Search found 94 matches

by 5th_Dimension
Wed Jan 16, 2019 3:13 pm
Forum: Investing - Help with Personal Investments
Topic: Why are you NOT buying rental properties?
Replies: 190
Views: 11828

Re: Why are your NOT buying rental properties?

Three real world examples. I rented a house on a property with two houses on it. A tenant in the other house had to be evicted. It took months. In the mean time the tenant destroyed the house. It took months for the owner to get the property back into shape to rent. The next tenant had to be evicted...
by 5th_Dimension
Sun Jan 06, 2019 3:07 pm
Forum: Personal Consumer Issues
Topic: best cheap printer
Replies: 45
Views: 2318

Re: best cheap printer

Any specific Brother Color Laser Printer model or color cartridge to choose? Are the personal ones ok to use infrequently but long term, or is it better to step up to the business units? https://www.amazon.com/s/?field-keywords=brother+color+laser Where to buy replacement cartridges? Do you print e...
by 5th_Dimension
Sat Jan 05, 2019 2:29 pm
Forum: Personal Finance (Not Investing)
Topic: $40,000 in debt, bankruptcy seems to be the best option right now
Replies: 258
Views: 20246

Re: $40,000 in debt, bankruptcy seems to be the best option right now

Just a word of encouragement. At 42 I was $44,000 in debt mostly with high interest rate credit cards. It took my girlfriend and I four years to get the debt paid off. The first two years were really tough because it seemed we were making almost no progress at all. Then we really started to see resu...
by 5th_Dimension
Sat Jan 05, 2019 11:50 am
Forum: Personal Consumer Issues
Topic: best cheap printer
Replies: 45
Views: 2318

Re: best cheap printer

Another vote for a Brother color laser. If you get one look for the instructions online to reset the cartridges to show a full level. The Brother doesn't actually measure the level of toner in the cartridge, it does it by page count. For instance if it prints one dot of cyan on a page it counts that...
by 5th_Dimension
Wed Jan 02, 2019 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 903
Views: 232812

Re: Share your net worth progression

2001 -$44,000 2002 -$41,000 2003 -$33,000 2004 -$25,000 2005 -$23,000 2006 -$12,000 2007 -$9,000 2008 $20,000 2009 $30,000 2010 $42,000 2011 $54,000 2012 $86,000 2013 $186,000 2014 $232,000 2015 $272,000 2016 $320,000 2017 $437,000 2018 $723,000 Received an inheritance this year which I put into th...
by 5th_Dimension
Tue Jan 01, 2019 3:18 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 2278
Views: 398652

Re: What are you up YTD? [Year To Date]

2018 -4.30%

Right now sitting at 67/33. I have about a 5% Small Cap Tilt.
by 5th_Dimension
Tue Jan 01, 2019 1:18 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 903
Views: 232812

Re: Share your net worth progression

2001 -$44,000 2002 -$41,000 2003 -$33,000 2004 -$25,000 2005 -$23,000 2006 -$12,000 2007 -$9,000 2008 $20,000 2009 $30,000 2010 $42,000 2011 $54,000 2012 $86,000 2013 $186,000 2014 $232,000 2015 $272,000 2016 $320,000 2017 $437,000 2018 $723,000 Received an inheritance this year which I put into the...
by 5th_Dimension
Wed Dec 19, 2018 4:04 pm
Forum: Personal Consumer Issues
Topic: Do I need Norton Virus Protection?
Replies: 30
Views: 2830

Re: Do I need Norton Virus Protection?

Don't need in my opinion.
by 5th_Dimension
Wed Nov 14, 2018 4:45 pm
Forum: Investing - Theory, News & General
Topic: Are you all staying the course?
Replies: 114
Views: 7337

Re: Are you all staying the course?

Still waiting to hit my rebalance band, staying the course until then.
by 5th_Dimension
Wed Oct 31, 2018 5:31 pm
Forum: Personal Consumer Issues
Topic: Am I Risking My Life to Sell My Car?
Replies: 37
Views: 4728

Re: Am I Risking My Life to Sell My Car?

How can somebody believe a tire guy on this subject? He would be stupid to answer that the car is safe. No sale for him, plus liability and conscience issues in case of something. Nothing to gain, only to lose. I had a chunk on the side of a tire missing from running over a curb. Took it to the pla...
by 5th_Dimension
Fri Sep 28, 2018 8:06 pm
Forum: Personal Consumer Issues
Topic: New Laptop setup questions
Replies: 23
Views: 2119

Re: New Laptop setup questions

Hi all. Laptop died, so I now have a new one, Windows 10 pro, removed old SSD and got docking unit so I have all my files transferred at 5 Gig/min instead of slow downloading from my cloud backup. 1) which browser to use: Edge vs my old pal Firefox? 2) which ad blocker? Seems like if I use Edge and...
by 5th_Dimension
Fri Sep 14, 2018 11:24 am
Forum: Personal Consumer Issues
Topic: FaceID w driving? ... upgrading from 5S
Replies: 18
Views: 900

Re: FaceID w driving? ... upgrading from 5S

For me FaceID doesn't work as well as the home button for unlocking while driving, probably because I mount my phone on a floor mount. That makes it farther away and at an angle. To get it to work I need to angle the phone toward me a bit and sometimes lean in a bit. Makes it a bit scarier while on ...
by 5th_Dimension
Sat Aug 25, 2018 11:06 am
Forum: Personal Consumer Issues
Topic: Former Kaspersky user, PCMATIC?? or what as a replacement?
Replies: 23
Views: 1499

Re: Former Kaspersky user, PCMATIC?? or what as a replacement?

NOD32 Antivirus from ESET and Malwarebytes Free. Run Malwarebytes as needed, but with ESET you probably won't need to.
by 5th_Dimension
Sat Aug 18, 2018 5:28 pm
Forum: Personal Finance (Not Investing)
Topic: Your major and investing/finance?
Replies: 99
Views: 5219

Re: Your major and investing/finance?

BA in Fine Art, specifically abstract painting... the kinds of things that get sold in galleries. Really no correlation to being a Boglehead, but I will paraphrase one of my favorite quotes from "My Dinner With Andre": When I was 10 years old all I thought about was art and music. Now I'm 36, and al...
by 5th_Dimension
Wed Aug 15, 2018 5:42 pm
Forum: Personal Consumer Issues
Topic: Men’s Underwear recommendation
Replies: 67
Views: 7122

Re: Men’s Underwear recommendation

DH got some Bjorn Borg (boxer/briefs?) when we were in Norway. He finds them so comfortable that he bought more when we got home. (Easily available online.) They are *very* soft cotton, and I'm not quite sure what to call the style/cut. (Don't mistake the similar style workout shorts. Those are tot...
by 5th_Dimension
Mon Aug 06, 2018 8:45 pm
Forum: Personal Finance (Not Investing)
Topic: Choosing a real estate agent to sell a condo (MA)
Replies: 7
Views: 483

Re: Choosing a real estate agent to sell a condo (MA)

Just sold a house last month. I interviewed two agents, a traditional agent with 6% commission, and a low commission agent at 3.5%. The traditional agent told me I should paint this or that, asked about things he saw that might be cause for concern to a buyer, etc. The low commission agent only care...
by 5th_Dimension
Mon Jul 30, 2018 11:09 am
Forum: Personal Consumer Issues
Topic: Best MacBook Value
Replies: 40
Views: 3448

Re: Best MacBook Value

I would also avoid the Air, just for the screen alone. My wife and I have matching MacBook Pros. She runs hers at a lower resolution because she sees everything better, I run mine at the highest resolution to see more. The Retina screen is truly a wonder and well worth the money. Both of our machine...
by 5th_Dimension
Fri Jul 20, 2018 6:26 pm
Forum: Personal Finance (Not Investing)
Topic: Downsize or just move on
Replies: 11
Views: 1204

Re: Downsize or just move on

Thanks for the replies. I've added some more info. Like some of you pointed out, I think I do feel regret not investing in the market early on and missing out a huge bull run. Mind you, when I was in school all I heard in the news was the Stock Market crashing everyday, so I was not inclined to inv...
by 5th_Dimension
Thu Jul 05, 2018 2:00 pm
Forum: Personal Consumer Issues
Topic: Tech help needed. What programs/data to remove from MacBook before sending in for repair? And, how to restore it later?
Replies: 22
Views: 1664

Re: Tech help needed. What programs/data to remove from MacBook before sending in for repair? And, how to restore it la

If you decide to wipe your machine do both a Time Machine and Carbon Copy Cloner (or something similar) backup. I have been able to successfully restore using Time Machine many times, however not long ago I upgraded to a new Mac and when I went to use Time Machine there was some issue, but I was abl...
by 5th_Dimension
Fri May 18, 2018 10:29 am
Forum: Personal Consumer Issues
Topic: Roof TV Antenna Recommendation Needed
Replies: 23
Views: 1976

Re: Roof TV Antenna Recommendation Needed

I shared this thread with DH since finding an antenna replacement is really his bailiwick. He found several ideas and recommendations most helpful. He said after reading the thread, it seems all reasonable roads lead to a mid range YAGI arial close to the size we had. Channel master and Wineard see...
by 5th_Dimension
Thu May 17, 2018 4:56 pm
Forum: Personal Consumer Issues
Topic: Roof TV Antenna Recommendation Needed
Replies: 23
Views: 1976

Re: Roof TV Antenna Recommendation Needed

Very interesting...I hadn't really considered adding a rooftop antenna, but reading this thread has piqued my interest. Looking at the antennaweb.org site, I see three over-the-air stations within 12-20 miles, bundling "up to 12 channels". Fair enough, though I live 60-70 miles from a much larger m...
by 5th_Dimension
Wed May 16, 2018 7:16 pm
Forum: Personal Consumer Issues
Topic: Roof TV Antenna Recommendation Needed
Replies: 23
Views: 1976

Re: Roof TV Antenna Recommendation Needed

Picking out an antenna for OTA television is difficult at best, and at 100 miles from the broadcast towers it is downright scary. However, you already have the information you need because you had an antenna that worked. Look for an antenna that is approximately the same size and configuration to th...
by 5th_Dimension
Mon Apr 23, 2018 3:00 pm
Forum: Personal Consumer Issues
Topic: Free Channels on Apple TV without Cable Subscription
Replies: 18
Views: 1794

Re: Free Channels on Apple TV without Cable Subscription

You still need to have cable for CBS, NBC, ABC on AppleTV. At least I did last year at this time.. I pay for Netflix and it works well on AppleTV. So with Apple TV, I need to have cable subscription to view the above channels. I am getting these channel OTA. Is there any advantage to get Apple TV i...
by 5th_Dimension
Fri Mar 30, 2018 5:08 pm
Forum: Personal Consumer Issues
Topic: How to free up space on iMac?
Replies: 19
Views: 1458

Re: How to free up space on iMac?

And, yes, the possibility that Time Machine is unreliable concerns me. I have used Time Machine well over a dozen times to restore to a new machine when upgrading. Out of those times one time it didn't work correctly. I forget what the exact error was. I had a second clone backup using Carbon Copy ...
by 5th_Dimension
Mon Mar 19, 2018 7:49 pm
Forum: Personal Consumer Issues
Topic: TV that is flush to wall
Replies: 17
Views: 2425

Re: TV that is flush to wall

You stated that picture quality is not of utmost importance to you. You might take a look at UST projectors similar to this one. http://www.projectorcentral.com/lg-pf1000u-projector-review.htm No TV on the wall, no wires to hide. Be aware there are compromises with any projection system, and UST pro...
by 5th_Dimension
Mon Mar 19, 2018 7:33 pm
Forum: Personal Consumer Issues
Topic: Modest stereo system
Replies: 57
Views: 4300

Re: Modest stereo system

I have over 130 GB of music on my system, and just bought an Apple HomePod and a subscription to Apple Music. What is great about a subscription service is that I no longer have to decide if an artist is purchase worthy. I just listened to a whole bunch of Ariana Grande (don't judge me). She is so f...
by 5th_Dimension
Thu Mar 15, 2018 1:14 pm
Forum: Personal Consumer Issues
Topic: Finally Cutting the Cord - YouTube TV
Replies: 57
Views: 9192

Re: Finally Cutting the Cord - YouTube TV

I've switched to DirecTV Now for about a month (from Dish). Less than half the price and it has all of the channels we watch (plus a free Apple TV!). Few points: - We only get Fox live as local channels, which is absolutely horrible. I really hope the rest of the locals are added in. - My wife hate...
by 5th_Dimension
Wed Mar 14, 2018 2:26 pm
Forum: Personal Consumer Issues
Topic: Finally Cutting the Cord - YouTube TV
Replies: 57
Views: 9192

Re: Finally Cutting the Cord - YouTube TV

I've switched to DirecTV Now for about a month (from Dish). Less than half the price and it has all of the channels we watch (plus a free Apple TV!). Few points: - We only get Fox live as local channels, which is absolutely horrible. I really hope the rest of the locals are added in. - My wife hate...
by 5th_Dimension
Thu Mar 08, 2018 8:01 pm
Forum: Personal Consumer Issues
Topic: Anyone get a 'Tuff Shed' ?
Replies: 12
Views: 2613

Re: Anyone get a 'Tuff Shed' ?

Based on your user name I would suggest looking at Socal Sheds to see if they service your area. They build their sheds at your site on skids. I had them put in a shed and was very satisfied.
by 5th_Dimension
Fri Feb 23, 2018 1:50 pm
Forum: Personal Consumer Issues
Topic: I week in California, Road Trip Planning
Replies: 65
Views: 4718

Re: I week in California, Road Trip Planning

Given the cities you have said you would like to see, here is what I would do. Day 1 - San Diego Day 2 - Drive to Thousand Oaks/Ventura. This will take 3 or 4 hours depending on traffic and will probably be the worst as far as traffic. If you have some time Beverly Hills/Rodeo Drive is a short detou...
by 5th_Dimension
Sat Feb 17, 2018 4:46 pm
Forum: Personal Consumer Issues
Topic: Transition from house to apartment
Replies: 28
Views: 3126

Re: Transition from house to apartment

DrGoogle2017 wrote:
Sat Feb 17, 2018 2:14 pm
I like Seal beach better than Long Beach, there are some retirement communities in Seal Beach.
I agree, I would look in Seal Beach, Sunset Beach, North Huntington Beach/Huntington Harbor before I would look in Long Beach.
by 5th_Dimension
Sat Feb 17, 2018 4:35 pm
Forum: Personal Finance (Not Investing)
Topic: What has been your most important skill in achieving financial independence?
Replies: 164
Views: 13097

Re: What has been your most important skill in achieving financial independence?

Learning and understanding how compounding interest works. It sounds very basic but before I realized what I was paying in credit card interest I was on the road to ruin. Once I understood I was able to make a series of moves to lower the interest rates on the debt and then became debt free. The ski...
by 5th_Dimension
Fri Feb 16, 2018 10:27 pm
Forum: Personal Consumer Issues
Topic: Transition from house to apartment
Replies: 28
Views: 3126

Re: Transition from house to apartment

You might look into buying a mobile home in SoCal. You fit the demographic and life style of people for this type of home. They re usually a lot nicer than a standard apartment. There are handful of over 55 Mobile home parks in the Torrence and Redondo Beach area. These are low cost properties as y...
by 5th_Dimension
Fri Feb 16, 2018 6:40 pm
Forum: Personal Consumer Issues
Topic: Transition from house to apartment
Replies: 28
Views: 3126

Re: Transition from house to apartment

You mentioned Redondo Beach, is that where your daughter lives? One thing to consider is how much time you might spend visiting her. Traffic in LA can be bad in the best of times, you might not want a long commute, especially at your ages.
by 5th_Dimension
Wed Jan 31, 2018 7:53 pm
Forum: Personal Consumer Issues
Topic: Choosing which room to sleep in
Replies: 48
Views: 5677

Re: Choosing which room to sleep in

We recently switched our bedroom from the larger room with the attached bath to a smaller room with adjacent bath. Turned the larger room into an office/home theater. So far it has worked out well. As you said, who needs more room when you are sleeping!
by 5th_Dimension
Thu Jan 25, 2018 11:19 am
Forum: Personal Consumer Issues
Topic: Credit Card Compromised... again.
Replies: 16
Views: 1571

Re: Credit Card Compromised... again.

We had two different cards compromised within a couple of weeks of each other. It caused us to change our behavior as much as we can. 1. We use Apple Pay as much as possible. We just found a gas station that takes Apple Pay at the pump. 2. Frequent businesses that have chip readers, and avoid those ...
by 5th_Dimension
Wed Jan 10, 2018 4:34 pm
Forum: Investing - Help with Personal Investments
Topic: What would you do with a 25 million windfall?
Replies: 47
Views: 4036

Re: What would you do with a 25 million windfall?

Step 1. Buy a Tesla.

Step 2. Drive around in the Tesla trying to decide what to do with the rest of the money. :happy
by 5th_Dimension
Wed Jan 10, 2018 4:30 pm
Forum: Personal Consumer Issues
Topic: antivirus for windows 7
Replies: 10
Views: 737

Re: antivirus for windows 7

Malwarebytes Free Version. Run once. If clean, Microsoft Security Essentials. Run Malwarebytes once a month or so. If Malwarebytes is clean every month, stick with MSE. If Malwarebytes finds something every month, your friend has poor security habits, pay for ESET NOD32. Just my opinion of course :h...
by 5th_Dimension
Fri Dec 29, 2017 7:17 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 903
Views: 232812

Re: Share your net worth progression

I've been waiting for the end of the year to post mine. I don't expect anything will change much in the next couple of days :happy 2001 -$44,000 2002 -$41,000 2003 -$33,000 2004 -$25,000 2005 -$23,000 2006 -$12,000 2007 -$9,000 2008 $20,000 2009 $30,000 2010 $42,000 2011 $54,000 2012 $86,000 2013 $1...
by 5th_Dimension
Fri Dec 08, 2017 2:48 pm
Forum: Investing - Help with Personal Investments
Topic: Do you have any guilty pleasure investments?
Replies: 53
Views: 4033

Re: Do you have any guilty pleasure investments?

The DW has a new 401K that we weren't expecting. I am throwing all of that into Vanguard Small Cap in addition to our 3 fund portfolio. Makes me feel like a renegade! :D
by 5th_Dimension
Tue Oct 31, 2017 4:43 pm
Forum: Local Chapters and Bogleheads Community
Topic: To Avatar or Not - Get One? How did you choose?
Replies: 137
Views: 10787

Re: To Avatar or not to Avatar . . how did you choose or not choose?

I'm a visual artist so I naturally like avatars. I found mine doing an image search and felt it fit :D
by 5th_Dimension
Tue Oct 24, 2017 4:42 pm
Forum: Personal Consumer Issues
Topic: New TV, what's important?
Replies: 42
Views: 3961

Re: New TV, what's important?

You might want to do some research on HDR, High Dynamic Range. From my reading that appears to be the most important consideration going forward right now. A lot of the other things, OLED vs LED/LCD, etc, come down to price, but HDR is a standard that there is a bit of a battle for. I'm glad I'm not...
by 5th_Dimension
Tue Oct 17, 2017 11:07 am
Forum: Personal Finance (Not Investing)
Topic: Apple Pay and CVV number
Replies: 7
Views: 1730

Re: Apple Pay and CVV number

We have used our Apple Pay at a local gas station and we had to enter the CVV. Only time we've been asked for it. Where in your phone did you find the CVV for the card that is on Apple Pay? I have not been able to find this. When I used Apple Pay, I tried using the CVV number on the corresponding p...
by 5th_Dimension
Mon Oct 16, 2017 8:17 pm
Forum: Personal Finance (Not Investing)
Topic: Apple Pay and CVV number
Replies: 7
Views: 1730

Re: Apple Pay and CVV number

We have used our Apple Pay at a local gas station and we had to enter the CVV. Only time we've been asked for it.
by 5th_Dimension
Sun Oct 15, 2017 3:29 pm
Forum: Personal Consumer Issues
Topic: What are you driving? And would you buy your current ride again?
Replies: 130
Views: 10334

Re: What are you driving? And would you buy your current ride again?

2010 Honda Insight EX. Would buy one again but it is not being made anymore. :(
by 5th_Dimension
Wed Sep 27, 2017 4:54 pm
Forum: Personal Finance (Not Investing)
Topic: Anti virus protection
Replies: 35
Views: 4903

Re: Anti virus protection

Another vote for ESET.
by 5th_Dimension
Tue Sep 26, 2017 12:50 pm
Forum: Personal Consumer Issues
Topic: Chrome vs Firefox
Replies: 34
Views: 6040

Re: Chrome vs Firefox

I have been using Opera on my Mac, so far very happy with it.
by 5th_Dimension
Fri Sep 22, 2017 8:29 pm
Forum: Investing - Help with Personal Investments
Topic: Asset Allocation for mid 50 age group
Replies: 35
Views: 5155

Re: Asset Allocation for mid 50 age group

58 - 67/33. It is on the aggressive side but we are comfortable there
by 5th_Dimension
Sat Sep 09, 2017 9:13 pm
Forum: Personal Finance (Not Investing)
Topic: Can't freeze credit at Experian?
Replies: 75
Views: 48233

Re: Can't freeze credit at Experian?

Froze all of our accounts just now. all went through except Experian for DW. Her's failed with the same message yours did, no idea why.