Search found 231 matches

by El Greco
Wed Apr 18, 2018 10:56 pm
Forum: Personal Consumer Issues
Topic: Perks of Owning Certain Individual Stocks
Replies: 28
Views: 2972

Re: Perks of Owning Certain Individual Stocks

Colgate Palmolive gives out tons of swag at their shareholders meeting. They'll keep you in toothpaste, shampoo and body wash for a year.
by El Greco
Wed Apr 18, 2018 10:48 pm
Forum: Investing - Help with Personal Investments
Topic: Should I be investing in PRIMECAP Odyssey Aggressive Growth Fund?
Replies: 30
Views: 1838

Re: Should I be investing in PRIMECAP Odyssey Aggressive Growth Fund?

I've owned PRIMECAP Core for about 18 years. Very happy I do. As stated before, they are a great management Team, not just one star manager.. They must be doing something right because they've been doing it right for a very long time. If I had the opportunity to get into one of their funds, I would ...
by El Greco
Sun Apr 08, 2018 10:16 pm
Forum: Personal Finance (Not Investing)
Topic: Opinions on The Hartford for Insurance
Replies: 3
Views: 389

Re: Opinions on The Hartford for Insurance

Thanks. Currently getting killed on homeowners from Liberty Mutual. Time to move. Also looking at Amica
by El Greco
Fri Apr 06, 2018 10:57 pm
Forum: Personal Finance (Not Investing)
Topic: Opinions on The Hartford for Insurance
Replies: 3
Views: 389

Opinions on The Hartford for Insurance

I'm shopping for new bundled insurance (Home, Auto, Umbrella) and I am considering the Hartford AARP program. Anyone here have experience with them? I'm not necessarily looking for strictly the lowest price but am also concerned about service, willingness to pay claims expediently, etc. Thanks.
by El Greco
Wed Apr 04, 2018 8:32 am
Forum: Personal Finance (Not Investing)
Topic: 2018 Camry. What's wrong with me?
Replies: 99
Views: 5369

Re: 2018 Camry. What's wrong with me?

If you're looking for a fun "driver's car" look elsewhere than Toyota and Lexus. Though very reliable, I've always found them to be a quite boring and staid driving experiences. As mentioned before, If you want a practical, reliable sedan that's a bit more fun and has some driving dynamics, try a Ho...
by El Greco
Thu Mar 29, 2018 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: How Do You Value Your Home for Net Worth Purposes?
Replies: 150
Views: 8999

Re: How Do You Value Your Home for Net Worth Purposes?

by bigtex » Thu Mar 29, 2018 11:21 am El Greco wrote: ↑Thu Mar 29, 2018 10:49 am I wouldn't count on Zillow or Redfin estimates as they are wildly inaccurate in my case. I've lived in my home for close to 30 years and have aggressively challenged my property tax assessments for 20 of those years. T...
by El Greco
Thu Mar 29, 2018 10:49 am
Forum: Personal Finance (Not Investing)
Topic: How Do You Value Your Home for Net Worth Purposes?
Replies: 150
Views: 8999

Re: How Do You Value Your Home for Net Worth Purposes?

I wouldn't count on Zillow or Redfin estimates as they are wildly inaccurate in my case. I've lived in my home for close to 30 years and have aggressively challenged my property tax assessments for 20 of those years. Thus, the Zillow estimates for my home are laughably low, about half it's actual ma...
by El Greco
Thu Mar 29, 2018 10:11 am
Forum: Investing - Help with Personal Investments
Topic: Fidelity 4-in-one
Replies: 9
Views: 1176

Re: Fidelity 4-in-one

What's not to like? If it matches your desired asset allocation, I say "why not?" And unlike a similar Vanguard fund, contains no international bonds.
by El Greco
Thu Mar 22, 2018 9:42 am
Forum: Personal Consumer Issues
Topic: Thunderbird Malfunction
Replies: 13
Views: 1251

Re: Thunderbird Malfunction

Oh, THAT Thunderbird. I thought you were talking about the wine :oops:
by El Greco
Thu Mar 15, 2018 11:01 pm
Forum: Personal Consumer Issues
Topic: Large life style creep that was completely worth it
Replies: 112
Views: 14255

Re: Large life style creep that was completely worth it

BOAT is an acronym. It stands for Bust Out Another Thousand.
by El Greco
Thu Mar 15, 2018 10:54 pm
Forum: Personal Finance (Not Investing)
Topic: Those with high savings rate: why?
Replies: 187
Views: 18688

Re: Those with high savings rate: why?

one word: Freedom
by El Greco
Fri Mar 09, 2018 11:53 pm
Forum: Investing - Theory, News & General
Topic: Looking for an example of a fund which has beat its index for 30 years
Replies: 93
Views: 9078

Re: Looking for an example of a fund which has beat its index for 30 years

Well, I've got good news and bad news. The good news: Vanguard Primecap has been handily beating it's index, S&P 500, since it's inception in 1984. It also has very low expenses. Admiral shares, I believe are in the neighborhood of .25% ER. The bad news: Primecap has been closed to new investors for...
by El Greco
Mon Mar 05, 2018 5:23 pm
Forum: Personal Consumer Issues
Topic: Converting old home to open plan layout?
Replies: 45
Views: 3991

Re: Converting old home to open plan layout?

by Frisco Kid » Mon Mar 05, 2018 4:03 pm Old homes have a certain style about them, why destroy the character by making it something it isn't? Many of us old school traditionalists would suggest you consider buying a different house with an existing floor plan more to your liking. ^^^^This When I s...
by El Greco
Sun Mar 04, 2018 11:27 pm
Forum: Personal Consumer Issues
Topic: Electric Toothbrushes - again
Replies: 38
Views: 4235

Re: Electric Toothbrushes - again

Sonicaire is great. Wife and I have been using for 15 years on the recommendation of our dentist and we credit it's use for greatly improving our periodontal health. We recently upgraded to the most recent version which I think cost about $80 for a two pack from Costco. Worth every cent and more in ...
by El Greco
Tue Feb 27, 2018 11:50 am
Forum: Personal Consumer Issues
Topic: Question for older bicyclist, coming back from injury
Replies: 42
Views: 2401

Re: Question for older bicyclist, coming back from injury

I'm older than you and, I too, ride for health. I think you can come back, but I would consider going to a fitness bike, like a Trek FXS4 and not clipping in. This type of bike is light and geared like a road bike, but flat bar like a hybrid. Many of the more serious injuries I've heard of have been...
by El Greco
Mon Feb 26, 2018 12:32 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One is replacing bank branches with coffee shops & ATMs. Wave of the future?
Replies: 39
Views: 1919

Re: Capital One is replacing bank branches with coffee shops & ATMs. Wave of the future?

Pitfalls:

Safe Deposit Boxes?

Large Cash Withdrawals?

Bank Checks Instantly?

Medallion Signatures?

These are all services I periodically use. I guess I should consider a different bank than Capital One.
by El Greco
Thu Feb 22, 2018 11:47 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 37262

Re: What UN-frugal thing do you do?

Ecco Shoes
Good Wine, Booze and Cigars
Personal Trainer
As much damn heat as we want in the winter.
by El Greco
Thu Feb 22, 2018 2:32 pm
Forum: Personal Consumer Issues
Topic: Florida in the summer
Replies: 113
Views: 11353

Re: Florida in the summer

I wonder if OP, tennisplyr, has caught up with his 2015 thread. Seems like you must have experienced a couple of Florida summers. What did you think? I, too am a New Yorker thinking of relocating year-round to Sarasota, so I'm curious.
by El Greco
Sun Feb 18, 2018 11:55 pm
Forum: Personal Finance (Not Investing)
Topic: What has been your most important skill in achieving financial independence?
Replies: 164
Views: 11490

Re: What has been your most important skill in achieving financial independence?

Here's a skill I don't think has been mentioned: Developing an ability to self-educate. I have always been able to work and earn good money by teaching myself several disparate trades. This needs to be combined with unshakeable confidence that you can accomplish anything you set your mind to. This d...
by El Greco
Thu Feb 15, 2018 11:48 pm
Forum: Investing - Help with Personal Investments
Topic: Did you learn anything from the market correction?
Replies: 160
Views: 11787

Re: Did you learn anything from the market correction?

Unread post by livesoft » Thu Feb 15, 2018 1:00 pm Houe wrote: ↑Thu Feb 15, 2018 10:15 am I was surprised by the number of posts/threads on bogleheads that suggested people are either timing or were thinking about timing the market. Rebalancing has a huge component of market timing in it. This is w...
by El Greco
Wed Feb 14, 2018 11:38 pm
Forum: Personal Consumer Issues
Topic: Keep crows off of chimney caps
Replies: 29
Views: 1550

Re: Keep crows off of chimney caps

Unread post by Crow Hunter » Wed Feb 14, 2018 7:01 pm

I vote shoot them. :)
What an amazing forum. Someone posts about a problem with crows and a member called "Crow Hunter" pops up with a solution!
by El Greco
Wed Feb 14, 2018 3:20 pm
Forum: Investing - Theory, News & General
Topic: In plain English, please explain what was VIX, what happened to it and why?
Replies: 68
Views: 6080

Re: In plain English, please explain what was VIX, what happened to it and why?

by livesoft » Tue Feb 13, 2018 6:55 pm

No, that didn't help. Sorry. :(
:D Best post ever.
by El Greco
Wed Feb 14, 2018 10:28 am
Forum: Investing - Help with Personal Investments
Topic: Did you learn anything from the market correction?
Replies: 160
Views: 11787

Re: Did you learn anything from the market correction?

In 35 years of investing it was the first drop I experienced as a Boglehead. For the past 33.5 years I had been 100% stock. I actually now have an asset allocation and rebalanced a couple of times before the drop back to my target AA. I learned that I felt good about "taking money off the table", "s...
by El Greco
Fri Feb 09, 2018 2:41 pm
Forum: Personal Consumer Issues
Topic: Suggest coffee maker please
Replies: 113
Views: 6955

Re: Suggest coffee maker please

I use an electric percolator. Currently a Hamilton Beach 12 cup. Easy, consistent, great strong coffee. Thats because they get the water super hot. Not like those crap drip coffee makers. You just match the scoops to the amount of cups. Use a coffee scoop not a tablespoon measurement. About $50. I u...
by El Greco
Thu Feb 08, 2018 5:30 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6392
Views: 1370694

Re: U.S. stocks in freefall

I'm hearing a lot of whistling past the graveyard here.
by El Greco
Thu Feb 08, 2018 2:23 pm
Forum: Personal Consumer Issues
Topic: Who has had a pool?
Replies: 79
Views: 4449

Re: Who has had a pool?

30 year pool owner here in the Northeast. It was in the house when we moved in. Large, in ground, vinyl liner. I like to make a joke by saying that the inscription on my tombstone will read: NEVER OWN A POOL That being said, a pool is very nice. And expensive. I would not put one in if I lived in th...
by El Greco
Tue Feb 06, 2018 3:54 pm
Forum: Personal Consumer Issues
Topic: Cigar buying help
Replies: 39
Views: 2240

Re: Cigar buying help

@ Theseus. One more thing. After your Boveda packs have dried up, don't throw them out. They can be re-hydrated to be good as new several more times. Simply place them in a ziplock bag with a few white paper towels that have been soaked in distilled water. You can buy a gallon jug of distilled water...
by El Greco
Tue Feb 06, 2018 3:00 pm
Forum: Investing - Help with Personal Investments
Topic: Stay the course?
Replies: 65
Views: 7340

Re: Stay the course?

Stay the course? Of course!

(mike drop)
by El Greco
Mon Feb 05, 2018 4:50 pm
Forum: Personal Consumer Issues
Topic: Cigar buying help
Replies: 39
Views: 2240

Re: Cigar buying help

by MadDash335 » Mon Feb 05, 2018 4:48 pm

I love Flor De Las Antillas cigars- Rated one of the best cigars in the world routinely and very reasonably priced. Really smooth, good no brainer ciagrs.
+1^^^
by El Greco
Sun Feb 04, 2018 11:41 pm
Forum: Personal Consumer Issues
Topic: Cigar buying help
Replies: 39
Views: 2240

Re: Cigar buying help

by Theseus » Sun Feb 04, 2018 1:19 pm Carter3 wrote: ↑Sun Jan 28, 2018 10:52 am Boveda 8-Gram Humidification Packets - Cigars International https://www.cigarsinternational.com/p/b ... s/2001675/ OK. Now I have cigars. There are total three packs. Two have 20 cigars each. One has five cigars. They a...
by El Greco
Sat Feb 03, 2018 4:07 pm
Forum: Personal Consumer Issues
Topic: For BHs who actually like cars - [what car do you drive every day?]
Replies: 280
Views: 17627

Re: For BHs who actually like cars - what is your daily driver?

2014 Mazda6 Touring with 6 speed manual transmission. Comfortable, handles great, looks great, terrific technology for price point. It's not high-priced but looks and drives that way. Used to drive Outbacks but told my wife I refused to drive a station wagon anymore. Would buy another Mazda6 again i...
by El Greco
Thu Feb 01, 2018 11:46 pm
Forum: Investing - Theory, News & General
Topic: Stock Dividend Confusion
Replies: 9
Views: 689

Re: Stock Dividend Confusion

Got it. Thanks.
by El Greco
Thu Feb 01, 2018 11:33 pm
Forum: Investing - Theory, News & General
Topic: Stock Dividend Confusion
Replies: 9
Views: 689

Stock Dividend Confusion

I own shares of Verizon stock. Today I received the quarterly dividend payment but the stock rose by 23 cents. I had always heard on this board that the stock should drop by the amount of the dividend paid. What am I missing here? Does it drop on the day the dividend is declared? The day after it is...
by El Greco
Thu Feb 01, 2018 10:39 am
Forum: Investing - Theory, News & General
Topic: When did the bad news start in 2008?
Replies: 135
Views: 12966

Re: When did the bad news start in 2008?

For me the bad news began sometime in 2007. DW and I went to apply for a new HELOC at our then current mortgage lender, Washington Mutual. We met with a "loan officer" who seemed to be no more than 20 or 21 years old. As part of our financial planning, we always kept an active HELOC as a sort of eme...
by El Greco
Tue Jan 30, 2018 4:11 pm
Forum: Personal Consumer Issues
Topic: Bathroom Remodel Question
Replies: 10
Views: 1590

Re: Bathroom Remodel Question

You can buy something very cheap and very serviceable for now, like Glacier Bay from Home Depot. I wouldn't buy anything high-style if you're planning to remodel as you will feel compeled to design around it. Best to design your new bathroom as a whole.
by El Greco
Mon Jan 29, 2018 10:40 am
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 288
Views: 20636

Re: I bought a stock today - Redfin (RDFN)

You naughty, naughty Boglehead! :twisted: But seriously, if you have this level of conviction, I wish you the best of luck. What's the worst that could happen? It could go bust,true, but you're young enough and, I assume, make a high enough salary as a Physician to absorb the loss. At best, you'll b...
by El Greco
Mon Jan 29, 2018 10:19 am
Forum: Personal Consumer Issues
Topic: Cigar buying help
Replies: 39
Views: 2240

Re: Cigar buying help

Additional question. Our outing starts in two weeks. I was planning to order today. Do I need a humidor? We are going to consume them all in about 3-4 weeks. What is the best way to store if I am not buying a humidor? As Carter3 suggested, Ziploc bags and humidification packs(these can be purchased...
by El Greco
Sat Jan 27, 2018 6:16 pm
Forum: Personal Consumer Issues
Topic: Cigar buying help
Replies: 39
Views: 2240

Re: Cigar buying help

You're in luck. I'm a regular cigar smoker and can make some recommendations. First, buy your cigars from Cigars International. They are, hands down, the best dealer on the internet. You will save a lot on taxes as they are Pennsylvania based, which doesn't tax tobacco like a lot of other states do,...
by El Greco
Fri Jan 26, 2018 8:55 am
Forum: Investing - Theory, News & General
Topic: The Power of Working Longer
Replies: 77
Views: 9289

Re: The Power of Working Longer

The only power I see in working longer is all the energy it's going to deplete from me in retirement. Thanks, but no thanks. :beer
by El Greco
Wed Jan 24, 2018 4:24 pm
Forum: Investing - Help with Personal Investments
Topic: Your bond allocation when you were 48
Replies: 125
Views: 6269

Re: Your bond allocation when you were 48

Zero. (But I'm not saying that was smart)
by El Greco
Tue Jan 23, 2018 12:11 pm
Forum: Investing - Theory, News & General
Topic: Have you ever acted on an instinct like this?
Replies: 30
Views: 3374

Re: Have you ever acted on an instinct like this?

by LukeHeinz57 » Tue Jan 23, 2018 10:15 am

Today an in-law asked me if I owned any stocks and said they just bought their first ones this past week.
Uh-oh.
by El Greco
Tue Jan 23, 2018 9:59 am
Forum: Personal Consumer Issues
Topic: Laughter is the Best Medicine - What makes you Laugh?
Replies: 105
Views: 5784

Re: Laughter is the Best Medicine - What makes you Laugh?

by FreeAtLast » Mon Jan 22, 2018 8:33 pm El Greco wrote: ↑Mon Jan 22, 2018 4:50 pm The original "Producers" with Zero Mostel and Gene Wilder. Two hours of nonstop laughter. Every line a comedy gem. :D They couldn't make "The Producers" (or any other Mel Brooks production) today. Too many people wou...
by El Greco
Mon Jan 22, 2018 4:50 pm
Forum: Personal Consumer Issues
Topic: Laughter is the Best Medicine - What makes you Laugh?
Replies: 105
Views: 5784

Re: Laughter is the Best Medicine - What makes you Laugh?

The original "Producers" with Zero Mostel and Gene Wilder. Two hours of nonstop laughter. Every line a comedy gem. :D
by El Greco
Sun Jan 21, 2018 11:09 pm
Forum: Investing - Theory, News & General
Topic: What's your one big takeaway from the Crash of 2008?
Replies: 379
Views: 62811

Re: What's your one big takeaway from the Crash of 2008?

Don't sell stocks. Don't despair. In fact, buy more stocks. Things will eventually turn around, and if they don't, everybody else is effed anyway, so you won't be alone. Also, no need to buy at the bottom, you can also buy on the way down, because eventually that will look like a smart decision on t...
by El Greco
Fri Jan 19, 2018 12:38 pm
Forum: Personal Consumer Issues
Topic: Alternatives to Subaru Forrester
Replies: 34
Views: 2104

Re: Alternatives to Subaru Forrester

I would take a look at the Mazda CX-5. I have owned several Subarus and they are fine cars, but bought a Mazda6 about 4 years. Looks great, drives great and has been rock solid reliable. The Mazda CX-5 SUV is built on the same platform as the Mazda6 which is why I am recommending it. Another bonus i...
by El Greco
Thu Jan 18, 2018 4:49 pm
Forum: Investing - Theory, News & General
Topic: Anyone pondering moving to a cheaper place and downsizing?
Replies: 63
Views: 4764

Re: Anyone pondering moving to a cheaper place and downsizing?

Post by tennisplyr » Tue Jan 16, 2018 7:12 pm Just did this over the past year. Sold in NY and moved to FL. Bigger house, taxes 1/6 of NY property taxes, no heating bill, no state income tax, low utility bills, low insurance costs, etc etc. one of the best decisions eva!! Sounds great tennisplyr! I...
by El Greco
Tue Jan 16, 2018 2:38 pm
Forum: Personal Finance (Not Investing)
Topic: Can We Retire in Hawaii? Please Critique
Replies: 146
Views: 13905

Re: Can We Retire in Hawaii? Please Critique

"I recommend you move to the Dallas - Ft Worth area"

I had to laugh at this suggestion. You're looking to move to Paradise, aren't you? Not the other place. :D
by El Greco
Tue Jan 16, 2018 12:13 pm
Forum: Investing - Help with Personal Investments
Topic: New Year... new retirement plan at workplace
Replies: 6
Views: 707

Re: New Year... new retirement plan at workplace

3dreams3: I've been using VPMAX as my large cap portion along with Vanguard Extended market (VEXMX)for many years in my Vanguard Rollover IRA to great effect. As VPMAX has been a closed fund for many years, now would be a good opportunity to acquire even just a little of it in case you want to use i...
by El Greco
Tue Jan 16, 2018 12:01 am
Forum: Investing - Theory, News & General
Topic: Anyway to compare metrics of today w stock bubble in 2000
Replies: 26
Views: 2387

Re: Anyway to compare metrics of today w stock bubble in 2000

Maybe, just maybe, this time we won't experience "irrational exuberance" or shoeshine boys giving us stock tips before the hammer falls. Maybe the next crash will be different. Perhaps all the sheep were sheared during the last crash and will not be coming back to the meadow to play. While we wait f...