Search found 240 matches

by rebellovw
Tue Nov 14, 2017 11:33 am
Forum: Personal Consumer Issues
Topic: places to live near Stanford University
Replies: 35
Views: 2691

Re: places to live near Stanford University

You have my condolences.
by rebellovw
Mon Nov 13, 2017 10:15 am
Forum: Personal Consumer Issues
Topic: Anyone Tried Soylent?
Replies: 24
Views: 1552

Re: Anyone Tried Soylent?

Green is mighty tasty
by rebellovw
Thu Nov 09, 2017 7:13 pm
Forum: Personal Consumer Issues
Topic: Worth changing 40 gal. to 30gal. hot water tank?
Replies: 90
Views: 4691

Re: Worth changing 40 gal. to 30gal. hot water tank?

We just replaced ours about a month ago - same size. The new one seems like a real beast and has great reviews - AO Smith. It has a sacrificial rod that can be replaced I believe every year - I'm going to try to do that myself -hopefully extend the life of it.
by rebellovw
Fri Nov 03, 2017 7:10 pm
Forum: Investing - Help with Personal Investments
Topic: Restricted Stock HELP NEEDED
Replies: 12
Views: 720

Re: Restricted Stock HELP NEEDED

When I get RSUs - I immediately sell and then buy an Index fund with the proceeds to replace them. I also have lots of company stock from being in the ESPP program for several years - but going forward as I get the stock I replace with an index fund (ex Total Stock Market) which is in my plan. I wou...
by rebellovw
Fri Nov 03, 2017 6:02 pm
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1693

Re: How much to spend for bathroom remodel with these features in LCOL area

I saved money on a bathroom remodel some years back by: Gutting the room myself. Anyone should be able to do. I installed the cement board on the floor for the new tile - I did that myself - but probably better to have a tile pro do it as they will cement it in vs what I did - screwing it down - it...
by rebellovw
Fri Nov 03, 2017 5:37 pm
Forum: Personal Consumer Issues
Topic: How much to spend for bathroom remodel with these features in LCOL area
Replies: 27
Views: 1693

Re: How much to spend for bathroom remodel with these features in LCOL area

I saved money on a bathroom remodel some years back by: Gutting the room myself. Anyone should be able to do. I installed the cement board on the floor for the new tile - I did that myself - but probably better to have a tile pro do it as they will cement it in vs what I did - screwing it down - it ...
by rebellovw
Fri Nov 03, 2017 12:16 pm
Forum: Personal Consumer Issues
Topic: "Best" Online Degree if already a college graduate
Replies: 120
Views: 14822

Re: "Best" Online Degree if already a college graduate

As has already been said, a Univ of Phoenix degree, and others like it, is a negative and resumes go right in the trash for me. For an online or partial online from a state or established school, I could care less if it was online or not. But, there are some schools I know are almost entirely onlin...
by rebellovw
Thu Nov 02, 2017 11:39 am
Forum: Investing - Help with Personal Investments
Topic: What Type of Account to Save for Kid's 1st Car?
Replies: 29
Views: 1180

Re: What Type of Account to Save for Kid's 1st Car?

Not to be a downer - but the kids are at that magic age where you would want to buy their future car. Wait till the teenage years. I was a car fanatic as a teenager - but the world was more favorable then - we could get away with murder. We used to sit in our cars drinking beer and not be afraid. An...
by rebellovw
Wed Nov 01, 2017 1:55 pm
Forum: Personal Consumer Issues
Topic: Car battery?
Replies: 53
Views: 3453

Re: Car battery?

I used to swear by first interstate batteries as I've had great luck with them. I was first told about them buy a AAA tow truck driver. Now all batteries (from my talk at Big O and O'Reily) are all made by Johnson Controls - so brand really doesn't matter any longer. I disconnect my car battery that...
by rebellovw
Wed Nov 01, 2017 11:07 am
Forum: Personal Consumer Issues
Topic: Robot vacuum for pet hair and hardwood floor
Replies: 21
Views: 1286

Re: Robot vacuum for pet hair and hardwood floor

Just picked up the Roomba 665 about a week ago,set it to run daily, Superb performance in all features,cleaning,power,etc,,,would purchase again in a heartbeat Great Price Point. :happy https://www.samsclub.com/sams/roomba-665-vacuuming-robot/prod20190841.ip Looking forward to a 1 year review! Part...
by rebellovw
Wed Nov 01, 2017 10:59 am
Forum: Personal Finance (Not Investing)
Topic: Pay off boat or invest the money?
Replies: 4
Views: 475

Re: Pay off boat or invest the money?

Seems to me -like any luxury item - you want it paid off and absorbed right away. I think the only debt that is acceptable here is a home mortgage.
by rebellovw
Wed Nov 01, 2017 10:55 am
Forum: Personal Consumer Issues
Topic: Robot vacuum for pet hair and hardwood floor
Replies: 21
Views: 1286

Re: Robot vacuum for pet hair and hardwood floor

I had a roomba, but I stopped using it as was super noisy. I work from home a lot, so it was very annoying. It also took an hour to clean what took me 5 mins to vacuum. Get a broom for hair. You could probably use the exercise :mrgreen: An hour to clean the bot? Takes me probably 15 minutes tops - ...
by rebellovw
Wed Nov 01, 2017 10:51 am
Forum: Personal Consumer Issues
Topic: Electric fireplace
Replies: 13
Views: 1076

Re: Electric fireplace

I can't imagine having a fake one. I grew up with a fake on in the 70's - a giant black triangular contraption with a plastic log - in an apartment. As a kid I liked it.

Get a lava lamp - cheap and adds cool lighting. Candles are also nice.
by rebellovw
Tue Oct 31, 2017 1:37 pm
Forum: Personal Consumer Issues
Topic: "Best" Online Degree if already a college graduate
Replies: 120
Views: 14822

Re: "Best" Online Degree if already a college graduate

As has already been said, a Univ of Phoenix degree, and others like it, is a negative and resumes go right in the trash for me. For an online or partial online from a state or established school, I could care less if it was online or not. But, there are some schools I know are almost entirely onlin...
by rebellovw
Tue Oct 31, 2017 1:19 pm
Forum: Personal Consumer Issues
Topic: Robot vacuum for pet hair and hardwood floor
Replies: 21
Views: 1286

Re: Robot vacuum for pet hair and hardwood floor

I had a roomba, but I stopped using it as was super noisy. I work from home a lot, so it was very annoying. It also took an hour to clean what took me 5 mins to vacuum. Get a broom for hair. You could probably use the exercise :mrgreen: An hour to clean the bot? Takes me probably 15 minutes tops - ...
by rebellovw
Tue Oct 31, 2017 1:02 pm
Forum: Personal Consumer Issues
Topic: Robot vacuum for pet hair and hardwood floor
Replies: 21
Views: 1286

Re: Robot vacuum for pet hair and hardwood floor

I've posted a bunch in that other BH thread. I have a Neato D5 - based on the app - it has covered just shy of 200K sq feet since we have had it. Hardwood floors, two 100lb dogs and one black cat. Runs 5 days a week. If you can get your house picked up and all the 'trips' fixed - it will run pretty ...
by rebellovw
Tue Oct 31, 2017 12:02 pm
Forum: Personal Consumer Issues
Topic: MacBook Maintenance/Improvement - Running Slow
Replies: 16
Views: 1027

Re: MacBook Maintenance/Improvement - Running Slow

bagle wrote:
Tue Oct 31, 2017 11:58 am
My mid-2012 MacBook Pro with 4 GB of RAM began slowing down a couple of years ago. I replaced the 500 GB hard drive with a Crucial 750 GB solid state drive (SSD), and it's been much faster ever since.
I gotta do that too - that will give even more life to my old Mac.
by rebellovw
Tue Oct 31, 2017 11:51 am
Forum: Personal Consumer Issues
Topic: MacBook Maintenance/Improvement - Running Slow
Replies: 16
Views: 1027

Re: MacBook Maintenance/Improvement - Running Slow

Based on the top, it looks like your Mac has 4 gigs of RAM. CPU was mostly idle (good, but doesn’t solve your problem). I recommend 8 gigs of RAM. But since that requires money to fix let’s try everything else first. 1) Reboot 2) Run with as few applications as possible. Not using that excel spread...
by rebellovw
Tue Oct 31, 2017 10:33 am
Forum: Personal Consumer Issues
Topic: Non Stick frying pan
Replies: 66
Views: 5371

Re: Non Stick frying pan

Get yourself a good cast iron pan, use a little oil and it's totally non stick even with eggs. Iron is better for you than aluminum as well. Lodge is common, here is the fancy brand http://www.stargazercastiron.com/ Is this really true? do cast iron pans really not stick with just some spray oil on...
by rebellovw
Tue Oct 31, 2017 10:22 am
Forum: Personal Consumer Issues
Topic: MacBook Maintenance/Improvement - Running Slow
Replies: 16
Views: 1027

Re: MacBook Maintenance/Improvement - Running Slow

When my old Mac does this - I open a cmd tool/console (unix command line) - and simply type 'top' Then look at the top list of high CPU processes and google each of them - you might find something running or enabled that is causing your issue. I tried this and got this result and don't know how to ...
by rebellovw
Mon Oct 30, 2017 7:31 pm
Forum: Personal Consumer Issues
Topic: Portugal Trip, any suggestions?
Replies: 38
Views: 2077

Re: Portugal Trip, any suggestions?

We went about a year/2 ago - spent half the time in lisboa and the rest in Cascais. I highly recommend Cascais.
by rebellovw
Mon Oct 30, 2017 12:17 pm
Forum: Personal Consumer Issues
Topic: MacBook Maintenance/Improvement - Running Slow
Replies: 16
Views: 1027

Re: MacBook Maintenance/Improvement - Running Slow

When my old Mac does this - I open a cmd tool/console (unix command line) - and simply type 'top'

Then look at the top list of high CPU processes and google each of them - you might find something running or enabled that is causing your issue.
by rebellovw
Sun Oct 29, 2017 5:34 pm
Forum: Personal Finance (Not Investing)
Topic: we bought a house - are we housepoor now?
Replies: 195
Views: 8930

Re: we bought a house - are we housepoor now?

Image

Hhaahaa. Enjoy the new house - we were house poor the longest time - but did well when we sold.
by rebellovw
Sun Oct 29, 2017 3:41 pm
Forum: Personal Finance (Not Investing)
Topic: we bought a house - are we housepoor now?
Replies: 195
Views: 8930

Re: we bought a house - are we housepoor now?

If you were in CA - the property taxes on a 900K house would be crazy- and you would likely be house poor.
by rebellovw
Sun Oct 29, 2017 3:02 pm
Forum: Investing - Help with Personal Investments
Topic: Hit 2 comma milestone in portfolio thinking of increasing bonds drastically
Replies: 23
Views: 2603

Re: Hit 2 comma milestone in portfolio thinking of increasing bonds drastically

You clearly need to reduce stock exposure in order to sleep well at night, but beware of doing things "drastically". Set a new target AA, like 60:40, and direct new contributions to bonds until you get there. Will take a couple years (less if market heads south). When you get there, re-evaluate. Pe...
by rebellovw
Sun Oct 29, 2017 12:54 pm
Forum: Investing - Help with Personal Investments
Topic: Hit 2 comma milestone in portfolio thinking of increasing bonds drastically
Replies: 23
Views: 2603

Re: Hit 2 comma milestone in portfolio thinking of increasing bonds drastically

I'm not an expert and a newbie - when I hit that I went to 60/40 - from around 25% in bonds.
by rebellovw
Sat Oct 28, 2017 6:46 pm
Forum: Personal Finance (Not Investing)
Topic: Request for Promotion letter to Senior Management
Replies: 155
Views: 12177

Re: Request for Promotion letter to Senior Management

I wouldn't do it. I had many little promotions - but the big ones came when I had another offer. I'd also be very embarrassed should nothing come of sending the letter.
by rebellovw
Sat Oct 28, 2017 6:15 pm
Forum: Personal Consumer Issues
Topic: Repair (new engine) 2005 Mazda 3?
Replies: 26
Views: 1296

Re: Repair (new engine) 2005 Mazda 3?

I recall reading this thread about carmax buying your car (seemed like a good experience) - let them deal with it. Or trade it at a dealership like others have mentioned.

viewtopic.php?t=207768
by rebellovw
Sat Oct 28, 2017 2:23 pm
Forum: Personal Consumer Issues
Topic: Repair (new engine) 2005 Mazda 3?
Replies: 26
Views: 1296

Re: Repair (new engine) 2005 Mazda 3?

I would favor a re-manufactured engine over a rebuilt one depending upon the price difference and how long you want to keep the car. A rebuilt motor only replaces defective parts. http://reman-engine-dcvamd.com/remanufactured-vs-rebuilt-and-new.html That is complete BS, any rebuilt motor goes throu...
by rebellovw
Sat Oct 28, 2017 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: we're going to get hit with taxes next year, help please
Replies: 21
Views: 2220

Re: we're going to get hit with taxes next year, help please

We are going to get hit hard as well. Last year we owed 10K. This year we had a gain from selling property.

I'm making quarterly IRS payments - that should make a difference - but I'll likely still owe about 10K - so all I can do is save away for it.
by rebellovw
Sat Oct 28, 2017 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: My fear about buying a house justified?
Replies: 72
Views: 6109

Re: My fear about buying a house justified?

That is pretty much all personal opinion. Some people are fine living in condos (I have spend a decade in them and I have never heard my neighbors. ) and don't want yards. Others do. And without knowing the person you have to way of judging if you have moved the person from a 10 min commute to a 60...
by rebellovw
Fri Oct 27, 2017 5:28 pm
Forum: Personal Consumer Issues
Topic: Repair (new engine) 2005 Mazda 3?
Replies: 26
Views: 1296

Re: Repair (new engine) 2005 Mazda 3?

If you really like the car and understand that the reason was legit and avoidable - then perhaps. I drove the heck out of a street race VW and had to replace the motor. I think to more forward you first have to find a good replacement long block (complete motor) which is new/quality rebuilt. Find th...
by rebellovw
Fri Oct 27, 2017 5:17 pm
Forum: Personal Consumer Issues
Topic: Repair (new engine) 2005 Mazda 3?
Replies: 26
Views: 1296

Re: Repair (new engine) 2005 Mazda 3?

Junk it - bad engine after 70K miles? Any idea on what 'bad' is? Head? Pistons? crank? block? How did it go bad? 70K is pretty low these days. Not to be funny - but a 'bad engine' is not what you want to hear when you go to the mech. Like going to the doctor and he/she saying - you got a bad body.
by rebellovw
Fri Oct 27, 2017 12:18 pm
Forum: Personal Consumer Issues
Topic: dishwasher recommendations
Replies: 54
Views: 2902

Re: dishwasher recommendations

My favorite have been Kenmore - I've had two. least favorite was Bosch - too small for our household.

We have a GE now - came with house - it is OK - but we really have to rinse dishes well.
by rebellovw
Fri Oct 27, 2017 12:09 pm
Forum: Personal Finance (Not Investing)
Topic: My fear about buying a house justified?
Replies: 72
Views: 6109

Re: My fear about buying a house justified?

That is pretty much all personal opinion. Some people are fine living in condos (I have spend a decade in them and I have never heard my neighbors. ) and don't want yards. Others do. And without knowing the person you have to way of judging if you have moved the person from a 10 min commute to a 60...
by rebellovw
Fri Oct 27, 2017 11:36 am
Forum: Personal Finance (Not Investing)
Topic: Storing of important Information - account numbers, SSN, etc...
Replies: 21
Views: 1041

Re: Storing of important Information - account numbers, SSN, etc...

Perhaps a USB that is kept hidden away. What happens when you forget where you hid the flash drive? It is definitely an inconvenience doing all of this. Ex - I like waking up in the morning and logging into Fidelity with my phone via their app - but I'll have to give that up. Logging in will be mor...
by rebellovw
Fri Oct 27, 2017 11:22 am
Forum: Personal Finance (Not Investing)
Topic: Storing of important Information - account numbers, SSN, etc...
Replies: 21
Views: 1041

Re: Storing of important Information - account numbers, SSN, etc...

I don't understand using software to do this - as the software could be hacked. I did a quick search on the software recommended here - and sure enough there was a money.com article on them being hacked (one software company mentioned here announced that.) I'm not sure how that can be safer than us...
by rebellovw
Fri Oct 27, 2017 10:49 am
Forum: Personal Finance (Not Investing)
Topic: Storing of important Information - account numbers, SSN, etc...
Replies: 21
Views: 1041

Re: Storing of important Information - account numbers, SSN, etc...

I don't understand using software to do this - as the software could be hacked. I did a quick search on the software recommended here - and sure enough there was a money.com article on them being hacked (one software company mentioned here announced that.) I'm not sure how that can be safer than usi...
by rebellovw
Fri Oct 27, 2017 10:39 am
Forum: Personal Finance (Not Investing)
Topic: My fear about buying a house justified?
Replies: 72
Views: 6109

Re: My fear about buying a house justified?

That is pretty much all personal opinion. Some people are fine living in condos (I have spend a decade in them and I have never heard my neighbors. ) and don't want yards. Others do. And without knowing the person you have to way of judging if you have moved the person from a 10 min commute to a 60...
by rebellovw
Fri Oct 27, 2017 9:48 am
Forum: Personal Finance (Not Investing)
Topic: My fear about buying a house justified?
Replies: 72
Views: 6109

Re: My fear about buying a house justified?

I think perhaps you are being too picky about your first house. A first house should be a fixer upper. Perhaps you are looking for a perfect turn key house which is going to come at an inflated price. I think this is cute- but I don't know the area: https://www.realtor.com/realestateandhomes-detail/...
by rebellovw
Thu Oct 26, 2017 4:08 pm
Forum: Personal Finance (Not Investing)
Topic: My fear about buying a house justified?
Replies: 72
Views: 6109

Re: My fear about buying a house justified?

I have no scientific opinion here but I will make post some thoughts: 1. Had I been reading this site before we bought our first house we may not have bought any house. 2. Had I been reading this site before we had kids (twins no less) we may not have had kids. 3. We couldn't afford to live and buy...
by rebellovw
Thu Oct 26, 2017 12:16 pm
Forum: Personal Consumer Issues
Topic: idiot proof router?
Replies: 53
Views: 4225

Re: idiot proof router?

Pretty much all your guesses are wrong. Whelp, sorry my best wasn't good enough. Good luck with your issues. I hope you are able to find a solution. That teaches you to try to help this person. Definitely a rude response. I provided a response a while back and heard nothing. Asking a finance site a...
by rebellovw
Mon Oct 23, 2017 6:38 pm
Forum: Investing - Help with Personal Investments
Topic: Periodically Given Company Shares
Replies: 10
Views: 616

Re: Periodically Given Company Shares

When I get mine - I try to sell right away unless there is a big capital gain. If you are given shares (RSU), would that not by itself be a taxable event and the value of the shares taxed as regular income? That's at least how it works for me. And if I sell the shares the right away, there is very ...
by rebellovw
Mon Oct 23, 2017 3:47 pm
Forum: Investing - Help with Personal Investments
Topic: Periodically Given Company Shares
Replies: 10
Views: 616

Re: Periodically Given Company Shares

When I get mine - I try to sell right away unless there is a big capital gain. I then take that money and immediately buy Total Stock Market.
by rebellovw
Thu Oct 19, 2017 5:46 pm
Forum: Personal Consumer Issues
Topic: idiot proof router?
Replies: 53
Views: 4225

Re: idiot proof router?

I'm very happy with my Netgear 'NETGEAR - Nighthawk AC1900 Dual-Band Wi-Fi Router - Black' Has a bunch of ethernet ports - I have NAS, and two computers plus the cable modem plugged into it. 3 fat antennas - you'd have to try very hard to poke your eyes out. Great WIFI coverage (way better than my o...
by rebellovw
Tue Oct 17, 2017 12:11 pm
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 111
Views: 10564

Re: WPA2 protocol used by vast majority of wifi connections has been broken

If either the client device or the router is fixed, then the hack won't work you have to be physically present. Hardly a risk at home, higher risk in, say, an airport although you have to be "targeted" it is easy to grab the packets from all clients it doesn't affect encrypted connections like http...
by rebellovw
Tue Oct 17, 2017 10:30 am
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 111
Views: 10564

Re: WPA2 protocol used by vast majority of wifi connections has been broken

If either the client device or the router is fixed, then the hack won't work you have to be physically present. Hardly a risk at home, higher risk in, say, an airport although you have to be "targeted" it is easy to grab the packets from all clients it doesn't affect encrypted connections like http...
by rebellovw
Wed Oct 04, 2017 7:37 pm
Forum: Investing - Theory, News & General
Topic: Throwing Down with a Primerica Advisor
Replies: 49
Views: 4109

Re: Throwing Down with a Primerica Advisor

We probably know the same person - haha. When I ditched facebook - I had a friend on there that was always posting about primerica. I searched here - and cracked up at someone's comment "run!"
by rebellovw
Mon Sep 25, 2017 11:15 am
Forum: Personal Consumer Issues
Topic: Tipping question....Applebees
Replies: 87
Views: 7012

Re: Tipping question....Applebees

The main problem is that Americans still tip. Tipping is an antiquated and unnecessary step in the dining experience that adds zero value. It creates big disparities in pay between the front and back restaurant staff. It's because servers get paid 2 bucks an hour. In every other country in the worl...
by rebellovw
Fri Sep 15, 2017 5:53 pm
Forum: Personal Consumer Issues
Topic: Wondering if solar is worth it - does my utility bill seem high? (Arizona)
Replies: 40
Views: 3017

Re: Wondering if solar is worth it - does my utility bill seem high? (Arizona)

Difficult to size the system until you know what composes your electricity consumption, and whether you can do anything about that. it's almost always better to conserve first. An oversize system you have to sell power back to the grid (you probably will do that already with a solar array, in day t...