Search found 183 matches

by elcadarj
Thu Feb 20, 2020 11:04 am
Forum: Personal Consumer Issues
Topic: Roku Express+ or Roku Streaming Stick+ for a Non-Tech Cord Cutter?
Replies: 20
Views: 1444

Re: Roku Express+ or Roku Streaming Stick+ for a Non-Tech Cord Cutter?

We cut the cord last November. AT&T 300Mbps fiber to the house. YouTube TV w/o add ons. + Netflix and Amazon Prime TV. Bedroom TV is TCL with built in Roku. Primary TV is Samsung smart TV w/4k Apple TV, second den TV is Samsung smart TV w/3rd Generation Apple TV. By far my favorite set up is the Sa...
by elcadarj
Wed Feb 19, 2020 2:57 pm
Forum: Personal Consumer Issues
Topic: Roku Express+ or Roku Streaming Stick+ for a Non-Tech Cord Cutter?
Replies: 20
Views: 1444

Re: Roku Express+ or Roku Streaming Stick+ for a Non-Tech Cord Cutter?

We cut the cord last November. AT&T 300Mbps fiber to the house. YouTube TV w/o add ons. + Netflix and Amazon Prime TV. Bedroom TV is TCL with built in Roku. Primary TV is Samsung smart TV w/4k Apple TV, second den TV is Samsung smart TV w/3rd Generation Apple TV. By far my favorite set up is the Sa...
by elcadarj
Fri Feb 07, 2020 7:18 am
Forum: Personal Consumer Issues
Topic: Is a *new* Drivers License required for USA citizens who have a Passport?
Replies: 45
Views: 4359

Re: Is a *new* Drivers License required for USA citizens who have a Passport?

IRT OP's orginal question. No, you do not need a new DL for REAL ID Act compliance. REAL ID is an Act of Congress. Not an ID card. A REAL ID Act compliant DL is one of many acceptable documents for passing through TSA. From the TSA web page. https://www.tsa.gov/travel/security-screening/identificati...
by elcadarj
Wed Jan 15, 2020 5:02 pm
Forum: Personal Consumer Issues
Topic: Roku Express+ or Roku Streaming Stick+ for a Non-Tech Cord Cutter?
Replies: 20
Views: 1444

Re: Roku Express+ or Roku Streaming Stick+ for a Non-Tech Cord Cutter?

We cut the cord last November. AT&T 300Mbps fiber to the house. YouTube TV w/o add ons. + Netflix and Amazon Prime TV. Bedroom TV is TCL with built in Roku. Primary TV is Samsung smart TV w/4k Apple TV, second den TV is Samsung smart TV w/3rd Generation Apple TV. By far my favorite set up is the Sam...
by elcadarj
Wed Jan 15, 2020 4:40 pm
Forum: Personal Consumer Issues
Topic: Microsoft : Edge Being Replaced by Chromium
Replies: 27
Views: 4494

Re: Microsoft : Edge Being Replaced by Chromium

Barkingsparrow wrote:
Sat Jan 11, 2020 1:22 pm
I've already moved to FF as I strongly detest Google. I'm also looking at email alternatives such as protonmail so I can also dump gmail.

:thumbsup :thumbsup
by elcadarj
Mon Jan 13, 2020 1:06 pm
Forum: Personal Consumer Issues
Topic: Charleston mid-March to mid-April Recommendations
Replies: 15
Views: 771

Re: Charleston mid-March to mid-April Recommendations

EdNorton wrote:
Mon Jan 13, 2020 1:02 pm
If you like oysters and dive bars, Bowen's Island Restaurant. :sharebeer
:thumbsup :thumbsup
by elcadarj
Fri Jan 03, 2020 9:50 pm
Forum: Personal Investments
Topic: Would Fidelity Brokeragelink make sense for me?
Replies: 9
Views: 658

Re: Would Fidelity Brokeragelink make sense for me?

+1 Good experience with Brokeragelink. My megacorp limited BL to 90% of 401k holdings. I’m a bit of a tilter so I put the 10% in a REIT fund which aligned with my allocation plan. Used the Brokeragelink for the majority of my plan. Here are my 401k options w/o Brokeragelink: Stock Investments Compan...
by elcadarj
Sat Dec 21, 2019 12:44 pm
Forum: Personal Consumer Issues
Topic: RESOLVED: Wife needs new Wine Fridge / Chiller: we don't buy wine expensive enough that it needs to be aged...
Replies: 53
Views: 3460

Re: Wife needs new Wine Fridge / Chiller: we don't buy wine expensive enough that it needs to be aged...

As someone who has literally never tasted alcohol of any kind, what is the benefit of a "wine fridge" over simply just putting the bottle in your refrigerator? You don’t have to wait for the wine to be cold. Cabernet Sauvignon don’t need to be chilled. I like white and rose to be chillier. Confused...
by elcadarj
Tue Dec 17, 2019 4:07 pm
Forum: Personal Consumer Issues
Topic: How did your Windows 10 upgrade go?
Replies: 66
Views: 5316

Re: How did your Windows 10 upgrade go?

FYI for any fellow procrastinators. I just completed update of OS from Windows 7 SP1 to Windows 10. Here are the current specs on my home-build desktop, originally assembled in October 2010: CPU Intel Core i5 660 @ 3.33GHz 38 °C Clarkdale 32nm Technology RAM 16.0GB Dual-Channel DDR3 @ 668MHz (9-9-9-...
by elcadarj
Sat Dec 07, 2019 8:52 am
Forum: Personal Consumer Issues
Topic: New passport how long to obtain?
Replies: 37
Views: 2380

Re: New passport how long to obtain?

The key is to get your application in before the wave of spring breakers start applying after the first of the year.
by elcadarj
Mon Dec 02, 2019 11:14 am
Forum: Personal Consumer Issues
Topic: which netgear wifi for replacement of airport extreme base station
Replies: 15
Views: 461

Re: which netgear wifi for replacement of airport extreme base station

I just read about netgear orbi. Read the netgear website but it is so confusing. So many models . How do you know which one to buy? If you're a Costco member, Orbi-mini two pac, 4000 sq ft coverage for $129: https://www.costco.com/netgear-orbi-mini-ac2200-tri-band-wi-fi-system%2c-2-pack.product.100...
by elcadarj
Mon Dec 02, 2019 10:49 am
Forum: Personal Finance (Not Investing)
Topic: TriCare at age 60
Replies: 5
Views: 991

Re: TriCare at age 60

My wife is gray area retired navy reserves but not yet at 60. As she understands it, transfer is not automatic and you will have to enroll at https://tricare.mil/Plans/Enroll/Select We're not sure if being in a pay-status is important to TriCare; only that you are age 60 or older to be eligible for...
by elcadarj
Wed Nov 20, 2019 2:55 pm
Forum: Personal Consumer Issues
Topic: Water heater - am I getting ripped off
Replies: 58
Views: 4582

Re: Water heater - am I getting ripped off

Get a quote w/installation from a big box like Lowe's or Home Depot.
by elcadarj
Wed Nov 20, 2019 2:46 pm
Forum: Personal Consumer Issues
Topic: computers/programs/sites changing
Replies: 24
Views: 1967

Re: computers/programs/sites changing

Get one from your Guru. Trust but verify. For that money, make sure it has the following: - 1TB SSD Drive. This cannot be stressed enough. - 16GB RAM For your use the choice of processor and graphics card are not very important. Even an entry-level processor is very powerful (eg. 2-core 3.9GHz i3) ...
by elcadarj
Wed Nov 20, 2019 11:51 am
Forum: Personal Finance (Not Investing)
Topic: Opposite federal income tax withholding: I was paid instead of having to pay
Replies: 6
Views: 793

Re: Opposite federal income tax withholding: I was paid instead of having to pay

I noticed my current November paycheck deposit is $126.43 higher than previous paychecks despite no changes in wage, withholding, benefits, etc. Looking closely at my paycheck, it appears -$22.39 was deducted from my previous Octobervpaychecks on the line labeled "TX Withholding Tax Federal". On my...
by elcadarj
Fri Nov 15, 2019 10:53 am
Forum: Personal Investments
Topic: Ultra Short Term Treasury ETFs
Replies: 40
Views: 3865

Re: Ultra Short Term Treasury ETFs

Try this site, it has list of 18 ultra short fixed-income etfs: https://www.etf.com/channels/ultra-short-term-etfs
by elcadarj
Mon Nov 11, 2019 8:03 pm
Forum: Personal Consumer Issues
Topic: Hi Def Audio listening
Replies: 22
Views: 1431

Re: Hi Def Audio listening

Background music you say. You all sound like a good use-case for a Sonos system combined with a music subscription like Apple Music, Amazon Prime, Spotify, etc. I would suggest you contact an advisor at Crutchfield: https://www.crutchfield.com/brands/sonos.aspx?us=1&osp=sonos Edited to add: for my o...
by elcadarj
Fri Nov 08, 2019 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: HSA Recommendation
Replies: 6
Views: 759

Re: HSA Recommendation

You can't have an HSA with Tricare. Tricare plans ' deductibles are too low to qualify as High Deductible Health Plans under IRS rules. IRS Publication 969 page 3: https://www.irs.gov/pub/irs-pdf/p969.pdf Edited to correct: You can't contribute to an HSA while under Tricare. If you already have an H...
by elcadarj
Fri Nov 01, 2019 11:00 pm
Forum: Personal Consumer Issues
Topic: Costa Rica
Replies: 14
Views: 1922

Re: Costa Rica

VRBO’d in Jaco. Nice little beach town good restaurants, nice beaches. Were there during US spring break. Costa Rica follows the American school calendar so the Costa Rican’s were on spring break, too. We did not stay in a resort so we interacted with Costa Rican’s on spring break from San Jose, Eur...
by elcadarj
Wed Oct 30, 2019 5:55 am
Forum: Personal Finance (Not Investing)
Topic: TriCare at age 60
Replies: 5
Views: 991

Re: TriCare at age 60

Thanks. I've done all the follow up phone calls and emails to PERS-912. Retire Pay package submitted 04/08/2019 and I have email confirmation from PERS that my package has been received. Website has blanket statement that they're working packages submitted in Feb 2019. When I submitted PERS suggeste...
by elcadarj
Tue Oct 29, 2019 2:51 pm
Forum: Personal Consumer Issues
Topic: Furnace air filters
Replies: 37
Views: 3240

Re: Furnace air filters

it all depends on you system. This is often recommended because the expensive ones can greatly reduce the airflow for the furnace leading to the motor burning out early and/or low efficiency. This often true of older systems (over 30 years old) and under-sized units from the 1990s (often done in th...
by elcadarj
Tue Oct 29, 2019 1:12 pm
Forum: Personal Finance (Not Investing)
Topic: TriCare at age 60
Replies: 5
Views: 991

TriCare at age 60

Any retired reservists out there who have moved to TriCare Select at age 60? My 60th birthday is rapidly approaching but the Navy Personnel center is way behind in processing retirement paperwork. Is the transfer from TriCare Retired Reserve to TriCare select automatic or do I need documentation fro...
by elcadarj
Wed Oct 16, 2019 11:34 am
Forum: Personal Consumer Issues
Topic: Dishwasher Finally Installed - Sample Tabs [of Finish Quantum Power Ball Tabs]
Replies: 29
Views: 1592

Re: Dishwasher Finally Installed - Sample Tabs

I'm in the "can't be bothered crowd". Finish Power Ball Max tabs are on sale at Costco now for $11.99 for 125 count. They work great, dishes always clean with no film. So less than $0.10 per load and we run our dishwasher every other day as empty-nesters. Pretty inexpensive convenience IMHO.
by elcadarj
Wed Oct 02, 2019 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: Wedding Finances-Today
Replies: 107
Views: 9382

Re: Wedding Finances-Today

....Example: a couple of folks have suggested a wedding planner, which I'd not considered. I'm retired and have organized events in the past but the suggestion was made that a wedding planner who knows vendors can negotiate price. If I pay a planner X and s/he saves me 5X, that's worth considering....
by elcadarj
Wed Sep 25, 2019 8:49 am
Forum: Personal Consumer Issues
Topic: Where do you buy parts for DIY Auto repairs
Replies: 46
Views: 3725

Re: Where do you buy parts for DIY Auto repairs

I have used Zerex Asian (blue) coolant in my Suzuki without problems. The same coolant lists Subaru one of the makes it is compatible with. You can buy it from Zoro or sometimes from WalMart. When comparing fluids, Google the Safety Data Sheets (SDS) for the products you’re comparing. If the ingred...
by elcadarj
Tue Sep 24, 2019 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: HELOC or reverse mortgage?
Replies: 22
Views: 1411

Re: HELOC or reverse mortgage?

If opting for a HELOC it's important to understand the draw period and payment requirements. My own HELOC has a 10 year draw period (I'm 4 years in and it goes faster than you think) and the required payments are pretty large in proportion to balance. Yes, shop around for terms. E.g. NFCU's HELOCs ...
by elcadarj
Fri Sep 20, 2019 7:31 am
Forum: Personal Consumer Issues
Topic: What generalist books attempt to explain human nature?
Replies: 39
Views: 2989

Re: What generalist books attempt to explain human nature?

The rise and fall of a stock swindler in 1870 London, “The Way We Live Now”, Anthony Trollope. There’s nothing new under the sun.
by elcadarj
Thu Sep 19, 2019 6:20 pm
Forum: Personal Consumer Issues
Topic: Can anyone recommend an affordable TV stand wide enough for a 65" TV?
Replies: 28
Views: 1747

Re: Can anyone recommend an affordable TV stand wide enough for a 65" TV?

Use a table top mount like this: https://www.amazon.com/Fitueyes-Universal-Tabletop-Adjustable-Tempered/dp/B018I1XTFU/ref=pd_cp_23_4/135-3803855-5806932?_encoding=UTF8&pd_rd_i=B018I1XTFU&pd_rd_r=5d1a8070-756d-415c-b333-c82785c65d7e&pd_rd_w=Mf0bu&pd_rd_wg=v72nS&pf_rd_p=ef4dc990-a9ca-4945-ae0b-f8d5491...
by elcadarj
Wed Sep 18, 2019 7:58 pm
Forum: Personal Consumer Issues
Topic: Laptop for a student
Replies: 8
Views: 839

Re: Laptop for a student

Check with the community college IT department to see what they recommend and support. Our DS's college was Lenovo and Apple.

ETA: And they may have student discounts.
by elcadarj
Wed Sep 18, 2019 3:37 pm
Forum: Personal Investments
Topic: Please help me invest a little sentimental mad money
Replies: 40
Views: 2812

Re: Please help me invest a little sentimental mad money

It sounds like your mom was a self sacrificing type, the sort a good parent should be. I would take the money and put it in a dividend etf (one example DGRO) and take the dividends on it and use the dividends for special treats. And as I enjoyed that treat, I would thank mom every time. Maybe it is...
by elcadarj
Wed Sep 18, 2019 2:44 pm
Forum: Personal Consumer Issues
Topic: Long Distance Mover from Rockville MD to Bellevue WA
Replies: 16
Views: 1322

Re: Long Distance Mover from Rockville MD to Bellevue WA

If the sofa, loveseat, desk and chairs are not family heirlooms or otherwise have significance for your parents, here's what I'd suggest: Sell or donate the furniture, pots, pans etc. in Rockville and purchase replacement furniture and household goods in Bellevue. Assuming they will be flying from ...
by elcadarj
Tue Sep 17, 2019 8:40 am
Forum: Personal Consumer Issues
Topic: Vacation ideas for February
Replies: 48
Views: 4313

Re: Vacation ideas for February

East Cape of Cabo San Lucas. Either resort or VRBO house, depending on how lazy.
https://www.cabo.com/east-cape/
by elcadarj
Wed Sep 11, 2019 8:53 am
Forum: Personal Finance (Not Investing)
Topic: When do you start gifting the max to your family members? When is enough NW totally enough?
Replies: 80
Views: 9965

Re: When do you start gifting the max to your family members? When is enough NW totally enough?

WWWBD? Lot's of Buffett fans here so here's a quote from this article in Forbes, doesn't help with the NW question but gives a idea as to, "should I give and how much?": https://archive.fortune.com/magazines/fortune/fortune_archive/1986/09/29/68098/index.htm ETA: The article also discusses when. "Bu...
by elcadarj
Wed Sep 11, 2019 8:05 am
Forum: Personal Finance (Not Investing)
Topic: How can I acheive 2% using fixed income instrutments
Replies: 22
Views: 2352

Re: How can I acheive 2% using fixed income instrutments

mptfan wrote:
Mon Sep 09, 2019 1:51 pm
Vanguard short term investment grade fund, VFSUX.
+1

Or, same idea but in ETF space, iShares 0-5 Year Investment Grade Corporate Bond ETF, SLQD, https://www.etf.com/SLQD#overview
by elcadarj
Tue Sep 10, 2019 11:12 am
Forum: Personal Consumer Issues
Topic: Where to go "borrow" fast upload speed
Replies: 10
Views: 866

Re: Where to go "borrow" fast upload speed

I have a need for faster upload speed than I have at home tomorrow. Any leads on where I might borrow some fast upload WiFi? I live in a medium size city. Thanks. Here’s a pcmag article comparing coffee shops’ Wi-Fi: https://www.pcmag.com/article/363095/the-fastest-free-nationwide-wi-fi ETA: looks ...
by elcadarj
Wed Sep 04, 2019 9:20 pm
Forum: Personal Consumer Issues
Topic: Italy in September
Replies: 35
Views: 2513

Re: Italy in September

If you are wine drinker this blog on vino sfuso may be interesting: https://blog.studentsville.it/in_floren ... -in-italy/.
by elcadarj
Wed Aug 28, 2019 7:37 pm
Forum: Personal Consumer Issues
Topic: Getting Ready for Windows 10
Replies: 39
Views: 3445

Re: Getting Ready for Windows 10

Well, that was easy. Defender took over as soon as I uninstalled McAfee. Will it be this easy on my W7 system with Norton and Security Essentials? My Norton subscription expires a couple months before MS discontinues W7 support. Yes. I'm currently running the Microsoft Security Essentials and Malwa...
by elcadarj
Wed Aug 28, 2019 1:32 pm
Forum: Personal Investments
Topic: Retirement - Change Investment Strategy
Replies: 10
Views: 2087

Re: Retirement - Change Investment Strategy

Since you say you have the time to research, I suggest you study this thread: “The One-Fund Portfolio as a default suggestion” https://www.bogleheads.org/forum/viewtopic.php?p=4703446#p4703446 . ETA - The thread is a discussion of the suitability of selecting a single, self-balancing ETF for both ne...
by elcadarj
Tue Aug 20, 2019 8:34 am
Forum: Personal Consumer Issues
Topic: Replacing brake pads in a Honda CRV 125,000 miles
Replies: 34
Views: 2585

Re: Replacing brake pads in a Honda CRV 125,000 miles

TheOscarGuy wrote:
Tue Aug 20, 2019 8:14 am

You said just oil changes for past 5 years, so no timing belt/water pump service? I think its due for Pilot at roughly 10 yr/100K miles, I imagine somewhere close for CRV as well? Also spark plugs? And have you never changed transmission oil, AWD if its AWD?
2008 CR-V has a timing chain.
by elcadarj
Fri Aug 16, 2019 6:11 pm
Forum: Personal Consumer Issues
Topic: 10 Year Cost of Owning My CR-V
Replies: 41
Views: 3992

Re: 10 Year Cost of Owning My CR-V

catalina355 wrote:
Fri Aug 16, 2019 5:44 pm
Are you sure that Honda requires 4 transmission fluid changes? The dealer might suggest it but that is another story.
I found that unusual too. The AWD is sensitive to fluid changes because it’s a hydraulic AWD system. So the 4 changes seems excessive in a FWD.
by elcadarj
Fri Aug 16, 2019 6:09 pm
Forum: Personal Consumer Issues
Topic: 10 Year Cost of Owning My CR-V
Replies: 41
Views: 3992

Re: 10 Year Cost of Owning My CR-V

Is a $1500 timing belt and water pump replacement not "unexpected"? I don't own a CR-V, so I'm not really sure what "expected" maintenance is. I was thinking more like $500 for 3 sets of tires, and the $400 for oil changes would have included air filters and wiper blades. Maybe if I did some diggin...
by elcadarj
Tue Aug 13, 2019 8:36 am
Forum: Personal Consumer Issues
Topic: Used car purchase, non daily driver, new teen driver, thoughts please?
Replies: 28
Views: 1700

Re: Used car purchase, non daily driver, new teen driver, thoughts please?

Thanks. Those are new cars and well beyond the price range. To be clear I do not plan to buy a manual transmission for a 16 YO. I noted that was MY preference, it's not a requirement (and as another poster mentioned it's best they learn to drive a stick later and not ruin mine!) Fair enough on car ...
by elcadarj
Mon Aug 12, 2019 10:36 am
Forum: Personal Consumer Issues
Topic: Used car purchase, non daily driver, new teen driver, thoughts please?
Replies: 28
Views: 1700

Re: Used car purchase, non daily driver, new teen driver, thoughts please?

Put your specs into a search engine, see what happens: https://www.iseecars.com/cars/awd-manual-transmission-cars ETA: Did a little more digging. Is wagon a requirement? How about a good sedan with a roof rack? E.g. from US NEWS car reviews: 2019 Genesis G70 $37,900 | USN Overall Score: 8.9/10 | USN...
by elcadarj
Sat Aug 10, 2019 9:33 pm
Forum: Personal Consumer Issues
Topic: Looking for lake house in Southeast, recommendations
Replies: 15
Views: 2280

Re: Looking for lake house in Southeast, recommendations

How large a lake do you need? The typical practice on Lake Lure or Lake Summit is to have a ski boat + a pontoon. Both lakes limit boat size. Lake Keowee https://en.m.wikipedia.org/wiki/Lake_Keowee is large and beautiful clean water, water level is driven by minimum requirements to support Oconee Nu...
by elcadarj
Mon Aug 05, 2019 10:19 am
Forum: Personal Finance (Not Investing)
Topic: Buy the house or continue to rent?
Replies: 39
Views: 3150

Re: Buy the house or continue to rent?

I did wonder that also. Why the big house in the neighborhood with great schools, and that will need to be downsized later as the kids are about to be out of the house? +1 Is this a good house for empty nesters? Do you anticipate frequent visitors? Or would you rather downsize to a pied-à-terre, ha...
by elcadarj
Fri Aug 02, 2019 3:07 pm
Forum: Personal Finance (Not Investing)
Topic: USAA suspects credit card may have been compromised
Replies: 17
Views: 1728

Re: USAA suspects credit card may have been compromised

No fraudulent charges noted, but this is my primary card so I'll go through the drill of updating all the auto-pays. :annoyed Just went through this drill myself with the auto-pays. I switched several of my direct credit card auto-pays (like Netflix) to PayPal linked to my CC. Now I just update in ...