum: Investing - Theory, News & General
Topic: The Stock Market Is Always Risky
Replies: 42
Views: 3347

Re: The Stock Market Is Always Risky

Munir wrote:
Fri Sep 01, 2017 3:14 pm
Toons wrote:
Fri Sep 01, 2017 11:23 am
Keep Investing :happy
When should we start spending? :happy

Well,,I can only relate to my situation.
After 35 years of steady investing and reinvesting,,,,
I now get what I want ,when I want it,,
Whether for me or family.
Can't forget charity causes either.
Retired....
:happy
by Toons
Fri Sep 01, 2017 11:23 am
Forum: Investing - Theory, News & General
Topic: The Stock Market Is Always Risky
Replies: 42
Views: 3347

Re: The Stock Market Is Always Risky

Keep Investing :happy
by Toons
Fri Sep 01, 2017 9:06 am
Forum: Personal Consumer Issues
Topic: Are Roomba's effective?
Replies: 45
Views: 3055

Re: Are Roomba's effective?

I purchased the Bissell DigiPro from Walmart in the link below about 3 months ago. It has worked out very well. Actually enjoy watching it motor around the house,,, then find its way back to charging station. No complaints . We run a vacuum about every three weeks just to get a deep thorough clean b...
by Toons
Fri Sep 01, 2017 8:49 am
Forum: Local Chapters and Bogleheads Community
Topic: [Are the Bogleheads] getting less interesting?
Replies: 255
Views: 16217

Re: Is Bogelheads getting less interesting?

Not to inflate anyone's ego, but I still find posts by names such as SimpleGift (always seem to be interesting research (s)he's doing, and subsequent discussion is stimulating), bobcat2 (I enjoy his discussions of liability-matching), willthrill81(an advocate of 100% equities), and Toons (seems to ...
by Toons
Thu Aug 31, 2017 11:27 am
Forum: Personal Finance (Not Investing)
Topic: TaxAct for $13.50
Replies: 41
Views: 3199

Re: TaxAct for $13.50

Pranav wrote:
Thu Aug 31, 2017 10:46 am
Toons wrote:
Thu Aug 31, 2017 9:03 am
I will stick with TaxAct,
Frankly,
If it cost 50 bucks or even more,
I will pay it.
It is a pittance for the money it has saved me over the years,
You can't take it with you. :happy
How did TaxAct save you money?
Not having to pay a tax preparer,
Given the details of my return . :mrgreen:
by Toons
Thu Aug 31, 2017 9:32 am
Forum: Personal Finance (Not Investing)
Topic: TaxAct for $13.50
Replies: 41
Views: 3199

Re: TaxAct for $13.50

Blues wrote:
Thu Aug 31, 2017 9:15 am
Toons wrote:
Thu Aug 31, 2017 9:03 am
You can't take it with you. :happy
Oh yeah? Sez who? :greedy

You make a good point, brother. :sharebeer

:sharebeer