Search found 207 matches

by bampf
Wed Jan 16, 2019 8:21 am
Forum: Investing - Help with Personal Investments
Topic: VOO Dividends--How to avoid double tax when wanting to spend them?
Replies: 14
Views: 639

Re: VOO Dividends--How to avoid double tax when wanting to spend them?

So the VOO Dividends don't automatically go back into the fund? I thought the appeal of VOO I've read about is that it reinvested dividends to avoid friction. Or did that mean they just offer a free DRIP in case the broker would charge? So basically VOO is like SPY or VTI...they pay cash dividend a...
by bampf
Fri Jan 04, 2019 11:06 am
Forum: Personal Finance (Not Investing)
Topic: Recent Engineering College Graduate can’t get job interviews, needs advice
Replies: 145
Views: 10822

Re: Recent Engineering College Graduate can’t get job interviews, needs advice

No, that's bad advice. As a career advisor specifically for engineers/STEM majors I assure you that for first/entry level jobs recruiters definitely expect to see a GPA and most use 3.0 as a cutoff score for first pass sorting. So for anyone reading who knows or perhaps is looking for his/her first...
by bampf
Thu Jan 03, 2019 7:13 pm
Forum: Personal Finance (Not Investing)
Topic: Recent Engineering College Graduate can’t get job interviews, needs advice
Replies: 145
Views: 10822

Re: Recent Engineering College Graduate can’t get job interviews, needs advice

Where does he live? What does he want to do? What talent does he bring? (Hard working, skilled in building software, loves industrial design blah blah). GPA matters if you want in through the university new hire programs at mega corp. If he just graduated, a lot of tier one mega corp can't hire him ...
by bampf
Thu Jan 03, 2019 5:57 am
Forum: Personal Finance (Not Investing)
Topic: Christmas Bonus: Etiquette
Replies: 47
Views: 7622

Re: Christmas Bonus: Etiquette

I give 35 people bonuses each year. This is money that they are given beyond expected pay. It comes straight out of my earnings. I received one thank you text, and one email, none in person. The lack of a response honestly makes me debate giving bonuses for Christmas in the future. I still will giv...
by bampf
Sat Dec 22, 2018 9:30 pm
Forum: Personal Consumer Issues
Topic: Stand up desks: Jarvis vs UpLift vs ?? (Help me shop)
Replies: 34
Views: 1710

Re: Stand up desks: Jarvis vs UpLift vs ?? (Help me shop)

I just purchased the Jarvis frame off Amazon. I use an Ikea conference table as my desk. Been wanting a sit/stand for a while. It took me about twenty minutes to install/build. I put it under my conference room table. Have it sitting right on the frame (I will likely screw the frame of the legs into...
by bampf
Mon Dec 17, 2018 8:38 am
Forum: Personal Consumer Issues
Topic: peloton fitness bike
Replies: 22
Views: 2566

Re: peloton fitness bike

Several earlier threads, here's one: https://www.bogleheads.org/forum/viewtopic.php?t=250381 Yeah, I think we beat it to death already in the thread stan1 posted. There are a few Peloton camps, so here's the TL;DR version to save you some time: 1) "real" cyclists hate Peloton and everything it stan...
by bampf
Mon Dec 10, 2018 6:37 am
Forum: Personal Consumer Issues
Topic: PC Build Suggestions
Replies: 39
Views: 3045

Re: PC Build Suggestions

I’m surprised people actually still do this. I used to build all mine up until about 2005 or so. Now I just buy off the shelf. Admittedly, with consoles taking over our house we don’t do much PC gaming anymore, but I would still think off the shelf would be good enough in the price range you are de...
by bampf
Thu Nov 29, 2018 10:23 am
Forum: Personal Consumer Issues
Topic: Need advice on finding a coder
Replies: 6
Views: 780

Re: Need advice on finding a coder

Not really sure how you could prevent it, one way or the other. Honestly, running a business is far harder than a few lines of code. Either you have some unique IP that is game changing (ie worth stealing) or you have relatively general IP that has use but isn't game changing. If it is unique, argua...
by bampf
Thu Sep 27, 2018 11:11 am
Forum: Personal Consumer Issues
Topic: cell phone plans--google fi?
Replies: 22
Views: 2041

Re: cell phone plans--google fi?

Have it. Have the Pixel II. Love it. Really really. Pay about $60 a month.
by bampf
Thu Sep 20, 2018 1:42 pm
Forum: Personal Finance (Not Investing)
Topic: Moving to Dallas, how to establish residency
Replies: 47
Views: 3045

Re: Moving to Dallas, how to establish residency

Official guide from the state of Texas https://www.dps.texas.gov/internetforms/Forms/DL-5.pdf I did this and I guess I would ask what is your issue that you are trying to solve for? If your company carries you on the roles as a Texas resident and you do normal things like get a license, establish a...
by bampf
Thu Sep 20, 2018 11:23 am
Forum: Personal Finance (Not Investing)
Topic: Moving to Dallas, how to establish residency
Replies: 47
Views: 3045

Re: Moving to Dallas, how to establish residency

Official guide from the state of Texas https://www.dps.texas.gov/internetforms/Forms/DL-5.pdf I did this and I guess I would ask what is your issue that you are trying to solve for? If your company carries you on the roles as a Texas resident and you do normal things like get a license, establish a...
by bampf
Sun Sep 16, 2018 9:16 am
Forum: Personal Finance (Not Investing)
Topic: If you're FI, or close to FI, are still fighting to climb the Corp. Ladder?
Replies: 118
Views: 11675

Re: If you're FI, or close to FI, are still fighting to climb the Corp. Ladder?

It was a success for me not because of the revenue and profit triple. It was a success for me because our team stays employed a few years longer. People matters. Corporate success is irrelevant. KlangFool Similar experiences. My biggest victories aren't around a product or sale but rather keeping r...
by bampf
Sat Sep 08, 2018 2:54 pm
Forum: Personal Consumer Issues
Topic: Can Sneakers go with Business Casual?
Replies: 172
Views: 8918

Re: Can Sneakers go with Business Casual?

I don't wear shorts to the office, but, I know people that do. If your office is concerned about the footwear you choose, get a new office. I generally prefer shoes (not sandals) and pants, but, I draw the line at anything more than that in terms of requirements. Your pants can't be full of holes.
by bampf
Thu Aug 30, 2018 12:45 pm
Forum: Personal Consumer Issues
Topic: Free alternatives to System Mechanic on PC...
Replies: 4
Views: 423

Re: Free alternatives to System Mechanic on PC...

Upgrade to Win10. A lot of tooling is built into win10 and it really doesn't require these 3rd party tools anylonger...
by bampf
Fri Aug 24, 2018 1:02 pm
Forum: Personal Consumer Issues
Topic: Is SSD PCIe storage suitable for a database?
Replies: 15
Views: 1090

Re: Is SSD PCIe storage suitable for a database?

rgs92 wrote:
Fri Aug 24, 2018 12:28 pm
Can't you just have cloud storage for all of this? It's only a few TB. Wouldn't access and transaction processing be fast enough for users?
That really depends on latency and a bunch of other things. People deploy dbs in the cloud all the time. The use case matters.
by bampf
Fri Aug 24, 2018 1:01 pm
Forum: Personal Consumer Issues
Topic: Is SSD PCIe storage suitable for a database?
Replies: 15
Views: 1090

Re: Is SSD PCIe storage suitable for a database?

I am hearing lots of conflicting advice from different consultants. Our mission critical application is a large (3TB) SQL database with about 150 simultaneous users. Our hardware vendor set up the database to live on mirrored datacenter grade Intel 4TB PCIe SSD drives. We have had some problems tha...
by bampf
Thu Aug 16, 2018 10:56 am
Forum: Personal Consumer Issues
Topic: Mail order pharmacy
Replies: 45
Views: 1822

Re: Mail order pharmacy

Now that I have to take meds every day, it would be nice to have them mailed to my house. My cat also has daily meds to take. If I could find a good mail order pharmacy it would save me standing in line every month. Can you suggest a good mail order pharmacy? Pillpack was recently acquired by Amazo...
by bampf
Thu Aug 16, 2018 9:55 am
Forum: Personal Consumer Issues
Topic: Sign - Speed checked by Radar
Replies: 41
Views: 3039

Re: Sign - Speed checked by Radar

Are speed limits relevant in the era of self driving vehicles?
by bampf
Tue Aug 14, 2018 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: Almost 30 - Check In
Replies: 33
Views: 4022

Re: Almost 30 - Check In

A $15,000 ring is insane given your current financial situation. Insane. Do not buy a $15,000 ring. I know you love your girlfriend. Like, a lot. I get it. But $15,000 is far too much to spend. It constitutes 30% of your yearly take home pay. That's too much. I spent $600 on the ring I gave my wife...
by bampf
Mon Aug 13, 2018 6:25 am
Forum: Personal Consumer Issues
Topic: Should I Do This? [borrow from relative to pay off loan]
Replies: 55
Views: 3226

Re: Should I Do This? [borrow from relative to pay off loan]

I'm sort of in the same situation but the other way around. It is a real stressor on me to see my family members tossing away their money by paying stupid high interest rates or credit card debt. For me, the $15K would be irrelevant in the long run. I would do this to help the other person out with ...
by bampf
Sat Aug 11, 2018 10:22 pm
Forum: Personal Consumer Issues
Topic: Foscam Security Camera ( wire-free/IP )
Replies: 5
Views: 584

Re: Foscam Security Camera ( wire-free/IP )

I have used foscam, samsung, a couple of others. All ended up being crap in the long run. I am pretty much a nest cam fan boy right now. About ten minutes to set up, brilliant. Have several and will have several more. Quite good.
by bampf
Sat Aug 11, 2018 3:06 am
Forum: Investing - Help with Personal Investments
Topic: Preparing for a bear market
Replies: 43
Views: 5557

Re: Preparing for a bear market

What's the alternative? Cash in a box at the foot of your bed? Wumpum? IF you aren't happy with equities because of the risk and you are not happy with bonds because of the risk, you have very few investment vehicles. Cash. CDs. Real Estate (lot of work right there). Suppose you could buy gold from ...
by bampf
Fri Aug 10, 2018 9:06 am
Forum: Personal Consumer Issues
Topic: Should I Buy a Tablet?
Replies: 16
Views: 1442

Re: Should I Buy a Tablet?

Yes..
by bampf
Thu Aug 09, 2018 9:53 pm
Forum: Personal Finance (Not Investing)
Topic: Will you pay for your kids' college/graduate education?
Replies: 366
Views: 16354

Re: Will you pay for your kids' college/graduate education?

ad. Pious words like "duty" and "stewardship" sound good but the view of college as only worth it when it is a direct route to a clearly discernible career path, shortchanges both our kids and what colleges have to offer. I think we have a duty to help our kids find meaning and passion in life not ...
by bampf
Thu Aug 09, 2018 1:40 pm
Forum: Personal Finance (Not Investing)
Topic: Will you pay for your kids' college/graduate education?
Replies: 366
Views: 16354

Re: Will you pay for your kids' college/graduate education?

<<(in-state tuition + living expenses) times 4 yrs for each kid.>> Let's call this amount as X. If your net worth excluding the house at the time that when your kid goes to college is X, would you do it? How about 0.25X? How about 2X? I don't understand how anybody's answer to that question could b...
by bampf
Thu Aug 09, 2018 11:23 am
Forum: Personal Finance (Not Investing)
Topic: Help to evaluate Job Offer
Replies: 27
Views: 1988

Re: Help to evaluate Job Offer

Current Employer: Large well known bank (Top 5) 96K Base Salary plus 10% Bonus 4 Weeks of Vacation Time VP Level Job Offer: Small Bank 100K Base Salary plus 10% Bonus 3 Weeks of Vacation Time AVP Level As far as 401K and health insurance plans, there are no big differences between the two companies...
by bampf
Thu Aug 09, 2018 8:09 am
Forum: Personal Finance (Not Investing)
Topic: Ask for extension or turn down job offer?
Replies: 22
Views: 1519

Re: Ask for extension or turn down job offer?

This is pretty standard hiring tactics. Presumably there are quite a few in the cohort and it is less about the individual hiring manager and more about the corp process. I don't know of any blacklists although perhaps the company he turns down wouldn't hire him again. If he can see working there, t...
by bampf
Tue Aug 07, 2018 11:55 am
Forum: Personal Consumer Issues
Topic: Grind and Brew Coffee Makers - worth it?
Replies: 39
Views: 3553

Re: Grind and Brew Coffee Makers - worth it?

Jura Capressa S9. Worth every penny and then some.
by bampf
Mon Aug 06, 2018 7:54 pm
Forum: Personal Finance (Not Investing)
Topic: Will you pay for your kids' college/graduate education?
Replies: 366
Views: 16354

Re: Will you pay for your kids' college/graduate education?

And, I am not funding a french romantic literature degree. STEM or something marketable. Not saying they can't go get that, but, thats on them if they want it. I took a different approach and told my daughters to follow their hearts and not just their heads. My younger daughter has a PhD in the hum...
by bampf
Mon Aug 06, 2018 8:05 am
Forum: Personal Finance (Not Investing)
Topic: "Skin in the game"
Replies: 105
Views: 7584

Re: "Skin in the game"

why are so many assuming skin in the game has to mean debt? How about the student works summers and the majority of that money goes to tuition. That is skin in the game...their hard earned money. Exactly. In fact I think debt is the wrong thing. Its fine if it is your only option, but, in general d...
by bampf
Sun Aug 05, 2018 6:05 pm
Forum: Personal Finance (Not Investing)
Topic: Will you pay for your kids' college/graduate education?
Replies: 366
Views: 16354

Re: Will you pay for your kids' college/graduate education?

I have read many posts by parents who feel strongly about their college student having "skin in the game." Where I am puzzled is why would a student suddenly need a dose of reality when they go to college? Why is their drive, initiative, work ethic, scholarship, etc. unknown by their parents? Have ...
by bampf
Sat Aug 04, 2018 10:07 pm
Forum: Personal Finance (Not Investing)
Topic: Will you pay for your kids' college/graduate education?
Replies: 366
Views: 16354

Re: Will you pay for your kids' college/graduate education?

A few lessons: 1) It's important to emphasize that academics require work and focus. 2) It's important to gear your education to some real world outcome, namely, being able to make a good living doing something meaningful. 3) It's important to have some skin in the game. 4) It's important to have p...
by bampf
Sat Aug 04, 2018 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: Will you pay for your kids' college/graduate education?
Replies: 366
Views: 16354

Re: Will you pay for your kids' college/graduate education?

We will pay for 4 years at the top state school including room and board. Out of state would be fine as well, but funding level stays the same. Tuition is about $15K and dorm life is about $15K. Kids will pay for books and extra curriculars (football games and beer or whatever). If they want to move...
by bampf
Mon Jul 30, 2018 6:24 pm
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 90
Views: 12008

Re: Peloton spin bike worth the high cost?

Top posting again. Wow. So much to unpack. (EDIT: To be fair, maybe it isn’t you pushing Zwift and I have conflated your post with someone else. If so, i’m Sorry and I’m still moving on.) You suggest people do the peloton thing because social media. I’m saying, not for me and I suspect others. You k...
by bampf
Mon Jul 30, 2018 8:26 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 90
Views: 12008

Re: Peloton spin bike worth the high cost?

Can’t you just get a regular bike a rig an iPad and use YouTube spin classes for free? Yes, of course. You can also just run and use a jump rope. If you like to spin, this is a good approximation of a spin class. The instructor will shout out and congratulate you on your 100th ride, maybe comment y...
by bampf
Mon Jul 30, 2018 1:15 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 90
Views: 12008

Re: Peloton spin bike worth the high cost?

Likelihood that someone finds practicing yoga in a third world setting attractive? Not very high. Likelihood that someone is drawn to practicing yoga with a glossy shoot done in a well-lit post industrial loft, in the company of the lithe and limber? Much higher. Same thing is going on here. YMCA h...
by bampf
Sat Jul 28, 2018 9:29 am
Forum: Personal Consumer Issues
Topic: Peloton spin bike worth the high cost?
Replies: 90
Views: 12008

Re: Peloton spin bike worth the high cost?

Top quoting cause oh my god that's a lot of text...WRT to your post: Or, you know, it could be because I like it, I like having it in my basement and it causes me to move my butt on a regular bases. Just saying. Other option for cyclists like myself is a Smart Trainer and the Zwift platform app. I h...
by bampf
Wed Jul 25, 2018 10:44 am
Forum: Personal Consumer Issues
Topic: Son Hurt at Summer Camp
Replies: 65
Views: 8303

Re: Son Hurt at Summer Camp

Your son is entitled to be made whole if someone else injures him, either intentionally or through stupidity. It sounds like stupidity might be at play here. Opinions to the contrary are not based in logic or reason. They are just strongly held beliefs. They don’t help you. Only you can decide what...
by bampf
Tue Jul 24, 2018 11:10 am
Forum: Personal Consumer Issues
Topic: Son Hurt at Summer Camp
Replies: 65
Views: 8303

Re: Son Hurt at Summer Camp

I am puzzled by the approach that says "my son lost his balance and fell, how much money can I get?". I am being a touch hyperbolic on purpose, but we always complain about the cost of services. (Med, Ins, etc) This is one of the things that drive that sort of expense. I guess I would say "my kid l...
by bampf
Tue Jul 24, 2018 9:49 am
Forum: Personal Consumer Issues
Topic: Son Hurt at Summer Camp
Replies: 65
Views: 8303

Re: Son Hurt at Summer Camp

I am puzzled by the approach that says "my son lost his balance and fell, how much money can I get?". I am being a touch hyperbolic on purpose, but we always complain about the cost of services. (Med, Ins, etc) This is one of the things that drive that sort of expense. I guess I would say "my kid l...
by bampf
Tue Jul 24, 2018 9:34 am
Forum: Personal Consumer Issues
Topic: Son Hurt at Summer Camp
Replies: 65
Views: 8303

Re: Son Hurt at Summer Camp

I am puzzled by the approach that says "my son lost his balance and fell, how much money can I get?". I am being a touch hyperbolic on purpose, but we always complain about the cost of services. (Med, Ins, etc) This is one of the things that drive that sort of expense. I guess I would say "my kid lo...
by bampf
Fri Jul 20, 2018 2:00 pm
Forum: Personal Finance (Not Investing)
Topic: Is my umbrella policy over priced?
Replies: 20
Views: 1793

Re: Is my umbrella policy over priced?

$2m umbrella, 800 every six months, 2 teenage drivers.
by bampf
Wed Jul 18, 2018 4:14 pm
Forum: Investing - Help with Personal Investments
Topic: Help with Current Situation
Replies: 10
Views: 1008

Re: Help with Current Situation

Im with the other posters on this thread. Its not a lot of money. Personally I would roll it over to Vanguard and convert to a ROTH and invest it all in VTI. Then I would forget about it for a very long time.
by bampf
Wed Jul 18, 2018 12:37 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone experienced landlords here? Caught some of my tenants renting out rooms. Anything I should do?
Replies: 33
Views: 6197

Re: Anyone experienced landlords here? Caught some of my tenants renting out rooms. Anything I should do?

Two parts: First, if the lease doesn’t have the favorable landlord clauses mentioned above (sublets, number of guests, duration of stay, etc.), have coffee with your property manager and ask point blank what you’re paying for. PPMs are a dime a dozen (a subtle pun) ... don’t hesitate to remove a po...
by bampf
Mon Jul 16, 2018 7:03 pm
Forum: Personal Consumer Issues
Topic: Advice on IT Certification program
Replies: 93
Views: 4749

Re: Advice on IT Certification program

You are working for the wrong firm. And you just said in a previous post its basic economics. I pay something like $150FTE for medium cost are with 10 years or so of experience. In the Bay area I pay north of $200K which is very low for the bay, but, it is what it is. Students start out at about $6...
by bampf
Mon Jul 16, 2018 6:51 pm
Forum: Personal Consumer Issues
Topic: Advice on IT Certification program
Replies: 93
Views: 4749

Re: Advice on IT Certification program

A really good engineer or IT person is rare to find. You can train some people to a basic level but there is a level of intelligence, problem solving skills, tenacity you can't train. No amount of money or training will help at the advanced level. rich126, There is a bigger picture question here. W...
by bampf
Mon Jul 16, 2018 4:53 pm
Forum: Personal Consumer Issues
Topic: Advice on IT Certification program
Replies: 93
Views: 4749

Re: Advice on IT Certification program

Folks, in my experience, the biggest risk to technology right now is a complete lack of emerging talent in many many areas. The old folks are getting out. The new generation is driving snapchat and literally has no idea how technologies work. Yes, my experience is anecdotal. However, I have a real ...
by bampf
Mon Jul 16, 2018 2:58 pm
Forum: Personal Consumer Issues
Topic: Did I get ripoff by this car mechanic?
Replies: 37
Views: 4124

Re: Did I get ripoff by this car mechanic?

Car threw a code, needed software update. Dealership charged $187. It was not 1.5 hours work, but they charge $110 for the connection and finding the TSB, then another 1/2 hour for the labor to apply the software update. This was OUT of warranty, in warranty it would have been covered. I have to cr...
by bampf
Mon Jul 16, 2018 2:25 pm
Forum: Personal Consumer Issues
Topic: Did I get ripoff by this car mechanic?
Replies: 37
Views: 4124

Re: Did I get ripoff by this car mechanic?

Car threw a code, needed software update. Dealership charged $187. It was not 1.5 hours work, but they charge $110 for the connection and finding the TSB, then another 1/2 hour for the labor to apply the software update. This was OUT of warranty, in warranty it would have been covered. I have to cr...
by bampf
Mon Jul 16, 2018 1:57 pm
Forum: Personal Consumer Issues
Topic: Did I get ripoff by this car mechanic?
Replies: 37
Views: 4124

Re: Did I get ripoff by this car mechanic?

Car threw a code, needed software update. Dealership charged $187. It was not 1.5 hours work, but they charge $110 for the connection and finding the TSB, then another 1/2 hour for the labor to apply the software update. This was OUT of warranty, in warranty it would have been covered. I have to cr...