Search found 128 matches

by Houe
Thu Aug 15, 2019 8:26 am
Forum: Personal Consumer Issues
Topic: Beyond Meat Burger? Do you like?
Replies: 84
Views: 5644

Re: Beyond Meat Burger? Do you like?

No point in arguing about third-hand reports, so this will be my last comment, but I will say this much. Just about every description I've read mentions a difference in texture between Impossible burgers and beef, and mostly they match the impression my wife and I had: somewhat "mushy." The mushy o...
by Houe
Thu Aug 15, 2019 8:22 am
Forum: Personal Consumer Issues
Topic: Beyond Meat Burger? Do you like?
Replies: 84
Views: 5644

Re: Beyond Meat Burger? Do you like?

I'm a vegetarian for many years. Beyond Meat has two versions of their "burger" that I've tried. The new recipe (red label with "now even meatier") is, in my opinion, much better than the previous version. I'm not sure if they are going to keep producing both or replacing the older with the new one....
by Houe
Tue Jan 22, 2019 1:14 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in free fall

Here we go again. Market tanking.
by Houe
Mon Jan 21, 2019 10:34 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in free fall

With the market looking much better who here is thinking of getting back into the market? The crash in December was brutal. Scared many (including me). 1. I was never out of the market. 2. I rebalanced INTO equities in December. 3. Things are up so much, I hit a rebalancing band and have started to...
by Houe
Mon Jan 21, 2019 10:30 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in free fall

With the market looking much better who here is thinking of getting back into the market? The crash in December was brutal. Scared many (including me).
by Houe
Wed Jan 16, 2019 5:27 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 53612

Re: John Bogle is dead at 89

Thanks John. RIP.
by Houe
Mon Dec 31, 2018 1:31 pm
Forum: Investing - Theory, News & General
Topic: [Vanguard Founder Jack Bogle Says It’s Time to Play It Safe]
Replies: 153
Views: 14366

Re: [Vanguard Founder Jack Bogle Says It’s Time to Play It Safe]

Based on this advice I'm changing all my new 401k contributions to 60/40 from 80/20. I've been feeling the same thing that Bogle is warning about here.
by Houe
Mon Dec 24, 2018 2:04 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in free fall

CoAndy wrote:
Mon Dec 24, 2018 1:38 pm
What the crap is going on????
Market tanking big time.
by Houe
Fri Dec 21, 2018 3:52 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in free fall

I'd say there is some blood in the streets, but a lot of people are willing to stick around for another 5-10% drop. At 25% drop then the weak hands will start to bail. Only then will we form a bottom.
by Houe
Fri Dec 21, 2018 2:23 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in free fall

Its becoming quite painful to watch the market... I could do you all a favor and bail. I know the market would rally if I bailed. I'm very close to a re balance, but I might just skip the rebalance because I don't even want to log in to my accounts.
by Houe
Thu Dec 20, 2018 12:56 pm
Forum: Investing - Theory, News & General
Topic: Does the national debt affect your investing strategies?
Replies: 21
Views: 1417

Re: Does the national debt affect your investing strategies?

State and local government debts worry me greatly, and they do impact my investment choices. US federal debt doesn't worry me or effect my investments. When the US went totally fiat in 1971, the old rules went away. We are all still learning the new rules. An excellent summary of what I was trying ...
by Houe
Thu Dec 20, 2018 9:18 am
Forum: Investing - Theory, News & General
Topic: Does the national debt affect your investing strategies?
Replies: 21
Views: 1417

Does the national debt affect your investing strategies?

The US national debt has increased steadily over the past decade and trillion dollar deficits are mounting for as far as the eye can see. How do we protect our finances in this environment? Have you changed anything in your long term investing strategy? Invest more in Roth - predicting taxes will be...
by Houe
Tue Dec 18, 2018 3:41 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in free fall

market accelerating downward into the closing bell...
by Houe
Tue Dec 18, 2018 2:47 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 3997
Views: 740259

Re: What's Your Credit Card Rewards Strategy?

I'm looking to simplify my CC collection. I'm looking to keep the following: Citi Costco CC - 4% gas, 3% restaurants, 2% costco Fidelity CC - 2% on everything Amex blue - 3% groceries I'm planning to rid myself of some other cards with rotating categories - too much effort to keep track of the categ...
by Houe
Tue Dec 18, 2018 11:32 am
Forum: Personal Investments
Topic: Invested a lump sum a few weeks ago..
Replies: 31
Views: 2827

Re: Invested a lump sum a few weeks ago..

I've argued against lump summing large amounts. Yes, it is true that on average it will return better. However, I'd like to avoid the outliers results of lump summing and average it out a little. Investing in all equities and 0 bonds is also likely to return better - but many see that as too risky. ...
by Houe
Tue Dec 18, 2018 9:33 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in free fall

I think the market will sell into any rallies. People want to have some dry powder ready to go for when the opportunity arises? I'm curious how many here have used some of there dry powder (or all of it).
by Houe
Mon Dec 17, 2018 3:24 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in free fall

Time2Quit wrote:
Mon Dec 17, 2018 3:24 pm
Can we officially call this a Bear yet?
Jeffrey Gundlach says the S&P 500 is headed to new lows: 'I'm pretty sure this is a bear market'
by Houe
Mon Dec 17, 2018 3:10 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in free fall

How are you guys feeling? I am considering lightening up on equities - this may be going much much lower. A core principle of my investing plan is that I have no talent for market timing. Why do you think you do? Something is different this time. I can't quite put my finger on it. This one seems re...
by Houe
Mon Dec 17, 2018 3:05 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in free fall

How are you guys feeling? I am considering lightening up on equities - this may be going much much lower. A core principle of my investing plan is that I have no talent for market timing. Why do you think you do? Something is different this time. I can't quite put my finger on it. This one seems re...
by Houe
Mon Dec 17, 2018 2:28 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in free fall

How are you guys feeling? I am considering lightening up on equities - this may be going much much lower.
by Houe
Mon Dec 17, 2018 11:20 am
Forum: Personal Consumer Issues
Topic: How much do you pay for internet only?
Replies: 79
Views: 5520

Re: How much do you pay for internet only?

We live outside of the city and have limited options for internet (satellite, cell towers, or dial up) - its the price we gladly pay for our piece of heaven in the country. We pay $108 for a 10-30 mbit connection (cell tower internet). It is truly unlimited and has been very reliable. We are able to...
by Houe
Fri Dec 14, 2018 2:29 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in free fall

Is there blood in the streets?
by Houe
Tue Dec 04, 2018 5:25 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in freefall

Today's losses may look like a G movie compared to the horror film of the next few days. Please make a specific prediction. What's a horror film? A drop of 10%? A drop of 10%, followed by a 3% dead-cat bounce and another 20% drop? A 100% drop to wipe out all market value? I predict US markets will ...
by Houe
Tue Dec 04, 2018 4:56 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in freefall

Today's losses may look like a G movie compared to the horror film of the next few days. What is your strategy to weather the storm? I'm gonna go home and do some Christmas shopping... Forget the day happened.
by Houe
Tue Dec 04, 2018 1:19 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in freefall

I'm really not liking this market. Anyone else thinking its time to lighten up on equities? I'm really considering pulling out for a while.
by Houe
Fri Mar 02, 2018 11:14 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in freefall

It's starting to look like a bloody Friday!
by Houe
Thu Feb 15, 2018 10:15 am
Forum: Personal Investments
Topic: Did you learn anything from the market correction?
Replies: 160
Views: 14751

Re: Did you learn anything from the market correction?

I was surprised by the number of posts/threads on bogleheads that suggested people are either timing or were thinking about timing the market.
by Houe
Fri Feb 09, 2018 12:52 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in freefall

Dow accelerating downward. Off 400+ points. Could this turn into a black Friday?!?
by Houe
Mon Feb 05, 2018 10:58 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in freefall

I logged in to my 401k portfolio to see the damage and saw some good news (maybe). My company posted our profit sharing today which is close to 6% of salary. On the down side I see futures are pointing to another ugly day tomorrow. But I guess posting today is better than a few trading days ago...
by Houe
Mon Feb 05, 2018 3:07 pm
Forum: Investing - Theory, News & General
Topic: Alan Greenspan says there are bubbles in both stocks and bonds
Replies: 90
Views: 10017

Re: Alan Greenspan says there are bubbles in both stocks and bonds

I think he has dementia. I wouldn't listen to a word this person says. He caused the original case of "irrational exuberance". He's just blowing his own horn for his ego @ 91. Mr. Greenspan is starting to look much smarter these last few days isn't he ????? Perhaps he's not the one with dementia !!...
by Houe
Mon Feb 05, 2018 3:04 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in freefall

It is an absolute blood bath out there guys!
by Houe
Mon Feb 05, 2018 2:48 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in freefall

Doom&Gloom wrote:
Mon Feb 05, 2018 2:46 pm
Accrual wrote:
Mon Feb 05, 2018 2:39 pm
A lot of doubt circling this board. Somewhat troubling.
Some people getting punched in the mouth.
"Everyone has a plan 'till they get punched in the mouth." -Mike Tyson
by Houe
Mon Feb 05, 2018 2:46 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in freefall

A lot of doubt circling this board. Somewhat troubling. Exactly what I was thinking. I see a lot of posts on the board questioning boglehead principles or suggestion action 180 degrees from the advice I've read on bogleheads.org for the past year (fairly new here). Is talking about BH principles an...
by Houe
Mon Feb 05, 2018 1:14 pm
Forum: Investing - Theory, News & General
Topic: Blood in the water- buying?
Replies: 117
Views: 18586

Re: Blood in the water- buying?

What constitutes "blood in the water"? This is certainly another ugly day, but does it reach to that level?
by Houe
Mon Feb 05, 2018 9:01 am
Forum: Personal Consumer Issues
Topic: For BHs who actually like cars - [what car do you drive every day?]
Replies: 280
Views: 23360

Re: For BHs who actually like cars - [what car do you drive every day?]

2009 Cadillac CTS (direct injection). It has been a nice car. I got it before I was married (or a boglehead) so my next car is probably going to be a civic or something very practical.
by Houe
Mon Feb 05, 2018 8:54 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in freefall

So who is a buyer in this market? It not like bonds are a safe alternative...
by Houe
Sun Feb 04, 2018 4:12 am
Forum: Personal Consumer Issues
Topic: Best Basic DESKTOP?
Replies: 77
Views: 7351

Re: Best Basic DESKTOP?

If you don't need it right now it might be worth waiting until Intel (or AMD) release some CPUs with the security flaws (meltdown and Spectre) fixed - AMD is only affected my Spectre. While there are software fixes - they do degrade the performance of the system somewhat. I'd guess it will be a year...
by Houe
Fri Feb 02, 2018 3:05 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in freefall

Its accelerating downward into the market close. Now -600 for the DOW.
by Houe
Fri Feb 02, 2018 2:58 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in freefall

Its a blood bath out there!

"the time to buy is when there's blood in the streets." - Baron Rothschild
by Houe
Fri Feb 02, 2018 12:28 pm
Forum: Personal Consumer Issues
Topic: Relearning Calculus
Replies: 81
Views: 8463

Re: Relearning Calculus

Take a calculus class at a local college. In my opinion you will get a lot more out of it than just going through books on your own. I'm an electrical engineer and decided to take a class on digital signal processing post graduate. I enjoyed it a lot more than my college years. Being able to concent...
by Houe
Wed Jan 31, 2018 3:54 pm
Forum: Investing - Theory, News & General
Topic: Alan Greenspan says there are bubbles in both stocks and bonds
Replies: 90
Views: 10017

Alan Greenspan says there are bubbles in both stocks and bonds

I've been a little concerned with bonds - more so than stocks. That being said I am putting all new contributions into vanguard balanced fund (60/40 allocation). I then came across this bit: https://www.cnbc.com/2018/01/31/alan-greenspan-says-there-are-bubbles-in-both-stocks-and-bonds.html So the qu...
by Houe
Wed Jan 31, 2018 3:33 pm
Forum: Personal Finance (Not Investing)
Topic: Should I stop contributing to 401(k) to pay off debt
Replies: 44
Views: 3651

Re: Should I stop contributing to 401(k) to pay off debt

Considering you do not have a company match I'd stop the 401k for a short time. If you had a company match then I'd contribute enough to get the match.
by Houe
Mon Jan 29, 2018 11:28 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in freefall

The sad part of the situation is that bonds don't seem like a safe haven right now either. That being said I am starting to move new contributions to bonds. I recently moved from 90 stocks/10 bonds to 85/15 and will be accelerating towards 80/20 and maybe even 70/30. I feel like I am too aggressive ...
by Houe
Tue Jan 23, 2018 8:57 pm
Forum: Personal Investments
Topic: 50% of my portfolio in FANG - 15% in NVDA
Replies: 64
Views: 8432

Re: 50% of my portfolio in FANG - 15% in NVDA

You should sell it all and buy bitcoin. But seriously take some of the advice given here.
by Houe
Mon Jan 22, 2018 4:13 pm
Forum: Investing - Theory, News & General
Topic: Lower tax rates for 7 yrs.-Are you switching to Roth 401K
Replies: 65
Views: 7356

Re: Lower tax rates for 7 yrs.-Are you switching to Roth 401K

If a person has a 12% marginal rate but you aren't able to maximize your tax advantaged space would it be better to contribute what you can to Roth or to contribute a bit more to traditional? Or is this not really an issue?
by Houe
Tue Jan 16, 2018 3:35 pm
Forum: Investing - Theory, News & General
Topic: Is lump sum or dollar cost averaging more in line with boglehead values?
Replies: 22
Views: 2067

Is lump sum or dollar cost averaging more in line with boglehead values?

Most of the recommendations I see here about investing large sums is to just do it as a lump sum. The reason given is that on average the market goes up so the odds favor investing all immediately. While this is true it seems like one is taking higher risk in this scenario. On the other side dollar ...
by Houe
Fri Jan 12, 2018 4:40 pm
Forum: Personal Investments
Topic: 401k options [Which funds to choose?]
Replies: 23
Views: 1587

Re: 401k options [Which funds to choose?]

To rebalance when needed you can simply exchange between funds inside her rollover IRA. I hope that this helps. If you have any questions just ask. Thanks for looking over my portfolio - much appreciated. That should work for a few years until the rebalance would drop the fund from premium's $10k m...
by Houe
Fri Jan 12, 2018 9:33 am
Forum: Personal Investments
Topic: 401k options [Which funds to choose?]
Replies: 23
Views: 1587

Re: 401k options [Which funds to choose?]

Here is the breakdown of where each asset is located: Her Fidelity Rollover IRA (90.6% stocks/9.4% bonds) 4.57%, Fidelity® U.S. Bond Index Fund - Investor Class, FBIDX, 0.14% 43.99%, Fidelity® 500 Index Fund - Premium Class, FUSVX, 0.035% Her Fidelity Roth IRA (100% stocks/0% bonds) 2.49%, Fidelity®...
by Houe
Thu Jan 11, 2018 12:58 pm
Forum: Personal Investments
Topic: 401k options [Which funds to choose?]
Replies: 23
Views: 1587

Re: 401k options [Which funds to choose?]

An update and a new question.... As of now our portfolio across a number of accounts is: Fidelity® U.S. Bond Index Fund - Investor Class (FBIDX) 4.57% Fidelity® 500 Index Fund - Premium Class (FUSVX) 43.99% Fidelity® 500 Index Fund - Investor Class (FUSEX) 2.49% Fidelity® Total Market Index Fund - P...
by Houe
Wed Jan 10, 2018 4:47 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 11661
Views: 2008538

Re: U.S. stocks in freefall

I didn't feel like I understood the foreign markets well enough to invest. No worries, we'll help you work through it. (Consider that you may not need to do anything, it depends on what you have now.) In order to give appropriate advice, it's best to keep all the information in one spot. I just mer...