Search found 16 matches

by RobertD
Sun Mar 10, 2019 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo-Tax for Business Question
Replies: 3
Views: 347

Re: Turbo-Tax for Business Question

You could choose to just go to the Forms view directly to enter data. However you'll likely run into issues with the TT return check process. In a similar situation a large number of years ago, I decided to go through the interview steps and then compare what I did in TT-business vs what the account...
by RobertD
Thu Feb 28, 2019 10:52 am
Forum: Investing - Theory, News & General
Topic: Vanguard is Discontinuing their VanguardAdvantage Accounts
Replies: 631
Views: 67548

Re: Discontinuing VanguardAdvantage Accounts

I haven't received the notice yet for my VanguardAdvantage account. I will be equally frustrated as having bill payment out of an account that sweeps to the Vanguard Federal Money Market Fund is the most convenient way to earn that money market yield on monthly cash flow items as long as you have fl...
by RobertD
Tue Jan 22, 2019 3:56 pm
Forum: Personal Finance (Not Investing)
Topic: Make SEP IRA contribution at beginning of year?
Replies: 5
Views: 334

Re: Make SEP IRA contribution at beginning of year?

I make contributions about every 2 months throughout the year based on revenue received and worst case cash flow projections. Unless clearly exceeding the contribution limit for the year, the final contribution for a tax year is then made in march before the form 1065 is filed after the previous yea...
by RobertD
Wed Jan 09, 2019 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity vs. Lively HSA
Replies: 15
Views: 4422

Re: Fidelity vs. Lively HSA

I use Lively and have my HSA balance 100% invested in stocks at TDA. The fee through last year was $30/year and it's now down to just $0 starting in 2019 for the usage of the TDA investment account. I like Lively's feature to record each medical expense and upload receipts now for future reimburseme...
by RobertD
Fri Nov 30, 2018 2:00 pm
Forum: Personal Finance (Not Investing)
Topic: I'm so CHEAP! Don't think it is healthy.
Replies: 36
Views: 7194

Re: I'm so CHEAP! Don't think it is healthy.

Don't think of it as being cheap, think of it as living the lifestyle you want to live. I agree with the pay off the car loan first suggestion. It's not a 0% loan. Use the goal as a motivation of something that gives you positive feedback to work towards and save towards each week. So don't think of...
by RobertD
Fri Nov 30, 2018 1:39 pm
Forum: Personal Finance (Not Investing)
Topic: Federal employees - Delta Dental insurance
Replies: 11
Views: 1194

Re: Federal employees - Delta Dental insurance

I can provide experience with Delta Dental's Premium Plan individual policy. Not sure how the specific coverages differs from the Federal employee offering but I can at least comment on Delta Dental experiences. I started with Delta Dental for individual family policy in 2018 after my previous provi...
by RobertD
Fri Nov 30, 2018 1:08 pm
Forum: Personal Consumer Issues
Topic: How do Bogleheads justify taking vacation?
Replies: 102
Views: 5215

Re: How do Bogleheads justify taking vacation?

I'd suggest you do whatever gives you the most joy and keeps you on your long-term plan. Don't keep up with the Jones's or someone else's advice of how you *need* to take a vacation if it's not giving you true joy. In my 20's, I really enjoyed my industry and what I was working on. I preferred to bi...
by RobertD
Sun Nov 04, 2018 10:05 pm
Forum: Personal Consumer Issues
Topic: Engineering school
Replies: 83
Views: 7983

Re: Engineering school

As an electrical engineer with experience recruiting, I'd suggest that you look at which school you can get the best funding from in the specialty you want to work or accept the specialty with the funding. There are a number of EE specialties that have industry-funded scholarship / fellowship option...
by RobertD
Mon Oct 29, 2018 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: Should I co-sign for relative?
Replies: 103
Views: 5703

Re: Should I co-sign for relative?

Definitely no. I did something similar, didn't pay attention until I got a credit alert on my credit monitoring service that the account went 90 days delinquent. Ended up having to pay it off myself and ruined a relationship because of it and how it was handled. Wish I could go back in time and just...
by RobertD
Mon Oct 29, 2018 5:05 pm
Forum: Personal Consumer Issues
Topic: People with older car, share your unusual repairs
Replies: 84
Views: 5725

Re: People with older car, share your unusual repairs

2002 Subaru WRX, 193k mileage, synthetic oil changes every ~ 6 month since the start timed with winter/summer rim changeout. Keep having to splice a wire to one of my fog lights because rodents have chewed through it a few times now. For some reason they only chew the right side fog light wire and n...
by RobertD
Wed Sep 12, 2018 8:51 pm
Forum: Personal Consumer Issues
Topic: Buying a house 1 mile away from a municipal landfill
Replies: 43
Views: 7529

Re: Buying a house 1 mile away from a municipal landfill

Interesting dilemma. I grew up about 1.5 miles from a regional landfill that was on a nearby hill at around the same elevation but with no direct roads between the hills. Could see the trucks dumping their loads pretty clearly by walking up the street for a view. I don't remember any smell issues ex...
by RobertD
Thu May 17, 2018 11:13 pm
Forum: Personal Consumer Issues
Topic: 2018 Yellowstone Trip advice needed
Replies: 20
Views: 2022

Re: 2018 Yellowstone Trip advice needed

During a September visit a couple of years ago, we were surprised how large the daytime tourist crowds were versus prior visits. e.g. so busy you could not make your way around boardwalks and get past people. We switched our schedule to get out much earlier than usual for us and had some of our best...
by RobertD
Tue Mar 27, 2018 8:48 am
Forum: Investing - Theory, News & General
Topic: [Vanguard sends out erroneous "not enough money in settlement fund" notice]
Replies: 94
Views: 8917

Re: Vanguard "system issue" 3/27/18

I called and just got the same system issue story from my Vanguard rep after getting the email alert "You don't have enough money to pay for a recent trade" on 3 of my accounts. My account balances on the homepage were completely off also which got my immediate attention for potential fraud but they...
by RobertD
Wed Mar 07, 2018 12:32 am
Forum: Personal Investments
Topic: Should people with HSA pay all medical expenses without it?
Replies: 23
Views: 3468

Re: Should people with HSA pay all medical expenses without it?

I maintain a spreadsheet ledger and backed-up gdrive folder of all HSA qualified expense receipts. Starting today, my HSA provider Lively implemented something I've been asking them for which is the capability to enter receipt details now along with an upload of the receipt image to be able to selec...
by RobertD
Tue Mar 06, 2018 11:10 pm
Forum: Personal Consumer Issues
Topic: Google calendar alerts (using chrome browser on pc) working differently
Replies: 5
Views: 1070

Re: Google calendar alerts (using chrome browser on pc) working differently

I had the same issue. Found this workaround fixed it for my calendar in Chrome so I get the pop-ups again like I used to even when the calendar tab is just another tab that I am not on. https://productforums.google.com/forum/#!topic/calendar/b6AJ3PdQs_k;context-place=topicsearchin/calendar/interrupt...
by RobertD
Thu Feb 22, 2018 2:53 pm
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 588
Views: 51231

Re: What UN-frugal thing do you do?

I splurge on roses or other cut flowers during my almost weekly trips through Costco for cheap fresh produce. The spouse loves them and I like having them around the house too in various vases. It's an extravagant splurge and I even have a quicken category for it when recording the receipt so it doe...