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LawyersGunsAndMoney

The Brother monochrome laser printers are where its at. However - spend the extra $10 or whatever for the wireless one. I'm consistently reminded of the downsides of not doing so every time I have to plug into my laptop to print.

LawyersGunsAndMoney

Get a big saucier (that can go in oven), a cast iron skillet, and a sous vide cooker attachment. You don't need a slow cooker - you can use the le cruset in the oven (which I do and personaly trust far more than leaving an $85 piece of equipment on all day on my countertop). And avoid anything else ...

LawyersGunsAndMoney

Portofino Bay, Express Passes, and Club Lounge is the way to go.

I'm also a huge fan of Halloween Horror Nights @ the park. Tremendous experience.

LawyersGunsAndMoney

Yes, I believe that is correct OP. If you offer an HDHP with no employer-provided HSA, employees can contribute with after-tax dollars and then deduct them from their taxes when filing. This is a bit different from them contributing pre-tax dollars directly from payroll into HSA if you had an employ...

LawyersGunsAndMoney

Make sure you are prepared for a wait. I started the transfer process to Fidelity over 3 weeks ago from Benefit Wallet and it is still not complete. I believe the delay is only on the Benefit Wallet side. BenefitWallet to Fidelity took forever for me. Also FYI, if you're using BW for pre-tax employ...

LawyersGunsAndMoney

Pre-arrange a large SUV with Carmel or Groundlink (both have apps and #s). Or alternately use UberXL.

If you only have 3 people a large SUV/XL with an extra row of seats should be enough to accomodate that kind of luggage.

The actual Sprinter Vans are quite expensive.

LawyersGunsAndMoney

Meermin is probably the best bang for your buck out there. Best combination of style and quality (all-leather components, stacked leather heels and full leather midsoles) w/Goodyear Welt for under $200. Also a note on shoe tress - you only need 1 set of Cedar shoe trees, the others can be the much c...

LawyersGunsAndMoney

Buying a famous Old Maters piece because you're an ultra-rich person who wants to "safely" park money, potentially turn a profit down the road, and reap the social dividend of owning a notable art collection is a very different proposition than the average Boglehead diving into art specula...

LawyersGunsAndMoney

It really depends on the circumstances of your initial notice and the terms of your counter-offer. If you attemped to give notice because of a great opportunity elsewhere, and they counter-offered because you're a valuable member of the team and retaining you is critical to the business - then there...

LawyersGunsAndMoney

sergio wrote: ↑Thu Sep 05, 2019 12:51 pm
The nondiscrimination testing is what made it a no-go for our small company.

Yup. Nondiscrimination testing will make this a no-go for many companies.

LawyersGunsAndMoney

Their Down Sweater is my favorite jacket for fall/winter and I own too many jackets.

Highly recommend.

LawyersGunsAndMoney

As a seller I've learned to just advertise things I want to get rid of as "free" instead of trying to get $10 or $20 for them. The people who come to pick up free stuff almost always take it. The people who are interested in $10 or $20 items often have weird demands, or will do stuff like ...

LawyersGunsAndMoney

123 wrote: ↑Sat Aug 24, 2019 2:36 pm Two thoughts:

I suspect they are already maxed out on credit card debt and every other kind of commercial debt they could get.

Don't forget recurring bouts of cancer debt!

LawyersGunsAndMoney

I would recommend that she: 1. Make sure that documentation of all of this stuff is in her own posession - and would probably do so by PDF'ing email records and transfering them to a usb drive. Probably better than forwarding them to her personal email - because depending on company rules and who ru...

LawyersGunsAndMoney

I am not sure why the constant dealership disrespect on this board. I've been in the automotive repair business for almost 40 years and worked at, or with, several types of repair facilities. By far, the best trained, the highest credentialed, and most ethical have been dealership technicians. The ...

LawyersGunsAndMoney

I tried to add it in when my SMB (12 employees) switched providers a few years back. Was told by our financial advisor and TPA that we'd never pass compliance testing if we did so.

I regret not pushing them for a more detailed answer.

LawyersGunsAndMoney

Why is this better than aluminum foil?

LawyersGunsAndMoney

I'm 6'5" - currently drive an old 2002 Lexus RX300 that has plenty of room. Prior to that I had a 1996 4-Runner which, despite having ample legroom, had the most uncomfortable seat that I've ever experienced anywhere (including cars, budget airlines, wooden benches, and amusement park rides). T...

LawyersGunsAndMoney

mindgap wrote: ↑Sun Jul 07, 2019 12:19 pm Get a Toyota Camry.
Pay Cash.
Done.

Will make this easier.

Buy a Toyota.
Pay Cash.
Done.

LawyersGunsAndMoney

It doesn't sound like he much cares to discuss or debate this with you, nor has he asked you for money. He is an adult, and you say that your relationship with him is great in many other regards. Life is short, and grown-ups need to learn (or not!) their own lessons. That's why they're grown-ups. Bu...

LawyersGunsAndMoney

Telling tenants they're responsible for drain clogages is the best way to ensure that all of your tenants use Drain-O (or worse) on the plumbing system.

Though in a condo building you may not care as much.

LawyersGunsAndMoney

Authorized users on Chase cards have the exact same credit card numbers and there is no way to easily distinguish between one user's spending and anothers. You literally have to look at every transaction. Authorized users do get Priority Pass membership (not very useful, IMO) but they do not get the...

LawyersGunsAndMoney

I've switched back and forth between Spectrum and Fios probably 5x over my last 9 years in NYC. Sometimes when you get kicked to the retention team before cancelling they will give you a rate that's coparable to a new customer rate, other times I've canceled and switched, then switched back after a ...

LawyersGunsAndMoney

Many replies here have listed lower-calorie beers that are average-high in carbs. I would suggest looking at this list for some low-carb beers that actually taste OK: https://www.delish.com/food/g26987069/low-carb-beer/ I'm a beer lover that has been on Keto/Low Carb for the past 3 years. Among the ...

LawyersGunsAndMoney

Keep it simple and broad for a gen pop audience. Save the advanced Bogleheads stuff for those who are really interested. Don't go into extreme debt for a college education Don't marry the wrong person Don't buy new cars you can't afford Don't buy more house than you can safely afford That'll literal...

LawyersGunsAndMoney

Late to the discussion here - but have bought DW several Cartier pieces including the new nail bracelet while traveling in Paris this past spring. Your best bet will be to buy new, in-store. You can probably save a few bucks (maybe $800-1k tops) buying pre-owned, but a lot of them are pretty well-wo...

LawyersGunsAndMoney

I wear an insanely comfortable pair of jeans, t-shirt, and a cashmere hoody that I use almost exclusively for flying. I also have a pair of cashmere socks that I wear on-flight since I have large feet and neither the socks nor sandals provided in Business/First on most airlines will fit me. It's not...

LawyersGunsAndMoney

Thanks for all the replies. In the end we just decided to act normally without offering more. We were offered the rental, so it worked out. This was probably due to a combination of our current landlord reaching out to the new one, our turnaround time on the application of less than 24 hours and a ...

LawyersGunsAndMoney

Most are looking at this as live at home vs. rent in a HCOL area, but I do think that the full-time vs. contractor aspect of each job also merits some thought. Benefits have actual value - so if salary is the same, it is likely that the full-time position is a better offer. Additionally, will contra...

LawyersGunsAndMoney

Any halfway decent router will support VPN, you just have to subscribe to a VPN (I use Private Internet Access) and follow instructions for how to access the router's setup portal and make the adjustment. Honestly, it is much easier to just use VPN software on your computer and be mindful of connect...

LawyersGunsAndMoney

We have a client that requires $5MM in Professional Liability insurance to the tune of about $16,000/year. We do brand strategy consulting.

LawyersGunsAndMoney

Sorry, but a pretty graphical UI doesn't come close to justifying what is essentially a free sales tool for Personal Capital's financial advisors.

LawyersGunsAndMoney

If your child is into organized sports, you might consider having him/her explore options for refereeing youth league games on weekends, or working at local youth sports camps during the summer. I was a state ceritfied soccer referee in the late 1990s when I was in HS, and would routinely get paid $...

LawyersGunsAndMoney

The question itself would not be inherently problematic if we, in America, did a better job of actually educating young people on the skills and requisites needed to enter different lines of work, and provided actual career paths for people. Instead we have guidance counselors, generalized curricula...

LawyersGunsAndMoney

I have a tattoo on my back left shoulder that I got when I was in my 20s gallivanting around Europe on study abroad. I don't regret it, and frankly the "normalization" of body art in recent years has led me to consider getting another...though I likely won't do so as the "canvas"...

LawyersGunsAndMoney

I do think there's something to be said for a company/card that has an OK cash back structure, no fees, below-average interest, and what I assume will be a very cool, helpful, and intuitive system to track financial health and spending. Most of the industry that's centered around maximizing rewards ...

LawyersGunsAndMoney

You will likely want to avoid transfering all of your funds to Fidelity via a trustee-to-trustee transfer. I recently did this and my legacy HSA provider (benefit wallet) automatically closed my account. As a result I now have to fill out paperwork (including a notary stamp) to have my account re-op...

LawyersGunsAndMoney

Your best bet is all-black trail runners - by Nike, Adidas, or Salomon. Many of us prefer trail runners to hiking shoes or boots for comfort and versatility on hikes (assuming you're not carrying heavy packs or hiking in wet/snowy weather). And given the current state of sneaker fashion - you can ea...

LawyersGunsAndMoney

If the Instant Pot isn't saving you time, then you're not really using it to make dishes that take advantage of the pressure cooker function. I meal-prep large batches of chicken tinga in 20 minutes (12 minutes of cook time) that would take literally an entire day if not using a pressure cooker. I u...

LawyersGunsAndMoney

I was in Paris 2 weeks ago, it was fine. Protests are generally only on weekends and typically Saturdays. Sometimes they're violent (as they were last weekend) sometimes less so. Protests are usually centered around Champs Elysees, Eiffel Tower, and Republique. But there is beefed up police prescene...

LawyersGunsAndMoney

I have had them for my renters insurance, my wife's engagement ring, and other valuable items coverage for about 8 years now. No claims, but I have found them to be generally good and attentive though their online interface leaves a bit to be desired (as do many insurance companies). My feeling with...

LawyersGunsAndMoney

Renting will be more difficult than without a pitbull or a dog alltogether, but still do-able. Your best bet is to rent from private landlords (rather than large complexes run by leasing companies). I would suggest being very upfront about it all - so that you don't waste your time (and the landlord...

LawyersGunsAndMoney

"I picked up a few things we needed from the big box store"

This article feels like it was written by a Robo-Advisor.

LawyersGunsAndMoney

I was very dumb, but also fortunate to start investing in late 2008-early 2009 when I first became 401k eligible (I was in my 20s). Prior to that, I had worked for a few years and put money into a TradIRA with Fidelity. Because I was a dumb kid, I didn't know that you had to actually choose mutual f...

LawyersGunsAndMoney

I don't know how others whose bonuses are a majority/significant part of their compensation do it - but I always just have witholding adjusted on my bonus in the time period between finding out the exact number and the bonus hits the bank account. If you don't - you will have a big tax bill and will...

LawyersGunsAndMoney

One of the big problems we face as a society and a not-insignificant cause of the "retirement savings crisis" is the fact that working into your 70s might be fine for some white-collar/office work type folks. It most cases it doesn't work for blue-collar types who rely on physical labor to...

LawyersGunsAndMoney

Negotiating with corporate owner/leasing offices is different than individual human landlords. Assuming the complex lists prices for vacancies online, I would leverage this information and also negotiate with the decision-makers, who are clearly not the community managers you've spoken to. DW and I ...

LawyersGunsAndMoney

Keep it short and have something to say. Would avoid trying to be funny. Better to be heartfelt instead. Leave out all of the stuff about the venue's anniversary or you sharing the same month anniversary as your parents. It's too cute by half and not great material. Thank everyone for coming. Remark...

LawyersGunsAndMoney

Your plans are pretty good. There is also a kids museum at Port DIscovery, Inner Harbor. Lived in Baltimore for 6 yeras. The problem with the city for pedestrian tourists is that the "nice" and dangerous neighborhoods aren't well separated. Pockets of good next to pockets of really really ...

LawyersGunsAndMoney

Yes. I occasionally dabble into a stream of thought where I muse at how absurd and radical it is that we've taught ourselves that companies should put shareholders interests first (before employees, the communities they exist in, or society) - but find some solace in the notion that I exist on both ...

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