Search found 136 matches

by bampf
Sat Jun 09, 2018 7:00 am
Forum: Personal Finance (Not Investing)
Topic: Renter's Insurance for College Dorm
Replies: 32
Views: 2125

Re: Renter's Insurance for College Dorm

When registering for my dorm, my college recommended Renter's Insurance, it runs about $15 dollars a month. Is it worth it? My view is that insurance is for what you can't afford. If you have the money and it wouldn't be burdensome to replace your stuff in the event it is stolen or damaged then the...
by bampf
Sat Jun 09, 2018 6:56 am
Forum: Personal Consumer Issues
Topic: College: extraneous expenses
Replies: 26
Views: 2055

Re: College: extraneous expenses

Hello! I will be starting school in the fall living in the dorms for my Bachelor's degree and my parents and grandparents are helping me out a ton, but I will be responsible for books and other extraneous expenses. I have meal plan for 15 meals a week with my college which is included in my Room an...
by bampf
Wed May 30, 2018 4:16 pm
Forum: Personal Consumer Issues
Topic: My mind exploded
Replies: 79
Views: 4585

Re: My mind exploded

I would say to use the event as a teaching opportunity--but since apparently you did not pull a similar goof at that or any age maybe this can't be a teachable moment. :oops: My goofs were much worse and not financial (in terms of buying poofery). I was too busy trying to afford gas and insurance a...
by bampf
Wed May 30, 2018 4:04 pm
Forum: Personal Consumer Issues
Topic: My mind exploded
Replies: 79
Views: 4585

Re: My mind exploded

A graduation present is meant to be spent. Nuff said. This takes me (way) back because I always resented the attitude of my parents and grandmother that 'When we give you a gift it's still ours to tell you how to use it and we can take it back any time we want'. ... I hope that the OP's daughter wr...
by bampf
Wed May 30, 2018 3:22 pm
Forum: Personal Consumer Issues
Topic: My mind exploded
Replies: 79
Views: 4585

Re: My mind exploded

One woman's $150 pair of sandals is another man's $400 golf driver....I'm sure we've all splurged on things that would make someone else sick to their stomach. My dad would laugh at someone paying $75 for a round of golf, but he just bought a $38,000 street rod....to each his/her own! lol $400 for ...
by bampf
Wed May 30, 2018 2:07 pm
Forum: Personal Consumer Issues
Topic: My mind exploded
Replies: 79
Views: 4585

Re: My mind exploded

So many times I’ve heard parents complain about their children’s spending habits... in the American suburbs, 99% if the time it’s the pot calling the kettle black. Hm. This was an interesting sentence but probably not in the way you intended. I guess part of me feels like I have a say in some sense...
by bampf
Wed May 30, 2018 1:54 pm
Forum: Personal Consumer Issues
Topic: My mind exploded
Replies: 79
Views: 4585

Re: My mind exploded

I have to remind myself that not everyone thinks like me all the time when it comes to many things. My mind is blown all the time by what people do. She is an adult and will live and learn. You can lecture her but sometimes you have to learn for yourself. My mind is blown by parents snooping around...
by bampf
Wed May 30, 2018 1:53 pm
Forum: Personal Consumer Issues
Topic: My mind exploded
Replies: 79
Views: 4585

Re: My mind exploded

Thanks for the comments. I should be rational about this, but, its hard. Some of that money came from my brother that hasn't paid for his student loans or funded his kids 529's. Yes, her money, she should do what she wants. However there is an implied and frankly explicit social contract that says t...
by bampf
Wed May 30, 2018 1:25 pm
Forum: Personal Consumer Issues
Topic: My mind exploded
Replies: 79
Views: 4585

Re: My mind exploded

letsgobobby wrote:
Wed May 30, 2018 1:23 pm
she's 18. stop checking her accounts.
Right? Actually it was an accident (sorta). They are sub components of my accounts and I transferred money into her account. I didn't intend to check her spending, but, that one hit me right in the eyes. Some things a parent shouldn't know.....
by bampf
Wed May 30, 2018 1:07 pm
Forum: Personal Consumer Issues
Topic: My mind exploded
Replies: 79
Views: 4585

My mind exploded

Need some perspective here. DD (18, just graduated etc etc) got some money for graduation. I know many of the people that gave her this "starting out money" and it was no easy stretch for them. She all in probably netted around $1000. I happened to glance at her account and I noticed that she had dr...
by bampf
Wed May 30, 2018 8:08 am
Forum: Personal Consumer Issues
Topic: Router hack, have you acted?
Replies: 101
Views: 8699

Re: Router hack, have you acted?

munemaker wrote:
Wed May 30, 2018 7:56 am

It is good to run this check to see if your equipment is exposed to hackers:
https://www.grc.com/x/ne.dll?bh0bkyd2
I have no way of knowing, but, clicking random links on a message board is generally a foolish idea. This may be just fine, it may be an exploit. Do your own due diligence.
by bampf
Wed May 30, 2018 7:13 am
Forum: Personal Consumer Issues
Topic: Router hack, have you acted?
Replies: 101
Views: 8699

Re: Router hack, have you acted?

I am not worried about it. There are a lot of routers in this country. The chances of the bad guys coming after mine are pretty small. FYI Chances of bad guys randomly choosing you are exactly the same as choosing any other router in this country. Security through obscurity is as dangerous as it is...
by bampf
Mon May 28, 2018 11:41 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 30
Views: 3792

Re: Peloton spin bike worth the high cost?

I have one. Had it for about 30 days. I am not usually an evangelist, but, for me it is brilliant.I have already taken a lot of spin classes and they were fun but missing something. First the bike: Solid. Well made. Super silent because the brake is magnetic. Really quiet. Display screen is very goo...
by bampf
Thu May 24, 2018 2:02 am
Forum: Personal Consumer Issues
Topic: Factory Five build cars
Replies: 23
Views: 2517

Re: Factory Five build cars

Building a kit car is one of my bucket items (unfortunately one that will have to wait a while). Only real downside is that you can generally buy them for less than it would cost to build, but then I suppose you lose a big part of the experience. I'd be a lot more interested in the SLC Superlight i...
by bampf
Wed May 23, 2018 9:53 am
Forum: Personal Consumer Issues
Topic: Root canal/Crown for a tooth that was worked on 6 months ago.
Replies: 11
Views: 1176

Re: Root canal/Crown for a tooth that was worked on 6 months ago.

Went to a new dentist a few years back. She was vividly concerned about a tooth of mine. Said I needed a crown. Since they didn't have an onsite milling machine I scheduled it with another dentist that did. I sat down, prepared for the ordeal. He came in, poked around. Hummed. Cleared his throat and...
by bampf
Wed May 23, 2018 8:25 am
Forum: Personal Finance (Not Investing)
Topic: Quicken - Do you use it?
Replies: 50
Views: 2582

Re: Quicken - Do you use it?

Used it for about 20 years. About two years ago I got frustrated with "Pay me some more" and what not. Stopped using it and used my financial sites directly. Wow. Really don't miss it at all. R
by bampf
Tue May 22, 2018 2:18 pm
Forum: Personal Consumer Issues
Topic: Factory Five build cars
Replies: 23
Views: 2517

Re: Factory Five build cars

I'll give you a hint. Look at my screen name. My kit number was 1846k and I picked it up in September of 99. A Cobra is the simplest to build and I'd say that if you've got tools and a floor jack, you can probably build one. I have a lift in my garage and a stupid amount of tools. The manual alone ...
by bampf
Tue May 22, 2018 2:14 pm
Forum: Personal Consumer Issues
Topic: Factory Five build cars
Replies: 23
Views: 2517

Re: Factory Five build cars

smitcat wrote:
Tue May 22, 2018 12:06 pm

Anyway - sit in a few and see if you can access the clutch pedal before making any purchases.
Yep, I will. Again, thank you. Really appreciate it.
by bampf
Tue May 22, 2018 11:54 am
Forum: Personal Consumer Issues
Topic: Factory Five build cars
Replies: 23
Views: 2517

Re: Factory Five build cars

Being a corvette enthusiast as well I have been in a few GTM's and here are some thoughts.... - if you are at or over 6'2" it will be very tight - if you atre of generous proportions it will be too tight I was afraid of that. The web says 6'3 (I am 6'4). I am not overly generously proportioned but,...
by bampf
Tue May 22, 2018 11:13 am
Forum: Personal Consumer Issues
Topic: Factory Five build cars
Replies: 23
Views: 2517

Re: Factory Five build cars

Never built one... yet but I have watched many videos of others doing so on Youtube. Here is one for the GTM. https://www.youtube.com/watch?v=lSHwaxRIfuA Watched it about a dozen times. It looks like fun but there is only one (or two) of me. Little worried about the amount of bodywork (totally not ...
by bampf
Tue May 22, 2018 11:04 am
Forum: Personal Consumer Issues
Topic: Factory Five build cars
Replies: 23
Views: 2517

Re: Factory Five build cars

Do you want to build one? Have the mechanical skill to do so? The space? The time? If you’re simply trying to save my money, this is the wrong approach. You can buy an assembled FF car for far less than the time/money you’ll spend on building yourself. You do it yourself because that’s your passion...
by bampf
Mon May 21, 2018 11:49 pm
Forum: Personal Consumer Issues
Topic: Factory Five build cars
Replies: 23
Views: 2517

Factory Five build cars

I am considering dorking around with a GTM or a MK4 or maybe the 818. Anyone on the forum actually build one, used one or driven one? Not sure a BH would ever argue that a supercar is frugal, but, if you were to actually get one and be a BH, this seems like the most frugal way of doing it. Anyway, a...
by bampf
Sun May 20, 2018 4:16 pm
Forum: Personal Consumer Issues
Topic: Quadcopter Drone anybody? - for beginner
Replies: 15
Views: 1153

Re: Quadcopter Drone anybody? - for beginner

You'll probably get bored with it because there is no real skill. How many times can you fly around your neighborhood park and say, yep that's what the trees look like from above? Can confirm. I have an Inspire 1. I picked it up from a colleague who was bored with it. It's a great machine. But, to ...
by bampf
Tue May 08, 2018 8:25 pm
Forum: Personal Finance (Not Investing)
Topic: How to handle problem employee
Replies: 84
Views: 5755

Re: How to handle problem employee

Managerial judo is a difficult skill. It involves taking an opposing force and using a subtle twist or directional change to accelerate towards an objective. You have a complex and nuanced question that will be difficult to answer in just the words and descriptions you offer here. Perhaps she is mad...
by bampf
Sun May 06, 2018 10:05 am
Forum: Personal Finance (Not Investing)
Topic: Resignation letter
Replies: 66
Views: 6658

Re: Resignation letter

I just explained to my wife that they could release her anytime regardless of the signatures or not. Do you think the company can hold her to the signatures and deny her of post employment entitlements? This usually depends on the state you are in, the type of post employment benefit and so forth. ...
by bampf
Sun May 06, 2018 9:43 am
Forum: Personal Finance (Not Investing)
Topic: Resignation letter
Replies: 66
Views: 6658

Re: Resignation letter

People can change their minds. There is no requirement to give any notice at all. The firm could set you free today with no ramifications. You could simply resign and walk out. The days of bonded servitude are gone. (Sorta). If the working conditions were untenable for me I would simply resign and l...
by bampf
Fri May 04, 2018 11:58 pm
Forum: Personal Finance (Not Investing)
Topic: Odd CA tax return
Replies: 8
Views: 785

Re: Odd CA tax return

I don't know, I would expect you would have got a letter with explanation either prior to the check or with it... But perhaps, unfortunately this: https://www.ftb.ca.gov/current/RefundError.shtml Beware of the Unexpected Tax Refund Windfall & Other Pitfalls: https://www.taxproblemattorneyblog.com/2...
by bampf
Fri May 04, 2018 10:54 pm
Forum: Personal Finance (Not Investing)
Topic: Odd CA tax return
Replies: 8
Views: 785

Odd CA tax return

Hi all, Puzzled and perhaps you have some advice. I filed and submitted my CA tax paperwork and I anticipated about $1K back. I got that and it was direct deposited into my account. Today I got check from CA for $67 and all it says is Tax Refund Account. It makes no sense to me and they suggested I ...
by bampf
Sun Apr 29, 2018 9:35 am
Forum: Personal Finance (Not Investing)
Topic: salary negotiation help please
Replies: 5
Views: 875

Re: salary negotiation help please

Tell them what you expect to make. In my experience, at the senior levels, you aren't really negotiating. You have a price tag. Explain it to them and make sure you are worth it. Be careful of too much skewed to the "when we go public" side of the equation, but, also recognize that that is a big par...
by bampf
Fri Apr 27, 2018 12:09 am
Forum: Personal Consumer Issues
Topic: DIY Desktop PC
Replies: 43
Views: 1942

Re: DIY Desktop PC

4. Mostly an average user, but do want to experiment with CUDA programming / ML etc 4. So I was with you right till you said that. CUDA is parallel processing intended for use on GPGPU (General Purpose computing on Graphical Processing Units). Nothing cheap about GPGPU processing, you do it because...
by bampf
Thu Apr 26, 2018 9:10 pm
Forum: Personal Consumer Issues
Topic: DIY Desktop PC
Replies: 43
Views: 1942

Re: DIY Desktop PC

Are you building it for the fun? To save Money? Not sure I understand why. Since it is your first time, do you intend to spend a lot of time tweaking the system? Why? 1. Building for fun/educational + reduce costs. 2. Not intending to buy SATA drives. Will reuse 12 year old drives for now. 3. Not l...
by bampf
Thu Apr 26, 2018 8:56 pm
Forum: Personal Consumer Issues
Topic: DIY Desktop PC
Replies: 43
Views: 1942

Re: DIY Desktop PC

RetiredAL wrote:
Thu Apr 26, 2018 6:51 pm
bampf

Two comments:

I'm not OP. I assume you meant this for OP.
by bampf
Thu Apr 26, 2018 6:09 pm
Forum: Personal Consumer Issues
Topic: DIY Desktop PC
Replies: 43
Views: 1942

Re: DIY Desktop PC

I build all my own computers. My current beast is a water cooled blah blah with a GTX 1080, 32GB RAM, 3 M2 NVME ssds (yes I have an extension) etc etc. Are you building it for the fun? To save Money? Not sure I understand why. Since it is your first time, do you intend to spend a lot of time tweakin...
by bampf
Tue Apr 17, 2018 3:18 pm
Forum: Personal Consumer Issues
Topic: PC laptops
Replies: 94
Views: 5025

Re: PC laptops

Now my iMac seems to be giving up the ghost. It's almost five years old and it's really slowing down. <snip> I mainly use my computers for web surfing and emailing. I don't need anything really fancy. I am all for refreshing technology when you need to. I have probably a dozen different computers l...
by bampf
Wed Apr 11, 2018 4:24 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 8003

Re: New faster DNS - 1.1.1.1 by CloudFlare

I agree Google or Cloudflare DNS are probably the way to go for most consumers. But if anyone is still concerned about relying on a 3rd party, you can actually resolve all of your queries without a public DNS server if you have the right router. With the default install of pfSense, you get a fantas...
by bampf
Wed Apr 11, 2018 12:43 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 8003

Re: New faster DNS - 1.1.1.1 by CloudFlare

When I enter vanguard.com in my browser, Comcast's DNS lookup returns IP address 192.175.191.200. I might disagree with my Comcast bill but I trust the IP address they return and the webpage I visit as a result of my browser receiving the IP address; I am happy to enter my username and password to ...
by bampf
Wed Apr 11, 2018 12:36 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 8003

Re: New faster DNS - 1.1.1.1 by CloudFlare

Last time I checked few years ago, Comcast was using Domain Name System Security Extensions (DNSSEC). If it is not good enough, IETF will develop a new set that ISPs will adopt. Comcast has about 25 million broadband subscribers, and I am glad to use their default ISP. Hopefully, I am not the only ...
by bampf
Tue Apr 10, 2018 10:50 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 8003

Re: New faster DNS - 1.1.1.1 by CloudFlare

So I will continue to use Comcast-DNS instead of a PopUp-DNS. For the same reason, I keep my investment with Vanguard and Fidelity instead of investing with Bernie Madoff even knowing that Madoff's rate of return is better than what I will get from index funds. So I trust large and well-known. This...
by bampf
Tue Apr 10, 2018 9:20 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 8003

Re: New faster DNS - 1.1.1.1 by CloudFlare

So I will continue to use Comcast-DNS instead of a PopUp-DNS. For the same reason, I keep my investment with Vanguard and Fidelity instead of investing with Bernie Madoff even knowing that Madoff's rate of return is better than what I will get from index funds. So I trust large and well-known. This...
by bampf
Tue Apr 10, 2018 2:51 pm
Forum: Investing - Theory, News & General
Topic: A thought exercise
Replies: 2
Views: 450

A thought exercise

Hi, As a thought exercise I decided to liquidate my portfolio late last week. Given the political uncertainty, jitters in the market, and risk of a global trade war I decided to take some money off the table. Recall this was a thought exercise, so I didn't actually do anything. I did write down what...
by bampf
Mon Apr 09, 2018 2:34 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 8003

Re: New faster DNS - 1.1.1.1 by CloudFlare

Sort of related to this is a neat project that allows you to block all ads on your home network. You just need a pretty inexpensive Raspberry Pi. https://pi-hole.net/ I run this at home on a pi and on an ubuntu server. Its pretty great, but, you have to be a geek. Also check out: https://adguard.co...
by bampf
Mon Apr 09, 2018 1:23 pm
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 8003

Re: New faster DNS - 1.1.1.1 by CloudFlare

Can any geeks here recommend a non-geeky web source (hopefully short read) to explain the ins and outs of this? I am also interested in the “Search Domains” option under “Configure DNS” settings. Should/could this be changed as well? FYI: if it makes a difference, I do 99% of web browsing on an iPa...
by bampf
Mon Apr 09, 2018 10:41 am
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 8003

Re: New faster DNS - 1.1.1.1 by CloudFlare

Cloudflare dns doesn't require you to install anything. If you want dns over tls, or dns over https, which windows does not natively support, you need to install a tool to allow that to work. The install guide on the cloudflare page just explains how to configure your machine to use cloudflare dns....
by bampf
Mon Apr 09, 2018 12:49 am
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 8003

Re: New faster DNS - 1.1.1.1 by CloudFlare

+1 on that. DNS is a very common attack vector. I would never put my machines at risk using this “free” service. Remember: if it purports to be free then YOU are the product. Are you saying you pay for your DNS service? Everyone I know uses free services like Google, OpenDNS, or quad nines. I think...
by bampf
Mon Apr 09, 2018 12:24 am
Forum: Personal Consumer Issues
Topic: New faster DNS - 1.1.1.1 by CloudFlare
Replies: 97
Views: 8003

Re: New faster DNS - 1.1.1.1 by CloudFlare

DNS stands for Domain Name Server (or service). Think of it a contact list on your cell phone. You used to remember phone numbers. Now you just click "Dad" or "Bob Jones". Those names still resolve to a phone number. This is exactly what a DNS does for computers. You type in "Bogleheads.org" and the...
by bampf
Sat Apr 07, 2018 11:40 am
Forum: Personal Consumer Issues
Topic: Finance only laptop? Can I use an old one?
Replies: 25
Views: 1742

Re: Finance only laptop? Can I use an old one?

Might consider a container for browsing if you are really paranoid about it...

https://www.linkedin.com/pulse/sandbox- ... -davidkov/
by bampf
Mon Apr 02, 2018 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: Career Move: Please convince me why I should not work in tech
Replies: 74
Views: 7312

Re: Career Move: Please convince me why I should not work in tech

OP,

You are missing out on Financials. Tier 1 banks are hiring data scientists at obscene rates. Monetize.

Regards,
bampf
by bampf
Sun Mar 25, 2018 4:33 pm
Forum: Personal Consumer Issues
Topic: Google Drive & iCloud Drive
Replies: 11
Views: 776

Re: Google Drive & iCloud Drive

Thanks for your response. That’s helpful. You obviously know more about security than I do. I have another question. Do you have any concerns about the cloud guys accidentally losing your data or misappropriating it? Not really. Can my data get lost? Sure. In the event that there is a catastrophic ...
by bampf
Sun Mar 25, 2018 4:23 pm
Forum: Personal Consumer Issues
Topic: Google Drive & iCloud Drive
Replies: 11
Views: 776

Re: Google Drive & iCloud Drive

I worked in security for one of the large cloud vendors for several years. Having seen what cloud vendors do to protect their assets, I have no doubt that cloud storage is more secure than your internet connected home computer. That doesn’t mean that you’ll never, ever get hacked in the cloud, but ...
by bampf
Sun Mar 25, 2018 3:34 pm
Forum: Personal Consumer Issues
Topic: Google Drive & iCloud Drive
Replies: 11
Views: 776

Re: Google Drive & iCloud Drive

I run a security appliance as a firewall at home. This is arguably one of the preeminent protection appliances that claims: "Includes multi-layered protection from known threats AND zero-day attacks using SandBlast Threat Emulation, SandBlast Threat Extraction, Antivirus, Anti-bot, IPS, App Control,...