Search found 15 matches

by Abel
Tue Oct 23, 2018 5:58 pm
Forum: Personal Finance (Not Investing)
Topic: When Will Attaining Millionaire Status Be Obsolete?
Replies: 77
Views: 4822

Re: When Will Attaining Millionaire Status Be Obsolete?

I've worked with several life long programmers that worked until 5 on they day they died. I hope they got their code checked in and through the test gate that day.
LOLOL!
It'd be my ticket to heaven.
by Abel
Thu Mar 22, 2018 6:26 pm
Forum: Investing - Theory, News & General
Topic: Working till retirement is not a great plan
Replies: 175
Views: 15677

Re: Working till retirement is not a great plan

I personally found that when ageism hit me professionally, it was a useful thing to go with it. Of course it's miserable if you're still all competent as ever, and maybe you still are. In my case it took a couple years to see and accept that the younger guys (tech is predominantly male) were faster ...
by Abel
Thu Mar 22, 2018 5:39 pm
Forum: Personal Consumer Issues
Topic: Anyone Deleting Facebook?
Replies: 338
Views: 28280

Re: Anyone Deleting Facebook?

JBTX wrote:
Thu Mar 22, 2018 1:54 pm
munemaker wrote:
Thu Mar 22, 2018 1:26 pm
Never used it. I have no interest in reading and posting a bunch of crap on the internet.
I see what you did there.
LOL perfect!
by Abel
Thu Mar 22, 2018 9:58 am
Forum: Personal Consumer Issues
Topic: What have you baked recently?
Replies: 142
Views: 14602

Re: What have you baked recently?

For a couple years I was making 100% whole rye with rye kernels - like those dense bricks of "health" bread at Whole Foods. Very nut-like and spreading butter on them was just superfluous. Then this year something in my digestion changed and I've had to go with much lighter rye blends to avoid GI di...
by Abel
Mon Nov 20, 2017 2:14 pm
Forum: Investing - Help with Personal Investments
Topic: BOTZ ETF
Replies: 6
Views: 1099

Re: BOTZ ETF

LOL excellent title!

Oh wait, that's the ticker symbol. Nevermind.
by Abel
Fri May 05, 2017 5:26 pm
Forum: Personal Consumer Issues
Topic: What's important to you in a spouse?
Replies: 2
Views: 732

Re: What's important to you in a spouse?

It's more important than similar looks, similar personal habits, similar education. The older you get the more important it is than sexual compatibility. But it's not as important as similar expectations about marriage (compare spouse's family/parents situation with your family/parents), nor as impo...
by Abel
Thu May 04, 2017 5:46 pm
Forum: Investing - Theory, News & General
Topic: R and Data Sets
Replies: 18
Views: 2607

Re: R and Data Sets

Plus insight on jelly beans from XKCD:
https://xkcd.com/882/
DW and I got huge chuckle out of this one. Thank you!
by Abel
Fri Mar 10, 2017 7:04 pm
Forum: Investing - Theory, News & General
Topic: Anyone sorry they used bonds when starting out
Replies: 94
Views: 8852

Re: Anyone sorry they used bonds when starting out

Hah in the 1990's I started investing my 401K/tIRA, mostly in whatever was the fund du jour. I had read something like, if you've got 30+ years to go, why bother with bonds? So I held none, until April 2010. I haven't run the numbers (why bother?) but I'm pretty sure I'd have done better with a 20-3...
by Abel
Fri Mar 03, 2017 6:35 pm
Forum: Investing - Help with Personal Investments
Topic: Ever dip your feet into individual stocks?
Replies: 63
Views: 5234

Re: Ever dip your feet into individual stocks?

Yes, in the early 90's. Lost $1500 on a "hot tip" from my brother in law about his company, and mostly broke even with a few years' worth of 100 share small potatoes trades. Pretty much a waste of time and not to be repeated. But, it was absolutely the best thing I did to learn my risk tolerance, an...
by Abel
Tue Feb 28, 2017 11:13 am
Forum: Personal Consumer Issues
Topic: Macbook Pro 15 (2016 Model): Worth the Upgrade?
Replies: 8
Views: 975

Re: Macbook Pro 15 (2016 Model): Worth the Upgrade?

My old macbook 15 died on a mandatory corporate upgrade to El Cap so I got the new one. It's a little lighter and faster and the retina display is nicer but otherwise not worth the hassle IMO.
by Abel
Fri Feb 24, 2017 5:56 am
Forum: Investing - Help with Personal Investments
Topic: What to do with Gold?
Replies: 17
Views: 2615

Re: What to do with Gold?

As you probably know, the Permanent Portfolio is designed to give good returns on the entire portfolio, and not on any individual component. So it's not doing the theory any justice by saying gold is down, so it's a loss, I can't sell it now. From the overall portfolio point of view the portfolio di...
by Abel
Sun Feb 19, 2017 7:17 am
Forum: Investing - Help with Personal Investments
Topic: Questions to ask Parents.
Replies: 5
Views: 981

Re: Questions to ask Parents.

I'd just try to be reasonably sensitive to their wants and fears. Ask them what they want and don't want done with their money. Later on if you have to make medical or financial decisions when they are unable to, it will make things easier if you have a Health Care Proxy and Durable Power of Attorne...
by Abel
Thu Feb 16, 2017 8:56 pm
Forum: Personal Consumer Issues
Topic: Any books really change your outlook on life?
Replies: 326
Views: 58209

Re: Any books really change your outlook on life?

"Practicing the Power of Now" by Eckert Tolle. I'm sure I've read and listened to it at least 100 times during the last 10 years and it continues to be my workbook and motivator as I transition my career and personal life from over achiever to over the hill. The book's honesty, poetry, and thought p...
by Abel
Wed Feb 01, 2017 6:25 pm
Forum: Investing - Theory, News & General
Topic: Metallic Hydrogen
Replies: 10
Views: 1387

Re: Metallic Hydrogen

Any phase diagram shows it's only ever going to be a gas at room temperature and atmospheric pressure. They haven't changed that, only found a clever way to subject it to the intense pressure needed to make it into a metal.
by Abel
Fri Sep 30, 2016 4:17 pm
Forum: Investing - Help with Personal Investments
Topic: Financial question and thank you
Replies: 6
Views: 728

Re: Financial question and thank you

I'd refinance the 6% loan and when all the debt is at 3% or less then split my extra cash between loan pre-payoffs and 401k. Or Roth IRA since there is no matching on the 401k.