Search found 156 matches

by 5th_Dimension
Mon Jun 15, 2020 1:00 pm
Forum: Personal Consumer Issues
Topic: Need Landline Phone with "Parental Controls" for 90 yo
Replies: 19
Views: 1589

Re: Need Landline Phone with "Parental Controls" for 90 yo

This is not exactly what you asked for but it may do what you need. https://www.amazon.com/CPR-Call-Blocker-Landline-Phones/dp/B0191XMBV2 My father had a habit of answering every call as well, 95% of them scams or spam. This did a very good job of cutting off a great deal of the scam calls. I did ne...
by 5th_Dimension
Sun May 24, 2020 3:55 pm
Forum: Personal Finance (Not Investing)
Topic: Customer hasn't paid me not worth cost of lawyer but...
Replies: 48
Views: 5363

Re: Customer hasn't paid me not worth cost of lawyer but...

I have had a handful of customers not pay over the years. The first time I took them to small claims court. The judge asked us each if we would agree to settle for half; they paid half, I get half. We both agreed. The whole experience was nerve racking and time consuming. After that what I have done...
by 5th_Dimension
Wed May 13, 2020 11:21 am
Forum: Personal Consumer Issues
Topic: Internet Device for Elder Parent
Replies: 24
Views: 1661

Re: Internet Device for Elder Parent

Last year a relative had an ipad and couldn't remember their password or unlock PIN. I was able to reset the ipad (wipe all info) using a PC and retrieve the password using a "forgot your password" feature. They then didn't use the ipad and have lost it in their home. I was able to wipe the iPad as...
by 5th_Dimension
Tue May 12, 2020 12:19 pm
Forum: Personal Consumer Issues
Topic: Internet Device for Elder Parent
Replies: 24
Views: 1661

Re: Internet Device for Elder Parent

I am trying to be supportive while being skeptical. My father has routinely bought expensive bits of stuff and abandoned these projects quickly. I would be skeptical as well. I gave my father in law an iPad Mini to use for online books, etc. He never used it. When I eventually got it back he had fo...
by 5th_Dimension
Fri May 08, 2020 11:11 am
Forum: Personal Consumer Issues
Topic: iMac iPhone phishing security issue - advice sought?
Replies: 4
Views: 422

Re: iMac iPhone phishing security issue - advice sought?

You have done everything I would recommend my computer clients do in this situation, I think you are fine :happy
by 5th_Dimension
Thu May 07, 2020 2:11 pm
Forum: Personal Finance (Not Investing)
Topic: keep emergency cash at local bank?
Replies: 26
Views: 1281

Re: keep emergency cash at local bank?

I can't think of a reason I would ever need more than that amount in cash on short notice. The hobby I’m involved in has transactions between participants that involve several thousand dollars all the time, often at contests out of town on a weekend. A deal too good to pass up might be missed if yo...
by 5th_Dimension
Thu May 07, 2020 10:54 am
Forum: Personal Consumer Issues
Topic: New Refrigerator: Problems? Solutions?
Replies: 18
Views: 1812

Re: New Refrigerator: Problems? Solutions?

For reasons that are too boring to go into I have a thermometer sensor in my fridge with an external display. It has been surprising how big the swings in the temperature are throughout the day.
by 5th_Dimension
Mon May 04, 2020 12:02 pm
Forum: Personal Consumer Issues
Topic: Is a locking mailbox necessary or helpful, or more hassle than it's worth?
Replies: 43
Views: 2340

Re: Is a locking mailbox necessary or helpful, or more hassle than it's worth?

My father had a locking mailbox. As it became harder for him to get around the mailbox really came in handy as he didn't need to go out and get his mail every day. When I would come visit sometimes there would be a weeks worth of mail in there safely locked away.
by 5th_Dimension
Sat May 02, 2020 3:29 pm
Forum: Personal Consumer Issues
Topic: Should I buy a new rice cooker from Zojirushi?
Replies: 75
Views: 5758

Re: Should I buy a new rice cooker from Zojirushi?

I have had an Aroma rice cooker for many years and loved it, however, it began to not cook the rice well all of the sudden. It became so disappointing I switched to instant rice. This thread made me pull it out and try it again, making sure I measured and timed everything just right. Still did not c...
by 5th_Dimension
Mon Apr 20, 2020 4:39 pm
Forum: Personal Investments
Topic: Auto 401k contributions
Replies: 11
Views: 473

Re: Auto 401k contributions

The wife's 401K transaction happens on Tuesdays, unless Monday is a holiday. She is paid on Monday.
by 5th_Dimension
Tue Feb 11, 2020 1:11 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27704

Re: What is the best concert you ever witnessed?

In no particular order: Public Image Limited, the band John Lydon formed after the Sex Pistols. Opening act was Faith No More. It was in a small theater. Both bands were great and John Lydon was a great showman. Devo twice, both shows were great. The Psychedelic Furs. I wasn't even a big fan of the ...
by 5th_Dimension
Sun Jan 12, 2020 8:24 pm
Forum: Personal Finance (Not Investing)
Topic: What age did you reach 100K networth?
Replies: 433
Views: 94187

Re: What age did you reach 100K networth?

Wow! Sorry to skew the stats, but my net worth was probably negative until sometime in my 50s when IRA surpassed outstanding debt. Hit 100 k around age 60 thanks to unexpected inheritance. Current status, no debt and halfway to two commas. Don't expect to reach them and not losing any sleep over th...
by 5th_Dimension
Wed Jan 01, 2020 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 1604
Views: 407589

Re: Share your net worth progression

Update for 2019. 2001 -$44,000 2002 -$41,000 2003 -$33,000 2004 -$25,000 2005 -$23,000 2006 -$12,000 2007 -$9,000 2008 $20,000 2009 $30,000 2010 $42,000 2011 $54,000 2012 $86,000 2013 $186,000 2014 $232,000 2015 $272,000 2016 $320,000 2017 $437,000 2018 $723,000 2019 $972,000
by 5th_Dimension
Sat Dec 07, 2019 11:24 am
Forum: Personal Finance (Not Investing)
Topic: How I Nearly Gave Out My Data
Replies: 5
Views: 1343

Re: How I Nearly Gave Out My Data

...and the body of the message referred to that charge, thereby establishing some level of credibility. This is the most interesting and worrisome thing to me. This indicates that there was someone or something in the chain of that transaction that was compromised, and unless the Uber driver someho...
by 5th_Dimension
Wed Dec 04, 2019 5:35 pm
Forum: Personal Finance (Not Investing)
Topic: Jobs that allow total solitude and are night jobs
Replies: 60
Views: 4501

Re: Jobs that allow total solitude and are night jobs

Artists are known for being nocturnal and are notoriously anti-social. Having some talent in the field doesn't hurt, although that is not necessarily a hindrance to becoming rich and famous. The pay is terrible though... until you get to the rich and famous stage.
by 5th_Dimension
Tue Nov 26, 2019 8:49 pm
Forum: Personal Investments
Topic: Which funds do YOU have in your taxable account?
Replies: 81
Views: 7662

Re: Which funds do YOU have in your taxable account?

VTSAX - Total US Stock Market
VFIAX - S&P 500
VMLUX - Limited Term Tax Exempt
VCLAX - CA Long Term Tax Exempt
VMFXX - Money Market

Overall AA = 60/40
by 5th_Dimension
Sat Nov 23, 2019 11:40 am
Forum: Personal Consumer Issues
Topic: [Tesla truck]
Replies: 170
Views: 12855

Re: Talk me out of buying a Tesla Model 3

Here is an article explaining why the bed design looks that way.

https://techcrunch.com/2019/11/22/heres ... razy-look/
by 5th_Dimension
Mon Nov 18, 2019 12:32 pm
Forum: Personal Consumer Issues
Topic: Best iPhone Car Mount
Replies: 5
Views: 703

Re: Best iPhone Car Mount

I use these in both of our cars and wouldn't use anything else. Keeps the phone out of the way and is rock solid. It does require more work to set up however.

https://www.amazon.com/Arkon-Truck-Hold ... B00PD1XOVI
by 5th_Dimension
Fri Nov 15, 2019 12:57 pm
Forum: Personal Consumer Issues
Topic: CNBC Nightly Business Report cease production in Dec 2019
Replies: 123
Views: 7661

Re: CNBC Nightly Business Report cease production in Dec 2019

NBR is an almost nightly ritual at our house. I enjoy getting a perspective on what is happening in the market. My wife, who doesn't really follow the market, enjoys watching Bill Griffeth and Sue Herera. She worked with both in a previous life and for her it is like hanging with two old friends :ha...
by 5th_Dimension
Fri Nov 15, 2019 1:34 am
Forum: Personal Finance (Not Investing)
Topic: Lawyers who get monetary compensation for spam faxes?
Replies: 7
Views: 1599

Re: Lawyers who get monetary compensation for spam faxes?

I have a client who was sued for sending spam faxes. In his case he was sending to a customer list and neglected to remove a number when requested. Even though it was an honest mistake he ended up paying quite a bit to settle it. So it might be worth it to go after real spammers.
by 5th_Dimension
Fri Sep 27, 2019 3:21 pm
Forum: Investing - Theory, News & General
Topic: What is your AA, given your age? and, Why?
Replies: 284
Views: 36759

Re: What is your AA, given your age? and, Why?

60 years old and 60/40. I was at 70/30 before the last big dip in December but decided that was a bit too rich in equities for me to sleep well. I moved enough into fixed assets to have around 5 years worth of cash and bonds and now I feel much better :happy
by 5th_Dimension
Tue Sep 17, 2019 5:00 pm
Forum: Investing - Theory, News & General
Topic: Spreadsheets
Replies: 77
Views: 7030

Re: Spreadsheets

My spreadsheet is like the Winchester Mystery House. I keep adding things to it just because I think of something else that might be cool to keep track of. Someone looking at it from the outside however might think me a bit obsessive :happy
by 5th_Dimension
Fri Sep 13, 2019 12:35 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1471
Views: 196984

Re: Post your Financial Milestone Announcements Here

miamivice wrote:
Fri Sep 13, 2019 7:27 am
Silly milestone today.

401k in my 401k.
That's one of the best milestones I have seen :D
by 5th_Dimension
Sat Aug 31, 2019 11:48 am
Forum: Personal Consumer Issues
Topic: Electric razors
Replies: 25
Views: 2284

Re: Electric razors

I needed to replace the heads on my Norelco rotary razor and was seeing a lot of negative comments about the quality of the replacements. The newer heads seem to be very inferior to what Norelco used to sell. I switched to a Panasonic Arc5 and so far it seems to be a very nice razor.
by 5th_Dimension
Thu Aug 29, 2019 3:43 pm
Forum: Personal Investments
Topic: First post - Waking up!
Replies: 3
Views: 1180

Re: First post - Waking up!

Welcome to the forum! I will leave the it to other members more knowledgeable than me to give you recommendations, however to get the best and most complete advice you should give us the information in this format: https://www.bogleheads.org/forum/viewtopic.php?f=1&t=6212 My opinion on your initial ...
by 5th_Dimension
Wed Aug 28, 2019 2:11 pm
Forum: Investing - Theory, News & General
Topic: I don't like Bonds because I
Replies: 31
Views: 2882

Re: I don't like Bonds because I

I got 10/10 but I guessed on 3 of them. Before this site I didn’t know anything about bonds. :happy
by 5th_Dimension
Fri Aug 23, 2019 11:56 am
Forum: Personal Consumer Issues
Topic: RE-OPENED for Good LightRoom Equivs: Best FOSS for Video Production, Audio Production, Photo Editing, and Office Suites?
Replies: 19
Views: 1525

Re: Best FOSS for Video Production, Audio Production, Photo Editing, and Office Suites?

I've used Reaper for doing some low level music mixing. I only scratched the surface of what it can do but it is an amazing piece of software.
by 5th_Dimension
Sun Jul 28, 2019 10:46 am
Forum: Personal Investments
Topic: Laid Off - Want to Retire / Am I OK
Replies: 145
Views: 20678

Re: Laid Off - Want to Retire / Am I OK

Re: lay-off, I am not going to say I am sorry for you. You have inadvertently done what I have been trying to do for two years. So, Congrats on an epic exit! :sharebeer This is the way I feel about it too. I was let go from a job years ago. I had been doing more and more independent consulting at t...
by 5th_Dimension
Thu Jul 18, 2019 11:41 am
Forum: Personal Finance (Not Investing)
Topic: House not appraising for amount we were offered!
Replies: 137
Views: 15699

Re: House not appraising for amount we were offered!

We built a very nice pole barn in 2012 that cost 21k and he assigned a value of only 20k to that building! I'd argue you got lucky there. Surely there has been more than $1000 of depreciation to your pole barn in 5 years. Also kitchen updates are definitely not 1:1 on raising the value of your hous...
by 5th_Dimension
Wed Jul 17, 2019 4:05 pm
Forum: Personal Consumer Issues
Topic: Apple Watch Worth The $$$?
Replies: 41
Views: 4402

Re: Apple Watch Worth The $$$?

I have a Series 0 (the first one) and love it.
by 5th_Dimension
Thu Jul 11, 2019 1:28 pm
Forum: Personal Consumer Issues
Topic: Helping senior with Apple Devices
Replies: 2
Views: 697

Re: Helping senior with Apple Devices

Kudos to you for spending your time volunteering to help seniors. :sharebeer I work with many many seniors, both with Apple and Windows devices. My thoughts. Please don't install any of those apps on their computers. If you would like to run them from your external hard drive fine. I am constantly c...
by 5th_Dimension
Wed Jul 10, 2019 12:58 pm
Forum: Personal Consumer Issues
Topic: Who cuts your hair? And for how much?
Replies: 153
Views: 11661

Re: Who cuts your hair? And for how much?

I go to a local hair salon. A cut and color costs me $55 and last time I gave my stylist $90. She is very sweet and a hard worker and I like passing along some of my good fortune. Plus when I find someone who can successfully give my hair that unemployed surfer dude look it is worth every penny :happy
by 5th_Dimension
Thu Jun 27, 2019 11:01 am
Forum: Personal Consumer Issues
Topic: Need guidance on a tricky situation
Replies: 21
Views: 1321

Re: Need guidance on a tricky situation

Thank your friend for watching your house and your dog and pay the bill yourself. If he offers to pay refuse it. He did you a favor, and stuff happens. Just my opinion of course :happy
by 5th_Dimension
Mon Jun 17, 2019 8:19 pm
Forum: Investing - Theory, News & General
Topic: Variable Percentage Withdrawal (VPW)
Replies: 1000
Views: 336480

Re: Variable Percentage Withdrawal (VPW)

Thank you for the explanation :happy
by 5th_Dimension
Mon Jun 17, 2019 12:08 pm
Forum: Investing - Theory, News & General
Topic: Variable Percentage Withdrawal (VPW)
Replies: 1000
Views: 336480

Re: Variable Percentage Withdrawal (VPW)

Longinvest, Thank you for taking the time to make these spreadsheets. One feature you had on previous spreadsheets was the ability to put in an inheritance amount to be left at the end of the term. That might be useful to have in this one as well. I like the idea of having a buffer amount available ...
by 5th_Dimension
Fri Jun 07, 2019 10:59 am
Forum: Personal Investments
Topic: Chewy IPO
Replies: 43
Views: 3753

Re: Chewy IPO

We have a very finicky cat with medical issues and he is down to only liking one particular brand and flavor of food. The local Petsmart carries it but most of the time is out. Found it on Chewy, ordered two cases at 5 in the evening. It arrived before noon the next day. Impressive. Amazon had limit...
by 5th_Dimension
Tue Jun 04, 2019 6:27 pm
Forum: Investing - Theory, News & General
Topic: Downsides of VPW?
Replies: 105
Views: 9146

Re: Downsides of VPW?

The new spreadsheet I'm proposing to build (see this post ) won't require putting money into a separate cash investment to bridge the gap in income between retirement and the start of a pension. Instead, it will fund the bridge from the single retirement portfolio and estimate the resulting require...
by 5th_Dimension
Mon Jun 03, 2019 10:05 pm
Forum: Personal Consumer Issues
Topic: Quitclaim transfer of property in a Trust
Replies: 3
Views: 345

Re: Quitclaim transfer of property in a Trust

Please post back what you find out as I have a similar situation that I need to address :happy
by 5th_Dimension
Mon Jun 03, 2019 4:35 pm
Forum: Personal Consumer Issues
Topic: Remote control for an Apple TV 4k
Replies: 10
Views: 779

Re: Remote control for an Apple TV 4k

I have 3 of these on my Apple TV remotes. I like them.

https://www.amazon.com/Fintie-Protectiv ... 223&sr=8-3
by 5th_Dimension
Tue May 28, 2019 3:19 pm
Forum: Personal Consumer Issues
Topic: Remote control for an Apple TV 4k
Replies: 10
Views: 779

Re: Remote control for an Apple TV 4k

If I remember correctly, I think you can "train" the Apple TV to use any remote you want. Here's an article, for example: https://www.macworld.com/article/3011167/how-to-use-any-remote-control-with-your-apple-tv.html -desiboy I use a Harmony One remote with our Apple TV 4Ks. It does work much bette...
by 5th_Dimension
Thu May 23, 2019 4:34 pm
Forum: Investing - Theory, News & General
Topic: Is the housing market starting to collapse?
Replies: 122
Views: 13932

Re: Is the housing market starting to collapse?

Housing prices in the Inland Empire area of SoCal have been dropping, and the houses are sitting on the market longer. This is especially true in the >$500,000 range. Houses around $400,000 or less seem to be moving faster.
by 5th_Dimension
Thu May 09, 2019 2:43 pm
Forum: Personal Investments
Topic: Lower risk is in my plan but I just can't!
Replies: 52
Views: 4664

Re: Lower risk is in my plan but I just can't!

The drop at the end of last year caused me to rethink my risk tolerance. I'm the same age as you. My new plan is to have enough in fixed income to cover five years of expenses and then let the equity side do what it wants. Last month I moved enough from equities to go from 70/30 to 65/35, which almo...
by 5th_Dimension
Thu Apr 18, 2019 11:11 am
Forum: Personal Consumer Issues
Topic: Home Page for Your Computer:
Replies: 17
Views: 1483

Re: Home Page for Your Computer:

I like Google News, it gives me a good overview of what is going on.

https://news.google.com
by 5th_Dimension
Tue Apr 16, 2019 7:28 pm
Forum: Personal Consumer Issues
Topic: What is your hobby and how did it come to be your hobby?
Replies: 146
Views: 17327

Re: What is your hobby and how did it come to be your hobby?

Radio controlled sailplanes, for competitions and for fun. Someone bought me a cheap drone several years ago for Christmas and now I'm into the hobby for many thousands of dollars.
by 5th_Dimension
Fri Apr 12, 2019 8:21 am
Forum: Personal Consumer Issues
Topic: Mac mail malfunctioning - keeps asking for my gmail passwords
Replies: 9
Views: 818

Re: Mac mail malfunctioning - keeps asking for my gmail passwords

I had this problem awhile back, so I deleted both AOL and gmail from my Apple mail. Not elegant, but it solved the problem. I quit using AOL completely after that, and I check gmail from the Google browser. I use Apple as my primary email account, and that still works fine. This will probably solve...
by 5th_Dimension
Sun Apr 07, 2019 7:43 pm
Forum: Personal Consumer Issues
Topic: Computer Security
Replies: 16
Views: 1884

Re: Computer Security

From my experience Malwarebytes is a critical piece of software to have on a machine. I have worked on literally hundreds of computers where the following has happened: I know the machine is infected with malware, either by the way it is running, or actual redirects or pop ups. The client has a full...
by 5th_Dimension
Sun Mar 31, 2019 5:51 pm
Forum: Personal Finance (Not Investing)
Topic: How often do you check your net worth?
Replies: 257
Views: 17715

Re: How often do you check your net worth?

I enter fund prices every day into my asset spreadsheet so I see my net worth every day. Maybe I won't check as often after I cross the 2 comma threshold but I wouldn't bet money on it :happy .
by 5th_Dimension
Thu Mar 28, 2019 5:38 pm
Forum: Personal Consumer Issues
Topic: Been hacked - search for my online accounts?
Replies: 9
Views: 1169

Re: Been hacked - search for my online accounts?

This is a scam that has been going around for a while. https://www.pcrisk.com/removal-guides/14303-you-may-not-know-me-email-scam https://forums.att.com/t5/AT-T-Internet-Email-Security/Email-hacked-demanding-bitcoin-payment/td-p/5722963 You most likely do not need to do anything. If you want to chan...
by 5th_Dimension
Mon Mar 25, 2019 9:08 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5546
Views: 1359237

Re: What Movie Have You Recently Watched?

"Mirage" on Netflix. Here is the Netflix description: "A space-time continuum glitch allows Vera to save a boy's life 25 years earlier, but results in the loss of her daughter, whom she fights to get back." Kind of a cross between "Frequency" and "The Butterfly Effect". It is a Spanish film so there...