Search found 5939 matches
- Wed Mar 27, 2024 3:19 pm
- Forum: Personal Investments
- Topic: Looking for a new savings/investment vehicle.
- Replies: 15
- Views: 912
Re: Looking for a new Investment/Retirement Vehcile
HSA, if eligible.
- Tue Mar 26, 2024 6:05 pm
- Forum: Personal Finance (Not Investing)
- Topic: My Auto Insurance 6 month premium is going dramatically UP?
- Replies: 138
- Views: 5685
Re: My Auto Insurance 6 month premium is going dramatically UP?
You are simply a number as a means to achieve shareholder return for the insurance company. Nothing more, nothing less. According to “the google”, State Farm is a mutual company owned by their policy holders. I guess they’re increasing rates to enhance the policy holder returns? Wait, that doesn’t make sense!! bill [/quote] "State Farm’s CEO made more than $20 million last year – the largest payout he’s gotten since taking the reins at the insurance giant in 2015. Michael Tipsord, chairman, president and CEO of State Farm, received total compensation of $20,266,505.62 last year, according to a report by The Pantagraph. That includes a $2,147,076.91 base salary and an $18,081,900 incentive-based bonus. It’s a 65% hike from his 2019 com...
- Tue Mar 26, 2024 5:24 pm
- Forum: Personal Finance (Not Investing)
- Topic: My Auto Insurance 6 month premium is going dramatically UP?
- Replies: 138
- Views: 5685
Re: My Auto Insurance 6 month premium is going dramatically UP?
You are simply a number as a means to achieve shareholder return for the insurance company. Nothing more, nothing less.Vanguard User wrote: ↑Tue Mar 26, 2024 5:02 pmWhy punish good drivers?Silk McCue wrote: ↑Tue Mar 26, 2024 5:01 pmOthers can chime in but I don’t think you can. You could possibly modify your coverages to get a lower rate. Plenty of threads here since inflation kicked up dealing with higher rates.Vanguard User wrote: ↑Tue Mar 26, 2024 4:58 pmThey said it’s the inflation. I told them I might leave and look elsewhere.Silk McCue wrote: ↑Tue Mar 26, 2024 4:57 pm What did your agent tell you when you called them?
I’m with State Farm and would have called my agent with such a question.
Cheers
How do you negotiate this?
Cheers
- Tue Mar 26, 2024 4:09 pm
- Forum: Personal Finance (Not Investing)
- Topic: How many credit cards do you have
- Replies: 89
- Views: 4067
Re: How many credit cards do you have
Fidelity - 2% CB on everything
DiscoverIT - For the 5% rotating categories
Chase Freedom - For the 5% rotating categories
ELFCU - Did for a sign-on bonus, make 1 charge every 6-months for a few cents to keep active
CITI - First card I got at the age of 16, keeping due to no fees and longest credit holding.
DiscoverIT - For the 5% rotating categories
Chase Freedom - For the 5% rotating categories
ELFCU - Did for a sign-on bonus, make 1 charge every 6-months for a few cents to keep active
CITI - First card I got at the age of 16, keeping due to no fees and longest credit holding.
- Tue Mar 26, 2024 1:11 pm
- Forum: Personal Finance (Not Investing)
- Topic: Fidelity HSA Rollover - how to deposit a check?
- Replies: 4
- Views: 265
Re: Fidelity HSA Rollover - how to deposit a check?
We took ours to a local Fidelity branch. Might be worth looking to see if there is one around you.
- Mon Mar 25, 2024 6:06 pm
- Forum: Investing - Theory, News & General
- Topic: Trump Media & Technology Group Corp begins trading on NASDAQ as DJT on Tuesday
- Replies: 12
- Views: 2505
Re: Trump Media & Technology Group Corp begins trading on NASDAQ as DJT on Tuesday
Then why even start a thread? We don't really do individual stocks, so this just elicits an eye roll, like any other stock, Reddit, Meta, etc.
- Sun Mar 24, 2024 11:26 am
- Forum: Personal Investments
- Topic: buying mutual funds seems easier than buying ETFs
- Replies: 64
- Views: 4874
Re: buying mutual funds seems easier than buying ETFs
Stop market timing, the few pennies won't matter. Just do market price and most platforms, including Fidelity and Vanguard both allow ETF purchases with dollar amounts, not share amounts these days.
Simplify my friend!
Simplify my friend!
- Fri Mar 22, 2024 7:51 pm
- Forum: Personal Finance (Not Investing)
- Topic: Umbrella Policy: Multiple Insurers, One Coverage?
- Replies: 10
- Views: 1020
Re: Umbrella Policy: Multiple Insurers, One Coverage?
We have AAA for auto/home and Stillwater for Umbrella. Cheaper this way, but not by a ton.
- Fri Mar 22, 2024 1:31 pm
- Forum: Personal Consumer Issues
- Topic: Medical Alert ID, link to medical records .......Please do NOT use this thread to ask or give medical advice.
- Replies: 19
- Views: 1129
Re: Medical Alert ID, link to medical records .......Please do NOT use this thread to ask or give medical advice.
I wouldn’t worry about the medical recorders linking. You have to make two big assumption, first that the hospital knows how to do this and second that they have the time to do it
- Fri Mar 22, 2024 1:28 pm
- Forum: Personal Finance (Not Investing)
- Topic: Dedicated Financial Computer Master Thread
- Replies: 205
- Views: 9372
Re: Dedicated Financial Computer Master Thread
Perhaps I should buy a car dedicated for driving only to the bank.
- Tue Mar 19, 2024 8:25 pm
- Forum: Personal Finance (Not Investing)
- Topic: What did you do today to increase your income? [Financial]
- Replies: 64
- Views: 4235
Re: What did you do today to increase your income?
Cashed out PTO so I didn’t hit my cap and stop accruing. Made transfer to Vanguard brokerage in that same amount.
- Tue Mar 19, 2024 5:00 pm
- Forum: Personal Consumer Issues
- Topic: Suggestions for mobile phone plans for a high schooler
- Replies: 24
- Views: 2059
Re: Suggestions for mobile phone plans for a high schooler
9 year olds are not in high school.Glockenspiel wrote: ↑Tue Mar 19, 2024 3:55 pmMy 9-year old loves it. Why are there always weird social media/cell phone stans on here whenever there are any questions about phones?runner3081 wrote: ↑Tue Mar 19, 2024 2:12 pmRecommended if you hate your kid.Glockenspiel wrote: ↑Tue Mar 19, 2024 11:44 am I recommend a Gizmo Smart Watch. No data, no internet, no social media, just calling and texting to pre-assigned contacts.
- Tue Mar 19, 2024 2:12 pm
- Forum: Personal Consumer Issues
- Topic: Suggestions for mobile phone plans for a high schooler
- Replies: 24
- Views: 2059
Re: Suggestions for mobile phone plans for a high schooler
Recommended if you hate your kid.Glockenspiel wrote: ↑Tue Mar 19, 2024 11:44 am I recommend a Gizmo Smart Watch. No data, no internet, no social media, just calling and texting to pre-assigned contacts.
- Tue Mar 19, 2024 1:15 pm
- Forum: Personal Consumer Issues
- Topic: Leaking Window?
- Replies: 24
- Views: 1877
Re: Leaking Window?
Looks like AZ/CA. Are you 100% sure the roof doesn't leak? That can also manifest itself with leaks at the windows.
- Tue Mar 19, 2024 11:42 am
- Forum: Personal Consumer Issues
- Topic: Suggestions for mobile phone plans for a high schooler
- Replies: 24
- Views: 2059
Re: Suggestions for mobile phone plans for a high schooler
One note with Tello. If you "manually" renew your plan, unused data rolls over.gotoparks wrote: ↑Sat Mar 16, 2024 1:17 am I was researching Tello and Mint tonight to switch. I decide to go with Tello. I think you might like Tello because the plans are monthly, but all automatically renew. It is good if you want to cancel or switch plans. I am a low end user but am going with the 14 dollar a month plan. Seems to be a good value.
- Sun Mar 17, 2024 9:23 pm
- Forum: Personal Consumer Issues
- Topic: navigation system for car
- Replies: 64
- Views: 3368
Re: navigation system for car
Buy a cheap Android tablet.
- Sun Mar 17, 2024 11:30 am
- Forum: Personal Consumer Issues
- Topic: Portable Audio - your configuration?
- Replies: 9
- Views: 680
Re: Portable Audio - your configuration?
For running. Very old iPod touch - $5 at a garage sale Cheap in-ear, wired earbuds that they gave out for a summer reading program at the local library (I wear them halfway out so I can hear what is going on around me, especially important since I run in the dark). I run with a sweatband, so this allows me to keep them from being in my ears. I hate the foot pounding sound in my ear when all of the way in. iPod goes in my pants pocket I really, really, really, want to upgrade my running audio, but every time I look at stuff, I stick with my cheap and simple setup. Wireless would be nice because, yes, at times, I catch the cord with my arm and yank the buds down, lol. Also, can't seem to get the iPod to finish one podcast and start another wi...
- Sun Mar 17, 2024 10:23 am
- Forum: Forum Issues and Administration
- Topic: Suggestion: add a poll feature
- Replies: 4
- Views: 478
Re: Suggestion: add a poll feature
Polls provide no value and would just clutter up the forum with unnecessary "polls only" posts and no real content.
- Sat Mar 16, 2024 2:43 pm
- Forum: Personal Consumer Issues
- Topic: Yearly AC tune up?
- Replies: 14
- Views: 2138
Re: Yearly AC tune up?
We do filters every month and then 2x per year, hose the outside unit (in the coils, etc).
- Fri Mar 15, 2024 8:33 pm
- Forum: Personal Finance (Not Investing)
- Topic: Am I Only One Who Hates Having Left Over Pennies
- Replies: 53
- Views: 4496
Re: Am I Only One Who Hates Having Left Over Pennies
HAHA, I came here to suggest that same thing! Walked away disappointed.Jack FFR1846 wrote: ↑Fri Mar 15, 2024 8:28 pm....and how I take my pennies to the grocery store self checkout line, push "cash" for payment and put the pennies into the slot.lazynovice wrote: ↑Fri Mar 15, 2024 8:22 pm I thought this was going to be a post about your change jar.
- Fri Mar 15, 2024 11:32 am
- Forum: Personal Consumer Issues
- Topic: Utilities cost?
- Replies: 57
- Views: 4390
Re: Utilities cost?
Cool for you, I guess? Literally, every single address could have different rates with cities, counties, utility companies, etc.
We live in SW.
Monthly W/S/G = $85
Monthly Electricity (AC, all else besides heating/water heater) = $100
Monthly Natural Gas (heating/water heater) = $40
We live in SW.
Monthly W/S/G = $85
Monthly Electricity (AC, all else besides heating/water heater) = $100
Monthly Natural Gas (heating/water heater) = $40
- Fri Mar 15, 2024 11:27 am
- Forum: Personal Consumer Issues
- Topic: Suggestions for mobile phone plans for a high schooler
- Replies: 24
- Views: 2059
Re: Suggestions for mobile phone plans for a high schooler
For our daughter, we have Tello, she uses Google Voice for calls and it is $6.00 per month for 2GB of data. She knows that watching videos, listening to music on data will burn up her allotment, in which, at that time, it just stops and she has to wait for the next month.
RE: Phone, just buy a mid-level Android phone, like a Motorola phone and put a parental app on there. The phone itself doesn't matter, all about finding a good control app. Though, for high school, not sure one is really needed.
RE: Phone, just buy a mid-level Android phone, like a Motorola phone and put a parental app on there. The phone itself doesn't matter, all about finding a good control app. Though, for high school, not sure one is really needed.
- Fri Mar 15, 2024 9:16 am
- Forum: Personal Consumer Issues
- Topic: Garmin Watches: do you wear it at night? if not, does it affect stats?
- Replies: 33
- Views: 2743
Re: Garmin Watches: do you wear it at night? if not, does it affect stats?
I have a Vivoactive 3. Never have turned on any sensors
Great battery life.
Great battery life.
- Thu Mar 14, 2024 8:04 pm
- Forum: Personal Consumer Issues
- Topic: "22 of the funniest novels since Catch-22" (acc. to the NYT)
- Replies: 35
- Views: 4056
Re: "22 of the funniest novels since Catch-22" (acc. to the NYT)
Haven't read a single one and don't plan on it. In general, have found that any NYT book suggestion is terrible.
- Thu Mar 14, 2024 5:11 pm
- Forum: Personal Consumer Issues
- Topic: Quaker Oats Recall Coupons Pretty much Useless
- Replies: 9
- Views: 1139
Re: Quaker Oats Recall Coupons Pretty much Useless
Fry's/Kroger gave us a full refund.
- Wed Mar 13, 2024 6:38 pm
- Forum: Personal Finance (Not Investing)
- Topic: Safe deposit box-have one? What's in there?
- Replies: 115
- Views: 10832
Re: What do you keep in your safe deposit box at bank?
No need for a safe deposit box.
- Wed Mar 13, 2024 8:59 am
- Forum: Personal Consumer Issues
- Topic: [What UN-frugal thing do you do? What do you splurge on?]
- Replies: 785
- Views: 84075
Re: Frugal heros - what is your one guilty consumer splurge?
Owning two cars.
- Wed Mar 13, 2024 7:34 am
- Forum: Personal Finance (Not Investing)
- Topic: Healthcare expense loan
- Replies: 7
- Views: 995
Re: Healthcare expense loan
I take the interest free installment payment plans for every single amount I am allowed to with medical providers.
- Tue Mar 12, 2024 12:41 pm
- Forum: Personal Finance (Not Investing)
- Topic: Pay Down HOA Loan or Invest?
- Replies: 10
- Views: 852
Re: Pay Down HOA Loan or Invest?
High Household Income, I believe.Cocoa Beach Bum wrote: ↑Tue Mar 12, 2024 12:03 pm What does "HHI" mean? Why are you on the hook for a Homeowners Association loan? Are you the HOA's treasurer?
RE: the loan - likely an assessment for significant work or a poorly run community with low reserves (outside of dues).
- Sun Mar 10, 2024 10:33 pm
- Forum: Personal Finance (Not Investing)
- Topic: What's your primary credit card?
- Replies: 117
- Views: 10616
Re: What's your primary credit card?
Fidelity Rewards 2%
- Sun Mar 10, 2024 9:51 pm
- Forum: Personal Consumer Issues
- Topic: Any unusual medicare advantage benefits - I get $10 a month to exercise
- Replies: 39
- Views: 3837
Re: Any unusual medicare advantage benefits - I get $10 a month to exercise
A good mix of both.Northern Flicker wrote: ↑Sun Mar 10, 2024 8:47 pmDenied claims or denied pre-approvals with MA?runner3081 wrote: ↑Sun Mar 10, 2024 8:19 pmWork in healthcare, see it all of the time.
- Sun Mar 10, 2024 8:19 pm
- Forum: Personal Consumer Issues
- Topic: Any unusual medicare advantage benefits - I get $10 a month to exercise
- Replies: 39
- Views: 3837
Re: Any unusual medicare advantage benefits - I get $10 a month to exercise
- Sun Mar 10, 2024 5:26 pm
- Forum: Personal Finance (Not Investing)
- Topic: How Much Cash Do You Keep In Your Home?
- Replies: 207
- Views: 15480
Re: How Much Cash Do You Keep In Your Home?
Roughly $600.
That includes the $330 I always keep in my wallet.
Always need a $20 here or there to give our daughter when she goes out.
That includes the $330 I always keep in my wallet.
Always need a $20 here or there to give our daughter when she goes out.
- Sat Mar 09, 2024 7:20 pm
- Forum: Personal Finance (Not Investing)
- Topic: Have any of you Frugal Zebras Changed Your (Spending) Stripes?
- Replies: 139
- Views: 12971
Re: Have any of you Frugal Zebras Changed Your (Spending) Stripes?
To be honest, I have no real interest in changing, being frugal is my most favorite hobby. Well, besides my reselling hobby.
- Sat Mar 09, 2024 4:10 pm
- Forum: Personal Consumer Issues
- Topic: How much do you spend a month on food?
- Replies: 336
- Views: 30413
Re: What's normal for grocery costs for a family?
Holy crap... I would say that is abnormally high.
On the other hand, ours are abnormally low at <$300 per month for a family of three.
We don't eat out.
On the other hand, ours are abnormally low at <$300 per month for a family of three.
We don't eat out.
- Sat Mar 09, 2024 11:26 am
- Forum: Personal Finance (Not Investing)
- Topic: Is HCOLA better than LCOL??
- Replies: 62
- Views: 3454
Re: Is HCOLA better than LCOL??
Yes and No.
Some are, some aren't.
All depends on what meets your needs.
Some are, some aren't.
All depends on what meets your needs.
- Fri Mar 08, 2024 12:11 pm
- Forum: Personal Consumer Issues
- Topic: Any unusual medicare advantage benefits - I get $10 a month to exercise
- Replies: 39
- Views: 3837
Re: Any unusual medicare advantage benefits - I get $10 a month to exercise
Actually, not old enough for Medicare, but work in healthcare and see the havoc it wreaks.SevenBridgesRoad wrote: ↑Thu Mar 07, 2024 10:18 pmSorry that’s been your experience. Multiple members of our extended family are on MA plans including me and my wife. Not one denied claim.
- Thu Mar 07, 2024 12:58 pm
- Forum: Personal Finance (Not Investing)
- Topic: Pulling Out Retirement Early - Thoughts
- Replies: 15
- Views: 3134
Re: Pulling Out Retirement Early - Thoughts
Need more info, expenses, etc.
- Wed Mar 06, 2024 2:45 pm
- Forum: Personal Consumer Issues
- Topic: Any unusual medicare advantage benefits - I get $10 a month to exercise
- Replies: 39
- Views: 3837
Re: Any unusual medicare advantage benefits - I get $10 a month to exercise
Lots of denied claims.
- Wed Mar 06, 2024 10:41 am
- Forum: Personal Consumer Issues
- Topic: Selling used appliances
- Replies: 9
- Views: 941
Re: Selling used appliances
I make more money by pulling 2-3 parts off, selling on eBay and then bulk trash on the curb for the main appliance.
In fact, the last oven and dryer we bought were "free" after selling parts from the old units.
In fact, the last oven and dryer we bought were "free" after selling parts from the old units.
- Tue Mar 05, 2024 7:31 am
- Forum: Personal Consumer Issues
- Topic: Plateaued with my 45 minute workout - Age 47
- Replies: 90
- Views: 7894
Re: Plateaued with my 45 minute workout - Age 47
I feel you. Just a bit younger and my mile times have lost about 45 seconds to 1 minute per mile over the past few years. I was running 7-730 per mile and now it is closer to 815. I actually stopped taking my GPS watch and only focus on distance, not time.
- Mon Mar 04, 2024 5:16 pm
- Forum: Personal Consumer Issues
- Topic: A person shouldn't go through life without...
- Replies: 6
- Views: 1275
Re: A person shouldn't go through life without...
The need to see posts like this.
- Mon Mar 04, 2024 9:17 am
- Forum: Personal Consumer Issues
- Topic: sauna or hot tub, which to get and why?
- Replies: 52
- Views: 4854
Re: sauna or hot tub, which to get and why?
Had a hot tub, got rid of it. Became sensitive to the chemicals and would cough up a lung every time I got in (bromine).
Looking to purchase a sauna now.
Looking to purchase a sauna now.
- Mon Mar 04, 2024 5:51 am
- Forum: Personal Consumer Issues
- Topic: Getting new car
- Replies: 53
- Views: 6453
Re: Car Insurance Issues
Find a broker who does the shopping for you.
- Sat Mar 02, 2024 3:25 pm
- Forum: Personal Consumer Issues
- Topic: Cigarette Smell In Now Former Rental Property
- Replies: 26
- Views: 2554
Re: Cigarette Smell In Now Former Rental Property
Ozone generator. Just be careful.
- Sat Mar 02, 2024 11:21 am
- Forum: Personal Consumer Issues
- Topic: Products/Services with Automatic renewal
- Replies: 22
- Views: 1006
- Sat Mar 02, 2024 8:42 am
- Forum: Personal Consumer Issues
- Topic: Credit Monitoring
- Replies: 7
- Views: 522
Re: Credit Monitoring
Negative, all offered free.
- Fri Mar 01, 2024 11:30 am
- Forum: Personal Finance (Not Investing)
- Topic: Pre-retirement: the "hurry up and wait" phase
- Replies: 17
- Views: 1858
Re: Pre-retirement: the "hurry up and wait" phase
Yeah, I feel you on this. Pushed hard, probably too hard, for FIRE and it is all I thought about for years and years. However, now that the numbers work, I am still burnt out from my job, but it starts getting easier and easier to work. I am pushing flexibility and taking my time to methodically figure out what I am going to retire to. Knowing that work doesn't matter (healthcare benefits w/ACA are not as solid as current options, but still an option to protect downside), makes it much more palatable and I don't let it bother me as much, especially the difficult decisions. If they gave me an assignment I didn't want, I would either give notice or ask to be reduced to part time. The thought of retiring right now, well, it is not appealing, I...
- Thu Feb 29, 2024 1:08 pm
- Forum: Personal Consumer Issues
- Topic: Post your favorite websites
- Replies: 6
- Views: 1213
Re: Post your favorite websites
Slickdeals
- Wed Feb 28, 2024 4:12 pm
- Forum: Personal Consumer Issues
- Topic: Do you pro-actively replace old SIM cards?
- Replies: 14
- Views: 2168
Re: Do you pro-actively replace old SIM cards?
Sim goes in new phone, gets thrown away when I upgrade.