Search found 27 matches

by Niemanterry
Sun Aug 26, 2018 11:48 am
Forum: Personal Finance (Not Investing)
Topic: How do you calculate net worth with pensions?
Replies: 105
Views: 7406

Re: How do you calculate net worth with pensions?

I propose a new term...Net Wealth... includes the value of any pensions or income streams, plus the value of assets. Now as to the calculation...
by Niemanterry
Wed Aug 22, 2018 8:42 pm
Forum: Personal Consumer Issues
Topic: Programming new Toyota Camry (2007) key/fob
Replies: 10
Views: 2090

Re: Programming new Toyota Camry (2007) key/fob

Been a few years, but bought mine new replacement one on ebay , worked/looked like original.
1/2 cost of dealership.
by Niemanterry
Sun Aug 19, 2018 11:50 am
Forum: Personal Investments
Topic: Elderly Relative Short on Money
Replies: 98
Views: 9339

Re: Elderly Relative Short on Money

Suggest a “Golden Girls” room mate, and a part time job.
by Niemanterry
Fri Aug 17, 2018 10:48 am
Forum: Personal Consumer Issues
Topic: Tipping lawn service and trash pickup
Replies: 48
Views: 4470

Re: Tipping lawn service and trash pickup

I have given trash haulers 1/2 pint each. Coupleof weeks before clearing out house and moving. They would have and did haul an aircraft carrier amount of stuff off for me.
by Niemanterry
Fri Aug 17, 2018 10:36 am
Forum: Personal Consumer Issues
Topic: Lock Suitcases on International Flight or Not?
Replies: 32
Views: 2917

Re: Lock Suitcases on International Flight or Not?

I second the use of zip ties. Used to travel to sketchy places with several $ worth of scuba gear. Going to a dive location with expensive gear is like having money dribble out of your pockets, easily pawned gear-6-12 months of income. Also tells you if anyone has been monkeying around with your stu...
by Niemanterry
Wed Aug 15, 2018 1:31 pm
Forum: Personal Consumer Issues
Topic: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?
Replies: 24
Views: 2360

Re: Trip to Kazakhstan & Uzbekistan. Time to utilize a travel agent?

Since you have someone who speaks and reads russian, have that person make all of your land and tour. Have that person do it with k&I hotels and tours, perhaps an agent there.
Air, make on your own, remember tine zones!
by Niemanterry
Mon Aug 13, 2018 11:00 am
Forum: Personal Consumer Issues
Topic: Marriott Free Certificate
Replies: 11
Views: 1598

Re: Marriott Free Certificate

Call the number on back of card, they will answer any questions. Harder and harder to find <5 locations.
by Niemanterry
Tue Jul 31, 2018 10:39 pm
Forum: Personal Consumer Issues
Topic: Do You Purchase "Medical Evacuation Insurance" When You Travel?
Replies: 185
Views: 14078

Re: Do You Purchase "Medical Evacuation Insurance" When You Travel?

I use a travel ins thru the air force. I am not military, but can join the air force assn for like $20/yr. that membership give me a 1/2 off of $700 yr. flush with benefits. Last month on a cruise, watched coast guard helo pluck a lady and spouse about 100 miles off coast of louisiana. You can watch...
by Niemanterry
Mon Apr 23, 2018 5:21 pm
Forum: Personal Consumer Issues
Topic: Nomadic lifestyle in their 50s
Replies: 101
Views: 15878

Re: Nomadic lifestyle in their 50s

I am a bit fascinated by the old guy who “lives” on a cruiseship. Some articles paint him as always on the ship. I came accross an interview with him. He moves around different ships within the same cruiseline. He maintains a condo in miami, has a housekeeper look in every so often. I say keep the c...
by Niemanterry
Sun Nov 26, 2017 7:59 pm
Forum: Personal Consumer Issues
Topic: best cordless drill??
Replies: 71
Views: 7074

Re: best cordless drill??

Psst! Makita!
by Niemanterry
Wed Nov 15, 2017 10:14 am
Forum: Personal Consumer Issues
Topic: Maui Jim Sunglasses (or similar quality)
Replies: 14
Views: 3435

Re: Maui Jim Sunglasses (or similar quality)

Serengeti sunglasses have metal frames and glass lenses. $120 or so, but last forever. I wear them every day and enjoy their longevity and quality.
by Niemanterry
Mon Oct 09, 2017 5:16 pm
Forum: Personal Investments
Topic: Please define "cash"
Replies: 31
Views: 3124

Re: Please define "cash"

Bankers used to use the term “cash”for any accounts one could draw from a bank immediately. “Cash equivalents” were a cd, that could be drawn with some effort.

This was back in the Old Bob Cratchet days of accounting.
by Niemanterry
Tue Oct 03, 2017 10:37 am
Forum: Personal Consumer Issues
Topic: Travel camera reviews of what you own and why?
Replies: 25
Views: 2662

Re: Travel camera reviews of what you own and why?

I have traveled extensively. Last count i had been to 46 different countries. I use a “flip” camera. It shoots ultra hd video. I can use it to capture things I see on the move. Even an interesting glimpse from a train or bus. The flip can be purchased on ebay for around $150. It has a usb male plug ...
by Niemanterry
Sat Jul 08, 2017 9:34 am
Forum: Personal Consumer Issues
Topic: Luggage recommendation
Replies: 37
Views: 4483

Re: Luggage recommendation

I use the delsey helium shadows. Lightest 30 inch- 11 lbs.
I order thru luggagefactory.com
Best price, no sales tax and delivery about 2 days.
by Niemanterry
Tue Jun 13, 2017 10:09 pm
Forum: Personal Consumer Issues
Topic: Repair or replace dryer?
Replies: 19
Views: 2347

Re: Repair or replace dryer?

I say repair dryers rather than replace. Youtube shows you how. As stated, they are simple. Plus I like to take them apart, to clean out stray lint, and to rescue all those single socks!
by Niemanterry
Tue May 16, 2017 1:28 pm
Forum: Personal Finance (Not Investing)
Topic: [Unable to locate a] Will
Replies: 6
Views: 1028

[Unable to locate a] Will

My mother has passed. Always told me she had me as executor. Cant find any will. Need suggestions. Thank you
by Niemanterry
Mon May 15, 2017 10:00 am
Forum: Personal Consumer Issues
Topic: Check engine light. Toyota Avalon 2006, 155K miles [safety issue?]
Replies: 66
Views: 11477

Re: Check engine light. Toyota Avalon 2006, 155K miles [safety issue?]

Probably an exhaust sensor. You tube has a guy replacing back plugs on an avalon. Many parts come off, even the windshield wipers! Not difficult just time consuming. The you tube guy tells the socket sizes for each part removed.
I might even video this job as there are so many steps.
by Niemanterry
Fri Apr 21, 2017 6:16 am
Forum: Personal Consumer Issues
Topic: Shopping for a new hot tub
Replies: 33
Views: 5871

Re: Shopping for a new hot tub

I would go to a store, pick out the brand and model that i wanted. Then contact other dealers who carry that particular model and shop price and installation. Almost like purchasing an automobile. Also, can your current ht be fixed with a new pump, parts, etc?
by Niemanterry
Tue Jan 24, 2017 11:40 am
Forum: Personal Consumer Issues
Topic: Carribean island most like Hawaii
Replies: 63
Views: 12019

Re: Carribean island most like Hawaii

Been to all of the caribbean islands mentioned. While on a tour in grenada, we had a lady from hawaii. She pointed out that all the plant life was the same. She pointed out the plants by name. Now...if you want less crime, I recommend bermuda or grand cayman. Otherwise all the suggestions about the ...
by Niemanterry
Thu Dec 22, 2016 11:38 am
Forum: Personal Consumer Issues
Topic: Coach bag for wife - how to buy
Replies: 73
Views: 7829

Re: Coach bag for wife - how to buy

Buy the coach, and a larger cheaper, ugly bag to out it in. She will enjoy the intrigue.
by Niemanterry
Fri Oct 21, 2016 10:01 pm
Forum: Personal Consumer Issues
Topic: The Bogleheads' "100 Things Worth Every Penny" List
Replies: 275
Views: 51776

Re: The Bogleheads' "100 Things Worth Every Penny" List

I like Rain X, the windshield coating that makes winter bearable.
by Niemanterry
Fri Sep 30, 2016 7:57 pm
Forum: Personal Consumer Issues
Topic: Where/how do Bogleheads get their tires inflated?
Replies: 97
Views: 10793

Re: Where/how do Bogleheads get their tires inflated?

I use a blue portable air tank, will hold about 100 lbs. I also have a large compressor, but seldom use it. Those little portable compressors "throw a rod" after a few uses. I dont carry the portable tank but use it to top off tires or in case of a flat. Live rurally so need options. Tank is a walma...
by Niemanterry
Wed Sep 28, 2016 7:44 pm
Forum: Personal Consumer Issues
Topic: The Bogleheads' "100 Things Worth Every Penny" List
Replies: 275
Views: 51776

Re: The Bogleheads' "100 Things Worth Every Penny" List

Thank you Cinghiale for starting this thread. Reisner's comments about the list is accurate. After reading the original forbes list, I realized that a majority of the things worth the moneywere thing we use daily. It made me think of quality daily use things, when I rack my brain for gifts to family...
by Niemanterry
Sat Sep 17, 2016 11:20 pm
Forum: Personal Consumer Issues
Topic: How to sleep like a Billionaire?
Replies: 14
Views: 3717

Re: How to sleep like a Billionaire?

Forbes used to publish a yearly article entitled 100 things worth the money. Listed personal items like beds, sheets, other items that truly didnt cost that much to live well. A good pillow is priceless, and yet can be affordable.
by Niemanterry
Mon Jul 25, 2016 6:18 pm
Forum: Personal Consumer Issues
Topic: Vacationing in the Caribbean
Replies: 26
Views: 3881

Re: Vacationing in the Caribbean

I recommend you take a cruise that covers several islands. When you dock hail a taxi and tell them you want to go to the best beach in the island per your requirements. Tell the cabbie to return at a time convenient. This is how cruise staff visit beaches. Oh by the way, let us know your analysis up...