Search found 577 matches

by Trism
Sat Jun 22, 2019 12:26 pm
Forum: Personal Consumer Issues
Topic: Do you Casino? What do you play? Have you won?
Replies: 82
Views: 4684

Re: Do you Casino? What do you play? Have you won?

I loathe gambling (not morally against it, I just find it incredibly stupid and interminably dull), but in Las Vegas we found that losing money in the nickel slots in exchange for complimentary cocktails was significantly less expensive than buying the cocktails.
by Trism
Sat Jun 22, 2019 12:22 pm
Forum: Personal Consumer Issues
Topic: Anything you wish you had spent money on when you were younger?
Replies: 73
Views: 7250

Re: Anything you wish you had spent money on when you were younger?

I wish I had been more promiscuous, which is technically free if you are doing it right.
by Trism
Sat Jun 22, 2019 9:09 am
Forum: Personal Consumer Issues
Topic: Recommend toaster
Replies: 27
Views: 1769

Re: Recommend toaster

This Breville toaster will change your life.

https://m.youtube.com/watch?v=A1AjNjJFGs4
by Trism
Sat Jun 22, 2019 8:32 am
Forum: Personal Consumer Issues
Topic: Anyone moved cross country. How did you manage to do it without going nuts??
Replies: 47
Views: 4262

Re: Anyone moved cross country. How did you manage to do it without going nuts??

We moved cross country five years ago.

If this is going to make you nuts, you were already well into the journey.
by Trism
Sat Jun 22, 2019 7:20 am
Forum: Personal Consumer Issues
Topic: what was your worst major purchase? mine is a 2019 mazda3
Replies: 182
Views: 15840

Re: what was your worst major purchase? mine is a 2019 mazda3

Toyota Prius my spouse bought after graduate school. It has the style of a suppository and the driving dynamics of a coffin filled with snot.

We just advertised it for sale. Last weekend we leased a new BMW 750i, so it's time to move on and try to forget this ever happened.
by Trism
Mon May 27, 2019 4:20 pm
Forum: Personal Consumer Issues
Topic: Should I replace Prius Hybrid Battery?
Replies: 44
Views: 3741

Re: Should I replace Prius Hybrid Battery?

The car will not run w/o a working battery. It would also be woefully underpowered even if it did. Then how would you describe a Prius with a working battery? :shock: Can't wait to get rid of ours... "Adequate for basic transportation. Driver engagement neither required nor encouraged." And shaped ...
by Trism
Mon May 27, 2019 4:19 pm
Forum: Personal Consumer Issues
Topic: Should I replace Prius Hybrid Battery?
Replies: 44
Views: 3741

Re: Should I replace Prius Hybrid Battery?

The car will not run w/o a working battery. It would also be woefully underpowered even if it did. Then how would you describe a Prius with a working battery? :shock: Can't wait to get rid of ours... \ :D :D I've never owned an over-powered car (before the Prius came along I had only driven Corolla...
by Trism
Mon May 27, 2019 4:06 pm
Forum: Personal Consumer Issues
Topic: Anybody try the Blue Apron or the like?
Replies: 77
Views: 5700

Re: Anybody try the Blue Apron or the like?

Too many of the meals take multiple pots/pans/skillets and numerous steps. I'm not sure what you thought it was. Dump and stir canned stuff, or microwave pre-prepared meals? I'd never have considered them if it didn't involve cooking meals from fresh ingredients for the most part. With HelloFresh, ...
by Trism
Mon May 27, 2019 9:38 am
Forum: Personal Consumer Issues
Topic: I have a car problem - $100K+ Cars
Replies: 48
Views: 6724

Re: I have a car problem - $100K+ Cars

I'm about to lease something new in the $100k range for 36 months, and I'm treating it as an entertainment expense. After we pay off our primary residence next month (our second home is already mortgage-free), our recurring expenses will be minimal compared to our income. Of our three current vehicl...
by Trism
Mon May 27, 2019 9:25 am
Forum: Personal Consumer Issues
Topic: Tequila and Magaritas
Replies: 122
Views: 14055

Re: Tequila and Magaritas

Margaritas are what the divorced women from the office drink after work on Fridays.
by Trism
Mon May 27, 2019 8:58 am
Forum: Personal Consumer Issues
Topic: Usefullness of 2 in 1 laptops?
Replies: 18
Views: 1777

Re: Usefullness of 2 in 1 laptops?

About three months ago I got a new Lenovo Yoga X1 from work.

The touchscreen flips completely around and functions like a tablet...

... at least that's what I've read.
by Trism
Mon May 27, 2019 8:55 am
Forum: Personal Consumer Issues
Topic: Capital One Eno
Replies: 16
Views: 1503

Re: Capital One Eno

There is only so far I'm willing to go to protect the issuing bank's money.

Generating single-use credit card numbers is way beyond what I am agreeing to do when I accept a credit card.
by Trism
Mon May 27, 2019 8:46 am
Forum: Personal Consumer Issues
Topic: Should I replace Prius Hybrid Battery?
Replies: 44
Views: 3741

Re: Should I replace Prius Hybrid Battery?

stlutz wrote:
Thu May 16, 2019 10:16 pm
The car will not run w/o a working battery. It would also be woefully underpowered even if it did.
Then how would you describe a Prius with a working battery? :shock:

Can't wait to get rid of ours...
by Trism
Mon May 27, 2019 8:36 am
Forum: Personal Consumer Issues
Topic: $ Decisions: environmental, save the planet, organic, etc
Replies: 32
Views: 1765

Re: $ Decisions: environmental, save the planet, organic, etc

I respect whatever you choose to do in this area, as long as you don't wag your finger at me for my choices.
by Trism
Mon May 27, 2019 8:15 am
Forum: Personal Consumer Issues
Topic: Anybody try the Blue Apron or the like?
Replies: 77
Views: 5700

Re: Anybody try the Blue Apron or the like?

I've tried a couple of these services, and the reason that they didn't work for me was because I expected convenience. NOPE. Too many of the meals take multiple pots/pans/skillets and numerous steps. Also, I would find myself eating both servings in a single meal (I'm > 6'1" and 210#), like others h...
by Trism
Mon May 27, 2019 7:58 am
Forum: Personal Consumer Issues
Topic: Extended auto warranty - who to buy from, if you want to
Replies: 40
Views: 2140

Re: Extended auto warranty - who to buy from, if you want to

I don't subscribe to "never buy a third party warranty." I would say, "never buy a third-party warranty from a disreputable company." My vehicle recently reached the age where the manufacturer would no longer sell an extended warranty at any price. I talked to my dealership (have a 7-year trust rela...
by Trism
Sat Apr 20, 2019 1:52 pm
Forum: Personal Consumer Issues
Topic: Washing Machine that uses a LOT of Water
Replies: 73
Views: 4365

Re: Washing Machine that uses a LOT of Water

All those steps must be hyperbole too or you must have a horrible machine or very, very dirty clothes. All what steps? I set the machine and press the start button. In order to match the cleaning results of our old top loader, on our front loader we: - Cut the load size by 1/3 to 1/2 - Set the pre-...
by Trism
Sat Apr 20, 2019 1:25 pm
Forum: Personal Consumer Issues
Topic: Washing Machine that uses a LOT of Water
Replies: 73
Views: 4365

Re: Washing Machine that uses a LOT of Water

My Samsung front loader uses about 13 gallons of water per load, so it is hardly tablespoons. And that is on the normal setting. https://i.imgur.com/xx37Nms.png All those steps must be hyperbole too or you must have a horrible machine or very, very dirty clothes. All what steps? I set the machine a...
by Trism
Sat Apr 20, 2019 11:52 am
Forum: Personal Consumer Issues
Topic: Washing Machine that uses a LOT of Water
Replies: 73
Views: 4365

Re: Washing Machine that uses a LOT of Water

Also:

By a show of hands, how many people would purchase a car that required you to leave the door open when it wasn't in use to prevent mold and mildew from developing inside?
by Trism
Sat Apr 20, 2019 11:50 am
Forum: Personal Consumer Issues
Topic: Washing Machine that uses a LOT of Water
Replies: 73
Views: 4365

Re: Washing Machine that uses a LOT of Water

In order to match the cleaning results of our old top loader, on our front loader we: - Cut the load size by 1/3 to 1/2 - Set the pre-soak cycle to one hour (the max) - Add the steam-clean cycle to the beginning - Set the water temperature one setting warmer than the front loader (hot instead of wa...
by Trism
Sat Apr 20, 2019 11:16 am
Forum: Personal Consumer Issues
Topic: Washing Machine that uses a LOT of Water
Replies: 73
Views: 4365

Re: Washing Machine that uses a LOT of Water

In order to match the cleaning results of our old top loader, on our front loader we: - Cut the load size by 1/3 to 1/2 - Set the pre-soak cycle to one hour (the max) - Add the steam-clean cycle to the beginning - Set the water temperature one setting warmer than the front loader (hot instead of wa...
by Trism
Sat Apr 20, 2019 9:47 am
Forum: Personal Consumer Issues
Topic: Windows 7 end of support - Jan 14, 2020
Replies: 69
Views: 3845

Re: Windows 7 end of support - Jan 14, 2020

"Milked?" That's like saying someone is getting milked for repairs on a 14-year-old car whose warranty expired in 2008. The difference, to me at least, is that car maintenance generally deals with wear and tear of a mechanical product while all those security fixes over the 10 year lifetime of Wind...
by Trism
Sat Apr 20, 2019 9:35 am
Forum: Personal Consumer Issues
Topic: fun car advice
Replies: 140
Views: 9211

Re: fun car advice

Reconsider an early NA Miata. I just picked up an immaculate red 91 that looks like it just came off the assembly line with only 18,000 miles. I paid 8K for it and it might just be the best purchase I ever made. It is a blast to drive. What is "NA"? The standard Miatas of that vintage look only mar...
by Trism
Sat Apr 20, 2019 8:38 am
Forum: Personal Consumer Issues
Topic: Apple MacBook Air - what to do next.
Replies: 45
Views: 2808

Re: Apple MacBook Air - what to do next.

LuigiLikesPizza wrote:
Sat Apr 20, 2019 8:35 am
Any battery extending tips for stretching this out until I can get time off to go to an Apple store?

powering it off completely, etc. - something like that? I may inadvertently be making the battery burn out sooner through my usage habits?
What exactly are your usage habits?
by Trism
Sat Apr 20, 2019 8:32 am
Forum: Personal Consumer Issues
Topic: Trip to Central Asia. Do you need a CC?
Replies: 44
Views: 3318

Re: Trip to Central Asia. Do you need a CC?

When I travel outside the US I always take at least four credit cards (V/MC).

I keep two with me, and keep two elsewhere (hotel safe, or inside the liner of my luggage) in case the two I carry are lost or stolen.
by Trism
Sat Apr 20, 2019 8:24 am
Forum: Personal Consumer Issues
Topic: Washing Machine that uses a LOT of Water
Replies: 73
Views: 4365

Re: Washing Machine that uses a LOT of Water

In order to match the cleaning results of our old top loader, on our front loader we: - Cut the load size by 1/3 to 1/2 - Set the pre-soak cycle to one hour (the max) - Add the steam-clean cycle to the beginning - Set the water temperature one setting warmer than the front loader (hot instead of war...
by Trism
Sat Apr 20, 2019 8:08 am
Forum: Personal Consumer Issues
Topic: Apple MacBook Air - what to do next.
Replies: 45
Views: 2808

Re: Apple MacBook Air - what to do next.

Any idea as to the ease of opening this up and putting a new one in? I really am clueless, don't even own any tools. But thanks I've only replaced batteries on PC laptops, which basically snap out and back in. Briefly looking at Youtube it looks like it's a little more involved (removing the cover ...
by Trism
Sat Apr 20, 2019 8:02 am
Forum: Personal Consumer Issues
Topic: Apple MacBook Air - what to do next.
Replies: 45
Views: 2808

Re: Apple MacBook Air - what to do next.

New batteries are $50-60 on Amazon.
by Trism
Sat Apr 20, 2019 7:59 am
Forum: Personal Consumer Issues
Topic: What frugal thing did you do today?
Replies: 854
Views: 87380

Re: What frugal thing did you do today?

I was going to order a $6 terra cotta "brown sugar bear" to rehydrate 2/3 of a bag of rock-hard brown sugar. After 10 seconds of research it was obvious I could accomplish the same thing in under a minute with a bowl, a damp paper towel and a microwave. Alternately I could have thrown the brown suga...
by Trism
Sat Apr 20, 2019 7:21 am
Forum: Personal Consumer Issues
Topic: Windows 7 end of support - Jan 14, 2020
Replies: 69
Views: 3845

Re: Windows 7 end of support - Jan 14, 2020

Microsoft milked XP users who needed support and they'll likely profit handsomely on 7. Navy pays Microsoft $9 million a year for Windows XP https://money.cnn.com/2015/06/26/technology/microsoft-windows-xp-navy-contract/index.html Navy Accelerates Migration to Windows 7 https://www.doncio.navy.mil/...
by Trism
Sat Apr 20, 2019 6:49 am
Forum: Personal Consumer Issues
Topic: Advice on non warrantable condo in Bellingham
Replies: 17
Views: 1513

Re: Advice on non warrantable condo in Bellingham

However, the condo is non warrantable, meaning that home loans can't involve Freddy or Fanny, and a portfolio loan is required usually from a smaller to medium sized bank. The portfolio loan is kept in the bank, and it is significantly harder to get with interest rates a little higher and a large d...
by Trism
Sat Apr 20, 2019 6:30 am
Forum: Personal Consumer Issues
Topic: fun car advice
Replies: 140
Views: 9211

Re: fun car advice

Reconsider an early NA Miata. I just picked up an immaculate red 91 that looks like it just came off the assembly line with only 18,000 miles. I paid 8K for it and it might just be the best purchase I ever made. It is a blast to drive. What is "NA"? The standard Miatas of that vintage look only mar...
by Trism
Sun Apr 14, 2019 7:08 pm
Forum: Personal Consumer Issues
Topic: Luxury car recommendations?
Replies: 107
Views: 9788

Re: Luxury car recommendations?

AQ wrote:
Sun Apr 14, 2019 5:20 pm
low end luxury car, with no specific criteria in mind
Proposed/estimated budget would be helpful. New? Buy or lease?
by Trism
Sun Apr 14, 2019 6:38 pm
Forum: Personal Consumer Issues
Topic: Are Airport Lounges Worth the Money?
Replies: 95
Views: 8444

Re: Are Airport Lounges Worth the Money?

Value is personal. Buy a day pass or a one-time admission each of the next few times you fly and decide for yourself.
by Trism
Sun Apr 14, 2019 6:29 pm
Forum: Personal Consumer Issues
Topic: new car thoughts
Replies: 15
Views: 2540

Re: new car thoughts

We have a Lexus RX.

I assure you there is no prestige walking out of the grocery store and trying to pick out ours from the other 77 silver RXs in the parking lot.

It's also a ridiculously boring car, but not as boring as the other two you are considering.
by Trism
Sun Apr 14, 2019 4:43 pm
Forum: Personal Consumer Issues
Topic: [Our account on] walmart.com Hacked - Fraudulent purchase
Replies: 9
Views: 1563

Re: [Our account on] walmart.com Hacked - Fraudelent purchase

Summit111 wrote:
Mon Apr 08, 2019 5:17 pm
Never use a debit card except for ATM withdrawals at your banks ATM...Too much risk...

Summit.
This times infinity
by Trism
Sun Apr 14, 2019 4:36 pm
Forum: Personal Consumer Issues
Topic: Any tips for getting status back with American?
Replies: 17
Views: 1975

Re: Any tips for getting status back with American?

I retired almost two years ago. Until then I had the top tier with AA due to flying quite often. Since then they made me a lifetime gold member I believe it's called. I get priority boarding and an extra bag check. I've been using frequent flyer miles since retirement. I noticed in FLL last week th...
by Trism
Sun Apr 07, 2019 5:08 pm
Forum: Personal Finance (Not Investing)
Topic: Making loan payment with Credit Card
Replies: 8
Views: 734

Re: Making loan payment with Credit Card

A number of card issuers allow you to set adjust the cash advance limit to $0 or $1 or something else very small.

If you call and make the adjustment on your account, the transaction will be declined if the merchant treats the transaction as a cash advance.
by Trism
Tue Apr 02, 2019 7:58 am
Forum: Personal Consumer Issues
Topic: Banff/Lake Louise Winter Trip
Replies: 5
Views: 833

Re: Banff/Lake Louise Winter Trip

The Fairmont Chateau Lake Louise is fantastic. They have a Hertz counter inside the hotel. With that said... A rental car picked up at the Calgary airport and used for the duration of your trip would probably be less expensive AND more convenient than booking an airport shuttle both ways for four pe...
by Trism
Sun Mar 24, 2019 3:28 am
Forum: Personal Finance (Not Investing)
Topic: MM Rates [Money Market]
Replies: 21
Views: 3177

Re: MM Rates

If you have any meaningful amount of money in a credit union savings account, for example, you need to get your head out of the sand and look around. Too many people have bought into the folksy "we answer to members, not shareholders" nonsense and assume they have a competitive APY, but a lot of th...
by Trism
Sat Mar 23, 2019 8:40 am
Forum: Personal Consumer Issues
Topic: Global Entry Application turnaround times?
Replies: 35
Views: 3612

Re: Global Entry Application turnaround times?

Trism wrote:
Wed Mar 06, 2019 7:22 pm
I submitted my renewal application and paid the fee on 1/6/19 and I'm still waiting. Took 25+ minutes to get through the security line at TUS today.
My renewal was approved yesterday, 75 days from application.
by Trism
Sat Mar 23, 2019 7:25 am
Forum: Personal Finance (Not Investing)
Topic: Buying real estate at tax lien auction
Replies: 7
Views: 701

Re: Buying real estate at tax lien auction

I own a piece of property which I plan to live on. Next to the property is a lot with quite a bit of road frontage, but of little use to another buyer as it is oddly shaped and my driveway runs through the property at one end. This driveway has been there for over 25 years and at this point I do no...
by Trism
Sat Mar 23, 2019 7:17 am
Forum: Personal Finance (Not Investing)
Topic: Refinancing 4.125% 30-year fixed mortgage
Replies: 25
Views: 2474

Re: Refinancing 4.125% 30-year fixed mortgage

If you can get a $4,277 credit on a 4% interest rate, you can get a lower rate by taking a smaller credit (or paying some/all of the fees out of pocket). That's how mortgage pricing works. Look at the long-term net costs of all scenarios and pick the best one. Make sure to use a realistic duration f...
by Trism
Sat Mar 23, 2019 7:08 am
Forum: Personal Finance (Not Investing)
Topic: MM Rates [Money Market]
Replies: 21
Views: 3177

Re: MM Rates

My suggestion is to keep it simple. Find one place and stay there. Modest differences over the years and these rates really don’t move the needle in any material way This depends heavily on the one place you initially chose. If you have any meaningful amount of money in a credit union savings accou...
by Trism
Sat Mar 23, 2019 7:00 am
Forum: Personal Finance (Not Investing)
Topic: Grandfathered into BofA/ME Preferred Benefits?
Replies: 3
Views: 530

Re: Grandfathered into BofA/ME Preferred Benefits?

Impossible to know the answer. I use the credit cards and bank accounts that best serve my needs in the present . I have no way of knowing if the same terms will apply in the future, if my needs will even be the same, or if competitors will come out with even better offerings later. You can always s...
by Trism
Sat Mar 23, 2019 6:53 am
Forum: Personal Finance (Not Investing)
Topic: Finding a Personal Finance Marriage Counselor
Replies: 34
Views: 3497

Re: Finding a Personal Finance Marriage Counselor

We worked this out before we got married.

Part of dating is determining compatibility, and there are very few topics as critical as finances.

Not helpful to OP, but for anyone else who thinks you'll resolve this later... chances are overwhelming that you will not.
by Trism
Thu Mar 21, 2019 9:26 am
Forum: Personal Consumer Issues
Topic: Toyota Sienna minivan for road trips
Replies: 23
Views: 1462

Re: Toyota Sienna minivan for road trips

With proper training, permits and safety equipment/apparel you could probably also use it to haul hazardous waste. But would you ? of course not but why would you ask :confused That is a very big stretch from camping gear/travel gear to hazardous waste hauler. Are you trying say I need a different ...
by Trism
Thu Mar 21, 2019 8:33 am
Forum: Personal Consumer Issues
Topic: How to buy a mattress
Replies: 62
Views: 6335

Re: How to buy a mattress

I purchased a new mattress about a year ago after extensive research. I would firmly advise you to stay away from any online mattress from Casper, Purple, Lisa, Tuft and Needle, etc. After hearing a number of great reviews about the ease and value of these new online, shipped-in-box mattress compan...