Search found 15 matches

by el47
Fri Apr 13, 2018 7:21 am
Forum: Investing - Help with Personal Investments
Topic: Employee IPO windfall - mid 7 figures
Replies: 30
Views: 3821

Re: Employee IPO windfall - mid 7 figures

Thanks for the advice - yes, a 30% drop would hurt more than the difference a 20% increase would make to my life, but what if there was an opportunity for another 2x in the next year, which would be even more life-changing? If this is the case, then consider a protective put strategy for some/all o...
by el47
Tue Apr 03, 2018 12:13 pm
Forum: Personal Consumer Issues
Topic: Experience selling car to Carmax?
Replies: 103
Views: 150724

Re: Experience selling car to Carmax?

I'd also like to thank the contributors of this thread for sharing their wisdom. I sold a car last week and these were the quotes I had received: Vroom: $16,500 AutoNation: $16,900 KBB Instant Cash Offer: $16,950 CarMax: $17,000 Carvana: $17,500 I chose Carvana and the process was easy. Once I accep...
by el47
Mon Nov 20, 2017 1:00 am
Forum: Personal Consumer Issues
Topic: Snow tires- are Hankooks any good?
Replies: 18
Views: 1329

Re: Snow tires- are Hankooks any good?

I bought a set of Hankook i*Pike RW11s last winter from DTD mounted on cheap steelies and they are fantastic. I couldn’t bring myself to spend the extra $ on X-Ices & Blizzaks especially with the combination of the DT promo & Hankook rebate. Granted, this is my first set of snow tires so I can’t com...
by el47
Wed Jun 14, 2017 4:08 pm
Forum: Personal Consumer Issues
Topic: Cooktop died, not repairable, need recommendations
Replies: 36
Views: 3229

Re: Cooktop died, not repairable, need recommendations

We replaced our radiant electric cooktop with an induction model made by Electrolux 3 years ago and it was money well spent. The burners heat up quickly, are easy to control and, most importantly, clean up is a breeze! No more burned food on the cooktop surface that requires a blade to scrape off. W...
by el47
Fri Feb 17, 2017 1:26 pm
Forum: Personal Consumer Issues
Topic: Vietnam
Replies: 31
Views: 3559

Re: Vietnam

DW & I travelled around Vietnam in Dec 2015. Our highlights were: Saigon: Food tour with Saigon Street Eats w/ Barbara & Vu. We took the Street Food 101 and Seafood Trail tours and they both were top notch! (http://saigonstreeteats.com/) Hoi An: Countryside Bicycle Tour offered by Heaven & Earth Tou...
by el47
Thu Jan 19, 2017 12:48 pm
Forum: Local Chapters and Bogleheads Community
Topic: metro Denver Bogleheads?
Replies: 30
Views: 4541

Re: metro Denver Bogleheads?

Count me in too!
by el47
Thu Dec 29, 2016 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: What home maintenance issues to expect after a decade or so in a home
Replies: 18
Views: 2491

Re: What home maintenance issues to expect after a decade or so in a home

Also remember that while the HOA takes care of exterior maintenance like roof replacement, you need to be sure that your HOA sets aside sufficient reserves for this or else you may be hit with a special assessment at some point. If you do not keep an eye on your HOA's budgets and reserves, I recomm...
by el47
Fri Aug 19, 2016 2:25 pm
Forum: Personal Finance (Not Investing)
Topic: Large amount of home equity - tempting to cash out and FIRE?
Replies: 57
Views: 5886

Re: Large amount of home equity - tempting to cash out and FIRE?

We sold our place in West LA a few years ago and moved to Colorado. Bought a single family home for less than the cost of our townhome in WLA. Neighbors are friendly, public schools are amazing, no crowds/traffic to deal with, lower property and income taxes...most aspects our lives improved by movi...
by el47
Tue Jul 19, 2016 12:49 pm
Forum: Personal Consumer Issues
Topic: Tires for Honda Civic
Replies: 39
Views: 3797

Re: Tires for Honda Civic

I ordered 2 sets of Milestar M932 from Ebay for ~$50/tire with free shipping. One set for the 2010 Honda Civic, one set for the 2013 Ford C-Max. I've been quite happy with the tires. Made in the USA. Quiet. The reviews are very good for the Milestar tires. I have a set of Milestar M932 from Discoun...
by el47
Sat Jul 09, 2016 11:01 am
Forum: Investing - Help with Personal Investments
Topic: Selling municipal bonds before maturity
Replies: 21
Views: 2253

Re: Selling municipal bonds before maturity

1. Other than the small/odd lots issue, are there any other factors that tend to increase the markup? Other factors include the quality and general demand for the bonds. There will likely be a lower markup for a safe pre-refunded bond or widely-known/held California General Obligation bond vs a Sma...
by el47
Fri Jul 08, 2016 4:12 pm
Forum: Investing - Help with Personal Investments
Topic: Selling municipal bonds before maturity
Replies: 21
Views: 2253

Re: Selling municipal bonds before maturity

I'm not sure what the advisor meant by "expensive" either. Here's my quick advice when selling those individual munis: 1) Check with your brokerage firm to see if they allow you to request bids on your bonds. If so, submit bid requests on the bonds. Once you receive the bids, you can determine wheth...
by el47
Tue Jul 05, 2016 1:21 pm
Forum: Personal Consumer Issues
Topic: Auto Insurance - Am I paying too much ?
Replies: 34
Views: 3615

Re: Auto Insurance - Am I paying too much ?

When contacting GEICO for quotes, ask them what your discount would be if you are a Berkshire Hathaway shareholder. Might be worth buying a share of baby Berk (BRK/B) for the savings.
by el47
Tue Jul 05, 2016 12:58 pm
Forum: Personal Consumer Issues
Topic: replacing an iPhone, first time with the "new non-subsidized model"
Replies: 48
Views: 5275

Re: replacing an iPhone, first time with the "new non-subsidized model"

Are you able to use phones from e.g. swappa.com ? Have you heard of this site? I have had good experiences buying iPhones there. +1 Swappa.com & Cricket. Purchased a used "like new" iPhone 6 late last year through Swappa. Transaction was smooth and phone was exactly as described. Cricket's recent o...
by el47
Thu Jun 23, 2016 3:49 pm
Forum: Personal Consumer Issues
Topic: Verizon raised unlimited data by $20
Replies: 49
Views: 4615

Re: Verizon raised unlimited data by $20

+1 Cricket. Basic $40 smartphone plan has unlimited voice and the first 2.5 GB data on LTE. After that, data gets throttled without a cap so it could be considered "unlimited". The plan really shines when more lines are added to a group plan. Each additional line knocks off $5 per line making a 5-li...
by el47
Fri Jun 17, 2016 12:39 pm
Forum: Personal Consumer Issues
Topic: Southwest Airlines - Rebooking
Replies: 11
Views: 1158

Re: Southwest Airlines - Rebooking

Hi Ryan--You can rebook and bank the credit for future use by changing your reservation online on Southwest.com. Enter your confirmation number, select which leg(s) you'd like to change and search for the new, lower priced flights. At the end of the booking process, the lower price will be reflected...