Search found 286 matches

by Pete12
Fri Nov 15, 2019 9:36 pm
Forum: Personal Consumer Issues
Topic: Romantic northeast winter weekend getaway?
Replies: 28
Views: 3036

Re: Romantic northeast winter weekend getaway?

dognose wrote:
Wed Nov 13, 2019 11:15 pm
Stay home, light a fire in the fireplace, and snuggle up with a book by Jack Bogle. What could be more romantic?
+1000!!! :mrgreen:
by Pete12
Fri Nov 01, 2019 9:23 am
Forum: Personal Consumer Issues
Topic: Low water pressure/flow in house
Replies: 57
Views: 3567

Re: Low water pressure/flow in house

He recommended that after we close on the house we immediately sign up for the city's water line insurance ($5/month), wait 30 days for it to kick in, then call the city to file a complaint about the pressure. If they investigate and find it's a problem with our line, the replacement would be cover...
by Pete12
Thu Oct 31, 2019 12:07 pm
Forum: Personal Consumer Issues
Topic: Low water pressure/flow in house
Replies: 57
Views: 3567

Re: Low water pressure/flow in house

We are in the process of negotiating the contract. We got a very good deal on the house, the seller isn't going to give us another penny off the price. Other than the question on the water line the house is in very good shape according to our engineer. I will investigate the water line insurance fur...
by Pete12
Thu Oct 31, 2019 9:39 am
Forum: Personal Consumer Issues
Topic: Low water pressure/flow in house
Replies: 57
Views: 3567

Re: Low water pressure/flow in house

Thank you everyone for your responses, I am very grateful for all the expertise and experience. I also spoke to a local plumber who was recommended to me. So the general consensus seems to be that the main factor is the incoming supply from the street. Either a blocked pipe, a faulty valve, or just ...
by Pete12
Wed Oct 30, 2019 3:30 pm
Forum: Personal Consumer Issues
Topic: Grinding sound when braking comes and goes in 2007 Hyundai Santa Fe GLS
Replies: 9
Views: 501

Re: Grinding sound when braking comes and goes in 2007 Hyundai Santa Fe GLS

We had a similar problem on a 2004 Hyundai Sonata. It was a warped rotor. Had it replaced and the issue went away..
by Pete12
Wed Oct 30, 2019 9:26 am
Forum: Personal Consumer Issues
Topic: Low water pressure/flow in house
Replies: 57
Views: 3567

Re: Low water pressure/flow in house

I still come back to the issue perhaps being a non-issue. Pressure is 60psi. Open up THREE shower heads and pressure is 20psi. Question - what did the engineer say it SHOULD have been with THREE shower heads running? As I stated earlier, I've never heard of anyone being able to take 3 showers at th...
by Pete12
Wed Oct 30, 2019 9:10 am
Forum: Personal Consumer Issues
Topic: Low water pressure/flow in house
Replies: 57
Views: 3567

Re: Low water pressure/flow in house

It is the service line being obstructed or an issue with the valve at the street level. Do the screens in the faucets need to be cleaned of sediment very often?? If it was the city water pressure then the neighbors water use would affect this house. Bill Thanks, we don't know about the faucet scree...
by Pete12
Wed Oct 30, 2019 9:09 am
Forum: Personal Consumer Issues
Topic: Low water pressure/flow in house
Replies: 57
Views: 3567

Re: Low water pressure/flow in house

Thanks everyone. To confirm, we have tested the pressure right at the water meter. It drops from 60psi to 20psi when all the showers are on. However it immediately goes back to 60psi when the showers are shut off. So does this sounds like a problem with the city water pressure rather than the servi...
by Pete12
Wed Oct 30, 2019 6:57 am
Forum: Personal Consumer Issues
Topic: Low water pressure/flow in house
Replies: 57
Views: 3567

Re: Low water pressure/flow in house

Thanks everyone. To confirm, we have tested the pressure right at the water meter. It drops from 60psi to 20psi when all the showers are on. However it immediately goes back to 60psi when the showers are shut off. So does this sounds like a problem with the city water pressure rather than the servic...
by Pete12
Tue Oct 29, 2019 3:49 pm
Forum: Personal Consumer Issues
Topic: Low water pressure/flow in house
Replies: 57
Views: 3567

Re: Low water pressure/flow in house

It may be a problem with the one inch copper into the house. Are you able to run a faucet near the meter and check the pressure? The pressure drop occurs along the length of 1/2 inch pipe but should not drop too much at the meter coming into the house. There may be some galvanized pipe between the ...
by Pete12
Tue Oct 29, 2019 2:03 pm
Forum: Personal Consumer Issues
Topic: Low water pressure/flow in house
Replies: 57
Views: 3567

Re: Low water pressure/flow in house

Thanks everyone. Unfortunately we don’t know the size and configuration of the pipes feeding the showers. As we don’t own the property yet we aren’t in a position to start opening up walls LOL My main concern at the moment is why the pressure at the meter drops off so much from 60psi with nothing ru...
by Pete12
Tue Oct 29, 2019 1:11 pm
Forum: Personal Consumer Issues
Topic: Low water pressure/flow in house
Replies: 57
Views: 3567

Low water pressure/flow in house

We are in the process of moving house but there is a problem with the water pressure / flow in the new property. We just had the engineers inspection completed and I am trying to get an education to see what may be involved before reaching out to plumbers, and also to see if we should ask for a cred...
by Pete12
Sat Oct 12, 2019 8:45 am
Forum: Personal Finance (Not Investing)
Topic: Has anyone used Solo401k.com?
Replies: 6
Views: 531

Re: Has anyone used Solo401k.com?

Hi Bogleheads, Has anyone used Solo401k.com (i.e. the Nabers Group) for their self-directed solo 401k? I'd greatly appreciate your feedback and review of their services. ____________ I'm looking to set up a self-directed solo 401k for my self-employment income. The reason why I'm seeking to use a s...
by Pete12
Wed Sep 25, 2019 7:07 pm
Forum: Personal Consumer Issues
Topic: CBD for dogs' arthritis
Replies: 3
Views: 590

Re: CBD for dogs' arthritis

In before the lock!
by Pete12
Sun Sep 15, 2019 9:25 pm
Forum: Personal Consumer Issues
Topic: Need ideas for NY Upstate Getaway
Replies: 48
Views: 3318

Re: Need ideas for NY Upstate Getaway

BogleMelon wrote:
Sun Sep 15, 2019 3:45 pm
Pete12 wrote:
Sun Sep 15, 2019 3:04 pm
BogleMelon wrote:
Thu Sep 12, 2019 1:21 pm
Lake George will be my next destination in NY upstate.

Thank you all for your suggestions :beer
How was your trip?
DW got sick. Everything was cancelled! :oops:
Ugh sorry to hear that!
by Pete12
Sun Sep 15, 2019 3:04 pm
Forum: Personal Consumer Issues
Topic: Need ideas for NY Upstate Getaway
Replies: 48
Views: 3318

Re: Need ideas for NY Upstate Getaway

BogleMelon wrote:
Thu Sep 12, 2019 1:21 pm
Lake George will be my next destination in NY upstate.

Thank you all for your suggestions :beer
How was your trip?
by Pete12
Wed Sep 11, 2019 10:24 am
Forum: Personal Consumer Issues
Topic: Need ideas for NY Upstate Getaway
Replies: 48
Views: 3318

Re: Need ideas for NY Upstate Getaway

I and DW live in NJ. We would like to go during the upcoming weekend (Fri night, Sat, back in Sunday) to NY upstate to disconnect our minds from some stressful events happening currently to our life. Any known good places to stay at or visit at that time of the year? We are not willing to spend a f...
by Pete12
Sun Sep 08, 2019 12:36 pm
Forum: Personal Consumer Issues
Topic: Quebec City in October
Replies: 23
Views: 1985

Re: Quebec City in October

Here are a few more ideas: viewtopic.php?t=228890
by Pete12
Tue Aug 06, 2019 11:27 am
Forum: Personal Consumer Issues
Topic: Extreme Anxiety with Time/Money
Replies: 95
Views: 9165

Re: Extreme Anxiety with Time/Money

I am reminded of a quote by Walt Disney: "Disneyland will never be completed. It will continue to grow as long as there is imagination left in the world."

Don't be too hard on yourself, there will always be things left to do.
by Pete12
Tue Aug 06, 2019 8:46 am
Forum: Personal Consumer Issues
Topic: Extreme Anxiety with Time/Money
Replies: 95
Views: 9165

Re: Extreme Anxiety with Time/Money

Compartmentalize Prioritize Strategize Adapt Improvise Be realistic with yourself, the tasks, and others. Know that not everything (most things) cannot be fixed, or done to perfection. Like a "Bogle Portfolio", perfection is not the goal, "good enough" also works. And, the pursuit of perfection and...
by Pete12
Fri Jul 26, 2019 9:48 am
Forum: Personal Consumer Issues
Topic: Box wine- update and recommendations?
Replies: 73
Views: 6394

Re: Box wine- update and recommendations?

I was in Costco (Culver City) this past weekend and didn't see any wine in a box. Just bottles. I looked all around. (Inspired by this thread!) Did I miss them? Are they stocked in a different section from all the other wine? Thanks! I am guessing the selection varies by location. I've never seen b...
by Pete12
Sat Jul 20, 2019 9:50 am
Forum: Personal Consumer Issues
Topic: Box wine- update and recommendations?
Replies: 73
Views: 6394

Re: Box wine- update and recommendations?

Hiker-Biker wrote:
Fri Jul 19, 2019 7:00 pm
DW likes "Pour Haus," also available at Total Wine. Three liters for about $15. She also likes Bota Box Red Blend since it's a dollar cheaper.
This is great, love a good deal!!
by Pete12
Fri Jul 19, 2019 7:33 am
Forum: Personal Consumer Issues
Topic: Box wine- update and recommendations?
Replies: 73
Views: 6394

Re: Box wine- update and recommendations?

I've definitely suffered from wine creep. I used to drink $4-$6 bottles of wine and now that has crept into $7-$14 bottles. I can usually tell the difference between a $6 bottle of wine and a $14 bottle. However once you go above $15 it’s just lost on me. A friend brought over a $90 Caymus Cabernet...
by Pete12
Thu Jul 18, 2019 3:31 pm
Forum: Personal Consumer Issues
Topic: Box wine- update and recommendations?
Replies: 73
Views: 6394

Re: Box wine- update and recommendations?

So odd that one cannot find any good Brunello, or a Chateneuf in boxed format... It baffles me why wine only has to come in 750ml glass bottles. I read an article a while ago which looks at this topic along with other things the wine industry does which make no sense: https://www.dailymail.co.uk/ne...
by Pete12
Thu Jul 18, 2019 6:50 am
Forum: Personal Consumer Issues
Topic: Box wine- update and recommendations?
Replies: 73
Views: 6394

Re: Box wine- update and recommendations?

I know boxes are an option, but I think the volumes are even higher than a standard bottle, and while things last longer, I'd guess they don't last long enough for my slow drinking. The Bota Box claims it will last up to 30 days, but we’ve had luck even 3-4 months after opening. Especially with the...
by Pete12
Wed Jul 17, 2019 5:39 pm
Forum: Personal Consumer Issues
Topic: Box wine- update and recommendations?
Replies: 73
Views: 6394

Box wine- update and recommendations?

It has been a while since there has been a box wine thread here, it would be good to get an update. My local wine store now has an entire section of box wine, there must be 10 or 15 different brands there. I am currently working through a Bota Box malbec ($17.99/ 3 ltr) which is delicious. My wife l...
by Pete12
Fri Jul 12, 2019 5:37 pm
Forum: US Chapters
Topic: Your USER NAME...what does it mean?
Replies: 470
Views: 61969

Re: Your USER NAME...what does it mean?

I've been frequenting this site for a few months now and have noticed some really "cool, some intriguing, some humorous, some thoughtful and some mysterious USER NAMES. Out of respect for those individuals, I do not want to point out any particular USER NAME. However,without revealing too much abou...
by Pete12
Wed Jul 03, 2019 9:28 pm
Forum: Personal Finance (Not Investing)
Topic: Do you share your net worth with family members?
Replies: 252
Views: 22748

Re: Do you share your net worth with family members?

mediahound wrote:
Sun Jun 30, 2019 9:56 pm
Would you share your net worth with family members?

Mainly I'm wondering about sharing personal milestones such as one's portfolio reaching one million (as an example) with your parents and siblings.

How about if they ask? Would you tell them?

Just looking for people's thoughts on this.
No.
by Pete12
Thu Jun 20, 2019 4:37 pm
Forum: Personal Consumer Issues
Topic: Where to stay in Hong Kong
Replies: 16
Views: 1272

Re: Where to stay in Hong Kong

Might be a little higher than your range but for a treat the JW Marriott in Pacific Place is wonderful. Great views of the harbor and easy to get to. 5 min walk from Admiralty metro and 15-20 minute walk from the star ferry.
I am very jealous, HK is one of my favorite cities. Enjoy.
by Pete12
Sat Jun 15, 2019 9:10 pm
Forum: Personal Consumer Issues
Topic: Do you repair your own appliances?
Replies: 65
Views: 4057

Re: Do you repair your own appliances?

Housedoc wrote:
Sat Jun 15, 2019 3:37 pm
Any update on if washer is fixed? I hate all this advice going to waste
Been away for a few days, hoping to refocus on it next week LOL
by Pete12
Thu Jun 13, 2019 4:55 pm
Forum: Personal Consumer Issues
Topic: Do you repair your own appliances?
Replies: 65
Views: 4057

Re: Do you repair your own appliances?

I agree with the posters who have said it's satisfying to figure out and fix things yourself. I would not go as far as calling it a hobby though, that would mean things are breaking around the house all the time :oops:
by Pete12
Thu Jun 13, 2019 11:52 am
Forum: Personal Consumer Issues
Topic: Do you repair your own appliances?
Replies: 65
Views: 4057

Re: Do you repair your own appliances?

My next project is trying to diagnose why the washer occasionally doesn’t spin properly leaving the clothes soaking wet at the end of cycle. This one is proving to be tricky. :annoyed Perhaps a clutch. We bought a used washer, which came with a short warranty period. Almost immediately it quit spin...
by Pete12
Thu Jun 13, 2019 6:21 am
Forum: Personal Consumer Issues
Topic: Do you repair your own appliances?
Replies: 65
Views: 4057

Do you repair your own appliances?

How adventurous are Bogleheads when it comes to repairing household appliances? Between Youtube videos and websites that sell appliance parts there is a ton of information and help out there. Some examples of repairs I’ve done: Replaced ice maker module in french door refrigerator General maintenanc...
by Pete12
Wed Jun 12, 2019 7:30 pm
Forum: Personal Finance (Not Investing)
Topic: How much is your guys’ fees for your 401k?
Replies: 96
Views: 5968

Re: How much is your guys’ fees for your 401k?

$0 at Fidelity for solo 401k
by Pete12
Wed Jun 12, 2019 4:39 pm
Forum: Personal Consumer Issues
Topic: Alternative to USPS
Replies: 22
Views: 1922

Re: Alternative to USPS

keyfort wrote:
Fri Jun 07, 2019 2:29 pm
Assuming we don't use USPS again, can we have a tax return for the California FTB delivered via UPS? Or FedEx?
For FedEx I have used the following address with success:

FRANCHISE TAX BOARD
9645 BUTTERFIELD WAY
SACRAMENTO, CA 94267
by Pete12
Mon Jun 10, 2019 9:16 am
Forum: Personal Investments
Topic: Investing as a soon-to-be 21 year old
Replies: 26
Views: 1300

Re: Investing as a soon-to-be 21 year old

Take a look at this, it’s a short read and you are ahead of the curve already at your age (the author assumes you start investing at age 25)
https://www.etf.com/docs/IfYouCan.pdf
by Pete12
Mon Jun 03, 2019 9:56 am
Forum: Personal Investments
Topic: Kids accounts: Vanguard Total World Stock
Replies: 36
Views: 3669

Re: Kids accounts: Vanguard Total World Stock

While investing is good, at a young age, the emphasis should be on savings. Investing $3,000 won't make the kids rich. Saving $250,000 over 10 years will. We've been working on the savings habit already- they both have savings accounts at our local credit union. When they get money for birthdays et...
by Pete12
Sun Jun 02, 2019 8:32 pm
Forum: Personal Investments
Topic: Kids accounts: Vanguard Total World Stock
Replies: 36
Views: 3669

Re: Kids accounts: Vanguard Total World Stock

I pulled the trigger and placed the orders for VTWAX. Went with the mutual fund rather than the ETF so the entire sum could be invested with no cash left over. Expense ratio difference will be immaterial for now. Just had a great discussion with my kids about this. My 13 year old especially was very...
by Pete12
Sun Jun 02, 2019 8:21 pm
Forum: Personal Investments
Topic: Just Got a Call From Fidelity
Replies: 55
Views: 8141

Re: Just Got a Call From Fidelity

I’ve had a few calls recently from the local branch which I have let go to voicemail and have ignored. The message is that they would like to invite me to the branch to “go over” my portfolio. I haven't called back so neither my time nor their time is wasted.
by Pete12
Sun Jun 02, 2019 8:14 pm
Forum: Investing - Theory, News & General
Topic: Portfolio For Lottery Winner
Replies: 8
Views: 1425

Re: Portfolio For Lottery Winner

In before the lock!!
by Pete12
Fri May 24, 2019 7:21 pm
Forum: Personal Investments
Topic: Kids accounts: Vanguard Total World Stock
Replies: 36
Views: 3669

Re: Kids accounts: Vanguard Total World Stock

For myself, I've separated out my Total Stock and Total International holdings, for basically the reasons dbr gave. But I absolutely think Total World Stock (VTWAX) is the way to go as an educational thing for kids. In my opinion, it's far more important for it to be simple and easily explainable t...
by Pete12
Thu May 23, 2019 8:18 pm
Forum: Personal Investments
Topic: Kids accounts: Vanguard Total World Stock
Replies: 36
Views: 3669

Re: Kids accounts: Vanguard Total World Stock

carlaqqqt wrote:
Thu May 23, 2019 5:14 pm
seriously, why not VT? It's the same thing, but lower fees...
That would work too!
by Pete12
Thu May 23, 2019 10:50 am
Forum: Personal Consumer Issues
Topic: Why it doesn't matter if Tesla survives
Replies: 21
Views: 2042

Why it doesn't matter if Tesla survives

In reference to this thread: https://www.bogleheads.org/forum/viewtopic.php?f=2&t=281700&newpost=4558267&view=unread#unread I don't have to worry about whether an individual company or stock does well or not. By owing the entire market I can sleep well at night and not worry about it. Per Mr. Bogle:...
by Pete12
Wed May 22, 2019 7:21 pm
Forum: Personal Investments
Topic: Kids accounts: Vanguard Total World Stock
Replies: 36
Views: 3669

Re: Kids accounts: Vanguard Total World Stock

Thank you all for responses. I think for now I will go with VTWAX, we are talking about a relatively small amount per kid in the grand scheme for now. And the purchase minimum for VTWAX is $3,000 which is exactly the amount to be invested! :beer
by Pete12
Wed May 22, 2019 7:17 pm
Forum: Personal Investments
Topic: Kids accounts: Vanguard Total World Stock
Replies: 36
Views: 3669

Re: Kids accounts: Vanguard Total World Stock

It might be but probably won't be that this fund choice will be the most logical for them as time goes on. Do you mind expanding a bit on this? Thanks for your reply. Yes, it's the fact that once one starts to locate funds in different kinds of accounts and one deals with the best choices in a 401k...
by Pete12
Wed May 22, 2019 9:58 am
Forum: Personal Investments
Topic: Kids accounts: Vanguard Total World Stock
Replies: 36
Views: 3669

Re: Kids accounts: Vanguard Total World Stock

dbr wrote:
Wed May 22, 2019 9:16 am
It might be but probably won't be that this fund choice will be the most logical for them as time goes on.
Do you mind expanding a bit on this? Thanks for your reply.
by Pete12
Wed May 22, 2019 8:33 am
Forum: Personal Investments
Topic: Kids accounts: Vanguard Total World Stock
Replies: 36
Views: 3669

Kids accounts: Vanguard Total World Stock

Esteemed Bogleheads: My parents are giving my kids (ages 10 and 13) a gift of cash, $3,000 each. Instead of depositing the funds in their savings accounts at our credit union I was thinking of opening UTMA accounts with Vanguard and placing the funds 100% in Vanguard Total World Stock (VTWAX.) I fig...
by Pete12
Mon May 20, 2019 1:35 pm
Forum: Personal Consumer Issues
Topic: When to buy a vacation home
Replies: 26
Views: 2777

Re: When to buy a vacation home

We bought our vacation home almost 15 years ago just before we had kids. We are fortunate in that we negotiated hard, got the property for a song, and have no mortgage. It’s a beautiful waterfront property on a bay and a short drive to ocean beaches. It’s our only splurge. It’s only 90 minutes from ...
by Pete12
Sat May 11, 2019 5:49 pm
Forum: Personal Consumer Issues
Topic: Mosquito control in Central Va
Replies: 23
Views: 2018

Re: Mosquito control in Central Va

In our area we have wetlands with large areas of standing water. We have tried everything under the sun to control mosquitos. The most effective method I have found so far is remarkably simple: https://www.nytimes.com/2013/07/16/science/a-low-tech-mosquito-deterrent.html We have a large fan on our d...