Search found 1711 matches

by Alexa9
Thu Dec 13, 2018 11:39 am
Forum: Personal Consumer Issues
Topic: Old Windows 8 PC and Windows Defender
Replies: 11
Views: 393

Re: Old Windows 8 PC and Windows Defender

I would transfer the data to a newer computer if you're worried about the latest security patches.
by Alexa9
Wed Dec 12, 2018 9:18 pm
Forum: Personal Consumer Issues
Topic: Startpage VASTLY different from Google
Replies: 7
Views: 1181

Re: Startpage VASTLY different from Google

Google knows what you're doing. They track you even more when they know you don't like them. :twisted:
by Alexa9
Wed Dec 12, 2018 8:39 pm
Forum: Investing - Help with Personal Investments
Topic: Pot Stocks
Replies: 6
Views: 719

Re: Pot Stocks

I wouldn't gamble on ganja. There are a few ETF's if you want to bet a small amount on it. But it is not recommended to invest your hard earned money in any one thing so specific. It's no guarantee and actually more likely to underperform the total market statistically. https://www.bogleheads.org/wi...
by Alexa9
Wed Dec 12, 2018 7:14 pm
Forum: Personal Consumer Issues
Topic: Desktop Computer. All in one or separate? And which one?
Replies: 34
Views: 1872

Re: Desktop Computer. All in one or separate? And which one?

If you have a decent computer shop in your city, have them custom build one for you for less than $100 or do it yourself if you're handy. Order the exact specs you want using www.pcpartpicker.com I just did this myself and it would cost twice as much from Dell or HP. Another option is just find a go...
by Alexa9
Wed Dec 12, 2018 4:40 pm
Forum: Investing - Help with Personal Investments
Topic: Motley Fools is now for fools only?.....RIP
Replies: 28
Views: 5909

Re: Motley Fools is now for fools only?.....RIP

I used to read it and watch Mad Money purely for entertainment (mostly comedy). I have zero interest anymore.
by Alexa9
Wed Dec 12, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: Lyft driver got into an accident, but denies it
Replies: 63
Views: 4774

Re: Lyft driver got into an accident, but denies it

That's not really a good reason not to use Lyft again, but they should fire the driver if he is denying it. Are you hoping to sue them or have them cover medical costs? You may have a case although you have waited a while and getting broken ribs in the meantime may complicate things.
by Alexa9
Tue Dec 11, 2018 9:12 pm
Forum: Personal Consumer Issues
Topic: Guitar Players -CAGED system
Replies: 22
Views: 2128

Re: Guitar Players -CAGED system

CAGED is useful for knowing the fretboard and chord shapes in different positions. Might be more useful if you improvise with scales or write music. I think it is a somewhat helpful concept for theory and intervals.
by Alexa9
Mon Dec 10, 2018 5:59 pm
Forum: Personal Consumer Issues
Topic: To each his own ( I guess ) [Opinions of traveling in retirement]
Replies: 109
Views: 7661

Re: To each his own ( I guess ) [Opinions of traveling in retirement]

Whether or not you enjoy travelling depends on your personality, who you go with, and what your goals are. Saying I've been to the Eiffel tower or Great Wall are not on my bucket list but I don't knock it if it's on yours. Snorkeling in Hawaii and skiing in Aspen is more on my list. Sometimes travel...
by Alexa9
Mon Dec 10, 2018 1:04 pm
Forum: Investing - Theory, News & General
Topic: Article: Your love of index funds is terrible for our economy
Replies: 59
Views: 6246

Re: Article: Your love of index funds is terrible for our economy

If most people index in the future, it might make stock picking slightly more lucrative.
Until active funds can consistently beat the index, it's their problem to fix.
by Alexa9
Sun Dec 09, 2018 3:27 pm
Forum: Personal Consumer Issues
Topic: PC Build Suggestions
Replies: 33
Views: 2214

Re: PC Build Suggestions

I have been building PCs and servers for 20+ years, I never had any issue with static. Here are my suggestions - all common sense: Work on the table, not on the ground Work in a well lit area Work slowly and methodically, don't rush, take your time Always touch metal part of the case before touchin...
by Alexa9
Sat Dec 08, 2018 9:26 pm
Forum: Investing - Theory, News & General
Topic: "The 10 Worst Places To Get Investing Advice"
Replies: 59
Views: 7120

Re: "The 10 Worst Places To Get Investing Advice"

A lot of advice is bad or even completely wrong. You have to weed through it all and decide what's best for you.
by Alexa9
Sat Dec 08, 2018 3:19 pm
Forum: Personal Consumer Issues
Topic: PC Build Suggestions
Replies: 33
Views: 2214

Re: PC Build Suggestions

Supposedly 9th gen CPU's are soldered and don't need thermal paste?
https://venturebeat.com/2018/10/08/inte ... -9900k-i9/

Update: I guess you do need it :)
by Alexa9
Sat Dec 08, 2018 2:27 pm
Forum: Personal Consumer Issues
Topic: PC Build Suggestions
Replies: 33
Views: 2214

PC Build Suggestions

Any tips for building a light gaming (Steam) and general usage (Home Theater) PC? I ordered the parts to make my first build: CPU: Intel - Core i5-9600K 3.7 GHz 6-Core Processor ($277.89 @ Amazon) CPU Cooler: Cooler Master - Hyper 212 EVO 82.9 CFM Sleeve Bearing CPU Cooler ($28.28 @ Amazon) Motherbo...
by Alexa9
Sat Dec 08, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: Spotify or Amazon Music?
Replies: 39
Views: 2878

Re: Spotify or Amazon Music?

Spotify seems to have the best software/playlists. I still like iTunes the best for having a file of my favorite songs.
I am a fan of Kindle for books, Amazon Video for movies, and Steam for games.
by Alexa9
Fri Dec 07, 2018 11:39 am
Forum: Personal Consumer Issues
Topic: Warm-up before basketball game with space constraints?
Replies: 21
Views: 1142

Re: Warm-up before basketball game with space constraints?

Run in place and burpees. Google "Prison Workout."
by Alexa9
Thu Dec 06, 2018 8:31 pm
Forum: Investing - Help with Personal Investments
Topic: Wanting to buy on the dip today didn't workout
Replies: 44
Views: 5890

Re: Wanting to buy on the dip today didn't workout

Here is a thread on buying on the dips as a strategy if you're interested:
viewtopic.php?t=228924
by Alexa9
Thu Dec 06, 2018 8:03 pm
Forum: Personal Consumer Issues
Topic: 2019-Toyota Camry Hybrid XLE /w JBL,Driver Assist - Negotiate
Replies: 19
Views: 1476

Re: 2019-Toyota Camry Hybrid XLE /w JBL,Driver Assist - Negotiate

I would make an offer to several dealers OTD well below that price and see who comes the closest.
by Alexa9
Thu Dec 06, 2018 1:05 pm
Forum: Investing - Help with Personal Investments
Topic: Solid my entire portfolio 12/3/18
Replies: 49
Views: 8447

Re: Solid my entire portfolio 12/3/18

I would dollar cost average back in to a conservative allocation if you're even seriously debating this.
by Alexa9
Wed Dec 05, 2018 6:53 pm
Forum: Investing - Help with Personal Investments
Topic: VTMSX or VIOV for Small Cap?
Replies: 5
Views: 342

Re: VTMSX or VIOV for Small Cap?

Small Value is one of the most frequently discussed premiums on here. Many arguments for and against it for you to decide yourself.
You might Google Fama-French and Larry Swedroe.
VSIAX is another one to consider. I would relax and do some reading for a while before you decide.
by Alexa9
Wed Dec 05, 2018 2:08 pm
Forum: Personal Consumer Issues
Topic: New QUIET Tires for Accord
Replies: 37
Views: 2490

Re: New QUIET Tires for Accord

Just a possibility. That trim has 19" wheels and little sidewalls to cushion road noise. You might consider some 17" wheels. Tires will be cheaper too.
by Alexa9
Tue Dec 04, 2018 7:45 pm
Forum: Personal Finance (Not Investing)
Topic: Thinking about downsizing car
Replies: 27
Views: 1835

Re: Thinking about downsizing car

I would consider keeping your car for a few more years and enjoy it. You lose a lot of money in the transactions of selling it and buying a new one and it's a good habit to keep your car for as long as possible. You're in the best years of ownership right now. Just don't get another one if that's yo...
by Alexa9
Tue Dec 04, 2018 3:01 pm
Forum: Investing - Help with Personal Investments
Topic: investing under kid's name to save tax. is it viable?
Replies: 17
Views: 1906

Re: investing under kid's name to save tax. is it viable?

It is possible although probably not recommended by the IRS. https://www.babycenter.com/404_will-making-investments-in-our-childs-name-help-us-save-on-t_14446.bc The IRA is out of the question unless you have a family business that they can legitimately work at. I wouldn't try to game the system too...
by Alexa9
Tue Dec 04, 2018 2:29 pm
Forum: Investing - Help with Personal Investments
Topic: VTI or VTSMX
Replies: 17
Views: 820

Re: VTI or VTSMX

So if you look at it that way VTI has more volatility but the difference doesn't matter unless you bought or sold VTI during the day because that price could have been higher or lower than the end-of-day price of VTSMX. They have the same volatility. Just because VTI has a higher sampling rate does...
by Alexa9
Tue Dec 04, 2018 2:20 pm
Forum: Investing - Help with Personal Investments
Topic: VTI or VTSMX
Replies: 17
Views: 820

Re: VTI or VTSMX

What a seemingly simple yet loaded question for a first post!
I think it will also depend on the dividend reinvestment prices/dates and expense ratio.
https://www.bogleheads.org/wiki/ETFs_vs_mutual_funds
by Alexa9
Mon Dec 03, 2018 9:50 pm
Forum: Personal Consumer Issues
Topic: Yamaha Stereo + 2 x Elac B6.2 Speakers: What Next?
Replies: 11
Views: 802

Yamaha Stereo + 2 x Elac B6.2 Speakers: What Next?

I have a Yamaha Stereo RX V385 and Elac 2.0 Debut B6.2 Speakers. I am looking to get a center speaker, subwoofer, and/or 2 rear speakers. Which of these would improve the sound the most or are any of them unnecessary? I don't really like the super bass of a subwoofer but it does add to movies and mu...
by Alexa9
Mon Dec 03, 2018 9:42 pm
Forum: Investing - Help with Personal Investments
Topic: Can a three fund portfolio beat a fool?
Replies: 47
Views: 2878

Re: Can a three fund portfolio beat a fool?

Confucius say better lucky than good.
by Alexa9
Mon Dec 03, 2018 5:10 pm
Forum: Personal Consumer Issues
Topic: New TV and a black screen
Replies: 22
Views: 1124

Re: New TV and a black screen

mbres60 wrote:
Mon Dec 03, 2018 5:01 pm
We have no other device to test with.
Does your computer have HDMI or other output? Will the TV play Youtube/Netflix/Amazon etc? You might consider a cheap DVD player or Roku or borrowing something from a neighbor.
by Alexa9
Mon Dec 03, 2018 4:55 pm
Forum: Personal Consumer Issues
Topic: New TV and a black screen
Replies: 22
Views: 1124

Re: New TV and a black screen

I would test another device and HDMI cable with your TV to make sure it's the TV and not the cable box or cable.
It would be a waste to return the TV if it's not the problem. Knowing Comcast it's probably them.
by Alexa9
Sun Dec 02, 2018 6:05 pm
Forum: Personal Consumer Issues
Topic: Best values at Costco? Honestly, a little disappointed...
Replies: 155
Views: 16891

Re: Best values at Costco? Honestly, a little disappointed...

Paper towels, toilet paper Appliances: washer/dryer, dishwasher, fridge Electronics: TV, Camera, Computer, Printer, Phone etc. Macadamia, walnuts, Olive/coconut oil Seafood: crab legs, salmon, shrimp Meat: Chicken, Beef, Lamb, Pork Produce, Liquor, Wine (#1 US Supplier), Beer Some clothing is decent...
by Alexa9
Sun Dec 02, 2018 11:03 am
Forum: Personal Consumer Issues
Topic: Please Recommend a New Car for Me
Replies: 52
Views: 3956

Re: Please Recommend a New Car for Me

RAV4 is bulletproof. Subaru, Mazda, and Honda are just not as reliable.
by Alexa9
Sat Dec 01, 2018 12:07 pm
Forum: Investing - Theory, News & General
Topic: I'm up 5% ytd and I will take it
Replies: 55
Views: 6016

Re: I'm up 5% ytd and I will take it

How can a 61 year old have a 50+ year timeline. My asset allocatio Reflects my shorter timeline. You should have started 40 years ago. Really? Even those who need the money in ten years? What about those who are sixty years old? What about those who are investing trust, foundation, or endowment fun...
by Alexa9
Sat Dec 01, 2018 9:07 am
Forum: Investing - Theory, News & General
Topic: I'm up 5% ytd and I will take it
Replies: 55
Views: 6016

Re: I'm up 5% ytd and I will take it

The market is not worth keeping track of day to day and hardly worth tracking year to year or worrying about. Every investor should have a 50+ year time horizon and pretty much ignore financial movements and news.
by Alexa9
Fri Nov 30, 2018 9:56 am
Forum: Personal Consumer Issues
Topic: Are you glad you bought an Xfinity Telephony Modem?
Replies: 13
Views: 817

Re: Are you glad you bought an Xfinity Telephony Modem?

There are several modem/routers that are well reviewed on Amazon. Just search compatible with Xfinity. The Google Wifi seems to be the most popular router and easy to extend if you have a large house.
by Alexa9
Thu Nov 29, 2018 10:21 pm
Forum: Investing - Theory, News & General
Topic: Total Stock Market and Mega Cap Risk
Replies: 15
Views: 1566

Re: Total Stock Market and Mega Cap Risk

Are t-bills riskier than stock because they may have a lower return? In a way, yes, underperformance is a risk. A young investor wants to invest aggressively and maximize returns. If they don't they will not have an optimal long term allocation. Market returns are good, but if there is a possible b...
by Alexa9
Thu Nov 29, 2018 10:10 pm
Forum: Personal Consumer Issues
Topic: Best new Mac/features for 2000-3000
Replies: 60
Views: 3839

Re: Best new Mac/features for 2000-3000

I would stick with Dell. Macs are overrated (pretty but limited software) and overpriced. You can get much better specs with a Dell XPS desktop custom built for half the price. You can get a much better monitor and speakers as well.
by Alexa9
Thu Nov 29, 2018 10:08 pm
Forum: Personal Consumer Issues
Topic: Portable tabletop workstation ideas?
Replies: 1
Views: 231

Re: Portable tabletop workstation ideas?

Monitor: https://www.amazon.com/ASUS-VE248H-1920x1080-Back-lit-Monitor/dp/B0043T7FHK/ref=sr_1_3?ie=UTF8&qid=1543548635&sr=8-3&keywords=vesa+24+monitor Dual monitor stand: https://www.amazon.com/VIVO-Monitor-Adjustable-Screens-STAND-V002/dp/B009S750LA/ref=sr_1_4?ie=UTF8&qid=1543547258&sr=8-4&keywords...
by Alexa9
Thu Nov 29, 2018 9:32 pm
Forum: Investing - Theory, News & General
Topic: Total Stock Market and Mega Cap Risk
Replies: 15
Views: 1566

Re: Total Stock Market and Mega Cap Risk

The rationale for investing in the total market has nothing to do with any beliefs about the safety of large-caps, it has to do with what financial economics theory says about the total "market portfolio." And I'm saying there's nothing that special about a total market portfolio. Sure it was great...
by Alexa9
Thu Nov 29, 2018 8:09 pm
Forum: Investing - Theory, News & General
Topic: Total Stock Market and Mega Cap Risk
Replies: 15
Views: 1566

Re: Total Stock Market and Mega Cap Risk

Total Stock Market is 75% large caps. The safety of large caps is highly overrated and the risk of small caps is highly exaggerated.
by Alexa9
Thu Nov 29, 2018 6:36 pm
Forum: Personal Finance (Not Investing)
Topic: Saving Passwords w/Google & Online Fraud Protection
Replies: 8
Views: 1104

Re: Saving Passwords w/Google & Online Fraud Protection

Banking and credit card accounts are protected from fraud. I wouldn't worry about it. I would just be sure to use 2 Factor Authorization though for bank/brokerage and monitor your accounts relatively often.
by Alexa9
Thu Nov 29, 2018 2:31 pm
Forum: Investing - Theory, News & General
Topic: Total Stock Market and Mega Cap Risk
Replies: 15
Views: 1566

Total Stock Market and Mega Cap Risk

Too big to fail? Think again. Many of these largest companies could easily have their industry disrupted by a smaller company. They also have a huge ways to go to grow 100% unlike small companies. Sure, more small companies fail, but more also grow 20x their value more quickly. Just another reason w...
by Alexa9
Thu Nov 29, 2018 1:34 pm
Forum: Personal Consumer Issues
Topic: AMEX Car Buying Service
Replies: 3
Views: 877

Re: AMEX Car Buying Service

You definitely can negotiate a lower price yourself. The best resource is the online forum of your make/model to see what people are paying. Dealers love Truecar and Costco. They don't really like haggling and getting walked out on. You should be able to put some of the down payment on your card any...
by Alexa9
Thu Nov 29, 2018 9:20 am
Forum: Personal Consumer Issues
Topic: Remodeling - tipping?
Replies: 56
Views: 2741

Re: Remodeling - tipping?

Tip is not necessary or expected IMO other than a maid, waiter, barber, bartender, taxi, and maybe a few other jobs. That doesn't mean you can't do it, if you want to. If they did an amazing job, maybe a $50 or $100 bill or gift card with a thank you card. Like others said, not everyone drinks or ma...
by Alexa9
Thu Nov 29, 2018 6:51 am
Forum: Personal Consumer Issues
Topic: How do you spend/kill time online?
Replies: 21
Views: 2654

Re: How do you spend/kill time online?

Commenting and reading comments on local and national political issues without offending relatives/friends is nice. You can learn much more about whatever your hobbies are. Mine are technology, music, photography, exercise, diet, sports. I can browse eBay/Amazon/craigslist for hours especially this ...
by Alexa9
Wed Nov 28, 2018 9:55 pm
Forum: Investing - Help with Personal Investments
Topic: Marijuana [Stock]
Replies: 50
Views: 4495

Re: Marijuana

Where is the evidence that Denver EG has exploded? Just curious. https://www.denverpost.com/2015/12/09/marijuana-has-huge-influence-on-colorado-tourism-state-survey-says-2/ I predict that as more states legalize, Colorado will lose it's advantage but it was one of the few states for a while. Are we...
by Alexa9
Wed Nov 28, 2018 9:27 pm
Forum: Investing - Help with Personal Investments
Topic: Marijuana [Stock]
Replies: 50
Views: 4495

Re: Marijuana

AlphaLess wrote:
Wed Nov 28, 2018 8:55 pm
Where is the evidence that Denver EG has exploded?
Just curious.
https://www.denverpost.com/2015/12/09/m ... ey-says-2/

I predict that as more states legalize, Colorado will lose it's advantage but it was one of the few states for a while.
by Alexa9
Wed Nov 28, 2018 3:41 pm
Forum: Personal Consumer Issues
Topic: Smart Home: Google, Apple, or Amazon?
Replies: 45
Views: 4566

Re: Smart Home: Google, Apple, or Amazon?

I just got a couple of Google Home Minis for next to nothing via the Spotify deal and they are fairly useful even without smart home stuff: we do have a Nest but leave it at a set temp. Smart lights are just not worth it at this point. Cameras seem a little paranoid. Most useful Google Home features...
by Alexa9
Wed Nov 28, 2018 7:32 am
Forum: Investing - Help with Personal Investments
Topic: Marijuana [Stock]
Replies: 50
Views: 4495

Re: Marijuana

The Denver economy has exploded thanks to marijuana. I don't think it's the worst idea, just don't put all your eggs in one basket.

https://www.fool.com/investing/2018/10/ ... tocks.aspx

https://www.fool.com/investing/2018/09/ ... tocks.aspx
by Alexa9
Tue Nov 27, 2018 1:25 pm
Forum: Investing - Theory, News & General
Topic: Bogleheads Greatest Hits
Replies: 27
Views: 3652

Re: Bogleheads Greatest Hits

My favorite threads:
Can I afford a Lambo? No you should buy a used high mileage Corolla (it's true)
Small Value: The Holy Grail for Finance PhD's only
Three Fund or get outta here response to every alternative allocation
by Alexa9
Tue Nov 27, 2018 9:16 am
Forum: Personal Consumer Issues
Topic: Dual Monitor Set up
Replies: 52
Views: 2825

Re: Dual Monitor Set up

Dell, LG, or Samsung. 24" is a good size for dual monitors. I would also get a solid mount: https://www.amazon.com/VIVO-Monitor-Adj ... itor+stand
by Alexa9
Mon Nov 26, 2018 9:35 am
Forum: Investing - Theory, News & General
Topic: What do bogleheads think of small cap value?
Replies: 37
Views: 3214

Re: What do bogleheads think of small cap value?

Small value is one of the few ways you might get beat the market, but then again you might significantly underperform. Past returns don't equal future returns. Total Stock Market Index is basically a large cap fund so tilting somewhat makes sense to me. The premium only exists if you rebalance over ...