Search found 20 matches

by PhilosophyAndrew
Tue Oct 24, 2017 4:02 pm
Forum: Investing - Theory, News & General
Topic: Taylor's New Book: The Bogleheads' Guide to The Three-Fund Portfolio
Replies: 91
Views: 13240

Re: Taylor's New Book: The Bogleheads' Guide to The Three-Fund Portfolio

This is great — I’m looking forward to reading the book.

Thank you, Taylor!
by PhilosophyAndrew
Wed Sep 27, 2017 6:31 pm
Forum: Personal Consumer Issues
Topic: Tailor made shirts
Replies: 11
Views: 1454

Re: Tailor made shirts

Hamilton Shirts of Houston, TX makes well-reviewed made-to-measure shirts. I’ve never tried those, but love their ready-to-wear shirts.

You might want to give them a call to see if they can address your concerns.
by PhilosophyAndrew
Wed Sep 27, 2017 11:57 am
Forum: Investing - Help with Personal Investments
Topic: Where to invest cash to retire tomorrow?
Replies: 22
Views: 2943

Re: Where to invest cash to retire tomorrow?

A simple three fund portfolio invested in accord with whatever reasonable asset allocation you prefer should work fine. Your investable assets align nicely with your annual spending; as long as your spending does not increase significantly, you should leave a significant inheritance for your heirs. ...
by PhilosophyAndrew
Sat Sep 23, 2017 6:48 am
Forum: Investing - Help with Personal Investments
Topic: Help?! My 70 year old father is 100% invested in equities
Replies: 79
Views: 7774

Re: Help?! My 70 year old father is 100% invested in equities

What is your dad’s life expectancy? How large is his portfolio as compared to his annual expenses not covered by SS or pension? If, given his assets and life expectancy, he has won the proverbial game, he may well be able to tolerate the risk of 100% equities. If you don’t know this information, you...
by PhilosophyAndrew
Sun Sep 10, 2017 11:32 am
Forum: Personal Finance (Not Investing)
Topic: Anyone else freeze their credit score?
Replies: 126
Views: 12062

Re: Anyone else freeze their credit score?

Instituting all five freezes cost my the princely sum of $5. I haven’t applied for credit for years, and don’t anticipate having to do so — but if I do need to apply, thawing an agency isn’t arduous. So, for me the benefits of freezing clearly outweigh the drawbacks.
by PhilosophyAndrew
Tue Sep 05, 2017 4:26 pm
Forum: Personal Consumer Issues
Topic: Wedding gift with Being in the Wedding
Replies: 14
Views: 1178

Re: Wedding gift with Being in the Wedding

For someone I'm this close to, I try to think of something personal that might have more meaning than a check or something off the registry. Think a book or a nice bottle of champagne with champagne flutes- nice but does not have to be crazy expensive. +1. For a close friend, insightful thoughtfuln...
by PhilosophyAndrew
Sun Sep 03, 2017 4:22 pm
Forum: Personal Finance (Not Investing)
Topic: How old were you when you got your first credit card?
Replies: 46
Views: 2274

Re: How old were you when you got your first credit card?

16, on my Dad’s account. Got my own at age 18 - this was in the early 80s.
by PhilosophyAndrew
Wed Aug 23, 2017 7:40 am
Forum: Personal Consumer Issues
Topic: Would you hire an obese nanny?
Replies: 81
Views: 3418

Re: Would you hire an obese nanny?

Yes, I would hire an obese nanny.

I praise the OP for being open about his or her own biases, and suggest that hiring this nanny might have the added benefit of allowing you to confront and perhaps overcome those biases.
by PhilosophyAndrew
Tue Aug 22, 2017 12:53 pm
Forum: Personal Consumer Issues
Topic: Crashplan for Home ending service late 2018
Replies: 100
Views: 8712

Re: Crashplan for Home ending service late 2018

To me, the company is implementing this specific decision in a thoughtful and responsible way — what about this leads you to beive that they are untrustworthy in general? On the contrary, exiting a market that is not viable to focus on more profitable markets sounds rational and trustworthy (althoug...
by PhilosophyAndrew
Tue Aug 22, 2017 12:12 pm
Forum: Personal Consumer Issues
Topic: Crashplan for Home ending service late 2018
Replies: 100
Views: 8712

Re: Crashplan for Home ending service late 2018

Bummer — CrashPlan has worked extremely well for me. Fortunately I have 4.3 years remaining on my Family Unlimited subscription. Once that subscription expires, I’m likely to migrate to the small business service — that seevixe is much more expensive than the family plan, but still seems reasonably ...
by PhilosophyAndrew
Sat Jul 29, 2017 2:00 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford it ? [A new car]
Replies: 95
Views: 6971

Re: Can I afford it ?

Buy a CPO Lexus. Reduce the depreciation hit. ...Plus, it will greatly help on insurance, which will be $$$ on a new $60k vehicle. About insurance: That’s what I assumed when I bought my first luxury car last Summer — replacing a 1997 Camry with a 2017 E-class Mercedes. Much to my surprise, the tot...
by PhilosophyAndrew
Sat Jul 29, 2017 11:15 am
Forum: Personal Finance (Not Investing)
Topic: Philosophy major and future law student
Replies: 93
Views: 5633

Re: Philosophy major and future law student

My stepson wants to major in philosophy and then go on to law school. His mom and I do not think this is a very wise decision. What do you think? He is going to read the responses. Thank you. the best philosophy department in North American was University of Pittsburgh (Carnegie Mellon is fantastic...
by PhilosophyAndrew
Sat Jul 29, 2017 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Philosophy major and future law student
Replies: 93
Views: 5633

Re: Philosophy major and future law stude

For the benefit of the OP, I note there is a very strong implicit conservative political bias to this advice on philosophy departments. If I had recommended he attend Harvard, Yale, or Stanford, would you have noted a very strong implicit liberal bias to this advice on philosophy departments? For t...
by PhilosophyAndrew
Sat Jul 22, 2017 7:18 pm
Forum: Personal Consumer Issues
Topic: Commuters (that drive), what do you listen to?
Replies: 60
Views: 3482

Re: Commuters (that drive), what do you listen to?

Usually NPR or BBC World Service news; occasionally an audiobook or SiriusXM’s FirstWave channel.
by PhilosophyAndrew
Thu Jul 13, 2017 12:43 pm
Forum: Personal Consumer Issues
Topic: Hotel tipping: how much to leave?
Replies: 72
Views: 4552

Re: Hotel tipping: how much to leave?

I leave a minimum of $5 per night per room and more when conditions warrant (for example, if I make the room especially dirty or if the housekeeper did any extra services for me).
by PhilosophyAndrew
Fri Feb 10, 2017 5:32 pm
Forum: Investing - Theory, News & General
Topic: NYT: Higher education institutions considering passive investing for endowments
Replies: 0
Views: 268

NYT: Higher education institutions considering passive investing for endowments

Other Boggleheads might be interested in this recent New York Times article, which discusses colleges and universities that are turning to passive investing to manage some of their endowment investments:

https://www.nytimes.com/2017/02/09/busi ... turns.html
by PhilosophyAndrew
Fri Feb 10, 2017 11:12 am
Forum: Local Chapters and Bogleheads Community
Topic: Your USER NAME...what does it mean?
Replies: 369
Views: 33905

Re: Your USER NAME...what does it mean?

Mine is my profession -- I'm a philosopher -- and my first name.
by PhilosophyAndrew
Mon Jan 09, 2017 7:18 pm
Forum: Personal Finance (Not Investing)
Topic: Best Financial Moves You've Made
Replies: 158
Views: 21687

Re: Best Financial Moves You've Made

My best financial moves were both educational, and each one pushes against what may be Booglehead orthodoxies about higher education (I'm about 30 years past my BA): (1) Earn my degrees in philosophy, which provided me with analysis, thinking, and communication skills that have proven extremely valu...
by PhilosophyAndrew
Sun Nov 13, 2016 12:26 pm
Forum: Personal Consumer Issues
Topic: Problem with Graduate School
Replies: 30
Views: 4960

Re: Problem with Graduate School

Lex, I'm really sorry that your daughter had such terrible experiences in her graduate program. As an academic -- I've served as professor, mid-level leader, and senior leader -- I would caution you that the culture of higher education makes it difficult for parents and students to force a financial...