Search found 65 matches

by kaesler
Wed May 27, 2020 2:19 pm
Forum: Personal Consumer Issues
Topic: Pandemic buys that have improved quality of life?
Replies: 185
Views: 19586

Re: Pandemic buys that have improved quality of life?

A pair of Sonos One SL speakers, one they were on sale about a month ago for about $130/each. Surprisingly good sound (esp. when used in a stereo pair), would highly recommend. (The One SL is identical to the One, but with no Alexa/Google Assistant functionality.) Me too, prompted by the mid-pandem...
by kaesler
Sat Apr 18, 2020 5:55 am
Forum: Personal Consumer Issues
Topic: Should I buy a new rice cooker from Zojirushi?
Replies: 93
Views: 9507

Re: Should I buy a new rice cooker from Zojirushi?

Yes. I cook brown rice in mine often. It does it right every time. The brown rice cycle is about 100 minutes but the timer works well to get the rice done at a specific time.
by kaesler
Sun Feb 09, 2020 11:38 am
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 434
Views: 32000

Re: What is the best concert you ever witnessed?

AC/DC free concert on the front lawn at Sydney University, 1974.
by kaesler
Fri Feb 07, 2020 12:06 pm
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 434
Views: 32000

Re: What is the best concert you ever witnessed?

XTC live at Rooty Hill RSL in western Sydney in about 1978.
by kaesler
Sun Jan 19, 2020 6:15 pm
Forum: Personal Consumer Issues
Topic: What do you think of Verizon's change in strategy?
Replies: 4
Views: 1885

Re: What do you think of Verizon's change in strategy?

I love it. I had been on an Internet-only no contract plan at $100/month. It had crept up over the years and I'd just decided to do the "switch-to-Comcast" dance and had even placed the Comcast order. Then I noticed this: https://www.reddit.com/r/Fios/comments/eq72su/existing_customer_mix_and_match/...
by kaesler
Fri Aug 16, 2019 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: Financial planning tools - MaxiFi, Fire Calc, etc?
Replies: 33
Views: 3783

Re: Financial planning tools - MaxiFi, Fire Calc, etc?

Another vote for MaxiFi. Works well for me.
by kaesler
Wed Jul 17, 2019 11:22 am
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 1000
Views: 317681

Re: Adding "head of household" filing status to RPM

I will be filing taxes as "head of household" in early retirement. How difficult would it be to add this option to the spreadsheet? I intend to look at doing it myself if it is feasible no-one has already started. Guessing it may be complicated by the need to use two different tax filing statuses o...
by kaesler
Wed Jul 17, 2019 10:25 am
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 1000
Views: 317681

Adding "head of household" filing status to RPM

I will be filing taxes as "head of household" in early retirement. How difficult would it be to add this option to the spreadsheet? I intend to look at doing it myself if it is feasible no-one has already started. Guessing it may be complicated by the need to use two different tax filing statuses ov...
by kaesler
Tue Jul 09, 2019 9:45 pm
Forum: Personal Consumer Issues
Topic: Volunteer suggestions
Replies: 55
Views: 3568

Re: Volunteer suggestions

Not yet retired but in training for it. There is a Catholic Church run meal center near here that feeds hundreds, 3 times a day. I keep an eye on an overlap between when they need people and when I am free on weekends, and sign up. It involves about 3 hours of cheerful busy work serving as a waiter ...
by kaesler
Mon Apr 01, 2019 9:21 pm
Forum: Personal Finance (Not Investing)
Topic: Any *disadvantages* to citizenship?
Replies: 74
Views: 4397

Re: Any *disadvantages* to citizenship?

jpsfranks wrote: Mon Apr 01, 2019 8:52 pm OP's wife is a green card holder and therefore a US tax resident already. I'm sure they are familiar with being taxed on their worldwide income because they are already filing a return and paying taxes.
A green card holder does not pay tax on foreign income. A citizen does.
by kaesler
Wed Feb 20, 2019 8:06 am
Forum: Personal Finance (Not Investing)
Topic: TurboTax eFile fails with "cancelled"
Replies: 8
Views: 1576

Re: TurboTax eFile fails with "cancelled"

Yes that was my conclusion too. I started with a very early version.
by kaesler
Tue Feb 19, 2019 11:34 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax eFile fails with "cancelled"
Replies: 8
Views: 1576

Re: TurboTax eFile fails with "cancelled"

To contact TurboTax support I went here: https://support.turbotax.intuit.com/contact/ There I entered the problem description and was eventually given a case number and phone number (800) 624-9066. I called and there was a 2 hour queue so was given the option of a call back. The call back arrived 80...
by kaesler
Mon Feb 18, 2019 6:19 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax eFile fails with "cancelled"
Replies: 8
Views: 1576

Re: TurboTax eFile fails with "cancelled"

Thanks douginct. That is helpful to know.

I'm in the tech support queue now. Expect a call back in 2 hours.
by kaesler
Mon Feb 18, 2019 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax eFile fails with "cancelled"
Replies: 8
Views: 1576

TurboTax eFile fails with "cancelled"

Having done my 2018 tax returns using TurboTax on a Mac, when I try to file electronically it fails with this message: cancelled Looks like we've had a technical hiccup. Try e-filing again. If that doesn't work, you can print your return and file by mail. It has been like this for several days now. ...
by kaesler
Mon Feb 18, 2019 3:48 pm
Forum: Personal Finance (Not Investing)
Topic: When a tax return amendment changes from payment to refund
Replies: 4
Views: 359

Re: When a tax return amendment changes from payment to refund

Actually it is a Massachusetts state tax return.

I now see that the amended tax return does take into account the previous overpayment.

Bottom line: I will receive a check for $331 and I and the State are square for that year.
by kaesler
Mon Feb 18, 2019 3:35 pm
Forum: Personal Finance (Not Investing)
Topic: When a tax return amendment changes from payment to refund
Replies: 4
Views: 359

When a tax return amendment changes from payment to refund

I recently realized I'd made a mistake in TurboTax on my state tax return for 2017. So I've amended the return in TurboTax. The original incorrect return had me owing the state $1028. The amended return has me receiving a refund of $331. Now can I expect a check for $1028 + $331 ? Has anyone done th...
by kaesler
Tue Jan 22, 2019 10:07 pm
Forum: Personal Consumer Issues
Topic: What is a Boglehead funeral/burial?
Replies: 153
Views: 9625

Re: What is a Boglehead funeral/burial?

Body flown 10,000 miles to my hometown and buried beside my relatives on a hillside serenaded forever by kookaburras. Use the Roth.
by kaesler
Wed Dec 19, 2018 10:13 pm
Forum: Personal Consumer Issues
Topic: Favorite Purchase of 2018?
Replies: 264
Views: 23841

Re: Favorite Purchase of 2018?

1. New late model camera upgrade to indulge my hobby.
2. Somewhat spur-of-the-moment 1 week trip to the Azores: https://www.flickr.com/photos/kaesler/a ... 7663965271
by kaesler
Sat Sep 22, 2018 12:10 pm
Forum: Personal Consumer Issues
Topic: Any Cyclists With a Brooks Saddle?
Replies: 37
Views: 5585

Re: Any Cyclists With a Brooks Saddle?

I have biked for many decades and put my first Brooks, a B-17, on a new bike about 6 years ago. I love it. Ultra comfortable from day 1 in my case. Didn't seem to need breaking in,
by kaesler
Sun Jun 10, 2018 9:24 pm
Forum: Personal Consumer Issues
Topic: Rowing machine motivation
Replies: 82
Views: 6823

Re: Rowing machine motivation

(FWIW) My normal C2 workout start with 5 minutes of warmup in 4 x 75 second phases: (1) arms only, (2) arms and back, (3) half bending the knees, (4) full knee bends. So you end up doing the full stroke. Then I stop and let my heat rate recover to about 90. Then I do 5000m with resistance at about 1...
by kaesler
Fri May 25, 2018 12:07 pm
Forum: Personal Consumer Issues
Topic: Heart rate monitor
Replies: 12
Views: 1974

Re: Heart rate monitor

I like my Polar OH-1. It is worn on the arm, not the wrist. I can set it to record mode and then go swim some laps. I download the data to my phone later.
by kaesler
Fri Jan 19, 2018 10:44 pm
Forum: Personal Consumer Issues
Topic: Anyone use a heart rate monitor for swimming???
Replies: 7
Views: 1099

Re: Anyone use a heart rate monitor for swimming???

I sometimes swim with the Polar OH-1. It can store the data for the swim session and you can download it later, out of the water. It also goes on your arm rather than chest.
by kaesler
Wed Jan 17, 2018 2:53 pm
Forum: Personal Consumer Issues
Topic: What is the best home exercise equipment?
Replies: 151
Views: 19373

Re: What is the best home exercise equipment?

Another vote for a Concept2 rower. I found one at a reasonable prices on Craigslist 4 years ago and have used it regularly. Lots of information and workout plans online. I often watch a lecture or talk on Youtube while I row. Time then flies.
by kaesler
Tue Jan 02, 2018 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: Retirement / financial modelling tools
Replies: 6
Views: 976

Re: Retirement / financial modelling tools

https://maxifiplanner.com/

It does much of what ESPlanner but with a much better user interface
by kaesler
Sat Dec 30, 2017 7:42 pm
Forum: Personal Consumer Issues
Topic: Your Top 10 Books
Replies: 64
Views: 15230

Re: Your Top 10 Books

Favorite fiction books: Kristin Lavransdatter - Sigrid Undset The Diary of a Country Priest - Georges Bernanos Things As They Are - Paul Horgan All Quiet On The Western Front - Remarque Love In The Ruins - Walker Percy The Dubliners - James Joyce Rogue Male - Geoffrey Household In This House Of Bred...
by kaesler
Mon Jun 19, 2017 5:59 pm
Forum: Personal Consumer Issues
Topic: Part-time computer science graduate schools in Boston area?
Replies: 26
Views: 4809

Re: Part-time computer science graduate schools in Boston area?

Some years ago I completed a masters at BU in CS. I just enrolled in the daytime classes and completed them at a part time rate. I did have the support of my employer to disappear for a few hours to attend classes every week.
by kaesler
Fri Nov 18, 2016 1:53 pm
Forum: Personal Consumer Issues
Topic: Hardwood Floor - purchasing options
Replies: 25
Views: 6330

Re: Hardwood Floor - purchasing options

I'm near Boston too and I've had very good results with a local company called Eco Options Hardwood. They have installed oak flooring and finished it in place in several areas of my house with excellent results. They are great to work with too.
by kaesler
Sat Sep 20, 2014 3:58 pm
Forum: Investing - Theory, News & General
Topic: Why are DFA Core and Vector funds so light on value exposure
Replies: 3
Views: 737

Why are DFA Core and Vector funds so light on value exposure

Was just exploring at fundfactors.com and noticed that DFA's US Core and Vector equity funds all have more size (SmB) factor exposure than value (HmL). Given that in the past the value premium has been larger and more consistent, I would have expected those Core and Vector funds to lean more towards...
by kaesler
Sun Jul 27, 2014 5:31 pm
Forum: Investing - Theory, News & General
Topic: "Why no one should use brokerage accounts" Really?
Replies: 10
Views: 1888

Re: "Why no one should use brokerage accounts" Really?

I suppose the example is fictitious. Can you provide a link to an article where this actually happened as outlined by Kotlikoff? Is he writing about the clawbacks from the Madoff victims? Or something else? Yes I think the example is fictitious. I don't know any more about this than that article I ...
by kaesler
Sun Jul 27, 2014 5:14 pm
Forum: Investing - Theory, News & General
Topic: "Why no one should use brokerage accounts" Really?
Replies: 10
Views: 1888

"Why no one should use brokerage accounts" Really?

This is rather worrying. How serious do you think this problem is with the SIPC ?

http://www.pbs.org/newshour/making-sens ... -accounts/
by kaesler
Fri Apr 18, 2014 9:19 am
Forum: Personal Consumer Issues
Topic: Quicken 2014 opinions wanted
Replies: 47
Views: 4095

Re: Quicken 2014 opinions wanted

I'm a long time Quicken user and every year lately I re-evaluate it and look around for a replacement because of the stagnation in its rate of improvement. This year I upgraded to 2014 and I find the mobile app very useful. I use it on an ipad and an iPhone. For me It is the most significant improve...
by kaesler
Sun Apr 11, 2010 11:43 am
Forum: Investing - Theory, News & General
Topic: Factor exposure numbers on DFA funds available anywhere?
Replies: 4
Views: 795

LiveFreeorDie: here is an article summarizing the Fama/French model and approach.


http://www.dfaca.com/library/articles/d ... urns_2002/
by kaesler
Sun Apr 11, 2010 9:59 am
Forum: Investing - Theory, News & General
Topic: Factor exposure numbers on DFA funds available anywhere?
Replies: 4
Views: 795

It is a metric that expresses the exposure of a particular portfolio to one of the various (5) risk factors, according to the Fama/French model. See Robert T's excellent compendia for more details and references: http://www.bogleheads.org/forum/viewtopic.php?p=393216&highlight=#393216 http://www.bog...
by kaesler
Sun Apr 11, 2010 9:43 am
Forum: Investing - Theory, News & General
Topic: Factor exposure numbers on DFA funds available anywhere?
Replies: 4
Views: 795

Factor exposure numbers on DFA funds available anywhere?

I just noticed my 401k is now offering some DFA funds. I may decide to use some but want to know the factor exposure numbers first so I can maintain my current factor exposure. I can always perform the regression but are the numbers published anywhere to save me the trouble?

--Kevin
by kaesler
Thu Jan 21, 2010 10:27 am
Forum: Personal Consumer Issues
Topic: Looking for Spanish Immersion class-where??
Replies: 38
Views: 5984

Pimsleur tapes/CDs

For learning outside of a class, say while driving, I'd recommend the Pimsleur CDs. I got a fairly good grasp of Portuguese using them in my spare time. It involved no written or book work. Just listening.
by kaesler
Thu Nov 05, 2009 12:44 pm
Forum: Personal Finance (Not Investing)
Topic: Expatriate estate planning
Replies: 0
Views: 642

Expatriate estate planning

I'm a dual citizen of USA and Australia. I am currently doing some estate planning on the assumption that I'll die here in the USA. I own some real estate in Australia that I would like to be held in trust for my infant daughter until she is an adult. Has anyone any experience with this sort of thin...
by kaesler
Mon Feb 16, 2009 3:15 pm
Forum: Investing - Theory, News & General
Topic: Source of history for FTSE Global Small Cap ex-US Index ?
Replies: 2
Views: 1258

AOL has some data

Manged to find 3 years of montly data here. Don't know if that is enough yet.

http://finance.aol.com/historical-chart ... all&gran=m
by kaesler
Mon Feb 16, 2009 2:45 pm
Forum: Investing - Theory, News & General
Topic: Source of history for FTSE Global Small Cap ex-US Index ?
Replies: 2
Views: 1258

Source of history for FTSE Global Small Cap ex-US Index ?

Does anyone know where I could find historical performance data for the FTSE Global Small Cap ex US Index. I would like to perform the regression to estimate the Fama-French factors for the soon-to-be opened Vanguard global small-cap fund. Couldn't find what I need on ftse.com.
by kaesler
Tue Dec 30, 2008 4:44 pm
Forum: Investing - Theory, News & General
Topic: Vanguard to offer International Small-Cap Index Fund
Replies: 138
Views: 33746

Has anybody estimated the F-F size and value factor exposures for the index underlying this new fund? Or located the historic performance data that would enable such an estimate to be made?
by kaesler
Thu Dec 06, 2007 3:28 pm
Forum: Investing - Theory, News & General
Topic: Am I missing something about BRSIX?
Replies: 6
Views: 2049

How to perform regression against FF model

This is a good place to start: http://www.efficientfrontier.com/ef/101/roll101.htm Here's roughly how I go about it: I use the monthly numbers from Ken French's library at http://mba.tuck.dartmouth.edu/pages/faculty/ken.french/data_library.html For the mutual fund I'm investigating I download the da...
by kaesler
Wed Dec 05, 2007 2:35 pm
Forum: Investing - Theory, News & General
Topic: Am I missing something about BRSIX?
Replies: 6
Views: 2049

Thanks Robert

Thanks. That's what I was after. So currently we can reasonably assume a large size factor .... and long live that alpha.
by kaesler
Wed Dec 05, 2007 12:50 pm
Forum: Investing - Theory, News & General
Topic: Am I missing something about BRSIX?
Replies: 6
Views: 2049

Am I missing something about BRSIX?

Some Bogleheads here have advocated using BRSIX as a good way to gain exposure to the size premium. However when I run the FF 3 factor regression against Ken French's data from August 1999 for BRSIX I get a size factor of 0.53. I would have expected to see a higher figure for the size factor. The 0....
by kaesler
Wed Nov 14, 2007 2:39 pm
Forum: Investing - Theory, News & General
Topic: Estimating FF 3 factors for VINEX (Vang. Int'l Explorer)
Replies: 5
Views: 1964

Thanks

Russell, Nice work those applets. Thanks for your help. RobertT, Thanks for your regression results which I'll replicate later today. That looks better. I now stand a better chance than I did of achieving the value exposure I am after for my portfolio. Did that history of the VINEX fund come out of ...
by kaesler
Tue Nov 13, 2007 6:20 pm
Forum: Investing - Theory, News & General
Topic: Estimating FF 3 factors for VINEX (Vang. Int'l Explorer)
Replies: 5
Views: 1964

Estimating FF 3 factors for VINEX (Vang. Int'l Explorer)

In the presentation that RobertT referenced the other day I noticed that Vanguard's International Explorer fund is said to have a value exposure factor of -1.23. I.e. is is quite non-valuey. I'm going to run the regression myself to see what I get but meanwhile has anyone else here recently done a 3...
by kaesler
Tue Nov 13, 2007 12:27 pm
Forum: Personal Investments
Topic: Computing FF 3 factors for Vanguard Emerging Markets Fund
Replies: 4
Views: 1378

Of course

Of course. That makes sense. Thanks.
by kaesler
Tue Nov 13, 2007 12:15 pm
Forum: Personal Investments
Topic: Computing FF 3 factors for Vanguard Emerging Markets Fund
Replies: 4
Views: 1378

Computing FF 3 factors for Vanguard Emerging Markets Fund

I'm trying to estimate the exposure of my overall portfolio to the Fama-French 3 factors. I think I have all the pieces except for VWO, Vanguard's Emerging Markets Fund/ETF.

Does anybody already have an estimate for the factors for that fund?

--Kevin
by kaesler
Tue Aug 28, 2007 9:40 am
Forum: Investing - Theory, News & General
Topic: Estimating Fama/French factor exposure of foreign funds
Replies: 1
Views: 1270

Estimating Fama/French factor exposure of foreign funds

Any suggestions on how best to estimate Fama/French factor exposures for mutual funds investing in ex-USA asset classes such as Vanguard International Value and Vanguard International Explorer. Here's what I have in mind so far: Value factor : Use the data at Ken Frenchs' web site to perform a 2-fac...
by kaesler
Thu Aug 23, 2007 3:24 pm
Forum: Investing - Theory, News & General
Topic: Any studies of the international small-cap premium?
Replies: 13
Views: 3789

Found Sinquefield

Found it thanks: "Where Are the Gains from Intemational Diversification?"
Rex A. Sinquefield.

http://www.cfapubs.org/doi/pdf/10.2469/faj.v52.n1.1961
by kaesler
Thu Aug 23, 2007 2:33 pm
Forum: Investing - Theory, News & General
Topic: Any studies of the international small-cap premium?
Replies: 13
Views: 3789

Any studies of the international small-cap premium?

Can anyone point me to any research that indicates that the small-cap premium exists in non-USA markets? Thanks for any pointers.

--Kevin.