Search found 1321 matches

by runner3081
Fri Jun 22, 2018 10:23 am
Forum: Personal Finance (Not Investing)
Topic: What do you include in your grocery budget?
Replies: 36
Views: 1437

Re: What do you include in your grocery budget?

ColoRetiredGirl wrote:
Fri Jun 22, 2018 9:13 am
In developing my budget for the food category I include staples such as toilet paper, cleaning supplies etc as I purchase these type of items while grocery shopping. Do you include these infrequent items in your food category or in its own category?
No, they are not groceries.
by runner3081
Thu Jun 21, 2018 10:22 pm
Forum: Personal Finance (Not Investing)
Topic: Can you retire on $2M?
Replies: 106
Views: 9151

Re: Can you retire on $2M?

Yes, absolutely I could and never worry about money again.
by runner3081
Thu Jun 21, 2018 10:21 pm
Forum: Personal Consumer Issues
Topic: Am I wasting money on my old car?
Replies: 25
Views: 1734

Re: Am I wasting money on my old car?

If it was me and the car has been reliable, I would get it fixed in a heartbeat. Should be no problem to pull 175-200k out of that car.

Newer car = more licensing and insurance costs. Also, buying one that is 6 years old will very likely need some pricey maintenance at 100K.
by runner3081
Wed Jun 20, 2018 1:08 pm
Forum: Personal Consumer Issues
Topic: Surprise - Costco sells - but does not install vehicle batteries
Replies: 82
Views: 4749

Re: Surprise - Costco sells - but does not install vehicle batteries

WhiteMaxima wrote:
Wed Jun 20, 2018 10:59 am
Takes 10 min to install a new battery. Would you pay others $50 install fee?
Depends on your car. Sure, the manual part is simple, but some cars (BMW) require battery registration which is a quick programming. Without it, there can be charging issues.
by runner3081
Wed Jun 20, 2018 1:05 pm
Forum: Personal Consumer Issues
Topic: thermostat a/c setting
Replies: 17
Views: 946

Re: thermostat a/c setting

I have a question about using a/c. On a normal day in June/July when temp is in mid 80s, is it ok to switch off the thermostat and leave to work to save cooling bill? Or should i be setting it to about 82 cool and leave so that the a/c does not have to work hard when I come back from work? I was to...
by runner3081
Tue Jun 19, 2018 5:40 pm
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 126
Views: 6932

Re: gray hair

Don't care about gray hair or balding. Don't have them either, yet. So... hard to say. But I drive a beater car and holes with shirts on the weekends. Likely won't care.
by runner3081
Tue Jun 19, 2018 5:33 pm
Forum: Personal Consumer Issues
Topic: Article on hotel booking sites - no bargains
Replies: 38
Views: 3686

Re: Article on hotel booking sites - no bargains

I mostly use airbnb/vrbo now. Much nicer, quieter, cleaner, larger, less expensive with real reviews. Same here, outside of work travel, it is all AirBNB. if you all are seeing things differently and still use airbnb for short stays. No, only 7+ days. Coincidentally, many properties offer a decent ...
by runner3081
Tue Jun 19, 2018 10:16 am
Forum: Personal Consumer Issues
Topic: Carpet Installers- Tipping?
Replies: 22
Views: 1433

Re: Carpet Installers- Tipping?

I only tips installers, etc if they do something that is clearly above and beyond. Otherwise, no.
by runner3081
Tue Jun 19, 2018 8:08 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in freefall
Replies: 6639
Views: 1435161

Re: Anyone buying today?

I can't remember which day my auto investments, 401K, etc all post.

So, no clue.
by runner3081
Mon Jun 18, 2018 10:36 pm
Forum: Personal Consumer Issues
Topic: Article on hotel booking sites - no bargains
Replies: 38
Views: 3686

Re: Article on hotel booking sites - no bargains

Alexa9 wrote:
Mon Jun 18, 2018 9:10 pm
I mostly use airbnb/vrbo now. Much nicer, quieter, cleaner, larger, less expensive with real reviews.
Same here, outside of work travel, it is all AirBNB.
by runner3081
Mon Jun 18, 2018 10:34 pm
Forum: Personal Finance (Not Investing)
Topic: Reverse mortgage for purchase
Replies: 4
Views: 438

Re: Reverse mortgage for purchase

Without the bigger financial picture, there isn't much we can help you with.
by runner3081
Mon Jun 18, 2018 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: Employer creating new role for my promotion, need help
Replies: 11
Views: 1605

Re: Employer creating new role for my promotion, need help

In this day and age, job descriptions don't matter much. You will be asked to do many things and you should probably just do them :)
by runner3081
Sun Jun 17, 2018 10:39 am
Forum: Personal Consumer Issues
Topic: Which Supermarket are you?
Replies: 155
Views: 7481

Re: Which Supermarket are you?

Some combo of:
Fry's Signature (Kroger store)
Safeway
Sprouts

Those are all within 1.5 miles of the house.

Will also occasionally add WinCo, Smart and Final and Walmart.
by runner3081
Sun Jun 17, 2018 8:22 am
Forum: Personal Consumer Issues
Topic: Best tips for starting a new job
Replies: 19
Views: 1233

Re: Best tips for starting a new job

Initially, don't do anything other than build relationships and figure out who you need to contact to get things done.
by runner3081
Sat Jun 16, 2018 2:23 pm
Forum: Personal Consumer Issues
Topic: Patio high back chair cushions
Replies: 4
Views: 353

Re: Patio high back chair cushions

Prices for cushions are terrible.

The one place that I found the best prices was Big Lots.
by runner3081
Fri Jun 15, 2018 8:43 pm
Forum: Personal Consumer Issues
Topic: Private Sale test drive
Replies: 13
Views: 1203

Re: Private Sale test drive

All buyers I have met with come in their car. I hand them the keys to mine and let them go for a drive. I usually sit right next to their car and wait. If they steal it... well, I have insurance. There are more important things to worry about in life! If a seller wanted to ride along when I was test...
by runner3081
Fri Jun 15, 2018 4:22 pm
Forum: Personal Consumer Issues
Topic: I am STUNNED over how much help my friends recieved with house purchase!
Replies: 47
Views: 3712

Re: I am STUNNED over how much help my friends recieved with house purchase!

Anytime I hear about something like this, I say, "must be nice", quickly get over my jealousy and move one.

Right or wrong, some people have better support groups than others.
by runner3081
Fri Jun 15, 2018 10:19 am
Forum: Personal Consumer Issues
Topic: A vehicle that "sits up" but can't afford CRV
Replies: 63
Views: 5079

Re: A vehicle that "sits up" but can afford CRV

Subaru Crosstrek. Great gas mileage, sits like a CRV, Doesn't create it's own extra oil, not a big hulk of a vehicle. The first year made was 2013 for reference. The seat does raise/lower (manual raise and lower except for a new limited) Not sure that would fit the price requirements if a CRV is to...
by runner3081
Thu Jun 14, 2018 6:50 pm
Forum: Personal Consumer Issues
Topic: Long Weekend in November - NOLA, Austin, Other
Replies: 26
Views: 1232

Re: Long Weekend in November - NOLA, Austin, Other

My impression of NOLA was not positive when I visited for a business conference and stayed in the French Quarter. It's noisy, seemed focused on bars where patrons seem to begin drinking early in the day, and did not feel like a safe environment. I would not return for vacation. Completely agree. Wa...
by runner3081
Thu Jun 14, 2018 10:04 am
Forum: Personal Consumer Issues
Topic: Non-alcoholic drinks for wedding
Replies: 79
Views: 3566

Re: Non-alcoholic drinks for wedding

AerialP wrote:
Thu Jun 14, 2018 9:51 am
Or a make-your-own rootbeer float station, with various brands of the soda and some differing icecream selections, might be good fun.
We did that at our wedding, was a HUGE hit!

Maybe some slushy type drinks would be good too?
by runner3081
Wed Jun 13, 2018 10:07 am
Forum: Personal Consumer Issues
Topic: home theater equipment
Replies: 5
Views: 406

Re: home theater equipment

Monoprice for cable.
by runner3081
Mon Jun 11, 2018 2:18 pm
Forum: Personal Consumer Issues
Topic: Best water filtration system ?
Replies: 13
Views: 884

Re: Best water filtration system ?

Our GE RO system under the kitchen sink is great. What was installation like. Would this add to the cost of the home repairs etc or is it easy to switch back to how it was before installation Installation is very easy. 1) Turn water off to house 2) Change out the cold water shutoff valve under the ...
by runner3081
Mon Jun 11, 2018 2:17 pm
Forum: Personal Consumer Issues
Topic: How do you celebrate (potty trained kid) milestone with your spouse?
Replies: 93
Views: 4744

Re: How do you celebrate (potty trained kid) milestone with your spouse?

We did nothing.

Word of caution. Daughter was fully potty trained for a month. Had one accident, it rattled her, back to diapers for 1.5 months again. HAHA
by runner3081
Mon Jun 11, 2018 10:07 am
Forum: Personal Consumer Issues
Topic: Best water filtration system ?
Replies: 13
Views: 884

Re: Best water filtration system ?

Our GE RO system under the kitchen sink is great. What was installation like. Would this add to the cost of the home repairs etc or is it easy to switch back to how it was before installation Installation is very easy. 1) Turn water off to house 2) Change out the cold water shutoff valve under the ...
by runner3081
Mon Jun 11, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: Best water filtration system ?
Replies: 13
Views: 884

Re: Best water filtration system ?

Our GE RO system under the kitchen sink is great.
by runner3081
Sun Jun 10, 2018 9:33 am
Forum: Personal Consumer Issues
Topic: Sharing online videos
Replies: 1
Views: 129

Re: Sharing online videos

Google Drive, Dropbox, etc.
by runner3081
Sat Jun 09, 2018 11:16 am
Forum: Personal Finance (Not Investing)
Topic: Another home thread: 2mil / 40K in taxes
Replies: 59
Views: 5377

Re: Another home thread: 2mil / 40K in taxes

pennylane wrote:
Sat Jun 09, 2018 11:05 am
How do you have a combined income of 800k-1.1mill but only have 2mill saved?
Could very easily be physicians who walked out with mid six-figures of student loans. If in a specialty, they are probably only a couple of years out of residency/fellowship.
by runner3081
Fri Jun 08, 2018 11:02 pm
Forum: Investing - Help with Personal Investments
Topic: Is investing in Peer-to-Peer Lending good ?
Replies: 16
Views: 1287

Re: Is investing in Peer-to-Peer Lending good ?

AlohaJoe wrote:
Fri Jun 08, 2018 8:31 pm
daektr wrote:
Fri Jun 08, 2018 8:27 pm
When you think about it, they're not super incentivized to do an amazing job collecting.
And if someone doesn't pay back the money, LC is out of pocket.
Incorrect.
by runner3081
Fri Jun 08, 2018 11:01 pm
Forum: Investing - Help with Personal Investments
Topic: Is investing in Peer-to-Peer Lending good ?
Replies: 16
Views: 1287

Re: Is investing in Peer-to-Peer Lending good ?

Search. Someone JUST posted this the other day.
by runner3081
Fri Jun 08, 2018 6:07 pm
Forum: Personal Consumer Issues
Topic: Tipping HVAC installers?
Replies: 22
Views: 1905

Re: Tipping HVAC installers?

Here in AZ, a cooler of Gatorade, etc goes a long way.
by runner3081
Fri Jun 08, 2018 6:06 pm
Forum: Personal Finance (Not Investing)
Topic: Why do we work?
Replies: 121
Views: 10060

Re: Why do we work?

I work to fund a minimal lifestyle now and a longer period of doing that I want, when I want.
by runner3081
Thu Jun 07, 2018 9:57 am
Forum: Personal Finance (Not Investing)
Topic: How much to budget for a week long vacation for 2?
Replies: 79
Views: 4268

Re: How much to budget for a week long vacation for 2?

Personally, I don't like to spend more than what was mode from PTO (i.e. normal salary) during the time I was away.

This works for our family of three.
by runner3081
Wed Jun 06, 2018 9:24 pm
Forum: Investing - Help with Personal Investments
Topic: Is investing in Peer-to-Peer Lending good ?
Replies: 16
Views: 1287

Re: Feedback from peer-to-peer lending investment

You should search the forum, tons of great info. I am a long-time investor and even got in on the IPO for Lending Club. At peak, we has a low 5-figure account. Now, well, the returns have tanked and no money is being reinvested. In addition, the taxation of this investment is not desirable, especial...
by runner3081
Wed Jun 06, 2018 6:52 pm
Forum: Personal Finance (Not Investing)
Topic: how to buy more time -- job offer
Replies: 9
Views: 1595

Re: how to buy more time -- job offer

Management position? Do you have direct reports?

The stall tactic I used once was to ask for a interview/meeting with my direct reports to give me a full picture of the position.
by runner3081
Tue Jun 05, 2018 6:36 pm
Forum: Personal Consumer Issues
Topic: storing backpack in Seattle
Replies: 11
Views: 1298

Re: storing backpack in Seattle

As someone else said, hotel.
by runner3081
Sun Jun 03, 2018 11:20 pm
Forum: Personal Consumer Issues
Topic: How a credit card refund is applied?
Replies: 25
Views: 1446

Re: How a credit card refund is applied?

You can call and press the issue now, or just pay the billed balance and wait for a check. Has happened in the past and we had a check back within 2-weeks (without even asking).
by runner3081
Sun Jun 03, 2018 9:37 pm
Forum: Personal Finance (Not Investing)
Topic: What is your Take Home Pay / Gross Pay ratio?
Replies: 75
Views: 5661

Re: What is your Take Home Pay / Gross Pay ratio?

Net % of Gross - 66%

State income tax, max HSA, max 403B, small company donation and cheap health insurance makes that up.
by runner3081
Sun Jun 03, 2018 7:17 pm
Forum: Personal Finance (Not Investing)
Topic: Can a Retired 60 yo MD, MBA Start a Law Career?
Replies: 273
Views: 12466

Re: Can Retired 60 yo MD, MBA Start a Law Career?

If it were me, I would look for ways to pursue my passion without going to law school. You don't need to work, so why worry about money?
by runner3081
Sun Jun 03, 2018 3:20 pm
Forum: Personal Consumer Issues
Topic: want to buy a larger bed
Replies: 14
Views: 1284

Re: want to buy a larger bed

Buy a queen of same height and slide them together. My wife and I did that for a long time (when our daughter slept with us, along with cats).
by runner3081
Sat Jun 02, 2018 2:59 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Advantage Plan: HumanaChoice Florida PPO.
Replies: 10
Views: 716

Re: Medicare Advantage Plan: HumanaChoice Florida PPO.

Can anyone tell me what the downsides of this would be? They are ok with the doctors on the plan from what they looked at. The plan seems too good to be true but I can’t figure out what it is? The networks can be limited and you may not be able to get in for care everywhere is the main downside. So...
by runner3081
Sat Jun 02, 2018 10:25 am
Forum: Personal Finance (Not Investing)
Topic: Leave Job (Philly) and move To Arizon (Phoenix)?
Replies: 67
Views: 4976

Re: Leave Job (Philly) and move To Arizon (Phoenix)?

We moved from Seattle to the Phoenix area (NE valley) nearly 6-years ago. It was absolutely the right move for us and significantly dropped out cost of living (mainly from housing costs). At the time we were in our early 30's. The winters are beautiful, the summers are tolerable (AC house to AC car ...
by runner3081
Thu May 31, 2018 11:52 pm
Forum: Personal Finance (Not Investing)
Topic: Comparing jobs: bonus vs no bonus
Replies: 26
Views: 1630

Re: Comparing jobs: bonus vs no bonus

Salary is only one part of the equation, and not the most important.

Why are you looking to leave? What else does the new company offer - career path, new skills, etc?
by runner3081
Wed May 30, 2018 8:57 pm
Forum: Personal Consumer Issues
Topic: online MBA
Replies: 15
Views: 1180

Re: online MBA

I did one (online) and it has paid off in spades. I am in healthcare, so the pedigree of the school doesn't matter much. The MBA istelf put me above others to get into a company and then get promoted very early on (where I work, MBA is highly preferred for any management position, even lower levels)...
by runner3081
Wed May 30, 2018 12:53 pm
Forum: Investing - Theory, News & General
Topic: It's a Really Bad Day, Time to Buy
Replies: 46
Views: 4589

Re: It's a Really Bad Day, Time to Buy

What if it drops 2,000 points tomorrow?

This kind of thinking is futile.
by runner3081
Wed May 30, 2018 8:14 am
Forum: Personal Consumer Issues
Topic: moto g6
Replies: 9
Views: 927

Re: moto g6

Probably the wrong forum for this, try one of the tech or Android forums out there?

I am guessing that Amazon will have it eventually. Worst case, just order from Moto directly.
by runner3081
Tue May 29, 2018 9:00 am
Forum: Personal Finance (Not Investing)
Topic: Do you have a monthly household budget?
Replies: 63
Views: 3934

Re: Do you have a monthly household budget?

Yes, this has been asked hundreds of times. Might be worth a quick search.

We use a Google Sheet file.
by runner3081
Mon May 28, 2018 11:00 pm
Forum: Personal Consumer Issues
Topic: Splurging on the NBA finals
Replies: 56
Views: 5033

Re: Splurging on the NBA finals

If watching men play a game for that much money interests you, go for it (so you can tell people you saw Lebron in the finals)! You seem to be doing well financially.
by runner3081
Mon May 28, 2018 8:44 pm
Forum: Personal Finance (Not Investing)
Topic: Paid off car loan, Fifth Third says no need for a title
Replies: 11
Views: 1915

Re: Paid off car loan, Fifth Third says no need for a title

Did your address change between when you purchased the car and paid it off? Even though my son had updated his address with Toyota financing, they still gave his old address to DMV and the title was sent it to the old address. He had to go in and pay a small amount for a replacement title. It was n...
by runner3081
Mon May 28, 2018 8:43 pm
Forum: Personal Consumer Issues
Topic: How To Store Blue Rhino Tanks Safely
Replies: 35
Views: 2711

Re: How To Store Blue Rhino Tanks Safely

I keep it in the corner of my backyard.